ICICI Prudential Mutual Fund

Transcription

1 1 ICICI Prudential Mutual Fund

2 ICICI Prudential Mutual Fund This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further etai s of the Schemes Mutua Fun ue i igence certi cate by M Key Personne Investors rights services risk factors pena ties pen ing itigations etc investors shou before investment refer to the Scheme Information Document an Statement of itiona Information avai ab e free of cost at any of the Investor Service entres or istributors or from the ebsite icicipruamc com he Scheme particu ars have been prepare in accor ance ith Securities an E change oar of In ia Mutua Fun s Regu ations as amen e ti ate an e ith Securities an E change oar of In ia SE I he units being offere for pub ic subscription have not been approve or isapprove by SE I nor has SE I certi e the accuracy or a e uacy of this KIM INDEX Key Scheme Features 3-12 Sector Restrictions for Debt Schemes 14 Investment Strategies 14 Scheme Differentiation 15 Risk Mitigation Factors 16 Scheme Performance Snapshot a bene ts of investing in the Mutua Fun 19 Pub ication of Dai y Net sset a ue N 19 Investor rievances ontact Detai s 19 nitho ers Information ommon pp ication Form for umpsum Systematic Invesments SIP Registration cum Man ate Form For investment through E S N 27 ommon pp ication Form for umpsum Systematic Invesments Me ica vantage Feature erms on itions for Me ica vantage Feature 33 SIP Registration cum Man ate Form For investment through E S N Me ica vantage Feature 35 Instructions for ing up the ommon pp ication Form Instructions for ing up the ommon pp ication Form Me ica vantage Feature 41 ranches ransaction Points ABBREVIATIONS Scheme Names ICICI Prudential Value Discovery Fund ICICI Prudential Multi-Asset Fund ICICI Prudential Bluechip Fund ICICI Prudential Long Term Equity Fund (Tax Saving) ICICI Prudential Balanced Advantage Fund ICICI Prudential Short Term Fund ICICI Prudential Credit Risk Fund ICICI Prudential Medium Term Bond Fund ICICI Prudential Long Term Bond Fund ICICI Prudential Floating Interest Fund Abbreviations Value Discovery Fund Multi-Asset Fund Bluechip Fund Long Term Equity Fund (Tax Saving) Balanced Advantage Fund Short Term Fund Credit Risk Fund Medium Term Bond Fund Long Term Bond Fund Floating Interest Fund The cheque/demand draft should be drawn in favour of ICICI Prudential Scheme Name for example ICICI Prudential Multi-Asset Fund, as the case may be and crossed Account Payee Only. Corporate Identity Number of ICICI Prudential Trust Limited is U74899DL1993PLC

3 TYPE INVESTMENT OBJECTIVE KE S EME FE RES F I I I PR DEN I E DIS ER F ND An open ended equity scheme following a value investment strategy. ICICI Prudential Mutual Fund To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. ASSET ALLOCATION PATTERN Instruments Allocation (%) Risk Profile (For more details, please refer to the Scheme Information Document.) Equity & Equity related securities Medium to High Debt & Money market instruments 0 35 Low to Medium The Scheme may also take exposure to: Derivatives instruments up to 100% of the Net Assets. ADR/GDR/Foreign securities/overseas ETFs up to 50% of the Net Assets. Investments in ADR/GDR and foreign securities would be as per SEBI Circular dated September 26, 2007 as may be amended from time to time. Securitised Debt up to 15% of the Net Assets or maximum permissible limit for debt portfolio, whichever is lower. Stock lending up to 50% of its net assets. The Scheme shall also not lend more than 5% of its net assets to any single counter party. In the event of variance in the asset allocation, the fund manager will carry out portfolio rebalancing within 30 Days. Further, in case the portfolio is not rebalanced within the period of 30 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. Please refer to Foot Note No. 12 for summarised Scheme Specific Risk Factors. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors PLANS AND OPTIONS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Value Discovery Fund; (2) ICICI Prudential Value Discovery Fund - Direct Plan Options: Growth Option and Dividend Option with Dividend Payout & Dividend Reinvestment sub-options. The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Value Discovery Fund - Direct Plan (Application without distributor code), ICICI Prudential Value Discovery Fund (Application with distributor code) Default Option: Growth option Default Sub-option: Dividend Reinvestment. Systematic Investment Plan $ Monthly: Minimum Rs. 500/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) Switch Facility S P F e S P a ue S P $$ APPLICABLE