Application form / / Pension Annuity. Once you ve completed this form, please return it to: Legal & General Retirement PO Box 809 Cardiff CF24 0YL

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1 Pension Annuity Application form Once you ve completed this form, please return it to: Legal & General Retirement PO Box 809 Cardiff CF24 0YL You will have a quote(s), illustrating the possible benefits available to you from a Legal & General Pension Annuity. This application relates to that quote(s). Please provide the quote number(s) below you wish to accept. We cannot process your application without this information. We will not honour verbal quotes. / / / The annuity rate used in your quote is guaranteed for a limited period. For this rate to apply, we must receive all funds from your pension provider(s) before the date shown in the Important information section in your quote. If the funds are received after this date then the rate available at that time will apply. If you have any other pension plans that you would like to add to this annuity purchase, then please call us on We may record and monitor calls. For your own benefit we recommend you read the Key Features and the Terms and Conditions of this contract before you buy. If you have any doubts about its suitability, then you should seek professional financial advice. We will not accept this application if you are an undischarged bankrupt or where the pension has vested in a Trustee in Bankruptcy. Confirming your identity - to protect you and us from financial crime, we may need to confirm your identity from time to time. We may do this by using reference agencies to search sources of information about you (an identity search). This will not affect your credit rating. If this identity search fails, we may ask you for documents to confirm your identity. We will not make a payment under this contract to anyone except to you or the scheme trustee/administrators. In the event of your death, and depending on the options you have chosen, payment can only be made to your spouse or registered civil partner; named dependant; a beneficiary nominated to receive the balance of a guaranteed minimum payment period or your estate. You need to make sure any medical and/or lifestyle information you give us is both accurate and complete so that we can pay you the maximum level of income you re entitled to. If your application takes longer than six months to complete, we ll require you to sign a new declaration confirming the information previously provided is still valid. We will not complete the application until the new declaration is received. Please make sure you read our privacy policy on page 10. PLEASE NOTE: If you have medical or lifestyle conditions which you do not tell us about, you could miss out on extra income that you are entitled to. In some cases the amount could be significant. Once your income starts we may request additional medical information to ensure that you are receiving the correct annuity income. These requests may include one or more of the following, a report from your doctor, a short medical screening with a nurse or a simple saliva test (to confirm smoking status if applicable). If this additional medical information differs significantly from that given to us previously, we may increase or decrease your payments in line with this, to ensure you being paid the correct amount. If you have not already disclosed medical or lifestyle conditions, please contact us before completing this form.

2 1 About you Please complete this section in full. 1. What is your full name and title? Mr/Mrs/Miss/Ms/Other Surname First name(s) 2. What is your date of birth? D D M M Y Y Y Y 3. What is your sex? Male Female 4. What is your marital status? 5. What is your current permanent residential address including postcode and telephone number? Address Single Divorced/ Dissolved Married Separated Registered civil partnership Widowed Postcode Home phone Mobile phone address 6. What is your National Insurance number? You must have a permanent National Insurance number. 7. What is your tax district and reference number? For example, AB C Please enclose your P45 for this tax year, if applicable. Without this, a temporary tax code, which is confirmed by HM Revenue & Customs, will be applied to your payments until we receive confirmation of your correct code. The P45 will not be returned. Legal & General Pension Annuity Application Page 2/16

3 2 About your spouse, registered civil partner or dependant Only complete this section if your quote includes a pension income to be paid to this person after you die. 1. What is their full name and title? Mr/Mrs/Miss/Ms/Other Surname 2. What is their date of birth? First name(s) D D M M Y Y Y Y 3. What is their sex? Male Female 4. What is their marital status? 5. What is their relationship to you? Single Divorced/ Dissolved Married Separated Registered civil partner Widowed 6. What is their current permanent residential address including postcode and telephone number if different from yours? Address 7. What is their National Insurance number? Postcode Home phone For example, AB C Legal & General Pension Annuity Application Page 3/16

4 3 Your doctor s details If your doctor is not UK based, please contact us before completing this form. Only complete this section if you have provided us with medical/lifestyle information. 1. What is your doctor s name, address, postcode and telephone number? Name Address 2. If you have supplied medical/ lifestyle information for your spouse, registered civil partner or dependant, what is their doctor s name, address, postcode and telephone number? Postcode Telephone number Name Address Postcode Telephone number Under the Access to Medical Reports Act 1988, we reserve the right to apply for a medical report from any doctor who has, at any time, attended you. The declaration at the back of this form gives us your consent to apply for such a report if needed. Before obtaining a report from your doctor, we are obliged to inform you of your rights. These are detailed in Part 7 of this application. Legal & General Pension Annuity Application Page 4/16

