YES BANK announces Q4FY10 and FY10 Financial Results
|
|
- Lucas Riley
- 5 years ago
- Views:
Transcription
1 Press Release YES BANK announces Q4FY10 and FY10 Financial Results Net Profit of Rs crore in Q4FY10; highest ever since inception Net Profit of Rs crore in FY10 ; y-o-y growth of 57.2% Loan growth of 78.9%, Deposit growth of 65.7% Maiden Dividend of 15% recommended by the Board Highlights for Fourth Quarter ended Mar 31, 2010 (Q4FY10) Net Profit up 74.8% to Rs cr (Rs 80.1 cr in Q4FY09) Net Interest Income up 62.9% to Rs cr (Rs cr in Q4FY09) Non Interest income up 68.3% to Rs cr (Rs Cr in Q4FY09) Operating Profit up 67.3% to Rs cr (Rs cr in Q4FY09) Net Interest Margin at 3.2% (3.0% in Q4FY09) Non Interest Income to Total Net Income ratio at 39.6% (38.8% in Q4FY09) Cost to Income ratio of 36.3% (37.2% in Q4FY09) Return on Average Assets -RoA(annualized) of 1.70% (1.50% in Q4FY09) Return on Equity-RoE (annualized) of 20.4% (20.2% in Q4FY09) Basic EPS of Rs and Diluted EPS of Rs Highlights for Full Year ended Mar 31, 2010 (FY10) Net Profit up 57.2% to Rs cr (Rs cr in FY09) Net Interest Income up 54.7% to Rs cr (Rs cr in FY09) Non Interest income up 31.7% to Rs cr (Rs Cr in FY09) Operating Profit up 63.6% to Rs cr (Rs cr in FY09) Net Interest Margin at 3.1% (2.9% in FY09) Non Interest Income to Total Net Income ratio at 42.2% (46.2% in FY09) Cost to Income ratio of 36.7% (44.2% in FY09) Return on Average Assets-RoA of 1.61% (1.52% in FY09) Return on Equity-RoE of 23.7% (20.6% in FY09) Basic EPS of Rs and Diluted EPS of Rs Other Key Highlights as at Mar 31, 2010 Advances up 78.9% to Rs. 22,193.1 cr at Mar 31, 2010 (Rs. 12,403.1 cr at Mar 31,2009) Deposits up 65.7% to Rs. 26,798.6 cr at Mar 31,2010 (Rs. 16,169.4 cr at Mar 31,2009) Basel II Capital Adequacy Ratio of 20.61% (Tier I 12.85%) Gross NPA at 0.27% of Gross Advances (0.68% as at March 31,2009) Net NPA at 0.06% of Net Advances (0.33% as at March 31,2009) Specific provisioning cover at 78.4% (51.5% as at March 31,2009) Book value per share of Rs (Rs as at Mar 31, 2009) Mumbai, April 27, 2010: The Board of Directors of YES BANK Ltd. took on record the unaudited Q4FY10 and audited FY10 results at its meeting held in Mumbai today. Commenting on the results and financial performance, Rana Kapoor, Founder/Managing Director & CEO, YES BANK said, YES BANK has delivered a robust financial performance Page 1 of 6
2 with sustainable net interest income and exceptional credit growth of 78.9% y-o-y. Over the last 22 quarters (Version 1.0), we have substantially built our Corporate and Branch Banking businesses through concerted efforts with strong demonstration of Knowledge Banking and Relationship Management competencies. As we take off into our next phase of growth (Version 2.0: ), we will further accelerate our business growth across Commercial Banking, Retail, SME, Liabilities generation, Transaction and Payment Products with an aim to achieve a balance sheet size of Rs. 1,50,000 crore and a pan India branch network of 750 with a human capital base of 12,000 by With exceptional performance over the last 5 years, YES BANK s board has recommended a maiden dividend of 15% per share for its valued shareholders. We also aim to accelerate further on the significant momentum that has been generated across all businesses, focusing additionally on Financial Inclusion with the launch of YES BANK s Mobile Money Services, powered by Nokia. Summary P&L (Rs in Crore ) Q4FY10 Q4 FY09 Growth FY10 FY09 Growth Net Interest Income % % Non Interest Income % % Total Net Income % 1, % Operating Expense % % Operating Profit % % Profit after Tax % % Summary Balance Sheet (Rs in Crore ) 31-Mar Mar -09 Growth 31-Dec -09 Growth Advances 22, , % 18, % Investments 10, , % 8, % Shareholders funds 3, , % 1, % Total Capital Funds 5, , % 3, % Deposits 26, , % 22, % Total Balance Sheet 36, , % 29, % Q4FY10 and FY10 Performance highlights Exponential growth in Advances and Deposits: Total Advances grew by 78.9% to Rs. 22,193.1 crore as at March 31, 2010 from Rs. 12,403.1 crore as at March 31, Investments grew by 43.5% to Rs. 10,209.9 crore as at March 31, 2010 from Rs. 7,117.0 crore as at March 31, Total Deposits grew by 65.7% to Rs. 26,798.6 crore as at March 31, 2010 from Rs. 16,169.4 crore as at March 31, Current and Savings Account (CASA) deposits grew by 99.6% to Rs. 2,818.2 crore taking the CASA ratio to 10.5% as at March Term Deposits grew by 62.5% to Rs. 23,980.4 crore during the same period. The Bank s Balance Sheet grew by 58.9% to Rs. 36,382.5 crore as at March 31, 2010 from Rs 22,900.8 crore as at March 31, Break-up of the total non-priority Sector Lending as at March 31, 2010 was as follows - Wholesale Banking (69.1%), Commercial Banking (25.6%), and Branch Banking (5.3%). The increased share of Commercial Banking and Branch Banking book of 25.6% and 5.3% in Page 2 of 6