NAV MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## BENCHMARK INDEX DIVIDEND POLICY THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/APR/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b) Actual Recurring Expenses for the previous financial year ended March 31, 2018 (% of NAV) Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mininimum of Rs. 500 & in multiples of Re.1 thereafter (See foot note-7) The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs. 1,000 (plus in multiples of Re.1) Rs. 500 (plus in multiples of Re.1) Rs.500 or all units where amount is below Rs. 500/- The fund shall despatch redemption proceeds within 10 business days (working days) of receiving of the redemption request at the authorised centre for accepting such request. S&P BSE 500 Index The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. Mr. Mrinal Singh (Managing this fund for 7 yrs & 3 mths since Feb 2011) FOLIOS: 11,40,078 AUM: Rs. 16, Crores Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. If the amount, sought to be redeemed or switched out, is invested - (a) upto 12 months from the date of allotment: 1% (b) more than 12 months: Nil ICICI Prudential Value Discovery Fund : 2.12% ICICI Prudential Value Discovery Fund - Direct Plan : 1.10% Tax treatment for the Investors (Unitholders): Refer to page 19 Daily Net Asset Value (NAV) Publication: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website. (Actual Recurring Expenses Excludes GST on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Turnover Ratio as on 30/Apr/2018 : 0.75 times Unitholders Information: Refer to page 19 3

4 TYPE KE S EME FE RES F I I I PR DEN I M I SSE FUND ICICI Prudential Mutual Fund An open ended scheme investing in Equity, Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time. IN ES MEN E I E To generate capital appreciation and income for investors by investing across asset classes. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. SSE I N Investments Allocation (%) Risk Profile Equity & Equity related instruments 10 80% Medium to High Debt and Money Market instruments 10 80% Low to Medium Gold /Gold ETF/Units of REITs & INVITs/ such other asset classes as may be permitted 10 80% Medium to High by SEBI from time to time # The Scheme may also take exposure to: Derivatives instruments up to 100% of the Net Assets. ADR/GDR/Foreign securities/overseas ETFs up to 50% of the Net Assets. Investments in ADR/GDR and foreign securities would be as per SEBI Circular dated September 26, 2007 as may be amended from time to time.. Securitised Debt up to 15% of the Net Assets or maximum permissible limit for debt portfolio, whichever is lower. Stock lending up to 50% of its net assets. The Scheme shall also not lend more than 5% of its net assets to any single counter party. # Subject to applicable SEBI limits. The Cumulative Gross Exposure across various asset classes will not exceed 100% of the Net Assets of the Scheme. In the event of variance in the asset allocation, the fund manager will carry out portfolio rebalancing within 30 Days. Further, in case the portfolio is not rebalanced within the period of 30 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES RISK MITIGATION FACTORS P NS ND P I NS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. Please refer to Foot Note No. 12 for summarised Scheme Specific Risk Factors. Please refer to page 16 for Risk Mitigation Factors Plans: (1) ICICI Prudential Multi-Asset Fund; (2) ICICI Prudential Multi-Asset Fund - Direct Plan Options: Growth Option and Dividend Option with Dividend Payout & Dividend Reinvestment sub-options. The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Multi-Asset Fund - Direct Plan (Application without distributor code), ICICI Prudential Multi-Asset Fund (Application with distributor code) Default Option: Growth option Default Sub-Option: Dividend Reinvestment Systematic Investment Plan $ Monthly: Minimum Rs. 1,000/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) S itch Faci ity S P F e S P a ue S P $$ APPLICABLE NAV Mininimum of Rs. 500 & in multiples of Re.1 thereafter (See foot note-7) The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ MINIMUM PP I I N M UN Purchase Additional Purchase Repurchase/Redemption NUM ER F UNI S # Rs.5,000 (plus in multiples of Re.1) Rs. 1,000 (plus in multiples of Re.1) Rs.500 or all units where amount is below Rs.500/- DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. BENCHMARK INDEX Nifty 50 (70%), Nifty Composite Debt Index (20%), LBMA AMFixing Prices (10%) DIVIDEND POLICY