Waiting for Pharmacare: Navigating Access to Prescription Medication Karen C. Tomlinson, BA, MES Jon Hunchuck, PharmD March 1, 2016
It is possible for the details in the following presentation to change and shift from time to time. Please verify information with the appropriate administrators of a given program before providing advice to patients/clients.
Learning Objectives Review available public prescription drug programs in Ontario Determine eligibility and coverage for these programs Outline a process for determining and obtaining coverage: By a program For a drug
Ontario Drug Benefit 6 Programs in 1
Ontario Drug Benefit You are eligible for ODB program benefits if you live in Ontario, you have a valid Ontario health card and at least one of these statements applies to you : I am 65 years of age or older I live in a Long-Term Care Home or a Home for Special Care I am enrolled in the Home Care program I have high drugs costs relative to my income and am registered in the Trillium Drug Program I receive social assistance through Ontario Works or the Ontario Disability Support Program.
General Benefits All persons greater than 65 years of age with a valid Ontario health card Eligible from 1 st day of month following birthday Benefit year August 1 Deductible and copay Low income $0 deductible/$2 copay Higher income (up to $100,000 single or $160,000 couple) $100 deductible/$6.11 copay Highest income (greater than $100,000 single or $160,000 couple) percentage-based deductible/$6.11 copay
General Benefits Low income senior Application-based Same eligibility and benefit year Threshold income less than: $16,018 single (plan for increase to $19,300 in 2016) $24,175 couple (plan for increase to $32,300 in 2016) *See Co-Payment Application For Seniors form*
Trillium Drug Program You may qualify for the Trillium Drug Program if: You have a valid Ontario health card You live in Ontario AND You are not covered under ODB as: a senior over 65 years of age someone who receives financial help through Ontario Works or the Ontario Disability Support Program a resident of a long-term care home or home for special care someone who receives home care services OR You don't have private health insurance or your private insurance does not cover 100% of your prescription drug costs *See Application for Trillium Drug Program form*
Trillium Drug Program Patients should apply if: Their household spends a large portion of their income on medication. The patient has no other form of insurance or their private insurance does not cover certain drugs. Applicants must have a valid health card
What is a Household Unlike other program a household does not necessarily include all the members that live in a unit. i.e. It does not include family members that are independent. Trillium describes a household as: A single person or 2 or more people who are dependent on each other financially.
Additional documents to be sent with application: Proof of income can include: Notice of Assessment Letter from patients employer stating gross annual income or an affidavit stating this amount. T4 or T5 slips A letter from household member stating that no income was made from any source in the previous year.
Reasons for Application Being Rejected Missing signatures Missing proof of income Missing legal documents if signed by person other than household member Application deadline have past
Clearing the Air on Trillium Drug Program An applicant will never spend more money on their deductible then the cost of their medication. Patients will only have access to drugs that are on the formulary or drugs that have been approved by the Exceptional Access Program. Applicants should complete their taxes however if they have not completed their taxes there are other ways they can show prove of income. Patient can still be eligible for Trillium even if they have coverage from a private insurer.
Trillium Program Pros and Cons Program Weakness Some patients are still not able to afford 4% deduction ($350 lowest) Not available to undocumented person Forces family members to share their medication needs with each other. Program Strengths Application relatively easy to fill out. Over 4300 medication listed Cost of deductible can change in mid year if income has dropped more than 10% It covers medication for entire family
ODB Formulary System
ODB Formulary General Benefits Limited Use Benefits Exceptional Access Program Telephone Request Service Diabetes Testing Agents Nutritional Products Compassionate Review Policy Special Drugs Program New Drug Funding (Cancer Care Ontario) Inherited Metabolic Diseases Program
ODB Formulary Available in print and electronic formats eformulary most up-to-date https://www.healthinfo.moh.gov.on.ca/formulary/
ODB Limited Use Benefits Drugs not covered as general benefits criteria for use indicated by prescriber on prescription (no additional documentation required)
ODB Exceptional Access Program Drugs not otherwise covered as either general or limited use benefits individual clinical review criteria-driven (diagnosis, previous treatments, etc.) generally written requests *See Request for an Unlisted Drug Product Exceptional Access Program (EAP) form* http://www.health.gov.on.ca/en/pro/programs/dru gs/pdf/frequently_requested_drugs.pdf
ODB Telephone Request Service Category of EAP providing more rapid turnaround for time sensitive treatments individual clinical review criteria-driven (diagnosis, previous treatments, etc.) telephone requests http://www.health.gov.on.ca/en/public/progra ms/drugs/publications/trs/trs_guide.pdf
Diabetes Testing Agents Diabetes Treatment Patients managing diabetes with insulin Patients managing diabetes with anti-diabetes medication with higher risk of causing hypoglycemia* Patients managing diabetes using anti-diabetes medication with lower risk of causing hypoglycemia* Patients managing diabetes through diet/lifestyle therapy only (no insulin or anti-diabetes medications) Maximum number of test strips per year 3,000 400 200 200
Non-Insured Health Benefits (NIHB) First Nations and Inuit Peoples
Non-Insured Health Benefit Health Canada provides eligible First Nations and Inuit people with medication when they are not covered by a private insurer or a province or a territory health and social program. (Treaty 6, Medicine Chest Clause)
Eligibility Must live in Canada First Nations Peoples registered under the Indian Act* Inuit recognized by one of the Inuit land claims or organizations An infant under 12 months old whose parent is eligible Clients must first submit claims to private insurer or provincial insurer before resorting to the NIHB Program. * Federal legislation which came into being in 1876.
Benefit Criteria The item must be on the NIHB Benefit List or Schedule Product will be covered if it is not covered by any other programs Prior approval is obtained The item is prescribed by a professional who is licensed to prescribe.
NIHB at a Glance Positive Federal government providing medication benefits to First Nations and Inuit Peoples as national policy Appeals process Covers some over the counter medication as well as equipment, dental, mental health counseling etc. Drugs covered by NIHB that are not covered on provincial formularies. Negative Federal government not recognizing the provision of medication as a constitutional right (Medicine Chest Clause, Treaty 6) Does not cover Métis and First Nations people who do not have status under the Indian Act Some pharmacies request that patients pay for the medication upfront Excluded items which will not be covered under any circumstances.
Advocacy/Case Management Role Have an understanding of the the system and knowing how to navigate it (troubleshooting). Explaining the process to the pt/client in a way that they understand. Assisting patient in writing letters and gathering documents. Liaising with private insurance companies to request letter of drug coverage. Speaking to pharmacists, physicians, social and benefits case workers on the clients/patients behalf.
Other Avenues Private Interim Federal Health (for refugees) http://www.cic.gc.ca/english/refugees/outside/su mmary-ifhp.asp Samples/Compassionate supply from manufacturers
References Ontario Public Drug Programs http://www.health.gov.on.ca/en/public/programs /drugs/ Non-Insured Health Benefits for First Nations and Inuit http://www.hc-sc.gc.ca/fniah-spnia/nihbssna/index-eng.php