S.02.01.02 Balance sheet Solvency II value Assets C0010 Intangible assets R0030 0 Deferred tax assets R0040 2 062 111 Pension benefit surplus R0050 0 Property, plant & equipment held for own use R0060 46 783 707 Investments (other than assets held for index-linked and unit-linked contracts) R0070 698 393 014 Property (other than for own use) R0080 21 219 000 Holdings in related undertakings, including participations R0090 0 Equities R0100 0 Equities - listed R0110 0 Equities - unlisted R0120 0 Bonds R0130 565 766 312 Government Bonds R0140 88 586 835 Corporate Bonds R0150 440 380 453 Structured notes R0160 1 011 113 Collateralised securities R0170 35 787 911 Collective Investments Undertakings R0180 100 336 771 Derivatives R0190 11 070 931 Deposits other than cash equivalents R0200 0 Other investments R0210 0 Assets held for index-linked and unit-linked contracts R0220 0 Loans and mortgages R0230 81 492 244 Loans on policies R0240 0 Loans and mortgages to individuals R0250 0 Other loans and mortgages R0260 81 492 244 Re recoverables from: R0270-1 452 906 Non-life and health similar to non-life R0280-1 452 906 Non-life excluding health R0290 0 Health similar to non-life R0300-1 452 906 Life and health similar to life, excluding health and index-linked and unit-linked R0310 0 Health similar to life R0320 0 Life excluding health and index-linked and unit-linked R0330 0 Life index-linked and unit-linked R0340 0 Deposits to cedants R0350 0 Insurance and intermediaries receivables R0360 51 847 261 Re receivables R0370 2 033 151 Receivables (trade, not ) R0380 39 904 052 Own shares (held directly) R0390 0 Amounts due in respect of own fund items or initial fund called up but not yet paid in R0400 0 Cash and cash equivalents R0410 24 820 191 Any other assets, not elsewhere shown R0420 1 677 843 Total assets R0500 947 560 668
S.02.01.02 Balance sheet Solvency II value Liabilities C0010 Technical provisions non-life R0510 234 703 411 Technical provisions non-life (excluding health) R0520 0 TP calculated as a whole R0530 0 Best Estimate R0540 0 Risk margin R0550 0 Technical provisions - health (similar to non-life) R0560 234 703 411 TP calculated as a whole R0570 0 Best Estimate R0580 229 775 836 Risk margin R0590 4 927 575 Technical provisions - life (excluding index-linked and unit-linked) R0600 0 Technical provisions - health (similar to life) R0610 0 TP calculated as a whole R0620 0 Best Estimate R0630 0 Risk margin R0640 0 Technical provisions life (excluding health and index-linked and unit-linked) R0650 0 TP calculated as a whole R0660 0 Best Estimate R0670 0 Risk margin R0680 0 Technical provisions index-linked and unit-linked R0690 0 TP calculated as a whole R0700 0 Best Estimate R0710 0 Risk margin R0720 0 Contingent liabilities R0740 0 Provisions other than technical provisions R0750 18 311 556 Pension benefit obligations R0760 31 183 340 Deposits from reinsurers R0770 0 Deferred tax liabilities R0780 0 Derivatives R0790 7 733 993 Debts owed to credit institutions R0800 314 675 Financial liabilities other than debts owed to credit institutions R0810 20 054 522 Insurance & intermediaries payables R0820 78 310 961 Re payables R0830 165 693 Payables (trade, not ) R0840 56 838 038 Subordinated liabilities R0850 0 Subordinated liabilities not in BOF R0860 0 Subordinated liabilities in BOF R0870 0 Any other liabilities, not elsewhere shown R0880 41 461 879 Total liabilities R0900 489 078 068 Excess of assets over liabilities R1000 458 482 600
S.05.01.02 Premiums, claims and expenses by line of business Line of Business for: non-life and re obligations (direct business and accepted proportional re) Fire and other Income Workers' Marine, aviation General Motor vehicle Other motor damage to protection compensation and transport liability liability property Medical expense C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 Premiums written Gross - Direct Business R0110 1 335 145 994 Gross - Proportional re accepted R0120 102 344 559 Gross - Non-proportional re accepted R0130 Reinsurers' share R0140 29 031 856 Net R0200 1 408 458 697 Premiums earned