COMPENSATION PLAN OVERVIEW

Transcription

1 COMPENSATION PLAN

2 COMPENSATION PLAN OVERVIEW REVISED FEBRUARY 27, 2018

3 YOR HEALTH INCOME DISCLOSURE STATEMENT At YOR Health we take great pride in our ethical business practices, and we invite anyone who would like to spread good health and work towards bettering the lives of your friends and family to join us. We go to great lengths to bring you the highest premium quality products to help you achieve optimal health and reach your financial goals. We also go beyond what is required of us to provide you with the details of our YOR Health Independent Representative (IR) Income Disclosure Statement so you can decide whether or not the YOR Health Opportunity is right for you. Certification Test: All YOR Health Independent Representatives are required to pass a Certification Test (CT) in order to participate in the YOR Health Compensation Plan. The following chart represents the average earnings of the ranks of YOR Health IRs and provides high, low, and average weekly income information, as well as annualized averages. ACTIVE INDEPENDENT REPRESENTATIVES (IR) PAID AS RANK % OF TOTAL IR 4-WEEK CYCLE INCOME (USD) MONTHS ACTIVE IN YOR HEALTH HIGH LOW AVERAGE HIGH LOW AVERAGE PROMOTER 71.17% $5, $0.05 $ K PROMOTER 18.33% $3, $0.40 $ SAPPHIRE 5.35% $4, $5.60 $ EMERALD 3.24% $7, $ $1, RUBY <1% $7, $ $2, DIAMOND <1% $8, $ $3, DOUBLE DIAMOND <1% $6, $2, $4, BLUE DIAMOND <1% $11, $4, $6, WHITE DIAMOND <1% $17, $6, $11, STAR WHITE DIAMOND <1% $30, $9, $19, STAR WHITE DIAMOND <1% $38, $21, $27, STAR WHITE DIAMOND <1% $42, $30, $38, The income statistics above include all YOR Health IRs who were paid commissions, bonuses and overrides generated from the YOR Health Comp Plan and/or Contests during the period of December 27, 2014 to December 22, 2017, at the above Paid As Ranks. An Active IR is defined as any person who: (1) executed a YOR Health IR Enrollment Application and Agreement; and (2) has earned at least one commission check. Note that this excludes IR who did not renew, any Select Customers and/or IRs whose relationships with YOR Health were revoked. An individual who has executed the YOR Health IR Enrollment Application and Agreement, but has not fulfilled criteria (2) above is not an Active IR. If, and only when, all criteria are satisfied does that person become an Active IR. Accordingly, the status of an individual can, and sometimes does, change throughout the course of a year. The figures on this chart do not necessarily represent the income, if any, that a YOR Health IR can or will earn by his/her participation in the YOR Health Compensation Plan. These figures should not be considered projections or guarantees of your actual earnings or profits. Any guarantee or implication of earnings is misleading. Your success with YOR Health results only from successful product sales. This will require hard work, diligence, commitment, and leadership and is dependent on how well you exercise these qualities. QUARTERLY DISCLOSURES AS OF 01/2018 THE NUMBER OF CURRENT YOR INDEPENDENT REPRESENTATIVES WHO HAVE NOT RECEIVED ANY COMMISSIONS, BONUSES OR OVERRIDES IS 1835 OR 45.3 OF SUCH INDEPENDENT REPRESENTATIVES. AS OF 01/2018 THE MEDIAN AMOUNT OF COMMISSIONS, BONUSES AND OVERRIDES RECEIVED BY ALL INDEPENDENT REPRESENTATIVES IN YOR IS $ OF ALL INDEPENDENT REPRESENTATIVES HAVE RECEIVED, IN THE AGGREGATE, LESS THAN OR EQUAL TO THIS AMOUNT OF ALL INDEPENDENT REPRESENTATIVES HAVE RECEIVED, IN THE AGGREGATE, MORE THAN THIS AMOUNT. AS OF 01/2018 THE AVERAGE AMOUNT OF COMMISSIONS, BONUSES AND OVERRIDES THAT HAVE BEEN RECEIVED BY ALL YOR INDEPENDENT REPRESENTATIVES IS $ ¹ Current YOR Independent Representatives represents Independent Representatives in the last 6 months from the date specified in the sentence. ² All Independent Representatives accounts for Independent Representatives since the launch of YOR Health. This Income Disclosure Statement is also downloadable from our website: V3.21 EN YORHEALTH

4 9STREAMS OF INCOME YOR Health Promoters, also known as Independent Representatives (IR,) have the opportunity to earn an income as a direct distributor of YOR Health s line of premium health products. The YOR Health Compensation Plan was designed to offer dynamic opportunities to earn income. Through weekly bonuses, monthly bonuses or long-term residual income, YOR Health s 9 Streams of Income has you covered. 1 RETAIL PROFITS 6 POWER LEVEL BONUS 2 PERSONAL CUSTOMER BONUS 7 LEADERSHIP BONUS 3 FAST START BONUS 8 LUXURY CAR BONUS 4 SPEED BONUS 9 MILLION DOLLAR BONUS 5 TEAM COMMISSIONS 1

