RETIREMENT ACCOUNT. This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person.
|
|
|
- Scott Fowler
- 5 years ago
- Views:
Transcription
1 RETIREMENT ACCOUNT We ve been continually enhancing our Retirement Account digital services, making it even easier for you to do business with us online This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person.
2 IT S EASY TO DO BUSINESS WITH SCOTTISH WIDOWS ONLINE CLICK EACH ICON FOR MORE DETAILS
3 QUOTE AND APPLY Doing business online allows you to streamline processing. Our Retirement Account online capability includes: A Quick Quote feature Smooth and simple transition from illustration to application Signature-free applications The ability to transact easily for planning, immediate vesting and drawdown The ability to define an adviser charging profile For further information please click here.
4 INCREMENTS It s easy to submit increment requests, our online functionality allows you to: Increase existing regular contributions, start new regular contributions and make single payments Recall increment illustrations and quickly progress into applications Transfer in policies from other providers Use our Quick To Up feature
5 PORTFOLIO MANAGEMENT SERVICE Our Portfolio Management Service provides a simple way of creating and managing your own Adviser Portfolios. The service allows you to: Manage clients with similar investment aims and objectives consistently Link new and existing policies to an Adviser Portfolio Define investment content for your own Adviser Portfolio to use for illustrations and applications Rebalance client assets held within an Adviser Portfolio back to the target asset allocation Manipulate the monetary holding in the Control Account as part of the transaction Adviser Portfolios can be made up of Scottish Widows and Fund Supermarket funds, exclusive to your clients.
6 END STATE SWITCHING End State Switching makes it simple for you to restructure your clients Scottish Widows and Fund Supermarket funds. It allows you to: Input your clients desired investment split, our system will then calculate the individual sells, switches and buys required to create this end state Manipulate the monetary holding in the Control Account as part of the transaction Have the option of whether to include the Control Account as part of the investment mix Mirror the investment split across to any existing regular premiums
7 CLIENT REPORTING Our client reporting services are designed to make it easy for you to view and print detailed client information, including: Policy values Payment histories Investment histories Full asset analysis You can customise the report to meet your clients needs. You can select a simple policy summary or a full report, and use our asset analyser to provide visual representation of the client s portfolio.
8 NEXT STEPS If you would like to know more about Retirement Account digital services please speak to your Scottish Widows Account Manager or contact our Web Support team on
9 Scottish Widows Limited. Registered in England and Wales No Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number /17
SCOTTISH WIDOWS GROUP PERSONAL PENSION PLAN EXAMPLE ILLUSTRATIONS
SCOTTISH WIDOWS GROUP PERSONAL PENSION PLAN EXAMPLE ILLUSTRATIONS THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS IMPORTANT INFORMATION
SCOTTISH WIDOWS GROUP PERSONAL PENSION/ GROUP STAKEHOLDER PENSION EXAMPLE ILLUSTRATIONS TRANSFERS
SCOTTISH WIDOWS GROUP PERSONAL PENSION/ GROUP STAKEHOLDER PENSION EXAMPLE ILLUSTRATIONS TRANSFERS THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO
Group Personal Pension Plan/Group Stakeholder Pension Plan Example Illustrations
Group Personal Pension Plan/Group Stakeholder Pension Plan Example Illustrations The Financial Conduct Authority is a financial services regulator. It requires us, Clerical Medical, to give you this important
DEMONSTRATING OUR ONGOING COMMITMENT
WORKPLACE PENSIONS DEMONSTRATING OUR ONGOING COMMITMENT INVESTING IN OUR SERVICE, AND ADVISER SUPPORT This information is for UK financial adviser use only and should not be distributed or relied upon
PENSION VERSUS ISA FOR RETIREMENT
