Your 2017 GE Medical Plan
|
|
- Julia Patterson
- 6 years ago
- Views:
Transcription
1 Take time to understand How to use your plan Important health information Resources available to you Your 2017 GE Medical Plan A guide to help you make the most of your health care benefits
2 Take an active role in your health care. Work closely with your doctor Follow evidence-based medical guidelines Ask questions and get involved in treatment decisions Manage your spending and use your resources wisely
3 Your plan options When enrolling, choose to pay more in payroll contributions and less when seeking care, or less in payroll contributions and more when seeking care. Also, choose which type of savings accounts you would like to help you save and pay for eligible medical expenses. With a few exceptions, such as some prescriptions and specialty medical services for Option 1 & 2, your insurance benefits start after you meet your deductible. Once you satisfy your deductible, in-network services are covered at 80% of eligible expenses; 100% after you meet your out-of-pocket maximum. For out-of-network care, services are covered at 60% of eligible expenses after you meet your deductible.* Option 1 Option 2** Option 3 MEDICAL CONTRIBUTIONS Highest MEDICAL CONTRIBUTIONS Lower MEDICAL CONTRIBUTIONS Lowest DEDUCTIBLES & CO-INSURANCE MAX Lowest SAVINGS ACCOUNT GE-credited HRA Employee-funded FSA*** ATTRIBUTES You pay the most in medical contributions, but you have the lowest deductible. DEDUCTIBLES & CO-INSURANCE MAX Higher SAVINGS ACCOUNT GE-credited HRA Employee-funded FSA*** ATTRIBUTES You pay less in medical contributions than in Option 1, but your deductible is slightly higher. DEDUCTIBLES & CO-INSURANCE MAX Highest SAVINGS ACCOUNT Employee-funded HSA Employee-funded Limited Purpose FSA (LPFSA) (dental and vision only) ATTRIBUTES You pay the least in medical contributions, but you have the highest deductible. HRA - Health Reimbursement Account FSA - Flexible Spending Account HSA - Health Savings Account *Additional out-of-network provider billed charges may apply. **Option 2 Select (Kaiser/UPMC) replaces Option 2 in Erie County, PA and California. ***Employees have the choice of either a Health Care FSA or LPFSA. 3
4 Quick tips to maximize your benefits Make healthy lifestyle choices. Get all your recommended preventive screenings. The following are covered 100% in-network, as recommended by the U.S. Preventive Services Task Force, and not subject to the deductible: Cervical, breast, prostate and colon cancer Annual adult physicals Osteoporosis Depression Pediatric prevention, including well-child care visits and screenings A variety of blood, urine and other lab tests Immunizations for influenza, hepatitis, tetanus and many more Annual lung cancer screening: age with 30-year tobacco history Women s preventive screenings include: Annual routine gynecological care Prenatal office care visits Counseling for generic contraceptives and devices When medically appropriate, Breast Cancer Susceptibility Gene (BRCA) genetic testing and counseling Get more details by visiting ge.com/healthahead/healthcaredecisions or Your Benefits Handbook. Age, condition and frequency restrictions may apply. If you re not sure whether a specific service is covered for you or a family member, please contact your health plan administrator. 4
5 Be an active health care consumer. Avoid out-of-network care and services whenever possible. When you use doctors or hospitals out-of-network, you pay more. Network providers have met quality standards and have agreed to provide services to GE members at a discount. Even when being treated at an in-network hospital, be sure to verify that the treating providers are in-network. Avoid emergency room visits for non-emergencies. For minor issues, visit an in-network convenience clinic, urgent care center or your doctor s office. If it s more serious and your doctor is not available, consider an urgent care facility. These options cost far less than emergency rooms. Know the cost before you get the care. Not all providers charge the same price for services. Ask questions and tell your doctor you have a consumer-directed health plan with a deductible. Discuss the best treatment options, and make sure your concerns are covered and you have a clear understanding of next steps and potential costs. Treatment Cost Calculator (TCC)* Find physicians, hospitals and clinics in your area; compare those providers by quality, cost and location; locate urgent care facilities and more. To add the TCC to your mobile device... Search for GE TCC in the app store. *Not available for Option 2 Select (Kaiser/UPMC). 5
6 Get the most out of your prescription drug benefits * OptumRx is GE s Prescription Drug Plan administrator. Your network includes select independent pharmacies, plus CVS, Target, Walgreen s, Duane Reade, Rite Aid, Walmart and Sam s Club. Remember these tips: Use generic drugs whenever possible. Generic drugs may cost less than brand names. If no generic equivalent is available, ask your doctor about similar lower-cost drugs that may be equally effective. If you fill your prescription at a local pharmacy, show your GE Pharmacy Card (Options 1 & 2) or OptumRx ID card (Option 3), to confirm your eligibility and receive plan benefits. Prescription Drug Program RxBIN: RxPCN: 9999 RxGRP: Company Name and Program Issuer (80840): ID: Name: John Q Sample Use your GE Pharmacy Card (Options 1 & 2) to access available funds in your HRA or HCFSA (Health Care FSA) to pay for prescription drug expenses. Note: If you have both an HCFSA and HRA, funds will always draw from your HCFSA first, then your HRA. Printed 01/11/99 9 You can now get a 90-day supply for eligible medications at mail order pricing in person at Walgreen s and Duane Reade or by home delivery through OptumRx. To learn more, search for additional network pharmacies, or if you wish to start home delivery, please visit optumrx.com or call
