LIVE YOUR IDEAL LIFE WITH PURPOSE JENSEN FINANCIAL PLANNING

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1 LIVE YOUR IDEAL LIFE WITH PURPOSE JENSEN FINANCIAL PLANNING

2 ENHANCING WEALTH CREATING INDEPENDENCE Your lifestyle edge What sets us apart JFP-iC Service Program JFP-SMSF Service Program Business & employee solutions At JFP our main purpose is to create individual strategic solutions that enhance your financial security. Our focus has always been on protecting your wealth now and long into the future. This demands tailoring astute financial insights and strategies to individual circumstances. WHAT MAKES US DIFFERENT IS YOU To achieve this we use our unique Lifetime Modeling System. This proactive approach is based on solid research, thorough analysis, sound judgement and forwardlooking strategies. We focus on your lifestyle goals rather than just finding a standard investment or superannuation package that conveniently fits. It all starts with a simple question: What life do you want to live? Every answer is different, which is why, we offer a diverse range of individual services. These include: I have been working with the JFP team for many years. Through personal adversity, JFP implemented strategies which ensured my financial goals were maintained. I wouldn t have been able to achieve this without their expert and sound advice received. Carolene Davis Retiree Estate & Goal Planning Investment Optimisation & Tax Minimisation Risk Protection Cash and Debt Management Self Managed Super Fund Management Intergenerational Wealth Transfer Secure Online Real-Time Portfolio Access Business and Employee Solutions You can also enjoy complete confidence and control by integrating all your financial affairs through the JFP-iC Service Program. Chris Jensen Managing Director We don t believe in simply applying a few predetermined investment models and processes to your circumstances. Our approach is far more considered and personal. Everything we do revolves around determining what works best for you across the lifecycle of your investments. At JFP, our business mindset is all about delivering individual service driven by progressive thinking. Chris Jensen Managing Director JFP 3 Your Your lifestyle lifestyle edge edge Contents Your lifestyle edge

3 WHAT SETS US APART IS OUR INDIVIDUAL CLIENT FOCUS Your What sets lifestyle us apart edge A TEAM OF SUBJECT MATTER EXPERTS Connecting you with extra financial confidence Accounting & Taxation 5 General Insurance Estate Planning Whilst dealing with the Jensen team, I have found them to be very customer focused and prepared to go the extra mile. Despite the GFC in the middle of my tenure with them, their financial advice and direction has been invaluable.i have now been able to bring forward my retirement plans by three years. Investment/ Wholesale Managed Funds JFP YOU SMSF Admin Experts Your What lifestyle sets us edge apart Gary Windsor Former Operational Director/ General Manager at Aggreko Mortgage Broker Wholesale Share Broker TRUSTED ADVISOR is proud to be recognised as a leader in the financial planning industry, winning the Best Client Servicing - Company category in the 2014 ifa (Independent Financial Adviser) Excellence Awards. IFA EXCELLENCE AWARDS WINNER 2014 BEST CLIENT SERVICING COMPANY ifa publisher Russell Stephenson, said the awards are a strong endorsement of the important work being conducted by independent and non-aligned advice professionals across the country, helping people to achieve their financial goals. Our approach of offering a clearly defined service, for a fixed fee, for a finite number of clients, with No commissions, No asset fees, No product rebates, creates NO BIAS...and a true non-conflicted service model that clients want. Chris Jensen JFP Managing Director Personal Banking DELIVERING CONSISTENCY FOR OVER 20 YEARS JFP was founded by Chris Jensen in A Deakin University Graduate and highly respected Certified Financial Planner, Chris has dedicated his practice to ensuring every client s lifestyle goals are progressively achieved over time. This has resulted in the consistent growth of the practice in both private and corporate sectors. The key to this success has been attracting a team of specialists with the same genuine desire to be at the forefront of the profession. Such highlevel professional values translate into a natural commitment to long-term relationships. FIIG Fixed Interest & Cash Input Specialists Lonsec Independent Research An example of JFP s pioneering and highly transparent approach is providing the option of a fixed fee to clients. This initiative was instigated well in advance of the recent changes to industry standards. Fee details are provided in writing and discussed with you before any implementation. Our fees are competitively priced to reflect the time and expertise required to achieve an optimal outcome.

4 JFP-iC SERVICE PROGRAM KEEPING YOUR ENTIRE FINANCIAL HOUSE IN ORDER Your JFP-iC lifestyle Service edge Program 7 JFP have been assisting my wife and I with the management of our personal financial affairs since Over this time we have been very impressed with the level of knowledge and professionalism shown by Chris and his staff. Despite having to cope with the GFC, their advice and thorough understanding of our situation has played a key part in us achieving our financial goals to date. They also assisted us in putting in place an appropriate estate plan. Our plans for the future are now on a very solid base and we would have no hesitation in recommending JFP. Now you can enjoy complete control while resting easy knowing your entire financial house is in order. This is what we had in mind when we designed the JFP- ic Service Program. For a fixed annual fee, your entire financial situation is reviewed three times a year against five critical reporting benchmarks. This enables you to do the things more important to you, while we assist in navigating your future financial pathway. This involves working closely with our subject matter experts to ensure everything is being comprehensively addressed and implemented accurately. The JFP ic Service Program is underpinned by the fulfilment of ten key deliverables. The areas covered include: Asset Monitoring & Cash Flow Management This includes the provision of updated Position Reports covering investment properties, rental valuations and tracking against your goals. Income Reporting This involves accurately reviewing your income position to prepare you to lodge your tax return, without delay or penalty. Estate Planning Reviewing all your estate planning wishes including Wills and Power of Attorney arrangements. A detailed Estate Checklist clearly identifies the flow of all your assets. Your JFP-iC lifestyle Sevice edge Program Ray Copland Director, Good Shepherd Aged Services YOUR PERSONAL ONLINE PORTAL Also included in this service is access to your own secure real-time management and reporting portal. This allows you to review your direct shares, property, term deposits, investment holdings and asset allocations at your leisure. It also allows you to house your important hard to find documents such as: insurance policies, wills, marriage certificates and trust deeds.