RETIREMENT ACCOUNT PENSION VERSUS ISA FOR RETIREMENT This information is for UK Financial Adviser use only and should not be distributed to or relied upon by any other person. PENSIONS AND INCOME DRAWDOWN
ADVISERS GUIDE TO END STATE SWITCHING
RETIREMENT ACCOUNT ADVISERS GUIDE TO END STATE SWITCHING This information is for UK financial adviser use only and should not be distributed to or relied upon by another person. THE RETIREMENT ACCOUNT
LIFESTYLE SWITCHING YOUR GUIDE
LIFESTYLE SWITCHING YOUR GUIDE WHAT IS IT? LIFESTYLE SWITCHING INVOLVES SWITCHING FROM EXISTING FUNDS AND MAKING FUTURE PAYMENTS TO A DIFFERENT FUND OR FUNDS WITHIN YOUR PENSION PLAN AT PRESET TIMES PRIOR
RETIREMENT ACCOUNT ADDITIONAL POLICY PROVISIONS FOR RETIREMENT INCOME RARI (2016)
RETIREMENT ACCOUNT ADDITIONAL POLICY PROVISIONS FOR RETIREMENT INCOME RARI (2016) INTRODUCTION This booklet provides additional details for those wishing to take Retirement Income Benefits through a Scottish
RETIREMENT ACCOUNT FUND SUPERMARKET INVESTOR S GUIDE
RETIREMENT ACCOUNT FUND SUPERMARKET INVESTOR S GUIDE USING OUR FUND SUPERMARKET, YOU CAN INVEST IN A RANGE OF MANAGED COLLECTIVE INVESTMENT FUNDS, INCLUDING OPEN ENDED INVESTMENT COMPANIES (OEICS) AND
SHOPPING AROUND YOU SHOP AROUND FOR YOUR INSURANCE, WHY NOT YOUR INCOME IN RETIREMENT?
SHOPPING AROUND YOU SHOP AROUND FOR YOUR INSURANCE, WHY NOT YOUR INCOME IN RETIREMENT? WHAT DOES SHOPPING AROUND MEAN? The money you ve saved in your pension, or pension pot, is intended to help support
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES PUTTING THE PERSONAL TOUCH INTO CORPORATE PENSIONS PAGE 1 4 REASONS TO MAKE THE MOST OF SCOTTISH WIDOWS MEMBER SERVICES
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES AND DETAILS OF HOW TO SWITCH FUNDS ONLINE
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES AND DETAILS OF HOW TO SWITCH FUNDS ONLINE PUTTING THE PERSONAL TOUCH INTO CORPORATE PENSIONS PAGE 1 ONLINE MEMBER SERVICES
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES
HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES PUTTING THE PERSONAL TOUCH INTO CORPORATE PENSIONS PAGE 1 4 REASONS TO MAKE THE MOST OF SCOTTISH WIDOWS MEMBER SERVICES
THE SCOTTISH WIDOWS APPROACH TO INVESTING
THE SCOTTISH WIDOWS APPROACH TO INVESTING This information is for UK financial adviser use only and should not be distributed to, or relied upon by, any other person. START Contents What makes us different?
TAKING A LUMP SUM FROM YOUR BOND. More choice and flexibility
INVESTMENT BOND TAKING A LUMP SUM FROM YOUR BOND More choice and flexibility This leaflet will help you and your adviser to understand: The different ways you can take a lump sum from your bond The way
INVESTMENT BOND ADDITIONAL INFORMATION DOCUMENT
INVESTMENT BOND ADDITIONAL INFORMATION DOCUMENT YOU SHOULD READ THIS ADDITIONAL INFORMATION DOCUMENT ALONGSIDE THE KEY INFORMATION DOCUMENT (KID) FOR THE FUND(S) YOU CHOOSE TO INVEST IN, AND ANY PERSONALISED
DEED OF APPOINTMENT OF ADDITIONAL TRUSTEES
DEED OF APPOINTMENT OF ADDITIONAL TRUSTEES For the settlor or protector an existing trust to appoint up to two additional trustees. IMPORTANT NOTES This deed is produced as a standard form for use with
KEY FEATURES OF THE RETIREMENT ACCOUNT FOR RETIREMENT INCOME. Important information you need to read
KEY FEATURES OF THE RETIREMENT ACCOUNT FOR RETIREMENT INCOME Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS AN INDEPENDENT FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH
KEY FEATURES OF THE INSTITUTIONAL INVESTMENT BOND. Important information you need to read
KEY FEATURES OF THE INSTITUTIONAL INVESTMENT BOND Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU
Adviser s guide Income Drawdown Plan (Pre 75)
For financial adviser use only Adviser s guide Income Drawdown Plan (Pre 75) This information is for UK Financial Adviser use only and should not be distributed to or relied upon by any other person. Product
KEY FEATURES OF THE SELF-INVESTED PERSONAL PENSION (SIPP) FOR INCOME DRAWDOWN OR PHASED RETIREMENT. Important information you need to read
KEY FEATURES OF THE SELF-INVESTED PERSONAL PENSION (SIPP) FOR INCOME DRAWDOWN OR PHASED RETIREMENT Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR.
