Certified Kingdom Advisor Application Packet

Transcription

1 Certified Kingdom Advisor Application Packet Dear Certified Kingdom Advisor Candidate: Thank you for your interest in becoming a Certified Kingdom Advisor, CKA. The central mission of Kingdom Advisors is to benefit the public by granting the Certified Kingdom Advisor designation and upholding it as the standard of excellence for biblically wise financial advice. In 2017, we will transition to a university-based Core Training program in addition to implementing higher standards for acceptance. In order to satisfy the educational requirement for the Certified Kingdom Advisor designation using the current 21.5 hour Core Training program, you must complete the Core Training program and submit your completed Certified Kingdom Advisor application within six months following the launch of the new university-based Core Training. For updates, visit our Project Status page at By completing the application and approval process, you will become a Certified Kingdom Advisor, recognized as a Christian financial professional who has met high standards in training, integrity, character and competence. Requirements to become a Certified Kingdom Advisor and to maintain Certification are demanding. These requirements are laid out in this packet. Once you have completed the requirements, please complete the enclosed application in addition to all appropriate attachments and supplemental documentation. Once we confirm that we have a completed application and references on file, our Certification Review Board will review your application and consider it for certification. Typically, we will have your application status within 4-6 weeks from the time we have your completed application and references. As a part of this application process, we request that you log into My KA, the Member Dashboard area of the Kingdom Advisors website ( and review your member profile and contact information. If you do not know your username and password to log into My KA, please contact memberservices@kingdomadvisors.com. We are at your service to respond to questions or comments as you proceed with the application process. If you have any questions regarding the application packet, please contact CKA@kingdomadvisors.com or visit I am thrilled that you have joined us on this journey! In Christ, Rob West Kingdom Advisors President Kingdom Advisors 280 Interstate North Circle SE, Suite 100 Atlanta, GA (404) Fax: (404) Date of last revision: 3/31/16

2 Area of Certification Statement of Faith Initial Requirements Requirements 1. Signed Statement of Faith 2. Personal testimony of conversion to Christ Renewal Requirement 1. Review and re-sign Statement of Faith Ethics and Integrity Initial Requirements 1. Signed Code of Ethics 2. Letters of Reference - Letter of reference from pastor or member of pastoral staff, including signed statement of church involvement - Two (2) client references Renewal Requirement 1. Review and re-sign Code of Ethics Personal Practice of Financial Biblical Stewardship Initial Requirements 1. Practice of Biblical stewardship in personal life - Signed statement on Personal Practice of Financial Biblical Stewardship - Written definition of stewardship Renewal Requirement 1. Review / re-sign statement on Personal Practice of Financial Biblical Stewardship Application of Biblical Wisdom in Counsel Initial Requirements 1. Complete the Kingdom Advisors Core Training and understand the body of knowledge in the core competency areas. 2. Be a current and active member of Kingdom Advisors in good standing. - Be an active certified member of a local Kingdom Advisors community. 3. Review the list of core beliefs and indicate agreement with Kingdom Advisors Core Beliefs in each area or attach personal belief. Renewal Requirement Technical Competence Initial Requirements 1. Complete 10 hours of Kingdom Advisors continuing education annually. 2. Current and active member of Kingdom Advisors in good standing. - Be an active member of a local Kingdom Advisors community. - Provide assistance to all revenue and non-revenue generating inquiries received from Kingdom Advisors. Assist either personally or via outside referral. 3. Review the list of core beliefs and indicate agreement with Kingdom Advisors Core Beliefs in each area or attach personal belief. 1. Professional Designation(s)* 2. Professional License(s)* 3. Fulfill professional continuing education requirements.* 4. Professional Experience (must have one of the following): - Must have a current professional designation*, or - Must have full-time experience for a minimum of (10) years in the specific professional discipline applied. This does not apply for accountants and lawyers. Accountants and lawyers must meet the professional designation requirement. * See Professional Discipline/Certifications as Defined by KA on page 3 Renewal Requirement 1. Confirm there are no compliance or licensing issues since the prior year. 2