Gross - Direct Business R0210 1 263 408 493 Gross - Proportional re accepted R0220 152 466 132 Gross - Non-proportional re accepted R0230 Reinsurers' share R0240 25 691 780 Net R0300 1 390 182 845 Claims incurred Gross - Direct Business R0310 871 019 844 Gross - Proportional re accepted R0320 121 663 482 Gross - Non-proportional re accepted R0330 Reinsurers' share R0340 16 358 305 Net R0400 976 325 021 Changes in other technical provisions Gross - Direct Business R0410 0 Gross - Proportional re accepted R0420 0 Gross - Non- proportional re accepted R0430 Reinsurers'share R0440 0 Net R0500 0 Expenses incurred R0550 355 282 506 Other expenses R1200 Total expenses R1300 Credit and suretyship
S.05.01.02 Premiums, claims and expenses by line of business Line of Business for: non-life and re obligations (direct business and accepted proportional re) Legal expenses Assistance Miscellaneous financial loss Health Line of business for: accepted non-proportional re Casualty Marine, aviation, transport C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0200 Premiums written Gross - Direct Business R0110 1 335 145 994 Gross - Proportional re accepted R0120 102 344 559 Gross - Non-proportional re accepted R0130 0 Reinsurers' share R0140 29 031 856 Net R0200 1 408 458 697 Premiums earned Gross - Direct Business R0210 1 263 408 493 Gross - Proportional re accepted R0220 152 466 132 Gross - Non-proportional re accepted R0230 0 Reinsurers' share R0240 25 691 780 Net R0300 1 390 182 845 Claims incurred Gross - Direct Business R0310 871 019 844 Gross - Proportional re accepted R0320 121 663 482 Gross - Non-proportional re accepted R0330 0 Reinsurers' share R0340 16 358 305 Net R0400 976 325 021 Changes in other technical provisions Gross - Direct Business R0410 0 Gross - Proportional re accepted R0420 0 Gross - Non- proportional re accepted R0430 0 Reinsurers'share R0440 0 Net R0500 0 Expenses incurred R0550 355 282 506 Other expenses R1200 0 Total expenses R1300 0 Property Total
S.05.01.02 Premiums, claims and expenses by line of business Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses R1410 R1420 R1500 R1510 R1520 R1600 R1610 R1620 R1700 R1710 R1720 R1800 R1900 R2500 R2600 Health Line of Business for: life obligations Insurance with profit participation Index-linked and unit-linked Other life Annuities stemming from non-life contracts and relating to health obligations Annuities stemming from non-life contracts and relating to obligations other than health Life re obligations Health re Life re C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0300 Total
S.05.02.01 Premiums, claims and expenses by country Home Country Top 5 countries (by amount of gross premiums written) - non-life obligations Total Top 5 and home country C0010 C0020 C0030 C0040 C0050 C0060 C0070 R0010 HK CY JE GG SG C0080 C0090 C0100 C0110 C0120 C0130 C0140 Premiums written Gross - Direct Business R0110 1 179 831 481 16 662 666 986 290 17 975 500 14 904 972 5 365 881 1 235 726 790 Gross - Proportional re accepted R0120 6 499 615 22 533 012 22 942 038 0 19 700 8 841 473 60 835 838 Gross - Non-proportional re accepted R0130 0 0 0 0 0 0 0 Reinsurers' share R0140 23 791 212 193 936 20 729 268 204 217 481 72 899 24 564 461 Net R0200 1 162 539 884 39 001 742 23 907 599 17 707 296 14 707 191 14 134 455 1 271 998 167 Premiums earned Gross - Direct Business R0210 1 114 981 821 15 403 511 964 487 17 235 257 13 589 016 5 369 459 1 167 543 551 Gross - Proportional re accepted R0220 62 026 975 22 399 742 20 691 966 0 0 8 550 548 113 669 231 Gross - Non-proportional re accepted R0230 0 0 0 0 0 0 0 Reinsurers' share R0240 23 220 349 193 263 8 034 256 579 216 344 73 115 23 967 684 Net R0300 1 153 788 447 37 609 990 21 648 419 16 978 678 13 372 672 13 846 892 1 257 245 098 Claims incurred Gross - Direct Business R0310 767 007 054 15 368 230 450 945 10 577 319 8 969 288 5 704 052 808 076 888 Gross - Proportional re accepted R0320 39 805 262 19 759 826 17 318 284 0 0 6 289 176 83 172 548 Gross - Non-proportional re accepted R0330 0 0 0 0 0 0 0 Reinsurers' share R0340 16 035 065 0 2 804 322 0 0 16 038 191 Net R0400 790 777 251 35 128 056 17 766 425 10 576 997 8 969 288 11 993 228 875 211 245 Changes in other technical provisions Gross - Direct Business R0410 0 0 0 0 0 0 0 Gross - Proportional re accepted R0420 0 0 0 0 0 0 0 Gross - Non- proportional re accepted R0430 0 0 0 0 0 0 0 Reinsurers'share R0440 0 0 0 0 0 0 0 Net R0500 0 0 0 0 0 0 0 Expenses incurred R0550 318 000 406 5 819 626 3 418 253 2 375 781 1 939 906 2 228 860 333 782 832 Other expenses R1200 0 Total expenses R1300 333 782 832