3 Mar2010 from 23.1% and 4.2% respectively in Dec 2009 in the non PSL advances book is on account of the Bank s increased thrust on these segments. The Bank s focus on Knowledge based approach to lending continues to yield results with the knowledge sectors like Food and Agribusiness, Engineering, Infrastructure & Logistics, TMT (Technology, Media & Telecom) and Healthcare constituting approximately 78% of total advances as at Mar Strong Net Interest Income (NII): NII for Q4FY10 increased by 62.9% y-o-y to Rs crore from Rs crore in Q4FY09. Gross Yield on advances for Q4FY10 was 9.7% (13.0% in Q4FY09) and cost of funds for Q4FY10 was of 6.3% (8.8% in Q4FY09). NIM for the Bank was 3.2% for Q4FY10 versus 3.0% in Q4FY09. NII for FY10 was up 54.7% to Rs crore as compared to Rs crore for FY09. Gross yield on advances of 10.8% in FY10 (12.8% in FY09) while Cost of funds of 6.9% in FY10 (9.0% in FY09). NIM for the Bank was 3.1% in FY10 versus 2.9% in FY09. Sustainable Non Interest Income streams: Non Interest Income grew by 68.3% y-o-y to Rs crore for Q4FY10 from Rs crore in Q4FY09. This was on the back of continued growth in Transaction Banking and Financial Advisory businesses that showed tremendous traction y-o-y and sequentially. Components of Non Interest Income for Q4FY10 were as follows: Transaction Banking Rs crore, Financial Advisory Rs.57.8 crore, Financial Markets Rs crore and Third Party Distribution and Retail Fees Rs crore. Non Interest Income grew by 31.7% to Rs crore in FY10 as compared to Rs crore in FY09. Components of Non Interest Income for FY10 were as follows: Transaction Banking Rs crore, Financial Advisory Rs crore, Financial Markets Rs crore and Third Party Distribution and Retail Fees Rs crore. Page 3 of 6
4 Proportion of main Non Interest Income Streams in Overall Non Interest Income (% Share) Q4FY10 FY10 Transaction Banking 27.0% 24.4% Financial Markets 29.6% 34.9% Financial Advisory 36.1% 34.1% Third party distribution and retail fees 7.3% 6.6% Operating and Net profit: Operating profit for Q4FY10 was up 67.3 % to Rs crore as compared to Rs crore for Q4FY09 driven primarily by sustained revenue growth. The Cost to Income ratio was 36.3% in Q4FY10 versus 37.2% in Q4FY09. PAT in Q4FY10 was up 74.8% at Rs crore from Rs crore for Q4FY09 (highest ever for the Bank since its inception). Operating profit for FY10 was up 63.6 % to Rs crore as compared to Rs crore for FY09. The Cost to income ratio was 36.7% in FY10 versus 44.2% in FY09. PAT for FY10 was up 57.2% to Rs crore from Rs crore in FY09. Consistently healthy Asset Quality: Gross Non Performing Advances as a proportion of Gross advances was at 0.27% while Net Non Performing Advances as a proportion of Net advances was at 0.06% as at March 31, 2010 as against 0.68% and 0.33% respectively as at March 31, Bank s total loan loss coverage ratio was at 274% while specific provisioning cover was at 78.4% as at March 31, The Bank s restructured advances declined by Rs crores during the quarter. Total restructured advances were Rs crore as at March 31, 2010 (Rs cr as of December 31, 2009) which constituted 0.36% of the Gross Advances as at March 31, Strong Shareholders returns: The Bank delivered RoE of 20.4% and RoA of 1.7% for Q4FY10. RoE was 23.7% and ROA was 1.6% for FY10. RoE has been greater than 20% and RoA has been greater than 1.5% for the last 2 years. The Bank has maintained a healthy RoE despite a significant increase in net worth on account of capital raising in Q4FY10. Capital Funds: Tier I Capital stood at 12.85% and total CRAR stood at 20.61% as at March 31, Business Highlights (Q4FY10) Awards & Recognitions Received the Financial Insights Innovation Award (FIIA) for Innovation in Business Intelligence, Singapore on February 26, YES BANK s Continuous Linked Settlement Model was also recognized as one of the top 50 payments initiatives in Asia Pacific. Received the RASBIC award for the Organization with Most Innovative Recruitment & Staffing Program / Initiative FY Page 4 of 6
5 Received the Global HR Excellence Award FY for the Organization with Innovative HR Practices. Received the Employer Branding Award FY for Innovation In Recruitment. Mr. Rana Kapoor appointed as a Member of the Board of Governors of the Indian Institute of Corporate Affairs, Ministry of Corporate Affairs. Branch Banking Infrastructure and Service Delivery YES BANK believes in an integrated approach to banking, which through its branches not only provides financial efficiency in transactions but also engages, informs and involves the customer in a personalized manner thereby providing incremental value for the time spent inside the branch. The customers are served through an extensive branch network, comprising 150 branches in over 122 city locations across India as well as 94 off-site ATMs in Mumbai, Pune and the NCR region, and two National Operating Centres in Mumbai and Gurgaon. YES BANK commenced operations in Guwahati through a state-of-the-art branch at GS Road, Guwahati to leverage the growing business opportunities in the Northeast. The branch was inaugurated by the Hon ble Governor of Assam, H.E. J B Patnaik. Knowledge