3 Disciplines as Defined by Kingdom Advisors FINANCIAL PLANNER Type of Practice: Comprehensive Financial Planning Experience Requirement: 10 years full-time experience* OR one of the following professional designations: CFP, ChFC, CPA/PFS Definition: The process of determining whether and how an individual can meet life goals through the proper management of financial resources. Financial planning integrates the financial planning process with the financial planning subject areas outlined by the CFP Board of Standards: 1. Financial statement preparation and analysis (including cash flow analysis/planning and budgeting) 2. Insurance planning and risk management 3. Employee benefits planning 4. Investment planning 5. Income tax planning 6. Retirement planning 7. Estate planning *If you do not hold one of the above designations for this discipline, you are required to submit a copy of a comprehensive financial plan that you have produced for one of your clients along with your Certified Kingdom Advisor application. Please remove the clients names, Social Security Number, etc., when you submit the plan. ACCOUNTANT Type of Practice: Personal Income Tax / Corporate Income Tax Experience Requirement: CPA, EA Definition: An Accountant/Tax Professional is either a Certified Public Accountant who has been licensed by the respective agency responsible for professional licensing in their state or an Enrolled Agent who has demonstrated technical competence in the field of taxation and is licensed by the federal government. INVESTMENT PROFESSIONAL Type of Practice: Investment Management Experience Requirement: 10 years full-time experience OR one of the following professional designations: CFP, ChFC, CPA/PFS, CFA, CIMA, AAMS Definition: An investment professional provides professional expertise to the management of investment assets held in retirement accounts, trusts, individual and joint accounts. This type of advisor is registered with the SEC or State and flat fee paid for advice, or they are registered with a Broker Dealer and paid on a commission basis. INSURANCE PROFESSIONAL Type of Practice: Life or Long Term Care Insurance Planning and Sales Experience Requirement: 10 years full-time experience OR CLU Definition: An insurance consultant helps people find adequate amounts of insurance coverage at competitive prices. This type of advisor can be captive, career, or independent. LAWYER Type of Practice: Estate, Wills, Trusts, Planned Giving, Business Succession, etc. Experience Requirement: JD Definition: An attorney is a person who has passed the bar exam in their state and is licensed to practice law in that state. Those attorneys who are most involved with Kingdom Advisors tend to be proficient in the area of gift and estate planning, business succession planning, income tax planning, business law, family partnerships, and corporate reorganizations. 3

4 Date of application: Certified Kingdom Advisor Application Mr./Mrs./Ms./Dr. (Circle One) First Name MI Last Name Suffix Firm Name Title Firm Street Address Firm City Firm State Firm Zip Firm Phone Listing ( for CKA Directory) Firm Website Kingdom Advisors Category of Membership: Professional q Ministry q Retired/Student q Non-Member q NAME as it should appear on CKA Certificate (including professional designations, if preferred.) I have attached a description of my business/services (100 words or less) as I would like for it to appear in the Certified Kingdom Advisor directory on the Kingdom Advisors website. Use Attachment #1 or the description to CKA@kingdomadvisors.com. Please include a company logo for your Certified Kingdom Advisor listing if your firm allows. Applicant Initials: q I understand that, if approved, my annual dues to Kingdom Advisors as a Certified Kingdom Advisor will be $495 per year, and I will be responsible for prorated dues from the point of acceptance to my next renewal. In addition, I acknowledge that use of the Certified Kingdom Advisor designation and marks require an active certified membership with Kingdom Advisors. Applicant Initials: q I ed a high resolution picture of myself (at least 1 MB in jpg format) to CKA@kingdomadvisors.com as I would like for it to appear in the Certified Kingdom Advisor directory on the Kingdom Advisors website. Applicant Initials: q I have enclosed an application processing fee of $50 payable to Kingdom Advisors. q Paying by Check # q Paying by Credit Card (Circle One) Visa MasterCard American Express Discover Credit Card number: Name on credit card: Billing Address including zip code: Card CSC Code: Expiration: Amount to be Charged: Signature: _ 4

5 I am applying to become a Certified Kingdom Advisor in the following discipline(s): Certification in a discipline requires at least one of the following designations listed next to the discipline below or 10 years full-time experience practicing in the discipline without one of the designations listed (Accountants and Lawyers require professional designation). q Financial Planner* - CFP, ChFC, CPA/PFS q Accountant - CPA, EA q Investment Professional - CFP, ChFC, CPA/PFS, CFA, CIMA, AAMS q Insurance Professional CLU q Lawyer JD *If you do not hold one of the above designations for this discipline, you are required to submit a copy of a comprehensive financial plan that you have produced for one of your clients along with your Certified Kingdom Advisor application. Please remove the clients names, Social Security Number, etc., when you submit the plan. NOTE: Professionals, who meet all our requirements and do not work directly with clients, are eligible to become a Certified Kingdom Advisor, but will not be posted on the Certified Kingdom Advisor web listing for the public. 5

