GENERAL AWARENESS FOR BANK RECRUITMENT EXAMS

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1 GENERAL AWARENESS FOR BANK RECRUITMENT EXAMS IBPS Sample Papers

2 GENERAL AWARENESS FOR BANK RECRUITMENT EXAMS 1. As we have noticed many banks of Indian origin are opening offices/branches In foreign countries- Why is this trend emerging at a very fast pace? (A) These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation. (B) These banks wish to help Indian to acquire funds at internationally competitive rates* (C) These banks wish to promote trade and Investment between India and other countries, (a) Only A (b) Only B (c) Only C (d) Only B and C 2. Credit/Debit Card business in India has completed fairly enough time. Still it has not taken that height which was expected. Which of the following may be reason(s) for the same? (A) Shops/Establishment spurs to accept cash in place of cards. (B) Shops/establishments are cost conscious as the Installation and transaction costs are very high* (C) People prefer to travel with cash instead of cards as they are not ;* safe way of payments, (a) Only (A) (b) Only (B) (c) Only (C) (d) (A] and IB) both 3. On which date in 2010 was a landmark deal signed between Democratic Unionist and Sinn Fein, removing the last hurdle to granting full autonomy to Northern Ireland? (a) February 5 (b) February 14 (c) February 21 (d) February 1 4. Consider the following statements regarding the Union Budget announced in the Parliament on February 26, 2010, by Finance Minister Pranab Mukherjee: a. The Union budget provided Rs.l,000-Crore hike in allocation for the flagship programme Mahatma Gandhi National Rural Employment Guarantee Scheme. b. The Centre gave a major fillip to its ambitious Unique Identity project for citizens, by proposing a Rs. 1,900 cr. budgetary allocation for it, a nearly 16 fold increase. Select the correct answer using the codes given below: (a) Only b (b) Only a (c) Both a and b (d) Neither a nor b 5. Railway Minister Mamata Banerjee, in her budget speech in February 2010, announced Sanskriti Express Epar Bangla, Opar Bangla in commemoration of the 150th birth anniversary of_. (a) Swomi Vivekananda (b) Raja Rammohan Roy (c) RabindranathTagore (d) All of the above 6. On which of the following dates in 2010 did the safeguard agreement with regard to civilian nuclear facilities between India and the International Atomic Energy Agency (IAEA) come into force? (a) February 28 (b) February 21 (c) February 11 (d) February 4 7. In banks ROA means- (a) Rate of Allocation (b) Return on Assets (c) Return on Advances (d) Ratio of Assets 8. Which of the following is NOT a computer programming language? (a) C (b) C++ (c) Java (d) Microsoft 9. Expand the term FSDC which is used in financial sectors? (a) Financial Security and Development Council (b) Financial Stability and Development Council (c) Fiscal Security and Development Council Page 2 of 5

3 (d) Fiscal Stability and Development Council 10. The government, in June 2011, decided to develop fair price shops operated under the Public Distribution System (PDS) as "branded shops" retailing commodities. (a) Himachala Pradesh (b) Uttarakhand (c) Rajasthan (d) Andhra Pradesh 11. The first supercritical 660 mw unit of NTPC was commissioned at Sipat, in Chhattisgarh in June (a) Raipur (b) Bilaspur (c) Bijapur (d) Narayanpur 12. The scientists of which-country announced on June 9, 2011 that they had created the world's first transgenic cow? (a) Mexico (b) Argentina (c) Japan (d) China 13. Which is the part of the computer system that one can physically touch? (a) data (b) operating systems (c) hardware (d) software 14. Rural marketing involves (a) Selling to rural banks (b) Selling by rural banks (c) Selling to rural customers (d) All of the above 15. As per the new policy the number of Judges In the Supreme Court would be now (a) 21 (b) 25 (c) 26 (d) If you see a big hoarding at a prominent public place, the punch line of which says "We All Were Born Free". "We All Have Equal Rights", in all probability, the hoarding is put up by (a) National Commission for Farmers (b) National Human Rights Commission (c) Directorate of Income Tax (d) Ministry of Foreign Affairs 17. In which one of the following countries, was the recent Commonwealth Meet (CHOGAM) held? (a) Trinidad (b) Canada (c) Australia (d) Jamaica 18. Which one of the following is the objective of the flagship scheme Rashtriya Swasthya Bima Yojana' (RSBY)? (a) To provide life insurance cover to rural households (b) To provide health insurance cover to rural households (c) To provide both life and health insurance cover to rural household (d) To provide life and health insurance covers only to people living below poverty line 19. In the proposed low cost pension scheme, which one of the following has been made responsible for maintaining of the records of pension account of an individual? (a) SIDBI (b) National Securities Depositories Ltd. (NSDL) (c) Stock Holding Corporation of India (d) Reserve Bank of India 20. Well known Dada Saheb Phalke award is given for excellence in the field of (a) Sports (b) Literature (c) Science and Technology (d) None of these 21. What Is the maximum stake the Government of India has in any public sector bank at present? (a) 40% (b) 49% (c) 50% (d) 74% Page 3 of 5

