1 2 Particulars Current Account/SND Account Schedule of Charges Account Maintenance Fee Regular Savings/Inspire/Ruby/Senior/NRB Saving/Other Saving Account (Waiver of A/C Maintenance Fee for Junior, Graduate, Shanchay and Care) FCY Account NITA Account Escrow Account (Deposit) Charges / Commission/ Fees BDT 500 Half Yearly i) No Fee up to BDT 5,000 on Average Balance ii) BDT 100 on Half Yearly Basis up to BDT 25,000 on Average Balance iii) BDT 300 on Half Yearly Basis above BDT 25,000 on Average Balance BDT 500 Half Yearly BDT 500 Half Yearly BDT 1000 Yearly Account Closing Charge Current Account/SND Account BDT 300 Savings / Inspire/Senior/Ruby/Other Savings Accounts BDT 200 Deposit Products Account NITA Account BDT 200 No Charge for Premature Encashment Account Transfer Charge 3 All Types of Savings, CD, SND and Deposit Products BDT 300 4 Account Statement Charge Current/SND Account ( Monthly Basis One Copy) Current/SND Account BDT 100 Per Instance ( More than One in a Month ) Regular Savings/Senior/Inspire/Ruby/Other Savings Accounts (Half-Yearly basis) Regular Savings / Senior / Inspire/ Ruby / Other BDT 100 Per Instance Savings Accounts Deposit Products One Copy A/C Statement Every Half Year : A/C Statement to be issued at the request of Client on realization of BDT 100 Per Instance MTB Bank Statement verification (when those are sent to BDT 500 Per Instance us for verification by embassies, other banks etc) Installment Failure Charge 5 Deposit Products Monthly 2% for Each Defaulted Installment NID Verification Charge 6 NID Verification Charge (Per Instance of Verification) BDT 10 1 P a g e
Issuance of Cheque Books 7 Current/SND /Savings /Senior/Inspire Account /Ruby/ Other Savings A/Cs i) BDT 4.00 per leaf excluding VAT ii) First 3 (three) cheque books (10 leaves each ) free for MTB Senior & Junior Accounts and MTB Care 8 Bangladesh Bank Cheque Issuance of Bangladesh Bank Cheque at the request of the Client Dormant A/C Activation Charge 9 Dormant A/C Activation Charge BDT 100 10 BDT 200 Per Cheque On-line Cash Transaction- Deposit and Withdrawal (Inter City) Up to BDT 100,000 Above BDT 100,000 to BDT 2,00,000 Above BDT 2,00,000 to BDT 5,00,000 Above BDT 5,00,000 to BDT 10,00,000 Above BDT 10,00,000 to BDT 15,00,000 Above BDT 15,00,000 to BDT 20,00,000 Above BDT 20,00,000 to BDT 50,00,000 Above BDT 50,00,000 BDT 100 Per Transaction BDT 150 Per Transaction BDT 200 Per Transaction BDT 300 Per Transaction BDT 500 Per Transaction BDT 1,000 Per Transaction BDT 2,500 Per Transaction On-line Cash Transaction- Deposit and Withdrawal (Within City) 11 Any Amount On-line Transfer - Refund Warrant (IPO) 12 Per Transaction BDT 10.00 13 14 15 Local Funds Transfer Fee/Commission *Pay Order Issue- A/C holder i. Up to BDT 10,000 : BDT 15 ii. Above BDT 10,000 to BDT 1,00,000: BDT 25 iii. Above BDT 1,00,000 to BDT 10,00,000: BDT 50 iv. Above BDT 10,00,000 : BDT 100 *Pay Order Issue - Non A/C holder BDT 200 on Any Amount 0.15% of the DD Amount, minimum BDT 100, *Demand Draft Issue - A/C holder Maximum BDT 1,500 *Demand Draft Issue-Non A/C holder 0.15% of the DD Amount, Minimum BDT 200 * Bank will charge commission of BDT 10 only for issuing Draft/Pay Order (not exceeding BDT 500) in connection with application by students/unemployed youth for employment. Issuance of Duplicate Instrument Issuance of Duplicate instrument (PO, DD, FDR and BDT 300 + Stamp Charges for Indemnity Bond Scheme Receipt etc.) Cancellation of Local Funds Transfer Cancellation of DD and PO Up to BDT 5,000 (Face Value) Waived Above BDT 5,000: BDT 200 Cancellation of Bangladesh Bank Cheque BDT 100 Stop Payment Instruction Per Leaf: BDT 50 and Entire Cheque Book (Lost of Unused 5 Leaves and Above in the Book): BDT 200 Standing Instruction 2 P a g e
