Summit Strategies Group 8182 Maryland Avenue, 6th Floor St. Louis, Missouri
|
|
- Ronald Webster
- 5 years ago
- Views:
Transcription
1 Summit Strategies 88 Maryland Avenue, 6th Floor St. Louis, Missouri Participant nd Quarter 06 Performance Summary South Carolina Optional Retirement Program
2 LINE-UP COMPARISON South Carolina ORP Line-Up Comparison As Of June 0, 06 Asset Class MassMutual MetLife TIAA-CREF VALIC Large Core Vanguard Institutional Index I (VINIX) Vanguard Institutional Index I (VINIX) TIAA-CREF Equity Index I (TIEIX) Vanguard Instl Index Inst (VINIX) Large Value MFS Value R5 (MEIKX) JPMorgan Equity Income R6 (OIEJX) T. Rowe Price Instl Large Cap Value (TILCX) Vanguard Value Index I (VIVIX) Domestic Equity International Equity Inflation Hedge Target Date / Cash & Equivalents Large Growth Mid/SMID Small Core Small Value Small Growth MassMutual Select Blue Chip Growth I (MBCZX) Vanguard Small Cap Index Inst (VSCIX) American Beacon Small Cp Val Inst (AVFIX) Invesco Small Cap Discovery R6 (VFSCX) ClearBridge Large Cap Growth I (SBLYX) Delaware Small Cap Core (DCCIX) Victory Integrity Small-Cap Value R6 (MVSSX) T.Rowe Price QM US Small-Cap Growth (PRDSX) - T. Rowe Price Instl Large Cap Growth (TRLGX) TIAA-CREF Small Cap Index I (TISBX) Vanguard Small Cap Index Inst (VSCIX) Large Core CREF Stock Annuity - Large Value - Large Growth Emerging Core Plus TIPS / Real Assets Multi-Asset Class Money Market / Stable Value Oppenheimer International Growth I (OIGIX) Thornburg Developing World R6 (TDWRX) Causeway International Value I (CIVIX) Harding Loevner Instl EM I (HLMEX) Core JPMorgan Core Bond R6 (JCBUX) - Vanguard Inflation-Protected Secs Adm (VAIPX) T. Rowe Price Retirement / American s American R6 (RLBGX) General Fixed Interest Account - MetWest Total Return Bond Plan (MWTSX) PIMCO Real Return Inst (PRRIX) American s Trgt Date Retire R6 / Columbia Y (CBDYX) Vanguard Federal Money Market (VMFXX) / MetLife Gold Track Select - American s EuroPacific Gr R6 (RERGX) American s New World R6 (RNWGX) American s EuroPacific Gr R6 (RERGX) Vanguard Emg Mkts Stock Index Adm (VEMAX) TIAA-CREF Bond Index I (TBIIX) Vanguard Total Bond Market Index I (VBTIX) CREF Inflation-Linked Bond Annuity TIAA-CREF Lifecycle Instl TIAA-CREF Money Market Instl (TCIXX) TIAA Traditional Annuity DFA Inflation-Protected Securities I (DIPSX) Vanguard Target Retire Inv VALIC Fixed Interest Other Industry Sector / Socially Responsible Ivy Science and Technology R6 (ISTNX) Principal Real Estate Securities I (PIREX) CREF Real Estate Securities Instl (TIREX) / CREF Social Choice Annuity Vanguard Health Care Adm (VGHAX) = Passive Index. CIT = Commingled investment trust.
