Farm Radio Connects. Research Conducted by Millennium Research

Size: px
Start display at page:

Download "Farm Radio Connects. Research Conducted by Millennium Research"

Transcription

1 Farm Radio Connects Research Conducted by Millennium Research

2 Listening With A Purpose Farmers and ranchers are information seekers o Farming is their livelihood and passion o Utilize multiple media platforms Content is focused on production ag Delivers timely news and information Local, regional, national news that impacts daily operation decisions Personal connection to broadcaster and station Knows time of ag programming, and the station call letters

3 The Audience Is Listening Wave 1 3 Research

4 Methodology 300 sample size per quarter, total of 1200 survey completes by end of 2015 Wave 1 = Feb/March Wave 2 = May/June Wave 3 = September/October Sample size focused within 75 mile radius of station airing content produced by NAFB member $100,000 plus Gross Farm Income (GFI) operations Nationwide survey, calls per state based on percentage of state GFI operations, 2012 USDA Census Data State $100K+ Farms % of US total Iowa 36,381 9% Minnesota 24,991 6% Illinois 24,811 6% Nebraska 21,467 6% California 20,558 5% Texas 17,489 5% Wisconsin 17,146 4% Kansas 15,765 4% Ohio 15,324 4% Indiana 14,313 4% South Dakota 13,028 3% North Dakota 12,556 3% Missouri 12,415 3% Pennsylvania 11,814 3% Michigan 9,396 2% North Carolina 8,331 2% Arkansas 7,506 2% Oklahoma 7,434 2% Montana 7,341 2% Georgia 7,307 2% New York 7,125 2% Kentucky 6,340 2% Washington 6,102 2% Colorado 5,633 1% Florida 5,224 1% Idaho 5,096 1% Alabama 4,852 1% Mississippi 4,740 1% Oregon 4,646 1% Virginia 4,431 1% Tennessee 4,160 1% Louisiana 3,288 1% Wyoming 2,763 1% Maryland 2,521 1% South Carolina 2,061 1% Utah 1,983 1% New Mexico 1,741 Arizona 1,451 New Jersey 1,123 Vermont 1,109 Delaware 1,021 Nevada 875 West Virginia 862 Maine 778 Massachusetts 758 Hawaii 506 Connecticut 458 New Hampshire 264 Rhode Island 108 Alaska 87

5 Farm Radio Listenership Wave Comparison Consistently, from season to season, farm radio is a leading source of farm news, information, markets and weather. We sometimes forget how much time farmers spend waiting in their vehicle. Here is a man listening to farm radio while he waits in line at the elevator, Notice the number of trucks behind him, and he s not at the front of the line yet.

6 Regardless of where they are or what they are doing, farmers tune in for the weather and the markets.

7 Gross Farm Revenue By Data Collection Wave Number of respondents Gross Farm Revenue $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M

8 Farm Radio Is On Percent of respondents Do you listen to farm news, weather, markets and ag information on the radio during this time of year? 83% 74% 73% 88% 71% 69% 93% 8 81% 79% 72% 72% 77% 71% 69% 93% 69% 49% 59% 10 86% Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

9 Consistent Listening Habits Season To Season Do you listen to farm news, weather, markets and ag information during this time of year? Percent of respondents % 84% 83% 74% 75% 74% 73% 68% 75% Overall Under 50 years old 50 years and older Age

10 Daily Listenership Is Consistent From Season To Season Percent of respondents How many days of the week (Monday Friday) do you listen to farm radio? Five days Four days Three days Two days One day % 6% 8% 8% 5% 11% 13% 5% 7% 8% 5% 8% % 53% 57% 1 Wave of data collection

11 Length Of Farm Radio Listenership Is Consistent From Season To Season On a typical weekday during this time of year, how many minutes do you spend listening to farm radio news, weather, markets and information? Percent of respondents 10 9 <30 minutes 30 to 59 minutes 60 to 119 minutes 120+ minutes 17% 21% 18% % 18% 19% % 24% 27% % 37% 36% 1 Wave of data collection

12 Farmers Are Active Listeners Wave 2 10 How many days a week (Monday Friday) do you listen to farm radio? Wave 2 Five days Four days Three days Two days One day % 5% 6% 11% 8% 14% 13% 15% 15% 5% 4% 4% 3% 13% 5% 9% 4% 8% 15% 4% 15% 8% 33% % 53% 54% 57% 46% 46% 67% 1 Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M

13 Farmers Are Active Listeners Wave 3 Percent of respondents How many days of the week (Monday Friday) do you listen to farm radio? Five days Four days Three days Two days One day % 9% 8% 5% 5% 7% 8% 8% 3% 13% 4% 5% 9% 1 2% 1 8% 4% 5% 7% 17% 8% 13% 4 57% 55% 62% 52% 59% 66% 66% 2 1 Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

14 Frequent Listeners, Listen Longer 120 Minutes per day On a typical weekday during this time of year, how many minutes do you spend listening to farm radio news, weather, markets and information? Overall Listen 1 day per week Listen 2 days per week Listen 3 days per week Number of weekdays per week listen to farm radio Listen 4 days per week Listen 5 days per week

15 Younger Farmers Listen More Every Day Than Older Farmers Minutes per day On a typical weekday during this time of year, how many minutes do you spend listening to farm radio news, weather, markets and information? Overall Younger than to to to Age

16 Age Does Not Affect The Percentage Of People Listening To Farm Radio Percent of respondents 10 Do you listen to farm news, weather, markets and ag information during this time of year? % 84% 83% 74% 75% 74% 73% 68% 75% Overall Under 50 years old 50 years and older Age

17 Respondents Listen To Farm Radio In Many Venues Percent of respondents Where do you listen to farm news, weather and commodity markets on the radio at this time of year? 7 63% 59% % % 36% 38% 34% 33% 27% 25% 22% 17% 14% 15% 11% 13% 11% 17% Driving House In the field Trucking Shop Barn Office Listening Venue

18 In The Fall, Young Farmers Are Significantly More Likely Than Older Farmers To listen In The Shop, And Farm Office 10 Percent of respondents Where do you typically listen to farm news, weather and commodity markets on the radio at this time of year? Wave I Under 50 years old Wave I Over 50 years old Wave II Under 50 years old Wave II 50 years and older Wave III Under 50 years old Wave III 50 years and older 74% 67% 65% 65% 56% 58% 44% 45% 41% 36% 34% 36% 46% 42% 44% 38% 35% 37% 38% 26% 27% 25% 27% 27% 23% 23% 2 16% 18% 31% 21% 18% 15% 1 9% 11% 13% 11% 11% 13% 7% Driving In the field Trucking House Shop Barn Office Listening venue

19 Fall Wave Farm Radio Listenership Radio listening is a family affair, done together or alone, many times in a vehicle, depending upon the circumstances. Only me in my car on the way to work. I listen to a daily ag news program each day on my 40 minute commute to work. If I'm home or farming, I try to catch the program in the kitchen of our house with my wife. No one. My husband is working on the farm during the day when I am in the car. My husband, the brains behind our farming operation.

