October 2018 Filing instructions guide for HMDA data collected in 2019 OMB Control #3170-0008
Version log The following is a version log that tracks changes from the previous version of the Filing Instructions Guide*: Date Version Section Changes October 2018 1.1 5. Edit Specifications 1. Section 5.3, Table 6 Revised edits V696, V699 and V709. Original Document. Changes from 2018 FIG: 1. Section 2.1 and Section 2.2 Updated to indicate no change in required data submission process from the August 2018 FIG to the 2019 FIG. 2. Section 3.4, Table 1 and Section 4.2.1 Updated Description of Federal Agency. October 2018 1.0 3. Section 3.4, Table 1 and Section 4.2.2 Updated examples for Application date and Action Taken Date. Updated Description of Credit Score values. Added and updated AUS Result values. 4. Section 4.2.2 Updated instructions on reporting DTI to accept negative number. Updated instructions for reporting Credit Score. Updated instructions for reporting AUS results. 5. Section 5.2, Table 1 Updated table to show 2019 edit revisions. 6. Section 5.3, Table 6 Revised edit V677. 7. Section 5.3, Table 7 1
Date Version Section Changes Revised edits Q632, Q633, Q643, and Q644. Added edit Q645. 8. Section 5.3, Table 8 Added edit Q646. 9. Section 5.3, Table 9 Added edit Q647. *Consult the version log of prior versions of the FIG for previous changes. 2
Table of contents Version log...1 Table of contents...3 Paperwork Reduction Act...5 1. What s in the FIG?...6 1.1 Changes to the Submission Process for Data Collected in 2019... 6 1.2 2019 File Specifications... 7 1.3 2019 Data Specifications... 7 1.4 2019 Edit Specifications... 8 2. Changes to the Submission Process for Data Collected in 2019...9 2.1 Items that have changed:... 9 2.2 Items that have not changed:... 9 3. 2019 File Specifications...12 3.1 Introduction... 12 3.2 Submission instructions... 12 3.3 Loan/Application Register format... 12 3.4 Information regarding data fields... 13 4. 2019 Data Specifications...66 4.1 Introduction... 66 4.2 Data format and itemization... 66 5. 2019 Edit Specifications...106 5.1 Introduction... 106 3
5.2 2019 Revised Edits... 107 5.3 2019 Edits... 108 6. Additional information...169 6.1 Frequently Asked Questions... 169 6.2 HMDA Help... 169 4
Paperwork Reduction Act According to the Paperwork Reduction Act of 1995, an agency may not conduct or sponsor, and, not withstanding any other provision of law, a person is not required to respond to a collection of information unless it displays a valid OMB control number. The OMB control number for this collection is 3170-0008. The time required to complete this information collection is estimated to average between 9,000 hours and 161 hours per response depending on the size of the institution, per response. The obligation to respond to this collection of information is mandatory per the Home Mortgage Disclosure Act 12 U.S.C. 2801 2810, as implemented by Bureau of Consumer Financial Protection s Regulation C, 12 CFR part 1003. Comments regarding this collection of information, including the estimated response time, suggestions for improving the usefulness of the information, or suggestions for reducing the burden to respond to this collection should be submitted to the Bureau at the Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, or by email to PRA@cfpb.gov. The other agencies collecting information under this regulation maintain OMB Control numbers for their collections as follows: Office of the Comptroller of the Currency (1557-0159), the Federal Deposit Insurance Corporation (3064-0046), the Federal Reserve System (7100-0247), the Department of Housing and Urban Development (HUD) (2502-0529), the National Credit Union Administration (3133-0166). 5
1. What s in the FIG? The 2019 Filing Instructions Guide (FIG) is a compendium of resources to help you file HMDA data you collected in 2019 with the Bureau of Consumer Financial Protection (Bureau) in 2020. These resources are briefly described in this section and are further detailed throughout this document in individual sections. The HMDA agencies have agreed that filing HMDA data collected in or after 2017 with the Bureau will be deemed submission to the appropriate Federal agency. 1 The FIG includes the following sections: 1.1 Changes to the Submission Process for Data Collected in 2019 This section provides a summary of the changes made to the submission process for filing HMDA data collected in 2019 with the Bureau. This section may be useful for employees in a variety of roles, for example, your institution s: Compliance Officer Staff who collect, prepare, and submit HMDA data HMDA technology support staff 1 The HMDA agencies are the member agencies of the Federal Financial Institutions Examination Council (FFIEC) the Bureau of Consumer Financial Pr otection, the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Board of Governors of the Federal Reserve System (Board), and the National Credit Union Administration (NCUA), and the Department of Housing and Urban Development (HU D). 6