5 4 About the purchasing or transferring pension scheme(s) Your pension annuity can be bought with a contribution from a pension scheme or schemes. This could either be: an Open Market Option(s), where the trustees or scheme administrators of your pension scheme(s) buy the annuity with us on your behalf, and the benefits payable are subject to their scheme rules, or a transfer of a fund or funds into a pension plan with us before immediate vesting, where the benefits payable will be subject to our scheme rules. Please give details of each purchasing or transferring pension scheme(s) including any Legal & General schemes. If there is insufficient space for you to provide details of all your schemes, please continue on a separate page or take a photocopy of this page. 1. Name of the current provider 2. Address Postcode 3. Full name of the pension scheme 4. Existing plan number 5. Approximate fund value to be paid to us 6. Is the full fund value of the existing plan being used to provide benefits? If no, please provide details 7. Do you want to take a tax-free cash sum? Yes Yes No No 8. If yes to above: a) who will be paying this sum to you? b) do you want to take the maximum amount (normally 25% of the fund value)? Legal & General Yes No If not 25%, what percentage or value do you want to take? Current provider % / For an open market option: Your current pension provider will pay any tax-free cash sum due. For a transfer of funds to a pension plan with us: If we are responsible for paying a tax-free lump sum, we will pay this at the same time as we set up the pension annuity. 1. Name of the current provider 2. Address Postcode 3. Full name of the pension scheme 4. Existing plan number 5. Approximate fund value to be paid to us 6. Is the full fund value of the existing plan being used to provide benefits? If no, please provide details 7. Do you want to take a tax-free cash sum? Yes Yes No No 8. If yes to above: a) who will be paying this sum to you? b) do you want to take the maximum amount (normally 25% of the fund value)? Legal & General Yes No If not 25%, what percentage or value do you want to take? Current provider % / For an open market option: Your current pension provider will pay any tax-free cash sum due. For a transfer of funds to a pension plan with us: if we are responsible for paying a tax-free cash sum, we will pay this at the same time as we set up the pension annuity. Legal & General Pension Annuity Application Page 5/16

6 5 Lifetime allowance Understanding the Lifetime Allowance rules is important because if you provide incorrect or incomplete information you may become liable to a Lifetime Allowance tax charge. The Lifetime Allowance is a limit on the amount of pension benefit that can be drawn from pension schemes, whether lump sums or retirement income. The current standard Lifetime Allowance is 1,030,000 for tax year 2018/2019 and pension benefits in excess of the Lifetime Allowance may be subject to a tax charge. If you are unsure how to calculate the value of your benefits, please refer to your financial adviser/intermediary or current provider(s). Please do not send the original certificate to us. Is the total value of: the pension income and tax-free cash you have already taken (including drawdown income, and any income taken before 6 April 2006); any pension pot(s) transferred overseas, and the pension benefits you are taking now greater than the current standard Lifetime Allowance threshold (of 1,030,000 for tax year 2018/2019)? Yes No If Yes, do you have any protection in place against the Lifetime Allowance tax charge? Yes No If Yes, please enclose a COPY of your protection certificate with this application. We may require additional information from you at a later date. 6 Your income Please give details of where your income and any tax-free lump is to be paid. If you require your tax-free cash sum to be paid to a different account, please let us know in writing. Any tax due will normally be deducted before you receive each payment. All payments will be made in British pounds sterling to you or the scheme trustees, where applicable. Any conversion to another currency will be at your own expense. 1. What is the name and address of your bank or building society? Name Address 2. What is the bank or building society sort code? 3. What is the bank or building society account number? 4. What is the name of the account holder? 5. What is the building society roll number (if applicable)? You must be either the sole or joint account holder. Postcode - - Any payment details received from a scheme trustee or administrator may override your payment instructions. Legal & General Pension Annuity Application Page 6/16