20 Farm Broadcasters Deliver Content For How Users Consume Media 10 Percent of respondents Do you listen to your farm broadcaster on a medium besides radio? (streaming, podcasts, web videos, etc.) Not asked % 28% 14% 16% 27% 19% 17% 11% 1 31% 31% 22% Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

21 Farm Broadcasters Continue To Connect with Younger Producers Percent of respondents 10 Do you listen to your farm broadcaster on a medium besides radio? (streaming, podcasts, web videos, etc.) Wave 2 Wave % 32% 14% 12% 15% 22% Overall Under 50 years old 50 years and older Age

22 Farm Radio Listening Behavior Farmers and farm partners can do so much while listening to farm radio. In the fall, many are harvesting, some are handling cattle, and some are driving to a cross country meet. Radio goes where they go.

23 Saturday Listenership is Consistent 10 Percent of respondents During this time of year, do you listen to farm news, weather, markets and ag information on Saturday? % 74% % 44% 41% 57% 46% 44% 4 39% 52% 5 47% 47% 44% 44% 44% 24% 2 1 Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

24 Saturday Listenership Is Strong Percent of respondents 10 During this time of year, do you listen to farm news, weather, markets and ag information on Saturday? % 55% 48% 46% 41% 42% 41% 37% 46% 2 1 Overall Under 50 years old 50 years and older Age

25 Frequent Listeners Listen On Saturday Minutes per day On a typical Saturday during this time of year, how many minutes do you spend listening to farm radio news, weather, markets and information? Overall Listen 1 day/week Listen 2 days/week Listen 3 days/week Listen 4 days/week Listen 5 days/week Number of days per week farm radio is listened to

26 Farmers and Ranchers Listen to Sports After Farm Broadcasting Airs Wave 3 Percent of respondents At what time of day, on a recent Saturday, did you listen to sports on the radio? Morning Noon Afternoon Evening % 66% 6 56% % 13% 28% 11% 11% 22% 15% 13% 28% Overall Under 50 years old 50 years and older Age

27 Saturday Sports Listening By Waves Percent of respondents During this time of year, do you listen sports on the radio on Saturday? % % 53% 57% 44% 51% 51% 48% 5 47% 55% 54% % 29% 28% 29% 33% 33% % Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

28 Saturday Sports Listenership Is Popular Among Both Young And Older Farmers Percent of respondents During this time of year, do you listen to sports on Saturdays? % 53% 46% 46% 46% 52% % 21% 1 Overall Under 50 years old 50 years and older Age

29 TV Ag Programming Do you watch television for any ag related programming and information during this time of year? 10 Percent of respondents % 61% 61% 71% 64% 63% 64% 56% 49% 51% 52% 52% 62% 56% 69% 59% 79% 66% 4 31% 32% 2 1 Overall $100,000 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

30 Farmers Of All Ages Watch Ag Television Percent of respondents 10 Do you watch television for any ag related programming and information during this time of year? % 61% 61% 62% 49% 4 55% 65% Overall Under 50 years old 50 years and older Age

31 Radio Band Listenership

32 More Listeners Listen To Farm Radio On Multiple Bands During this time of year, which radio bands do you listen to farm news, weather, markets and other agricultural information? Multiple Answers Accepted. FM AM Satellite Wave 3 45% 52% 9% Wave 2 43% 49% 15% Wave 1 64% 54% 29% N=301

33 How Farmers and Ranchers Listen Wave 3 Percent of respondents 10 During this time of year, which radio bands do you listen to farm news, weather, markets and other agricultural information? FM AM Satellite % 45% 55% 39% 54% 47% 49% 42% 69% 48% 32% 58% % 13% 6% 7% 12% 9% 8% Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

34 Listening to Multiple Sources is Common Wave 3 Percent of respondents During this time of year, on which of the following radio bands do you listen to farm news, weather, markets and other agricultural information? 45% 52% FM AM Satellite 53% 59% 43% 5 9% 11% 9% Overall Under 50 years old 50 years and older Age

35 HOW ARE FARM BROADCASTERS REGARDED BY THEIR FARMER LISTENERS Farm broadcasters are considered very credible, trustworthy and accurate by a vast majority of listeners.

36 Frequent Listeners Rate Their Broadcaster Higher Than Those Who Listen Less Often Average rating 8.2 Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides accurate information? Overall Listen 1 day per week Listen 2 days per week Listen 3 days per week Days per week farm radio is listened to Listen 4 days per week Listen 5 days per week

37 Broadcaster Accuracy Is Rated Consistently High Regardless Of Farm Revenue Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides accurate information? Winter Spring Fall Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

38 Frequent Listeners Rate Their Broadcast Higher on Credibility Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Are credible? Overall Listen 1 day/week Listen 2 days/week Listen 3 days/week Listen 4 days/week Listen 5 days per/week Days per week farm radio is listened to

39 Farmers Consistently Rate Farm Broadcaster High On Credibility Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Are credible? Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

40 More Frequent Listeners Rate Their Broadcaster Higher On Timely Information Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides timely information? 10 Winter Spring Fall Overall Listen 1 day per week Listen 2 days per week Listen 3 days per week Listen 4 days per week Listen 5 days per week Days per week farm radio is listened to

41 Listeners Rate Their Broadcasters On Providing Timely Information Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides timely information? Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

42 Broadcaster Accuracy Is Rated Consistently High Regardless Of Farm Revenue Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides accurate information? Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

43 Frequent Listeners Rate Their Broadcaster Higher On Accurate Information 10 Average rating Please rate your farm broadcaster on a scale of 1 to 10, where 10 is excellent on: Provides accurate information? Winter Spring Fall Overall Listen 1 day per week Listen 2 days per week Listen 3 days per week Listen 4 days per week Listen 5 days per week Days per week farm radio is listened to