6 NAME: Section I: Statement of Faith Application Checklist (Staff use only) Completed Reviewed A. Signed Statement of Faith B. Personal Testimony of Conversion to Christ Section II: Section III: Ethics and Integrity A. Signed Code of Ethics B. Pastoral Reference (Attachments 2 & 2.1) C. Client Reference #1 (Attachments 2 & 2.2) D. Client Reference #2 (Attachments 2 & 2.2) Note: References are to be sent to the Kingdom Advisors office directly by the individual completing the reference on the Kingdom Advisor applicant. Please note references must come from non-family members. Personal Practice of Financial Biblical Stewardship A. Signed Statement on Personal Practice of Stewardship B. Written Definition of Stewardship Section IV: Section V: Application of Biblical Wisdom in Counsel A. Completion of Kingdom Advisors Core Training B. Completion of Leadership Requirements C. Completion of Core Beliefs Review Technical Competence A. Completion of Attestation For Staff Use Only: Review of Application q Certification Approved (provide date of approval): q Certification Denied (provide date and reason): Kingdom Advisor Staff Signature Printed Name Title 6

7 Section I: Statement of Faith A: Kingdom Advisors Statement of Faith We believe that the Bible is the inspired, authoritative Word of God. It is without error in all its teaching. We believe that there is one God, Lord of the universe, eternally existent in three persons: the Father, the Son, and the Holy Spirit. We believe in the deity of Jesus Christ; in His virgin birth; in His perfect, sinless life; in His miracles; in His vicarious and atoning death through His shed blood; in His bodily resurrection; in His ascension to heaven to the right hand of God the Father; and in His personal and visible return in power and glory. We believe that all people are lost sinners and that regeneration by the Holy Spirit is absolutely essential. We believe in the present ministry of the Holy Spirit, by whose indwelling the Christian is enabled to live a godly life. We believe that all people will be resurrected - those who are saved to eternal life and those who are lost to eternal damnation. We believe in the spiritual unity of believers in our Lord Jesus Christ. We believe that God, as Creator, is the ultimate Owner of all possessions on earth. God has given people the authority to be stewards of those possessions and the responsibility to faithfully manage them according to the principles in the Word of God. I hereby certify that I have read, understand and agree with the above Kingdom Advisors Statement of Faith in its entirety and I pledge to support its mission: Signature Printed Name B. Personal Testimony of Conversion to Christ (Please attach additional pages, if necessary.) How would you describe your personal testimony? 7

8 Section II: Ethics and Integrity A: Kingdom Advisors Code of Ethics: A Certified Kingdom Advisor, recognizing Jesus Christ as their ultimate authority, are committed to upholding high standards of excellence in their professions as they work with their clients, the public, colleagues, employers and employees. A Certified Kingdom Advisor will seek to espouse and practice the following principles in their practices: Integrity A Certified Kingdom Advisor recognizes that personal integrity demands a commitment to absolute honesty, which is never swayed by personal gain or advantage. Integrity is an essential characteristic in members because of the trust placed in them by their clients. Integrity cannot co-exist with deceit or a departure from one s principles. Objectivity A Certified Kingdom Advisor provides honest and impartial advice, services, and products that are always in the best interest of the client without distortion by personal feelings, prejudices, or potential compensation. Competence A Certified Kingdom Advisor is well Certified in skill, knowledge, and ability to sufficiently serve their clients in the fields in which they engage. Competence includes wisdom to recognize limitations and to know when a client referral is necessary. A Certified Kingdom Advisor makes an ongoing commitment to learning and professional improvement in their respective disciplines. Suitability A Certified Kingdom Advisor strives to ensure that the advice, products, and services offered to clients are suitable and appropriate given each client s goals, objectives, and current financial condition. Full disclosure A Certified Kingdom Advisor always makes full disclosure to clients, with respect to compensation being earned and any conflicts of interest that may exist. Confidentiality A Certified Kingdom Advisor shall not disclose confidential client information without the specific consent of the client. Confidentiality includes maintaining proper and prudent physical and technological safeguards to protect confidential client information. Professionalism A Certified Kingdom Advisor strives to conduct themselves in a manner that is consistent with a Christian financial professional. A Certified Kingdom Advisor recognizes that as a professing Christian their conduct is a direct reflection on Jesus Christ and they must conduct themselves as a committed believer. The conduct of a Certified Kingdom Advisor is also a reflection of Kingdom Advisors and directly affects the ability of Kingdom Advisors to fulfill its mission and vision. Accountability A Certified Kingdom Advisor submits to the authority of the local church and the Kingdom Advisors leadership team. In addition, Certified Kingdom Advisor actively maintains personal and business accountability with an accountability partner and/or a Board of Advisors. 8

