LEGALIZATION OF VEHICLES FROM CRIMES
|
|
- Howard Gilbert Miller
- 5 years ago
- Views:
Transcription
1 LEGALIZATION OF VEHICLES FROM CRIMES Warsaw 2017
2 STATISTICAL DATA
3 Number of cases commenced in the car theft category
4 detectability 18,0% 16,0% 16,4% 14,0% 12,0% 10,0% 8,0% 7,9% 12,8% 13,6% 12,8% 8,9% 13,0% 10,0% 10,7% 10,5% 8,1% 6,0% 4,0% 2,0% 2,0% 2,1% 2,8% 2,1% 2,6% 3,8% 0,0%
5 AMOUNT OF STOLEN VEHICLES FOR THE PERIOD OF I - XII I - XII 2016 IN POLAND Warsaw Katowice Poznań Wrocław Gdańsk Łódź Kraków Gorzów Radom Bydgoszcz Szczecin Olsztyn Lublin Białystok Kielce Rzeszów Opole CBŚP 1 4 Total
6 Despite the apparent decline in the number of stolen cars in Poland over the past 10 years, car theft is still a very profitable business that brings criminals profits in the hundreds of thousands of zlotys per person per year. Profits of the leading fences in the capital city of Warsaw, i.e. dealers of cars and car parts from crime, can reach up to several million zlotys a year. This is the sole cause of this type of crime. Everyone involved in car crime earns money.
7 Car crime = organized crime DRIVER LEGALIZATION THIEF FENCE DISMANTLER SALE OF PARTS WORKSHOP
8 According to our knowledge about 80% of all stolen vehicles are dismantled for parts and after removal of the factory designations: are sold through auction portals, are received in wholesale quantities by importers from behind the eastern border, are sold to car repair shops and authorized vehicle repair services, are used to reconstruct vehicles (wrecks) brought to Poland or purchased in Poland after damage that eliminates them from further use.
9 EXAMPLES OF PLACES FOR DISASSEMBLING, STORING AND SELLING AUTO PARTS FROM CRIME
10
11
12
13 The remaining 20% of vehicles after a change of identification marks end up on the used car market: internal (re-registration at the Communication Department and reinsurance at the insurance company); some of these legalized vehicles are then used to scam communications insurances for fictitious or set-up collisions, or subsequent fictitious thefts. or is exported abroad These indicators have an indicative value and result from the current needs of the criminal market.
14 EXAMPLES OF VEHICLES THAT HAVE RE- ENTERED THE MARKET AFTER CHANGING OF IDENTIFICATION
15 JETSKI VIN INTERFERENCE
16 16
17 17
18 18
19 CHARACTERISTICS OF CAR CRIME IN THE AREA OF THE CAPITAL GARRISON
20 CAPITAL GARRISON
21 Unlike other regions of Poland, more than 50% of stolen vehicles are manufactured by Japanese / Korean makes (Honda, Toyota, Mazda, Hyundai, Mitsubishi, Lexus). These are vehicles with identification marks in a few places, and thus after the removal of 4-6 signs they become anonymous for the authorities of the Police, Prosecutors and Courts. This increases the sense of impunity in the environment of thieves and car fences, and among purchasers of such car parts and subassemblies it evokes a conviction about their legal origins. In comparison, German cars (most of which are stolen in other regions of Poland) have manufacturer marks in almost 100 places, which significantly impedes their legalization.
22 EXAMPLE IDENTIFICATIONS - TOYOTA
23 EXAMPLE IDENTIFICATIONS - BMW
24 LEGALIZATION
25 Legalization of stolen cars involves giving a new identity to a stolen vehicle. Criminal groups in possession of such cars order the stealing of specific brands and models to thieves. In stolen-car workshops, which can be home car repair shops, but also garages and utility rooms leased to substitutes based on false personal data, stolen cars are deprived of identifications, and identifications from their crashed twins are inserted in their place. More and more often whole elements on which such signs are imprinted are replaced. Then such a "repaired" car is introduced into secondary circulation through car commissions, Internet portals, registrations for other fictitious persons.
26
27 A few years ago, it was about bringing the most wrecked car from Western Europe to Poland with its original and legal documents. Germany, Italy and Spain have been leading imports of such automobile scrap. Then France took the lead. Currently wrecks from the United States of America are the priority, which are shipped to German ports (Hamburg, Bremen) in wholesale quantities, where customs clearance is performed. This is to avoid customs clearance in Poland and to obliterate possible evidence in the form of photographic documentation showing the scale of damage.