44 RESPONDENT PROFILE

45 On Average, Respondents Farm Almost 1,700 Acres 4000 Average Number of Acres How many total acres did you plant or harvest? Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

46 In The Winter And Spring Waves, Much Greater Difference In Acres Based On Age Of Respondent Average Number of Acres How many total acres did you plant or harvest? Overall Under 50 years old 50 years and older Age

47 Corn Is The Most Frequently Planted Crop By Respondents Percent of respondents Crops planted % 71% 69% 54% 61% 59% 5 46% % 38% 26% 24% 32% 12% 8% 9% 26% 26% 19% Corn Soybeans Wheat Alfalfa Cotton other crops

48 Half Of Respondents Have Livestock Or Dairy Operations Percent of respondents Do you have any dairy or livestock in your operation? % 79% % 52% 49% 5 46% 42% 58% 59% 48% 58% 53% 49% 49% 48% 45% 61% 54% 33% 54% 2 1 Overall $100 $250,000 $250 $500,000 $500 $1M $1M $2M $2M $5M >$5M Gross Farm Revenue

49 Young Farmers More Likely To Have Livestock Or Dairy Percent of respondents Do you have any dairy or livestock in your operation? % % 49% 52% 43% 54% 53% 46% 52% Overall Under 50 years old 50 years and older Age

50 Decision Making Roles Are Similar From Wave to Wave Percent of respondents What is your decision making role? % 16% 32% 45% Sole Joint Primary Recommend 11% 1 13% 13% 38% 41% 38% 36% Wave of Data Collection

51 Thank You. This information is property of the National Association of Farm Broadcasting. Written permission to reproduce and use is required. Please contact the NAFB office, NAFB.com 2015 National Association of Farm Broadcasting

Income from U.S. Government Obligations

Income from U.S. Government Obligations Baird s ----------------------------------------------------------------------------------------------------------------------------- --------------- Enclosed is the 2017 Tax Form for your account with

More information

Pay Frequency and Final Pay Provisions

Pay Frequency and Final Pay Provisions Pay Frequency and Final Pay Provisions State Pay Frequency Minimum Final Pay Resign Final Pay Terminated Alabama Bi-weekly or semi-monthly No Provision No Provision Alaska Semi-monthly or monthly Next

More information

Union Members in New York and New Jersey 2018

Union Members in New York and New Jersey 2018 For Release: Friday, March 29, 2019 19-528-NEW NEW YORK NEW JERSEY INFORMATION OFFICE: New York City, N.Y. Technical information: (646) 264-3600 BLSinfoNY@bls.gov www.bls.gov/regions/new-york-new-jersey

More information

Kentucky , ,349 55,446 95,337 91,006 2,427 1, ,349, ,306,236 5,176,360 2,867,000 1,462

Kentucky , ,349 55,446 95,337 91,006 2,427 1, ,349, ,306,236 5,176,360 2,867,000 1,462 TABLE B MEMBERSHIP AND BENEFIT OPERATIONS OF STATE-ADMINISTERED EMPLOYEE RETIREMENT SYSTEMS, LAST MONTH OF FISCAL YEAR: MARCH 2003 Beneficiaries receiving periodic benefit payments Periodic benefit payments

More information

State Individual Income Taxes: Personal Exemptions/Credits, 2011

State Individual Income Taxes: Personal Exemptions/Credits, 2011 Individual Income Taxes: Personal Exemptions/s, 2011 Elderly Handicapped Blind Deaf Disabled FEDERAL Exemption $3,700 $7,400 $3,700 $7,400 $0 $3,700 $0 $0 $0 $0 Alabama Exemption $1,500 $3,000 $1,500 $3,000

More information

Annual Costs Cost of Care. Home Health Care

Annual Costs Cost of Care. Home Health Care 2017 Cost of Care Home Health Care USA National $18,304 $47,934 $114,400 3% $18,304 $49,192 $125,748 3% Alaska $33,176 $59,488 $73,216 1% $36,608 $63,492 $73,216 2% Alabama $29,744 $38,553 $52,624 1% $29,744

More information

Checkpoint Payroll Sources All Payroll Sources

Checkpoint Payroll Sources All Payroll Sources Checkpoint Payroll Sources All Payroll Sources Alabama Alaska Announcements Arizona Arkansas California Colorado Connecticut Source Foreign Account Tax Compliance Act ( FATCA ) Under Chapter 4 of the Code

More information

Sales Tax Return Filing Thresholds by State

Sales Tax Return Filing Thresholds by State Thanks to R&M Consulting for assistance in putting this together Sales Tax Return Filing Thresholds by State State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Filing Thresholds

More information

Undocumented Immigrants are:

Undocumented Immigrants are: Immigrants are: Current vs. Full Legal Status for All Immigrants Appendix 1: Detailed State and Local Tax Contributions of Total Immigrant Population Current vs. Full Legal Status for All Immigrants

More information

Federal Rates and Limits

Federal Rates and Limits Federal s and Limits FICA Social Security (OASDI) Base $118,500 Medicare (HI) Base No Limit Social Security (OASDI) Percentage 6.20% Medicare (HI) Percentage Maximum Employee Social Security (OASDI) Withholding

More information

Termination Final Pay Requirements

Termination Final Pay Requirements State Involuntary Termination Voluntary Resignation Vacation Payout Requirement Alabama No specific regulations currently exist. No specific regulations currently exist. if the employer s policy provides

More information

AIG Benefit Solutions Producer Licensing and Appointment Requirements by State

AIG Benefit Solutions Producer Licensing and Appointment Requirements by State 3600 Route 66, Mail Stop 4J, Neptune, NJ 07754 AIG Benefit Solutions Producer Licensing and Appointment Requirements by State As an industry leader in the group insurance benefits market, AIG is firmly

More information

State Corporate Income Tax Collections Decline Sharply

State Corporate Income Tax Collections Decline Sharply Corporate Income Tax Collections Decline Sharply Nicholas W. Jenny and Donald J. Boyd The Rockefeller Institute Fiscal News: Vol. 1, No. 3 July 26, 2001 According to a report from the Congressional Budget