SCOTTISH WIDOWS ENHANCED ANNUITY GUIDE FOR INTERMEDIARIES
SCOTTISH WIDOWS ENHANCED ANNUITY GUIDE FOR INTERMEDIARIES This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person. Scottish Widows Enhanced
IRREVOCABLE DEED OF APPOINTMENT AND ASSIGNMENT
IRREVOCABLE DEED OF APPOINTMENT AND ASSIGNMENT FOR THE TRUSTEES OF AN EXISTING SCOTTISH WIDOWS OR CLERICAL MEDICAL FLEXIBLE OR DISCRETIONARY TRUST TO APPOINT AND ASSIGN POLICY SEGMENTS OR WHOLE POLICIES
KEY FEATURES OF THE INCOME DRAWDOWN PLAN. Important information you need to read
KEY FEATURES OF THE INCOME DRAWDOWN PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY (FCA) IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS
The table below demonstrates the proposed changes to the terms and conditions for the Group Transfer Plan under the scheme document
The table below demonstrates the proposed changes to the terms and conditions for the Group Transfer Plan under the scheme document It describes how the changes proposed in the scheme would change the
RETIREMENT ACCOUNT GOVERNED INVESTMENT STRATEGIES. Client Guide
RETIREMENT ACCOUNT GOVERNED INVESTMENT STRATEGIES Client Guide CHOOSING SCOTTISH WIDOWS RETIREMENT ACCOUNT OUR RETIREMENT ACCOUNT OFFERS YOU: FLEXIBILITY Retirement Account can hold both pre (Retirement
COMBINE YOUR PENSIONS
COMBINE YOUR PENSIONS PAGE 1 INTRODUCTION PAGE 2 WHY COMBINE MY PENSIONS WITH SCOTTISH WIDOWS? PAGE 3 ARE THERE ANY PENSIONS THAT CAN T BE COMBINED? PAGE 4 THINGS TO CONSIDER PAGE 8 USE ILLUSTRATIONS PAGE
ADVISER GUIDE TO ACCESSING INCOME WITH THE DRIP FEED DRAWDOWN OPTION
RETIREMENT ACCOUNT ADVISER GUIDE TO ACCESSING INCOME WITH THE DRIP FEED DRAWDOWN OPTION This information is for UK financial adviser use only and should not be distributed to or relied upon by any other
HOW THE NEW TAX YEAR COULD AFFECT YOUR FINANCES
HOW THE NEW TAX YEAR COULD AFFECT YOUR FINANCES This guide provides a quick summary of the changes for the new tax year commencing April 2018, and how they could affect you. PENSIONS FROM APRIL THE MINIMUM
PERSONAL PENSION (TOP UP PLAN) APPLICATION TO INCREASE CONTRIBUTIONS FOR OFFICE USE ONLY. Agency Number
PERSONAL PENSION (TOP UP PLAN) APPLICATION TO INCREASE CONTRIBUTIONS Agency Number FOR OFFICE USE ONLY Arranged by: Application to increase contributions Did your adviser give you advice in respect of
KEY FEATURES OF THE INVESTMENT BOND FOR INCREMENTS TO POLICIES TAKEN OUT ON OR AFTER 6TH DECEMBER Important information you need to read
KEY FEATURES OF THE INVESTMENT BOND FOR INCREMENTS TO POLICIES TAKEN OUT ON OR AFTER 6TH DECEMBER 2010 Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR.