7 Pilot programs: Save when receiving convenience care, urgent care, flu shots and other immunizations. Receive care at a negotiated rate of $50 per visit at select CVS and Walgreen s pharmacies that have a participating convenience care clinic within their location. Convenience care clinics provide many basic health care services such as vaccines, screenings, treatment for minor injuries, skin conditions and other nonemergent care. Make appointments online to avoid long waits. You can also receive urgent care services for $100 per visit at MedExpress locations. Urgent care is for those who need attention quickly for illnesses and injuries, but do not require an emergency room visit. Search for participating locations near you at optumrx.com. No payment will be required at the time of service if you present your GE Pharmacy Card or OptumRx ID card. Immunizations: Pharmacies offer flu shots and other immunizations at negotiated rates. If no clinic is within the pharmacy, be aware that pharmacists are licensed to provide most immunizations. *Not available for Option 2 Select (Kaiser only). 7
8 Make sure you understand how your savings accounts work * A look at your savings account options Using your savings accounts correctly is the key to maximizing your plan. If you are in Option 1 or 2, GE credits an HRA, which you can use to pay for most medical and prescription drug expenses. You can also have an FSA. To manage your HRA/FSA accounts visit your online portal at wageworks.com/ ge, or call WageWorks directly at For more information, go to the Savings Accounts section of ge.com/ healthahead/ healthcaredecisions If you are in Option 3, consider opening an HSA to pay for current and future health care expenses on a pre-tax basis (certain IRS restrictions apply). To open an HSA or make changes to your contributions, go to OneHR.ge.com. All employees eligible for health care can open an LPFSA, which can be used for dental and vision expenses only. A DCFSA allows you to pay for qualified day care expenses with pre-tax dollars. You can fund a DCFSA and an HCFSA or LPFSA. You cannot fund both an HCFSA and LPFSA you must choose one or the other. WageWorks EZ Receipts Mobile App For those enrolled in Option 1 or 2 or for those who have an HCFSA, LPFSA and/or DCFSA, manage your savings accounts on the go. To add EZ Receipts to your mobile device... Search for EZ Receipts in your app store. 8
9 Change the way you manage claims You may change your reimbursement preference at any time. You can choose between Pick & Process or Auto-Reimbursement at any time. Review each claim received from your health plan and choose how to process them. Note, any change in preference will become effective for future claims not previously reimbursed, after your change is processed. Visit your online portal at wageworks.com/ge, or call WageWorks directly at to learn more. Auto-Reimbursement for your medical claims and the GE Pharmacy Card for your purchases combine to eliminate most steps in the process for Options 1 & 2. When you go to the doctor, dentist or eye doctor: 1. Your doctor, dentist or eye doctor submits your claim. 2. You receive an explanation of benefits from your insurance administrator and the bill from your doctor. 3. The amount you need to pay your doctor is automatically reimbursed by direct deposit or check from any balance in your HCFSA/LPFSA or HRA. When you fill a prescription: 1. Show your card and swipe. 2. Your GE Pharmacy Card works as both your Prescription Plan ID and your account debit card. 3. Expenses covered by your prescription drug plan will be verified automatically and paid directly from your HCFSA first, then your HRA. 4. Once you get your funds, you pay your doctor. *Not available for Option 2 Select (Kaiser only). 9
10 Use your resources Health Care Hub Free, easy and available when you need it! Make smart, costeffective health care choices and access all the tools and resources you need for your medical, behavioral health, vision, dental and savings accounts benefits, quickly and easily! Link directly to OneHR, HealthAhead, the GE Benefits Center, Health Coach from GE, and more! Download the Health Care Hub from your mobile app store by searching for GE Health Care Hub. 10