More information

State Income Tax Tables

State Income Tax Tables ALABAMA 1 st $1,000... 2% Next 5,000... 4% Over 6,000... 5% ALASKA... 0% ARIZONA 1 1 st $10,000... 2.87% Next 15,000... 3.2% Next 25,000... 3.74% Next 100,000... 4.72% Over 150,000... 5.04% ARKANSAS 1

More information

The Effect of the Federal Cigarette Tax Increase on State Revenue

The Effect of the Federal Cigarette Tax Increase on State Revenue FISCAL April 2009 No. 166 FACT The Effect of the Federal Cigarette Tax Increase on State Revenue By Patrick Fleenor Today the federal cigarette tax will rise from 39 cents to $1.01 per pack. The proceeds

More information

Impacts of Prepayment Penalties and Balloon Loans on Foreclosure Starts, in Selected States: Supplemental Tables

Impacts of Prepayment Penalties and Balloon Loans on Foreclosure Starts, in Selected States: Supplemental Tables THE UNIVERSITY NORTH CAROLINA at CHAPEL HILL T H E F R A N K H A W K I N S K E N A N I N S T I T U T E DR. MICHAEL A. STEGMAN, DIRECTOR T 919-962-8201 OF PRIVATE ENTERPRISE CENTER FOR COMMUNITY CAPITALISM

More information

EBRI Databook on Employee Benefits Chapter 6: Employment-Based Retirement Plan Participation

EBRI Databook on Employee Benefits Chapter 6: Employment-Based Retirement Plan Participation EBRI Databook on Employee Benefits Chapter 6: Employment-Based Retirement Plan Participation UPDATED July 2014 This chapter looks at the percentage of American workers who work for an employer who sponsors

More information

The Costs and Benefits of Half a Loaf: The Economic Effects of Recent Regulation of Debit Card Interchange Fees. Robert J. Shapiro

The Costs and Benefits of Half a Loaf: The Economic Effects of Recent Regulation of Debit Card Interchange Fees. Robert J. Shapiro The Costs and Benefits of Half a Loaf: The Economic Effects of Recent Regulation of Debit Card Interchange Fees Robert J. Shapiro October 1, 2013 The Costs and Benefits of Half a Loaf: The Economic Effects

More information

Fingerprint, Biographical Affidavit and Third-Party Verification Reports Requirements

Fingerprint, Biographical Affidavit and Third-Party Verification Reports Requirements Updates to the State Specific Information Fingerprint, Biographical Affidavit and Third-Party Verification Reports Requirements State Requirements For Licensure Requirements After Licensure (Non-Domestic)

More information

The table below reflects state minimum wages in effect for 2014, as well as future increases. State Wage Tied to Federal Minimum Wage *

The table below reflects state minimum wages in effect for 2014, as well as future increases. State Wage Tied to Federal Minimum Wage * State Minimum Wages The table below reflects state minimum wages in effect for 2014, as well as future increases. Summary: As of Jan. 1, 2014, 21 states and D.C. have minimum wages above the federal minimum

More information

Mapping the geography of retirement savings

Mapping the geography of retirement savings of savings A comparative analysis of retirement savings data by state based on information gathered from over 60,000 individuals who have used the VoyaCompareMe online tool. Mapping the geography of retirement

More information

Federal Registry. NMLS Federal Registry Quarterly Report Quarter I

Federal Registry. NMLS Federal Registry Quarterly Report Quarter I Federal Registry NMLS Federal Registry Quarterly Report 2012 Quarter I Updated June 6, 2012 Conference of State Bank Supervisors 1129 20 th Street, NW, 9 th Floor Washington, D.C. 20036-4307 NMLS Federal

More information

FAPRI Analysis of Dairy Policy Options for the 2002 Farm Bill Conference

FAPRI Analysis of Dairy Policy Options for the 2002 Farm Bill Conference FAPRI Analysis of Dairy Policy Options for the 2002 Farm Bill Conference FAPRI-UMC Report #04-02 April 11, 2002 Food and Agricultural Policy Research Institute University of Missouri 101 South Fifth Street

More information

ATHENE Performance Elite Series of Fixed Index Annuities

ATHENE Performance Elite Series of Fixed Index Annuities Rates Effective August 8, 05 ATHE Performance Elite Series of Fixed Index Annuities State Availability Alabama Alaska Arizona Arkansas Product Montana Nebraska Nevada New Hampshire California PE New Jersey

More information

Motor Vehicle Sales/Use, Tax Reciprocity and Rate Chart-2005

Motor Vehicle Sales/Use, Tax Reciprocity and Rate Chart-2005 The following is a Motor Vehicle Sales/Use Tax Reciprocity and Rate Chart which you may find helpful in determining the Sales/Use Tax liability of your customers who either purchase vehicles outside of

More information

Ability-to-Repay Statutes

Ability-to-Repay Statutes Ability-to-Repay Statutes FEDERAL ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA STATUTE Truth in Lending, Regulation Z Consumer Credit Secure and Fair Enforcement for Bankers, Brokers, and Loan Originators

More information

NOTICE TO MEMBERS CANADIAN DERIVATIVES CORPORATION CANADIENNE DE. Trading by U.S. Residents

NOTICE TO MEMBERS CANADIAN DERIVATIVES CORPORATION CANADIENNE DE. Trading by U.S. Residents NOTICE TO MEMBERS CANADIAN DERIVATIVES CORPORATION CANADIENNE DE CLEARING CORPORATION COMPENSATION DE PRODUITS DÉRIVÉS NOTICE TO MEMBERS No. 2002-013 January 28, 2002 Trading by U.S. Residents This is

More information

Fingerprint and Biographical Affidavit Requirements

Fingerprint and Biographical Affidavit Requirements Updates to the State-Specific Information Fingerprint and Biographical Affidavit Requirements State Requirements For Licensure Requirements After Licensure (Non-Domestic) Alabama NAIC biographical affidavit

More information

PAY STATEMENT REQUIREMENTS

PAY STATEMENT REQUIREMENTS PAY MENT 2017 PAY MENT Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia No generally applicable wage payment law for private employers. Rate

More information

MEDICAID BUY-IN PROGRAMS

MEDICAID BUY-IN PROGRAMS MEDICAID BUY-IN PROGRAMS Under federal law, states have the option of creating Medicaid buy-in programs that enable employed individuals with disabilities who make more than what is allowed under Section