S.05.02.01 Premiums, claims and expenses by country Home Country Top 5 countries (by amount of gross premiums written) - life obligations Total Top 5 and home country Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses R1400 R1410 R1420 R1500 R1510 R1520 R1600 R1610 R1620 R1700 R1710 R1720 R1800 R1900 R2500 R2600 C0150 C0160 C0170 C0180 C0190 C0200 C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280
S.17.01.02 Non-life Technical Provisions Medical expense Income protection Workers' compensation Motor vehicle liability Other motor Marine, aviation and transport Fire and other damage to property General liability C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 Technical provisions calculated as a whole R0010 0 Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole R0050 0 Technical provisions calculated as a sum of BE and RM Best estimate Premium provisions Gross R0060 88 594 655 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default R0140-3 781 938 Net Best Estimate of Premium Provisions R0150 92 376 593 Claims provisions Gross R0160 141 181 181 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default R0240 2 329 032 Net Best Estimate of Claims Provisions R0250 138 852 149 Total Best estimate - gross R0260 229 775 836 Total Best estimate - net R0270 231 228 742 Risk margin R0280 4 927 575 Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole R0290 0 Best estimate R0300 0 Risk margin R0310 0 Direct business and accepted proportional re Credit and suretyship
S.17.01.02 Non-life Technical Provisions Medical expense Income protection Workers' compensation Direct business and accepted proportional re Motor vehicle liability Other motor Marine, aviation and transport Fire and other damage to property General liability C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 Technical provisions - total Technical provisions - total R0320 234 703 411 Recoverable from re contract/spv and Finite Re after the adjustment for expected losses due to counterparty default - total R0330-1 452 906 Technical provisions minus recoverables from re/spv and Finite Re - R0340 236 156 317 Credit and suretyship
S.17.01.02 Non-life Technical Provisions Legal expenses Assistance Miscellaneous financial loss Nonproportional health re Nonproportional casualty re Non-proportional marine, aviation and transport re Nonproportional property re C0110 C0120 C0130 C0140 C0150 C0160 C0170 C0180 Technical provisions calculated as a whole R0010 0 Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole Direct business and accepted proportional Accepted non-proportional re Total Non-Life obligation R0050 0 Technical provisions calculated as a sum of BE and RM Best estimate Premium provisions Gross R0060 88 594 655 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default R0140-3 781 938 Net Best Estimate of Premium Provisions R0150 92 376 593 Claims provisions Gross R0160 141 181 181 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default R0240 2 329 032 Net Best Estimate of Claims Provisions R0250 138 852 149 Total Best estimate - gross R0260 229 775 836 Total Best estimate - net R0270 231 228 742 Risk margin R0280 4 927 575 Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole R0290 0 Best estimate R0300 0 Risk margin R0310 0