28 EXAMPLES OF "WRECKED" CARS BROUGHT TO POLAND
29
30
31
32
33
34 CAN YOU STOP IT???????? YES!!!
35 Liquidation of car crime = - liquidation of trade with car parts from illegal sources - liquidation of illegal dismantling sites
36 In order to significantly reduce the scale of automobile theft, it is necessary to develop a uniform method of combating car crime by all police units, courts, prosecutor's offices and external bodies: insurance companies, communication departments, environmental protection inspectorates, national tax administration and others.
37 LEGISLATIVE CHANGES Legislative changes - Art. 306 of the Criminal Code (deletion of identification marks) Legislative changes related to licenses for the trade of electronic devices used for the emergency opening or starting of vehicles Legislative changes concerning the adaptation of current regulations concerning the admission of vehicles to traffic in the Polish territory with the EU legislation.
38 SUGGESTED DIRECTIONS FOR COOPERATION Familiarizing employees of the Communication Departments with the phenomenon of legalization of cars from crimes and elaboration of schemes for notifying law enforcement agencies in case of suspected submission of documents for legalization. Sensitizing employees to the phenomenon of legalization of vehicles from crimes and elaboration of schemes of notification of law enforcement agencies in cases of insurance of suspicions of attempts to insure vehicles from crimes (identification of traces that may indicate illegal origin of vehicles - e.g. deleted or damaged identification tags) and attempting to extort compensation based on fictitious vehicle theft or collision.
39 Causing the exchange of information between the National Tax Administration and the prosecution authorities regarding the disclosure of persons "professionally" (wholesalers) engaged in the import of vehicles into Poland, with particular regard to vehicles with underserved market value due to damage. Working out the scope and methods of cooperation with the Environmental Protection Inspectorate in the field of notification of law enforcement agencies about illegal trade with waste (vehicles recognized in accordance with separate regulations as waste) brought to Poland and law enforcement response to identified cases of illegal dismantling of vehicles and utilization of their parts and operating fluids. Working out methods of cooperation and exchange of information with foreign entities involved in the insurance business. Collection and exchange of good practices in prosecution and conduct of car crime cases with representatives of other countries.
40 THANK YOU FOR ATTENTION
41 junior inspector Magdalena Kowalewska Head of the Division for the Fight against Car Crime of the Headquarters of the Metropolitan Police ul. Nowolipie 2, Warsaw Poland phone: ,
Summary of Makuliński Moczydłowski Rostafiński Włodawiec Kancelaria Radców Prawnych i Adwokatów Prokurent sp.p.
Summary of 2017 Makuliński Moczydłowski Rostafiński Włodawiec Kancelaria Radców Prawnych i Adwokatów Prokurent sp.p. 1 Our clients receive comprehensive advice across a range of different branches of law
More informationmbank Hipoteczny S.A.
Supplement Supplement dated 30 July 2014 mbank Hipoteczny S.A. Issue of Mortgage Covered Bonds for a total amount of PLN 200,000,000 Series HPA23 under the Covered Bond Issue Programme of up to PLN 6,000,000,000
More informationmbank Hipoteczny S.A.
Supplement Supplement dated 30 November 2015 mbank Hipoteczny S.A. Issue of Mortgage Covered Bonds for a total amount of PLN 255,000,000 Series HPA27 under the Covered Bond Issue Programme of up to PLN
More informationmbank Hipoteczny S.A.
Supplement Supplement dated 25 November 2014 mbank Hipoteczny S.A. Issue of Mortgage Covered Bonds for a total amount of EUR 50,000,000 Series HPE9 under the Covered Bond Issue Programme of up to PLN 6,000,000,000
More informationTo be a leading international provider of simple financial services.
Provident Financial Group strategy To be a leading international provider of simple financial services. Provident Financial Vital statistics 2001 PBT: 170 million Market Capitalization: 1.6 billion Business
More informationITI: COOPERATION ON STRATEGIC PLANNING IN THE WARSAW METROPOLITAN AREA
Delivering cohesion more effectively Integrated urban and territorial development in cohesion policy post- 2020 ITI: COOPERATION ON STRATEGIC PLANNING IN THE WARSAW METROPOLITAN AREA Brussels 14th May,
More informationPage 2 of the cover. The last paragraph is changed to read as follows:
Appendix 4 approved by the Polish Financial Supervision Authority on September 7th 2010, to the Base Prospectus of BRE Bank Hipoteczny S.A., approved by the Polish Financial Supervision Authority on October
More informationThis document is a translation of a document originally issued in Polish. The only binding version is the original Polish version.