More information

Overview of Sales Tax Exemptions for Agricultural Producers in the United States

Overview of Sales Tax Exemptions for Agricultural Producers in the United States Overview of Sales Tax Exemptions for Agricultural Producers in the United States Dr. Wayne P. Miller Tyler R. Knapp November 2017 Draft Not for publication or quotation The University of Arkansas System

More information

2012 RUN Powered by ADP Tax Changes

2012 RUN Powered by ADP Tax Changes 2012 RUN Powered by ADP Tax Changes Dear Valued ADP Client, Beginning with your first payroll with checks dated in 2012, you and your employees may notice changes in your paychecks due to updated 2012

More information

Understanding Oregon s Throwback Rule for Apportioning Corporate Income

Understanding Oregon s Throwback Rule for Apportioning Corporate Income Understanding Oregon s Throwback Rule for Apportioning Corporate Income Senate Interim Committee on Finance and Revenue January 12, 2018 2 Apportioning Corporate Income Apportionment is a method of dividing

More information

Q Homeowner Confidence Survey Results. May 20, 2010

Q Homeowner Confidence Survey Results. May 20, 2010 Q1 2010 Homeowner Confidence Survey Results May 20, 2010 The Zillow Homeowner Confidence Survey is fielded quarterly to determine the confidence level of American homeowners when it comes to the value

More information

Do you charge an expedite fee for online filings?

Do you charge an expedite fee for online filings? Topic: Expedite Fees and Online Filings Question by: Allison A. DeSantis : Ohio Date: March 14, 2012 Manitoba Corporations Canada Alabama Alaska Arizona Yes. The expedite fee is $35. We currently offer

More information

Q309 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of September 30, 2009

Q309 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of September 30, 2009 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION Q309 Data as of September 30, 2009 2009 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are

More information

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties United States Department of Agriculture Farm and Foreign Agricultural Services Risk Management Agency Beacon Facility Mail Stop 0801 P.O. Box 419205 Kansas City, MO 64141-6205 15, 2011 INFORMATIONAL MEMORANDUM:

More information

Media Alert. First American CoreLogic Releases Q3 Negative Equity Data

Media Alert. First American CoreLogic Releases Q3 Negative Equity Data Contact Information Below Media Alert First American CoreLogic Releases Q3 Negative Equity Data First American CoreLogic, the first company to develop a national, state and city-level negative equity report,

More information

Q209 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of June 30, 2009

Q209 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of June 30, 2009 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION Q209 Data as of June 30, 2009 2009 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are from

More information

DFA INVESTMENT DIMENSIONS GROUP INC. DIMENSIONAL INVESTMENT GROUP INC. Institutional Class Shares January 2018

DFA INVESTMENT DIMENSIONS GROUP INC. DIMENSIONAL INVESTMENT GROUP INC. Institutional Class Shares January 2018 DFA INVESTMENT DIMENSIONS GROUP INC. DIMENSIONAL INVESTMENT GROUP INC. Institutional Class Shares January 2018 Supplementary Tax Information 2017 The following supplementary information may be useful in

More information

DATA AS OF SEPTEMBER 30, 2010

DATA AS OF SEPTEMBER 30, 2010 NATIONAL DELINQUENCY SURVEY Q3 2010 DATA AS OF SEPTEMBER 30, 2010 2010 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are from a proprietary paid subscription

More information

2014 STATE AND FEDERAL MINIMUM WAGES HR COMPLIANCE CENTER

2014 STATE AND FEDERAL MINIMUM WAGES HR COMPLIANCE CENTER 2014 STATE AND FEDERAL MINIMUM WAGES HR COMPLIANCE CENTER The federal Fair Labor Standards Act (FLSA), which applies to most employers, establishes minimum wage and overtime requirements for the private

More information

What is your New Financing Statement Fee? What is your Amendment Fee (include termination fee if a different amount)?

What is your New Financing Statement Fee? What is your Amendment Fee (include termination fee if a different amount)? Topic: UCC Filing Fee Information Question By: Tana Gormely Jurisdiction: Montana Date: 03 April 2012 Jurisdiction Alabama Alaska Arizona Arkansas California Question(s) What is your New Financing Statement

More information

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties United States Department of Agriculture Farm Production and Conservation Risk Management Agency Beacon Facility Mail Stop 080 P.O. Box 49205 Kansas City, MO 644-6205 9, 208 INFORMATIONAL MEMORANDUM: PM-8-047

More information

Aetna Individual Direct Pay Commissions Schedule

Aetna Individual Direct Pay Commissions Schedule Aetna Individual Direct Pay Commissions Schedule Cards Issued Broker Rate Broker Tier Per Year 1st Yr 2nd Yr 3+ Yrs Levels 11-Jan 4.00% 4.00% 3.00% Bronze 24-Dec 6.00% 4.00% 3.00% Silver 25-49 8.00% 4.00%

More information

Nation s Uninsured Rate for Children Drops to Another Historic Low in 2016

Nation s Uninsured Rate for Children Drops to Another Historic Low in 2016 Nation s Rate for Children Drops to Another Historic Low in 2016 by Joan Alker and Olivia Pham The number of uninsured children nationwide dropped to another historic low in 2016 with approximately 250,000

More information

Recourse for Employees Misclassified as Independent Contractors Department for Professional Employees, AFL-CIO

Recourse for Employees Misclassified as Independent Contractors Department for Professional Employees, AFL-CIO Recourse for Employees Misclassified as Independent Contractors Department for Professional Employees, AFL-CIO State Relevant Agency Contact Information Online Resources Online Filing Alabama Department

More information

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties

All Approved Insurance Providers All Risk Management Agency Field Offices All Other Interested Parties United States Department of Agriculture Farm Production and Conservation Risk Management Agency March, 208 INFORMATIONAL MEMORANDUM: PM-8-04 TO: All Approved Insurance Providers All Risk Management Agency

More information

S T A T E TURNING THE TABLES ON PLAINTIFFS IN TRUCKING LITIGATION APRIL 26 27, 2018 CHICAGO, IL. DRI Will Submit Credit For You To Your State Agency

S T A T E TURNING THE TABLES ON PLAINTIFFS IN TRUCKING LITIGATION APRIL 26 27, 2018 CHICAGO, IL. DRI Will Submit Credit For You To Your State Agency A d j u s t e r C r e d i t C E I n f o r m a t i o n TURNING THE TABLES ON PLAINTIFFS IN TRUCKING LITIGATION APRIL 26 27, 2018 CHICAGO, IL Delaware Georgia Louisiana Mississippi New Hampshire North Carolina

