NEXT GENERATION OF ENTREPRENEURS. Building Dreams, Creating Independence Across America

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2 NEXT GENERATION OF ENTREPRENEURS Building Dreams, Creating Independence Across America

3 The New Normal TODAY S REALITIES Disturbing Lack of financial education: Leads to poor savings, Financial Stress, Fear and Uncertainty Depleting Pension Funds: Over 84,000 pension plans have been eliminated since Failing Social Security: Social Security s income is insufficient to pay currently scheduled benefits since It is projected that if there is no change, by 2037 the social security fund will be exhausted. Insufficient retirement & savings: 36% of workers have less than $1,000 in savings and investments that will be used for retirement. Incomes are not keeping pace with expenses: Since 1999 health insurance has risen 160% while income has risen 50%. Unemployment & under employment are a reality: Although unemployment has been at a record high underemployment is the real problem. 3

4 Who do Americans Trust with their Money? Do Americans still Trust Banking Institutions? Who is to blame for the 2008 financial crisis? Do we Trust the Stock Market? What is going to happen when the FED raises interest rates? Does the average American Trust Money Managers? Do you know anyone who has lost money in their 401k? Do we still Trust the US Government with our Money? Social Security is here to stay.right? Do you Trust Your Employer to manage your retirement? Who is managing your 401k or pension? Do we even really Trust Ourselves? Financial education and debt in American is at an all time high should we trust ourselves? 4

5 Would You Agree that Success in Business Has Everything to do with

6 Between 1946 and 1964, 76 million babies were born NOW s & 60 s Financial Services

7 4 Homes of Money Banks Real Estate Stock Market? Insurance Liquidity The Only financial strategy that checks all 4 boxes plus additional benefits; Safety Rate of Return Tax Advantage FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC Critical Illness Long Term Care Tax Deferred Growth Tax Free Distribution Competitive Returns High Contributions Collateral Opportunities Safe Harbor Guaranteed Loan Option Unstructured Loan Payments Flexible Contributions Liquidity, Use & Control

8 What could this mean for you? Amazing Opportunity High Demand More than 200 Million people are in need of insurance, financial & retirement Solutions. 82 Million Alarming Consumer Debt Millenials (Ages 20-34) 46Funds Million Gen X (Ages 35-49) Depleting Pension Market 77 Vulnerability Million Baby Boomers (Ages 50-68) 40 Million Seniors (Ages 68+) Insufficient retirement & savings: Unemployment & not enough income $4.7 Trillion in 401(k) Disturbing Lack of financial education 10,000 41%people of Adults don t have life insurance are turning 65 everyday Largest 66%wealth of Americans less than $41k transfer inearn history What happens when high demand meets low supply? Failing Social Security There is a drastic & growing need for insurance and financial professionals. Low Supply Agents 500,000 Regulatory entities are forcing advisors US Pop. out of business Average age of professionals326 aremillion over 55 No access US Pop. to training & real agent support 204 Million FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC Agents 159,000 8

9 Our Products, Power & Partners Life Insurance Final Expense Annuities Planning Process Proven & Duplicatible System Focus on Process NOT Product Auto & Home Insurance Medicare Supplements Health Insurance FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 9

10 The AFA Planning Process Financial Success in the New Normal Invitation Presentation Financial Analysis Recommendation Implementation Review & Adjust Independent Agency Model or Career Agent offering a dynamic & Proven Franchise System The AFA 6 step process puts focus on the clients Individual financial situation rather than on Products FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 10

11 Our Company & Relationships with over 100 of the best A Rate Carriers and top Global Fortune 500 insurance and financial Companies Since 1994 Over 20 Years of Operation as American Financial Associates, Inc. Located in Rolling Meadows, Illinois We are a National Organization with Over 400 Licensed managers and agents all across America with a proven history of production & protecting families. FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 11

12 We are the next evolution in the financial services industry; Building a NEW Generation of Entrepreneurs A Proven & Effective Business System Strong Leadership with Core Values Powerful Compensation Unparalleled Mentorship & Support Cutting Edge Technology Awesome Rewards & Recognition Opportunity to Build your own Real Team

13 Our Income Model 3 Ways to Earn Income Renewals & Overrides Build a Team Personal Production FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 13

14 Earning income with AFA Powerful Compensation Plan Part-time Licensed Agent (10-20 hours per week) Helping 3 Families per month Full-Time Licensed Agent (40+ hours) Helping 8 Families per month Build a small Agency of 10 agents helping 4 Families per month *Commission examples based on avg. contract level & avg. estimated premium per sale based on experience. 3 x $1,200 = $3,600 at 65% contract = $2,340 per mo. or $28,080 per yr.* 8 x $1,200 = $9,600 at 75% Contract = $7,200k per mo. or $86,400k per yr.* 40 Plus x $1,200k $86,400 per = $48k yr. Personal at 15% override Production = = $ 7,200 $172,800k per mo. or $86,400k per year * per yr. FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 14

15 Earning income with AFA True Financial Independence Build a large team ofexamples 12 agencies based on avg. contact level & avg. *Commission helping 20 families per mo. estimated premium per sale based on experience. Build a Large Agency of 50 agents; each helping 8 Families per month 400 x $1,200 = $480,000k at 20% override = $96,000k per mo. Or $1,152,000 per yr. FOR INSURANCE PROFESSIONAL USE ONLY NOT FOR USE WITH PUBLIC 15

16 Our Culture Leadership, Passion & Recognition

17 Our Core Beliefs Build, Educate & Serve We Believe in Business Ownership We Believe in Financial Responsibility We Believe in Being Debt Free We Believe in Fiduciary Duty We Believe in Serving Others

18 There Are 3 Types of People #1 People Who Make Things Happen #2 People Who Watch Things Happen #3 People Who Wonder WHAT Happened

19 Option #1 I want to get started part-time Option #2 I m interested, but have questions The Next Step. The reality of living & succeeding in today s America Option #3 Become a client / help us with referrals Good things come to those who wait, but only the things left behind by those who hustle. -Abraham Lincoln 19

20 Get With The Person That Invited You To Look At This Information!