Adjudicators ( 29,966 per annum) and Senior Adjudicators ( 37,125 per annum) 12 month fixed-term contracts
|
|
- Thomas Allen
- 5 years ago
- Views:
Transcription
1 Adjudicators ( 29,966 per annum) and s ( 37,125 per annum) 12 month fixed-term contracts Welcome. I m delighted you re interested in working with The Pensions Ombudsman. Let me tell you a little more about us so that you can decide if you like what you hear and think you might be the right fit to join us. We are a small office - about 60 strong. Strong is the right word, because we have such great people working here. Our aim is to support one another to provide the best service we can for people who use us. What we do makes a real difference to people s lives, particularly at a time when every penny counts and people have to have faith in pensions if they are to save for tomorrow. As well as our casework, legal and support teams, we currently have an Ombudsman and a Deputy Ombudsman. When an Ombudsman determines a case the decision is legally binding on the parties, subject only to appeal on a point of law to the Courts. However, many of our cases are resolved by our adjudicators who liaise with the parties, exercising their own judgment on the outcome of the case to reach a settlement. It is essential that we all get things right, we use our powers appropriately, and investigate cases proportionately. These are hugely challenging and rewarding jobs which can make a real difference to people s lives and the pensions industry. If you think that you are have the skills and experience to take on this challenge we would be delighted to hear from you. Anthony Arter Pensions Ombudsman - 1 -
2 A description of the work of The Pensions Ombudsman When someone has tried to resolve a problem with their pension and isn t satisfied with the outcome, they can ask us to help. We are an independent organisation set up by law to investigate complaints about pension administration. We also consider complaints about the actions and decisions of the Pension Protection Fund (PPF) and about some decisions made by the Financial Assistance Scheme (FAS). We look at the facts, without taking sides. And we have legal powers to make decisions that are final, binding and enforceable in court. Our service is free. We are funded by grant-in-aid paid by the Department for Work and Pensions (DWP). The grant-in-aid is largely recovered from the general levy on pension schemes administered by the Pensions Regulator. Around 60 staff work here dealing with about 6,500 enquiries and 1,300 investigations each year. A number of investigations are resolved without the need for a full Ombudsman determination. Job role - key duties Adjudicators/Senior adjudicators have responsibility for: Ensuring that cases in their care are brought to a conclusion in the most effective, timely and efficient manner that is consistent with the needs of the parties concerned. Identifying the key issues and gathering appropriate information to enable them to progress their cases. Ensuring that the organisation s processes and procedures are followed. Delivering work that is of a quality in line with the organisation s requirements. Dealing with cases in line with the organisation s Aims and Values and in line with their own agreed objectives. Day to day management of their own caseload, including keeping the organisation s casework management system updated at all times and using the system to generate correspondence. Developing relationships, both internal and external, that will enhance their ability to deal with their cases appropriately. Any other duties that may reasonably be required. Senior adjudicators are generally required to deal with the more complex cases, involving a range of issues and often conflicting evidence
3 Essential skills for adjudicators and senior adjudicators The successful candidates should be able to: Essential Requirement Demonstrate a detailed knowledge of pensions and relevant legislation that governs the operation of The Pensions Ombudsman and the complaints we receive. Demonstrate a broad understanding of the relevant legislation that governs the operation of The Pensions Ombudsman and the complaints we receive. Demonstrate impartiality at all times when handling cases. Post Adjudicator Analyse large amounts of information and quickly identify key issues and relevant evidence. Make sound and well-reasoned decisions. Apply a range of solutions as to how applications and investigations can be progressed / concluded. Communicate effectively in writing and orally and with a wide range of people. Organise themselves to manage their own workloads, whilst being aware of the workload of others. Remain calm and organised under pressure. Identify patterns and trends in the cases dealt with. Be competent with IT, specifically in the use of Word, Excel and with the ability to learn to use case management systems /databases quickly. Work co-operatively with others in a team. Contribute effectively to organisation-wide initiatives
4 Main terms and conditions These posts are being offered on a 12 month fixed term contract. Location The successful candidates will be based at The Pensions Ombudsman, 11 Belgrave Road, London, SW1H 1RB. In April 2018 we will be moving to 10 South Colonnade, Canary Wharf E14 4PU. The appointed candidates will be required to move to the new office. Salary The salary for an Adjudicator is 29,966 per annum and for a is 37,125 per annum. Pension The post holders are entitled to join the Civil Service Pension Scheme. Further details are available from Leave Annual leave allowance is 25 days per annum plus bank holidays and 2½ days privilege holiday. Hours Contracted hours will be 41 per week including meal breaks. Probation The successful candidates will work a probationary period of 6 months. The appointment will be confirmed when this period has been completed successfully. Other benefits include Interest free loans for the purchase of season tickets. Flexi time. Buying and selling annual leave. Other flexible working arrangements, subject to satisfactory performance. Free eye tests. Employee assistance programme