GROUP MONEY PURCHASE OR AVC SCHEME
GROUP MONEY PURCHASE AVC SCHEME ADVISER CHARGES FM EMPLOYEE A. ADVISER CHARGES Select the method(s) by which we should pay your financial adviser by ticking the options you want to use and inserting the
KEY FEATURES OF THE SCOTTISH WIDOWS ANNUITY. Important information you need to read
KEY FEATURES OF THE SCOTTISH WIDOWS ANNUITY Important information you need to read THE FINANCIAL CONDUCT AUTHORITY (FCA) IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU
RETIREMENT ACCOUNT YOUR GUIDE. Supporting you to and through retirement
RETIREMENT ACCOUNT YOUR GUIDE Supporting you to and through retirement PAGE 3 CHOOSING SCOTTISH WIDOWS PAGE 4 CHOOSING RETIREMENT ACCOUNT PAGE 5 OVERVIEW RETIREMENT ACCOUNT AND FEATURES PAGE 6 WHAT MAKES
KEY FEATURES OF THE SCOTTISH WIDOWS ANNUITY. Important information you need to read
KEY FEATURES OF THE SCOTTISH WIDOWS ANNUITY Important information you need to read THE FINANCIAL CONDUCT AUTHORITY (FCA) IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU
TRANSFER VALUE ANALYSIS (TVAS) REPORT UNDERSTANDING THE
UNDERSTANDING THE TRANSFER VALUE ANALYSIS (TVAS) REPORT This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person. Introduction INTRODUCTION
KEY FEATURES OF THE STAKEHOLDER PENSION PLAN. Important information you need to read
KEY FEATURES OF THE STAKEHOLDER PENSION PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS
Choosing investment funds Lifestyle Investment Programmes
Choosing investment funds Lifestyle Investment Programmes Contents 1 Introduction Lifestyle investment programmes How do these programmes work? 5 Why the Retirement Protection Fund and the Halifax Fund?
KEY FACTS SCOTTISH WIDOWS DIRECT ADVICE SERVICES
KEY FACTS SCOTTISH WIDOWS DIRECT ADVICE SERVICES IMPORTANT INFORMATION ABOUT OUR SERVICES AND COSTS Scottish Widows Limited, PO Box 17037, 69 Morrison Street, Edinburgh EH3 8YD This document explains the
GUIDANCE ON YOUR FUND CHOICES ADDITIONAL INVESTMENTS EX-EMPLOYEES OF DVV (ROAD TRANSPORT MEDIA)
GUIDANCE ON YOUR FUND CHOICES ADDITIONAL INVESTMENTS EX-EMPLOYEES OF DVV (ROAD TRANSPORT MEDIA) CONTENTS PAGE 3 INTRODUCTION PAGE 4 THE SCHEME SPECIFIC LIFESTYLE STRATEGY PAGE 5 THE ZURICH OPEN RANGE HOW
KEY FEATURES OF THE RETIREMENT ACCOUNT FOR RETIREMENT PLANNING. Important information you need to read
KEY FEATURES OF THE RETIREMENT ACCOUNT FOR RETIREMENT PLANNING Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS,
KEY FEATURES OF THE ADDITIONAL VOLUNTARY CONTRIBUTIONS (AVC) PLAN. Important information you need to read
KEY FEATURES OF THE ADDITIONAL VOLUNTARY CONTRIBUTIONS (AVC) PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS,
PENSION INVESTMENT APPROACHES GUIDE
PENSION INVESTMENT APPROACHES GUIDE OUR COMMITMENT TO YOU We want to do everything we can to help you achieve what you need from your plan. Aiming for investment growth is vital, but we believe we have
YOUR COMPANY PENSION GROUP PERSONAL PENSION. A guide to help you prepare for the retirement you want
YOUR COMPANY PENSION GROUP PERSONAL PENSION A guide to help you prepare for the retirement you want WELCOME TO YOUR SCOTTISH WIDOWS WORKPLACE PENSION Everyone needs a plan for their retirement. This guide
THE MARIE CURIE COMPANY PENSION GROUP PERSONAL PENSION. A guide to help you prepare for the retirement you want
THE MARIE CURIE COMPANY PENSION GROUP PERSONAL PENSION A guide to help you prepare for the retirement you want Your Marie Curie company pension is provided by Scottish Widows. INTRODUCING ZAPPAR Welcome
KEY FEATURES OF THE GROUP MONEY PURCHASE SCHEME. Important information you need to read