The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/APR/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b ctua Recurring E penses for the previous nancia year en e March of N Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mr. S. Naren (Managing this fund for 6 yrs & 3 mnths since Feb 2012), Mr. Ihab Dalwai (Managing this fund for 11 months since June 2017) & Mr. Anuj Tagra (Managing this fund since May 2018), FOLIOS: 4,90,825 AUM: Rs. 11, crore Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. If redeemed 10% of units within 1 year from allotment - Nil If redeemed more than 10% of units, within 1 Year - 1% If redeemed after 1 year - Nil ICICI Prudential Multi-Asset Fund : 2.25% ICICI Prudential Multi-Asset Fund - Direct Plan : 1.17% Tax treatment for the Investors (Unitholders): Refer to page 19 Daily Net Asset Value (NAV) Publication: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22). For monthly portfolio, please click on on AMC s website. (Actual Recurring Expenses Excludes GST on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Turnover Ratio as on 30/Apr/2018 : 2.65 times Unitholders Information: Refer to page 19 4

5 TYPE INVESTMENT OBJECTIVE KEY SCHEME FEATURES OF ICICI PRUDENTIAL BLUECHIP FUND An open ended equity scheme predominantly investing in large cap stocks. ICICI Prudential Mutual Fund To generate long term capital appreciation and income distribution to investors from a portfolio that is predominantly invested in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. ASSET ALLOCATION PATTERN Instruments Allocation (%) Risk Profile (For additional details, refer to the Scheme Information Documents.) Equities & Equity related securities of large cap companies Medium to High Equities & Equity related securities of other than large cap companies 0 20 Medium to High Debt & Money market instruments 0 20 Low to Medium For the purpose of identification of large cap companies, communication provided by SEBI/ AMFI shall be considered. Currently, as per SEBI circular SEBI/HO/IMD/DF3/CIR/P/2017/ 114 dated October 06, 2017, large cap companies are defined as 1st -100th company in terms of full market capitalization. Mutual Funds are required to adopt list of stocks prepared by AMFI in this regard. The Scheme may also take exposure to: Derivatives instruments up to 100% of the Net Assets. ADR/GDR/Foreign securities/overseas ETFs up to 50% of the Net Assets. Investments in ADR/GDR and foreign securities would be as per SEBI Circular dated September 26, 2007 as may be amended from time to time. Securitised Debt up to 50% of the Net Assets or maximum permissible limit for debt portfolio, whichever is lower. Stock lending up to 20% of its net assets. The Scheme shall also not lend more than 5% of its net assets to any single counter party. In the event of variance in the asset allocation, the fund manager will carry out portfolio rebalancing within 30 Days. Further, in case the portfolio is not rebalanced within the period of 30 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. Please refer to Foot Note No. 12 for summarised Scheme Specific Risk Factors. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors PLANS AND OPTIONS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Bluechip Fund; (2) ICICI Prudential Bluechip Fund - Direct Plan Options: Growth Option and Dividend Option with Dividend Payout & Dividend Reinvestment sub-options. The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Bluechip Fund - Direct Plan (Application without distributor code), ICICI Prudential Bluechip Fund (Application with distributor code) Default Option: Growth option Default Sub-option: Dividend Reinvestment Systematic Investment Plan $ Monthly $ : Minimum Rs. 100/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly $ : Minimum Rs. 5,000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) Switch Facility S P F e S P a ue S P $$ APPLICABLE NAV MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## BENCHMARK INDEX DIVIDEND POLICY THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/ APR/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b) Actual Recurring Expenses for the previous financial year ended March 31, 2018 (% of NAV) Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mininimum of Rs. 500 (plus in multiples of Re.1/-) (See foot note-7) The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs. 100 (plus in multiples of Re.1) Rs. 100 (plus in multiples of Re.1) Rs. 100 (plus in multiples of Re.1) The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. Nifty 100 Index The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. Mr. Sankaran Naren (Managing this fund for 10 