PKO Bank Hipoteczny SA Directors Report for the year ended 31 December 2017 Table of Contents 1. INTRODUCTION... 3 2. EXTERNAL OPERATING CONDITIONS... 4 The macroeconomic environment... 4 Residential real
More informationStolen Vehicle Export Is there a problem? Is there a solution? Ray Carroll - Executive Director National Motor Vehicle Theft Reduction Council
Stolen Vehicle Export Is there a problem? Is there a solution? Ray Carroll - Executive Director National Motor Vehicle Theft Reduction Council Overview Size of Australia s recycling/scrap market The role
More informationNATIONAL CONFERENCE of STATE LEGISLATURES. The Forum for America s Idea. Presentation Outline
NATIONAL CONFERENCE s Motor Vehicle Theft Prevention April 24, 2008 NCSL's Auto Theft Prevention Working Group Presentation Outline Why is NCSL concerned with auto theft and fraud? Vehicle Theft in the
More informationAuto/Cargo Theft. Henry deruiter. Paul LaSalle. Scott Cresswell. January 20, Auto Cargo Theft Unit. Inspector. Detective Sergeant
Auto/Cargo Theft Inspector Henry deruiter Detective Sergeant Paul LaSalle Detective Constable Scott Cresswell Auto Cargo Theft Unit January 20, 2016 Deeds Speak Auto/Cargo Auto/Cargo These are some of
More informationCurrent Report No. 29/2018 Offer to purchase shares of Amica SA. Legal basis: Article 17 paragraph 1 of the Market Abuse Regulation
Current Report No. 29/2018 Title: Offer to purchase shares of Amica SA Legal basis: Article 17 paragraph 1 of the Market Abuse Regulation The Management Board of Amica SA with its registered office in
More informationEconomic differences between legal activities and the informal economy based on IPAG and UNGC/ reports
Economic differences between legal activities and the informal economy based on IPAG and UNGC/ reports Dr. Artur Bartoszewicz Warsaw School of Economics 1 2 Grey zone (informal economy, informal sector)
More informationFinance Ministry Highlights 2009 Tax Inspection Objectives
Volume 54, Number 2 April 13, 2009 Finance Ministry Highlights 2009 Tax Inspection Objectives by Michal Tarka Finance Ministry Highlights 2009 Tax Inspection Objectives The Polish Ministry of Finance on
More informationNATIONAL EQUIPMENT REGISTER Equipment Theft Report
NATIONAL EQUIPMENT REGISTER 2004 Equipment Theft Report January 2005 CONTENTS Page 1. Introduction 3 2. Theft Statistics a. Theft Location by State 4 b. Thefts by Location Type 5 c. Thefts by Type of Equipment
More informationCrime and Fraud Prevention
Crime and Fraud Prevention BC Provincial Police and Crime Prevention Roundtable November 2, 2017 David Christoffel Director, Investigative Services, IBC Western Region About Insurance Bureau of Canada
More informationCONTENTS. Page. 1. Introduction Theft Statistics
National Equipment Register 2003 Equipment Theft Report January 2004 CONTENTS Page 1. Introduction 3 2. Theft Statistics a. Theft Location by State 4 b. Type of Theft Location 5 c. Theft by Type of Equipment
More informationINTERNAL RULES ON THE CONTROL AND PREVENTION OF MONEY LAUNDERING AND FINANCING OF TERRORISM OF INVESTMENT INTERMEDIARY ALARIC SECURITIES LTD
INTERNAL RULES ON THE CONTROL AND PREVENTION OF MONEY LAUNDERING AND FINANCING OF TERRORISM OF INVESTMENT INTERMEDIARY ALARIC SECURITIES LTD obligated person as per Art. 3, 2 (2) of LMML I. General Provisions
More informationCOMMITMENT OF THE ALLIANCE OF AUTOMOBILE MANUFACTURERS, INC. AND THE ASSOCIATION OF GLOBAL AUTOMAKERS, INC.
COMMITMENT OF THE ALLIANCE OF AUTOMOBILE MANUFACTURERS, INC. AND THE, INC. TO THE FOR VEHICLE TECHNOLOGIES AND SERVICES The members of the Alliance of Automobile Manufacturers, Inc. and the Association
More informationEU Project FINOCA Financing of Organised Crime Activities
With financial support of the Prevention of and Fight against Crime Programme European Commission Directorate-General Home Affairs EU Project FINOCA Financing of Organised Crime Activities Cocaine Trafficking
More informationSurplus Insurance Brokers Agency Inc.
Surplus Brokers Agency Inc. GARAGE INSURANCE APPLICATION Call 800-342-5706 Fax 800-578-7758 www.surplusins.com Email quotes: submit@surplusins.com P O Box 749, South Bend IN 46624-0749 Section I General
More informationProduced by Corbin Communications Ltd.