KEY FEATURES OF THE GROUP MONEY PURCHASE SCHEME Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS
KEY FEATURES OF THE SCOTTISH WIDOWS ENHANCED ANNUITY. Important information you need to read
KEY FEATURES OF THE SCOTTISH WIDOWS ENHANCED ANNUITY Important information you need to read THE FINANCIAL CONDUCT AUTHORITY (FCA) IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO
OFFSETTING PROVIDED BY SCOTTISH WIDOWS BANK
OFFSETTING PROVIDED BY SCOTTISH WIDOWS BANK HOW OFFSET WORKS The way our offset mortgage facility works is simple. A savings account (called an Offset Saver Account) has now been set up alongside your
KEY FEATURES OF THE CIVIL SERVICE ADDITIONAL VOLUNTARY CONTRIBUTIONS (CSAVC) PLAN. Important information you need to read
KEY FEATURES OF THE CIVIL SERVICE ADDITIONAL VOLUNTARY CONTRIBUTIONS (CSAVC) PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US,
DEMONSTRATING OUR PROTECTION EXPERIENCE
2016 CLAIMS STATISTICS DEMONSTRATING OUR PROTECTION EXPERIENCE This information is for UK financial adviser use only and should not be distributed or relied upon by any other person. SCOTTISH WIDOWS SCOTTISH
Income Drawdown Plan (Pre 75) Member s explanatory guide
Income Drawdown Plan (Pre 75) Member s explanatory guide Contents Introduction General information About your plan Eligibility Transferring your pension funds into your plan If you have not yet designated
ONLINE MORTGAGE SERVICE. Provided by Scottish Widows Bank HINTS & TIPS
ONLINE MORTGAGE SERVICE Provided by Scottish Widows Bank HINTS & TIPS PAGE 1 INTRODUCTION PAGE 2 SECTION 1: LOGGING IN PAGE 3 SECTION 2: CREATING A NEW MORTGAGE ILLUSTRATION, DIP OR FULL APPLICATION PAGE
KEY FEATURES OF THE LOCAL AUTHORITY ADDITIONAL VOLUNTARY CONTRIBUTIONS (AVC) PLAN. Important information you need to read
KEY FEATURES OF THE LOCAL AUTHORITY ADDITIONAL VOLUNTARY CONTRIBUTIONS (AVC) PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US,
PROTECTION AND YOUR MORTGAGE CONVERSATIONS
PROTECTION AND YOUR MORTGAGE CONVERSATIONS CONVERSATION STARTERS This information is for UK financial adviser use only and should not be distributed to, or relied upon by, any other person. Mortgages and
KEY FEATURES OF THE GROUP PERSONAL PENSION PLAN. Important information you need to read
KEY FEATURES OF THE GROUP PERSONAL PENSION PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS
DEED OF APPOINTMENT OF PROTECTOR BY TRUSTEES
DEED OF APPOINTMENT OF PROTECTOR BY TRUSTEES For the trustees an existing trust which allows for the appointment a protector to appoint a protector where none currently exists. IMPORTANT NOTES This deed
YOUR INTEREST ONLY MORTGAGE DIFFERENT METHODS OF REPAYING YOUR MORTGAGE. Provided by Scottish Widows Bank
YOUR INTEREST ONLY MORTGAGE Provided by Scottish Widows Bank DIFFERENT METHODS OF REPAYING YOUR MORTGAGE DIFFERENT METHODS OF REPAYING YOUR MORTGAGE INTEREST ONLY An interest only mortgage means that the
PERSONAL INVESTMENT PLAN YOUR GUIDE TO MAKING WITHDRAWALS. For plans opened since 28th June 2010 provided by Halifax Financial Services
PERSONAL INVESTMENT PLAN YOUR GUIDE TO MAKING WITHDRAWALS For plans opened since 28th June 2010 provided by Halifax Financial Services PAGE 1 INTRODUCTION PAGE 2 THINGS TO THINK ABOUT PAGE 3 CHARGEABLE
TRUSTEE BUYOUT PLAN APPLICATION FORM
TRUSTEE BUYOUT PLAN APPLICATION FORM Important Note Before completing this application, please note that we cannot accept transfers from the following; Any transfer from Defined Benefits schemes Any transfer
KEY FEATURES OF THE MORTGAGE REVIEW PLAN. Important information you need to read