1.2 2019 File Specifications This section provides information including valid values, how to format your loan/application register, and how to file your HMDA data collected in 2019 with the Bureau. This section may be useful for employees in a variety of roles, for example, your institution s: Staff who collect, prepare, and submit HMDA data HMDA technology support staff 1.3 2019 Data Specifications On October 15, 2015, the Bureau issued a final rule (2015 HMDA Final Rule) amending Regulation C. In August 2017, the Bureau issued a final rule amending the 2015 HMDA Rule primarily to make technical corrections and clarify amendments (2017 HMDA Final Rule). In August 2018, the Bureau issued an interpretive and procedural rule (2018 HMDA Rule) to implement and clarify the amendments to HMDA made by section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act). Beginning with data collected in 2018, HMDA filers should report the data points described in the 2015 HMDA Final Rule and the 2017 HMDA Final Rule, as modified by the 2018 HMDA Rule for insured depository institutions and insured credit unions reporting transactions covered by a partial exemption. This section provides instructions for what to enter into each data field in the loan/application register. This section may be useful for employees in a variety of roles, for example, your institution s: Compliance officer Staff who collect, prepare, and submit HMDA data 7
1.4 2019 Edit Specifications This section lists the edits that financial institutions must run on HMDA data before filing it with the Bureau. This section may be useful for employees in a variety of roles, for example, your institution s: Staff who collect, prepare, and submit HMDA data 8
2. Changes to the Submission Process for Data Collected in 2019 2.1 Items that have changed: There are no significant changes to the submission process for data collected in 2019 and reported in 2020. 2.2 Items that have not changed: The data fields to be collected and reported have not changed: The required data fields for the 2019 data have not changed from the 2018 data collection and reporting requirements. Please refer to Regulation C, the 2018 HMDA Rule, and the Data Specification section for the 2019 requirements. The loan/application register file format for submitting your HMDA data: Financial institutions will submit data collected in a pipe delimited text file (.txt). Data fields will be separated by a pipe character,, and will not be fixed length. Do not include leading zeros for the purpose of making a data field a specific number of characters. Additional information regarding the loan/application register file format can be found in the Self Service Knowledge Portal located at https://ffiec.cfpb.gov. Text entries in alphanumeric fields do not need to use all uppercase letters with the exception of: NA used when the reporting requirement is not applicable; Two-letter state codes; A capital E at the beginning of any Exempt response. 9
A loan/application register formatting tool will be provided to help filers format certain data into a pipe delimited text file. This tool may be especially helpful for filers with small volumes of reported loans that do not use vendor or other software to prepare their HMDA data for submission. Information regarding the loan/application register formatting tool will be located at https://ffiec.cfpb.gov. The way you submit your HMDA data: Filers will submit their HMDA data using a web interface referred to as the HMDA Platform. Information regarding the HMDA Platform can be located at: https://ffiec.cfpb.gov. We recommend that HMDA filers use a modern browser, such as the latest version of Google Chrome, Mozilla Firefox, Internet Explorer 11, Microsoft Edge, or other modern browsers. The following submission methods will not be permitted: PC Diskette and CD-ROM Submission via Web (from the Data Entry Software (DES)) E-mail to HMDASUB@FRB.GOV Paper Submissions The process by which you validate the edit report: Financial institutions must address all edits prior to submitting their HMDA data. In contrast to the previous process for filing data with the Federal Reserve Board (FRB), all edits must now be addressed prior to filing HMDA data with the Bureau in order to complete the submission process. The edit report will be web-based: Edit reports will not be e-mailed to filers in PDF format. Instead, the Bureau edit reports will be viewed and can be downloaded from the HMDA Platform. Responses to the edits will not be faxed or e-mailed to the Bureau. The HMDA Platform will guide filers through the process of addressing edits. 10
The agency with which you file resubmissions of your HMDA data: A resubmission means that you have already filed your HMDA submission and received a confirmation receipt, but you are submitting again for the same filing year. Beginning with data collected in 2017, filers will resubmit their HMDA data to the Bureau. The Officer Certification process: As part of the submission process, an authorized representative of your institution with knowledge of the data submitted shall certify to the accuracy and completeness of the data submitted. Filers will not fax or e-mail the signed certification. The contact information for HMDA Help: Technical questions about reporting HMDA data collected in or after 2017 should be directed to hmdahelp@cfpb.gov. Technical questions about reporting HMDA data collected in or before 2016 should be directed to hmdahelp@frb.gov. 11