7 6a Beneficiary payment details Only complete if you ve chosen a guarantee period and you are purchasing the annuity: If you die during your guaranteed payment period, you can nominate someone to receive the remaining income from your pension fund. Who can I nominate? You can choose to have the remaining income from your pension fund paid to anyone. Full name Date of birth D D M M Y Y Y Y Address If you don t nominate an individual, the remaining income will be paid to your estate. Only complete if you ve chosen a guarantee period and the annuity is being purchased by trustees on behalf of the member: Full name Date of birth D D M M Y Y Y Y If you don t nominate an individual, the remaining income will be paid to the member s estate. Legal & General Pension Annuity Application Page 7/16

8 7 Declaration Please remember that it is a serious offence to make false statements; the penalties are severe and could lead to prosecution. To my current provider(s) I would like to take benefits from the plan(s) listed in Part 4 of this application. I authorise you to release all necessary information to Legal & General to enable the transfer of funds to Legal & General. I authorise and instruct you to transfer the funds from the plan(s) as listed in Part 4 of this application directly to Legal & General, and to provide any instruction and/or discharge required by any relevant third party to do so. Until this application is accepted and complete, Legal & General s responsibility is limited to the return of the total payment(s) to my current provider(s). Where the payment(s) made to Legal & General represent(s) all of the funds under the plan(s) listed in Part 4 of this application, then payment made as requested will mean that I shall no longer be entitled to receive pension or other benefits from the plan(s) listed. Where the payment(s) made to Legal & General represent(s) part of the funds under the plan(s) listed in Part 4 of this application, then payment made as requested will mean that I shall no longer be entitled to receive pension or other benefits from that part of the plan(s) represented by the payment(s). I confirm that I have not received financial advice from Legal & General about purchasing my Pension Annuity. Only for applications relating to Open Market Options or Trustee purchase I authorise and instruct you to pay me any tax-free cash sum as indicated, to pay the balance of my pension pot(s) to Legal & General to provide me with an annuity based on the features set out in the accepted quote(s) referenced on the first page of this application, and to provide any instructions and/or discharge required by any relevant third party to do so. Only for applications relating to transfers into the Legal & General Personal Pension No.1 for immediate vesting Please transfer the fund(s) listed in Part 4 of this application to Legal & General. Where you have asked me to give you the original policy document(s) in return for the transfer of funds and I am unable to do so, I promise that I will be responsible for any losses and/or expenses which are the result, and which a reasonable person would consider to be the probable result, of any untrue, misleading or inaccurate information deliberately or carelessly given by me, or on my behalf, either in this form or with respect to benefits from the plan. To my current provider(s) and Legal & General I promise to accept responsibility for: any additional tax charges or any penalties which may arise, and any claims, losses and expenses that my current provider and Legal & General may incur as a result of any incorrect information provided by me in this application. Where I have chosen to take tax-free cash, it is not my intention to make, either directly, indirectly or by someone making contributions on my behalf, a significant* increase in my total expected contributions to registered pension schemes. *A significant increase is where: The total tax-free cash you receive in the 12-month period ending on the day the tax-free cash from this plan is paid exceeds 7,500 (for the tax year 2018/2019), and more than 30% of the total tax-free cash is used to make contributions to one or more registered pension schemes which exceed the expected level of contributions. This includes any contributions you pay directly or indirectly, paid by someone on your behalf such as your employer, or which you may have paid in anticipation of receiving the tax-free cash. This is known as recycling. Please see section PTM of HM Revenue & Customs Pension Tax Manual online for more information. To Legal & General Only for applications relating to transers into the Legal & General Personal Pension No.1 for immediate vesting The scheme administrator on behalf of the provider agrees to administer the scheme in accordance with the scheme rules. I authorise Legal & General to accept the transfer value and agree that on receipt of the transfer value, Legal & General will apply this sum to a Personal Pension Plan. For all applicants I confirm that to the best of my knowledge my answers are full and accurate. I agree that my chosen quote and the information contained in this application, plus any medical and/or lifestyle information provided separately, will be used to determine the benefits to be paid and if any of the information is found to be incorrect my benefits may be adjusted accordingly. No benefits under this policy are capable of assignment, surrender or commutation except as provided in the relevant legislation and subject to the agreement of Legal & General Assurance Society Limited. If I have been contracted out under my current plan, then I agree to Legal & General calculating the part of the transfer payment to be treated as relating to contracted out benefits, if this information is not provided. If the total gross contribution(s) paid into any Registered Pension Scheme(s) exceed my Annual Allowance, I will inform HM Revenue & Customs. I agree that where a tax charge does arise, any of the funds used to purchase this annuity will not be available to pay that charge. Marketing consent Here at Legal & General we take your privacy seriously; this is why we never share your personal details with anyone else for their own marketing purposes. However, from time to time we would like to contact you with news, useful information and exclusive offers on our products and services. If you d like to be kept up to date, please let us know how you would like to hear from us: Post SMS Telephone Personalised online marketing** If now or at any time in the future you wish to withdraw your consent (including any consent that you may have previously given) please contact us as directed in our privacy policy. **e.g. via our own systems such as My Account, social media platforms and third-party websites such as YouTube. Data protection Protecting your personal information is extremely important to us. Please take the time to read our privacy policy in Part 8. By signing this application form you agree to the use of your personal information as set out in the privacy policy. Legal & General Pension Annuity Application Page 8/16