4 22. The Planning Commission of India has set up a 12 member committee on financial sector reforms. Who 13 the Chairman of the Committee?. (a) Jankl Raman (b) Raghuram Rajan (c) Rakesh Mohan (d) K. V. Kamrtth 23. Which of the following countries is trying to launch a Satellite to study the sun? (a) USA (b) lndia (c) Russia (d) China 24. Kosovo declared itself Independent from which of the following countries? (a) Ukraine (b) Croatia (c) Serbia (d) None of these 25. The President of India is elected for a term of (a) Four years (b) Five years (c) Six years (d) Seven years 26. Which country, on February 8, 2010, announced migration reforms designed to ensure the selection of "the best and brightest" foreigner applicants for skilled jobs? ' (a) Canada (b) Great Britain (c) Australia (d) Germany 27. According to the second advance estimates of food grains production released in New Delhi in February 2010, the total food grains output was expected to be_million tonnes as against million tonnes in (a) (b) (c) (d) Consider the following statements: a. Sachin Tendulkar, on February 24, 2010, became the first player in the history of cricket to score a double century in a One Day International. b. Sachin Tendulkar scored his first double hundred of One Day International against South Africa in Gwalior. Select the correct answer using the codes given below: (a) Both a and b (b) Neither a nor b (c) Only a (d) Only b 29. The India Meteorological Department (IMD), in February 2010, declared _ the warmest year since 1901, the year it started keeping records of temperatures and other weather parameters. (a) 2001 (b) 2006 (c) 2009 (d) The best advertisement is- (a) glow sign boards (b) on internet (c) T.V. Media (d) a satisfied customer 31. SWOT analysis refers to : (a) marketing tool to understand constraints and potentials of self and competitor (b) external environment analysis (c) internal environment analysis (d) strategic planning for selling product 32. To prepare a presentation/slide show which application is commonly used? (a) Photoshop (b) Powerpoint (c) Outlook Express (d) Internet Explorer 33. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct investment in the field of mobile television services Upto what extent PDI Is allowed in this field? (a) 50% (b)60% (c) 64% (d) 74% 34. Irina Bocova is the Chief Executive of (a) ILO (b) UNICEF (c) OPEC (d) UNESCO 35. As per the reports published in newspapers. India purchased around 200 tonnes of gold (almost half the quantity of gold put up for sale) in September India purchased this gold from which of the following organizations? (a) World Bank (b) Asian Development Bank Page 4 of 5

5 (c) International Monetary Fund (d) International Gold Council 36. Consumer information sources are (a) personal source and comma cial source (b) public source (c) experiential source (d) All of the three above 37. In the context of globalization, ' BPO means- (a) British petroleum Organisation (b) Business Process Outsourcing (c) Budgeting Process Orientation (d) Business Process Orientation 38. The quickest and easiest way in Word, to locate a particular word or phrase in a document is to use the command. (a) Replace (b) Find (c) Lookup (d) Search ANSWERS GENERAL AWARENESS FOR BANK RECRUITMENT EXAMS 1. (d) 2. (d) 3. (a) 4. (c) 5. (d) 6. (d) 7. (b) 8. (d) 9. (b) 10. (c) 11. (b) 12. (b) 13. (c) 14. (d) 15. (d) 16. (b) 17. (a) 18. (b) 19. (b) 20. (d) 21. (5) 22. (b) 23. (a) 24. (d) 25. (b) 26. (c) 27. (a) 28. (a) 29. (c) 30. (d) 31. (a) 32. (b) 33. (d) 34. (d) 35. (c) 36. (d) 37. (b) 38. (b) Page 5 of 5

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