3. 2019 File Specifications 3.1 Introduction The following information describes the format used when filing HMDA data with the Bureau. 3.2 Submission instructions Filers will submit their HMDA data using a web interface. Information regarding the HMDA Platform can be located at: https://ffiec.cfpb.gov. We recommend that HMDA filers use a modern browser, such as the latest version of Google Chrome, Mozilla Firefox, Internet Explorer 11, Microsoft Edge, or other modern browsers. The HMDA Platform will walk you through the loan/application register filing process. Certification will also occur within the HMDA Platform. An authorized representative of your institution with knowledge of the data submitted shall certify to the accuracy and completeness of the data submitted. 3.3 Loan/Application Register format Beginning with data collected in 2017, your HMDA data loan/application register will be submitted in a pipe (also referred to as vertical bar) delimited text file format. This means that: Each data field within each row will be separated with a pipe character,. Do not include leading zeros for the purpose of making a data field a specific number of characters. The loan/application register will be a text file with a.txt file format extension. 12
Text entries in alphanumeric fields do not need to use all uppercase letters with the exception of: NA used when the reporting requirement is not applicable; Two-letter state codes; A capital E at the beginning of any Exempt response. As with previous submissions: The first row of the loan/application register will begin with the number one (1) to indicate that the data fields in row one contain information relating to your institution. All subsequent rows of the loan/application register will begin with the number two (2) to indicate that the data fields beginning in row two contain data fields for the loan/application register, with information relating to the reported loan or application. Each covered loan or application must appear on its own line in the loan/application register. 3.4 Information regarding data fields Table 1 and Table 2 contain the data field name, data field type, valid values for numeric fields, examples for alphanumeric fields, and the data point name, where applicable. Please refer to Regulation C and the Data Specifications section for details regarding each data field. TABL E 1: FILING INSTITUTION, REPORTING PERIOD, AND CONTACT INFORMA TION (TRANSMITTAL SHEET) Data Field Number 1 2 Data Field Record Identifier Value is 1 Financial Institution Data Field Type Numeric 1 Alphanumeric 3 Calendar Year Numeric Valid Values Descriptions and Examples Example: Ficus Bank Example: 2019 13
Data Field Number 4 5 6 7 8 9 10 11 Data Field Calendar Quarter Contact Person s Contact Person s Telephone Number Contact Person s E-mail Address Contact Person s Office Street Address Contact Person s Office City Contact Person s Office State Contact Person s Office ZIP Code Data Field Type Numeric 4 Alphanumeric Alphanumeric Alphanumeric Alphanumeric Alphanumeric Alphanumeric Alphanumeric 12 Federal Agency Numeric Valid Values 1 2 3 5 7 9 Descriptions and Examples Description: 4. Annual submissions for covered loans and applications with respect to which final action was taken from January 1st (01/01) and December 31st (12/31) Example: Erika Otis Example: 999-999-9999 Example: erikaotis@bank.com Example: 4321 W Random Blvd Ste 201 Example: Somecity Example: CA Example: 90049-9998 Descriptions: 1. Office of the Comptroller of the Currency (OCC) 2. Federal Reserve System (FRS) 3. Federal Deposit Insurance Corporation (FDIC) 5. National Credit Union Administration (NCUA) 7. United States Department of Housing and Urban Development (HUD) 9. Bureau of Consumer Financial Protection (Bureau) 14
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 13 14 15 Total Number of Entries Contained in Submission Federal Taxpayer Identification Number Legal Entity Identifier (LEI) Numeric Alphanumeric Alphanumeric; Width is 20 characters Example: 5000 Example: 99-9999999 Example: 10Bx939c5543TqA1144M TABL E 2: LOAN/APPL ICATION REGISTER Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 1 2 3 4 Record Identifier Value is 2 Legal Entity Identifier (LEI) Universal Loan Identifier (ULI) or Non- Universal Loan Identifier (NULI) Application Date Numeric 2 Alphanumeric; Width is 20 characters Alphanumeric; Width up to 45 characters Alphanumeric Example: 10Bx939c5543TqA1144M ULI Example: 10Bx939c5543TqA1144M9 99143X38 NULI Example: 999143X Example: 20190721 (or) NA Legal Entity Identifier (LEI) Universal Loan Identifier (ULI) or Non-Universal Loan Identifier (NULI) Application Date 15
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 5 Loan Type Numeric 6 Loan Purpose Numeric 7 Preapproval Numeric 8 9 Construction Method Occupancy Type Numeric Numeric 10 Loan Amount Numeric 1 2 3 4 1 2 31 32 4 5 1 2 1 2 1 2 3 Descriptions: 1. Conventional (not insured or guaranteed by FHA, VA, RHS, or FSA) 2. Federal Housing Administration insured (FHA) 3. Veterans Affairs guaranteed (VA) 4. USDA Rural Housing Service or Farm Service Agency guaranteed (RHS or FSA) Descriptions: 1. Home purchase 2. Home improvement 31. Refinancing 32. Cash-out refinancing 4. Other purpose 5. Not applicable Descriptions: 1. Preapproval requested 2. Preapproval not requested Descriptions: 1. Site-built 2. Manufactured Home Descriptions: 1. Principal residence 2. Second residence 3. Investment property Example: 110500 (or) 110500.00 Loan Type Loan Purpose Preapproval Construction Method Occupancy Type Loan Amount 16