5 JFP-SMSF SERVICE PROGRAM CREATING MORE CONTROL AND FLEXIBILITY WITH FULL COMPLIANCE Your JFP-SMSF lifestyle Service edge Program SELF-MANAGED SUPER FUND STRUCTURE Trustee You Consolidated reporting 9 Cash Hub SAMPLE Super Fund Real time online access My wife and I were very pleased with how easy it was to set up our SMSF. JFP s work was very professional and it was completed in a very short time. Something which we believed was quite complex has become very much easier to understand. Lloyd Filer Principal Consultant & Director at Filer Consulting Direct Shares Quality ASX bluechip stocks. eg. NAB, CBA, Woolworths, Wesfarmers, Origin Energy, Telstra Yield target (growth, balanced, high yielding) JFP SMSF Service Reporting, Advice, Compliance, Administration Direct Term Deposits/Cash Choice of best Bank TD rate. eg. ANZ, CBA, ING, UBank, Rabo, etc. Independent Research and Advice Partners Direct Fixed Interest & International Funds Wholesale Managed funds/ Exchange Tradable Funds (ETFs) Other Investments Direct Property, Gold, Private Equity, Film, Art work etc. Your JFP-SMSF lifestyle Service edge Program Commsec Lonsec Morningstar FIIG, ING, Macquarie, UBank, All major banks Morning star, Lonsec, FIIG, Russell, Commsec Industry professional where required Self Managed Super Funds or SMSFs are one of the fastest growing wealth creation solutions in Australia. They are also increasingly subject to vigorous monitoring by the Australian Tax Office. This makes it imperative to have in place all the correct compliance and transaction procedures from day one. The JFP-SMSF Cash Flow Hub is a government guaranteed at call bank account. It is provided by a leading Australian bank and is monitored by JFP in conjunction with our allied financial partners. It s the focal point of all transactions within your SMSF. The Hub monitors and narrates your transactions; identifying various types of activity undertaken on a daily basis. This creates a consolidated account history of all your transactions. All data is automatically fed into your personal online portal; making money management seamless and organised in line with compliance demands. 8 WAYS TO MANAGE YOUR SUPER YOUR WAY Here s how JFP can help you confidently handle all your SMSF transactions and compliance requirements. 1. Performance Plan and Monitoring - Provision of independent performance reports and quarterly fund updates. 2. Online Portal Access - Secure online portal access to all your fund s investments. 3. Priority Investment Access - Priority access to Initial Public Offerings and other share offers. Our strong relationships often enable guaranteed allocations plus trading, at a direct broking wholesale administration rate. 4. Custodial Assistance - Ongoing assistance from an inhouse personal technical accountant. This includes secure accounting for all dividends, pension payments and transaction notes. 5. Compliance Guarantee - All your financial tranactions will be captured through the JFP- SMSF Cash Flow Hub, with full compliance guarantee.* 6. Designated Professionals - Access to your own JFP designated fund and paraplanning qualified accountant. 7. Training - SMSF Cash Flow Hub management and transaction training. 8. Bi - Annual Fund Health Check - Bi-annual fund update and compliance check. *Subject to condition in engagement letter

6 BUSINESS AND EMPLOYEE SOLUTIONS STREAMLINING COMPLEXITY ADDING VALUE Your lifestyle Business andedge employee solutions JFPs understanding of our business enabled our company to implement a risk program to provide protection and security for our staff. This enhanced employee benefit program has helped greatly in staff retention. 11 Business and employee Your lifestyle edge solutions Tom Rogacki Senior Consultant Louis Sciuto Finance Director, Cockram Construction Ltd We have been partnering with since Their proactive manner helped guide our business through a tender of our superannuation and insurance arrangements. This approach helped us control costs by ensuring we got the best value for our employee benefit spend. Neil O Sullivan Director of Finance, Nintendo Australia Pty Limited The provision of compulsory and discretionary employee benefits can be an expensive and time-consuming exercise. Keeping up with market trends, understanding your workforce s preferences and minimising administration time are just some of the challenges faced in developing a compelling employee benefits program. At JFP we start by clearly outlining your potential ROI from integrating such a program into your organisation s total rewards strategy. It is essential the program s design, policy terms, internal administration and communications are competitive and sustainable. This extends to a dedicated JFP consultant helping establish the right balance of financial relationship between employers and employees to achieve mutual success. Our specialist services in this area include: Delivering insightful and engaging workplace seminars for employees located throughout Australia. Reviewing company superannuation and group insurance arrangements. This includes tender management and ensuring compliance with regulatory and EBA requirements. Providing business succession planning including buy/sell agreements and key employee protection. Tailored financial planning based on a deep understanding of your existing employee benefits to help attract and retain key staff. Providing ongoing support and advice to the management team or policy committee on market trends and regulatory requirements. Comprehensive risk insurance management and advice. JENSEN FINANCIAL PLANNING To give your investments a more strategic direction and live the rewards of financial independence, call us now on Your first private consultation is free. Chris Jensen CFP Authorised Representative Number PO Box 18236, Collins Street East Vic or (03) enquiry@jensenfp.com.au ABN Corporate Authorised Representative No Aon Hewitt Financial Advice Ltd ABN , AFSL Suite 2, Level 1, 20 Collins Street, Melbourne, VIC 3000

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