Produced by Corbin Communications Ltd. Table of Contents Money Laundering 1 Terrorist Financing 1 The Threat 1 The Law 1 What are Revelent Business Activities? 2 Some Key provisions of the Proceeds of
More informationLaw. on the Measures against Money Laundering. Chapter One General Provisions. Law on the Measures against Money Laundering
Law on the Measures against Money Laundering 1 Law on the Measures against Money Laundering (Published in the Darjaven Vestnik, issue 85 of 24 July 1998; amended, issues 1 and 102 of 2001; issue 31 of
More informationReport on insurance frauds in Poland (2009)
Report on insurance frauds in Poland (2009) I. Introduction Tomasz Gulla As a result of the insurance market opening, new insurance companies are still arriving in Poland, along with their services, but
More informationAPPLICATION OF THE BETA COEFFICIENT IN THE MARKET OF DIRECT RESIDENTIAL REAL ESTATE INVESTMENTS
APPLICATION OF THE BETA COEFFICIENT IN THE MARKET OF DIRECT RESIDENTIAL REAL ESTATE INVESTMENTS Rafał Wolski, Ph.D. Department of Economics of Industry and Capital Markets Faculty of Economics and Sociology
More informationAct 3 Anti-Money Laundering (Amendment) Act 2017
ACTS SUPPLEMENT No. 3 ACTS SUPPLEMENT 26th May, 2017. to The Uganda Gazette No. 30, Volume CX, dated 26th May, 2017. Printed by UPPC, Entebbe, by Order of the Government. Act 3 Anti-Money Laundering (Amendment)
More informationAuto Fraud Unit Chief Steve Eppens Nebraska DMV Fraud Unit
Auto Fraud 10-28-14 Unit Chief Steve Eppens Nebraska DMV Fraud Unit Nebraska Department of Motor Vehicles Fraud Unit Fraud Unit Unit Chief Steve Eppens Investigator Marlan Hohnstein Investigator Sid Yardley
More informationTransformational 692m Retail Portfolio Acquisition. December 2017
Transformational 692m Retail Portfolio Acquisition December 2017 EPP Mission Building a national retail champion that leverages both its scale and relationships to provide a leading and cash-generating
More informationREGULATION OF THE MINISTER OF FINANCE. of 24 December on refund of the goods and services tax to certain entities
REGULATION OF THE MINISTER OF FINANCE of 24 December 2009 on refund of the goods and services tax to certain entities Pursuant to article 89 paragraph 5 of the Act of 11 March 2004 on the goods and services
More informationTow Trucks/Wreckers Supplemental Application (Complete in addition to the Commercial Automobile Application)
Home Office: One Nationwide Plaza Columbus, Ohio 43215 Administrative Office: 8877 rth Gainey Center Drive Scottsdale, Arizona 85258 1-800-423-7675 Fax (480) 483-6752 Tow Trucks/Wreckers Supplemental Application
More informationc» BALANCE C:» Financially Empowering You Identity Theft Podcast [Music plays] Nikki:
Identity Theft Podcast [Music plays] Nikki: You re listening to Identity theft protection. Hi. I m Nikki, your host for today s podcast. Identity theft occurs when someone uses your name, social security
More informationIC Repealed (As added by P.L , SEC.12. Amended by P.L , SEC.16; P.L , SEC.20. Repealed by P.L , SEC.379.
IC 9-22-3 Chapter 3. Salvage Motor Vehicles IC 9-22-3-0.5 (As added by P.L.219-2005, SEC.12. Amended by P.L.150-2009, SEC.16; P.L.259-2013, SEC.20. by P.L.198-2016, SEC.379.) IC 9-22-3-1 Guidelines for
More informationWHEN BAD THINGS HAPPEN TO YOUR GOOD NAME
WHEN BAD THINGS HAPPEN TO YOUR GOOD NAME Corporal Mark Kincaid Hampton Police Division Community Relations Unit What is Identity Theft? Someone uses your name or personal information to: Open credit card
More informationNational DMV Fraud Trends. - Fighting the Fraud that s Fighting the DMV s
National DMV Fraud Trends - Fighting the Fraud that s Fighting the DMV s Use of stolen blank title stock Identity & Vehicle fraud trends Synthetic identity fraud Title fraud and use of and disposal of
More informationCoverage of IMTS, inclusions and exclusions
Coverage of IMTS, inclusions and exclusions UNSD/ECA Workshop on IMTS Agenda Item 11 United Nations Statistics Division 1 IMTS, Concepts and Definitions Chapter I: Coverage and time of recording IMTS,
More informationTenders concerning the Shares covered by the Tender Offer will be accepted by UniCredit and Dom Maklerski Pekao ( DM Pekao ).
ANNOUCEMENT CONCERNING AMENDMENT TO THE TENDER OFFER FOR SHARES IN MULTIMEDIA POLSKA S.A. ANNOUNCED ON JUNE 25TH 2010 BY MULTIMEDIA POLSKA S.A. THROUGH THE AGENCY OF UNICREDIT CAIB POLAND S.A. ( Tender
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted Reno Police Department, complete a crime report and obtained a police report case number
More informationSEC. 2. FINDINGS AND STATEMENT OF PURPOSE.