Mths since Jul 2017) Mr. Rajat Chandak (Managing this fund for 10 Mths since Jul 2017) FOLIOS: 7,90,231 AUM: Rs. 17, crores Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. (a) Upto 1 Year from allotment - 1% of applicable NAV (b) More than 1 Year - Nil ICICI Prudential Bluechip Fund : 2.12% ICICI Prudential Bluechip Fund - Direct Plan : 1.13% Tax treatment for the Investors (Unitholders): Refer to page 19 Daily Net Asset Value (NAV) Publication: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website. (Actual Recurring Expenses Excludes GST on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Turnover Ratio as on 30/Apr/2018: 0.97 times Unitholders Information: Refer to page 19 5

6 TYPE INVESTMENT OBJECTIVE KE S EME FE URES F I I I PRUDEN I N ERM E UI FUND X S IN An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit. To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. ICICI Prudential Mutual Fund ASSET ALLOCATION PATTERN Type of Instruments Normal Allocation (% of Net Assets) (For additional details, refer to the Scheme Information Documents.) Equities & Equity related securities 90% to 100% Debt securities & Money Market instruments & Cash 0% to 10% The AMC may, from time to time, at its absolute discretion, alter, modify or delete any of the above restrictions on investments subject to, however, such modifications, changes, alterations, deletions are in conformity with the Regulations and the guidelines governing the Equity Linked Savings Scheme. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. Please refer to Foot Note No. 12 for summarised Scheme Specific Risk Factors. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors PLANS AND OPTIONS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Long Term Equity Fund (Tax Saving); (2) ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan Options: Growth Option and Dividend Option with Dividend Payout sub-options. The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan (Application without distributor code), ICICI Prudential Long Term Equity Fund (Tax Saving) (Application with distributor code) Default Option: Growth option Systematic Investment Plan $ Monthly $ : Minimum Rs. 500/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly $ : Minimum Rs. 500/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan Not available Switch Facility Available after lock-in period of 3 years S P F e S P a ue S P $$ The Scheme will act only as Target Scheme. APPLICABLE NAV ØØØ MINIMUM APPLICATION AMOUNT/ Purchase Additional Purchase Repurchase/Redemption NUMBER OF UNITS Rs. 500/- (plus in multiples of Re.1) Rs. 500/- and in multiples thereof. Rs.500/- or all units where amount is below Rs.500/- DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## BENCHMARK INDEX DIVIDEND POLICY THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/APR/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b) Actual Recurring Expenses for the previous financial year ended March 31, 2018 (% of NAV) Waiver of Load for Direct Applications: Not applicable. (Refer note 13) The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. Nifty 500 Index The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. Mr. George Heber Joseph (Managing this fund for 3 yrs & 1 months since Apr 2015). In addition to fund manager managing this scheme ADR/GDR exposure is managed by Ms. Priyanka Khandelwal. FOLIOS: 6,41,620 AUM: Rs. 5, crores Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. Nil ICICI Prudential Lont Term Equity Fund (Tax Saving) : 2.20% ICICI Prudential Lont Term Equity Fund (Tax Saving) - Direct Plan : 1.04% Tax treatment for the Investors (Unitholders): Refer to page 19 Daily Net Asset Value (NAV) Publication: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website. (Actual Recurring Expenses Excludes GST on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Turnover Ratio as on 30/Apr/2018: 1.57 times Unitholders Information: Refer to page 19 6

