SBI Probationary Officers General Awareness

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1 SBI Probationary Officers General Awareness 1. As per the order of RBI, the existing 'No-Frill' accounts may be treated as... 1) Basic Savings Bank Deposit Account (BSBDA) 2) Basic Savings Book Deposit Account (BSBDA) 3) Basic Savings Bank Deposit Amount (BSBDA) 4) Base Savings Bank Deposit Account (BSBDA) 2. In which Monetary Policy review, the introduction of BSBDA proposed by RBI? 1) Monetary Policy Statement for the year ) Monetary Policy Statement for the year ) Monetary Policy Statement for the year ) Monetary Policy Statement for the year ) Monetary Policy Statement for the year One individual can have how many BSBDA accounts in one bank as per the order of RBI? 1) three 2) two 3) four 4) five 5) one 4. The Basic Savings Bank Deposit Account (BSBDA) scheme of RBI to be opened in which of the following banks? 1) Public sector banks 2) Private sector banks 3) Foreign banks operating in India 4) Foreign banks operating in foreign countries 5) 1, 2 and 3 only 5. Whether the account holder can open another savings account or permitted to continue his old savings account, after opening of BSBDA? 1) Yes, it is the right of customer 2) Yes, if he takes special permission from Government of India 3) No, he should close the other existing savings accounts and he is not permitted to open new savings accounts 4) Yes, provided he pay penalty of Rs. 1 Lakh to bank of these R

2 6. The balance to be maintained by the Customer in the BSBDA is... 1) Rs ) Rs.500 3) Rs.250 4) Rs.50 5) No minimum balance required 7. To open the BSBDA, the initial deposit to open the account must be... 1) Rs.100 2) Rs.10 3) Rs ) Rs ) No initial deposit needed 8. The facility not available in the BSBDA is... 1) deposit amount 2) withdrawing of cash 3) using ATM / Debit Card 4) taking account statement 5) All above facilities available 9. As per the order of RBI, the total credits in the BSBDA should not exceed... (in Lakhs ) 1) 1 Lakh per year 2) 5 Lakh per year 3) 10 Lakh per year 4) 8 Lakh per year 5) 2 Lakh per year 10. Maximum balance in the BSBDA... at any time. 1) should not exceed Rs.1 Lakh 2) should not exceed Rs.2 Lakh 3) should not exceed Rs.50,000 4) should not exceed Rs.10,000 5) should not exceed Rs.3 Lakh 11. In the BSBDA account, the total of debits by way of cash withdrawals and transfers will not exceed Rs.10, ) in a year 2) in a quarter 3) in the two months 4) in a month 5) in the 6 months 12. Reserve Bank allowed urban cooperative banks (UCBs) with total deposits of over... to graduate to scheduled bank category. 1) Rs 1750 crore 2) Rs 150 crore 3) Rs 750 crore 4) Rs 500 crore 13. On 6 April 2014, SBI selling off its non-performing assets (NPA) of around Rs. 3,500-4,000 crore for the financial year to ARC. ARC stands for... 1) Asset Rebuild Companies 2) Account Reconstruction Companies 3) Asset Roll Companies 4) Arbitrage Reconstruction Companies 5) Asset Reconstruction Companies

3 14. In the first bi-monthly monetary policy for , RBI governor declared the adoption of the new CPI (combined) as the key measure of inflation on the recommendations of which committee? 1) K.C.Chakravarthy 2) Usha Thorat 3) Nachiket M.Mor 4) Urjit R. Patel 5) Anand Sinha 15. Monetary Policy Review announcement on 1 April 2014, said that the issue of certificate of registration of NBFCs will be kept in abeyance for... 1) 3 years 2) 4 years 3)1 year 4) 5 years 5) 10 years 16. The present definition of willful default was adopted by the RBI on the recommendation of which of the following committees? 1) KC Chakrabarty 2) C Rangarajan 3) HR Khan 4) Usha Thorat 5) SS Kohli 17. Doha bank got license to start the banking operations in... 1) New Delhi 2) Hyderabad 3) Pune 4) Mumbai 5) Chennai 18. Which two state-owned entities together bought 10% stake in Indian Oil Corporation (IOC) during March 2014? 1) HPCL and BPCL 2) NTPC and GAIL 3) ONGC and OIL 4) OIL and HPCL 5) HPCL and GAIL 19. Disinvestment Commission in India was firstly established in... 1)1999 2) ) ) ) Maulana Azad Sehat Scheme announced by Union Government on 4 March 2014 for the benefit of Minority students in schools to provide... 1) finance 2) IT education 3) loans 4) health care 21. Employees' Provident Fund Organization (EPFO), on 24 March 2014 announced to provide Universal Account Number from... 1) 1 April ) 1 May ) 1 June ) 1 August ) 1 October 2014