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 11 Action Taken Numeric 12 13 Action Taken Date Street Address Numeric Alphanumeric 14 City Alphanumeric 15 State 2 Alphanumeric 16 ZIP Code Alphanumeric 17 County Alphanumeric 18 Census Tract Alphanumeric 1 2 3 4 5 6 7 8 Descriptions: 1. Loan originated 2. Application approved but not accepted 3. Application denied 4. Application withdrawn by applicant 5. File closed for incompleteness 6. Purchased loan 7. Preapproval request denied 8. Preapproval request approved but not accepted Example: 20190721 Example: 456 W Somewhere Ave Apt 201 (or) NA (or) Exempt Example: Anytown (or) NA (or) Exempt Example: CA (or) NA Example: 90049-9998 (or) NA (or) Exempt Example: 06037 (or) NA Example: 06037264000 (or) NA Action Taken Action Taken Date Property Address Property Address Property Location & Property Address Property Address Property Location Property Location 2 Reporting of the State data field is subject to the requirements of both Property Address, prov ided in 1 003.4(a)(9)(i), and Property Location, prov ided in 1 003.4(a)(9)(ii). 17
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 19 Ethnicity of Borrower: 1 Numeric 1 11 12 13 14 2 3 4 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 3. Information not provided by applicant in mail, internet, or telephone application 4. Not applicable If the Borrower did not select any ethnicity(ies), but only provided ethnicity(ies) in the Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino, either leave this data field blank or enter Code 14. Ethnicity 18
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 20 Ethnicity of Borrower: 2 Numeric 1 11 12 13 14 2 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino If this data field does not contain an entry, leave it blank. If the Borrower provided ethnicity(ies) in the Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 19
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 21 Ethnicity of Borrower: 3 Numeric 1 11 12 13 14 2 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino If this data field does not contain an entry, leave it blank. If the Borrower provided ethnicity(ies) in the Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 20
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 22 Ethnicity of Borrower: 4 Numeric 1 11 12 13 14 2 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino If this data field does not contain an entry, leave it blank. If the Borrower provided ethnicity(ies) in the Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 21
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 23 24 Ethnicity of Borrower: 5 Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino Numeric Alphanumeric; Width up to 100 characters 1 11 12 13 14 2 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino If this data field does not contain an entry, leave it blank. If the Borrower provided ethnicity(ies) in the Ethnicity of Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Specify in text the Applicant s or Borrower s Other Hispanic or Latino ethnicity(ies) provided by the Borrower. Otherwise, leave this data field blank. Ethnicity Ethnicity 22
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 25 Ethnicity of Co-Applicant or Co- Borrower: 1 Numeric 1 11 12 13 14 2 3 4 5 Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 3. Information not provided by applicant in mail, internet, or telephone application 4. Not applicable 5. No co-applicant If the Co- Co- Borrower did not select any ethnicity(ies), but only provided ethnicity(ies) in the Ethnicity of Co- Co-Borrower: Free Form Text Field for Other Hispanic or Latino, either leave this this data field blank or enter Code 14. Ethnicity 23
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 26 Ethnicity of Co-Applicant or Co- Borrower: 2 Numeric 1 11 12 13 14 2 If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided ethnicity(ies) in the Ethnicity of Co- Co-Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 24
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 27 Ethnicity of Co-Applicant or Co- Borrower: 3 Numeric 1 11 12 13 14 2 If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided ethnicity(ies) in the Ethnicity of Co- Co-Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 25
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 28 Ethnicity of Co-Applicant or Co- Borrower: 4 Numeric 1 11 12 13 14 2 If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided ethnicity(ies) in the Ethnicity of Co- Co-Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Ethnicity 26