Banking A Diagnostic & Prescriptive Approach YES BANK in association with Businessworld launched the YES BANK - Businessworld Transformation Series 2010, a Case Study Challenge for premier B- school students across India inviting 30 shortlisted out of 500 applicant teams on March 18, 2010 at the YES BANK headquarters in Nehru Centre, Mumbai. The objective of this series was to inject the concept of Innovation Driven Growth in young minds. YES BANK partnered Businessworld for the maiden Young Entrepreneur Awards 2010 that were held in Mumbai on March 19, The objective of both these initiatives was towards skill development and capacity building to further facilitate entrepreneurship growth and pursuit of business opportunities. YES BANK and Business Today jointly organized the 1 st Business Today- YES BANK Best CFO Awards on April 14, 2010 in New Delhi. The Chief Guest was Hon ble Minister of Finance, Government of India, Shri Pranab Mukherjee. These awards aim to recognize and acknowledge the extraordinary achievements and the professional accomplishments of CFOs in India. YES BANK launched a first-of-its-kind YES Mobile Money Services, powered by Nokia and Obopay on February 15, 2010 in Barcelona, Spain at the Global GSM Conference. This service establishes a platform enabling transfer of money using the mobile device in a secure manner. YES BANK, one of the pioneering banks in the Mobile Payments space, will act as the Issuing Bank and the custodian of funds under these services. Page 5 of 6
6 YES BANK has entered into a strategic partnership with Cordys, Netherlands a leading supplier of software for business process innovation to automate, manage and improve key business processes (BPM). Financial Advisory & Corporate Finance YES BANK was the Sole Structuring Bank, Financial Advisor and Underwriter to the Indian microfinance industry s first secondary market transaction of a debt instrument issued by a Microfinance Institution (MFI). The transaction involved secondary market sales of Rs. 150 crore of Non-Convertible Debentures (NCD) and Commercial Paper (CP) to a Nationalized Bank. YES BANK was the Syndicate Member for the Initial Public Offering (IPO) of DQ Entertainment (International) Limited, India s leading animation company. YES BANK was appointed as the Sole Underwriter and Lead Arranger of Senior Debt aggregating to Rs crore for four laning of three NHAI road projects on NH 34 in West Bengal for Hindustan Construction Company Ltd ( HCC ). Responsible Banking YES Community YES BANK participated in Earth Hour 2010, a massive global movement, organized by WWF, that encourages individuals, communities, commercial establishments across the globe to switch off lights for one hour and pledge for action on climate change. The lights and signages of all branches and ATMs in Mumbai and Delhi were turned off on March 27, 2010 between 8:30 pm and 9:30 pm. YES BANK is the youngest company among 13 companies to be given a rating of 4 (highest ranking of 5) in the Karmayog CSR ratings for India s top 500 companies. About YES BANK YES BANK, India s new age private sector Bank, is the outcome of the professional & entrepreneurial commitment of its Founder, Rana Kapoor and its top management team, to establish a high quality, customer centric, service driven, private Indian Bank catering to the Future Businesses of India. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. YES BANK has a knowledge driven approach to banking, and a superior customer experience for its retail, SME, corporate and emerging corporate banking clients. YES BANK is steadily evolving as the Professionals Bank of India with the long term vision of Building the Best Quality Bank of the World in India by For further information, please contact: Supriya Saxena YES BANK Ph.: Fax: supriya.saxena@yesbank.in Ankul Bhavsar Adfactors PR Ph.: Fax: ankul.bhavsar@adfactorspr.com Page 6 of 6
Press Release YES BANK announces Q2FY15 and H1FY15 (Audited) Financial Results
Press Release YES BANK announces Q2FY15 and H1FY15 (Audited) Financial Results Net Profit of ` 482.5 crore in Q2FY15; y-o-y growth of 30.0% based on robust growth in Net Interest Income. Net Interest Income
More information2. PROFIT & LOSS (P&L): Operating and Net Profitability Sustained Delivery
Press Release January 18, 2018 YES BANK announces Financial Results for the Quarter and Nine Months ended December 31, 2017 1. KEY HIGHLIGHTS FOR Q3FY18 Balance Sheet crossed ` 2.5 Lakh Crores and Advances
More informationInvestor Presentation Q3 FY2013
Investor Presentation Q3 FY2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationQ2 FY17 Q2 FY16 YOY Q1 FY17
For immediate release RBL Bank H1 Net Profit up by 61.76% at Rs.205.85 crore (before exceptional item) on a YoY basis Operating Profit up by 73.63% to Rs.403.55 crore on a YoY basis Capital Adequacy Ratio
More informationState Bank of India PRESS RELEASE Q1FY Operating Profit recorded a YOY growth of 18.06% Q1FY11, while sequentially it is up by 19.12%.