KEY FEATURES OF THE MORTGAGE REVIEW PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS IMPORTANT
KEY FEATURES OF THE COMPANY PENSIONBUILDER PLAN. Important information you need to read
KEY FEATURES OF THE COMPANY PENSIONBUILDER PLAN Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU THIS
KEY FEATURES OF THE TAYLOR WIMPEY PERSONAL CHOICE PLAN (WHICH IS A SCOTTISH WIDOWS GROUP STAKEHOLDER PENSION PLAN)
KEY FEATURES OF THE TAYLOR WIMPEY PERSONAL CHOICE PLAN (WHICH IS A SCOTTISH WIDOWS GROUP STAKEHOLDER PENSION PLAN) Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL
RETIREMENT ACCOUNT TRANSFERRING SCHEME DETAILS (ONLINE ADVISED TRANSFERS INTO RETIREMENT PLANNING)
RETIREMENT ACCOUNT TRANSFERRING SCHEME DETAILS (ONLINE ADVISED TRANSFERS INTO RETIREMENT PLANNING) Scottish Widows will only accept transfers where financial advice has been given. Warning: You must not
PENSION ENCASHMENTS AND SMALL POTS ADVISED NON-GMP CASES
PENSION ENCASHMENTS AND SMALL POTS ADVISED NON-GMP CASES IMPORTANT INFORMATION Please read this section carefully before completing this application form. This form can only be used where you are taking
Key Features of With-Profits Bond
Key Features of With-Profits Bond The Financial Conduct Authority is a financial services regulator. It requires us, Clerical Medical, to give you this important information to help you decide whether
LIFE INSURANCE. Protecting what matters most
LIFE INSURANCE Protecting what matters most Helping to protect you and your loved ones If you died or were diagnosed with a critical illness and didn t have any life insurance in place, could you and
A PROFILE OF THE TAYLOR WIMPEY PERSONAL CHOICE PLAN IN PARTNERSHIP WITH SCOTTISH WIDOWS. The Taylor Wimpey Personal Choice Plan
A PROFILE OF THE TAYLOR WIMPEY PERSONAL CHOICE PLAN IN PARTNERSHIP WITH SCOTTISH WIDOWS The Taylor Wimpey Personal Choice Plan Your Taylor Wimpey company pension is provided by Scottish Widows. INTRODUCTION
PERSONAL INVESTMENT PLAN YOUR GUIDE TO MAKING WITHDRAWALS. For plans opened since 28th June 2010 provided by Halifax Financial Services
PERSONAL INVESTMENT PLAN YOUR GUIDE TO MAKING WITHDRAWALS For plans opened since 28th June 2010 provided by Halifax Financial Services PAGE 1 INTRODUCTION PAGE 2 THINGS TO THINK ABOUT PAGE 3 CHARGEABLE
QUARTER LEGISLATIVE UPDATE
QUARTER 1 2018 LEGISLATIVE UPDATE Legislative update GUIDING YOU THROUGH THE LATEST CHANGES Our legislative update helps you make the most of changes to pensions law and regulation. Guiding you through
For personal contributions only (not employer contributions)
Individual Pensions Additional investment application form For personal contributions only (not employer contributions) Reference CCTI This form can be used to: increase regular contributions add an additional
SCOTTISH WIDOWS PROTECT
SCOTTISH WIDOWS PROTECT PROTECTING PEOPLE, PROTECTING THEIR PLANS ADVISER GUIDE This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person.
30 MINS CPD COURSE PROTECTION OF PRE-A-DAY BENEFITS: PRIMARY PROTECTION
30 MINS CPD COURSE PROTECTION OF PRE-A-DAY BENEFITS: PRIMARY PROTECTION INTRODUCTION PART I PRIMARY PROTECTION THE INTRODUCTION OF THE LIFETIME ALLOWANCE ON 6TH APRIL 2006 LED TO A RANGE OF COMPLEX TRANSITIONAL
EMPLOYEE APPLICATION FORM LOCAL AUTHORITY AVC FOR OFFICE USE ONLY. Agency Number. Referral Type. Introducer Code. Vantive Lead ID
EMPLOYEE APPLICATION FORM LOCAL AUTHORITY AVC Agency Number FOR OFFICE USE ONLY Referral Type Vantive Lead ID Introducer Code (if different from above) Campaign Code SB Code S B Branch Sort Code Please
SCOTTISH WIDOWS BANK WHO DOES OFFSET ADD UP FOR?