11 Health Coach from GE For the answers you need and support you can trust. Health Coaches are specially trained nurses, backed by a team of doctors who can assess your situation, answer your questions and connect you to a broad range of resources at no cost to you and your covered dependents. Five reasons to call Health Coach from GE: 1. Find high-quality, cost-effective doctors and hospitals 2. Understand your diagnosis and treatment options 3. Access lifestyle coaching to get advice on making healthy choices like eating better, exercising or quitting tobacco 4. Understand your after-hours care options or get help with urgent medical care situations 5. Health Coach specializes in resolving medical claims Understand your plan, financial responsibilities and coverage Resolve claim issues, whether simple or complex Single point of contact between your medical carrier and provider Call Health Coach from GE at Behavioral Health services and Employee Assistance Program (EAP) Access confidential mental health resources, get help with outpatient behavioral health services, arrange inpatient services and more. EAP assists employees and their families coping with a wide variety of concerns, such as stress, marital and family conflicts, substance abuse and depression. To Access Behavioral Health or EAP services, call Health Coach from GE. 11
12 YOUR GE MEDICAL PLAN 2017 JUST INTRODUCED! Health4Me Simple, health care plan info on-the-go! For all GE enrolled members* Your confidential, convenient resource to help save time managing pharmacy benefits through OptumRx. Access member ID cards, refill prescriptions, track claims, complete price compares, and much more! UHC members will see additional medical related benefit information and can check account balances (Option 3 only) All in one app! Download from your mobile device s app store and register for your secure HealthSafe ID TM to begin. Questions? Contact Health Coach from GE at *Not available for Option 2 Select (Kaiser only). NowClinic No appointment needed. Just $40 per visit! Connect with a doctor by computer or phone and get help with minor illnesses such as cough, cold, flu, fever, nausea, sore throat, sinus infection and more. Available 24/7, licensed doctors can diagnose and prescribe most drugs.* Exclusively for GE Health Benefits and GE Health Choice members in all states except Texas and Arkansas.** For more information or to get started, go to mynowclinic.com/ge. NowClinic is mobile... search for NowClinic in your app store. Confirm availability in your state at learnmore.nowclinic.com * No controlled substances may be prescribed. Other prescriptions may be available where clinically appropriate and permitted by law and can be transmitted to an OptumRx participating pharmacy of your choice. **Not available for Option 2 Select (Kaiser and UPMC). 12
13 Baby Portal This portal is a one-stop shop to help you learn about your GE medical and absence benefits. This makes it easy to access programs, tools and resources that may help you prepare for your baby. Learn more at ge-healthahead.com/baby Expert Medical Opinion Program Get a second opinion from a Cleveland Clinic specialist, online and at no cost to you. Understand your condition and make more informed care decisions. Learn more at eclevelandclinic.org/ge Tobacco Cessation Programs GE offers services and resources to help you stop using tobacco and get healthier. With determination, a positive attitude and the proper support, you can do it! Go to ge.com/healthahead/healthcaredecisions 13
14 YOUR GE MEDICAL PLAN 2017 National Hip and Knee Replacement Centers of Excellence GE Health Benefits and Health Choice participants are eligible to go to one of our hip and knee replacement Centers of Excellence (COE): 100% coverage for Option 1 & 2 members; not subject to deductible and coinsurance, and 100% coverage, after meeting deductible, for Option 3 members* Providers and facilities in this program are nationally recognized for excellence in orthopedic care: Hospital for Special Surgery; New York, NY Carolina s Medical Center Mercy; Charlotte, NC The Christ Hospital; Cincinnati, Ohio Northwestern Memorial Hospital; Chicago, IL Two University Hospital locations in Ohio Cleveland Medical Center in Cleveland Conneaut Medical Center in Conneaut New England Baptist Hospital in Boston, MA Holy Cross Hospital in Fort Lauderdale, FL To learn more about this program and other COE programs, contact Health Coach from GE at Depending on the how far you live from the COE, a travel benefit may also be available. GE also has COEs for organ transplant, maternity (for GE Health Choice members only), bariatric surgery and certain types of cancer care. *Not available for Option 2 Select (Kaiser and UPMC). 14
15 Important Phone Numbers Health Plan Providers Health Choice Health Benefits Aetna CDPHP BCBS of Alabama UnitedHealthcare UPMC Kaiser Health Savings Accounts PayFlex Aetna Optum Bank UnitedHealthcare BenefitWallet BCBS of Alabama BenefitWallet CDPHP If you will not be able to work because of illness or injury for more than 7 days, you must report your absence to the GE Disability Benefits and Leave Center: , option 1 or online at OneHR > Life Insurance & Disability > File/View Disability Benefit Claim 15
16 Need assistance or want to learn more about everything in this guide? Visit ge.com/healthahead/healthcaredecisions Add Health Care Hub to your mobile device This guide provides highlights of GE s Health plans. If there are any conflicts between this document and the official Plan documents, the Plan documents prevail. Please note that some employees may be ineligible to participate in GE benefits. The General Electric Company reserves the right to terminate, amend, suspend, replace or modify the plans, at any time and for any reason. No individual has a vested right to any benefit under the Plan.