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples Descriptions: 1. Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 29 30 31 Ethnicity of Co-Applicant or Co- Borrower: 5 Ethnicity of Co-Applicant or Co- Borrower: Free Form Text Field for Other Hispanic or Latino Ethnicity of Borrower Collected on the Basis of Visual Observation or Surname Numeric Alphanumeric; Width up to 100 characters Numeric 1 11 12 13 14 2 1 2 3 If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided ethnicity(ies) in the Ethnicity of Co- Co-Borrower: Free Form Text Field for Other Hispanic or Latino, and did not select Code 14, either leave this data field blank or enter Code 14. Specify in text the Co- Applicant s or Co- Borrower s Other Hispanic or Latino ethnicity(ies) provided by the Co- Co-Borrower. Otherwise, leave this data field blank. Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable Ethnicity Ethnicity Ethnicity 27
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 32 Ethnicity of Co-Applicant or Co- Borrower Collected on the Basis of Visual Observation or Surname Numeric 1 2 3 4 Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable 4. No co-applicant Ethnicity 28
33 Race of Borrower: 1 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 6 7 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White 6. Information not provided by applicant in mail, internet, or telephone application 7. Not applicable If the Borrower did not select any race(s) and only provided race(s) in the Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Borrower: Free Form Text Field for Other Asian, and/or Race of Borrower: Free Form Text Field for Other Pacific Islander, either leave this data field Race 29
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples blank or enter, as appropriate, Code 1, 27, or 44. 30
34 Race of Borrower: 2 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Borrower provided race(s) in the Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Borrower: Free Form Text Field for Other Asian, and/or Race of Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either leave this data field blank or enter Code 1, Race 31
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 27, or 44. 32
35 Race of Borrower: 3 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Borrower provided race(s) in the Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Borrower: Free Form Text Field for Other Asian, and/or Race of Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either leave this data field blank or enter Code 1, Race 33
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 27, or 44. 34
36 Race of Borrower: 4 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Borrower provided race(s) in the Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Borrower: Free Form Text Field for Other Asian, and/or Race of Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either leave this data field blank or enter Code 1, Race 35
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 27, or 44. 36
37 Race of Borrower: 5 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Borrower provided race(s) in the Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Borrower: Free Form Text Field for Other Asian, and/or Race of Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either leave this data field blank or enter Code 1, Race 37
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 27, or 44. 38 39 40 Race of Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe Race of Borrower: Free Form Text Field for Other Asian Race of Borrower: Free Form Text Field for Other Pacific Islander Alphanumeric; Width up to 100 characters Alphanumeric; Width up to 100 characters Alphanumeric; Width up to 100 characters Specify in text the Applicant s or Borrower s American Indian or Alaska Native Enrolled or Principal Tribe if provided by the Borrower. Otherwise, leave this data field blank. Specify in text the Applicant s or Borrower s Other Asian race(s) provided by the Applicant or Borrower. Otherwise, leave this data field blank. Specify in text the Applicant s or Borrower s Other Pacific Islander race(s) provided by the Borrower. Otherwise, leave this data field blank. Race Race Race 38
41 Race of Co- Co-Borrower: 1 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 6 7 8 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White 6. Information not provided by applicant in mail, internet, or telephone application 7. Not applicable 8. No co-applicant If the Co- Co- Borrower did not select any race(s) and only provided race(s) in the Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Co- Co-Borrower: Free Form Text Field for Other Asian, and/or Race of Co- Co- Borrower: Free Form Text Race 39
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples Field for Other Pacific Islander, either leave this data field blank or enter, as appropriate, Code 1, 27, or 44. 40
42 Race of Co- Co-Borrower: 2 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided race(s) in the Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Co- Co-Borrower: Free Form Text Field for Other Asian, and/or Race of Co- Co- Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either Race 41
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples leave this data field blank or enter Code 1, 27, or 44. 42
43 Race of Co- Co-Borrower: 3 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided race(s) in the Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Co- Co-Borrower: Free Form Text Field for Other Asian, and/or Race of Co- Co- Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either Race 43