More information

Required Training Completion Date. Asset Protection Reciprocity

Required Training Completion Date. Asset Protection Reciprocity Completion Alabama Alaska Arizona Arkansas California State Certification: must complete initial 16 hours (8 hrs of general LTC CE and 8 hrs of classroom-only CE specifically on the CA for LTC prior to

More information

TA X FACTS NORTHERN FUNDS 2O17

TA X FACTS NORTHERN FUNDS 2O17 TA X FACTS 2O17 Northern Funds Tax Facts provides specific information about your Northern Funds investment income and capital gain distributions for 2017. If you have any questions about how to apply

More information

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included)

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included) A d j u s t e r C r e d i t C E I n f o r m a t i o n INSURANCE COVERAGE AND CLAIMS INSTITUTE APRIL 3 5, 2019 CHICAGO, IL Delaware Georgia Louisiana Mississippi New Hampshire North Carolina (hours ethics

More information

Residual Income Requirements

Residual Income Requirements Residual Income Requirements ytzhxrnmwlzh Ch. 4, 9-e: Item 44, Balance Available for Family Support (04/10/09) Enter the appropriate residual income amount from the following tables in the guideline box.

More information

STATE AND FEDERAL MINIMUM WAGES

STATE AND FEDERAL MINIMUM WAGES 2017 STATE AND FEDERAL MINIMUM WAGES STATE AND FEDERAL MINIMUM WAGES The federal Fair Labor Standards Act (FLSA) establishes minimum wage and overtime requirements for most employers in the private sector

More information

Metrics and Measurements for State Pension Plans. November 17, 2016 Greg Mennis

Metrics and Measurements for State Pension Plans. November 17, 2016 Greg Mennis Metrics and Measurements for State Pension Plans November 17, 2016 Greg Mennis Fiscal Sustainability Metrics Net Amortization Measures whether contributions are sufficient to reduce pension debt if plan

More information

Forecasting State and Local Government Spending: Model Re-estimation. January Equation

Forecasting State and Local Government Spending: Model Re-estimation. January Equation Forecasting State and Local Government Spending: Model Re-estimation January 2015 Equation The REMI government spending estimation assumes that the state and local government demand is driven by the regional

More information

White Paper 2018 STATE AND FEDERAL MINIMUM WAGES

White Paper 2018 STATE AND FEDERAL MINIMUM WAGES White Paper STATE AND FEDERAL S White Paper STATE AND FEDERAL S The federal Fair Labor Standards Act (FLSA) establishes minimum wage and overtime requirements for most employers in the private sector and

More information

S T A T E INSURANCE COVERAGE AND PRACTICE SYMPOSIUM DECEMBER 7 8, 2017 NEW YORK, NY. DRI Will Submit Credit For You To Your State Agency

S T A T E INSURANCE COVERAGE AND PRACTICE SYMPOSIUM DECEMBER 7 8, 2017 NEW YORK, NY. DRI Will Submit Credit For You To Your State Agency A d j u s t e r C r e d i t C E I n f o r m a t i o n INSURANCE COVERAGE AND PRACTICE SYMPOSIUM DECEMBER 7 8, 2017 NEW YORK, NY Delaware Pending Georgia Pending Louisiana Pending Mississippi 12.00 New

More information

8, ADP,

8, ADP, 2013 Tax Changes Beginning with your first payroll with checks dated in 2013, employees may notice changes in their paychecks due to updated 2013 federal and state tax requirements. This document will

More information

If the foreign survivor of the merger is on the record what do you require?

If the foreign survivor of the merger is on the record what do you require? Topic: Question by: : Foreign Mergers Tracy M. Sebranek Maine Date: December 17, 2013 Manitoba Corporations Canada Alabama Alaska Arizona We require only a certified copy of the merger documents, as long

More information

MINIMUM WAGE WORKERS IN HAWAII 2013

MINIMUM WAGE WORKERS IN HAWAII 2013 WEST INFORMATION OFFICE San Francisco, Calif. For release Wednesday, June 25, 2014 14-898-SAN Technical information: (415) 625-2282 BLSInfoSF@bls.gov www.bls.gov/ro9 Media contact: (415) 625-2270 MINIMUM

More information

# of Credit Unions As of March 31, 2011

# of Credit Unions As of March 31, 2011 # of Credit Unions # of Credit Unins # of Credit Unions As of March 31, 2011 8,600 8,400 8,200 8,000 8,478 8,215 7,800 7,909 7,600 7,400 7,651 7,442 7,200 7,000 6,800 # of Credit Unions -Trend By Asset-Based

More information

State Minimum Wage Chart (See below for Local/City Minimum Wage Chart)

State Minimum Wage Chart (See below for Local/City Minimum Wage Chart) State Current Minimum Wage State Minimum Wage Chart (See below for Local/City Minimum Wage Chart) Maximum Tip Credit Allowed for Tipped Employees Federal $7.25 $5.12 $2.13 Minimum Cash Wage for Tipped

More information

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included)

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included) A d j u s t e r C r e d i t C E I n f o r m a t i o n STRIKING BACK AGAINST THE REPTILE IN MEDICAL MALPRACTICE AND LONG TERM CARE CASES JUNE 13, 2018 CHICAGO, IL S T A T E Delaware Georgia Louisiana Mississippi

More information

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. Pending. DRI Will Submit Credit For You To Your State Agency.

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. Pending. DRI Will Submit Credit For You To Your State Agency. A d j u s t e r C r e d i t C E I n f o r m a t i o n STRIKING BACK AGAINST THE REPTILE IN MEDICAL MALPRACTICE AND LONG TERM CARE CASES JUNE 13, 2018 CHICAGO, IL P O S T S E M I N A R A C T I O N Delaware

More information

State Social Security Income Pension Income State computation not based on federal. Social Security benefits excluded from taxable income.

