RETIREMENT CAN BE EASY WITH GEPF. Header Typeface 44pt Arial Regular with 50pt leading
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1 RETIREMENT CAN BE EASY WITH GEPF Header Typeface 44pt Arial Regular with 50pt leading
2 What is the Government Employees Pension Fund (GEPF)? GEPF is Africa s largest pension fund. It has more than 1.2 million active members, more than pensioners and beneficiaries, and assets worth more than R1 trillion. It is a defined benefit pension fund. GEPF is governed by the Government Employees Pension Law (or GEP Law), as amended. Its job is to give members and pensioners peace of mind about their financial security after retirement.
3 Who are members of the Fund? In South Africa, all government employees whose conditions of service fall under the Public Service Act are members of GEPF. Employees from other government institutions can belong to GEPF if the Board of Trustees approves them as participating employers. Active membership of GEPF ends when the member leaves government service because of resignation, discharge or death. People who retired from government service are pensioner members of GEPF.
4 What is the Retirement Member Campaign (RMC)? GEPF encounters numerous administration challenges when processing retirement applications. The majority of these involve the applications that are received after the member s last day of service and contain errors. This is a concern as the late submission of exit applications results in delayed payment of benefits.
5 What is the Retirement Member Campaign (RMC)? The purpose of this campaign is to reduce the turnaround time for the retirement process by: Calling members that are retiring soon; Educating members of the retirement procedure and requirements; Updating members details to ensure accuracy so as to prevent delays in payment; and Encouraging members to submit retirement application forms timeously.
6 What are the benefits when you retire from GEPF? Retiring with less than 10 years of service: Gratuity equal to your actuarial value in the fund, payable to own account or to an approved retirement fund. Retiring with more than 10 years of service: A gratuity and an annuity are payable into your own account. Note: If you retire before the age of 60, your benefits will be reduced by 1/3 of a % for each month for the period between the age at termination service and 60.
7 What happens when you retire from GEPF? You must notify your employer before you retire six months before. This will allow you to get all of your documents together and to submit these to your HR department. Your HR department will complete the Z102 (Withdrawal From Fund Application or exit request ). Your HR department will co-sign the Z583 (Medical Subsidy form), Medical Choice form and the Retirement Choice form if these are applicable. You need to prepare for your retirement early because your documents need to be with GEPF three months before you retire!
8 What documents are required when you retire from GEPF? 1. Z102 Withdrawal From Fund Application form 2. Z864 - Updating Personal Particulars form 3. Z894 - Updating of Bank Particulars 4. Spouse s Pension Choice form 5. Original certified copy of bar-coded ID 6. WP1002 Nomination of Beneficiaries 7. Z583 Medical Subsidy form
9 Questions
10 How can you contact GEPF? If you have any further questions that are not answered today or if you think of something after you have left here please call the toll free Call Centre on You can also visit the GEPF office nearest you! Durban: 8 th Floor, Salmon Grove Chambers, 407 Anton Lembede Street (formerly Smith Street) Pietermaritzburg: 3 rd Floor, Brasford House, 262 Langalibalele Street
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