5 GETTING STARTED The YOR Health Compensation Plan is designed to provide YOR Health Independent Representatives (IRs) an opportunity to own their own business through the successful sales of YOR Health products. To help you succeed and maximize the multiple streams of income that YOR Health has to offer, we have set minimum requirements and milestones for the various compensations and rank achievements. This structure will not only help you attain success, but to also maintain success in the long run. However, as with every business, one s own success is dependent on the successful implementation of hard work, diligence, commitment and leadership. UNDERSTANDING VOLUME Product Volume (PV) a company-assigned value for each product for commission purposes. Retail Product Volume (RPV) The Product Volume from an IR s product orders that are used for retail sale. Customer Product Volume (CPV) Product Volume generated from the product sales of your personally sponsored Select Customers, their personally sponsored Select Customers, and so on. Group Product Volume (GPV) The total Product Volume from product sales of SCs and IRs in your entire downline. Team Commission Volume (TCV) Group Product Volume generated under the Placement Tree used to calculate and generate Team Commission bonus. UNDERSTANDING MAINTENANCE You must be a maintained IR in order to earn any YOR Health Commissions. To be maintained, you must accumulate at least 100 RPV or 200 CPV* from products sales every 28 days. If at any time, you are not maintained, all volume will reset and new GPV will not be accumulated until maintenance has been fulfilled. Reset will be permanent after Friday at 11:59 pm (Pacific) of any week you are not maintained. Note: A new IR is automatically maintained for the first 28 days from the date of enrollment. *Maintain 200 RPV or 400 CPV every 28 days to eligible for higher ranks and maximize earning potential. 2

6 UNDERSTANDING RANKS Advance in rank to qualify for more commissions and bonuses. YOR HEALTH RANKS MAINTAIN RPV - OR - CPV GPV IN PT MAX GPV PER PTL MAINT. PTL Promoter K Promoter ,000-3 Sapphire ,000 3,600 3 Emerald ,500 7,500 3 Ruby ,000 15,000 3 Diamond ,000 24,000 3 Double Diamond ,000 36,000 3 Blue Diamond ,000 48,000 3 White Diamond ,000 90,000 3 REQUIREMENTS 1-Star White Diamond* Help 1 Promoter achieve WD in any of your PTL. 3 2-Star White Diamond* Help 2 Promoters achieve WD, each within a separate PTL. 3 3-Star White Diamond* Help 3 Promoters achieve WD, each within a separate PTL. 3 4-Star White Diamond* Help 4 Promoters achieve WD** 3 5-Star White Diamond* Help 5 Promoters achieve WD*** 3 Crown White Diamond* Help Promoters achieve 3-Star WD, 2-Star WD, and 1-Star WD, each in separate PTLs. 3 Double Crown White Diamond* Help 3 Promoters achieve 3-Star WD, each in separate PTLs. 3 Triple Crown White Diamond* Help 3 Promoters achieve 5-Star WD, each in separate PTLs Ranks are achieved through meeting the requirements within a 4-Week Cycle. 2 - In order to earn commissions and advance in rank, you must Maintain by accumulating the required Customer Product Volume (CPV) or Retail Product Volume (RPV) through product sales every 28 days. 3 - Maintained PTL are any legs in your Placement Tree (PT) with an IR maintaining at least 100 RPV or 200 CPV within a 4-Week Cycle. 4 - Total GPV of your Placement Tree (PT) within the 4-Week Cycle. 5 - Maximum of 6 of Total GPV Rank Requirement per PTL. * 1-Star WD and above must meet the previous rank requirements before advancing to the next rank. ** The 4th White Diamond can be on a separate 4th PTL, or within a PSL who is placed under an existing PTL with a White Diamond. Max of one White Diamond per PSL can count towards the Star White Diamond ranks. *** The 5th White Diamond can be on a separate 5th PTL, or within a PSL who is placed under an existing PTL with a White Diamond. Max of one White Diamond per PSL can count towards the Star White Diamond ranks. 3

7 RISING STAR To build upon the excitement of becoming a YOR Health Promoter, achieving Rising Star is your fast-track to 2K Promoter (the first Rank Advancement in our Compensation Plan). Once you become a Rising Star, you will automatically achieve the rank of 2K Promoter and complete the first requirement to qualify for the Luxury Car Bonus. HOW: There are two different ways to become a Rising Star. All requirements under either option must be completed within a new IR s first 28 days in business. Option 1 Option 2 1. Accumulate 2,000 GPV from product sales in your Placement Tree by either: a. Purchasing a Business Set of 500+ PV in a single transaction to retail and/or host parties AND accumulating the remaining 1,500 GPV from the product sales in your downline organization. - OR - b. Accumulating the entire 2,000 GPV from the product sales in your downline organization. 2. Generate three (3) maintained Placement Tree Legs (PTLs). Maintained PTLs are any legs in your Placement Tree with an IR maintaining at least 100 RPV or 200 CPV within a 4-Week Cycle. 1. Accumulate 2000 PV from product sales from your Personally Sponsored Registered Retail Customers (RRC), Select Customers (SC), and/or Promoters (Challenge sets, Business sets and personal orders apply) by either: a. Purchasing a Business Set of 500+ PV in a single transaction to retail and/or host parties AND accumulating the remaining 1,500 PV from the products sales to your Personally Sponsored RRCs, SCs and Promoters. - OR - b. Accumulating the entire 2,000 PV from the products sales to your Personally Sponsored RRCs, SCs and Promoters. UNDERSTANDING YOUR SPONSOR TREE & PLACEMENT TREE Both the Sponsor Tree and the Placement Tree are similar - they track the genealogy of all your personally sponsored SCs and IRs (collectively known as Personally Sponsored People or PSP) in your organization. The placement of your PSPs are not always the same in both trees. In the Sponsor Tree, everyone you personally sponsor is automatically placed on Level 1, also known as your frontline. In the Placement Tree, you control where you place your PSP. Use the Placement Tree to strategically build your organization. Building a successful organization will help you and your team advance in ranks, as well as maximize your Team Commissions. 4