16 17 18 Standing Instruction Creation Charge Standing Instruction Cancellation/ Amendment BDT 50 BDT 100 for execution of each instruction. No charge for transfer of fund from any Deposit Account to Scheme Account. Cheque for Collection Own Bank's Cheque deposit any amount (One City to Another) LCY Cheque Collection within Clearing House LCY Cheque Collection Where There is No Clearing Cost, Minimum BDT 50 Per Case House ( Bank Area) Outstation cheque Collection Commission (within Bank 0.10%, Minimum BDT 100, Maximum BDT 1,000 Branches Clearing Zone) Outstation cheque Collection Commission 0.15%, Minimum BDT 150, Maximum BDT 1,500 (Outside Bank Branches Clearing Zone) Cheque Return Unpaid Bounced /Unpaid Cheque Drawn on Us (Cash/Clearing/ BDT 100 Transfer) Outward Clearing Cheque Return for Any Reason No Charge *19 20 BACH Below BDT 50,000 No Charge BDT 50,000 to Below BDT 5,00,000 BDT 10 ( BB 8 + Presenting Bank 2 including VAT) BDT 5,00,000 and Above- High Value Clearing BDT 60 ( BB 50 + Presenting Bank 10) BDT 5,00,000 and Above- Regular Value Clearing BDT 25 ( BB 20 + Presenting Bank 5) All Types of G2P ( Government to Person) Cheque No Charge Cheques, Utility Bills of any amount received against all No Charge types of Government Receipts and all Cheques received against the claims of City Corporation/ Pourashava. * BACH and BEFTN charge will be changed as per instruction of BB from time to time. BEFTN & RTGS EFT Transactions ( Any Amount) Outward RTGS Transactions (Any amount) EFT Debit Transaction Cancellation (For Insufficient Fund) e-gp Transaction No Charge BDT 100 (Per Transaction) No Charge for Govt. Entity BDT 100 21 Realization of Service Charges BDT 200 (Each Transaction) 22 Other Services Locker Service Fees - Small BDT 2,000 + Insurance Premium Fees - Medium BDT 2,500 + Insurance Premium Fees - Large BDT 3,000 + Insurance Premium Late Payment of Locker Rent BDT 500.00 Insurance Premium for Locker Security Deposit (Refundable) 3 P a g e
23 24 25 Small BDT 2,000 Medium BDT 3,000 Large BDT 5,000 Replacement of Key( Lost / Damage) Actual Cost for Lock Replacement + BDT 1,000 Certificates / Reports Half-Yearly Balance Confirmation Certificate Additional Balance Confirmation Certificate BDT 200 Balance Certificate for Loan BDT 200 Duplicate Balance Certificate for Loan - Following Day BDT 200 Issuance of Solvency Certificate BDT 500 Certificate for Inward Remittance BDT 200 Certificate of Encashment of Bonds/Securities BDT 100 Bank Certificate Required by BO Account Holders BDT 100 Duplicate Savings Certificate BDT 300 (Per Instance) Obtaining Credit Report on Behalf of Local Customer BDT 200 Duplicate Statement Through Contact Centre for BDT 100+ Additional BDT 200 Per Previous Year Current Year by Direct Mail (3 Working Days Required) Tax Deduction Certificate i) 1(one) in a Current Financial Year (FY) ii) More than 1(one) in a FY: BDT 100 (Per Certificate) Credit Card Certificate Fee BDT 200 Issuance of Any other Certificate not mentioned in the BDT 500 Schedule of Charges (SOC) Telex/ SWIFT/ FAX Within Country: Telex BDT 75 Fax Per Page BDT 25 Courier / Postage Outside Country: Telex SWIFT Fax Per Page BDT 50 Postage / Mail / Telephone: Registered Postage Courier- Outside the Country Telephone Charge, Minimum BDT 50 Parcel, Minimum BDT 50 Corporate Employee Privilege Program (CEPP) Account Maintenance Fee Nil Debit Card Fee 0 to BDT 350 Credit Card Fee Up to Processing Fee MTB Personal Loan- 50% Waiver on Prevailing Fee MTB Auto Loan- 50% Waiver on Prevailing Fee MTB Home Loan & Home Equity Loan- 50% Waiver on Prevailing Fee SMS Banking 26 Annual Fee BDT 300 (Excluding VAT) 4 P a g e