5 Application process Please complete the attached application form and submit it with your CV. In the section "Why I am suited to this role", we want you to provide clear examples of how you have demonstrated the essential skills required. We will use your CV and application form to decide who to invite to interview. As well as considering the substance of your application and CV, we will also use them to judge your written communication skills. Please complete the form using Arial font size12, this is a font common to all PCs and easily read. Do not exceed 1000 words. To help us to monitor the effectiveness of our diversity policy, please complete the diversity monitoring form and submit it with your application. This is not compulsory and will form no part of your application. Please return the completed form to recruitment@pensions-ombudsman.org.uk Closing date for applications is Friday 8 December We thank you in advance for applying to us for these roles and we very much appreciate your interest. Regrettably we are unable to acknowledge applications or to feedback to those who are not invited to interview. If you have not heard from us within 3 weeks of the closing date please take it that on this occasion your application has been unsuccessful. We reserve the right to amend the cut-off point for inviting candidates to interview from one recruitment exercise to the next depending on the volume of applications we receive
6 Annex HMG Baseline Personnel Security Standard (BPSS) Everyone who works at The Pensions Ombudsman is expected to successfully complete the BPSS. There are four elements of verification and we must be satisfied that evidence has been made available to enable verification of each element. These are: confirmation of nationality and immigration status; confirmation of identity; verification of previous three-year employment history; disclosure of unspent criminal convictions. We will carry out the first three checks internally but for the unspent criminal conviction check we use Disclosure Scotland (an agency) to provide a disclosure certificate. BPSS ensures that: new staff are entitled to undertake the employment in question and, where appropriate, meet nationality rules for government service; we are guarded against the employment of anyone posing as a prospective employee for commercial or personal gain; and a sound basis is provided for any subsequent security checks. The check will be carried out when a contract offer has been made. The offer will be subject to successful completion of the BPSS. The contract will not commence until BPSS has been completed successfully. Applicants should be aware that supplying false information or failing to disclose relevant information could be grounds for refusal/dismissal and could amount to a criminal offence. Data protection Checks require processing of personal data about individuals. The provisions of the Data Protection Act 1998 will apply at all times. Information about criminal records (self-disclosures, or other vetting disclosures) will only be held by the Business Manager and/or Human Resources Manager. Disclosure information will only be used for the specific purpose for which it was requested. For successful candidates, the information will be kept securely and will not normally be kept with standard personnel records if such records can be accessed by other staff. Disclosed information will be kept for a further six months beyond the duration of employment. For unsuccessful candidates such information will be kept for six months in line with all other recruitment paperwork. Once the retention period has elapsed, disclosed information will be destroyed by secure means
7 We may check information provided by you, or information about you provided by a third party. We will not disclose information about you to anyone outside our organisation unless the law permits us to. Information provided by you in this application, and the supporting documentation, will be used by the panel to consider your suitability for the post applied for. If you are successful, this information will become part of your employment record. If you are unsuccessful, some data may be used for monitoring purposes and will be destroyed after twelve months
Senior Investigators ( 36,032 to 41,665 per annum)
Vacancies for Investigators ( 29,084 to 34,546 per annum) and s ( 36,032 to 41,665 per annum) Welcome. I m delighted you re interested in working with the Pensions Ombudsman Service. Let me tell you a
More informationBusiness Manager. 51,469 per annum
Business Manager 51,469 per annum Welcome. I m delighted you re interested in working with the Pensions Ombudsman Service. Let me tell you a little more about us so that you can decide if you like what
More informationComplaint about your pension? Here s how we can help
Complaint about your pension? Here s how we can help When I retired I should have received my pension straightaway but it took months to organise. I m ill and unable to work. My pension scheme allows for
More informationComplaint about your pension? Here s how we can help
Complaint about your pension? Here s how we can help When I retired I should have received my pension straightaway but it took months to organise. I m ill and unable to work. My pension scheme allows for
More informationAppeals against a decision made by the Financial Assistance Scheme
Factsheet Appeals against a decision made by the Financial Assistance Scheme If you re not satisfied with a decision made by the Financial Assistance Scheme (FAS) you can get help to sort it out. First
More informationHow we handle complaints
How we handle complaints 02 We re here to help Things can go wrong from time to time. When that happens, our aim is to resolve your complaint in an efficient, fair and timely way. Where we ve made a mistake
More informationTRUSTED TRADER CONTENTS. Terms and conditions of scheme membership.