SBI STAND ALONE RESULTS HIGHLIGHTS State Bank of India PRESS RELEASE Q1FY 2011-12 Operating Profit recorded a YOY growth of 18.06% Q1FY11, while sequentially it is up by 19.12%. in Q1FY12 over Net Profit
More informationInvestor Presentation MARCH-2013
Investor Presentation MARCH-2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationYES BANK announces Financial Results for the Quarter ended September 30, 2015
Press Release YES BANK announces Financial Results for the Quarter ended September 30, 2015 Net Profit of ` 610.4 crore in Q2FY16; y-o-y growth of 26.5%. NIM expanded to 3.3% y-o-y. Net Interest Income
More informationResults at a Glance Q % Change
Bank of Baroda Financial Results FY 2013-14 (FY14) and Q4: FY14 May 13, 2014 Global Business touched Rs 9.66 lakh crore level (up 20.4%, yoy) Operating Profit for Q4, FY14 at Rs 2,580 crore (up 18.2%,
More informationPress Release April 26, 2018 YES BANK announces Financial Results for the Quarter and Year ended March 31, KEY HIGHLIGHTS
Press Release April 26, 2018 YES BANK announces Financial Results for the Quarter and Year ended March 31, 2018 1. KEY HIGHLIGHTS Strong Earnings Delivery: Healthy growth in NII leading to PAT growth of
More informationPRESS RELEASE. Federal Bank Delivers Highest Ever Operating Profit of Rs.589 Cr in Q4
May 9, 2018 PRESS RELEASE Federal Bank Delivers Highest Ever Operating Profit of Rs.589 Cr in Q4 Federal Bank announced its audited financial results for the quarter and year ended 31 st March 2018 today
More informationBANK OF INDIA ANNOUNCES FINANCIAL RESULTS FOR QUARTER JUNE, 2016 (Q1, FY 17) PRESS RELEASE. Highlights (on Standalone basis)
BANK OF INDIA ANNOUNCES FINANCIAL RESULTS FOR QUARTER JUNE, 2016 (Q1, FY 17) PRESS RELEASE Highlights (on Standalone basis) Total business of the Bank stood at Rs.885,573 crore as of June 2016 as compared
More informationPRESS RELEASE. Results at a Glance
PRESS RELEASE AXIS BANK ANNOUNCES FINANCIAL RESULTS FOR THE QUARTER AND YEAR ENDED 31 st MARCH 2017 Results at a Glance Quarterly Earnings register strong sequential growth: o Net Profit for Q4FY17 grew
More informationState Bank of India PRESS RELEASE H1FY
SBI STAND ALONE RESULTS HIGHLIGHTS State Bank of India PRESS RELEASE H1FY 2011-12 Net Profit of the Bank is up by 12.36% YOY from Rs.2501 crores in Q2 FY11 to Rs.2810 crores in Q2FY12. Sequentially it
More informationFinancial Results Q4-10 & FY Analyst Presentation
Financial Results Q4-10 & FY 2010 Analyst Presentation 6th May, 2010 HIGHLIGHTS OF BUSINESS GROWTH Total Business increased from Rs.236968 Cr. to Rs.291289 Cr. an increase of 22.92% Total Deposits registered
More informationResults at a Glance Q % Change
Bank of Baroda Financial Results FY 2014-15 (FY15) and Q4: FY15 May 11, 2015 Global Business touched Rs 10.46 lakh crore level (up 8.25%, yoy) Operating Profit for Q4, FY15 at Rs 2693.52 crore (up 4.42%,
More informationInvestor Presentation
Investor Presentation April 16, 2015 Q4 FY15 Performance Highlights Key performance vectors remained stable Q-o-Q PAT growth ramps up to 11 per cent Non-Interest Income to revenue remains healthy at 42%
More informationPerformance Highlights for the year ended 31 st March, 2017.
Sector Bank A Premier Public Sector Bank Performance Highlights for the year ended 31 st March, 2017. 1. Performance highlights of the Bank March 17 [Q4] over March 16[Q4]: [Rs. in Crore] As at As at Parameter
More informationFinancial Performance of the bank for the year
TAMILNAD MERCANTILE BANK LTD THOOTHUKUDI PRESS RELEASE Financial Performance of the bank for the year 2011-12 Tamilnad Mercantile Bank Ltd [TMB] is a premier old Private Sector Scheduled Commercial Bank
More informationQ4 FY 13. Investor Information
Q4 FY 13 Investor Information Key Messages : FY 13 Retail Advance grew by 25.47% (12.58%) SME Advance grew by 22.44% (9.49%) Retail & SME Customer base increased by 79.8% in 12 months (32.90%) Other Income
More informationPRESS RELEASE. Results at a Glance
PRESS RELEASE AXIS BANK ANNOUNCES FINANCIAL RESULTS FOR THE QUARTER AND NINE-MONTHS ENDED 31 st DECEMBER 2017 Results at a Glance Financial performance: o Q3FY18 PAT up 25% YOY & 68% QOQ to `726 crores;
More informationPress Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q4 FY 2018 AND FY Highlights (Standalone Basis)
Press Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q4 FY 2018 AND FY 2017-18 Highlights (Standalone Basis) Domestic credit registered YoY growth of 17.97% within which the retail loans growth
More informationQ4FY17 FINANCIALS APRIL 25, 2017
Q4FY17 FINANCIALS APRIL 25, 2017 INDEX 1. Key Highlights 4 2. Financial Highlights 8 3. Business Highlights 12 4. Shareholding 20 Key Highlights: FY17 (1 of 2) No. of Customers (Total: 13.8 lacs IDFC Bharat
More information1. PROFIT & LOSS (P&L): Superior Shareholder Returns, Steady Expansion in NIMs
Press Release July 26, 2017 A. YES BANK announces Financial Results for the Quarter ended June 30, 2017 B. Stock Split of 5 for 1 approved by Board, subject to approval from Shareholders and RBI 1. PROFIT
More informationIPO NOTE BANDHAN BANK LIMITED
IPO NOTE BANDHAN BANK LIMITED 12 TH -MARCH-2018 Rating: Issue Summary: Price Band (Rs) Face Value (Rs) 10 Market Lot Rs.370-375 per share 40 shares Opens 15 th March, 2018 Closes 19 th march, 2018 Issue
More informationFor Q4 FY 09, Net Profit for Q4 FY 09 increased to Rs 2,742 crores, up by 45.62% as compared to Rs 1,883 crore in Q4 FY 08.