7 ICICI Prudential Mutual Fund KE S EME FE URES F I I I PRUDEN I N ED D N E FUND TYPE An open ended dynamic asset allocation fund IN ESTMENT E TI E (For additional information refer to note no. 3 on page 2) To provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments. SSET TI N P TTERN Types of Instrument Indicative Allocation (% of Net Assets) (For additional details, refer to the Scheme Information Documents.) Equity & Equity Derivatives (Equity hedged exposure)# 65% to 100% Debt instruments* 0% to 35% # In Balanced Advantage Fund unhedged equity exposure shall be limited to 80% of the portfolio value. Unhedged equity exposure means exposure to equity shares alone without a corresponding equity derivative exposure. The margin money requirement for the purposes of derivative exposure will be held in the form of Term Deposit * Exposure to the Securitised debt will not exceed 50% of the debt portfolio. ** Including derivatives instruments to the extent permitted vide SEBI Circular no. DNPD/Cir-29/2005 dated September 14, 2005, Circular no. DNPD/Cir-30/2006 dated January 20, 2006 and Circular no. SEBI/DNPD/Cir-31/2006 dated September 22, 2006 and Circular no. Cir/IMD/DF/11/2010 dated August 18, 2010 on Trading by Mutual Fund in Exchange Traded Derivative Contracts. Whenever the equity and equity derivative investment strategy is not likely to give return comparable with the fixed income securities portfolio, the fund manager will invest in fixed income securities. Investors may note that securities, which endeavour to provide higher returns typically, display higher volatility. Accordingly, the investment portfolio of the Scheme would reflect moderate to high volatility in its equity and equity related investments and low to moderate volatility in its debt and money market investments. The above percentages would be adhered to at the point of investment in a stock. The portfolio would be reviewed quarterly to address any deviations from the aforementioned allocations due to market changes. IN ESTMENT STR TE Y Please refer to foot note on page 14 RISK PR FI E F T E S EME Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. Please refer to Foot Note No. 12 for summarised Scheme Specific Risk Factors. RISK MITI TI N F T RS Please refer to page 16 for Risk Mitigation Factors P NS ND PTI NS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Balanced Advantage Fund; (2) ICICI Prudential Balanced Advantage Fund - Direct Plan Options: Growth & Dividend (Monthly Dividend & Dividend Others) with Dividend Payout & Dividend Reinvestment sub-options. The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Balanced Advantage Fund - Direct Plan (Application without distributor code), ICICI Prudential Balanced Advantage Fund (Application with distributor code) Default Option: Growth option; Sub-option: Dividend Reinvestment. Systematic Investment P an $ Monthly: Minimum Rs. 100/- (Plus in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/-& in multiples of Re. 1 (Minimum number of instalments - 4) Systematic ith ra a P an (Minimum amount applicablity is at the time of registration) S itch Faci ity STP F e STP a ue STP $$ PP I E N MINIMUM PP I TI N M UNT NUM ER F UNITS DESP T F REPUR SE REDEMPTI N RE UEST ## EN M RK INDEX DI IDEND P I Y T E FUND M N ER (Tenure given is as on 30/04/2018) NUM ER F F I S SSETS UNDER M N EMENT UM S N PR S EME PERF RM N E EXPENSES F T E S EME a oa Structure Entry oa E it oa on app icab e N on the basis of the investment perio from the ate of a otment of units $$$ b ctua Recurring E penses for the previous nancia year en e March of N Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Minimum of Rs. 500 & in multiples of Re.1 thereafter (See foot note-6). The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs.500 (plus in multiples of Re.1) Rs. 100 (plus in multiples of Re.1) Rs.500 or all units where amount is below Rs.500/- The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. CRISIL Hybrid Moderate Index The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. Equity: (1) Mr. Sankaran Naren (Managing this fund for 10 months since July 2017); (2) Mr. Rajat Chandak (Managing this fund for 2 yrs 8 months since Sept. 2015); (3) Mr. Ihab Dalwai (Managing this fund for 4 months since Jan 2018); Debt: Mr. Manish Banthia (Managing this fund for 8 yrs 6 mths since Nov. 2009) In addition to fund manager managing this scheme, ADR/GDR exposure is managed by Ms. Priyanka Khandelwal. FOLIOS: 5,06,034 AUM: Rs. 27, crores Tax treatment for the Investors (Unitholders): Refer to page 19 Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. If redeem/switch out: (a) Upto 15% of units within 18 months from the date of allotment - Nil (b) More than 15% of units, within 18 months from the date of allotment - 1% of applicable NAV (c) After 18 months from the date of allotment- Nil. ICICI Prudential Balanced Advantage Fund : 2.21% ICICI Prudential Balanced Advantage Fund - Direct Plan : 0.89% (Actual Recurring Expenses Excludes GST on Management Fees) Daily Net Asset Value (NAV) Publication: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website. For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Turnover Ratio as on 30/Apr/2018: 4.86 times Unitholders Information: Refer to page 19 7