9 7 Declaration continued The following only applies if medical/lifestyle information has been supplied to Legal & General (for either the applicant or the applicant s spouse, registered civil partner or dependant or both) separately. Sensitive data By signing this form, you consent to Legal & General using the medical and health information provided in this form and any other medical information provided in the course of this application solely for the purposes of allowing us to underwrite and administer your policy. Your medical information (and other information collected via this form) may be disclosed to our reassurer and to any other insurance company to whom you apply for products or services. Under the Access to Medical Reports Act 1988, I have the following rights: 1. I have the right to withhold my consent for a medical report to be sent to Legal & General, although if I withhold this consent then Legal & General will be unable to accept my application. 2. If I give my consent to the report, I have the right to see the report before it is sent to Legal & General. I will have 21 days to contact the doctor to arrange to see the report and the doctor must obtain my further consent before the report is sent on to Legal & General. If I do not arrange to see the report within 21 days, it will be sent to Legal & General. I have the right to see the report at any time within six months of it being sent to Legal & General. 3. I have the right to request amendments to be made to the report. If the doctor refuses to make these amendments, I have the right to request that the doctor attaches a statement containing my views to the report. 4. The doctor does not have to let me see any part of a report that he/she considers would be likely to cause serious harm to my physical or mental health or to that of others, or would indicate the doctor s intentions towards me. The doctor also does not have to let me see any part of a report which may disclose the identity of another person who has supplied information about me, unless that person has consented or is a health professional caring for me. If the doctor does not let me see any part of a report, he/she must notify me of that fact. I confirm that I have been advised of my rights under the Access to Medical Reports Act 1988 and consent to Legal & General seeking medical information concerning my physical or mental health from any doctor who has attended me at any time. I consent to the release of this information to Legal & General. Applicant (only if medical details have been supplied for you): I do NOT want to see the medical report before it is sent to Legal & General or I do want to see the medical report before it is sent to Legal & General. Spouse, registered civil partner or dependant (only if medical details have been supplied for this person): I do NOT want to see the medical report before it is sent to Legal & General or I do want to see the medical report before it is sent to Legal & General. To be completed in all cases This person s signature is only required if medical details have been supplied for them. Applicant I agree to the terms set out in the Declaration and the use of my information as described in the privacy policy. Signature Spouse, registered civil partner or dependant I agree to the terms set out in the Declaration and the use of my information as described in the privacy policy. Signature Date D D M M Y Y Y Y Date D D M M Y Y Y Y Legal & General Pension Annuity Application Page 9/16