State Social Security Income Pension Income State computation not based on federal. Social Security benefits excluded from taxable income. State Tax Treatment of Social Security, Pension Income The following CCH analysisi provides a general overview of how states treat income from Social Security and pensions for the 2013 tax year unless

More information

State Tax Treatment of Social Security, Pension Income

State Tax Treatment of Social Security, Pension Income State Tax Treatment of Social Security, Pension Income The following chart Provides a general overview of how states treat income from Social Security and pensions for the 2016 tax year unless otherwise

More information

Mutual Fund Tax Information

Mutual Fund Tax Information 2008 Mutual Fund Tax Information We have provided this information as a service to our shareholders. Thornburg Investment Management cannot and does not give tax or accounting advice. If you have further

More information

STATE MINIMUM WAGES 2017 MINIMUM WAGE BY STATE

STATE MINIMUM WAGES 2017 MINIMUM WAGE BY STATE STATE MINIMUM WAGES 2017 MINIMUM WAGE BY STATE The table below, created by the National Conference of State Legislatures (NCSL), reflects current state minimum wages in effect as of January 1, 2017, as

More information

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included)

A d j u s t e r C r e d i t C E I n f o r m a t i o n S T A T E. DRI Will Submit Credit For You To Your State Agency. (hours ethics included) A d j u s t e r C r e d i t C E I n f o r m a t i o n NURSING HOME/ALF LITIGATION SEPTEMBER 13 14, 2018 NEW ORLEANS, LA Delaware Georgia Louisiana Mississippi New Hampshire North Carolina (hours ethics

More information

Mutual Fund Tax Information

Mutual Fund Tax Information Mutual Fund Tax Information We have provided this information as a service to our shareholders. Thornburg Investment Management cannot and does not give tax or accounting advice. If you have further questions

More information

ADDITIONAL REQUIRED TRAINING before proceeding. Annuity Carrier Specific Product Training

ADDITIONAL REQUIRED TRAINING before proceeding. Annuity Carrier Specific Product Training American Equity REQUIRED CARRIER SPECIFIC TRAINING (CST) INSTRUCTIONS Annuity Carrier Specific Product Training and state mandated NAIC Annuity Training (see STATE ANNUITY SUITABILITY TRAINING REQUIREMENT

More information

Tax Recommendations and Actions in Other States. Joel Michael House Research Department June 9, 2011

Tax Recommendations and Actions in Other States. Joel Michael House Research Department June 9, 2011 Tax Recommendations and Actions in Other States Joel Michael House Research Department June 9, 2011 Governors FY 2012 Recommendations 12 governors recommend net revenue (tax and fee) increases 12 governors

More information

J.P. Morgan Funds 2018 Distribution Notice

J.P. Morgan Funds 2018 Distribution Notice J.P. Morgan Funds 2018 Distribution Notice To assist you in preparing your 2018 Tax returns, we re pleased to provide this distribution notice for your J.P.Morgan Fund investment. If you are unclear about

More information

IMPORTANT TAX INFORMATION

IMPORTANT TAX INFORMATION IMPORTANT TAX INFORMATION The following information about your enclosed 1099-DIV from s should be used when preparing your 2017 tax return. Form 1099-DIV reports dividends, exempt-interest dividends, capital

More information

Child Care Assistance Spending and Participation in 2016

Child Care Assistance Spending and Participation in 2016 Policy solutions that work for low-income people Child Care Assistance Spending and Participation in 2016 i Background The Child Care and Development Block Grant (CCDBG) is the primary federal funding

More information

S T A T E MEDICAL LIABILITY AND HEALTH CARE LAW MARCH 2 3, 2017 LAS VEGAS, NV. DRI Will Submit Credit For You To Your State Agency

S T A T E MEDICAL LIABILITY AND HEALTH CARE LAW MARCH 2 3, 2017 LAS VEGAS, NV. DRI Will Submit Credit For You To Your State Agency A d j u s t e r C r e d i t C E I n f o r m a t i o n MEDICAL LIABILITY AND HEALTH CARE LAW MARCH 2 3, 2017 LAS VEGAS, NV Delaware Pending Georgia 12.00 Louisiana Pending Mississippi 13.00 New Hampshire

More information

SECTION 109 HOST STATE LOAN-TO-DEPOSIT RATIOS. The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance

SECTION 109 HOST STATE LOAN-TO-DEPOSIT RATIOS. The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance SECTION 109 HOST STATE LOAN-TO-DEPOSIT RATIOS The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (the agencies)

More information

The 2017 CHP Salary Survey

The 2017 CHP Salary Survey The 2017 CHP Salary Survey Gary Lauten, CHP, AAHP Niche Analyst Introduction The 2017 certified health physicist (CHP) survey data was collected by having CHPs submit their responses to survey questions

More information

Providing Subprime Consumers with Access to Credit: Helpful or Harmful? James R. Barth Auburn University

Providing Subprime Consumers with Access to Credit: Helpful or Harmful? James R. Barth Auburn University Providing Subprime Consumers with Access to Credit: Helpful or Harmful? James R. Barth Auburn University FICO Scores: Identifying Subprime Consumers Category FICO Score Range Super-prime 740 and Higher

More information

Fresh Fruit and Vegetable Program: Allocation of Funds for School Year Regional Directors Special Nutrition Programs All Regions

Fresh Fruit and Vegetable Program: Allocation of Funds for School Year Regional Directors Special Nutrition Programs All Regions United States Department of Agriculture Food and Nutrition Service DATE: April 22, 2015 MEMO CODE: SP 34-2015 3101 Park Center Drive Alexandria, VA 22302-1500 SUBJECT: TO: Fresh Fruit and Vegetable Program:

More information

Minimum Wage Laws in the States - April 3, 2006

Minimum Wage Laws in the States - April 3, 2006 1 of 15 Wage Laws in the States - April 3, 2006 Note: Where Federal and state law have different minimum wage rates, the higher standard applies. Wage and Overtime Standards Applicable to Nonsupervisory

More information

Chapter D State and Local Governments

Chapter D State and Local Governments Chapter D State and Local Governments State and Local Governments contains detailed information on the taxes, revenues, and expenditures of states and localities. The public finances of these two levels

More information

# of Credit Unions As of September 30, 2011

# of Credit Unions As of September 30, 2011 # of Credit Unions # of Credit Unions # of Credit Unions As of September 30, 2011 8,400 8,200 8,000 7,800 7,600 7,400 7,200 8,332 8,065 7,794 7,556 7,325 7,000 6,800 9,000 8,000 7,000 6,000 5,000 4,000

More information

How Much Would a State Earned Income Tax Credit Cost in Fiscal Year 2018?