SCOTTISH WIDOWS BANK WHO DOES OFFSET ADD UP FOR? OFFSET MORTGAGES Offset Mortgages are a suitable option for more of your clients than you might think. The three brief examples shown here are just an idea
YOUR COMPANY PENSION GROUP STAKEHOLDER PENSION. A guide to help you prepare for the retirement you want
YOUR COMPANY PENSION GROUP STAKEHOLDER PENSION A guide to help you prepare for the retirement you want WELCOME TO YOUR SCOTTISH WIDOWS WORKPLACE PENSION Everyone needs a plan for their retirement. This
PROTECTION AND YOUR FINANCIAL PLANNING CONVERSATIONS
PROTECTION AND YOUR FINANCIAL PLANNING CONVERSATIONS CONVERSATION STARTERS This information is for UK financial adviser use only and should not be distributed to, or relied upon by, any other person. While
30 MINS CPD COURSE PROTECTION OF PRE-A-DAY BENEFITS: ENHANCED PROTECTION
30 MINS CPD COURSE PROTECTION OF PRE-A-DAY BENEFITS: ENHANCED PROTECTION PART II ENHANCED PROTECTION THE INTRODUCTION OF THE LIFETIME ALLOWANCE ON 6TH APRIL 2006 LED TO A RANGE OF COMPLEX TRANSITIONAL
HOW TO REVIEW PANELS ON COMMERCIAL BANKING ONLINE. Getting ready for Commercial Banking Online
HOW TO REVIEW PANELS ON COMMERCIAL BANKING ONLINE Getting ready for Commercial Banking Online Payment Approvals with Panels In Commercial Banking Online, Panels are used to make Payment Approvals. A Panel
EMPLOYER AND ADVISER GUIDE
SALARY EXCHANGE EMPLOYER AND ADVISER GUIDE This material is for use by UK Financial Advisers and Employers only. It is not intended for onward transmission to private customers and should not be relied
HOW TO REVIEW ROLES IN COMMERCIAL BANKING ONLINE. Getting ready for Commercial Banking Online
² HOW TO REVIEW ROLES IN COMMERCIAL BANKING ONLINE Getting ready for Commercial Banking Online Review roles in Commercial Banking Online To help you get started with Commercial Banking Online roles will
CIVIL SERVICE PENSION ACCOUNT STAKEHOLDER PARTNERSHIP APPLICATION FORM. for Civil Servants of Great Britain and Northern Ireland
CIVIL SERVICE STAKEHOLDER PARTNERSHIP PENSION ACCOUNT APPLICATION FORM for Civil Servants of Great Britain and Northern Ireland Office use only: Agency Number: Policy Number: It couldn t be easier to apply
WELCOME TO INTERNET BANKING. Provided by Scottish Widows Bank
WELCOME TO INTERNET BANKING Provided by Scottish Widows Bank INTRODUCTION INTERNET BANKING PUTS YOU IN CONTROL OF YOUR BANKING BY GIVING YOU THE FLEXIBILITY TO ACCESS YOUR SCOTTISH WIDOWS BANK SAVINGS
SCOTTISH WIDOWS PROTECT WELCOME TO YOUR SCOTTISH WIDOWS PROTECT PLAN
SCOTTISH WIDOWS PROTECT WELCOME TO YOUR SCOTTISH WIDOWS PROTECT PLAN PAGE 2 YOUR POLICY DOCUMENTS PAGE 3 HOW TO MAKE CHANGES TO YOUR PLAN HOW TO MAKE A CLAIM INFORMATION ON SCOTTISH WIDOWS CARE PAGE 4
Key features of the Distribution Bond
Key features of the Distribution Bond The Distribution Bond is open for additional investments into existing policies only, and is not open to new business. The Financial Conduct Authority is a financial
ISA TRANSFER REQUEST. This form can be used to transfer from both Cash and Stocks and Shares ISAs.
ISA TRANSFER REQUEST This form can be used to transfer from both Cash and Stocks and Shares ISAs. Do not send this form to your existing ISA manager. Scottish Widows will arrange for the transfer of your
Your guide to understanding ISAs
Your guide to understanding ISAs Your money. Our expertise. This guide is for information purposes only. It should not be seen as advice. Investments in the stock market may fall as well as rise, and it
SCOTTISH WIDOWS ENHANCED ANNUITY HOW COULD YOU MAKE MORE OF YOUR RETIREMENT INCOME?