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples leave this data field blank or enter Code 1, 27, or 44. 44
44 Race of Co- Co-Borrower: 4 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided race(s) in the Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Co- Co-Borrower: Free Form Text Field for Other Asian, and/or Race of Co- Co- Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either Race 45
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples leave this data field blank or enter Code 1, 27, or 44. 46
45 Race of Co- Co-Borrower: 5 Numeric 1 2 21 22 23 24 25 26 27 3 4 41 42 43 44 5 Descriptions: 1. American Indian or Alaska Native 2. Asian 21. Asian Indian 22. Chinese 23. Filipino 24. Japanese 25. Korean 26. Vietnamese 27. Other Asian 3. Black or African American 4. Native Hawaiian or Other Pacific Islander 41. Native Hawaiian 42. Guamanian or Chamorro 43. Samoan 44. Other Pacific Islander 5. White If this data field does not contain an entry, leave it blank. If the Co- Co- Borrower provided race(s) in the Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe, Race of Co- Co-Borrower: Free Form Text Field for Other Asian, and/or Race of Co- Co- Borrower: Free Form Text Field for Other Pacific Islander, and did not select Code 1, 27, or 44, either Race 47
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 46 47 48 49 Race of Co- Co-Borrower: Free Form Text Field for American Indian or Alaska Native Enrolled or Principal Tribe Race of Co- Co-Borrower: Free Form Text Field for Other Asian Race of Co- Co-Borrower: Free Form Text Field for Other Pacific Islander Race of Borrower Collected on the Basis of Visual Observation or Surname Alphanumeric; Width up to 100 characters Alphanumeric; Width up to 100 characters Alphanumeric; Width up to 100 characters Numeric 1 2 3 leave this data field blank or enter Code 1, 27, or 44. Specify in text the Co- Applicant s or Co- Borrower s American Indian or Alaska Native Enrolled or Principal Tribe if provided by the Co- Co-Borrower. Otherwise, leave this data field blank. Specify in text the Co- Applicant s or Co- Borrower s Other Asian race(s) provided by the Co- Co-Borrower. Otherwise, leave this data field blank. Specify in text the Co- Applicant s or Co- Borrower s Other Pacific Islander race(s) provided by the Co- Co- Borrower. Otherwise, leave this data field blank. Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable Race Race Race Race 48
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 50 51 52 53 Race of Co- Co-Borrower Collected on the Basis of Visual Observation or Surname Sex of Borrower Sex of Co- Co-Borrower Sex of Borrower Collected on the Basis of Visual Observation or Surname Numeric Numeric Numeric Numeric 1 2 3 4 1 2 3 4 6 1 2 3 4 5 6 1 2 3 Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable 4. No co-applicant Descriptions: 1. Male 2. Female 3. Information not provided by applicant in mail, internet, or telephone application 4. Not applicable 6. Applicant selected both male and female Descriptions: 1. Male 2. Female 3. Information not provided by applicant in mail, internet, or telephone application 4. Not applicable 5. No co-applicant 6. Co-applicant selected both male and female Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable Race Sex Sex Sex 49
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 54 55 56 Sex of Co- Co-Borrower Collected on the Basis of Visual Observation or Surname Age of Borrower Age of Co- Co-Borrower Numeric 1 2 3 4 Numeric 8888 Numeric 57 Income Alphanumeric 58 Type of Purchaser Numeric 59 Rate Spread Alphanumeric 8888 9999 0 1 2 3 4 5 6 71 72 8 9 Descriptions: 1. Collected on the basis of visual observation or surname 2. Not collected on the basis of visual observation or surname 3. Not applicable 4. No co-applicant Example: 24 (or) Descriptions: 8888. Not applicable Example: 24 (or) Descriptions: 8888. Not applicable 9999. No co-applicant Example: 36 (or) NA Descriptions: 0. Not applicable 1. Fannie Mae 2. Ginnie Mae 3. Freddie Mac 4. Farmer Mac 5. Private securitizer 6. Commercial bank, savings bank, or savings association 71. Credit union, mortgage company, or finance company 72. Life insurance company 8. Affiliate institution 9. Other type of purchaser Example: 0.428 (or) NA (or) Exempt Sex Age Age Income Type of Purchaser Rate Spread 50
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 60 HOEPA Status Numeric 61 Lien Status Numeric 62 63 64 Credit Score of Borrower Credit Score of Co- Co-Borrower Borrower, and Version of Credit Scoring Model Numeric Numeric Numeric 1 2 3 1 2 7777 8888 1111 7777 8888 9999 1111 1 2 3 4 5 6 7 8 9 1111 Descriptions: 1. High-cost mortgage 2. Not a high-cost mortgage 3. Not applicable Descriptions: 1. Secured by a first lien 2. Secured by a subordinate lien Example: 650 (or) Descriptions: 7777. Credit score is not a number 8888. Not applicable 1111. Exempt Example: 650 (or) Descriptions: 7777. Credit score is not a number 8888. Not applicable 9999. No co-applicant 1111. Exempt Descriptions: 1. Equifax Beacon 5.0 2. Experian Fair Isaac Risk Model v2 3. TransUnion FICO Risk Score Classic 04 4. TransUnion FICO Risk Score Classic 98 5. VantageScore 2.0 6. VantageScore 3.0 7. More than one credit scoring model 8. Other credit scoring model 9. Not applicable 1111. Exempt HOEPA Status Lien Status Credit Score Credit Score Credit Score 51