Focus. Improvements to health care, retirement, and other benefits ON GE BENEFITS Boost to Retirement Income Benefits
Focus ON GE BENEFITS 2015 Improvements to health care, retirement, and other benefits Benefits enhancements and changes ensure that GE salaried employees continue to enjoy strong and competitive benefits.
More informationGuide to the Health Investment Option with Health Savings Account (HSA) Make the most of your Fordham medical benefits, all year round
Guide to the Health Investment Option with Health Savings Account (HSA) Make the most of your Fordham medical benefits, all year round Fordham cares about your health and is committed to helping you make
More informationGuide to the Enhanced Standard Option with Health Reimbursement Account (HRA) Make the most of your Fordham medical benefits, all year round
Guide to the Enhanced Standard Option with Health Reimbursement Account (HRA) Make the most of your Fordham medical benefits, all year round Fordham cares about your health and is committed to helping
More informationGet to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida
Get to know your benefits. State of Florida 2018 Benefits Guide welcometouhc.com/florida Knowing your benefits helps you make more informed choices. By understanding your benefits, you can select the coverage
More informationCHOICE PLUS PLAN. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT PLAN FEATURES. Medical. You can choose any doctor or hospital you want.
Medical UnitedHealthcare CHOICE PLUS PLAN with a HEALTH REIMBURSEMENT ACCOUNT welcometouhc.com Find a network doctor. Choose with confidence. Our UnitedHealth Premium designation program recognizes physicians
More informationYOUR HEALTH, YOUR CHOICE
2017 OPEN ENROLLMENT IMPORTANT INFORMATION YOUR HEALTH, YOUR CHOICE» CHOICEPLUS MEDICAL FOR 2017, NORFOLK SOUTHERN will continue offering two medical options, both of which allow eligible participants
More informationMedical Plan Highlights
; Updated: 12/31/2016 General Information Eligibility Enrollment Coverage Effective Date Administration Network Providers Associate: Regular Full-Time Hourly, Commissioned, and Salaried Associates are
More informationIt pays to have COVA HealthAware!
It pays to have COVA HealthAware! Offered by the Commonwealth of Virginia Plan year July 1, 2017 June 30, 2018 www.covahealthaware.com Aetna Concierge 1-855-414-1901 00.02.434.1 D (4/17) It pays to have
More informationLooking for assistance with retirement planning?
August 2013 ON GE PAYROLL AND BENEFITS Looking for assistance with retirement planning? Stay tuned for new S&SP resources and tools You asked, and we re delivering. How do simple Quick Guides on important
More informationUnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide
UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide Tips for Healthy Saving and Spending CHOOSE HEALTH. SPEND WISELY. We are committed to offering you a comprehensive benefits program
More informationJohn Deere and You: 2017 Benefits Enrollment for New Employees
John Deere and You: 2017 Benefits Enrollment for New Employees Congratulations on joining John Deere and welcome to the Healthy Directions benefit program. Healthy Directions has three essential components
More information2014 Side-by-side comparison between the Aetna CDHP and the Aetna PPO for Medical Coverage
2014 Side-by-side comparison between the and the for Medical Coverage Medical Coverage Carrier Aetna Aetna Aetna Aetna Deductible Individual $1,750 $3,250 $750 $2,250 Family $3,500 $6,500 $1,500 $4,500
More information2015 Individual and Family Plan
2015 Individual and Family Plan A different kind of health insurance. We were built for you. InHealth Mutual is a trade name of Coordinated Health Mutual, Inc. CHM_ SMM05_0914 A different kind of partner
More informationGet to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide. Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc.