9 Section II: Ethics and Integrity (continued) Humility A Certified Kingdom Advisor maintains a servant spirit as they work with clients rather than a spirit of arrogance or pride. The humility of Certified Kingdom Advisor shall be marked by meekness and modesty in behavior, attitude, and spirit. A Certified Kingdom Advisor recognizes that God is sovereign and the fruit of their labor is a direct result of God rather than their own human efforts. Furthermore, it is a privilege and a blessing to be used of the Lord on this earth. Generosity A Certified Kingdom Advisor lives a generous life as a reflection of the generous character of Jesus Christ. A generous life includes generosity with time, talent, and treasure. Furthermore, a Certified Kingdom Advisor must be willing to serve any client, regardless of his/her financial position, either directly, or on a referral basis to another Certified Christian financial professional that can serve in the area of need. Conflict A Certified Kingdom Advisor shall subscribe to principles of Matthew 18 and will strive to encourage resolution, reconciliation, and restoration between a client and his/her prior advisor where conflict appears to be at the heart of the separation, even more so when the other advisor is a Christian. I hereby certify that I have read, understand and agree with the above Kingdom Advisors Code of Ethics in its entirety and I am in compliance with the Code: Signature Printed Name B. Pastoral Reference (Reference should be someone who has known you for 2 years or more). (Please note reference is from a non-family member.) The Kingdom Advisor Pastoral/Pastoral Staff Reference will be completed by the following individual and has been mailed or ed directly to the Kingdom Advisors office by the individual completing the reference (Attachment 2 & to be completed by Pastor or Pastoral Staff Member). 1. Pastoral/Pastoral Staff Reference NAME: Verified by Kingdom Advisors Staff: q C. Client Letters of Reference (Reference should be a client who has known you for 2 years or more). Please note references must come from non-family members. The Kingdom Advisor Client Letter of Reference (Attachment 2 & 2.2) have been completed by the following individuals and will be mailed or ed directly to the Kingdom Advisors office by the individuals completing the reference. 1. Client Reference NAME: 2. Client Reference NAME: Verified by Kingdom Advisors Staff: q 9

10 Section III: Personal Practice of Financial Biblical Stewardship 1. Please read the following statement regarding your personal stewardship and sign below if you are in agreement: I agree to maintain a financial lifestyle that is consistent with that of a biblical financial steward in the following areas: 1. Giving - Regular giving in proportion to income to the local church and/or other Christian ministries. On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come (1 Corinthians 16:2) 2. Taxes Exhibit integrity in completing personal tax returns. And Jesus said to them, Then render to Caesar the things that are Caesar's, and to God the things that are God's. (Luke 20:25) 3. Debt Minimize the use of personal debt and accept an absolute commitment to debt repayment. The wicked borrows and does not pay back, but the righteous is gracious and gives. (Psalm 37:21) Just as the rich rule the poor, so the borrower is servant to the lender. (Proverbs 22:7) 4. Provision for Family Accept an absolute commitment to provide for the family that God has entrusted to you. Prescribe these things as well, so that they may be above reproach. But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever. (1 Timothy 5:7-8) 5. Lifestyle - Maintain a controlled lifestyle, a family budget, and good cash management skills. "Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?" (Luke 14:28) Certified Kingdom Advisor Applicant s Signature Date Spouse s Signature (if unmarried, please write N/A) Date 10