TRUSTED TRADER Terms and conditions of scheme membership CONTENTS 1. Trusted Trader 2. Trading Standards Commitments 3. Business Code of Practice 4. Guide to Trading Fairly 5. Subcontracting 6. Promotion
More informationTRUSTED TRADER. Trusted Trader terms and conditions. Contents.
Trusted Trader terms and conditions Contents 1. TRUSTED TRADER... 2 2. TRADING STANDARDS COMMITMENTS... 2 3. TRUSTED DIRECTORY SERVICES LTD COMMITMENTS... 2 4. BUSINESS CODE OF PRACTICE... 3 5. REQUIREMENT
More informationINFORMATION COMMISSIONER S OFFICE SUMMARY OF BASIC TERMS AND CONDITIONS OF EMPLOYMENT. Level F
INFORMATION COMMISSIONER S OFFICE SUMMARY OF BASIC TERMS AND CONDITIONS OF EMPLOYMENT Level F SALARY Salary upon appointment is at present 39,137 per annum (pro-rata for part-time). It is expected that
More informationA guide to the Internal Dispute Resolution Procedure
North Yorkshire Pension Fund North Yorkshire Pension Fund A guide to the Internal Dispute Resolution Procedure If you require this information in an alternative language or another format such as large
More informationKEY FEATURES of the Premier Trust Single Investment SIPP (The Premier Trust SI SIPP)
THE PREMIER TRUST SINGLE INVESTMENT KEY FEATURES of the Premier Trust Single Investment SIPP (The Premier Trust SI SIPP) This document provides a summary of the key points of the Premier Trust Single Investment
More informationComplaints about personal and occupational pensions
Application form Complaints about personal and occupational pensions Before we can process your application you must complete all relevant sections of this form and provide the information requested. 1.
More informationHow we deal with your complaints and concerns
How we deal with your complaints and concerns Protecting People s Futures Register on our member website We ve developed a secure website for the exclusive use of our members. If you haven t already, please
More informationThe Local Government Pension Scheme
The Local Government Pension Scheme What to do if you have a complaint These notes explain what action you can take under dispute rules if you are unhappy with a decision made about your pension rights
More informationA Guide to the LGPS The Local Government Pension Scheme (LGPS)
AVON PENSION FUND A Guide to the LGPS The Local Government Pension Scheme (LGPS) Contents The scheme joining and what do I pay?... 1 Flexibility to pay more or less...4 Your Pension how it s worked out...5
More informationA brief guide to the Local Government Pension Scheme (LGPS)
A brief guide to the Local Government Pension Scheme (LGPS) Employees in England and Wales - April 2018 A brief guide to the Local Government Pension Scheme 1 Highlights of the Local Government Pension
More informationA brief guide to the Local Government Pension Scheme (LGPS) Employees in England and Wales
A brief guide to the Local Government Pension Scheme (LGPS) Employees in England and Wales Highlights of the LGPS The LGPS gives you: Secure benefits the scheme provides you with a future income, independent
More informationKey Features of the Premier Group Stakeholder Pension and Contribution Protection (Waiver Benefit)
Key Features of the Premier Group Stakeholder Pension and Contribution Protection (Waiver Benefit) Please read this document along with your personal illustration (if you have one) before you decide to
More informationHow we handle complaints
How we handle complaints 02 We re here to help Things can go wrong from time to time. When that happens, our aim is to resolve your complaint in an efficient, fair and timely way. Where we ve made a mistake
More informationKey Features of the Prudential Group Personal Pension Plan The Prudential (2000) Personal Pension Scheme
Key Features of the Prudential Group Personal Pension Plan The Prudential (2000) Personal Pension Scheme Please read this document along with your personal illustration (if you have one) before you decide
More informationTHALES UK PENSION SCHEME. Dispute Resolution Procedure
THALES UK PENSION SCHEME Dispute Resolution Procedure This dispute resolution procedure applies to all complaints received on or after 13 October 2008. 1 Introduction The Trustee of the Thales UK Pension
More informationCommunications Officer (Maternity Cover) pm (flexibility required)
DCA is a highly successful, internationally renowned centre for contemporary art that enables audiences, artists and participants to see, experience and create through our four programme areas: Exhibitions,
More informationKey Features of the Prudential Stakeholder Pension Plan
Key Features of the Prudential Stakeholder Pension Plan Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It s important you understand
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information you need
More informationInformation Booklet. Contact: Eamonn Collins.