Press Release FY 09 Results SBI net profit crosses Rs. 9100 crores For FY 09, Net Profit for FY 09 increased to Rs 9,121 crores up by 35.5% as compared to Rs 6,729 crore in FY 08. For Q4 FY 09, Net Profit
More informationIndusInd Bank Net Profit surges by 353% in Q1 FY10 NPA drops to 1.01% from 2.41% Return on Equity shoots up to 22.83% from 5.68%
Press Release IndusInd Bank Net Profit surges by 353% in FY10 NPA drops to 1.01% from 2.41% Return on Equity shoots up to 22.83% from 5.68% Mumbai, July 08, 2009: The Board of Directors of IndusInd Bank
More information: Rs % Performance Highlights for the Q3 FY 12 and 9M FY 12 ended December 2011
Press Release TOTAL BUSINESS CROSSES Rs 6,00,000 CRORE. CASA DEPOSITS CROSS Rs 1,25,000 CRORE TOTAL ASSETS CROSS Rs. 4,21,000 CRORE. NET INTEREST MARGIN REMAINS HIGH AT 3.85% BOOK VALUE PER SHARE ABOVE
More informationState Bank of India Q2FY09 RESULTS ANALYSTS MEET
State Bank of India Q2FY09 RESULTS ANALYSTS MEET 27.10.2008 Operating and Net Profit 4193 Q2FY08 Q2FY09 Rs. In Crs 2714 28.43% 54.52% 1611 36.04% 2260 40.23% Operating Profit Net Profit 1 34454 Deposit
More informationTHE BANKER TO EVERY INDIAN. Quarterly Results Q1 FY 2012
THE BANKER TO EVERY INDIAN Quarterly Results Q1 FY 2012 1 Rs. In Crores NII growth drives Profitability Parameter Q1 FY 11 Q4 FY 11 Q1 FY 12 YOY Growth % Interest Income 18452 21721 24197 31.14 Interest
More informationBANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR QUARTER 1 OF FY Press Release. Highlights (Standalone Basis)
BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR QUARTER 1 OF FY 2017 Press Release Highlights (Standalone Basis) Operating profit of INR 2,669 crore, the highest in the last 5 quarters. Profit after Tax
More informationH1:FY14 % (Rs cr) (Rs cr) Change Total Income Interest Income
Bank of Baroda Financial Results Q2 and H1, 2014-15 (FY15) November 7, 2014 Operating Profit at Rs 2,403 crore in Q2, FY15, up 13.1% (y-o-y) Net Interest at Rs 3,401 crore in Q2, FY15, up 17.5% (y-o-y)
More informationPress Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q1 FY 2018 Highlights (Standalone Basis) Bank posted Operating Profit of INR 2,648 crore during Q1 FY18. Profit after Tax (PAT) at INR 203 crore
More informationAnnual Results FY 08. May 02, 2008
Annual Results May 02, 2008 1 BUSINESS HIGHLIGHTS SBI Group net profit crosses USD 2.24 Billion (Rs 8,960 crore) SBI Stand-alone Net Profit crosses Rs 6,700 crore Net Profit for at Rs 6,729 crore, up by
More informationHDFC Bank Ltd. BUY. Investment Rationale. July 2, Volume No.. 1 Issue No. 28
Jun-14 Jul-14 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15. Volume No.. 1 Issue No. 28 HDFC Bank Ltd. July 2, 2015 BSE Code: 500180 NSE Code: HDFCBANK Reuters Code: HDBK.BO
More informationTanla Solutions Limited Investor Update
Tanla Solutions Limited Investor Update For the Quarter and nine months ended December 31, 2016 January 27, 2017 Tanla Solutions Limited (BSE:52790, NSE: TANLA), the largest provider of A2P Messaging in
More informationPRESS RELEASE. Results at a Glance
PRESS RELEASE AXIS BANK ANNOUNCES FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30 th SEPTEMBER 2017 Results at a Glance Strong Retail franchise continues to gain strength: o CASA deposits grew
More informationQ4FY16 FINANCIALS MARCH 31,2016
Q4FY16 FINANCIALS MARCH 31,2016 INDEX 1. Summary Highlights 4 2. Financial Highlights 6 3. Business Highlights 10 4. Shareholding 14 Key Highlights H2 FY16 Outstanding Credit $ PAT RoA / RoE RoRWA 85%
More informationInvestor Presentation
Investor Presentation 31.12.2016 Awards and Accolades IDRBT Award for the Best Bank Among Small Banks for Digital Banking, 2015-16 on 18.07.2016 IDRBT Award for the Best Bank Among Small Banks for Managing
More informationSasken Q4 FY08 Revenues at Rs crores up 11% Quarter on Quarter
Media Release FOR IMMEDIATE RELEASE Sasken Q4 FY08 Revenues at Rs 157.3 crores up 11% Quarter on Quarter Bangalore, April 18, 2008: Sasken Communication Technologies Limited (BSE:532663, NSE:SASKEN), a
More information` 750 Cr (out of the rated amount of ` 1500 Cr due to non-utilization)
Rating Rationale Punjab National Bank 05 th July Brickwork Ratings () assigns rating for Punjab National Bank s proposed fresh issue of Basel III compliant Additional Tier I Bond amounting to ` 3000 Crores,
More informationThe Bank that begins with Financial Results Q1, F.Y
The Bank that begins with Financial Results Q1, F.Y. 2012-13 Analyst Meet August 8 th, 2012 Performance Highlights Jun - 2011 Jun - 2012 Percent 153264 Total Business 130201 17.7 Deposit 77104 89639 16.3
More informationInvestor Presentation
Investor Presentation January 11, 2018 Q3 FY18 Performance Highlights Key performance indicators remained stable NII up 20% ; Core Fee growth at 22 % YoY YoY PAT growth up by 25 % NIM remained steady at
More informationICICI Group: Performance & Strategy. May 2015
ICICI Group: Performance & Strategy May 2015 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationBrickwork Ratings upgrades the ratings from BWR BBB+ to BWR A- for Lakshmi Vilas Bank s Long Term Bonds Issue of `250 Crore
Rating Rationale Brickwork Ratings upgrades the ratings from BWR BBB+ to BWR A- for Lakshmi Vilas Bank s Long Term Bonds Issue of `250 Crore Brickwork Ratings revises the Ratings 1 for Long Term Bonds
More informationInvestor Presentation March-2014
Investor Presentation March-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationIndusInd Bank. Analysts Meet FY
IndusInd Bank Analysts Meet FY 2006-07 Disclaimer This presentation and subsequent discussions may contain forward-looking statements with respect to IBL s financial condition, objectives and strategies.