11 Kingdom Advisors Statement on Personal Practice of Financial Biblical Stewardship Form It is absolutely essential that a Certified Kingdom Advisor practice biblical financial stewardship in their personal life and in their business. In light of God s Word and our call to be found faithful as stewards, please respond to the following question relating to your personal convictions in the area of biblical financial stewardship. Please attach additional pages, if necessary. How would you define stewardship? 11

12 Section IV: Application of Biblical Wisdom in Counsel A: Kingdom Advisors Core Training I have completed the Kingdom Advisors Online Core Training (21.5 hour course) and have completed the session tests with a minimum pass standard of 80% per test. Date: Applicant Initials: q Verified by Kingdom Advisors Staff: q B: Leadership Requirements I am a current and active member of Kingdom Advisors in good standing. Applicant Initials: q Verified by Kingdom Advisors Staff: q I am an active member in the following Kingdom Advisors Study Group: (if there is a local study group in your area) Applicant Initials: q Verified by Kingdom Advisors Staff: q C: Core Beliefs Review Review the following list of core beliefs and indicate whether you agree with Kingdom Advisors Core Beliefs in each area or attach your own if you do not agree. MY PRACTICE I am called to be a disciple of Christ and disciple others in my present vocation. The stewardship of my practice is a holy calling and requires intentionality and will have eternal consequences for me. LEADERSHIP As a disciple of Christ and one who disciples others, I am called to leadership. Leadership is a function of character and not position. The skills of leadership can be nurtured and developed. DISCIPLESHIP According to Matthew 28:19, Jesus calls each of us to go and to make disciples of all men. The goal of discipleship is to Present every man complete in Christ, Colossians 1: Discipleship is an intentional, lifelong process. 12

13 (Core Beliefs, continued) BIBLICAL WORLDVIEW My worldview is my ultimate core belief and, as a Christian, I believe in a personal Creator who created me to be in relationships with others for all eternity. Mine is an empowered, other-centered life that requires my radical obedience to our Lord and Savior. I know that God always has my best interests at heart, and ultimately, it is all about God and not me. Everything I do while living on earth has an eternal consequence. COUNSELOR As a financial advisor/counselor, I believe that it is necessary to listen to my clients and staff with not only my head but also my heart. The skills required to do this can be nurtured and developed. GOALS Meaningful life planning always begins with goals. As goals always concern the future, they are a statement of faith and one of the primary ways that I can see God at work in my financial affairs. A goal is not a goal until it is measured in terms of amount and time period. LIFESTYLE The Bible does not define an appropriate lifestyle. Lifestyle is determined by each family unit for themselves. Financial contentment does not result from having a particular lifestyle, but rather, it results from living within the means of God s provision. BORROWING AND DEBT Borrowing is not a sin, but it may deny God an opportunity to work, and it always presumes upon the future. Consumptive borrowing will sentence one to a reduced lifestyle in the future and will limit financial flexibility currently and future financial freedom. Borrowing may be symptomatic of spiritual issues. A husband and wife should be in complete harmony with borrowing decisions. Borrowing can lead to the inability to repay, which is a form of bondage. The Bible warns against being in bondage to anyone or anything. One of the keys to financial freedom is being totally out of debt. BANKRUPTCY The Bible clearly states in Psalm 37:21 that a believer should repay whatever he owes. As a result, bankruptcy with the aim of not repaying debts is not a legitimate alternative for a Christian. Bankruptcy may be used in certain situations to effectively provide equitable treatment for all personal creditors. 13

14 (Core Beliefs, continued) CHARITABLE GIVING Giving is commanded in the scriptures both for the benefit of the recipient and for the benefit of the giver. Increased giving should be an integral part of any maturing Christian s life. The amount given should be prayerfully determined and not an automatic 10%. According to scripture, giving should be done proportionately to one s income and net worth, and giving should be done regularly and cheerfully. BIBLICAL STEWARDSHIP Biblical stewardship could be defined as the use of God-given resources for the accomplishment of God-given goals or objectives. It is a lifelong process of growth in spiritual character and implies that every spending decision is a spiritual decision. FINANCIAL PLANNING Financial planning is the allocation of limited financial resources to unlimited alternatives, and it is applicable to anyone, at any income or net worth level (as all resources are ultimately limited.) PRINCIPLES OF FINANCIAL SUCCESS The five principles of financial success are to 1. Spend less that you earn - Proverbs 13:11 2. Avoid the use of debt - Proverbs 22:7 3. Build liquidity - Proverbs 6: Set long-term goals Philippians 3:14 5. Believe that God owns it all Psalm 27:4. INVESTMENTS Investments are a tool one uses to accomplish financial objectives and are not an end in and of themselves. One accumulates wealth by spending less than they earn over a long time period. One preserves wealth by following the Biblical principles of diversification, professional advice, and a long time horizon. Investment speculation should only be done after asking the question, Would this money be better used by giving to a Kingdom purpose? and, secondly, Can I afford to lose this money with no adversarial effect on my long-term goals? Using my investments to make a statement of faith is legitimate and may or may not cost me something in the way of return and/or risk. WORK AND RETIREMENT God created man to work throughout a lifetime. Work is normative, not a result of the fall, and should be accompanied by a sense of satisfaction and enjoyment. Leisure is a part of God s plan but not the objective of His plan. Work should be accompanied by a sense of calling. 14

