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1 Sources of advice Financial product or service For advice, contacts For general information Bank and building society accounts Banks, building societies IFA if you are investing a large sum for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Money Advice Service Tel (Also see the comparative tables at moneyadviceservice.org.uk/tables) British Bankers Association Tel Building Societies Association Tel Budgeting (Scotland) Cash ISAs Banks, building societies National Savings & Investments Tel Money Advice Service budgeting tool Tel yourmoney/interactive Money Advice Service Tel (Also see the comparative tables at moneyadviceservice.org.uk/tables)
2 Cash ISAs (continued) IFA if you are investing a large sum for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Comparison websites Credit unions Credit unions Association of British Credit Unions Tel Ace Credit Union Services Tel Irish League of Credit Unions Tel Scottish League of Credit Unions Tel Ulster Federation of Credit Unions Tel or UKCreditUnions Tel
3 Debt problems Advice NI Tel Advice UK Tel (Scotland) (Scotland) Consumer Credit Counselling Service Tel Debtline NI Tel Community Legal Advice Tel Macmillan Cancer Support Tel Consumer Credit Counselling Service Tel Money Advice Scotland Tel
4 Debt problems (continued) National Debtline (England, Wales and Scotland) Tel National Debtline (England, Wales and Scotland) Tel Payplan Tel Payplan Tel General insurance (eg travel, car, home) To find an insurance broker, contact the British Insurance Brokers Association Tel Macmillan Cancer Support Association of British Insurers Tel Comparison websites Insurance companies Grants for people affected by cancer CancerHelp UK Tel Charities, professional and occupational bodies and similar organisations Local authorities (councils) see phone book (Scotland) Motability Scheme Tel
5 Grants for people affected by cancer (continued) Macmillan Cancer Support Tel Turn2Us Tel Health insurance and life insurance Personnel or human resources (HR) department if scheme at work Insurance brokers to find one contact: British Insurance Brokers Association Tel Association of British Insurers Tel Independent financial advisers for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Insurance companies
6 Inheritance tax Independent financial advisers for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Society of Tax and Estate Practitioners Tel HM Revenue & Customs Probate & Inheritance Tax Helpline Tel Directgov website Investment management Independent financial advisers for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Stockbroker to find one contact: London Stock Exchange Tel or Association of Private Client Investment Managers and Stockbrokers Tel Association of Investment Companies Tel Association of Private Client Investment Managers and Stockbrokers Tel Investment Management Association Tel Bank
7 Investments and annuities Independent financial advisers for list of advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Money Advice Service Tel (Also see the comparative tables at moneyadviceservice.org.uk/tables) Providers Loans and credit cards Providers Money Advice Service Tel Mortgages Mortgage brokers to find one, visit unbiased.co.uk or see the phone book Mortgage lenders Council of Mortgage Lenders Tel Money Advice Service Tel (Also see the comparative tables at moneyadviceservice.org.uk/tables)
8 National Savings & Investments National Savings & Investments Tel National Savings & Investments Tel If you are investing a large sum, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk for list of advisers. Post offices Occupational (or company) pension scheme Pension administrator at work The Pensions Advisory Service Tel Personal pensions For list of independent financial advisers, visit unbiased.co.uk, findanadviser.org or financialplanning.org.uk Insurance companies The Pensions Advisory Service Tel Money Advice Service Tel (Also see the comparative tables at moneyadviceservice.org.uk/tables)
9 Post Office Card Accounts Macmillan Cancer Support Tel Post offices (Scotland) Carers UK Tel Power of attorney Solicitors to find one, contact: Law Society of England and Wales Tel Office of the Public Guardian Tel
10 Power of attorney (continued) Law Society of Scotland Tel Office of the Public Guardian (Scotland) Tel Law Society of Northern Ireland Tel Office of Care and Protection Tel Social services Macmillan Cancer Support Tel Local authority (council) see phone book or direct.gov.uk/localcouncils (Scotland) Carers UK Tel
11 State benefits Macmillan Cancer Support Tel Jobcentre Plus (if working age) Tel (Scotland) The Pension Service Tel Carers UK Tel State Pensions Macmillan Cancer Support Tel The Pension Service Tel HM Revenue & Customs Tel
12 State pensions (continued) (Scotland) Directgov Tax credits Macmillan Cancer Support Tel HM Revenue & Customs Tel (Scotland) Directgov
13 Taxation Accountant to find one contact: Association of Chartered Certified Accountants Tel or Institute of Chartered Accountants in England and Wales Tel or Institute of Chartered Accountants in Ireland Tel (00 353) or Institute of Chartered Accountants of Scotland Tel HM Revenue & Customs (see correspondence for your own tax office or see phone book for local enquiry centre or hmrc.gov.uk/eng) TaxAid Tel TaxHelp for Older People Tel or
14 Work rights Trade union of staff association at work if there is one Advisory, Conciliation and Arbitration Service Tel Labour Relations Agency Tel Community Legal Advice Tel Disability Law Service Tel Personnel or human resources (HR) department at work Advisory, Conciliation and Arbitration Service Tel Labour Relations Agency Tel Equality and Human Rights Commission Tel (England) (Wales) (Scotland) Equality Commission for Northern Ireland Tel
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