10 8 Privacy policy This privacy policy may be subject to change you can find the most recent version of this policy on legalandgeneral.com. Protecting your personal information is extremely important to Legal & General. It s especially important for a large financial company like ours, as our customers trust us to look after a huge amount of sensitive information on everything from their business affairs to their medical history. This is a copy of our privacy policy, which sets out how we use and protect your personal information, for your records. This will take effect during May 2018, and may be subject to change in the future. You can find the most recent version of this policy on legalandgeneral.com/privacy-policy. The way we collect and share your information is equally important. Our customers expect us to manage their information privately and securely. If we don t, they ll lose their trust in us. This policy tells you how we collect and process your personal information. Please take a few minutes to read it, and show it to anyone else connected to the policy. What is personal information? When we talk about personal information we mean information about an individual that can identify them, like their name, address, address, telephone number and financial details. It can relate to customers, employees, shareholders, business contacts and suppliers. Any reference to information or data in this policy is a reference to personal information about a living individual. What information do we hold? We may collect and process the following personal information about you: Type of data Description Examples of how we use it Contact Personal details Transactional Contractual Who you are Where you live How to contact you Age Gender Family details Visual images and personal appearance Financial details Lifestyle and social circumstances Bank and/or card details How you use your product Changes you make to your product or account Your claims history Your creditworthiness Servicing your product Marketing Analysis and profiling Enhancing our product and service offering Marketing Analysis and profiling Policy underwriting Servicing your policy Making sure our products and services are fit for purpose Policy underwriting Making sure the policy is right for you Consent and preferences Ways you want us to market to you Marketing Technical Details on the devices and technology you use Making sure our products and services are fit for purpose Open data and public records Documentary data and national identifiers Electoral register Land register Other information about you that is openly available on the internet Details about you that are stored in documents like: Your passport Driver s licence Birth certificate National Insurance number Policy administration Prevent financial crime Where do we get our information from? Information you give us directly (when you fill in forms or contact us by phone, etc). Information we collect about you or receive from other sources. This could be information you provide to us electronically (through our website or an online portal, for example), information we get from your online browsing activity, information from a third party or from publicly available sources such as social media platforms or the electoral register (e.g. to detect fraudulent claims). We may also receive information if you have been dealing with a financial adviser or have been introduced to us by another company (e.g. a bank, insurer or building society) or your employer (or their financial adviser). For more information on how we use cookies, please refer to our cookie policy at legalandgeneral.com/privacy-policy/cookies. Legal & General Pension Annuity Application Page 10/16

11 8 Privacy policy continued How do we use your information? We use personal information that we hold about you: To carry out our responsibilities resulting from any agreements you ve entered into with us (e.g. to underwrite and administer your policy, including processing claims) and to provide you with the information, products and services that you ve asked from us. To provide you with marketing information about services and products we offer across the Legal & General Group which may be of interest to you. Based on your marketing preferences, we may deliver this information by post, telephone, , SMS or personalised online marketing via our own systems such as My Account, social media platforms and/or other third-party websites e.g. YouTube. Please note that if you choose not to receive online marketing, you will not see personalised messages using your personal data, however you may still see generic online advertising. We will not sell your data to third parties for them to market to you. We may also send marketing to you using our legitimate interests, please see below for further information. To tell you about changes to our services and products. To comply with any applicable legal or regulatory requirements (including know your customer checks, or to comply with any applicable regulatory reporting or disclosure requirements). For carrying out market research, statistical analysis and customer profiling to help us to improve our processes, products and services and generate new business (e.g. to understand digital behaviours, identify financial attitudes and develop more engaging communications). To define our actuarial, pricing and underwriting strategies. To run our business in an efficient and proper way. This includes testing our systems, managing our financial position, business capability, planning, communications, corporate governance, and audit. For any other purpose that we ve agreed with you from time to time. When you apply for a product or to receive a service from us, the application form you fill out or the resulting contract may contain additional conditions relating to the way we use and process your personal information. These will apply in addition to the above uses. In some cases, we may use systems to make automated decisions (including profiling) based on the personal information we have, or collect from others. These may include: The prevention and detection of fraud. Providing quotes, calculating premiums and underwriting decisions. Personalising the content and design of communications and online services (such as My Account). Determining when to provide tailored servicing communications (e.g. changes in your personal circumstances or lifestyle), and the appropriate channel(s) to use. Using your information in accordance with data protection laws Data protection laws require us to meet certain conditions before we re allowed to use your personal information in the way we describe in this privacy policy. We take these responsibilities extremely seriously. To use your personal information, we ll rely on the following conditions, depending on the activities we re carrying out: Providing our contracts and services to you: We ll process your personal information to carry out our responsibilities resulting from any agreements you ve entered into with us and to provide you with the information, products and services you ve asked from us, which may include online services. Complying with applicable laws: We may process your personal information to comply with any legal obligation we re subject to. Legitimate interests: To use your personal data for any other purpose described in this privacy policy, we ll rely on a condition known as legitimate interests. It s in our legitimate interests to collect your personal data as it provides us with the information that we need to provide our services to you more effectively. We may use your information to: Carry out market research and product development, which can include creating customer demographics and/or profiling. We may sometimes work with carefully selected third parties to do this, for example using advertising services provided by organisations such as Google or Facebook and may share data with them, which could be combined with the information they hold about you. Continue to send marketing information, via post only, to customers who purchased a product before 25 May 2018 and did not opt out, until such time as they have reviewed their marketing preferences (which can be done at any time). Develop and test the effectiveness of marketing activities. Develop, test and manage our brands, products and services. Study and also manage how our customers use products and services from us and our business partners. Manage risk for us and our customers. This requires us to carry out an assessment of our interests in using your personal data against the interests you have as a citizen and the rights you have under data protection laws. The outcome of this assessment will determine whether we can use your personal data in the ways described in this privacy policy (except in relation to marketing, where we ll always rely on your consent). We ll always act reasonably and give full and proper consideration to your interests in carrying out this assessment. Consent: We may provide you with marketing information about our services or products where you ve provided your consent for us to do so. You may opt out of marketing at any time by ing or telephoning your customer services team. Alternatively, you can also use the Contact Us section of our website at legalandgeneral.com/existing-customers/contact-us. You can also manage your marketing preferences on our customer self-service systems, My Account. Special category (sensitive) data: Where you have consented, we will process any medical and health, racial and ethnic origin, genetic and biometric or sex life and sexual orientation information you have provided, and any other sensitive information obtained from a third party (e.g. your GP or other medical professional), solely for the purposes of allowing us to underwrite and administer your policy and deal with claims. Criminal Conviction Data: Where you have consented, we will process this type of information solely for the purposes of allowing us to underwrite and administer your policy and deal with claims. Please be aware that the personal information you provide to us, and which we collect about you, is required for us to be able to provide our services to you and without it we may not be able to do so. Legal & General Pension Annuity Application Page 11/16

