20/2/2017 THE SHOPPING ANNUITY CONVERT SPENDING INTO EARNING. UnFranchise Income vs. The 4% Rule Investment

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1 THE SHOPPING ANNUITY CONVERT SPENDING INTO EARNING A SYSTEM FOR SUCCESS System for entrepreneurs to create a significant ongoing income, while providing consumers a better way to shop. Market Singapore's number one selling product is its UnFranchise Business System At the heart of this system is Market Singapore s Management Performance Compensation Plan (MPCP) that rewards each UnFranchise Owner (UFO) for changing what they shop for and how they shop for it. Will you have this cash invested in the bank at today s rates? UnFranchise Ongoing Income Equivalent Investment earning at 4% UnFranchise Income vs. The 4% Rule Investment S$1,875/ Month (Executive coordinator/ Master) S$5,625 / Month (Professional coordinator) S$12,500 / Month (National supervising) S$22,500 / Month (Director) S$45,000 / Month ( Field Vice President) S$562,500 S$2,000,000 S$4,000,000 S$7,312,500 S$15,000,000 1

2 An Annuity is a process by which a fixed payment is made to you at specified intervals for a specified length of time. To fund the Annuity you must contribute a fixed sum payment before payouts to you may begin. WHAT IS A SHOPPING ANNUITY The Shopping Annuity works the same way with one major difference: A UFO s specified fixed sum payment is made not in legal tender, but in time & changed shopping habits. You create your fixed sum payment by redirecting purchases you re already making to SG.SHOP.COM to fund your Shopping Annuity. By performing the 4 Basic Steps in the Shopping Annuity Handbook and ensuring all business partners within your two sales and distribution organizations duplicate these steps, you can reasonably expect to earn S$1,875 per week or more forever! 2

3 TRADITIONAL ANNUITY: You must have discretionary income to make fixed sum payments which fund your annuity. SHOPPING ANNUITY : By redirecting money you are already spending to SG.SHOP.COM, you create your fixed sum payment to fund your Shopping Annuity. THE SG.SHOP.COM ADVANTAGE THE REFERRAL TRACKING SYSTEM Cashback, coupon codes, better products at better prices and a better way to shop. Market Singapore can track and capture all your purchases from our stores, brands and merchants. When you or anyone you lead to directly or indirectly, makes a purchase you get credit in the form of a social currency called BV and IBV. That currency accumulates and when it reaches certain thresholds, you earn a residual income through the MPCP. Because of the Referral Tracking System, we can leverage our collective buying power to: CONVERT MARGINS INTO AN ONGOING INCOME FORCE PRICES DOWN It s an Idea who s time has come GET BETTER MARGINS AND GIVE INCREASED BV AND IBV, THEREBY, INCREASING YOUR RESIDUAL INCOME With people power, the power of numbers, The Referral Tracking system, the MPCP, the SG.SHOP.COM advantage it s time has come and it can t be stopped. 3

4 Willable Asset You can reasonably expect to earn S$1,875 - S$4,500 / week in perpetuity You can will this asset to family and generations to come. You re Already Spending It Why Not Convert Your Spending Into Earning? Income and Household Statistics The following is from the Department of Statistics Singapore & Inland Revenue Authority of Singapore AVERAGE CONSUMER UNIT CHARACTERISTICS: S$99,504 S$94,912 S$56,640 INCOME BEFORE TAXES, 2014 INCOME AFTER TAXES, 2014 TOTAL AVERAGE ANNUAL EXPENDITURES, 2013 AVERAGE NUMBER IN CONSUMER UNIT: People 3.5 Children under Adults 65 and older 1.5 Earners 1.5 Vehicles 0.8 Men 49.1 Women

5 Where does the money go? Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending. Food Housing Apparel & Service Transportation SHOPPING ANNUITY ITEMS PURCHASEABLE ON Consumer Units SG.SHOP.COM Food 737 Fast Food Restaurants 46 Restaurants, pubs and cafes 267 Non-cooked food and non-alcoholic beverages 424 Sub Total 737 Healthcare Entertainment Personal Care Product & Service Reading MISCELLANEOUS *Ref: Where does the money go? Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending. Food Housing Apparel & Service Transportation SHOPPING ANNUITY ITEMS PURCHASEABLE ON Consumer Units SG.SHOP.COM Household and related Expenditures 263 Furnishing: Household equipment and 263 routine household maintenance Communication 205 Telephone and telefax services 205 Sub Total 468 Healthcare Entertainment Personal Care Product & Service Reading MISCELLANEOUS *Ref: Where does the money go? Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending. Food SHOPPING ANNUITY ITEMS PURCHASEABLE ON SG.SHOP.COM Consumer Units Sub Total Housing Apparel & Service Clothing and Footwear Transportation TRANSPORT Healthcare HEALTH CARE Entertainment Personal Care Product & Service Reading MISCELLANEOUS *Ref: 5