8 TYPE IN ESTMENT E TI E (For additional information refer to note no. 3 on page 2) SSET TI N P TTERN Under normal circumstances, the asset allocation under the Scheme will be as follows: KEY S EME FE TURES F I I I PRUDENTI S RT TERM FUND ICICI Prudential Mutual Fund An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 Year and 3 Years (please refer to investment strategy on page no.14) To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Type of Security Indicative allocation (% of corpus) in all circumstances Risk Profile Particulars Maximum Minimum Money Market Instruments 50% 0% Low to Medium Debt Instruments 100% 0% Low to Medium The Scheme may also take exposure to: Securitized debt up to 50% of the net assets of the Scheme Derivatives up to 100% of the net assets of the Scheme The cumulative gross exposure should not exceed 100% of the net assets of the scheme. The Macaulay duration of the portfolio of the Scheme would be between 1 year and 3 years. In case of any variance from the above asset allocation, the fund manager will carry out portfolio rebalancing within 30 Days. Further, in case the portfolio is not rebalanced within the period of 30 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. The securities mentioned in the asset allocation pattern could be listed, unlisted, privately placed, secured or unsecured, rated or unrated and of any maturity. The securities may be acquired through secondary market purchases, Initial Public Offering (IPO), other public offers, Private Placement, right offers (including renunciation) and negotiated deals. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors P NS ND PTI NS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Short Term Fund (2) ICICI Prudential Short Term Fund - Direct Plan Options: Growth & Dividend with Dividend Payout** & Dividend Reinvestment sub-options (with Monthly, Fortnightly and Half Yearly frequencies). The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Short Term Fund - Direct Plan (Application without distributor code), ICICI Prudential Short Term Fund (Application with distributor code) Default Option: Growth option Systematic Investment Plan $ Monthly: Minimum Rs. 1,000/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) S itch Faci ity STP F e STP a ue STP $$ APPLICABLE NAV MINIMUM PP I TI N M UNT NUM ER F UNITS DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## BENCHMARK INDEX DIVIDEND POLICY THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/ APRIL/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b ctua Recurring E penses for the previous nancia year en e March of N Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mininimum of Rs. 500 & in multiples of Re.1 thereafter (See foot note-6) The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs.5,000 (plus in multiples of Re.1) Rs.1,000 (plus in multiples of Re.1) Rs.500 or all units where amount is below Rs.500/- The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. Crisil Short-Term Bond Fund Index The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. Manish Banthia (Managing this fund for 8 yrs & 6 months since November 2009) FOLIOS: 21,112 AUM: Rs. 9, crore Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. Within 7 days from allotment % of applicable NAV More than 7 days - Nil ICICI Prudential Short Term Fund : 1.19% ICICI Prudential Short Term Fund - Direct Plan : 0.34% Tax treatment for the Investors (Unitholders): Refer to page 19 Daily Net Asset Value (NAV) Publication: Refer to page 19 (Actual Recurring Expenses Excludes Goods Service tax (GST) on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website Unitholders Information: Refer to page 19 8

9 TYPE IN ESTMENT E TI E SSET TI N P TTERN Under normal circumstances, the asset allocation under the Scheme will be as follows: KEY S EME FE TURES F I I I PRUDENTI REDIT RISK FUND An open ended debt scheme predominantly investing in AA and below rated corporate bonds. ICICI Prudential Mutual Fund To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Particulars Type of Security Approximate Allocation (% of Corpus) Risk Profile Low/Medium/High Debt & Money Market Instruments 0% - 100% Low to Medium Units issued by REITs & InvITs 0% - 10% Medium to High The Scheme shall have exposure to corporate bonds with AA (or equivalent rating) and below credit rating at least to the extent of 65% of the corpus of the Scheme. The Scheme may also take exposure to: Securitized debt (Single loan and/or Pool loan Securitized debt) of up to 50% of the net assets of the Scheme. Derivatives up to 100% of the net assets of the Scheme. The margin