Internet Banking 27 Annual Fee Loan And Advance MTB Personal Loan 1.50% of Loan Amount Early Settlement Fee 2% of Loan Outstanding Allowed After 6 Months. At Least Minimum 30% of Pre Payment Fee (minimum 30% of Outstanding) the Loan Outstanding to be paid by Customer While Making Advance / Prepayments. Fees 2% 28 of the Prepaid Amount Installment Failure Charge 3% on Arrear Amount 29 30 Loan Re-Schedulement Fees for Loan Closure Certificate CIB Charge BDT 200 Contact Point Verification BDT 500 MTB Auto Loan Early Settlement Fee Pre Payment Fee Installment Failure Charge Loan Re-Schedulement Fees for Loan Closure Certificate Change of Car Quotation CIB Charge BDT 200 Contact Point Verification BDT 500 Notarization Fee BDT 50 Early Settlement Fee Pre Payment Fee Installment Failure Charge 1% of Loan Outstanding No Fees. For Duplicate Certificate Charge BDT 200 1% of Loan Amount. MTB Home Loan / MTB Home Equity Loan 2% of Loan Outstanding Allowed after 6 months. At least minimum 30% of the loan outstanding to be paid by customer while making advance / prepayments. Fees 2% of the prepaid amount 3% on Arrear Amount 1% of Outstanding Amount No Fees. For Duplicate Certificate Charge BDT 200 BDT 500 Per Quotation 1.25% of Loan Amount. 1.5% of Loan Outstanding Allowed After 6 Months. At Least Minimum 20% Per 1 lac Whichever is Lower of the Loan Outstanding to be paid by Customer While Making Advance/ Prepayments. Fees 1.5% of the Prepaid Amount 3% on Arrear Amount Loan Re-Schedulement 1% of Outstanding Amount Fees for Lloan Closure Certificate No Fees. For Duplicate Certificate Charge BTD 200 CIB Charge BDT 200 Legal Charge Property Valuation Charge Contact Point Verification BDT 500 MTB Professional s Loan 31 1.25% of Loan Amount. 5 P a g e
Early Settlement Fee Advance / Partial Prepayment Installment Failure Charge CIB Charge BDT 200 Contact Point Verification BDT 500 2% of the Outstanding Loan Amount Allowed after six months. Minimum 30% of the loan outstanding to be paid by customer. Fees 2% of the prepaid amount. 3% on the Dues Amount. Lien Mark & Security Encashment Other Bank's Instrument Kept Under Lien in Our Bank BDT 250 32 Our Bank's Instrument Kept under Lien in Other Bank BDT 250 Other Bank's Instrument Encashment BDT 500 Issuance of Guarantee 33 Commission i) 0.50% - 0.75% Per Quarter or Part Thereof Minimum BDT 1,000. i i ) In case of 100% Cash Margin BDT 500 At the Time of Issuance and Renewal. iii) 0.50%-0.75% Per Quarter or Part of Thereof in case of 100% Margin in the form of FDR/Double Saver Plan(DSP), Monthly Benefit Plan(MBP) etc. (in case of Issuance and Renewal). SOD (FO) 34 i) Up to BDT 10 lac: BDT 500 ii) Above BDT 10 lac to 100 lac:bdt 1,000 (For New & Renewal/Enhancement) iii) Above BDT 100 lac: BDT 2,000 Other than SOD (FO) i) Up to BDT 50 Lac: BDT 3,000- BDT 5,000 ii) Above BDT 50 Lac to BDT 100 Lac: BDT 5,000-35 BDT10,000 (For New & Renewal/Enhancement) iii) Above BDT 100 Lac to BDT 500 Lac: BDT 10,000-BDT15,000 iv) Above BDT 500 Lac: BDT15,000- BDT 20,000 Early Adjustment / Commitment Fee 36 37 38 Early Adjustment (Term Loan, HBCRL, CHB) 1% - 2% (On Present O/S) Commitment Fee As Per Negotiation Determined On The Basis of Bankers-Customers Relationship Temporary Extension of Group Limit BDT 1,000 Per Month (Minimum) Processing Fees For Special Sanction i) Change of Directors ii) Change of Security iii) Issuance of NOC for Pari- passu Security Documentation Deferral Loan A/C Statement per month Loan Statement more than one per month BDT 2,000 BDT 5,000 (For First 2 Months) Then BDT 3,000 Per Month Loan Statement 1(One) BDT 200 Per Instance Charges of Privilege Customers Maintenance Fee 1 All Types of Accounts 6 P a g e
2 3 All Types of Accounts All Types of Accounts Charges for Transfer of A/C Cheque Book Issuance Fee A/C Statement Charge 4 All Types of Accounts 5 6 7 8 9 Local Funds Transfer Fee/Commission Pay Order Issue- Customer/ Demand Draft (DD) Issue Customer/ Bangladesh Bank Cheque Issuance Issuance of Duplicate instrument Issuance of Duplicate Instrument (PO/DD/FDR and Scheme Receipts etc.) Cancellation of Local Funds Transfer Cancellation of PO/ DD/ Bangladesh Bank Cheque Stop payment on Clearing Cheque/Cash Cheque/Entire Cheque Book (Per Instruction) Standing Instruction (SI) Standing Instruction (SI) Creation Charge (Any Transaction) Cancellation of SI Foreign remittances (Inward) Payment of any taka drafts issued by exchange house/foreign bank in abroad which are drawn on our bank.