6 Where does the money go? Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending. Food SHOPPING ANNUITY ITEMS PURCHASEABLE ON SG.SHOP.COM Consumer Units Sub Total Housing PACKAGE TOURS 80 Apparel & Service Transportation Healthcare HOLIDAY EXPENSES 74 RECREATIONAL SERVICES Entertainment CULTURAL SERVICES 38 Personal Care Product & Service PERSONAL CARE Reading MISCELLANEOUS *Ref: How does your monthly spending compare to the average monthly spending? Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending. Food Housing Apparel & Service Transportation Annual Total S$28,908 Healthcare Entertainment Personal Care Product & Service Reading Monthly Total S$2,409 MISCELLANEOUS *Ref: Exclusive Brands BETTER BETTER PRODUCTS PRICES CASHBACK! Start identifying which of the company s exclusive brands you could use instead of other brands to fund your Shopping Annuity. 6

7 Better Product, Better Price OMEGA III Better Product, Better Price Better Product, Better Price 7

8 How Do You Fund Your Shopping Annuity? It Begins by Adjusting Your SHOPPING BEHAVIORS Brick and Mortar to Click and Order SG.SHOP.COM SAVE AND EARN MONEY PRICE ALERTS A BETTER WAY TO SHOP MOBILE, SHOPPING ESSENTIALS EGIFTS, AUTOSHIP, TRENDS, SHOPPING ADVISOR, GIFT REGISTRY 8

9 Cashback HOT DEALS MONEY SAVED = MONEY EARNED GAS SAVING Avg. Spend Gas per/yr. S$4, % 40% Gas is used to go shopping S$1,920 gas on shopping WEAR AND TEAR ON YOUR CAR SAVINGS S$1,400 per year for Wear and Tear on Your Car 9

10 Your Time is Worth Money Your Annual Income MONEY SAVED S$42,000 Avg. S$3500 month Hours Worked Per Week 44 What Your Time is Worth Per Hour Number of Times Per Week You Take a Trip to a Store S$ = MONEY EARNED Was your trip worth it? Yes or No? Minutes Spent Per Trip 35 Cost of Time Spent on Trips Per Year S$2226 MONEY SAVED = MONEY EARNED THAT S A LOT OF SAVINGS! S Wear and tear on your vehicle 40% of gas S$4,800 Value of Your time Per Year And those savings don t include price savings on purchases, Cashback, and duplicating it with your team! Complete the Shopping Annuity Online Assessment to identify your personal potential savings. Create your Fixed Sum Payment using your current spending to create a residual income for yourself Save Money The Shopping Annuity Creates Economic Synergy Earn Money Duplicate the process with your organization & customers to accelerate and increase residual income! 10

11 A Forced Multiplier for Stronger Results The Shopping Annuity acts as a forced multiplier to accelerate a residual income generated by the MPCP. New UFOs will earn commissions and achieve new UnFranchise Levels faster by leveraging the Shopping Annuity. The Shopping Annuity takes 75% fewer people to earn the same amount of commissions. Current UFOs earning commissions can increase their income 50% to 100% from their existing business. The Shopping Annuity is rocket fuel for the MPCP, helping you and your team generate a residual income of $187,000 per year. ORGANIZATION SATISFYING THE MINIMUM ACTIVITY REQUIREMENTS S$750 each month (BV) & S$375 every third month (IBV) 50 x 50 BV = 2,500 BV 50 x 10 IBV = 500 IBV 50 x 50 BV = 2,500 BV 50 x 10 IBV = 500 IBV ORGANIZATION SATISFYING THE SHOPPING ANNUITY ACTIVITIES S$9,375each month (BV) & S$3,750 every month (IBV) 50 x 500 BV = 25,000 BV 50 x 200 IBV = 10,00 IBV 50 x 500 BV = 25,000 BV 50 x 200 IBV = 10,000 IBV 11

12 The Shopping Annuity takes 75% fewer people to earn the same amount of commissions! It s Your Choice You can continue to spend money and make other companies and people money OR You can Convert Your Spending into Earning with the Shopping Annuity and help make yourself money? WHICH DO YOU PREFER? THE SHOPPING ANNUITY FUNDING PLAN 12

13 THE SHOPPING ANNUITY BEGINS WITH EACH UFO COMPLETING THE SHOPPING ANNUITY ONLINE ASSESSMENT 1 2 4STEPS TO BUILD A SHOPPING ANNUITY 4 3 Create BV with the company s Exclusive Brands Change the brands of products you are currently buying for your household to the company s exclusive brands. Change from MAC to Motives Change from Tide to SNAP TM Change from Clinique to Lumiere de Vie Change fro Centrum to Isotonix Create BV with OUR BRANDS Once you ve taken the Shopping Annuity Online Assessment, go to SG.SHOP.COM. This will identify the specific products that you can use to fund your Shopping Annuity. To complete this process, add the identified products to AutoShip so you never run out. 13