8 UNDERSTANDING THE DIFFERENT TYPES OF LEVELS Each section of the YOR Health compensation plan may have a different definition for the term, levels. Use this guide below to understand the different meanings of levels. Sponsor Tree Levels Sponsor Tree levels refer to where you place Personally Sponsored People in your Sponsor Tree downline organization. Anyone you personally sponsor is your Level 1 (frontline), anyone they personally sponsor would be your Level 2, and so on. Placement Tree Levels This level is the number on which Select Customers and IRs are placed in your Placement Tree downline organization. People placed in your Placement Tree do not necessarily need to be part of your sponsor lineage. Anyone placed directly under you is your Level 1 (frontline), anyone placed directly underneath them is Level 2, and so on. Compressed Levels in Team Commissions (TC) If an IR is not Maintained, they are not eligible to receive a TC for that pay period; their level is considered, compressed. The TC bonus will be distributed through the Placement Tree to the next eligible IR. See Team Commissions for more details. Fast Start Bonus (FSB) Levels The term levels used in reference to Fast Start Bonuses applies to the distribution levels for Fast Start Bonuses. See Fast Start Bonus below for more details. UNDERSTANDING THE WAITING ROOM The Waiting Room is one of the biggest advantages of the YOR Health system. All new Personally Sponsored People (PSP) will be temporarily placed on your Level 1 (frontline) in your Placement Tree and will be held in your Waiting Room for 56 days (8 weeks) from the date of their enrollment. All PSP in the Waiting Room can still generate volume, earn commissions and earn rank achievements. If you decide to relocate your PSP from the Waiting Room, any unpaid volume they generate for that Cycle will move along with them. The Waiting Room can be a helpful tool in building your organization. As you accumulate volume from the people in your Waiting Room, you can then make strategic decisions on where they can best be placed. Avoid moving anyone from your Waiting Room until you have discussed your team structure and goals with your upline or someone that understands the strategy behind building a successful organization. It is recommended you ONLY move someone from your Waiting Room if they are about to expire or you absolutely have to move that person out. All moves are final. Once you move a PSP from your Waiting Room to your Placement Tree, they are locked in that position. If you do not move a PSP out of the Waiting Room within the 56 days (8 Weeks), that PSP will be permanently placed on your Level 1 (frontline). 5

9 1 RETAIL PROFITS Personally Sponsored Customers Based on Retail and Wholesale Price difference Based on maintenance of 7 Rule Pays every Week (for retail sales purchased by the SC directly online through YOR Health website) INTRO: As an Independent Representative (IR), you are eligible to purchase YOR Health products at the discounted Wholesale Price and re-sell the products at Retail Price, generating immediate profits (up to 37%) instantly*. Products sold online at Retail Price carry the same PV value as products sold at Wholesale Price. WHO: Independent Representatives HOW: Option 1: Purchase YOR Health products at discounted Wholesale Prices, re-sell the products to your customers at the Retail Price (not through the YOR Health website) and supply your customers with a detailed receipt of purchase**. This allows you to supply the products to your customers at the point of sale. Option 2: Register your customer as a Select Customer. When your personally sponsored Select Customer purchases YOR Health products at Retail Prices through the YOR Health website, you will earn the difference between Retail and Wholesale Price in your next weekly commission check. Online Retail Example: Your Customer buys a 360 Starter Set at Retail from the YOR Health website. 1.) Retail purchase price is $ ($ Wholesale) 2.) You EARN $ Retail Profit ($ $300.00). That s over a 37% profit! 3.) Plus, you EARN $22.00 PCB*** (1 of 220 PV) 4.) Plus, you EARN $11.00 Team Commissions (5% of 220 PV) Your commission total would be: $ ($ $ $11.00) from the online sale of a 360 Starter Set at Retail Price. * Profits are based off of YOR Health s 7 Rule: YOR Health requires a minimum of 7 of the inventory of the Independent Representative (IR) and their personally enrolled customers orders to be sold before purchase of additional product. ** Independent Representatives (IR) are required to provide all Retail and Select Customers with two (2) copies of an official YOR Health Sales Receipt specifying the date of sale, the amount of sale and the items purchased. *** The first 200 PV within every 4-week cycle and PV from Business Sets will not generate PCB. 2 PERSONAL CUSTOMER BONUS (PCB) Sponsor Tree Based on Customer Product Volume (CPV) and Retail Product Volume (RPV) up to 499PV Pays every Week INTRO: Earn commissions for acquiring customers and selling products to your personally sponsored customers, their personally sponsored customers, and up to 499 PV. The PCB may also include your Retail Product Volume (RPV) from non-first orders purchased through your own account for retail sales. (i.e. Your first order with RPV does not apply towards PCB). WHO: All maintained Independent Representatives 6 HOW: Accumulate your CPV and your non-first order RPV for up to 4 weeks, and each week your accumulative volume will qualify you for a PCB percentage for the new volume generated each week (see table below.) The more volume you accumulate the larger percentage you can earn. After four weeks, your accumulated volume will reset to zero and you can then start to accumulate again with a new 4-week cycle.