(this shall include payment in cash, through account, transfer or by clearing) Encashment of Any Foreign TT in Taka at Our Counter. Issue of Travelers Cheque (TC) / FCY Notes 10 Endorsement Fee Customer FCY (Cash) Encashment 11 Cash FCY Encashment Encashment Certificate Customer Cheque for Collection - Local Currency (LCY) Outstation Cheque Collection Commission (Within Bank Branches Clearing Zone) 12 Outstation Cheque Collection. Commission (Outside Bank Branches Clearing Zone) Bounced / Unpaid Cheque Drawn On Us Lien Mark & Security Encashment Other Bank's Instrument Kept Under Lien in Our Bank 13 Our Bank's Instrument Kept Under Lien in Other Bank Other Bank's Instrument Encashment SMS Banking 14 Annual Fee 15 Arrangement Fee Agency/Monitoring Fee Participation Fee Security Agent Fee Syndication & Structured Finance Unit 0.00%-2.00% of the Total Loan Amount 0.00%-2.00% of the Total Loan Amount 0.00%-2.00% of the Total Loan Amount 0.00%-2.00% of the Total Loan Amount 7 P a g e
Escrow Maintenance Fee Deal Structuring Fee Commitment Fee 0.00%-2.00% of the Total Loan Amount 0.00%-2.50% of the Outstanding Amount 0.00%-1.00% of Undrawn Amount Within the Availability Period Loans and Advance (Privilege) MTB Personal Loan 16 1.00 % of Loan Amount Early Settlement Fee 1.00 % of Loan Amount MTB Auto Loan 17 0.50% Early Settlement Fee 1.00% MTB Home Loan / Home Equity Loan 18 0.75% Early Settlement Fee 1.00% MTB Professional s Loan 19 1.00 % of Loan Amount Early Settlement Fee 1.00 % of Loan Amount Cash Transaction- Deposit and Withdrawal (Inter City) Up to BDT 5,00,000 20 Above BDT 5,00,000 to BDT 15,00,000 Above BDT 15,00,000 Cash Transaction- Deposit and Withdrawal (Within City) 21 Cards (Privilege) Credit Card Annual Fee( Primary Card) Annual Fee- Supplementary Card Annual Fee- Supplementary Card- 2nd to 4th Card Card Replacement Fee Voucher Retrieval Fee 22 Out of Town Cheque Collection Fee Cheque Return Fee Certificate PIN Replacement Fee Duplicate Statement Fee Card Cheque Book Fee- 10 Leaves Card Cheque Processing Fee 50 % Discount on Prevailing Fee 23 24 Debit Card Annual Fee Card Replacement Fee PIN Replacement Fee Prepaid International (Primary Card) Prepaid International (Supplementary Card) Prepaid Gift Card Other Services (Privilege) For SAARC Countries- Customer Renewal (SAARC) Student File 8 P a g e
For other than SAARC Countries- Customer Renewal (Other than SAARC) Lockers 25 Fees - Small Fees Medium Fees Large Replacement of Lost Keys Actual Cost for Lock Replacement + 50% Discount on Prevailing fee Refundable Security Deposit Small BDT 1,000 Medium BDT 1,500 Large BDT 2,500 Certificates / Reports 26 Half Yearly Balance Confirmation Certificates Additional Balance Confirmation Certificates Balance Certificate for Loan Duplicate Balance Certificate for Loan- Same Day Duplicate Balance Certificate for Loan - Following Day Certificate for AIT Issuance of Solvency Certificate Credit/Solvency Information (International) Certificate for Inward Remittance Certificate of Encashment of Bonds/Securities Bank Certificate Required by BO Account Holders Application/Confirmation of Test(Applicable for Other Banks only) Duplicate Savings Certificate Duplicate Advice More than 6 Months Old (Per Advice) Obtaining Credit Report on Behalf of Local Customer Duplicate Statement through Contact Centre for Current Year by Direct Mail (3 Working Days Required) Bank Statement Verification (Request by other Banks and Embassies) Credit Card Certificate Fee Fees for Loan Closure Certificate i) VAT will be realized on Charges, Fees and Commission as per Government Rules. ii) Bank reserves the right to change/amend this Schedule of Charge as per Bangladesh Bank guideline which would be updated on www.mutualtrustbank.com Note: Managing Director & CEO will have the discretion to change (enhance/reduce/waive) the Charges, Fees and Commission according to Banker-Customer relationship. 9 P a g e
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