14 Create IBV with PARTNER STORES Change how you buy all other brands and products directly from other establishments to buying them through your own SG.SHOP.COM website! Partner Stores Create Leverage Identify individuals committed to improving their financial situation by performing Steps 1-4. Complete the Shopping Annuity Online Assessment together to duplicate it with your organization. Complete the Assessment Workbook and work together to create massive BV and IBV. 14

15 Identify individuals and build relationships to create lifetime value in customers or future business partners (UFOs). Customers get paid Cashback for purchasing the company s exclusive brands. CREATE BV & IBV WITH CUSTOMERS Customers get paid Cashback for purchasing from our partner stores through SG.SHOP.COM/yoursite. Customers get paid cashback for referring Customers to SG.SHOP.COM/yoursite to do the same. Your Shopping Annuity at Maturity The result of completing the four steps is a matured Shopping Annuity that will continue to generate an ongoing income. You are Converting Your Spending into Earning Spending and Earning Projections 1 YR 3 YR 5 YR 10 YR Projected S$16,137 S$48,413 S$80,690 S$161,378 Spending Current S$27,000 S$81,000 S$135,000 S$270,000 Earning Projected S$49,500 S$148,500 S$247,500 S$495,000 Earning % Increase 83% 83% 83% 83% You are funding your Shopping Annuity with money you re already spending Earning Minus Spending S$33,362 S$100,086 S$166,810 S$333,621 LET S COMPLETE THE SHOPPING ANNUITY ONLINE ASSESSMENT App Store: Shopping Annuity Online Assessment: SG.UnFranchise.com > My Account > Shopping Annuity > Shopping Annuity Assessment THE SHOPPING ANNUITY ASSESSMENT IDENTIFIES: Time Value Potential BV Products Potential Spending that could be redirected on a regular and annual basis Potential BV for your Major Your Shopping Annuity at Majority. 15

16 ASSESSMENT EX 1: TIME VALUE ASSESSMENT EX 2: EXCLUSIVE BRANDS ASSESSMENT EX 2A: YOUR MAJOR 16

17 ASSESSMENT EX 3: REGULAR SPENDING ASSESSMENT EX 4: ANNUAL SPENDING ASSESSMENT EX 5: PROJECTIONS 17

18 IMPLEMENTING YOUR ASSESSMENT FOCUS ON THE HIGHEST MARGINS BV EXCLUSIVE BRANDS: 80% BV, CASHBACK BEST PRICE IBV PARTNERS 1-10% IBV, CASHBACK GOOD PRICE 18

19 WHERE CAN YOU SWITCH YOUR BRANDS? LOOK FOR THE BIGGEST SAVINGS AND PAYOUT! T Brand T Brand: S$11.45 (0.21/load) Store: NXXX, 0% IBV You Earn: No Earnings SNAP: S$14.50 (0.18/load) BV Product: 36% BV You Earn: 5.25 BV SHOP.COM FILTERS FOR EVERYTHING YOU CAN T GET A BV PRODUCT : Go to SG.SHOP.COM Click on All Stores Filter by Category AND / OR: Identify your favorite anyway stores Breakout Top Stores Filter by highest IBV Why do you go to the store? You ran out of a product You don t have time to wait Lack of planning Be Proactive Initially purchase in twos When one runs out, replace it. Autoship Quantities & Timing BUY IN TWOS 19

20 Never Run Out, Never have to go to the store Exclusive brands Groceries Regular Monthly Spending Items 20

21 SHOPPING ANNUITY BONUS PROGRAM (SABP) The Shopping Annuity Bonus Program criteria that must be satisfied to receive the bonus BV and IBV by qualifying UFOs results in a model Shopping Annuity transferring their shopping to their UnFranchise business and SHOP.COM. The Shopping Annuity Bonus Pool provides a large incentive for UFOs to do this immediately and a larger incentive for UFO senior partners/ leaders to make it happen. Use this as a target the same way you Go for a Challenge! Current Incentives: or Visit your UnFranchise Business Account 21

22 IT STARTS WITH YOU COMPLETE THE ONLINE ASSESSMENT ON A REGUALR BASIS. PLAN AHEAD FOR REGULAR AND SEASONAL SPENDING IMPLEMENT ASSESSMENT NEXT STEPS CHANGE YOUR SHOPPING HABITS FIND THE HIGHEST MARGINS (BV, IBV) SHARE THE SHOPPING ANNUITY WITH PROSEPCTS DUPLICATE YOUR EFFORTS HAVE BUSINESS PARTNERS AND PROSPECTS COMPLETE THE ONLINE ASSESSMENT. TEACH THEM TO CHANGE THEIR HABITS AND CREATE A SHOPPING ANNUITY THE SHOPPING ANNUITY CONVERT SPENDING INTO EARNING 22

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