money requirement for the purpose of derivative exposure will be as per the SEBI Regulations. The Scheme shall not take leverage positions and total investments, including investments in debt and other securities and gross exposure to derivatives, if any, shall not exceed net assets under management of the scheme. The cumulative gross exposure should not exceed 100% of the net assets of the scheme. In case of any variance from the above asset allocation, the fund manager will carry out portfolio rebalancing within 60 Days. Further, in case the portfolio is not rebalanced within the period of 60 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. The securities mentioned in the asset allocation pattern could be listed, unlisted, privately placed, secured or unsecured, rated or unrated and of any maturity. The securities may be acquired through secondary market purchases, Initial Public Offering (IPO), other public offers, Private Placement, right offers (including renunciation) and negotiated deals. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors P NS ND PTI NS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Credit Risk Fund & (2) ICICI Prudential Credit Risk Fund - Direct Options: Growth Options and Dividend Option, having dividend payout** and re-investment sub-options (with Quarterly, Half yearly and Annual frequencies). The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Credit Risk Fund - Direct Plan (Application without distributor code), ICICI Prudential Credit Risk Fund (Application with distributor code) Default Option: Growth option Systematic Investment Plan $ Monthly: Minimum Rs. 100/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) S itch Faci ity STP F e STP a ue STP $$ APPLICABLE NAV MINIMUM PP I TI N M UNT NUM ER F UNITS DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## Mininimum of Rs. 500 & in multiples of Re.1 thereafter (See foot note-6) The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs.100 (plus in multiples of Re.1) Rs.100 (plus in multiples of Re.1) Rs.100 (plus in multiples of Re.1) The fund shall despatch redemption proceeds within 10 business days (working days) of receiving of the redemption request at the authorised centre for accepting such request. BENCHMARK INDEX CRISIL Short Term Credit Risk Index (with effect from May 28, 2018) DIVIDEND POLICY The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/APRIL/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b ctua Recurring E penses for the previous nancia year en e March of N Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mr. Manish Banthia (Managing this scheme for 1 year 6 months since November 2016); Mr. Akhil Kakkar (Managing this scheme for 11 months since June 2017) FOLIOS: 69,909 AUM: 10, crore Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. (a) Up to 10% of units within 1 year of allotment : (b) More than 10% of Units within 1 year of allotment: (c) If redeemed/switched out after 1 year: ICICI Prudential Credit Risk Fund : 1.70% ICICI Prudential Credit Risk Fund - Direct Plan : 0.79% Tax treatment for the Investors (Unitholders): Refer to page 19 NIL 1% of applicable NAV NIL Daily Net Asset Value (NAV) Publication: Refer to page 19 (Actual Recurring Expenses Excludes Goods & Services tax (GST) on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22). For monthly portfolio holding click on the link on AMC s website. Unitholders Information: Refer to page 19 9

10 TYPE IN ESTMENT E TI E SSET TI N P TTERN Under all circumstances (normal as well as adverse), the asset allocation under the Scheme will be as follows: KEY S EME FE TURES F I I I PRUDENTI MEDIUM TERM ND FUND ICICI Prudential Mutual Fund An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 Years and 4 Years (please refer to investment strategy on page no. 14) The Macaulay duration of the portfolio is 1 Year to 4 years under anticipated adverse situation. To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Type of Security Indicative allocation (% of corpus) in all circumstances Risk Profile Particulars Maximum Minimum Debt Instruments 100% 40% Low to Medium Money market instruments 50% 0% Low to Medium Units issued by REITs & InvITs 10% 0% Medium to High The Scheme may also take exposure to: Securitized debt up to 50% of the net assets of the Scheme Derivatives up to 100% of the net assets of the Scheme The cumulative gross exposure should not exceed 100% of the net assets of the scheme. The Macaulay duration of the portfolio of the Scheme would be between 3 years and 4 years under normal circumstances. The Macaulay duration of the portfolio of the Scheme