More informationEquitas Holdings Limited Investor Presentation Q1FY19 Quarter ended 30 June 2018
Equitas Holdings Limited Investor Presentation Q1FY19 Quarter ended 30 June 2018 1 MISSION Empowering through Financial Inclusion VISION To Serve 5% of Indian Households by 2025 VALUES Fair and Transparent
More informationAudited Quarterly & Full-Year Results March 31, 2015
Earnings Update Audited Quarterly & Full-Year Results March 31, 2015 The Board of Directors of The Jammu & Kashmir Bank Ltd. at their meeting held on May 16, 2015 took on record the Audited Financial Results
More informationState Bank of India
State Bank of India 24.01.2009 Disclaimer This presentation is made purely for information. We have tried to give relevant information which we believe will help in knowing the Bank. The viewers may use
More informationIndustry: Finance Reco: Subscribe Date: March 09, 2018
IPO Note: Bandhan Bank Ltd. Industry: Finance Reco: Subscribe Date: March 09, 2018 Company Name Bandhan Bank Ltd. Issue Snapshot Issue Opens March 15, 2018 to March 19, 2018 Price Band Rs. 370 to Rs. 375
More informationQ1FY18 FINANCIALS JULY 27, 2017
IDFC BANK Q1FY18 FINANCIALS JULY 27, 2017 3 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17 Key Highlights: Q1 FY18 No. of Customers (Total: 16.0 lacs IBL customers: 10.1 lacs) (In 000 s) 1129 1237 1378 1605 Network
More informationQ3FY16 FINANCIALS JANUARY 27,2016
Q3FY16 FINANCIALS JANUARY 27,2016 INDEX 1. Summary Highlights 4 2. Financial Highlights 6 3. Business Highlights 10 4. Shareholding 14 Key Highlights Outstanding Credit PAT RoA / RoE RoRWA 93% ` 46,268
More informationState Bank of India PRESS RELEASE FY 2016
State Bank of India PRESS RELEASE FY 2016 SBI STAND ALONE RESULTS HIGHLIGHTS Q4FY16 OVER Q4FY15 Interest Income on Advances increased from Rs.28,269 Crores in Q4FY15 to Rs.29,242 Crores in Q4FY16 (3.45%
More informationSustained Earnings Delivery with improving efficiency:
Press Release July 26, 2018 YES BANK announces Financial Results for the Quarter ended June 30, 2018 1. KEY HIGHLIGHTS for Q1FY19 Sustained Earnings Delivery with improving efficiency: Net Profit at `
More informationSasken Q2 FY07 Revenues at Rs 118 crore up 29% QoQ Increases by 36% YoY; Net Profit up by 37% QoQ and 2% YoY
Media Release For Immediate Release Sasken Q2 FY07 Revenues at Rs 118 crore up 29% QoQ Increases by 36% YoY; Net Profit up by 37% QoQ and 2% YoY Bangalore, October 30, 2006: Sasken Communication Technologies
More informationPerformance and Outlook
Performance and Outlook November 2017 NSE: AXISBANK BSE: 532215 LSE (GDR): AXB 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases
More informationH1FY18 FINANCIALS OCTOBER 30, 2017
H1FY18 FINANCIALS OCTOBER 30, 2017 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 12 5. Highlights IDFC
More informationICICI Group: Strategy & Performance. Motilal Oswal Conference September 2, 2013
ICICI Group: Strategy & Performance Motilal Oswal Conference September 2, 2013 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations
More informationQuarterly Results Q3FY15
Quarterly Results Q3FY15 13 th February 2015 Safe Harbor Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject
More informationICICI Group: Performance & Strategy. November 2015
ICICI Group: Performance & Strategy November 2015 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationBUY. VIJAYA BANK LTD Result Update: Q2 FY14. CMP Target Price DECEMBER 6 th Highlights
BUY CMP 39.55 Target Price 60.00 VIJAYA BANK LTD Result Update: Q2 FY14 DECEMBER 6 th 2013 ISIN: INE705A01016 Index Details Stock Data Sector Banking BSE Code 532401 Face Value 10.00 52wk. High / Low (Rs.)