15 (Core Beliefs, continued) NET WORTH One cannot accumulate enough to feel financially secure, significant, or successful. However, everyone can answer the question, How much is enough? The answer will differ for every family and is a number that should be determined prayerfully and periodically (as time results in many changing circumstances.) Net worth is always and only a measurement of God s provision and never a measurement of significance or success. INCOME TAXES Scripture commands that people pay their taxes. Taxes should never be a source of cash-flow problems as they can always be adequately planned for. Tax planning should never be the ultimate driving force in financial decisions. In many ways, income taxes are an indicator of God s blessings. LIFE INSURANCE Life insurance should play an integral part in any financial plan, and buying life insurance does not demonstrate a lack of faith, but rather prudent planning. Overinsuring for the purpose of protection is unscriptural, as only God ultimately provides the protection we need. Having enough life insurance to provide for family needs is a good stewardship decision. WEALTH TRANSFER Wealth transfer is different from estate planning in that it begins during one s lifetime, and it considers the impact on the beneficiary as its primary objective. A beneficiary should never be surprised by the decisions of the steward. It is the last stewardship decision that God allows the steward to make. TRAINING CHILDREN It is by faith, with commitment, that a parent trains a child in the principles and skills of money management. Both money and wisdom can be left to children, but wealth left without wisdom can have dire consequences on future generations. Training children to manage money involves not only the skill of money management but also the Biblical truths and principles underlying all stewardship planning and decision making. I have reviewed the Kingdom Advisors Core Beliefs and have either indicated that I agree with each core belief or I have attached my own core belief(s) as indicated. Signature Date 15

16 Section V: Technical Competence A: Technical Competence Attestation Based on the discipline(s) for which you are seeking Certification, complete the following information and attach copies of support as indicated: 1. I have the following current professional designation(s) (include the date the designation was obtained and copies of support for your designation certificate, current I.D. card, etc.): 2. I have the following current professional license(s) please attach a copy of your license: 3. I have the following number of years of full-time experience (list each discipline for which you are requesting Certification financial planner, accountant, investment advisor, insurance, and / or lawyer). Discipline Years of Experience 4. Please list your Broker Dealer and your Individual CRD number, if applicable: Broker Dealer: Individual CRD #: 5. If you hold licenses (currently or in the last two years) with the NASD (now FINRA), please attach the full report (PDF) of your FINRA BrokerCheck, which can be obtained by visiting FINRA at brokercheck.finra.org. This report must be run/dated within 30 days of your Certified Kingdom Advisor Application date. Please note this is required for all applicants who have ever had licenses through NASD/FINRA whether or not you are applying for status as a Certified Kingdom Advisor in the investment area. Certification cannot be granted with any pending or unresolved issues on your FINRA BrokerCheck report. Previous resolved issues may require additional information and may or may not result in granting of Certification status. q I currently hold (or have in the last two years) licenses with the NASD/FINRA and I have attached a current copy of my FINRA BrokerCheck Report to this application q I have never held licenses with the NASD/FINRA; therefore, I have not attached a FINRA BrokerCheck Report. 16

17 6. Have you ever had any regulatory or compliance issues with NASD, your broker dealer or your professional designating body? Have you had any customer complaints reported to the CRD? Certification cannot be granted with any pending or unresolved issues with any of these entities. Previous resolved issues may require additional information for review and may or may not result in granting of certification status. q No q Yes If yes, please explain the consequences and attach documentation of the issue(s) and support for the resolution or the current status of the issue(s). I certify that all information provided in this application and attached to this application is true and accurate. Signature Date 17