Get to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc.com/bms Knowing your benefits helps you make more informed choices.
More informationUnitedHealthcare OPTIMUM CHOICE HMO PLAN with a HEALTH SAVINGS ACCOUNT
Medical UnitedHealthcare OPTIMUM CHOICE HMO PLAN PLAN FEATURES } A referral-based plan where you work closely with your primary care physician for appropriate, cost-effective care } A strong local network
More informationYOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT
YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT Your health plan plus a health savings account JM Huber 2016 Offered by Cigna Health and Life Insurance Company or Connecticut General Life Insurance Company
More informationNationwide Life Insurance Co.: University of Southern Maine (Domestic) Coverage Period: 8/15/13 8/14/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationPlan changes are in red In-Network 2015 Out-of-Network
General Information Lifetime Maximum Benefit Unlimited Unlimited Annual Maximum Benefit Unlimited Unlimited Coinsurance Percentage 80.00% 50.00% Precertification Requirements Precertification Penalty Covered
More informationFocus. Your health care plan is changing you must take action. Annual Enrollment for Annual Enrollment is October 24 November 18.
Focus Annual Enrollment for 2012 Annual Enrollment is October 24 November 18. Your health care plan is changing you must take action. During Annual Enrollment, you must make an election to choose a new
More informationMAKE THE MOST OF YOUR HEALTH PLAN
CONGRATULATIONS! You enrolled in the HSA Gold Plan or the HSA Silver Plan. This guide will provide tips and tools to help you save money while giving you more control over your health care spending. Get
More informationYes. Some of the services this plan doesn t cover are listed on page 4
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.centuryhealthcare/com/user/login or by calling 1-877-685-2432.
More informationNo Charge Primary care visit to treat an injury or illness. 20% Specialist care visit
Effective: January 1, 2018 UC Medicare PPO Plan Please Note: this medical plan is a complement to your existing Medicare plan. Medicare benefits are primary and then the benefits of this plan are calculated
More informationKERN COMMUNITY COLLEGE DISTRICT HEALTH BENEFITS AND OPEN ENROLLMENT. Presented by Lauri Phillips, SISC Account Manager August/September 2017
KERN COMMUNITY COLLEGE DISTRICT HEALTH BENEFITS AND OPEN ENROLLMENT Presented by Lauri Phillips, SISC Account Manager August/September 2017 2 Welcome The purpose of this presentation is to provide an overview
More informationHealth Savings Account (HSA) Plan User Guide
Page 1 Health Savings Account (HSA) Plan User Guide Welcome to Symantec s Health Savings Account (HSA) Plan You ve enrolled in the Health Savings Account (HSA) Plan, a medical plan option that represents
More informationJohn Deere and You: 2018 Annual Benefits Enrollment. For Salaried Employees
John Deere and You: 2018 Annual Benefits Enrollment For Salaried Employees The Healthy Directions program provides comprehensive, valuable, and affordable benefits to help you and your family live well.
More informationConsumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document
More informationCOMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948
PLAN YEAR 2019 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS
More informationNationwide Life Insurance Co.: University of Southern Maine (International) Coverage Period: 8/1/13-7/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationYour Top Questions. What is CareLink? Are my doctors in the plan? Are my medications covered by the plan? If I get sick what do I do?
PPO Dual Options Your Top Questions What is CareLink? Are my doctors in the plan? Are my medications covered by the plan? If I get sick what do I do? How much will I pay out of my pocket? What resources
More informationDepartment of Defense Nonappropriated Fund Health Benefits Program. Get Ready. To Enroll
Department of Defense Nonappropriated Fund Health Benefits Program Get Ready To Enroll DoD NAF Open Enrollment: November 7 December 2, 2016 Get prepared for Open Enrollment During Open Enrollment, November
More informationThis is our plan. My employees want a plan with excellent benefits. I need a plan that is customized for my business. Complete.