10 Note: PV does not generate PCB. Earn commissions from the sales of PV through the Fast Start Bonus (FSB.) Accumulated CPV & RPV PCB Allocated to TC ** % % * 10 *First accumulated 200 PV within every 4-week cycle and PV will not generate PCB. ** For further information on Team Commissions (TC), please see the TC Section. Example 1: New CPV/RPV Accum CPV/RPV PCB % Breakdown PAYOUT Week * ( *) 0* Week % (300 x 15%) $45 Week (500 x 2) $100 Week % (1200 x 25%) $300 Total: $445 * First 200 PV at the beginning of every 4-week cycle and PV do not generate PCB. Example 2: New CPV/RPV Accum CPV/RPV PCB % Breakdown PAYOUT Week ( * = 1000 $200* x 2) Week (300 x 2) $60 Week % (800 x 25%) $200 Week % (300 x 25%) $75 Total: $535 * First 200 PV at the beginning of every 4-week cycle and PV do not generate PCB. Example 3: New CPV/RPV Accum CPV/RPV PCB % Breakdown PAYOUT Week $0 Week $0 Week % ( * =300 x $45* 15%) Week % (1800 x 25%) $450 Total: $495 * First 200 PV at the beginning of every 4-week cycle and PV do not generate PCB. 7

11 53 FAST START BONUS (FSB) Sponsor Tree Based on Product Volume of PV Pays every Week FSB Distribution Chart Generation 1 and Overrides For All Countries (excluding AU) Generation 2 and Overrides TOTAL FSB PV Level 1 Promoter Level 2 2K Promoter Level 3 Sapphire Level 4 Emerald Level 5 Diamond Level 6 Blue Diamond Level 7 White Diamond+ Level 1 Emerald Level 2 Diamond Level 3 Blue Diamond Level 4 White Diamond+ PAYOUT 500 $50 $100 $115 $135 $160 $175 $185 $10 $20 $30 $40 $ $100 $200 $230 $270 $320 $350 $370 $20 $40 $60 $80 $ $200 $400 $460 $540 $640 $700 $740 $40 $80 $120 $160 $900 INTRO: As you build your team, FSB is created to help you and your sponsoring mentors earn through the sale of products to newly enrolled Independent Representatives in your Sponsor Tree. FSB on a 500+ PV purchase can generate up to $185 in Generation 1 and up to $40 in Generation 2, totaling up to $225 in FSB throughout your Sponsor Tree. WHO: HOW: All maintained Independent Representatives For 500+PV product orders purchased by new and existing IRs, a FSB is distributed up the Sponsor Tree to the eligible levels. As the FSB is distributed up through the Sponsor Tree, it looks for the next eligible rank. The amount of distribution for each level is determined by the FSB Distribution Chart below. The higher your Paid As Rank (PAR), the more you become eligible for. Starting from the sale of a set, the FSB moves upward to the next eligible rank; some ranks may get skipped for a FSB if their downline is a higher rank. Note: All PERSONAL 500+ PV orders placed by IRs who are within the first 28 days from enrollment will distribute a FSB up the Sponsor Tree, starting from their Sponsor. Any PERSONAL 500+ PV orders placed by IRs after their first 28 days from enrollment will distribute a FSB to the IR first, before being distributed up the Sponsor Tree. Levels: Fast Start Bonus Levels are bonus distribution levels. Fast Start Bonus Levels are determined by your Paid As Rank (PAR). FSB are only distributed one time per Level per Generation. If you are the upline sponsor and eligible to receive a FSB from the sale of a set by one of your downline sponsors, you will receive what you re eligible for minus what was already distributed before you. 8 Level 2 (2K Promoter) FSB Payouts for Rising Stars who meet the RS Requirements in 7 Days or Less: When you meet the Rising Star requirements in your first 7 Days of Business or Less, your FSB payout on your Personally Sponsored IRs within those 7 days will be increased to the Level 2 (2K Promoter) FSB payout.