12 8 Privacy policy continued How long do we keep your information for? We ll keep your personal information in accordance with our internal retention policies. We ll determine the length of time we keep it for based on the minimum retention periods required by law or regulation. We ll only keep your personal information after this period if there s a legitimate and provable business reason to do so. Who do we share your personal information with? We ll only disclose your information to: Other companies within the Legal & General Group, third-party suppliers, contractors and service providers for the purposes listed under How do we use your information. Selected third parties, so that they can contact you with details of the services that they provide, where you have expressly opted in or consented to the disclosure of your personal data for these purposes. Our regulators, government (e.g. HMRC) and law enforcement or fraud prevention agencies, reassurers (RGA Global Reinsurance Company Ltd and Swiss Re Europe S.A.S), as well as our professional advisers etc. You can find an up-to-date list of reassurers on our website legalandgeneral.com/privacy-policy/consent-controllers. Additionally, we may disclose your personal information to third parties: In the event that we sell or buy any business or assets, in which case we ll disclose your personal data to the prospective seller or buyer of such business or assets. If we, or substantially all of our assets, are acquired by a third party, in which case personal data held by us about our customers will be one of the transferred assets. If you have been dealing with a financial adviser, we ll provide information about your product and, where appropriate, and with other information about your dealings with us, to enable the adviser to give you informed advice. For employer-sponsored schemes, we may share some details of your plan with your employer and any professional advisor(s) they appoint on their or your behalf to service and provide accurate financial advice about the scheme. In order to enforce or apply the terms of any contract with you. If we re under a duty to disclose or share your personal data in order to comply with any legal obligation or regulatory requirements, or otherwise for the prevention or detection of fraud or crime. To protect you and Legal & General from financial crime, Legal & General may be required to verify the identity of new and sometimes existing customers. This may be achieved by using reference agencies to search sources of information relating to you (an identity search). This will not affect your credit rating. If this fails, Legal & General may need to approach you to obtain documentary evidence of identity. If you make a claim, we ll share your information (where necessary) with other insurance companies to prevent fraudulent claims. Legal & General Surveying Services may use a third-party surveyor to carry out the survey or valuation of the property. Additionally, your information, including special category and criminal conviction data, may be disclosed to our reassurer and to any other insurance company to whom you apply for products or services. If you ve been introduced to us by another company (such as a bank, insurer or building society), we may share your information with them to enable them to: Carry out market research, statistical analysis and customer profiling. Where you have consented, send you marketing information by post, telephone, and SMS about their products and those of carefully selected third parties. Assist you with your application process (aggregator and price comparison websites only). Fraud prevention Legal & General will check your details with fraud prevention agencies. If false or inaccurate information is provided and fraud is identified details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We may also share information about you with other organisations and public bodies, including the police and we may check and/or file your details with fraud prevention agencies and databases. Legal & General and other organisations may also access and use this information to prevent fraud and money laundering, for example, when: Checking details on applications for credit and credit-related or other facilities. Managing credit and credit-related accounts or facilities. Recovering debt. Checking details on proposals and claims for all types of insurance. Checking details of job applicants and employees. Legal & General and other organisations may access and use from other countries the information recorded by fraud prevention agencies. Please contact our Group Financial Crime department if you wish to receive the relevant details of the fraud prevention agencies: Address: Group Financial Crime, 7th Floor, Brunel House, 2 Fitzalan Road, Cardiff CF24 0EB. Legal & General may also check the details of other parties related to your contract, including verification of identity. This includes beneficiaries, trustees, settlors, third-party premium payers, executors or administrators of your estate, parties with power of attorney and any other beneficial owner. Legal & General Pension Annuity Application Page 12/16