Information Booklet Open Competition for Appointment to Assistant Principal Officer (Fixed Term Contract) Closing Date: 24 th February 2017 5.30pm Contact: Eamonn Collins Email: recruit@qqi.ie Status of
More informationLocal Government Pension Scheme
Local Government Pension Scheme Internal Dispute Resolution Procedure A Guide for Scheme Members: what to do if you have a complaint April 2018 Page 1 of 12 INTERNAL DISPUTE RESOLUTION PROCEDURE (IDRP)
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains the important information you need to know
More informationMember Complaints. April
Member Complaints April 2016 www.teacherspensions.co.uk Our procedure We aim to give you the best possible service, but sometimes things can go wrong. You may receive an outcome or decision you re not
More informationNorthern Foods Pension Scheme Explanatory Booklet
Northern Foods Pension Scheme Explanatory Booklet Your benefits in depth Welcome to the Northern Foods Pension Scheme an important and valuable part of your employment benefits package. Contents Introduction
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information you need
More informationGuidance after a bereavement. Print-friendly guide. We re here to help. A step-by-step guide to help you handle a deceased person s savings with NS&I
Guidance after a bereavement Print-friendly guide We re here to help A step-by-step guide to help you handle a deceased person s savings with NS&I This document has been downloaded from nsandi.com, and
More informationInternal Dispute Resolution Procedure
West Yorkshire Pension Fund Lincolnshire Pension Fund Internal Dispute Resolution Procedure Internal Dispute Resolution Procedure (IDRP) - Employees Guide Note: this booklet provides a straightforward
More informationKEY FEATURES OF THE RETIREMENT ACCOUNT
KEY FEATURES OF THE RETIREMENT ACCOUNT IMPORTANT INFORMATION YOU SHOULD READ 1 HOW TO CONTACT US If you have any queries relating to your Retirement Account, please contact our Customer Service Team on
More informationANNEXE 12 INTERNAL DISPUTE RESOLUTION PROCEDURES
INTERNAL DISPUTE RESOLUTION PROCEDURES This Annexe explains the rights of appeal available to firefighters and their beneficiaries under ("IDRP"). It also gives information about the role of the Pensions
More informationCases where Contract Disclosure Facilities (COP 9) are not used COP8
Specialist Investigations (Fraud and Bespoke Avoidance) Cases where Contract Disclosure Facilities (COP 9) are not used COP8 Contents Introduction General Confidentiality Co operation Professional representation
More informationGuidance for ADR Applicants - updated CAP 1324
Guidance for ADR Applicants - updated CAP 1324 Published by the Civil Aviation Authority 2016 Civil Aviation Authority, CAA House, 45-59 Kingsway London WC2B 6TE You can copy and use this text but please
More informationInformation and changes we need to know about
Important Information Please read the information below carefully and retain for your future reference. M&S Home Insurance is underwritten by Aviva Insurance Limited. M&S Bank arranges your Home insurance
More informationImportant Information
Important Information Contract of Insurance The contract of insurance between you and us consists of the following elements, please read them and keep them safe: your policy booklet(s); information contained
More informationGeneral Insurance Agency Management Framework THE BEST PRACTICES GUIDE
General Insurance Agency Management Framework THE BEST PRACTICES GUIDE 11 JULY 2005 BEST PRACTICES GUIDELINES FOR AGENCY MANAGEMENT 1. The Best Practices Guidelines for Agency Management ( the Best Practices
More informationPublished Parliamententary Papers - retain for historical reasons. Review for knowledge value. Permanent retention (Plan) and 1 year for reports
CORPORATE GOVERNANCE & OFFICE MANAGEMENT IT REF. ACTIVITY / RECORDS SERIES DESCRIPTION / EXAMPLES OF RECORD TYPES SCS CORPORATE & GENERAL BUSINESS ACTIVITIES Annual Reports Continuity Plans Plans Statutory
More informationKey Features of the Group Stakeholder Pension Scheme. This is an important document which you should keep in a safe place.