My employees want a plan with excellent benefits. I need a plan that is customized for my business. BUSINESS BLUE COMPLETE This is our plan. Business Blue SM Complete PLAN FEATURES By customizing your
More informationUCSC Student Health Services Your Medical Home
UCSC Student Health Services Your Medical Home UCSC STUDENT HEALTH CENTER OPEN WEEKDAYS 8AM-5PM STUDENT HEALTH SERVICES SHOP Dietitian Physicians Nurse Practitioners and Physician Assistants Psychiatry
More informationAdditional Information Provided by Aetna Life Insurance Company
Additional Information Provided by Aetna Life Insurance Company Inquiry Procedure The plan of benefits described in the Booklet-Certificate is underwritten by: Aetna Life Insurance Company (Aetna) 151
More informationGet to know your benefits. Broward County Government 2018 Benefits Guide. welcometouhc.com
Get to know your benefits. Broward County Government 2018 Benefits Guide welcometouhc.com Knowing your benefits helps you make more informed choices. By understanding your benefits, you can select the
More informationAnnual Benefits Enrollment is October 3 14, 2016.
John Deere and You: Annual Benefits Enrollment for 2017 John Deere is committed to providing comprehensive, valuable, and affordable benefits to you and your family through our Healthy Directions program.
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More informationEmbrace it 2019 Aetna Federal Plans
Embrace it 2019 Aetna Federal Plans The health plan that gets you 19.02.308.1-FED K (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan
More informationCalifornia Natural Products: EPO Option Coverage Period: 01/01/ /31/2017
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.deltahealthsystems.com or by calling 1-209-858-2525 Ext
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More informationState of Tennessee Group Insurance Program What s Changing for 2012?
Source: Presentation by staff of State of Tennessee, Department of Insurance, Benefits Administration State of Tennessee Group Insurance Program What s Changing for 2012? Reduced co-pay for convenience
More informationAnthem Blue Cross Your Plan: Custom Anthem HSA /40 Embedded (HSA291) - Actives Your Network: Prudent Buyer PPO
Anthem Blue Cross Your Plan: Custom Anthem HSA 2700 20/40 Embedded (HSA291) - Actives Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with
More information2016 COPAY AND DEDUCTIBLE PLANS
2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and
More informationTake control of your health with CIGNA
Take control of your health with CIGNA Only CIGNA offers: More than $500 in incentive rewards up to $275 for individuals and $550 for SHBP subsribers and their covered spouses who participate in our health
More informationAetna Open Access Managed Choice - NE POS 30
Important Questions Answers Why this Matters: What is the overall For each Calendar Year, In-network: You must pay all the costs up to the deductible amount before this plan deductible? Individual $0 /
More informationBENEFIT PLAN. What Your Plan Covers and How Benefits are Paid. Prepared Exclusively for Gwinnett County Board Of Commissioners
BENEFIT PLAN Prepared Exclusively for Gwinnett County Board Of Commissioners What Your Plan Covers and How Benefits are Paid Aetna Choice POSII and HSA Table of Contents Schedule of Benefits (SOB) Issued
More informationCaring for those who Care. A Look at the 2018 Benefits and Rewards of Being an HCR ManorCare Employee
Caring for those who Care A Look at the 2018 Benefits and Rewards of Being an HCR ManorCare Employee BENEFITS Your Wellness Matters HCR ManorCare s benefits are a shared investment in your health and well-being.
More information2016 COPAY AND DEDUCTIBLE PLANS
2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and
More informationFlexible Spending Account Enrollment Guide
Flexible Spending Account Enrollment Guide Paying for health care is now easier and less expensive with a BenefitWallet FSA. 2017 Conduent Business Services, LLC. All rights reserved. Conduent, Conduent
More informationYou must pay all of the costs for these services up to the specific deductible amount before this plan begins to pay for these services.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org or by calling 1-800-477-8768. Important Questions
More informationDSISD Employee Benefits Package
DSISD Employee Benefits Package Plan Sponsors and Third Party Administrators Medical Benefits Provided through the Teacher Retirement System of Texas (TRS) Supplemental Benefits Provided through the Region
More informationAdditional Information Provided by Aetna Life Insurance Company
Additional Information Provided by Aetna Life Insurance Company Inquiry Procedure The plan of benefits described in the Booklet-Certificate is underwritten by: Aetna Life Insurance Company (Aetna) 151
More informationCompanion Life Insurance Company: New England Culinary Institute Coverage Period: 7/1/14-7/1/15
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationRegence BlueShield: Choice HSA 1500 Coverage Period: 01/01/ /31/2016