would be between 1 year and 4 years under adverse circumstances. In the event of variance in the asset allocation, the fund manager will carry out portfolio rebalancing within 30 Days. Further, in case the portfolio is not rebalanced within the period of 30 days, justification for the same shall be placed before the investment committee and reasons for the same shall be recorded in writing. The investment committee shall then decide on the course of action. The securities mentioned in the asset allocation pattern could be listed, unlisted, privately placed, secured or unsecured, rated or unrated and of any maturity. The securities may be acquired through secondary market purchases, Initial Public Offering (IPO), other public offers, Private Placement, right offers (including renunciation) and negotiated deals. INVESTMENT STRATEGY Please refer to foot note on page 14 RISK PROFILE OF THE SCHEMES Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document (SID) carefully for details on risk factors before investment. RISK MITIGATION FACTORS Please refer to page 16 for Risk Mitigation Factors P NS ND PTI NS (For additional details, refer foot note no.10) Default Plan & Option (Refer to foot note no.14) Plans: (1) ICICI Prudential Medium Term Bond Fund & (2) ICICI Prudential Medium Term Bond Fund - Direct Plan Options: Growth Options and Dividend Option, having dividend payout** and re-investment sub-options (with Quarterly, Half yearly and Annual frequencies). The Scheme will not accept any fresh subscriptions/switch-ins in any other plan than mentioned above. The other plans under the Scheme will continue till the existing investors remain invested in such plans. Default Plan: ICICI Prudential Medium Term Bond Fund - Direct Plan (Application without distributor code), ICICI Prudential Medium Term Bond Fund (Application with distributor code) Default Option: Growth option Systematic Investment Plan $ Monthly: Minimum Rs. 1,000/- & in multiples of Re. 1 (Minimum number of installments - 6) Quarterly: Minimum Rs. 5000/- & in multiples of Re. 1 (Minimum number of instalments - 4) Systematic Withdrawal Plan (Minimum amount applicablity is at the time of registration) S itch Faci ity STP/ Flex STP/Value STP $$ APPLICABLE NAV MINIMUM PP I TI N M UNT NUM ER F UNITS DESPATCH OF REPURCHASE (REDEMPTION) REQUEST ## Minimum of Rs. 500 and in multiples of Re1/- The minimum number of instalments for both monthly and quarterly frequencies will be 2. Available Available ØØØ Purchase Additional Purchase Repurchase/Redemption Rs. 5,000 (plus in multiples of Re.1) Rs. 1,000 (plus in multiples of Re.1) Rs.500 or all units where amount is below Rs.500/- The fund shall despatch redemption proceeds within 10 business days(working days) of receiving of the redemption request at the authorised centre for accepting such request. BENCHMARK INDEX CRISIL Medium Term Debt Index (with effect from May 28, 2018) DIVIDEND POLICY The Trustee may approve the distribution of dividends by the AMC out of the distributable surplus of the Scheme. To the extent the net surplus is not distributed, the same will remain invested in the Scheme and be reflected in the NAV. For further details, refer SID. THE FUND MANAGER (Tenure given is as on 30/04/2018) NUMBER OF FOLIOS & ASSETS UNDER MANAGEMENT (AUM) AS ON 30/ APRIL/2018 SCHEME PERFORMANCE EXPENSES OF THE SCHEME a) Load Structure: Entry Load Exit Load for redemption/switch on applicable NAV on the basis of the investment period from the date of allotment of units *$$$ b ctua Recurring E penses for the previous nancia year en e March of N Waiver of Load for Direct Applications: Not applicable. (Refer note 13) Mr. Manish Banthia (Managing this fund for 1 year 6 months since November 2016) Mr. Shadab Rizvi (Managing this fund for 11 months since June 2017) FOLIOS: 45,516 AUM: Rs. 7, crores Please refer to page 17 for performance Not Applicable. In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. (a) Within 1 Year from allotment - 1% (b) More than 1 Year - Nil ICICI Prudential Medium Term Bond Fund : 1.48% ICICI Prudential Medium Term Bond Fund - Direct Plan : 0.65% Tax treatment for the Investors (Unitholders): Refer to page18 Daily Net Asset Value (NAV) Publication: Refer to page 19 (Actual Recurring Expenses Excludes Goods & Service Tax (GST) on Management Fees) For Investor Grievances please contact: Refer to page 19 Scheme s Portfolio Holdings (top 10 holdings by issuer and fund allocation towards various sectors). (Refer to page 20-22) For monthly portfolio holding click on the link on AMC s website Unitholders Information: Refer to page 19 10