Organized Retail Crime Act of 2008 (Introduced in House) HR 6491 IH 110th CONGRESS 2d Session H. R. 6491 To amend title 18, United States Code, to combat, deter, and punish individuals and enterprises
More informationIC Chapter 3. Salvage Motor Vehicles
IC 9-22-3 Chapter 3. Salvage Motor Vehicles IC 9-22-3-0.5 Applicability Sec. 0.5. For purposes of this chapter, "motor vehicle" does not include: (1) an off-road vehicle; (2) a golf cart; or (3) a snowmobile.
More informationIC Chapter 3. Salvage Motor Vehicles
IC 9-22-3 Chapter 3. Salvage Motor Vehicles IC 9-22-3-0.5 Applicability Sec. 0.5. For purposes of this chapter, "motor vehicle" does not include: (1) an off-road vehicle; (2) a golf cart; or (3) a snowmobile.
More informationInsurers and Auto Theft Prevention. Catherine Rankin, Counsel State Farm
Insurers and Auto Theft Prevention Catherine Rankin, Counsel State Farm Impact of Vehicle Theft According to National Insurance Crime Bureau (NICB), a vehicle is stolen every 26 seconds. Average Price
More informationPayU S.A. Tel , Grunwaldzka Str Poznań Poland
Terms and Conditions of PayU Express Service Art. 1. Definitions The terms and expressions used herein shall have the following meaning: 1. PayU Mobile Application an application named PayU, being software
More informationVirtual currency report summary
Virtual currency report summary Warsaw, July 2014 The recent dynamic growth of virtual currencies presents the increasingly realistic chance of creation of an entirely new model of money and payment. Innovations
More informationMONROE COUNTY SHERIFF S OFFICE. General Order
MONROE COUNTY SHERIFF S OFFICE General Order CHAPTER: 34 - D EFFECTIVE DATE: August 19, 2009 REFERENCE: CALEA 42.2.8 NO. PAGES: 8 TITLE: Identification Theft Investigation Procedures AMENDED: RESCINDS:
More informationWatch video Annual survey April
Annual survey 2017 Watch video Annual survey 2107 25 April 2018 2 With ease and correctness security through cooperation Finnish Customs facilitates smooth trade of goods and ensures its correctness collects
More informationINTERNATIONAL COOPERATION IN THE FIELD OF CONFISCATION AND RECOVERY OF CRIMINAL ASSETS: TOOLS AND INSTRUMENTS
INTERNATIONAL COOPERATION IN THE FIELD OF CONFISCATION AND RECOVERY OF CRIMINAL ASSETS: TOOLS AND INSTRUMENTS Luis Rodríguez Sol Prosecutor. Spanish Liaison Magistrate to Italy Leipzig, 29 November 2017
More informationDraft action Plan - EReg Topic Group XVI
Draft action Plan - EReg Topic Group XVI Topic Group Chairman Topic group Participating members Reading members Preventing and Combating Vehicle Crime and Fraud NL (in the person Mr Werner Postma; whom
More informationThe Economy and Fraud Fighting on the State Level
Fighting on the State Level An interim survey conducted of state insurance fraud bureaus Introduction The Coalition Against Insurance Fraud conducts a statistical study of state insurance fraud bureaus
More informationUsed Auto and Motorhome Dealer Application
Used Auto and Motorhome Dealer Application COLUMBIA INSURANCE COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL INDEMNITY COMPANY OF MID-AMERICA NATIONAL INDEMNITY COMPANY
More informationTender Offer Offeror Act on Public Offering
This Tender Offer for the sale of shares of Zespół Elektrociepłowni Wrocławskich KOGENERACJA Spółka Akcyjna with the registered office in Wrocław ("Tender Offer") is hereby announced by PGE Polska Grupa
More informationSAINT CHRISTOPHER AND NEVIS STATUTORY RULES AND ORDERS. No. 46 of 2011
SAINT CHRISTOPHER AND NEVIS STATUTORY RULES AND ORDERS No. 46 of 2011 ANTI-MONEY LAUNDERING REGULATIONS, 2011 ARRANGEMENT OF REGULATIONS Regulation 1. Citation and commencement. 2. Interpretation. 3. General
More informationVINCheckPro Vehicle History Report
VINCheckPro Vehicle History Report Vehicle Identification Number: 1GNSKBKC0HR180021 Print Date: 3/20/2017 Vehicle Specifications Make Model Year Chevrolet Tahoe 2017 Trim Vehicle Type Body Type LT Car
More informationLAW ON MEASURES AGAINST MONEY LAUNDERING
LAW ON MEASURES AGAINST MONEY LAUNDERING Prom. SG, issue 85 of 24.7.1998, amended and supplemented iss.1 of 02.01.2001, amm. iss. 102 of 27.11.2001, in force since 01.01.2002, Amended and supplemented,
More informationIdentity Theft Victim s Packet
Revised April 2010 Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the El Paso County Sheriff s Office and obtained a police report number
More informationProposal for the Reduction of Auto Theft in Berkeley
Proposal for the Reduction of Auto Theft in Berkeley By Vincent Casalaina Berkeley, CA I. Background Auto theft has increased in Berkeley to the point where it is a significant issue in many neighborhoods.