Key Features of the Group Stakeholder Pension Scheme This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information
More informationVodafone. Insurance. Vodafone. Power to you. Vodafone Corporate Damage and Breakdown Insurance
Vodafone Insurance Vodafone Corporate Damage and Breakdown Insurance Vodafone Power to you 1 Vodafone Corporate Damage and Breakdown Insurance This insurance, administered by Lifestyle Service Group Limited
More informationGuaranteed Pension Annuity
Guaranteed Pension Annuity Key Features Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It s important you understand how the Guaranteed
More informationSENIOR ENTERPRISE DEVELOPMENT OFFICER LOCAL ENTERPRISE OFFICE (GRADE VII) PERMANENT POST QUALIFICATIONS
SENIOR ENTERPRISE DEVELOPMENT OFFICER LOCAL ENTERPRISE OFFICE (GRADE VII) 1. CHARACTER Candidates shall be of good character. PERMANENT POST QUALIFICATIONS 2. HEALTH Candidates shall be in a state of health
More informationVodafone. Insurance. Vodafone. Power to you. Vodafone Business Premier Inclusive Damage and Breakdown Insurance
Vodafone Insurance Vodafone Business Premier Inclusive Damage and Breakdown Insurance Vodafone Power to you 1 Vodafone Business Premier Inclusive Damage and Breakdown Insurance This insurance, administered
More informationPlease Read Carefully
COMHAIRLE CATHRACH CHORCAÍ CORK CITY COUNCIL CANDIDATE INFORMATION BOOKLET Please Read Carefully ASSISTANT SOLICITOR DETAILS OF QUALIFICATIONS AND PARTICULARS CLOSING DATE: 5 PM FRIDAY, 17 AUGUST 2018
More informationTRANSFEREE OFFICER CANDIDATE INFORMATION PACK
TRANSFEREE OFFICER CANDIDATE INFORMATION PACK Contents Section One Section Two Section Three Section Four Role Profile Core Competencies Initial Eligibility Criteria Pensions Information Section One Role
More informationSTUDENT ACADEMIC QUERIES & APPEALS PROCEDURE
STUDENT ACADEMIC QUERIES & APPEALS PROCEDURE This procedure applies to all academic query and appeal cases. Implementation of Procedure: 1 October 2016. The principles of this procedure apply to all registered
More informationChild Trust Fund Provided by The Royal Bank of Scotland plc
Supplementary Information Document (SID) Child Trust Fund Provided by The Royal Bank of Scotland plc About this document This document is designed to provide you with information about the Child Trust
More informationDog Instructor. Transferees and Re-joiner Constables
Dog Instructor Transferees and Re-joiner Constables Contents Section One Section Two Section Three Role & Eligibility The Recruitment Process Salary & Pension Information Section One Role & Eligibility
More informationKILDARE COUNTY COUNCIL IS TECHNICAL SUPPORT OFFICER (GRADE V) - GEOGRAPHICAL INFORMATION SYSTEMS (GIS) DEVELOPER QUALIFICATIONS AND PARTICULARS
KILDARE COUNTY COUNCIL IS TECHNICAL SUPPORT OFFICER (GRADE V) - GEOGRAPHICAL INFORMATION SYSTEMS (GIS) DEVELOPER QUALIFICATIONS AND PARTICULARS CLOSING DATE 14 th DECEMBER 2017 The office is whole time
More informationThe Pensions Advisory Service EQUALITY IMPACT ASSESSMENT BACK CATALOGUE
The Pensions Advisory Service EQUALITY IMPACT ASSESSMENT BACK CATALOGUE Introduction The Pensions Advisory Service has carried out an equality impact assessment (EIA) on existing policies and procedures.
More informationKey Features of the Executive Pension Plan (Series A)
Key Features of the Executive Pension Plan (Series A) Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It's important you understand
More informationYour Aviva Business Insurance Important Information
Your Aviva Business Insurance Important Information Material Circumstances IMPORTANT This policy is a legal contract Please remember that you must make a fair presentation of the risk to us. This means
More informationStakeholder Pensions. Whatever your future plans, plan now.