More informationHDFC Bank. BUY CMP (Rs.) 1,807 Target (Rs.) 2,000 Potential Upside 11%
Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17. Volume No.. I Issue No. 147 HDFC Bank Oct. 31, 2017 BSE Code: 500180 NSE Code: HDFCBANK Reuters Code: HDBK.NS
More informationFY First Quarter Results. Investor Presentation
FY 2009-10 First Quarter Results Investor Presentation 1 Performance Highlights Q1FY10 Net Profit Net Interest Income Fee Income Operating Revenue Operating Profit 70% YOY 29% YOY 17% YOY 40% YOY 47% YOY
More informationYES BANK announces Financial Results for the Quarter and Year ended March 31, 2017
Press Release April 19, 2017 YES BANK announces Financial Results for the Quarter and Year ended March 31, 2017 1. KEY MILESTONES ACHIEVED 13 th year of operations: Total Assets crossed ` 2,15,000 Crores;
More informationThe Net Worth of the Company is Rs bn as of 30 September 2012
Overview Capital First Ltd. is a Systemically important NBFC with record of consistent growth & profitability. Capital First has a comprehensive product suite to meet multiple financial needs of customers
More informationICICI BANK Ltd. BUY CMP (Rs.) 334 Target (Rs.) 382 Potential Upside 15% Tide set to turn favourably... For private circulation only
Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Feb-18 Volume No.. III Issue No. 160. ICICI BANK Ltd. Feb. 08, 2018 BSE Code: 532174 NSE Code: ICICIBANK Reuters Code:
More informationDateDdddd. UNITED BANK OF INDIA (The Bank that begins with U) Financial Results for Q-3 (FY ) PRESS RELEASE
DateDdddd Date: 20 th January, 2011 UNITED BANK OF INDIA (The Bank that begins with U) Financial Results for Q-3 (FY 2010-11) PRESS RELEASE 1. Table of Contents Highlights for Q3 ended, December, 2010
More informationPerformance Analysis:
Performance Analysis: Q3 FY 2016 (April December 2015) February 13, 2016 2016 Bank of Baroda. All Rights Reserved 1 Bank of Baroda: Our Key Strengths Bank of Baroda is a 107 years old State-owned Bank
More informationInvestor Presentation. July 10, 2018
Investor Presentation July 10, 2018 Q1 FY19 Performance Highlights FY 18-19 tracking well towards PC4 targets Q1 FY19 marked by strong QoQ growth in headline numbers Q1 PAT growth up by 24% ; Core PAT
More informationIIP growth (%) Rates FY CPI(YoY) in % Repo Reverse Repo MSF Call Money(Daily movement) A p r.
2 Rates FY13-14 Repo Reverse Repo MSF Call Money(Daily movement) 13.5 12.5 11.5 10.5 9.5 8.5 7.5 6.5 5.5 A p r M a y J u n J u l A u g S e p O c t N o v D e c J a n F e b M a r IIP growth (%) 3.5 2.6 2.7
More informationInvestor Presentation. April 2016
Investor Presentation April 2016 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely result, would,
More informationRobust Operating Momentum
Key Messages Operating Momentum Continues to make Strong Progress **** Healthy Core Engine Robust Operating Momentum Highest ever Operating Profit @ 708cr, grows 26% Y-o-Y Highest ever Net Profit @ 334Cr,
More informationPress Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q2 AND H1, (FY 2017) Highlights (Standalone Basis) Operating profit of INR 2,690
Press Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q2 AND H1, 2016-17 (FY 2017) Highlights (Standalone Basis) Operating profit of INR 2,690 crore, up by 15.10% YoY; the highest in the last 6
More informationPress Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q4 FY 2017 AND FY Highlights (Standalone Basis)
Press Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q4 FY 2017 AND FY 2016-17 Highlights (Standalone Basis) Operating profit of INR 3,020 crore in Q4 FY 17, up by 17.42% y-o-y. Full year FY 17
More informationPerformance Highlights
Indian Overseas Bank Central Office Chennai Press Release 26.10.2018 Performance Highlights - 30.09.2018 Net Loss is due to provisions on bad debts and investment and not due to operations. Performance
More informationICICI Group: Strategy & Performance. February 2010
ICICI Group: Strategy & Performance February 2010 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationFY Annual Results. Investor Presentation
FY 2011-12 Annual Results Investor Presentation Performance Highlights Q4FY12 12M FY12 Net Profit 25% YOY 25% YOY Net Interest Income 26% YOY 22% YOY Fee Income 8% YOY 25% YOY Operating Revenue 18% YOY
More informationHOLD KOTAK MAHINDRA BANK LTD. Highlights. STANDALONE Result Update: Q3 FY14. CMP Target Price JAN. 29 th, 2014
HOLD CMP 672.00 Target Price 690.00 KOTAK MAHINDRA BANK LTD. STANDALONE Result Update: Q3 FY14 JAN. 29 th, 2014 ISIN: INE237A01028 Stock Data Sector Banking BSE Code 500247 Face Value / Div. Per Share
More informationTownhall Presentation
Townhall Presentation 1 IDFC Investor Presentation (Q1FY2013) August 14, 2012 2 1. Snapshot 2. Balance Sheet & Financials 3. Concentration and product analysis 4. Borrowings 5. Shareholding 6. Highlights
More informationEarnings Presentation. Annual Results FY16-17
Earnings Presentation Annual Results FY16-17 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely
More informationState Bank of India PRESS RELEASE 9MFY 2016
State Bank of India PRESS RELEASE 9MFY 2016 SBI STAND ALONE RESULTS HIGHLIGHTS Q3FY16 OVER Q3FY15 Interest Income on Advances increased from Rs.28,646 Crores in Q3FY15 to Rs.28,860 Crores in Q3FY16 (0.75%YOY
More informationInvestor Presentation Q October 15, 2018
Investor Presentation Q2-2018-19 October 15, 2018 Q2 FY19 Performance Highlights FY 18-19 tracking towards PC4 targets Q2 FY19 marked by strong QoQ growth in headline numbers Core fee up by 20% YoY; 5%
More informationCASA balances have more than doubled since June, From Rs.1,530 crores in June, 2009 we are at Rs. 3,267 crores in September, 2015.