More informationJust the facts about proving your identity.
July 2007 Our guides here to help you This guide is part of our Everyday money series. About the Financial Services Authority. Buying a home. Saving Pensions and andpensions andif things investing. retirement.
More informationPrivacy Notice. Our Hastings Direct SmartMiles policy has a separate privacy notice which can be found here.
Privacy Notice Introduction Your privacy s important to us and we go to great lengths to protect it. This privacy notice tells you about the personal data we hold about you, so we can provide you with
More informationGENERAL INFORMATION. (b) Have you ever been cancelled or non-renewed for this kind of insurance? Yes No If yes, explain
Trailer Dealer Application COLUMBIA INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL LIABILITY & FIRE INSURANCE COMPANY NATIONAL INDEMNITY COMPANY OF THE SOUTH
More informationANALYSIS OF TRANSACTION PRICES AND FORECASTS FOR THE RESIDENTIAL MARKET IN POLAND - PRIMARY AND SECONDARY MARKETS WARSAW, FEBRUARY 2015
ANALYSIS OF TRANSACTION PRICES AND FORECASTS FOR THE RESIDENTIAL MARKET IN POLAND - PRIMARY AND SECONDARY MARKETS WARSAW, FEBRUARY 2015 INTRODUCTION Dear Readers, We are pleased to present the second edition
More informationIdentity thieves use a variety of ways to gain access to your personal information:
How Identity Theft Occurs Identity thieves use a variety of ways to gain access to your personal information: Steals information from employers, bribe an employee who has access records, or hacks into
More informationHOUSE PRICES AND UNEMPLOYMENT: A RECENT
Urbanism House prices and unemployment: A recent evidence from Poland K. Drachal HOUSE PRICES AND UNEMPLOYMENT: A RECENT EVIDENCE FROM POLAND Krzysztof DRACHAL Faculty of Economic Sciences, University
More informationWorkshop on Electronic commerce Legal framework and its enforcement Slot 4 Cross border and Export issues
Workshop on Electronic commerce Legal framework and its enforcement Slot 4 Cross border and Export issues Serbian Chamber of Commerce Belgrade, 26 October 2010 Financial & Economic Crime Agency Operational
More informationyour ref: my ref: please ask for Date:
APPENDIX 2 Regulatory Services Ealing Council Perceval House 14-16 Uxbridge Road London W5 2HL Team Email: Licensing@ealing.gov.uk Tel: (020) 8825 6655 Team tel: (020) 8825 6655 Minicom: (020) 8825 6543
More informationLaw No. 80 for Promulgating Anti- Money Laundering Law, Amended by Law No. 78 for 2003*
First Draft 1 Law No. 80 for 2002 Promulgating Anti- Money Laundering Law, Amended by Law No. 78 for 2003* In the Name of the People, The President of the Republic, The People's Assembly approved the following
More informationGARAGE APPLICATION YOU MUST ATTACH CURRENT MVR S FOR ALL DRIVERS
Minnesota Joint Underwriting Association 12400 Portland Ave S, Suite 190 Burnsville, MN 55337 1-800-552-0013 or 952-641-0260 Fax: 952-641-0274 www.mjua.org GARAGE APPLICATION YOU MUST ATTACH CURRENT MVR
More informationIdentity Theft. Emergency Repair Kit Beavercreek Marketing, a division of Beavercreek Inc. All rights reserved.
Identity Theft Emergency Repair Kit 2008 Beavercreek Marketing, a division of Beavercreek Inc. All rights reserved. Identity Theft Emergency Repair Kit I Think I m a Victim of Identity Theft! What Should
More informationBalance of Payments in Poland December 2017
Warsaw, 13 February 2018 Balance of Payments in Poland December 2017 Components of monthly bop are estimated based on monthly and quarterly information reported by residents involved in transactions with
More informationPRACTICAL MONEY GUIDES. Identity Theft. How to safeguard your identity and financial information from theft.