Stakeholder Pensions Whatever your future plans, plan now. Contents Page 2 About Scottish Widows 3 Face the facts 4 A pension for you and your future 5 Making payments 6 Your questions answered 8 Your
More informationKey Features of the Group Personal Pension 2000 Plan. This is an important document which you should keep in a safe place.
Key Features of the Group Personal Pension 2000 Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information
More informationBenefiting you. A guide to the ITV Defined Contribution Plan
Benefiting you A guide to the ITV Defined Contribution Plan Welcome The ITV Defined Contribution Plan (the ITV DC Plan) is a great way to save for when you re no longer working. It puts you in control
More informationCredit Card Important Information
Credit Card Important Information Representative Example: Representative 18.9% APR (variable) based on a Credit Limit of 350. Standard interest rate for purchases: 18.9% p.a. (variable). SUMMARY BOX STUDENT
More informationScottish Parliament Region: North East Scotland. Case : University of Aberdeen. Summary of Investigation
Scottish Parliament Region: North East Scotland Case 200501676: University of Aberdeen Summary of Investigation Category Higher Education: Academic appeal Overview A complaint was made on behalf of a student
More informationBenefiting you. A guide to the ITV Defined Contribution Plan For members who joined on 1 March 2017 from the DB section of the ITV Pension Scheme
Benefiting you A guide to the ITV Defined Contribution Plan For members who joined on 1 March 2017 from the DB section of the ITV Pension Scheme Welcome As someone who s built up valuable retirement benefits
More informationKey Features of the Teachers' Additional Voluntary Contributions (AVC) Scheme
Key Features of the Teachers' Additional Voluntary Contributions (AVC) Scheme Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It's
More informationInformation Booklet.
Information Booklet Open Competition for Appointment to Administrative Officer Finance Closing Date: 15:00 on 1 st March 2018 Contact: Lorna Ward Recruitment Plus 20 Lr Kilmacud Road Stillorgan Co Dublin
More informationGuide to the Pensions. Internal Disputes. Resolution. Procedure (IDRP)
Guide to the Pensions Internal Disputes Resolution Procedure (IDRP) INTRODUCTION This guide has been produced by the Pensions Department of Surrey County Council (the Administering Authority for the Surrey
More informationProsecution Solicitor in the Office of the Director of Public Prosecutions
Candidate Information Booklet Please read carefully Prosecution Solicitor in the Office of the Director of Public Prosecutions The Office of the Director of Public Prosecutions is committed to a policy
More informationPREMIER SIPP KEY FEATURES JLT PREMIER PENSIONS
PREMIER SIPP KEY FEATURES JLT PREMIER PENSIONS CONTENTS ABOUT US 3 KEY FEATURES OF THE PREMIER SIPP 4 QUESTIONS AND ANSWERS 5 CONTRIBUTIONS 5 TRANSFERS 5 THE LIFETIME ALLOWANCE 6 DRAWING BENEFITS FROM
More informationCAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT CLARE HALL
CAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT CLARE HALL How the Scheme is run Why you should join State pensions Auto-enrolment Membership Cost Who can become a member? What does
More informationNILGOSC PENSION GUIDE LOCAL GOVERNMENT PENSION SCHEME (NORTHERN IRELAND) HELPING YOU PLAN FOR YOUR INCOME IN RETIREMENT
NILGOSC PENSION GUIDE LOCAL GOVERNMENT PENSION SCHEME (NORTHERN IRELAND) HELPING YOU PLAN FOR YOUR INCOME IN RETIREMENT CONTENTS WHAT IS A PENSION 3 THE ROAD TO RETIREMENT 4 8 How do I join Can I transfer
More informationPremier Personal Pension Plan
Premier Personal Pension Plan Key Features Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It's important you understand how Premier
