Dear Member ASC Superannuation Fund (ABN ) SIGNIFICANT EVENT NOTICE
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1 6 March 2013 Dear Member ASC Superannuation Fund (ABN ) SIGNIFICANT EVENT NOTICE This notice contains important information about your superannuation. The Significant Event Notice dated 20 February 2013 provided notification of the impending changes to your superannuation. This notice should be read in conjunction with the previous notice. Decision to transfer the ASC Fund to a master-trust arrangement The Trust Company (Superannuation) Limited (ABN ) (the Trustee) is the trustee of both the ASC Superannuation Fund (ASC Fund) and The Executive Superannuation Fund (Executive Fund). Following consideration of the future of the ASC Fund, subsequent to input from ASC, the Trustee has resolved to proceed with transitioning the ASC Fund into a master-trust arrangement within the Executive Fund, on a successor fund basis. This decision has been made with consideration to the reduction in the level of costs incurred by the ASC Fund and its members, as well as the ability to leverage greater economies of scale within a master trust, thereby providing a potentially higher-quality product to members at a comparatively lower cost. Indicative fee comparisons provided suggest an approximate 25% reduction in ongoing costs for members (a comparison of the current ASC Fund and Executive Fund costs is provided in the table below). Indirect and member fee comparison of the ASC Fund and Executive Fund Indirect Fees (including administration and investment management fees) Member Fee Aggressive Growth / Balanced Conservative Cash ASC Fund 1.57% 1.32% N/A 0.71% $85.80 p.a. Executive Fund 1.11% 0.96% 0.77% 0.63% $63.96 p.a. In addition, a comparison of the investment returns of both the ASC Fund and Executive Fund as at 31 December 2012 is provided in the table below.
2 Please note that these returns are based on the current interim earning rates of both funds and include a provision for investment manager fees, fund fees and tax. Past performance is not a reliable indicator of future performance. Investment returns for periods to 31 December 2012 Period Financial year to date 3-year (p.a.) Investment option ASC Fund Executive Fund ASC Fund Executive Fund Aggressive 11.19% 14.25% 1.31% 6.62% Growth / Balanced 8.90% 10.40% 3.34% 7.16% Conservative N/A 4.97% N/A 6.28% Cash 1.71% 2.14% 4.00% 4.33% In summary, the main benefits to the ASC Fund in merging with the Executive Fund will be: no change to existing benefits (including the defined benefit category); a substantial reduction in the ongoing fees paid by members and ASC; an ability to share new or additional compliance costs across the entire master trust; stronger investment performance and additional investment choice; a likely reduction to member impact of future legislative costs; and increased potential for additional growth. Future Employer Contributions As part of the successor fund transfer, ASC Pty Limited and ASC Shipbuilding Pty Limited (ASC) have nominated the Executive Fund as their new default fund. This means that, from 1 April 2013, ASC will make future default Superannuation Guarantee (SG) contributions to the ASC sub-plan of the Executive Fund for all employees who have not nominated another complying superannuation fund for their default contributions. Please contact your Payroll representative to request the relevant form if you wish to nominate an alternative fund for future contributions.
3 What happens now? No action is required from you to transfer your existing benefits in the ASC Fund to the Executive Fund effective 31 March Your account balance will be allocated to the investment option(s) that are equivalent to those in which your account balance is invested in the ASC Fund immediately prior to the transfer. From the date you are transferred to the Executive Fund (or any other fund you nominate): you will cease to be a member of the ASC Fund and you will become a member of the ASC Superannuation Fund, a sub-plan within the Executive Fund; your benefits (including insured benefits) from the ASC Fund will be transferred across to the Executive Fund; and any binding nomination you have made, regarding the distribution of the benefits payable in the event of your death, will lapse. If you have made a binding nomination in the past you should review your situation and if appropriate prepare new nomination documents. Effect of transferring to another fund You should be aware that there may be some adverse consequences for your benefits if you choose a fund other than the Executive Fund. These are explained below. Insurance The insurance policy that provides the insured benefits on death or disability to members of the ASC Fund is to be assigned to the Executive Fund. This means that you will retain the same insurance cover in the ASC sub-plan of the Executive Fund as you held in the ASC Fund immediately prior to the transfer. If you choose to transfer your existing benefit to a fund other than the Executive Fund, your insurance cover which was previously held in the ASC Fund will be cancelled. As such, in the event that your new superannuation fund does not provide you with insurance cover, you may need to source your own insurance cover from an alternative provider. Please note, that in order to maintain your existing level of insurance cover following the transfer, you must retain a minimum of $5,000 in the ASC sub-plan of the Executive Fund. Further considerations Different superannuation funds have different features, fees and costs, investment options, insurance options and risks. You may obtain a Product Disclosure Statement that contains this information for a particular fund. The Trustee recommends that you obtain financial advice from a suitably qualified and licensed financial adviser if you require any assistance in choosing a fund.
4 You have the option to transfer your existing benefit to another fund You may request a form from Marie Yung, Senior Administrator, KPMG, to nominate an alternative fund to which your existing benefits in the ASC Fund will be transferred. If you wish to nominate an alternative superannuation fund for your existing benefits in the ASC Fund, you must return the form no later than 5pm 25 March The form should be returned to: Marie Yung Senior Administrator KPMG Superannuation Services Pty Limited PO Box H67 Australia Square NSW Please note that we cannot provide any advice regarding which superannuation fund you should choose. If you need assistance in this regard please contact a suitably qualified and licensed financial advisor who can take into account your personal needs and circumstances. Want to know more? Should you have any questions regarding this notice, please contact: Fund Administrator KPMG Superannuation Services Pty Limited PO Box H67 AUSTRALIA SQUARE NSW 1215 (02) (02) Policy Committee Company Appointed Representatives Maggie Mar (Group Financial Controller) (08) Maggie.Mar@asc.com.au Mathew Hunter (General Manager - Human Resources) (08) Mat.Hunter@asc.com.au Scott Long (Legal Manager) (08) Scott.Long@asc.com.au Member Elected Representatives ASC South electorate Graham Vincent (AWD Major Contracts Manager AWD Systems Centre) (08) Graham.Vincent@ausawd.com ASC North electorate Stephen Bitmead (Product Team Leader Deep Blue Tech) (08) Stephen.Bitmead@asc.com.au
5 ASC West electorate Currently vacant Please contact another Policy Committee representative with any questions. The Trustee is unable to provide members with personal financial advice and this notice is not, and should not be construed as, providing such advice. The Trustee recommends that you obtain financial advice from a suitably qualified and licensed financial adviser before you make any decision regarding the destination of your superannuation benefit or any other decision regarding your superannuation. Issued by The Trust Company (Superannuation) Limited, Trustee of the ASC Superannuation Fund ABN , RSE Registration No. R
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