PRACTICAL MONEY GUIDES Identity Theft How to safeguard your identity and financial information from theft. Protect your finances and avoid fraud with these identity theft basics. What to Do If Your Identity
More informationConsolidated Financial Results for the First Quarter Ended June 30, 2017 Japanese GAAP
Consolidated Financial Results for the First Quarter Ended June 30, 2017 Japanese GAAP July 28, 2017 Summary of Quick Financial Announcement of Consolidated Financial Information For the First Quarter
More informationFraud and Corruption in the Health Insurance Industry
Fraud and Corruption in the Health Insurance Industry Georgia Skorczyk Area Manager Human Resources and Legal Department of the Techniker Krankenkasse SAS Forum 2007 22./23. May 2007 in Stockholm Introducing
More informationStrasbourg, 11 February 2000 PC -R-EV (99) 28 Summ. EUROPEAN COMMITTEE ON CRIME PROBLEMS (CDPC)
Strasbourg, 11 February 2000 PC -R-EV (99) 28 Summ. EUROPEAN COMMITTEE ON CRIME PROBLEMS (CDPC) Select Committee of Experts on the Evaluation of Anti-Money Laundering Measures (PC -R-E V ) FIRST MUTUAL
More informationLegal Framework on Asset Recovery The United Nations Convention Against Corruption 1. Oliver Stolpe UNODC
Legal Framework on Asset Recovery The United Nations Convention Against Corruption 1 Introduction Oliver Stolpe UNODC 1. Asset recovery represents an entirely new field of international law and international
More informationNAU Police Department s Identity Theft Victim s Packet
NAU Police Department s Identity Theft Victim s Packet Information and Instructions This packet should be completed once you have contacted the NAU Police Department and obtained a police report number
More informationUsed Auto and Motorhome Dealer Application
Used Auto and Motorhome Dealer Application COLUMBIA INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL LIABILITY & FIRE INSURANCE COMPANY NATIONAL INDEMNITY
More informationDealer Guide Tire & Wheel Limited Warranty
Dealer Guide Tire & Wheel Limited Warranty Automotive Market Program Overview... 1 Eligibility... 1 Coverage... 2 What is not covered... 2 Term... 2 Expiration... 2 Administrative Procedures... 3 New Business...
More informationGENERAL INFORMATION. (b) Have you ever been cancelled or non-renewed for this kind of insurance? Yes No If yes, explain
Trailer Dealer Application COLUMBIA INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL LIABILITY & FIRE INSURANCE COMPANY NATIONAL INDEMNITY COMPANY OF THE SOUTH
More informationID Theft Toolkit and Affidavit
ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information
More informationSUBCHAPTER 22. SALVAGE CERTIFICATES OF TITLE
SUBCHAPTER 22. SALVAGE CERTIFICATES OF TITLE 13:21-22.1 Purpose 13:21-22.2 Prohibition on transfer 13:21-22.3 Definitions 13:21-22.4 Issuance of salvage certificates of title; fee 13:21-22.5 Subsequent
More informationMONEY LAUNDERING (l'rohibition) (AMENDMENT) ACT, 2012
MONEY LAUNDERING (l'rohibition) (AMENDMENT) ACT, 2012 EXPLANATORY MEMORANDUM This Act amends the Money Laundering (Prohibition) Act, No. 11 2011 to expand the scope of Money Laundering offences and enhance
More informationINTERNATIONAL COOPERATION IN THE FIELD OF CONFISCATION AND RECOVERY OF CRIMINAL ASSETS: TOOLS AND INSTRUMENTS
INTERNATIONAL COOPERATION IN THE FIELD OF CONFISCATION AND RECOVERY OF CRIMINAL ASSETS: TOOLS AND INSTRUMENTS Luis Rodríguez Sol Prosecutor. Spanish Liaison Magistrate to Italy Malta, 11 June 2018 To fight
More informationAutomobile, health, life, disability, and property insurance provide fi nancial protection. An insurance claim must be fi led to recover losses.
What can insurance do for me? Chapter 28 Key Terms policy premium deductible health maintenance organization (HMO) preferred provider organization (PPO) life insurance dividend disability insurance property
More informationDeputies Entanglement in Financial Crimes During Economic Downturn
Deputies Entanglement in Financial Crimes During Economic Downturn Since OIR s inception, we have closely monitored all off-duty misconduct cases involving the commission of crimes by deputies including
More informationCORRUPTION. A Reference Guide and Information Note. on the use of the FATF Recommendations. to support the fight against Corruption
FINANCIAL ACTION TASK FORCE CORRUPTION A Reference Guide and Information Note on the use of the FATF Recommendations to support the fight against Corruption The Financial Action Task Force (FATF) is the
More informationMONEY-LAUNDERING PREVENTION SANTANDER GROUP GLOBAL POLICY
MONEY-LAUNDERING PREVENTION SANTANDER GROUP GLOBAL POLICY August 2007 INDEX 1. Introduction 2. The concept of money laundering 3. Written anti-money laundering program 4. Customer acceptance policy 5.