12 Example of Rising Star in 7 Days or Less: FSB: $100 FSB: $100 $100 $100 Details: The newly-enrolled Promoter s 7-Day Rising Star period begins on the day he/she enrolls. To receive the Level 2 (2K Promoter) FSB payout, the new Promoter must achieve Rising Star Status in 7 days or less. After the 7th day has passed and the new Promoter has not completed the requirements of Rising Star, any Personally Sponsored IRs of 500+ PV during the 7-day period will pay the Level 1 (Promoter) FSB payout. FSBs during this 7-Day Rising Star period will be calculated and paid with the week in which the 7th day of the Promoter s 7-Day Rising Star period ends. Example: If you enrolled on Wednesday in Week 6, the 7th day from your enrollment date is Tuesday in Week 7. The FSB for your personally sponsored enrollment orders placed during that 7-day period will be generated with Week 7 commissions in order to optimize your potential FSB level. 54 SPEED BONUS (SB) Sponsor Tree Based on Product Volume From Personally Sponsored Enrollments Pays Every Week INTRO: As a reward for achieving Rising Star by sponsoring 3 enrollment orders of 500+ PV (each), we are offering up to a $1600 USD Speed Bonus. WHO: Promoters in their first 28 days of enrollment HOW: $400 Speed Bonus Requirements 1. Enroll with a 500+ PV Set. 2. Sponsor 3 or more who enroll with a 500+ PV order each within your first 28 days in business. 3. Must be a member of YOR Rewards to be eligible for the SB. Please visit for details. $800 Speed Bonus Requirements 1. Enroll with a PV Set. 2. Sponsor 3 or more who enroll with a PV order each within your first 28 days in business. 3. Must be a member of YOR Rewards to be eligible for the SB. Please visit for details. $1,600 Speed Bonus Requirements 1. Enroll with a PV Set 2. Sponsor 3 or more who enroll with a PV order each within your first 28 days of enrollment. 3. Must be a member of YOR Rewards to be eligible for the SB. Please visit for details. IMPORTANT: There are two ways to achieve Rising Star (see Rising Star section). Achieving Rising Star does not automatically pay out the Speed Bonus. You must still fulfill the SB requirements above to earn the bonus. 9

13 5 TEAM COMMISSIONS (TC) Placement Tree Based on Team Commissions Volume (TCV) Pays on the 4th week of each Cycle INTRO: Team Commissions allow you to earn from the commissionable online product purchases made by the SCs and IRs in your organization. TC not only rewards you for your own efforts, but also the efforts of your team. WHO: All maintained Independent Representatives HOW: Earn 5% of TCV in your unilevel Placement Tree. Team Commissions pay up to 8 levels, totaling up to 4 of the TCV. The higher your maintained Rank, the more levels you are eligible for. Team Commissions are only distributed one time per Paid Level. To maximize your earning potential, all IRs that are not Maintained are compressed and do not count as a Paid Level. SCs are compressed and do not count as a Paid Level. Paid Levels Promoter 2K Promoter Sapphire Emerald Ruby Diamond Double Diamond Blue Diamond & Above Level 1 5% 5% 5% 5% 5% 5% 5% 5% Level 2 5% 5% 5% 5% 5% 5% 5% 5% Level 3 5% 5% 5% 5% 5% 5% 5% Level 4 5% 5% 5% 5% 5% 5% 5% Level 5 5% 5% 5% 5% 5% Level 6 5% 5% 5% 5% 5% Level 7 5% 5% 5% Level 8 5% 10

14 Example: EMERALD TC BONUS Paid Level 1 5% Paid Level 2 5% Paid Level 3 Compressed because they are not a Maintained IR. 5% SC Compressed because SC do not count as Paid Level. Paid Level 4 5% Paid Level 5 5% Paid Level 6 5% Paid Level 7 Paid Level 8 Emeralds only eligible for 6 Paid Levels of TC. Emeralds only eligible for 6 Paid Levels of TC. Maintained Not Maintained 56 POWER LEVEL BONUS (PLB) Sponsor Tree Based on your downline s Team Commissions Pays on the 4th week of each Cycle INTRO: Build your organization beyond 8 levels and be rewarded through the Power Level Bonus. WHO: Maintained White Diamonds and Above HOW: Maintain the rank of White Diamond or above and earn of Team Commission Volume* on all Paid Levels you are not already earning a Team Commission. Earn an additional (total of 4%) on the first 8 Paid Levels of your 1st Generation White Diamond. Note: PLB does not pay on levels you are already earning a Team Commission. PLB pays through your 23rd Paid Level once you have a 2nd Generation WD, or up until your 3rd Generation WD, whichever comes first. *Excluding GPV from Orders over 500+ PV. 11

15 PLB Example 1: PLB Example 2: TC- Placement Tree PLB Sponsor Tree TC- Placement Tree PLB Sponsor Tree Paid Level Paid % Paid Level Paid % Paid Level Paid % Paid Level Paid % Level 1 5% Level 1 5% Level 2 5% Level 2 5% Level 3 5% Level 1 Your PSP Level 3 5% Level 4 5% Level 5 5% Level 6 5% Level 7 5% Level 8 5% Level 2 Level 3 Level 4 Level 5 Level 6 Level 7 Level 8 Level 9 Level 10 Level 11 Level 12 Level 13 1st Gen. WD 1st WD Paid Levels Level 4 5% Level 5 5% Level 6 5% Level 7 5% Level 8 5% Level 1 Level 2 Level 3 Level 4 Level 5 Level 6 Level 7 Level 8 Level 9 Level 10 Your PSP 1st Gen. WD 1st WD Paid Levels Level 14 Level 11 8 Level 15 Level 12 Level 16 Level 17 Level 18 Level 13 Level 14 Level 15 2nd Gen. WD Level 19 Level 16 Level 20 Level 17 Level 21 Level 18 Level 22 Level 19 Level 23 Level 20 Level 24 Level 21 Level 25+ Level 22 Level 23 Level 24 12