Regence BlueShield: Choice HSA 1500 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2016-12/31/2016 Coverage for: Individual & Eligible Family Plan Type:
More information$5,000 Individual/ $10,000 Family. Important Questions Answers Why this Matters: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.cvtrust.org or by calling 1-800-288-9870. Important Questions
More information$8,300 $24,900 Maximum Lifetime Benefit
PPO Schedule of Health Plus 2 C & A Industries, Inc. Plan Effective Date: January 1, 2019 In-Network Out-of-Network** Benefit Year means a calendar year, which is the period of twelve (12) consecutive
More information2018 SavingsPlus HSA Plan Overview
October 13, 2017 2018 SavingsPlus HSA Plan Overview Aetna & Benefit Wallet Agenda Introduction Presented by Broadridge Benefits Department Consumer Driven Health Plan (CDHP) Basics Presented by Aetna Health
More informationFOREIGN SERVICE BENEFIT PLAN
FOREIGN SERVICE BENEFIT PLAN Summary of 2017 Benefits Health Plan Accredited by The FOREIGN SERVICE BENEFIT PLAN has Health Plan Accreditation from the Accreditation Association for Ambulatory Healthcare,
More information2018 FAQs. Prescription drug program. Frequently Asked Questions from employees
2018 FAQs Prescription drug program Frequently Asked Questions from employees September 2017 Prescription drug program Questions we ve heard our employees ask Here are some commonly asked questions about
More informationYour Benefits Connected
Annual Enrollment 2013: November 7 through 21 Your Benefits Connected It s Time to Review Your Verizon Benefit Options BenefitsConnection www.verizon.com/benefitsconnection Annual Enrollment will begin
More informationHSA-Qualified Deductible HMO Plan
Advantages of Your Health Plan HSA-Qualified Deductible HMO Plan With this Kaiser Permanente health plan, you get a wide range of care and support to help you stay healthy and get the most out of life.
More informationImportant Questions Answers Why this Matters. $2,000 per individual/$4,000 per family
Health New England: Health Connector - HNE Essential 2000 Coverage Period: 1/1/2013-12/31/2013 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
More informationGroup Health Options, Inc.
FEDERAL EMPLOYEES RATES & BENEFITS Group Health Options, Inc. 2016 Federal Plans Compare your plan options Choose the plan that fits you and your family Why choose Group Health Options, Inc. The Network
More informationOpen Enrollment Starts April 10, 2017
Benefits Enrollment Guide 2017 2018 For Benefits Effective July 1, 2017 Welcome to 2017 2018 Open Enrollment for Gilbert Public Schools (GPS). During the plan year, July 1, 2017 through June 30, 2018,
More informationThis is an ERISA plan, and you have certain rights under this plan. Please contact your Employer for additional information.
Schedule of Benefits Employer: VMware, Inc. MSA: 307138 Issue Date: April 25, 2017 Effective Date: January 1, 2017 Schedule: 4A Booklet Base: 4 For: Choice POS II - High Deductible Health Plan This is
More information2018 SUMMARY OF BENEFITS
2018 SUMMARY OF BENEFITS Overview of your plan UnitedHealthcare Group Medicare Advantage (PPO) H2001-816 Group Name (Plan Sponsor): Public Education Employees Health Insurance Plan Group Number: 15500
More informationMEDICAL. U n i t e d H e a l t h c a r e
MEDICAL U n i t e d H e a l t h c a r e U n i t e d H e a l t h c a r e T r a d i t i o n a l C h o i c e P l u s IN-NETWORK OUT-OF-NETWORK Calendar Year Deductible Calendar Year Out-of-Pocket $1,500/person
More informationSchedule of Benefits
Schedule of Benefits NHP Prime TM Solutions HMO 2000 with Easy Tier Hospital Network SM FlexRx SM 6 Tier A with Care Complement SM A Prime Solutions HMO Plan with Easy Tier Hospital Network IMPORTANT NOTICE:
More informationRegence BlueShield : HSA 2.0
Regence BlueShield : HSA 2.0 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/01/2016-09/30/2017 Coverage for: Individual and Eligible Family Plan Type: PPO This
More informationImportant Questions Answers Why this Matters:
Volusia Health : Premier EPO Plan Coverage Period: 01/01/2016 12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan
More informationAetna Leap Everyday Carolinas HealthCare System
: Aetna Leap Everyday Carolinas HealthCare System Coverage Period: 01/01/2016-12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in
More informationMedical Benefit Guide. Oregon Groups 51 or more employees
Medical Benefit Guide Oregon Groups 51 or more employees For plans effective on or after January 1, 2014 Why LifeWise Health Plan of Oregon? We re a local company that has been providing quality healthcare
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More informationHealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you!
Benefit Overview Welcome! HealthEZ is proud to serve as your benefits administrator. We help companies all over the US provide custom, personalized benefits to their employees. We re here to make your
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthplan.memorialhermann.org or by calling 1-888-594-0671.