S.17.01.02 Non-life Technical Provisions Direct business and accepted proportional Legal expenses Assistance Miscellaneous financial loss Nonproportional health re Accepted non-proportional re Nonproportional casualty re Non-proportional marine, aviation and transport re Nonproportional property re Total Non-Life obligation C0110 C0120 C0130 C0140 C0150 C0160 C0170 C0180 Technical provisions - total Technical provisions - total R0320 234 703 411 Recoverable from re contract/spv and Finite Re after the adjustment for expected losses due to counterparty default - total R0330-1 452 906 Technical provisions minus recoverables from re/spv and Finite Re - total R0340 236 156 317
S.19.01.21 Non-life Insurance Claims Information Total Non-Life Business Accident year / Underwriting year Z0010 AY Gross Claims Paid (non-cumulative) (absolute amount) Year 0 1 2 3 Development year 4 5 6 7 8 9 10 & + In Current year Sum of years (cumulative) C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0170 C0180 Prior R0100 0 R0100 0 0 N-9 R0160 0 0 0 0 0 0 0 0 0 0 R0160 0 0 N-8 R0170 648 357 080 81 596 850 3 244 216 485 519-615 044 0 0 0 0 R0170 0 733 068 621 N-7 R0180 686 020 539 88 930 533 3 150 390 2 079 382 115 594 0 0 0 R0180 0 780 296 438 N-6 R0190 678 753 733 81 550 520 4 191 021 895 020 226 972 0 0 R0190 0 765 617 266 N-5 R0200 678 514 108 91 995 861 2 573 898 660 735 185 765 0 R0200 0 773 930 367 N-4 R0210 721 861 532 99 264 568 5 226 812 1 877 248 413 502 R0210 413 502 828 643 662 N-3 R0220 698 140 839 100 561 396 4 210 536 1 248 269 R0220 1 248 269 804 161 040 N-2 R0230 716 021 254 112 852 039 7 470 616 R0230 7 470 616 836 343 909 N-1 R0240 789 106 913 113 369 543 R0240 113 369 543 902 476 456 N R0250 869 346 669 R0250 869 346 669 869 346 669 Total R0260 991 848 599 7 293 884 428 Gross undiscounted Best Estimate Claims Provisions (absolute amount) Year 0 1 2 3 Development year 4 5 6 7 8 9 10 & + Year end (discounted C0200 C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0290 C0300 C0360 Prior R0100 R0100 0 N-9 R0160 0 0 0 0 0 0 0 0 0 0 R0160 0 N-8 R0170 82 085 748 2 597 192 1 291 384 1 650 377 11 145 2 118 0 0 0 R0170 0 N-7 R0180 100 479 991 7 097 221 3 405 348 1 044 313 6 738 0 0 0 R0180 0 N-6 R0190 100 329 687 8 958 451 1 196 410 971 493 5 227 0 0 R0190 0 N-5 R0200 99 306 838 8 435 217 246 826 129 331 13 207 0 R0200 0 N-4 R0210 107 532 239 10 577 605 3 111 358 1 135 222 179 778 R0210 179 428 N-3 R0220 117 611 243 9 903 816 3 807 779 725 286 R0220 723 876 N-2 R0230 123 007 819 7 435 831 1 559 349 R0230 1 556 316 N-1 R0240 123 897 039 8 489 648 R0240 8 473 137 N R0250 127 398 861 R0250 127 151 092 Total R0260 138 083 849
S.23.01.01 Own funds Total Tier 1 - Tier 1 - unrestricted restricted Tier 2 Tier 3 C0010 C0020 C0030 C0040 C0050 Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation (EU) 2015/35 Ordinary share capital (gross of own shares) R0010 185 000 000 185 000 000 0 Share premium account related to ordinary share capital R0030 0 0 0 Iinitial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings R0040 0 0 0 Subordinated mutual member accounts R0050 0 0 0 0 Surplus funds R0070 0 Preference shares R0090 0 0 0 0 Share premium account related to preference shares R0110 0 0 0 0 Reconciliation reserve R0130 171 420 489 171 420 489 Subordinated liabilities R0140 0 0 0 0 An amount equal to the value of net deferred tax assets R0160 2 062 111 2 062 111 Other own fund items approved by the supervisory authority as basic own funds not specified above R0180 0 0 0 0 0 Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds R0220 0 Deductions Deductions for participations in financial and credit institutions R0230 0 0 0 0 Total basic own funds after deductions R0290 358 482 600 356 420 489 0 0 2 062 111 Ancillary own funds Unpaid and uncalled ordinary share capital callable on demand R0300 0 0 Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand R0310 0 0 Unpaid and uncalled preference shares callable on demand R0320 0 0 0 A legally binding commitment to subscribe and pay for subordinated liabilities on demand R0330 0 0 0 Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC R0340 0 0 Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC R0350 0 0 Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC R0360 0 0 Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC R0370 0 0 0 Other ancillary own funds R0390 0 0 0 Total ancillary own funds R0400 0 0 0