More informationYour AutoCheck Vehicle History Report
Your AutoCheck Vehicle History Report Report run date: May 30, 2018 16:52:11 EDT 2004 Honda Accord LX VIN: 1HGCM563X4A175793 Year: 2004 Make: Honda Class: Mid Range Car - Standard Engine: 2.4L I4 MPI Model:
More informationThe Protocol to Eliminate Illicit Trade in Tobacco Products: an overview
The Protocol to Eliminate Illicit Trade in Tobacco Products: an overview Background The Protocol to Eliminate Illicit Trade in Tobacco Products is an international treaty with the objective of eliminating
More information2017 Edition. Frauds in the financial sector Survey report
2017 Edition Frauds in the financial sector Survey report The Conference of Financial Companies in Poland was established on October 27, 1999, and brings together more than eighty key companies from many
More informationYour AutoCheck Vehicle History Report
Your AutoCheck Vehicle History Report Report run date: March 17, 2018 9:50:22 EDT 2011 Mitsubishi Galant FE VIN: 4A32B2FF6BE019441 Year: 2011 Make: Mitsubishi Class: Mid Range Car - Standard Engine: 2.4L
More informationTHREE-YEAR STRATEGY Centrum Medyczne ENEL-MED S.A.
THREE-YEAR STRATEGY Centrum Medyczne ENEL-MED S.A. AREAS OF BUSINESS ACTIVITY Subscriptions 57% revenues Commercial and insurance services at outpatient clinics 15% revenues Diagnostic imaging 16% revenues
More informationmarket in Poland - Q Kraków Łódź Poznań Tri-City Wrocław Warsaw
2 Residential market in Poland - Q2 2016 In comparison with the previous quarter, Q2 2016 brought an increase of over 5% in sales of units, calculated as a total for the six largest urban markets (Warsaw,
More informationInternational Prepaid Card. These are your International Prepaid Card Terms and Conditions.
International Prepaid Card These are your International Prepaid Card Terms and Conditions. "Agreement" means these Visa Prepaid Card Terms and Conditions."We" "us" and "our" refer to Service Credit Union.
More informationCase 3:15-md CRB Document Filed 07/26/16 Page 1 of 29. Exhibit 3 Long Form Notice
Case 3:15-md-02672-CRB Document 1685-3 Filed 07/26/16 Page 1 of 29 Exhibit 3 Long Form Notice Case 3:15-md-02672-CRB Document 1685-3 Filed 07/26/16 Page 2 of 29 Volkswagen and Audi 2.0-liter TDI Diesel
More informationLICENCE. Chapter 879 SECOND HAND GOODS
LICENCE Chapter 879 SECOND HAND GOODS 879.1.1 Council - defined CHAPTER INDEX Article 1 INTERPRETATION 879.1.2 Commissioner - defined 879.1.3 Garage sale - defined 879.1.4 Licence - defined 879.1.5 Licence
More informationIntroduction of Speakers
Almelo 1-3 October 2014 Speakers Introduction of Speakers Shipping and Container Issues by Vince Wise, Datatag Vince Wise, a former Auto Crime Detective is currently one of two Datatag Police Liaison and
More informationHow Auto Rental Collision Damage Waiver works with other insurance. How to use Auto Rental Collision Damage Waiver
Your Guide to Benefit describes the benefit in effect as of 4/1/17. Benefit information in this guide replaces any prior benefit information You may have received. Please read and retain for Your records.
More informationUsed Auto and Motorhome Dealer Application
Used Auto and Motorhome Dealer Application COLUMBIA INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL LIABILITY & FIRE INSURANCE COMPANY NATIONAL INDEMNITY
More informationTax Refund Fraud and Identity Theft. IRS Criminal Investigation Special Agent Shannon Vernieuw
Tax Refund Fraud and Identity Theft IRS Criminal Investigation Special Agent Shannon Vernieuw Internal Revenue Service Criminal Investigation Criminal Investigation serves the American public by investigating
More informationRecognize it. Report it. Protect yourself.
Recognize it. Report it. Protect yourself. Insurance fraud in North Carolina is big business; in fact, sadly, it is a growing enterprise that costs each of us dearly. With approximately 10 percent of
More informationVehicle History & Title Report For VIN JHMCG6698YC Report Date: 09/18/17-05:40 PM. Junk / Salvage / Loss. reported events.
2000 Honda Accord VIN: JHMCG6698YC022371 Body: Sedan Doors: 4 Engine: 2.3 Li Drive Train Type: FWD Warning = No Problems = Caution = Warning Information has been reported to instavin that indicates at
More informationYour AutoCheck Vehicle History Report
Your AutoCheck Vehicle History Report Report run date: November 14, 2018 16:19:50 EST 2007 Toyota Corolla CE / LE / S VIN: 2T1BR32E67C814209 Year: 2007 Make: Toyota Class: Small Car - Economy Engine: 1.8L
More information