4 22. Union Agriculture Ministry issued the detailed guidelines of NMOOP. NMOOP stands for... 1) National Mission on Oilseeds and Oil Palm 2) National Market on Oilseeds and Oil Palm 3) National Mission on Oil and Oil Products 4) National Mission on Oilseeds and Organic Palm 23. Which state has been providing the highest average employment for the past five years under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) as announced on 4 April 2014? 1) Nagaland 2) Karnataka 3) Tripura 4) MP 5) UP 24. How much amount worth of tax evasions was detected during by the Directorate General of Central Excise Intelligence (DGCEI)? 1) Rs.800 Crore 2) Rs.1.8 Lakh crore 3) Rs.8000 crore 4) Rs.1400 crore 25. Importers and Exporters of India should follow the rules of FEMA Act. What does the letter 'E' denotes in 'FEMA'? 1) Economics 2) Earning 3) Equal 4) Exchange 5) Equation 26. According to an analysis by the industry group Assocham, which of the following states has attracted most investment proposals as on December 2013? 1) Maharashtra 2) Karnataka 3) Odisha 4) Gujarat 5) Andhra Pradesh 27. Badla means... 1) transfer of shares to debentures and vice-versa 2) deferring either payment for shares purchased or delivery of shares sold 3) not honouring the cheque and demand draft deposited in a bank 4) Instant transfer of money from one account to other account

5 28. Debits and credits maintained under broad heads to know the strength of the business is called... 1) Trading Account 2) Profit and Loss Account 3) Petty Cash Book 4) Balance Sheet 29. Debt security issued by companies, having a certain maturity and having coupon rate is... 1) Share 2) Dividend 3) Prospectus 4) Debenture 30. First phase of Lok Sabha Elections 2014 commenced peacefully on 7 April 2014 in the two states of... 1) Assam and Tripura 2) Assam and Meghalaya 3) A.P and Kerala 4) Haryana and Delhi 5) Delhi and Odisha 31. Indian Space Research Organization (ISRO) launched a satellite on 4 April 2014,offers navigational services, for both civilian and defense purposes. The name of satellite is... 1) IRSS-1B 2) IRNSS-1A 3) IRNSS-1C 4) IRNSS-1B 5) IRNSS-1D 32. At which rank India stood out of 132 countries on the Social Progress Index (SPI) published by Social Progress Imperative, the US-based non-profit organization on 3 April 2014? 1) 102 2) 85 3) 104 4) 91 5) st Femina Miss India is... 1) Shanthi Swamy from Andhra Pradesh 2) Prdyuman Vihari from Maharashtra 3) Gail Nicole Da Silva of Goa 4) Jhataleka Malhotra of Mumbai 5) Koyal Rana of Jaipur 34. Fifth edition of the ICC T 20 World Cup (men) lifted by... 1) Sri Lanka 2) India 3) Pakistan 4) South Africa 5) Australia

6 35. Sixth edition of the ICC T 20 World Cup (men) to be hosted by... 1) England 2) South Africa 3) West Indies 4) India 5) New Zealand th edition of ICC T 20 Women's World Cup lifted by... 1) India 2) Pakistan 3) South Africa 4) Australia 5) Sri Lanka th edition of ICC T 20 Women's world cup to be hosted by... 1) Sri Lanka 2) New Zealand 3) Dubai 4) Australia 5) India 38. Viktor Orban was elected as the new Prime Minister of... 1) Mali 2) Hungary 3) South Sudan 4) Bulgaria 5) Argentina 39. R.Gandhi newly appointed as... 1) Secretary, MoF, Government of India 2) Economic Advisor to Prime Minister of India 3) Deputy Governor, RBI 4) Chairman of 14 th Finance Commission 5) Deputy Chairman of Planning Commission 40. Marie-Lousie Coleiro Preca became the President of... 1) Switzerland 2) Afghanistan 3) Malta 4) Croatia 5) Uganda 41. The next Commonwealth Summit in 2015 to be held in Malta. What is the capital of Malta? 1) Juba 2) Kabul 3) Jakarta 4) Mali 5) Valetta ANSWERS 1-1; 2-4; 3-5; 4-5; 5-3; 6-5; 7-5; 8-5; 9-1; 10-3; 11-4; 12-3; 13-5; 14-4; 15-3; 16-5; 17-4; 18-3; 19-4; 20-3; 21-5; 22-1; 23-3; 24-3; 25-4; 26-1; 27-2; 28-4; 29-4; 30-1; 31-4; 32-1; 33-5; 34-1; 35-4; 36-4; 37-5; 38-2; 39-3; 40-3; Writer: A. Veeraswamy

BANK EXAMS GENERAL AWARENESS

BANK EXAMS GENERAL AWARENESS 1. Banking Ombudsman Scheme was notified by RBI on 14 th June 1) 2000 2) 1995 3) 1999 4) 2010 5) 1981 2. What is the aim of formulating Banking Ombudsman Scheme by RBI? 1)