16 PLB Example 3: PLB Example 4: TC- Placement Tree PLB Sponsor Tree TC- Placement Tree PLB Sponsor Tree Paid Level Paid % Paid Level Paid % Paid Level Paid % Paid Level Paid % Level 1 5% Level 1 5% Level 2 5% Level 1 Your PSP Level 2 5% Level 3 5% Level 2 Level 3 5% Level 4 5% Level 3 Level 4 5% Level 5 5% Level 4 Level 5 5% Level 6 5% Level 5 Level 6 5% Level 1 Your PSP Level 7 5% Level 8 5% Level 6 Level 7 Level 8 Level 9 Level 10 Level 11 Level 12 Level 13 Level 7 5% Level 8 5% Level 2 Level 3 Level 4 Level 5 Level 6 Level 7 Level 8 Level 9 1st Gen. WD 1st WD Paid Levels nd Gen. 4 WD 5 6 Level 14 Level 10 7 Level 15 Level 11 8 Level 16 Level 12 Level 17 Level 13 Level 18 Level 19 Level 20 Level 21 Level 22 1st Gen. WD 1st WD Paid Levels Level 14 Level 15 Level 16 Level 17 3rd Gen. WD Level 23 4 Level 24 5 Level 25 6 Level 26 7 Level 27 8 Level 28 Level 29 2nd Gen. WD Level 30 13

17 75 EXECUTIVE LEADERSHIP CHECK BONUS MATCH (LB) Sponsor Tree Based on your downline s Maintained Rank Pays on the 4th week of each Cycle INTRO: To reward the top ranking Leaders, we have set aside of the Total Company GPV for the 4-Week Cycle (excluding GPV from Business Sets) and split them into two pools: 1% Blue Diamond Pool and 1% White Diamond Pool. WHO: Maintained Blue Diamonds and Above HOW: Earn points based on the highest Maintained Rank in each of your Sponsor Legs (see LB Point System below.) 1 Maintained Blue Diamonds and above can earn points in the Blue Diamond Pool. Maintained White Diamonds and above can earn from both the Blue Diamond and White Diamond Pools. You can earn additional points in the LB pool as you advance in rank and by helping the members of your team advance in rank. 2 1 Only the highest Maintained Rank per Sponsor Leg is considered for Leadership Bonus points. 2 To earn a Leadership Bonus, be a Maintained Rank of Blue Diamond or above, for each corresponding cycle. SPONSOR LEGS WD 28 Leadership Bonus Points Earned Leadership Bonus Pool 1% Blue Diamond Pool 1% White Diamond Pool Emerald 5 Points Diamond Diamond 7 Points 2K Promoter Promoter LB Point System Highest Maintained Rank per Sponsor Leg POINTS BD 10 Points Promoter 2K Promoter 2K Promoter 1 Point 2K Promoter Rising Star 1 Point 2 Points Emerald 5 Points Diamond 7 Points 2K Promoter Emerald Emerald 5 Points Blue Diamond White Diamond 10 Points 15 Points 14

18 85 EXECUTIVE LUXURY CAR CHECK BONUS MATCH (LCB) Placement Tree Based on your Group Product Volume Pays on the 4th week of each Cycle INTRO: The YOR Health Luxury Car Bonus has been designed to reward YOR Health s qualifying IRs for their continued efforts. Upon meeting all the requirements outlined below, the qualifying IRs are eligible to earn a bonus of up to $600 towards qualified vehicles of their choice between a blue or white Audi, BMW, Mercedes-Benz or Tesla. 1 IRs who qualify for the YOR Health Luxury Car Bonus program must acquire a qualifying vehicle and properly communicate their acquisition to YOR Health. (Please see the YOR Health Luxury Car Bonus guidelines.) WHO: Rising Stars HOW: Qualification & Maintenance Requirements Qualifying In order to qualify for the YOR Health Luxury Car Bonus, you must be a Rising Star and Maintain the rank of Emerald by: Maintaining with 200 RPV/400 CPV Having 3 Maintained PTL Accumulating 12,500 GPV (max of 7,500 GPV per PTL) in your Placement Tree within a 4-Week Cycle Meeting these requirements is the first step towards receiving the YOR Health Luxury Car Bonus. Once you qualify for the YOR Health Luxury Car Bonus, you will need to maintain the rank of Emerald to continue receiving your bonus for each 4-Week Cycle. If you do not meet the YOR Health Luxury Car Bonus monthly maintenance requirements, you will not be eligible for the car bonus that corresponding 4-Week Cycle. You will resume receiving the car bonus once you meet the maintenance requirements again. 1 Because not everybody has the need, desire, or means to acquire a luxury vehicle right away, we offer a $300 bonus option for qualifiers without the need to purchase or lease a car. 15

19 95 EXECUTIVE MILLION DOLLAR CHECK BONUS MATCH(MDB) Pays on the 4th week of each Cycle INTRO: Progress through the White Diamond ranks to earn up to $1,000,000 USD. WHO: White Diamond and Above HOW: Maintain one of the qualified Million Dollar Bonus ranks for a chance to earn $25,000, $100,000, $250,000, $500,000 and $1 Million Dollar Bonus payments. Each MDB is paid in the terms specified in the Payment Chart below. In order to receive the full bonus amount, you must qualify for each bonus payment within the number of cycles allowed. Your countdown to qualify for the full bonus amount begins with your first Million Dollar Bonus payment. BONUS TIERS RANK BONUS AMOUNT PAYMENT TERMS MUST EARN WITHIN WHITE DIAMOND $25, Payments* 18 Cycles 3-STAR WHITE DIAMOND $25,000 + $75,000 = $100, Payments* 18 Cycles 5-STAR WHITE DIAMOND $100,000 + $150,000 = $250, Payments* 24 Cycles CROWN WHITE DIAMOND $250,000 + $100,000 = $350, Payments* 24 Cycles DOUBLE CROWN WHITE DIAMOND $350,000 + $150,000 = $500, Payments* 24 Cycles TRIPLE CROWN WHITE DIAMOND $500,000 + $500,000 = $1,000, Payments* 36 Cycles *See Payment Chart below 16