13 8 Privacy policy continued Transferring your data outside the EU The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ( EEA ) to third-party suppliers, delegates or agents. We ll take all reasonably necessary steps to make sure that your data is treated securely and in accordance with this privacy policy. We ll only transfer your data to a recipient outside the EEA where we re permitted to do so by law (for instance, (A) where the transfer is based on standard data protection clauses adopted or approved by the European Commission, (B) where the transfer is to a territory that is deemed adequate by the European Commission, or (C) where the recipient is subject to an approved certification mechanism and the personal information is subject to appropriate safeguards, etc.). Unfortunately, sending information via is not completely secure; anything you send is done so at your own risk. Once received, we will secure your information in accordance with our security procedures and controls. Your rights You have rights under data protection law that relate to the way we process your personal data. More information on these rights can be found on the Information Commissioner s website. If you wish to exercise any of these rights, please get in touch with your customer services team. Alternatively, you can also use the Contact Us section of our website at legalandgeneral.com/existing-customers/contact-us. Your Rights 1. The right to access the personal data that we hold about you. 2. The right to make us correct any inaccurate personal data we hold about you. 3. The right to make us erase any personal data we hold about you. This right will only apply where for example: We no longer need to use the personal data to achieve the purpose we collected it for. You withdraw your consent if we re using your personal data based on that consent. Where you object to the way we use your data, and there is no overriding legitimate interest. 4. The right to restrict our processing of the personal data we hold about you. This right will only apply where for example: You dispute the accuracy of the personal data we hold. You would like your data erased, but we require to hold it in order to stop its processing. You have the right to require us to erase the personal data but would prefer that our processing is restricted instead. Where we no longer need to use the personal data to achieve the purpose we collected it for, but you need the data for legal claims. 5. The right to object to our processing of personal data we hold about you (including for the purposes of sending marketing materials to you). 6. The right to receive personal data, which you have provided to us, in a structured, commonly used and machine-readable format. You also have the right to make us transfer this personal data to another organisation. 7. The right to withdraw your consent, where we re relying on it to use your personal data (for example, to provide you with marketing information about our services or products). Contacts and complaints If you have any questions about this privacy policy or wish to exercise any of your rights, including changing your marketing preferences, please get in touch with your usual Legal & General contact or your customer services team. Alternatively, you can also use the Contact Us section of our website at legalandgeneral.com/existing-customers/contact-us. If you have any concerns about the way we process your personal data, or are not happy with the way we ve handled a request by you in relation to your rights, you also have the right to make a complaint to the Information Commissioner s Office. Their address is: First Contact Team, Information Commissioner s Office, Wycliffe House, Water Lane, Wilmslow, SK9 5AF. Data Protection Officer Legal & General has appointed a Data Protection Officer to provide independent expert advice and monitor compliance with data protection laws: Name: Liz Gaspar address: Data.Protection@landg.com Address: 1 Coleman Street, London, EC2R 5AA. Legal & General Pension Annuity Application Page 13/16

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16 Contact us Call us on We may record and monitor calls. us at legalandgeneral.com/retirement Legal & General Assurance Society Limited. Registered in England and Wales No Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. W11943 AS 12/18 Non ASD