General Q & A about DCB Bank - Mr. Murali M. Natrajan, Managing Director & CEO of DCB Bank Limited. (Please also refer to Investor Presentation October 2015) 1. What has been the Bank s progress in the
More informationUNITED BANK OF INDIA FINANCIAL RESULTS FY
29 th April, 2011 UNITED BANK OF INDIA FINANCIAL RESULTS FY 2010-11 PRESS RELEASE 1. Table of Contents Highlights for Q4 ended March 31, 2011 (Q4 FY11) Highlights for FY ended March 31, 2011 (FY11) Other
More informationKotak Annual Global Investor Conference 2011 Chasing Growth. Mr. Bipin Kabra February 11, 2011
Kotak Annual Global Investor Conference 2011 Chasing Growth Mr. Bipin Kabra February 11, 2011 Agenda 1 Macro update 2 Dhanlaxmi Bank - An overview 3 A Bank in Transformation 4 Financials - How the Numbers
More informationRecommendation BUY Snapshot CMP (01/08/2011) Rs. 85 Target Rs. 129
Recommendation BUY Snapshot CMP (01/08/2011) Rs. 85 Target Rs. 129 Sector Banking Stock Details BSE Code NSE Code Bloomberg Code Market Cap (Rs. Crs) Free Float (%) 52 wk HI/Low Avg. volume BSE (Quarterly)
More informationThe Bank that begins with Financial Results Q3 & 9-Months
The Bank that begins with Financial Results Q3 & 9-Months 2011-12 Tele-Conference with Analysts February 7 th, 2012; 3.30 P.M. Performance Highlights Dec - 2010 Dec - 011 Percent 141915 Total Business
More informationDCB Bank Ltd. 18 th August, 2014 BUY
Company Report BROKING DEPOSITORY DISTRIBUTION FINANCIAL ADVISORY DCB Bank Ltd. 18 th August, 2014 BUY CMP Rs.81.40 Target Price Rs.120.00 BSE Code 532772 NSE Code DCBBANK Market Cap (Rs Cr.) 2040.24 52
More informationDCB Bank Ltd. 1 P a g e
4 Recommendation HOLD Another strong quarter CMP (16/04/2015) Rs. 120 Target Price Rs. 140 Sector Stock Details Banking BSE Code 532772 NSE Code Bloomberg Code DCB DEVB IN Market Cap (Rs cr) 3383 Free
More informationThe Bank that begins with Financial Results
The Bank that begins with U Financial Results 2010-2011 Analyst Meet Trident, Mumbai May 4, 2011 Performance Highlights 2009-10 2010-11 Percent 131779 Total Business 110936 18.8 Deposit 68180 77845 14.2
More informationEmirates NBD Announces First Half 2015 Results
For immediate release Emirates NBD Announces First Half 2015 Results Net profits up 41% to AED 3.3 billion on higher income and lower provisions Total Income up 7% to AED 7.6 billion as net interest income
More informationPress Release. BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q2 and H1 of FY Highlights (Standalone Basis)
Press Release BANK OF BARODA ANNOUNCES FINANCIAL RESULTS FOR Q2 and H1 of FY 2017-18 Highlights (Standalone Basis) Improved Operating Performance: Operating Profit of INR 3,042 crore during Q2 FY18 registering
More informationCapital First has a strong distribution set up through 202 branches, with 1272 employees across India covering 40 cities.
Overview Capital First Ltd. is a Systemically important NBFC with record of consistent growth & profitability. Capital First has a comprehensive product suite to meet multiple financial needs of customers
More informationCORPORATE PRESENTATION SEPTEMBER 2014
CORPORATE PRESENTATION SEPTEMBER 2014 DISCLAIMER This presentation has been prepared by and is the sole responsibility of The South Indian Bank Limited (the Bank ). By accessing this presentation, you
More informationFINANCIAL RESULTS FY17-18
Investor Presentation FINANCIAL RESULTS FY17-18 MUMBAI 8 th May 2018 A leading Financial Services Conglomerate Table of Contents 1 Overview Pg. 3-6 2 Business-wise Performance Pg. 7-35 3 Consolidated Financials
More informationL&T Finance Holdings (LTFH)
Date : 25 th May, L&T Finance Holdings (LTFH) IPO Proceeds Utilization : At the time of the IPO, the company had proposed to utilize the net proceeds to repay inter corporate deposits issued by the Promoters
More informationPress Release. For Immediate Release. Consolidated Audited Financial Results for Q4 and FY Ended 31 st March, 2018
Press Release For Immediate Release 03 rd May, 2018, New Delhi Consolidated Audited Financial Results for Q4 and FY 2017-18 Ended 31 st March, 2018 The Board of Directors of PNB Housing Finance Limited
More informationPEER GROUPS CMP MARKET CAP EPS P/E (X) P/BV(X) DIVIDEND Company Name (Rs.) Rs. in mn. (Rs.) Ratio Ratio (%)
BUY CMP 708.70 Target Price 815.00 PERSISTENT SYSTEMS LTD Result Update (CONSOLIDATED): Q4 FY15 APRIL 25 th 2015 ISIN: INE262H01013 Index Details Stock Data Sector IT BSE Code 533179 Face Value 10.00 52wk.
More informationFINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED
FINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED 30 th JUNE 2015 PERFORMANCE HIGHLIGHTS- FY 20 Total Business of the Bank increased to Rs. 4,51,739 crore from Rs. 4,26,829 crore in June 2014, recording Y-o-Y
More informationRating Rationale Maharashtra Gramin Bank 17th July 2017
Rating Rationale Maharashtra Gramin Bank 17th July 2017 Brickwork Ratings (BWR) reaffirms rating for Maharashtra Gramin Bank s Perpetual Bond issue amounting to ` 10.25 Crores Particulars Instrument Issue
More information