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 65 66 67 Borrower, and Version of Credit Scoring Model: Conditional Free Form Text Field for Code 8 Co-Applicant or Co- Borrower, and Version of Credit Scoring Model Co-Applicant or Co- Borrower, and Version of Credit Scoring Model: Conditional Free Form Text Field for Code 8 Alphanumeric; Width up to 100 characters Numeric Alphanumeric; Width up to 100 characters 1 2 3 4 5 6 7 8 9 10 1111 Specify in text the applicant s or borrower s Other credit scoring model if 8 is entered. Otherwise, leave this data field blank. Descriptions: 1. Equifax Beacon 5.0 2. Experian Fair Isaac Risk Model v2 3. TransUnion FICO Risk Score Classic 04 4. TransUnion FICO Risk Score Classic 98 5. VantageScore 2.0 6. VantageScore 3.0 7. More than one credit scoring model 8. Other credit scoring model 9. Not applicable 10. No co-applicant 1111. Exempt Specify in text the coapplicant s or coborrower s Other credit scoring model if 8 is entered. Otherwise, leave this data field blank. Credit Score Credit Score Credit Score 52
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 68 69 Reason for Denial: 1 Reason for Denial: 2 Numeric Numeric 1 2 3 4 5 6 7 8 9 10 1111 1 2 3 4 5 6 7 8 9 Descriptions: 1. Debt-to-income ratio 2. Employment history 3. Credit history 4. Collateral 5. Insufficient cash (downpayment, closing costs) 6. Unverifiable information 7. Credit application incomplete 8. Mortgage insurance denied 9. Other 10. Not applicable 1111. Exempt Descriptions: 1. Debt-to-income ratio 2. Employment history 3. Credit history 4. Collateral 5. Insufficient cash (downpayment, closing costs) 6. Unverifiable information 7. Credit application incomplete 8. Mortgage insurance denied 9. Other Reason for Denial Reason for Denial If this data field does not contain an entry, leave it blank 53
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 70 Reason for Denial: 3 Numeric 1 2 3 4 5 6 7 8 9 Descriptions: 1. Debt-to-income ratio 2. Employment history 3. Credit history 4. Collateral 5. Insufficient cash (downpayment, closing costs) 6. Unverifiable information 7. Credit application incomplete 8. Mortgage insurance denied 9. Other Reason for Denial 71 Reason for Denial: 4 Numeric 1 2 3 4 5 6 7 8 9 If this data field does not contain an entry, leave it blank Descriptions: 1.Debt-to-income ratio 2. Employment history 3. Credit history 4. Collateral 5. Insufficient cash (downpayment, closing costs) 6. Unverifiable information 7. Credit application incomplete 8. Mortgage insurance denied 9. Other Reason for Denial If this data field does not contain an entry, leave it blank 54
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 72 73 74 75 76 77 Reason for Denial: Conditional Free Form Text Field for Code 9 Total Loan Costs Total Points and Fees Origination Charges Discount Points Lender Credits Alphanumeric; Width up to 255 characters Alphanumeric Alphanumeric Alphanumeric Alphanumeric Alphanumeric 78 Interest Rate Alphanumeric 79 80 81 Prepayment Penalty Term Debt-to- Income Ratio Combined Loan-to-Value Ratio Alphanumeric Alphanumeric Alphanumeric 82 Loan Term Alphanumeric Specify in text the Other Denial Reason(s) if Code 9 is entered. Otherwise, leave this data field blank. Example: 2399.04 (or) NA (or) Exempt Example: 2399.04 (or) NA (or) Exempt Example: 2399.04 (or) NA (or) Exempt Example: 2399.04 (or) NA (or) Exempt If no points were paid, leave this data field blank Example: 1500.24 (or) NA (or) Exempt If no lender credits were provided, leave this data field blank Example: 4.125 (or) NA (or) Exempt Example: 24 (or) NA (or) Exempt Example: 42.95 (or) NA (or) Exempt Example: 80.05 (or) NA (or) Exempt Example: 360 (or) NA (or) Exempt Reason for Denial Total Loan Costs or Total Points and Fees Total Loan Costs or Total Points and Fees Origination Charges Discount Points Lender Credits Interest Rate Prepayment Penalty Term Debt-to-Income Ratio Combined Loanto-Value Ratio Loan Term 55
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 83 84 85 86 87 88 89 90 Introductory Rate Period Balloon Payment Interest-Only Payments Negative Amortization Other Non- Amortizing Features Property Value Manufactured Home Secured Property Type Manufactured Home Land Property Interest Alphanumeric Numeric Numeric Numeric Numeric Alphanumeric Numeric Numeric 1 2 1111 1 2 1111 1 2 1111 1 2 1111 1 2 3 1111 1 2 3 4 5 1111 Example: 24 (or) NA (or) Exempt Descriptions: 1. Balloon payment 2. No balloon payment 1111. Exempt Descriptions: 1. Interest-only payments 2. No interest-only payments 1111. Exempt Descriptions: 1. Negative amortization 2. No negative amortization 1111. Exempt Descriptions: 1. Other non-fully amortizing features 2. No other non-fully amortizing features 1111. Exempt Example: 350500 (or) NA (or) Exempt Descriptions: 1. Manufactured home and land 2. Manufactured home and not land 3. Not applicable 1111. Exempt Descriptions: 1. Direct ownership 2. Indirect ownership 3. Paid leasehold 4. Unpaid leasehold 5. Not applicable 1111. Exempt Introductory Rate Period Non-Amortizing Features Non-Amortizing Features Non-Amortizing Features Non-Amortizing Features Property Value Manufactured Home Secured Property Type Manufactured Home Land Property Interest 56