How Much Would a State Earned Income Tax Credit Cost in Fiscal Year 2018? 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org Updated February 8, 2017 How Much Would a State Earned Income Tax Cost in Fiscal Year?

More information

MINIMUM WAGE WORKERS IN TEXAS 2016

MINIMUM WAGE WORKERS IN TEXAS 2016 For release: Thursday, May 4, 2017 17-488-DAL SOUTHWEST INFORMATION OFFICE: Dallas, Texas Contact Information: (972) 850-4800 BLSInfoDallas@bls.gov www.bls.gov/regions/southwest MINIMUM WAGE WORKERS IN

More information

Motor Vehicle Sales Tax Rates by State as of December 31, Motor Vehicles Sold in Florida to Residents of Another State

Motor Vehicle Sales Tax Rates by State as of December 31, Motor Vehicles Sold in Florida to Residents of Another State Tax Information Publication TIP No: 18A01-01 Date Issued: January 9, 2018 Motor Vehicle s by State as of December 31, 2017 Motor Vehicles Sold in Florida to Residents of Another State Florida law allows

More information

harvested. According to USDA, a crop year is the 12-month period starting with the month when the harvest of a specific crop typically begins.

harvested. According to USDA, a crop year is the 12-month period starting with the month when the harvest of a specific crop typically begins. 441 G St. N.W. Washington, DC 20548 May 18, 2018 The Honorable Charles E. Grassley Chairman Committee on the Judiciary United States Senate Farm Programs: Information on Payments Dear Mr. Chairman: For

More information

SUMMARY ANALYSIS OF THE SENATE AGRICULTURE COMMITTEE NUTRITION TITLE By Dorothy Rosenbaum and Stacy Dean

SUMMARY ANALYSIS OF THE SENATE AGRICULTURE COMMITTEE NUTRITION TITLE By Dorothy Rosenbaum and Stacy Dean 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org Revised November 2, 2007 SUMMARY ANALYSIS OF THE SENATE AGRICULTURE COMMITTEE NUTRITION

More information

ADDITIONAL REQUIRED TRAINING before proceeding. Annuity Carrier Specific Product Training

ADDITIONAL REQUIRED TRAINING before proceeding. Annuity Carrier Specific Product Training Reliance Standard REQUIRED CARRIER SPECIFIC TRAINING (CST) INSTRUCTIONS Annuity Carrier Specific Product Training and state mandated NAIC Annuity Training (see STATE ANNUITY SUITABILITY TRAINING REQUIREMENT

More information

Taxes and Economic Competitiveness. Dale Craymer President, Texas Taxpayers and Research Association (512)

Taxes and Economic Competitiveness. Dale Craymer President, Texas Taxpayers and Research Association (512) Taxes and Economic Competitiveness Dale Craymer President, Texas Taxpayers and Research Association (512) 472-8838 dcraymer@ttara.org www.ttara.org Presented to the Committee on Economic Competitiveness

More information

CATTLEMEN S BEEF PROMOTION AND RESEARCH BOARD. Financial Statements. September 30, 2017 and (With Independent Auditors Report Thereon)

CATTLEMEN S BEEF PROMOTION AND RESEARCH BOARD. Financial Statements. September 30, 2017 and (With Independent Auditors Report Thereon) Financial Statements (With Independent Auditors Report Thereon) CliftonLarsonAllen LLP CLAconnect.com INDEPENDENT AUDITORS REPORT Board of Directors Cattlemen's Beef Promotion and Research Board Centennial,

More information

Motor Vehicle Sales Tax Rates by State as of December 31, Motor Vehicles Sold in Florida to Residents of Another State

Motor Vehicle Sales Tax Rates by State as of December 31, Motor Vehicles Sold in Florida to Residents of Another State Tax Information Publication TIP No: 16A01-01R2 Date Issued: January 29, 2016 Date Revised: March 22, 2016 Motor Vehicle s by State as of December 31, 2015 Motor Vehicles Sold in Florida to Residents of

More information

CLE/CE Credit Pro cedure

CLE/CE Credit Pro cedure CLE/CE Credit Pro cedure D R I H a s G o n e D i g i t a l! To receive continuing legal education (CLE) and claims adjusters (CE) credit for your attendance at the DRI Insurance Coverage and Claims Institute,

More information

STATE AND FEDERAL MINIMUM WAGES

STATE AND FEDERAL MINIMUM WAGES www.thinkhr.com 2014 STATE AND FEDERAL MINIMUM WAGES s About ThinkHR ThinkHR provides brokers and their clients with easy and immediate access to expert HR advisors who will provide information and answers

More information

Motor Vehicle Sales Tax Rates by State as of January 1, Motor Vehicles Sold in Florida to Residents of Another State

Motor Vehicle Sales Tax Rates by State as of January 1, Motor Vehicles Sold in Florida to Residents of Another State Tax Information Publication TIP No: 16A01-24R2 Date Issued: December 28, 2016 Date Revised: July 7, 2017 Motor Vehicle s by State as of January 1, 2017 Motor Vehicles Sold in Florida to Residents of Another

More information

CLE/CE Credit Procedure

CLE/CE Credit Procedure CLE/CE Credit Procedure D R I H a s G o n e D i g i t a l! To receive continuing legal education (CLE) and claims adjusters (CE) credit for your attendance at the DRI Insurance Coverage and Claims Institute,

More information

Consumer Installment Loan Regulations - State

Consumer Installment Loan Regulations - State Alabama Yes State of Alabama Banking Department Code 5-18-1 et seq http://www.bank.state.al.us/faq_regarding _licensing.htm Alaska Yes Department of Commerce, Community and Economic Development, Consumer

More information

Insurer Participation on ACA Marketplaces,

Insurer Participation on ACA Marketplaces, November 2018 Issue Brief Insurer Participation on ACA Marketplaces, 2014-2019 Rachel Fehr, Cynthia Cox, Larry Levitt Since the Affordable Care Act health insurance marketplaces opened in 2014, there have

More information

The Starting Portfolio is divided into the following account types based on the proportions in your accounts. Cash accounts are considered taxable.

The Starting Portfolio is divided into the following account types based on the proportions in your accounts. Cash accounts are considered taxable. Overview Our Retirement Planner runs 5,000 Monte Carlo simulations to deliver a robust, personalized retirement projection. The simulations incorporate expected return and volatility, annual savings, income,

More information