18 Attachment #1 Kingdom Advisor Business/Services Description Form Name of Kingdom Advisor: Name of Firm: Provide a description of your business/services (100 words or less) as you would like it to appear in your Certified Kingdom Advisor listing in the CKA directory. Alternatively, you may your description to CKA@kingdomadvisors.com. Please a company logo for your Certified Kingdom Advisor listing if your firm allows (minimum 1mb.jpg file). 18

19 Attachment #2 Kingdom Advisor Reference Form Instructions (to be provided to individuals completing reference forms for Kingdom Advisors) You are being asked to complete this reference form by a member of Kingdom Advisors. This member is seeking to become a Certified Kingdom Advisor, which will allow our organization to represent this member to the general public as a Certified Kingdom Advisor designee. The central mission of Kingdom Advisors is to benefit the public by granting the Certified Kingdom Advisor designation and upholding it as the standard of excellence for biblically wise financial advice. A Certified Kingdom Advisor is a recommended Christian financial professional who has met high standards in training, integrity and competence as an advisor, leader and counselor. A Certified Kingdom Advisor must meet a combination of personal and professional requirements in the following areas: 1. Statement of Faith includes a signed Statement of Faith and Personal Testimony of Conversion to Christ. 2. Ethics and Integrity includes a signed Code of Ethics and three Letters of Reference including a statement of local church involvement from pastor or pastoral staff. 3. Personal Practice of Financial Biblical Stewardship includes a signed Statement on Personal Practice of Financial Biblical Stewardship. 4. Application of Biblical Wisdom in Counsel includes completion of Kingdom Advisors Training, completion of Core Beliefs, and completion of Leadership Requirements. 5. Technical Competence - includes completion/maintenance of Professional Designation(s) and Licensing and/or appropriate Level of Experience in his/her Discipline. As a part of our requirement relating to Ethics and Integrity, we require our members to submit a pastor or pastoral staff reference and client references. We thank you in advance for taking the time to complete this reference. Please provide background as to your relationship with this member and speak to their ethics, integrity and character in addition to any other information you feel is appropriate. We request that you complete the reference on the form provided so that we may maintain continuity with our Certified Kingdom Advisor review process. Please return the reference directly to Kingdom Advisors via or mail. If you have any questions regarding Kingdom Advisors or this Kingdom Advisors Reference, please contact CKA@kingdomadvisors.com. Thank you for your time. In Christ, Rob West Kingdom Advisors, President Kingdom Advisors 280 Interstate North Circle SE, Suite 100 Atlanta, GA (404) Fax: (404)

20 Attachment #2.1 Kingdom Advisors Pastoral/Pastoral Staff Reference Form (The individual completing this reference form should return this form directly to Kingdom Advisors via at or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA ) Name of Kingdom Advisor: Date: Name of Reference: Title: Church/Place of Worship: Phone: Address: How long have you known this Kingdom Advisor? years (at least 2 years) What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? Signed Statement of Local Church Involvement (to be signed by Pastor or Pastoral Staff Member) I, as a Pastor or Pastoral Staff Member, of, Name of Church/Place of Worship hereby certify that regularly attends and is actively Kingdom Advisor Name Involved in our church s worship and programs. Signature Printed Name Title Date 20

21 Attachment #2.2, 1 st copy Kingdom Advisors Client Letter of Reference Form (The individual completing this reference form should return this form directly to Kingdom Advisors via at CKA@kingdomadvisors.com or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA ) Name of Kingdom Advisor: Date: Name of Reference: Title: Address: Phone: Address: How long have you been a client of this Kingdom Advisor? years (at least 2 years) How long have you known this Kingdom Advisor? years (at least 2 years) What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? Signature of Reference 21

22 Attachment #2.2, 2 nd copy Kingdom Advisors Client Letter of Reference Form The individual completing this reference form should return this form directly to Kingdom Advisors via at CKA@kingdomadvisors.com or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA Name of Kingdom Advisor: Date: Name of Reference: Title: Address: Phone: Address: How long have you been a client of this Kingdom Advisor? years (at least 2 years) How long have you known this Kingdom Advisor? years (at least 2 years) What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? Signature of Reference 22