More informationYour pension. A guide for members of Pace DB (Formerly Pace Complete) Co-operative Bank Section August 2018
Your pension A guide for members of Pace DB (Formerly Pace Complete) Co-operative Bank Section August 2018 Welcome to the pension guide for Pace DB (formerly Pace Complete). Pace DB, the defined benefit
More informationCAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT EMMANUEL COLLEGE
CAMBRIDGE COLLEGES FEDERATED PENSION SCHEME A GUIDE FOR MEMBERS AT EMMANUEL COLLEGE How the Scheme is run Why you should join State pensions Auto-enrolment Membership Cost Who can become a member? What
More informationThe Local Government Pension Scheme
The Local Government Pension Scheme HR SHARED SERVICES PENSIONS TEAM EMPLOYEE GUIDE 2015 THE LOCAL GOVERNMENT PENSION SCHEME (LGPS) employee guide 1 A BRIEF GUIDE TO THE LOCAL GOVERNMENT PENSION SCHEME
More informationKey Features of the Prudential Retirement Account
Key Features of the Prudential Retirement Account Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It's important you understand how
More informationCANDIDATE INFORMATION BOOKLET Please Read Carefully
COMHAIRLE CATHRACH CHORCAÍ CORK CITY COUNCIL CANDIDATE INFORMATION BOOKLET Please Read Carefully EXECUTIVE ENGINEER DETAILS OF QUALIFICATIONS AND PARTICULARS CLOSING DATE: 5PM FRIDAY, 24 NOVEMBER 2017
More informationA Brief Guide to Your Pension. A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS)
A Brief Guide to Your Pension A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS) APRIL 2015 Introduction Your Local Government Pension Scheme (LGPS) pension
More informationSIPP a guide to accessing your pension
SIPP a guide to accessing your pension The Financial Conduct Authority is the independent financial services regulator. It requires us, AJ Bell Management Limited, to give you this important information
More informationSHROPSHIRE COUNTY PENSION FUND. A brief guide to the Local Government Pension Scheme (LGPS) July 2018 v8
SHROPSHIRE COUNTY PENSION FUND A brief guide to the Local Government Pension Scheme (LGPS) July 2018 v8 Contents Section 1 - Highlights of the LGPS Page 3 Section 2 - The scheme Page 4 Who can join? What
More informationKey Features of the Funds Portfolio and ISA Funds Portfolio
Key Features of the Funds Portfolio and ISA Funds Portfolio Global Investment Centre This is an important document. You need to read this before you invest in the Funds Portfolio and ISA Funds Portfolio.
More informationSHROPSHIRE COUNTY PENSION FUND. A brief guide to the Local Government Pension Scheme (LGPS) April 2018 v7
SHROPSHIRE COUNTY PENSION FUND A brief guide to the Local Government Pension Scheme (LGPS) April 2018 v7 Contents Section 1 - Highlights of the LGPS Page 3 Section 2 - The scheme Page 4 Who can join? What
More informationInformation on. Protecting Vulnerable Groups (PVG) Scheme and Self Directed Support (SDS)
Information on Protecting Vulnerable Groups (PVG) Scheme and Self Directed Support (SDS) July 2011 Information on Protecting Vulnerable Groups (PVG) Scheme and Self Directed Support (SDS) July 2011 The
More informationDIRECT SELLING ASSOCIATION CODE OF BUSINESS CONDUCT
DIRECT SELLING ASSOCIATION CODE OF BUSINESS CONDUCT SCOPE AND DEFINITIONS 1. This Code concerns a member's dealings with (a) direct sellers; and (b) other members. In those dealings, members (and their
More informationKey features of the Zurich Cash ISA
Key features of the Zurich Cash ISA Contents Helping you decide This important document gives you a summary of the Zurich Cash ISA. Please read this before you decide to invest, and keep it for future
More informationKEY FEATURES OF THE PENSION SAVER FOR GE EMPLOYEES.