SCOTTISH WIDOWS ENHANCED ANNUITY HOW COULD YOU MAKE MORE OF YOUR RETIREMENT INCOME? PAGE 1 HOW COULD YOU MAKE MORE OF YOUR RETIREMENT INCOME? PAGE 2 CAN YOU GET MORE INCOME FROM YOUR ANNUITY? PAGE 3 ARE
REPORT TO SCOTTISH WIDOWS WITH-PROFITS POLICYHOLDERS
REPORT TO SCOTTISH WIDOWS WITH-PROFITS POLICYHOLDERS REPORT ON PRINCIPLES AND PRACTICES OF FINANCIAL MANAGEMENT (PPFM) FOR 2017 THIS ANNUAL REPORT TELLS YOU HOW WE HAVE MANAGED THE SCOTTISH WIDOWS WITH-PROFITS
AUTO ENROLMENT MINIMUMS AND THE ANNUAL ALLOWANCE
TECHTALK This article originally appeared in FEB 18 edition of techtalk. Please visit www.scottishwidows.co.uk/techtalk for the latest issue. AUTO ENROLMENT MINIMUMS AND THE ANNUAL ALLOWANCE The minimums
GROUP PERSONAL PENSION APPLICATION FORM. Member
GROUP PERSONAL PENSION APPLICATION FORM Member Policy number: (Internal use only) This form is for individuals who wish to apply for a Group Personal Pension plan. Please read the Key Features and product
RETIREMENT ACCOUNT SHARE DEALING GUIDE
RETIREMENT ACCOUNT SHARE DEALING GUIDE INTRODUCTION Scottish Widows have teamed up with Stocktrade to provide a facility for Retirement Account customers to buy and sell listed securities within their
SCOTTISH INCOME TAX AND PENSION CONTRIBUTIONS
TECHTALK This article originally appeared in JULY 18 edition of techtalk. Please visit www.scottishwidows.co.uk/techtalk for the latest issue. SCOTTISH INCOME TAX AND PENSION CONTRIBUTIONS What do the
PENSION PLANNING FOR THE SELF-EMPLOYED
PENSION PLANNING FOR THE SELF-EMPLOYED THE RECENT TAYLOR REVIEW DELIVERED A SET OF STARK STATISTICS ABOUT HOW FEW SELF-EMPLOYED PEOPLE ARE SAVING FOR THEIR RETIREMENT As there are more than 4.8 million
SCOTTISH WIDOWS RETIREMENT PORTFOLIO FUNDS
SCOTTISH WIDOWS RETIREMENT PORTFOLIO FUNDS MANAGING SIGNIFICANT VOLATILITY TO HELP A PENSION POT LAST LONGER This information is for UK financial adviser use only and should not be distributed to or relied
Key Features of the Stakeholder Pension Plan
INVESTMENTS Key Features of the Stakeholder Pension Plan For plans started after 24th July 2005 Provided by Halifax Financial Services (Halifax) This Key Features document explains the main points of your
THE NTT EUROPE COMPANY PENSION GROUP PERSONAL PENSION. A guide to help you prepare for the retirement you want
THE NTT EUROPE COMPANY PENSION GROUP PERSONAL PENSION A guide to help you prepare for the retirement you want Your NTT Europe company pension is provided by Scottish Widows. SUPPORTING LITERATURE AND TOOLS
ASSET ALLOCATION WITHIN SCOTTISH WIDOWS MULTI-ASSET FUND RANGE
ASSET ALLOCATION ASSET ALLOCATION WITHIN SCOTTISH WIDOWS MULTI-ASSET FUND RANGE This information is for UK financial adviser use only and should not be distributed to or relied upon by another person.
LOOKING AFTER YOUR INVESTMENT PORTFOLIO BOND
INVESTMENT PORTFOLIO BOND LOOKING AFTER YOUR INVESTMENT PORTFOLIO BOND In choosing our Investment Portfolio Bond you have made a large financial commitment. This booklet contains important information
KEY FEATURES OF RELEVANT LIFE COVER SCOTTISH WIDOWS PROTECT. Important information you need to read
KEY FEATURES OF RELEVANT LIFE COVER SCOTTISH WIDOWS PROTECT Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO
THE FAMILY PROTECTION CONVERSATION
THE FAMILY PROTECTION CONVERSATION CONVERSATION STARTERS This information is for UK financial adviser use only and should not be distributed to, or relied upon by, any other person. As you know, people