20 PAYMENT CHART RANK WD 3S-WD 5S-WD 1Cr WD 2Cr WD 3Cr WD Qualify for $25,000 $75,000 $150,000 $100,000 $150,000 $500,000 Payment 1 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 2 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 3 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 4 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 5 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 6 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 7 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 8 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 9 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 10 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 11 $2,000 $6,000 $8,000 $5,500 $8,000 $20,500 Payment 12 $3,000 $9,000 $8,000 $5,500 $8,000 $20,500 Payment 13 $8,000 $5,500 $8,000 $20,500 Payment 14 $8,000 $5,500 $8,000 $20,500 Payment 15 $8,000 $5,500 $8,000 $20,500 Payment 16 $8,000 $5,500 $8,000 $20,500 Payment 17 $8,000 $5,500 $8,000 $20,500 Payment 18 $14,000 $6,500 $14,000 $20,500 Payment 19 $20,500 Payment 20 $20,500 Payment 21 $20,500 Payment 22 $20,500 Payment 23 $20,500 Payment 24 $28,500 Running Total $25,000 $100,000 $250,000 $350,000 $500,000 $1,000,000 17

21 GLOSSARY OF TERMS 4-Week Cycle: Company-wide schedule used to determine Rank as well as requirements for Personal Customer Bonus (PCB) and Luxury Car Bonus (LCB). 7 Rule: YOR Health requires a minimum of 7 of the inventory of the Independent Representative (IR) and their personally enrolled customers orders to be sold before purchase of additional product. Additional product may not be purchased until at least 7 of the previous order has been sold or used by at least 7 of all prior orders. Achieved Rank: The highest Rank you ever achieved. Achieved Rank can be used for recognition; it does not determine how your commissions are paid out for each cycle (see Paid As Rank for more details). Customer Product Volume (CPV): Product Volume generated from the product sales to your personally sponsored Select Customers, their personally sponsored Select Customers, and so on. Downline: Any SC or IR whose placement is underneath you in either the Placement Tree or Personally Sponsored Tree; your organization. Generation: A generation includes IRs in each of your Personally Sponsored Legs, and a new generation begins after an active IR with a Paid As Rank (PAR) of Diamond or above is found, regardless of depth. Group Product Volume (GPV): The sum of the Product Volume from the product sales of SCs and IRs in one s Placement Tree or Personally Sponsored Tree. Independent Representative (IR): Those who have enrolled in the YOR Health Opportunity and are entitled to purchase YOR Health products at wholesale prices to resell to Retail Customers, enroll new SCs and other IRs, and take part in all company IR compensation programs. Maintained / Maintenance: You must accumulate at least 100 RPV or 200 CPV* from products sales every 28 days in order to earn commissions. If at any time, you are not maintained, all volume will reset and new GPV will not be accumulated until maintenance has been fulfilled. Reset will be permanent after Friday at 11:59 pm (Pacific) of any week you are not maintained. Note: A new IR is automatically maintained for the first 28 days from the date of enrollment. Maintained Rank: The Rank that determines what commissions and bonuses you are eligible for in the current 4-Week Cycle, based on the qualification requirements you have met in the same current 4-Week Cycle. Since your Maintained Rank can change from week to week, your Maintained Rank will be locked in at the time commissions for the fourth week of a Cycle is calculated. *Maintain 200 RPV or 400 CPV every 28 days to eligible for higher ranks and maximize earning potential. Paid As Rank (PAR): The Rank that determines what Fast Start Bonus level you will be eligible for, based on the qualification requirements you have met for that Pay Period. Since your PAR can change from week to week (depending on the qualifications you have met for the Pay Period), you will be rewarded with the higher PAR achieved in the current Pay Period or the previous Cycle. Pay Period: Saturday at 12:00 am (Pacific) to the next Friday at 11:59 pm (Pacific). Placement Tree: The genealogy of all your Personally Sponsored People, their Personally Sponsored People, and so on. The Placement Tree allows you to choose the placement of your PSP anywhere in 18