KEY FEATURES OF THE PENSION SAVER FOR GE EMPLOYEES. This is an important document which you should keep in a safe place. Legal & General working in association with: 2 PENSION SAVER KEY FEATURES CONTENTS
More informationKey Features of the Prudential Onshore Portfolio Bond
Key Features of the Prudential Onshore Portfolio Bond If you are applying on, or after, 1 January 2018, before you invest in this product you should read our Key Information Document, relevant Investment
More informationCANDIDATE INFORMATION BOOKLET Please Read Carefully
COMHAIRLE CATHRACH CHORCAÍ CORK CITY COUNCIL CANDIDATE INFORMATION BOOKLET Please Read Carefully TRAFFIC WARDEN DETAILS OF QUALIFICATIONS AND PARTICULARS CLOSING DATE: 5PM FRIDAY, 12 OCTOBER 2018 Four
More informationInternal Dispute Resolution Procedure (IDRP)
SHROPSHIRE COUNTY PENSION FUND Internal Dispute Resolution Procedure (IDRP) April 2018 v4 Contents Section 1 What should you do if you have a problem with a decision regarding your benefits? Page 3 Section
More informationPensions Ombudsman Pension Protection Fund Ombudsman. Annual Report and Accounts 2015/16
Pensions Ombudsman Pension Protection Fund Ombudsman Annual Report and Accounts 2015/16 2 Pensions Ombudsman Pension Protection Fund Ombudsman Annual Report and Accounts 2015/16 The Pensions Ombudsman
More informationCANDIDATES INFORMATION BOOKLET
CANDIDATES INFORMATION BOOKLET PROJECT ASSISTANT COUNTY CARLOW CREATIVE IRELAND PROGRAMME TWO YEAR FIXED TERM CONTRACT PLEASE READ CAREFULLY CLOSING DATE: 12 noon on Friday, 27 th April, 2018 Completed
More informationLeaving the Local Government Pension Scheme (Northern Ireland) before Retirement
Leaving the Local Government Pension Scheme (Northern Ireland) before Retirement 2 Northern Ireland Local Government Officers Superannuation Committee (NILGOSC) Contents Introduction...3 Leaving - What
More informationMy legal expenses cover...
My legal expenses cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued customer. Please take time to read your policy document and
More informationSave for Tomorrow. Your guide to The Walt Disney Retirement Savings Plan
Save for Tomorrow Your guide to The Walt Disney Retirement Savings Plan JULY 2015 Contents page 2 Introduction The Walt Disney Retirement Savings Plan (the helping you Save for Tomorrow. ) is an important
More informationCredit Card Important Information
Credit Card Important Information Representative Example: Representative 11.1% APR (variable) based on an assumed Credit Limit of 1,200. Standard interest rate for purchases: 6.9% p.a. (variable). Annual
More informationResolving a dispute with USS
1 Resolving a dispute with USS What is the internal dispute resolution procedure? USS is administered by Universities Superannuation Scheme Ltd, (the trustee company). It administers the scheme in accordance
More informationStatement of Fact for Your Self Employed Tradesman Policy. Policy Number 97SEP This is an important document and You must read it in full
Statement of Fact for Your Self Employed Tradesman Policy Policy Number 97SEP3169421 Produced on 14/06/2018 This is an important document and You must read it in full Policy Details Policy number The Policyholder
More informationHOME CONTENTS INSURANCE Designed Exclusively for Residents of:
HOME CONTENTS INSURANCE Designed Exclusively for Residents of: Aon UK Limited, Tenant Insurance Services, are offering YOU the chance to apply for low cost Home CONTENTS Insurance THIS COVER CONSISTS OF
More informationThe post is graded HOS1 (Head of Service 1) as follows for a 37 hour week:
GENERAL CONDITIONS OF EMPLOYMENT- HEAD OF HOUSING PROPERTY SERVICE Salary The salary is paid monthly in arrears on the 28th of each month (or preceding Thursday if the 28th falls on a Friday, Saturday,
More informationHome, Possessions and Student Insurance Important Information
Home, Possessions and Student Insurance Important Information 3 Important Information about HSBC Explaining HSBC s service As an insurance intermediary HSBC UK Bank plc deals exclusively with Aviva for
More informationKey features of the Zurich Cash ISA
Key features of the Zurich Cash ISA Contents Helping you decide This important document gives you a summary of the Zurich Cash ISA. Please read this before you decide to invest, and keep it for future
More informationResidential Landlords Legal Solutions
Residential Landlords Legal Solutions Introducing Landlords' Legal Solutions This policy sets out the agreement between you and DAS. Please read it carefully to familiarise yourself with the terms and
More informationKEY FEATURES OF LEGAL & GENERAL S PENSION ANNUITY.
PENSION ANNUITIES KEY FEATURES OF LEGAL & GENERAL S PENSION ANNUITY. HELPING YOU MAKE THE RIGHT DECISIONS FOR YOUR FUTURE This is an important document that you should keep in a safe place. 02 KEY FEATURES
More informationKey Features of the Premier Group Personal Pension
Key Features of the Premier Group Personal Pension Please read this document along with your personal illustration (if you have one) before you decide to buy this plan. It's important you understand how
More information