S.23.01.01 Own funds Total Tier 1 - unrestricted Tier 1 - restricted Tier 2 Tier 3 Available and eligible own funds Total available own funds to meet the SCR R0500 358 482 600 356 420 489 0 0 2 062 111 Total available own funds to meet the MCR R0510 356 420 489 356 420 489 0 0 Total eligible own funds to meet the SCR R0540 358 482 600 356 420 489 0 0 2 062 111 Total eligible own funds to meet the MCR R0550 356 420 489 356 420 489 0 0 SCR R0580 267 333 951 MCR R0600 77 065 310 Ratio of Eligible own funds to SCR R0620 1.3410 Ratio of Eligible own funds to MCR R0640 4.6249 C0060 Reconciliation reserve Excess of assets over liabilities R0700 458 482 600 Own shares (held directly and indirectly) R0710 0 Foreseeable dividends, distributions and charges R0720 100 000 000 Other basic own fund items R0730 187 062 111 Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds R0740 0 Reconciliation reserve R0760 171 420 489 Expected profits Expected profits included in future premiums (EPIFP) - Life business R0770 0 Expected profits included in future premiums (EPIFP) - Non- life business R0780 7 268 336 Total Expected profits included in future premiums (EPIFP) R0790 7 268 336
S.25.03.21 Solvency Capital Requirement - for undertakings on Full Internal Models Unique number of component Components description Calculation of the Solvency Capital Requirement C0010 C0020 C0030 A1A A1 B1 Market 72 722 099 Credit 35 582 126 Life Insurance 0 P&C Insurance 165 544 565 Operational Risk 31 473 149 Pensions risk 32 908 828 Calculation of Solvency Capital Requirement C0100 Total undiversified components R0110 338 230 767 Diversification R0060-70 896 816 Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional) R0160 0 Solvency capital requirement excluding capital add-on R0200 267 333 951 Capital add-ons already set R0210 0 Solvency capital requirement R0220 267 333 951 Other information on SCR Amount/estimate of the overall loss-absorbing capacity of technical provisions R0300 Amount/estimate of the overall loss-absorbing capacity ot deferred taxes R0310 Total amount of Notional Solvency Capital Requirements for remaining part R0410 Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional)) R0420 Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios R0430 Diversification effects due to RFF nscr aggregation for article 304 R0440
S.28.01.01 Minimum Capital Requirement - Only life or only non-life or re activity Linear formula component for non-life and re obligations C0010 MCR NL Result R0010 77 065 309.66 Medical expense and proportional re Income protection and proportional re Workers' compensation and proportional re Motor vehicle liability and proportional re Other motor and proportional re Marine, aviation and transport and proportional re Fire and other damage to property and proportional re General liability and proportional re Credit and suretyship and proportional re Legal expenses and proportional re Assistance and proportional re Miscellaneous financial loss and proportional re Non-proportional health re Non-proportional casualty re Non-proportional marine, aviation and transport re Non-proportional property re Linear formula component for life and re obligations C0040 MCR L Result R0200 Net (of re/spv) best estimate and TP calculated as a whole Net (of re) written premiums in the last 12 months C0020 C0030 R0020 231 228 742 1 408 458 698 R0030 R0040 R0050 R0060 R0070 R0080 R0090 R0100 R0110 R0120 R0130 R0140 R0150 R0160 R0170 Net (of re/spv) best estimate and TP calculated as a whole Net (of re/spv) total capital at risk Obligations with profit participation - guaranteed benefits Obligations with profit participation - future discretionary benefits Index-linked and unit-linked obligations Other life (re) and health (re) obligations Total capital at risk for all life (re) obligations R0210 R0220 R0230 R0240 R0250 C0050 C0060 Overall MCR calculation C0070 Linear MCR R0300 77 065 310 SCR R0310 267 333 951 MCR cap R0320 120 300 278 MCR floor R0330 66 833 488 Combined MCR R0340 77 065 310 Absolute floor of the MCR R0350 0 C0070 Minimum Capital Requirement R0400 77 065 310