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 91 Total Units Numeric 92 93 94 95 96 Multifamily Affordable Units Submission of Application Initially Payable to Your Institution Mortgage Loan Originator NMLSR Identifier System: 1 Alphanumeric Numeric Numeric Alphanumeric Numeric 1 2 3 1111 1 2 3 1111 1 2 3 4 5 6 1111 Example: 5 Example: 5 (or) NA (or) Exempt Descriptions: 1. Submitted directly to your institution 2. Not submitted directly to your institution 3. Not applicable 1111. Exempt Descriptions: 1. Initially payable to your institution 2. Not initially payable to your institution 3. Not applicable 1111. Exempt Example: 123450 (or) NA (or) Exempt Descriptions: 1. Desktop Underwriter (DU) 2. Loan Prospector (LP) or Loan Product Advisor 3. Technology Open to Approved Lenders (TOTAL) Scorecard 4. Guaranteed System (GUS) 5. Other 6. Not applicable 1111. Exempt Total Units Multifamily Affordable Units Application Channel Application Channel Mortgage Loan Originator NMLSR Identifier System 57
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 97 System: 2 Numeric 1 2 3 4 5 Descriptions: 1. Desktop Underwriter (DU) 2. Loan Prospector (LP) or Loan Product Advisor 3. Technology Open to Approved Lenders (TOTAL) Scorecard 4. Guaranteed System (GUS) 5. Other System 98 System: 3 Numeric 1 2 3 4 5 If this data field does not contain an entry, leave it blank Descriptions: 1. Desktop Underwriter (DU) 2. Loan Prospector (LP) or Loan Product Advisor 3. Technology Open to Approved Lenders (TOTAL) Scorecard 4. Guaranteed System (GUS) 5. Other System If this data field does not contain an entry, leave it blank 58
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 99 System: 4 Numeric 1 2 3 4 5 Descriptions: 1. Desktop Underwriter (DU) 2. Loan Prospector (LP) or Loan Product Advisor 3. Technology Open to Approved Lenders (TOTAL) Scorecard 4. Guaranteed System (GUS) 5. Other System 100 System: 5 Numeric 1 2 3 4 5 If this data field does not contain an entry, leave it blank Descriptions: 1. Desktop Underwriter (DU) 2. Loan Prospector (LP) or Loan Product Advisor 3. Technology Open to Approved Lenders (TOTAL) Scorecard 4. Guaranteed System (GUS) 5. Other System 101 System: Conditional Free Form Text Field for Code 5 Alphanumeric; Width up to 255 characters If this data field does not contain an entry, leave it blank Specify in text the Other System(s) if 5 is entered. Otherwise, leave this data field blank. System 59
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 102 System Result: 1 Numeric 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1111 Descriptions: 1. Approve/Eligible 2. Approve/Ineligible 3. Refer/Eligible 4. Refer/Ineligible 5. Refer with Caution 6. Out of Scope 7. Error 8. Accept 9. Caution 10. Ineligible 11. Incomplete 12. Invalid 13. Refer 14. Eligible 15. Unable to Determine or Unknown 16. Other 17. Not applicable 18. Accept/Eligible 19. Accept/Ineligible 20. Accept/Unable to Determine 21. Refer with Caution/Eligible 22. Refer with Caution/Ineligible 23. Refer/Unable to Determine 24. Refer with Caution/Unable to Determine 1111. Exempt System 60
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 103 System Result: 2 Numeric 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 18 19 20 21 22 23 24 Descriptions: 1. Approve/Eligible 2. Approve/Ineligible 3. Refer/Eligible 4. Refer/Ineligible 5. Refer with Caution 6. Out of Scope 7. Error 8. Accept 9. Caution 10. Ineligible 11. Incomplete 12. Invalid 13. Refer 14. Eligible 15. Unable to Determine or Unknown 16. Other 18. Accept/Eligible 19. Accept/Ineligible 20. Accept/Unable to Determine 21. Refer with Caution/Eligible 22. Refer with Caution/Ineligible 23. Refer/Unable to Determine 24. Refer with Caution/Unable to Determine System If this data field does not contain an entry, leave it blank 61
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 104 System Result: 3 Numeric 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 18 19 20 21 22 23 24 Descriptions: 1. Approve/Eligible 2. Approve/Ineligible 3. Refer/Eligible 4. Refer/Ineligible 5. Refer with Caution 6. Out of Scope 7. Error 8. Accept 9. Caution 10. Ineligible 11. Incomplete 12. Invalid 13. Refer 14. Eligible 15. Unable to Determine or Unknown 16. Other 18. Accept/Eligible 19. Accept/Ineligible 20. Accept/Unable to Determine 21. Refer with Caution/Eligible 22. Refer with Caution/Ineligible 23. Refer/Unable to Determine 24. Refer with Caution/Unable to Determine System If this data field does not contain an entry, leave it blank 62
Data Field Number Data Field Data Field Type Valid Values Descriptions and Examples 105 System Result: 4 Numeric 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 18 19 20 21 22 23 24 Descriptions: 1. Approve/Eligible 2. Approve/Ineligible 3. Refer/Eligible 4. Refer/Ineligible 5. Refer with Caution 6. Out of Scope 7. Error 8. Accept 9. Caution 10. Ineligible 11. Incomplete 12. Invalid 13. Refer 14. Eligible 15. Unable to Determine or Unknown 16. Other 18. Accept/Eligible 19. Accept/Ineligible 20. Accept/Unable to Determine 21. Refer with Caution/Eligible 22. Refer with Caution/Ineligible 23. Refer/Unable to Determine 24. Refer with Caution/Unable to Determine System If this data field does not contain an entry, leave it blank 63