More information2015 Health Plan Coverage Tool
2015 Health Plan Coverage Tool Annual Deductible 1/1/15 12/31/15 Combined Network and Out-of-Network: $1,300 for employee coverage. $3,000 for employee + 1 and family coverage. Health Savings Account Contributions
More informationHealth Benefits Program
Department of Defense Nonappropriated Fund Health Benefits Program What s new in 2017 with your Health Benefits Program DoD NAF Open Enro lment: November 7 December 2, 2016 Learn about updates to your
More informationWhat is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket
Association of Washington Cities HealthFirst 250 Medical Plan Coverage Period: 01/01/2016 12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual & Eligible
More informationTRINET GROUP, INC : Traditional Choice - Indemnity
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
More informationWhat is the overall deductible? Are there other deductibles for specific services?
Regence BlueShield: Innova Coverage Period: 08/01/2016 07/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Eligible Family Plan Type: PPO This
More information2015 Benefits Overview
Employee Benefits 2015 Benefits Overview Allina Health is proud to provide our employees competitive benefits that help support their health, savings and balance. Your benefits overview Allina Health is
More informationNationwide Life Ins. Co.: Cape Cod Academy Coverage Period: 9/1/13-8/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationAnthem Blue Cross Your Plan: Lumenos HSA 2000/ /40 (LHSA2153) Your Network: Prudent Buyer PPO
Anthem Blue Cross Your Plan: Lumenos HSA 2000/4000 20/40 (LHSA2153) Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process.
More informationStudent Health Insurance Plan Insurance Company Coverage Period: 08/01/ /31/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
More informationOH Aetna Silver $5 Copay 2750 NA CSR $0
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationRegence BlueShield: Engage 70 Coverage Period: 11/01/ /31/2017
Regence BlueShield: Engage 70 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 11/01/2016 10/31/2017 Coverage for: Individual and Eligible Family Plan Type: PPO
More information2017 What s New Guide
2017 What s New Guide 2 Click on a link in the sidebar to get started. At XL Catlin, you partner with us to serve our clients, so we partner with you to provide valuable health and welfare benefits. Each
More informationImportant Questions Answers Why this Matters:
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: All Coverage Levels Plan Type: High- This is only a summary. If you want more detail about your coverage and costs,
More informationMIAMI DADE COLLEGE : Open Choice - FL
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-800-370-4526.
More information: FlexPOS-CNT D-07 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Family Plan Type: POS
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.connecticare.com or by calling 1-800-251-7722. Important
More informationMSI Fairview and North Memorial Vantage ASO % Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-569-7526. Important Questions
More informationIL Aetna Classic 3500 PD
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 855-586-6962. Important
More informationHealthEZ doesn t serve clients; we serve people. We are here to take care of you. We are here to serve you!
Benefit Overview Welcome! HealthEZ is proud to serve as your benefits administrator. We help companies all over the US provide custom, personalized benefits to their employees. We re here to make your
More informationMedical Plan User Guide
Ventura EPO Medical Plan User Guide EFFECTIVE JANUARY 1, 2019 Your health. Your benefits. Your choice. Dignity Health Medical Plan User s Guide Dignity Health is committed to offering you comprehensive,
More information$4,800 $9,600 Maximum Lifetime Benefit
PPO Schedule of PPO Medical C & A Industries, Inc. Plan Effective Date: January 1, 2019 In-Network Out-of-Network** Benefit Year means a calendar year, which is the period of twelve (12) consecutive months
More informationImportant health care reform notice Women s preventive services covered with no member cost share
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Important health care reform notice Women s preventive services covered with no member cost share www.aetna.com
More informationOH Aetna Bronze $20 Copay
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More information$0 See the chart starting on page 2 for your costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.sharphealthplan.com or by calling 1-800-359-2002. Important
More informationNationwide Life Ins. Co.: Rhode Island College Coverage Period: 8/15/13-8/15/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationEnsuring your health Health Plans for Oregon Individuals and Families
Ensuring your health 2019 Health Plans for Oregon Individuals and Families At your service The PacificSource difference is our exceptional customer service. We re focused on making health insurance easier
More informationAnnual enrollment. A quick reference guide ALDINEISD
2017 Annual enrollment A quick reference guide ALDINEISD Choose the benefits that fit your budget and life. Rising health care costs have caught up with us. Unfortunately, there is no getting around this
More information