22 your Placement Tree for strategic team-building to maximize Team Commissions and rank advancements for you and your team. The Placement Tree can have unlimited depth and width. Product Volume (PV): A company-assigned value for each product for commission purposes. Reset: The process in which all volume (beginning and new) are reset to zero. Reset occurs when you are not maintained, but is not permanent until the end of the week on Friday at 11:59 PM (Pacific). Residual Income: Commissions earned from the continuous product sales from your personal customers and your downline customers month after month, for as long as you remain active and maintained. Retail Product Volume (RPV): The Product Volume from an IR s product orders that is used for retail sale. RPV can only be assigned to your highest placed Profit Center in your Placement Tree to be considered for Maintenance. Select Customer (SC): A customer that enrolls with an account and is able to purchase YOR Health products. Sponsor: The person that introduced you to YOR Health. Sponsor Tree: The genealogy of all your Personally Sponsored People, their Personally Sponsored People, and so on, on a unilevel platform. Everyone you personally sponsor is automatically placed on Level 1 (frontline). The Sponsor Tree can have unlimited depth and width. Subscription: The option for Select Customers (SCs) and Independent Representatives (IRs) to place orders in advance to be automatically billed and shipped on a reoccurring schedule. SCs on Subscription are able to take advantage of the discounted wholesale pricing. Team Commissions Volume (TCV): Group Product Volume generated under the Placement Tree used to calculate and payout the Team Commissions bonus. Upline: Any SC or IR whose position in the Placement or Personally Sponsored Tree is above you. Week: One pay cycle that starts on Saturday 12:00 AM (Pacific) and ends on Friday, 11:59 PM (Pacific). 19

23 YOR HEALTH INCOME DISCLOSURE STATEMENT At YOR Health we take great pride in our ethical business practices, and we invite anyone who would like to spread good health and work towards bettering the lives of your friends and family to join us. We go to great lengths to bring you the highest premium quality products to help you achieve optimal health and reach your financial goals. We also go beyond what is required of us to provide you with the details of our YOR Health Independent Representative (IR) Income Disclosure Statement so you can decide whether or not the YOR Health Opportunity is right for you. Certification Test: All YOR Health Independent Representatives are required to pass a Certification Test (CT) in order to participate in the YOR Health Compensation Plan. The following chart represents the average earnings of the ranks of YOR Health IRs and provides high, low, and average weekly income information, as well as annualized averages. ACTIVE INDEPENDENT REPRESENTATIVES (IR) PAID AS RANK % OF TOTAL IR 4-WEEK CYCLE INCOME (USD) MONTHS ACTIVE IN YOR HEALTH HIGH LOW AVERAGE HIGH LOW AVERAGE PROMOTER 71.17% $5, $0.05 $ K PROMOTER 18.33% $3, $0.40 $ SAPPHIRE 5.35% $4, $5.60 $ EMERALD 3.24% $7, $ $1, RUBY <1% $7, $ $2, DIAMOND <1% $8, $ $3, DOUBLE DIAMOND <1% $6, $2, $4, BLUE DIAMOND <1% $11, $4, $6, WHITE DIAMOND <1% $17, $6, $11, STAR WHITE DIAMOND <1% $30, $9, $19, STAR WHITE DIAMOND <1% $38, $21, $27, STAR WHITE DIAMOND <1% $42, $30, $38, The income statistics above include all YOR Health IRs who were paid commissions, bonuses and overrides generated from the YOR Health Comp Plan and/or Contests during the period of December 27, 2014 to July 7, 2017, at the above Paid As Ranks. An Active IR is defined as any person who: (1) executed a YOR Health IR Enrollment Application and Agreement; and (2) has earned at least one commission check. Note that this excludes IR who did not renew, any Select Customers and/or IRs whose relationships with YOR Health were revoked. An individual who has executed the YOR Health IR Enrollment Application and Agreement, but has not fulfilled criteria (2) above is not an Active IR. If, and only when, all criteria are satisfied does that person become an Active IR. Accordingly, the status of an individual can, and sometimes does, change throughout the course of a year. The figures on this chart do not necessarily represent the income, if any, that a YOR Health IR can or will earn by his/her participation in the YOR Health Compensation Plan. These figures should not be considered projections or guarantees of your actual earnings or profits. Any guarantee or implication of earnings is misleading. Your success with YOR Health results only from successful product sales. This will require hard work, diligence, commitment, and leadership and is dependent on how well you exercise these qualities. QUARTERLY DISCLOSURES AS OF 01/2018 THE NUMBER OF CURRENT YOR INDEPENDENT REPRESENTATIVES WHO HAVE NOT RECEIVED ANY COMMISSIONS, BONUSES OR OVERRIDES IS 1835 OR 45.3 OF SUCH INDEPENDENT REPRESENTATIVES. AS OF 01/2018 THE MEDIAN AMOUNT OF COMMISSIONS, BONUSES AND OVERRIDES RECEIVED BY ALL INDEPENDENT REPRESENTATIVES IN YOR IS $ OF ALL INDEPENDENT REPRESENTATIVES HAVE RECEIVED, IN THE AGGREGATE, LESS THAN OR EQUAL TO THIS AMOUNT OF ALL INDEPENDENT REPRESENTATIVES HAVE RECEIVED, IN THE AGGREGATE, MORE THAN THIS AMOUNT. AS OF 01/2018 THE AVERAGE AMOUNT OF COMMISSIONS, BONUSES AND OVERRIDES THAT HAVE BEEN RECEIVED BY ALL YOR INDEPENDENT REPRESENTATIVES IS $ ¹ Current YOR Independent Representatives represents Independent Representatives in the last 6 months from the date specified in the sentence. ² All Independent Representatives accounts for Independent Representatives since the launch of YOR Health. 20 This Income Disclosure Statement is also downloadable from our website: V3.21 EN YORHEALTH

24 v2.45