3 FUND LINE-UP STATISTICS - MASSMUTUAL Year Year 5 Year Vanguard Institutional Index I VINIX MFS Value R5 MEIKX MassMutual Select Blue Chip Growth I MBCZX Vanguard Mid Cap Index I VMCIX Vanguard Small Cap Index I VSCIX American Beacon Small Cap Value Instl AVFIX Invesco Small Cap Discovery R6 VFSCX Oppenheimer International Growth I OIGIX Thornburg Developing World R6 TDWRX American s American R6 RLBGX Target Date T. Rowe Price Retirement I 060 I TRPLX T. Rowe Price Retirement I 055 I TRPNX T. Rowe Price Retirement I 050 I TRPMX T. Rowe Price Retirement I 045 I TRPKX T. Rowe Price Retirement I 040 I TRPDX T. Rowe Price Retirement I 05 I TRPJX T. Rowe Price Retirement I 00 I TRPCX T. Rowe Price Retirement I 05 I TRPHX T. Rowe Price Retirement I 00 I TRBRX T. Rowe Price Retirement I 05 I TRFGX T. Rowe Price Retirement I 00 I TRPAX Ivy Science & Technology R6 ISTNX JPMorgan Core Bond R6 JCBUX Vanguard Inflation-Protected Securities Adm VAIPX Stable Value General Fixed Interest N/A A hybrid was created with longer dated share classes to capture 5-year performance and risk metrics. Ratio Total Return (%) Total Return Percentile Rank 5 Year Summit Peer
4 FUND LINE-UP STATISTICS - METLIFE Year Year 5 Year Vanguard Institutional Index I VINIX JPMorgan Equity Income R6 OIEJX ClearBridge Large Cap Growth I SBLYX Vanguard Mid Cap Index I VMCIX Delaware Small Cap Core I DCCIX Victory Integrity Small-Cap Value R6 MVSSX T. Rowe Price Diversified Small Cap Growth PRDSX Causeway International Value Instl CIVIX Harding Loevner Instl Emerging Markets I HLMEX Columbia Y CBDYX Target Date American s 060 Trgt Date Retire R6 RFUTX American s 055 Trgt Date Retire R6 RFKTX American s 050 Trgt Date Retire R6 RFITX American s 045 Trgt Date Retire R6 RFHTX American s 040 Trgt Date Retire R6 RFGTX American s 05 Trgt Date Retire R6 RFFTX American s 00 Trgt Date Retire R6 RFETX American s 05 Trgt Date Retire R6 RFDTX American s 00 Trgt Date Retire R6 RRCTX American s 05 Trgt Date Retire R6 RFJTX American s 00 Trgt Date Retire R6 RFTTX Principal Real Estate Securities Instl PIREX Metropolitan West Total Return Bond Plan MWTSX PIMCO Real Return Instl PRRIX MMF/Stable Value Vanguard Federal Money Market Inv VMFXX Gold Track Select N/A A hybrid was created to capture 5-year performance and risk metrics. Ratio Total Return (%) Total Return Percentile Rank 5 Year Lipper Peer
5 FUND LINE-UP STATISTICS - TIAA-CREF Year Year 5 Year TIAA-CREF Equity Index Instl TIEIX T. Rowe Large Cap Value I TILCX Vanguard Mid Cap Index I VMCIX TIAA-CREF Small-Cap Blend Index Instl TISBX CREF Stock Annuity R QCSTIX American s Europacific Growth R6 RERGX American s New World R6 RNWGX CREF Social Choice Annuity R QCSCIX Target Date TIAA-CREF Lifecycle 060 Instl TLXNX TIAA-CREF Lifecycle 055 Instl TTRIX TIAA-CREF Lifecycle 050 Instl TFTIX TIAA-CREF Lifecycle 045 Instl TTFIX TIAA-CREF Lifecycle 040 Instl TCOIX TIAA-CREF Lifecycle 05 Instl TCIIX TIAA-CREF Lifecycle 00 Instl TCRIX TIAA-CREF Lifecycle 05 Instl TCYIX TIAA-CREF Lifecycle 00 Instl TCWIX TIAA-CREF Lifecycle 05 Instl TCNIX TIAA-CREF Lifecycle 00 Instl TCTIX TIAA-CREF Lifecycle Retirement Inc Instl TLRIX TIAA-CREF Real Estate Sec Instl TIREX TIAA-CREF Bond Index Instl TBIIX CREF Inflation Linked Bond Annuity R QCILIX MMF/Stable Value TIAA-CREF Money Market Instl TCIXX TIAA Traditional N/A A hybrid was created to capture 5-year performance and risk metrics. Ratio Total Return (%) Total Return Percentile Rank 5 Year Summit Peer 4
6 FUND LINE-UP STATISTICS - VALIC Year Year 5 Year Vanguard Institutional Index I VINIX Vanguard Value Index I VIVIX T. Rowe Price Instl Large Cap Growth TRLGX Vanguard Mid Cap Index I VMCIX Vanguard Small Cap Index I VSCIX American s Europacific Growth R6 RERGX Vanguard Emg Mkts Stock Index Adm VEMAX Target Date Vanguard Target Retirement 060 Inv VTTSX Vanguard Target Retirement 055 Inv VFFVX Vanguard Target Retirement 050 Inv VFIFX Vanguard Target Retirement 045 Inv VTIVX Vanguard Target Retirement 040 Inv VFORX Vanguard Target Retirement 05 Inv VTTHX Vanguard Target Retirement 00 Inv VTHRX Vanguard Target Retirement 05 Inv VTTVX Vanguard Target Retirement 00 Inv VTWNX Vanguard Target Retirement 05 Inv VTXVX Vanguard Target Retirement 00 Inv VTENX Vanguard Target Retirement Income Inv VTINX Vanguard Health Care Adm VGHAX Vanguard Total Bond Market Index I VBTIX DFA Inflation-Protected Securities I DIPSX MMF/Stable Value VALIC Fixed Interest Option N/A A hybrid was created to capture 5-year performance and risk metrics. Ratio Total Return (%) Total Return Percentile Rank 5 Year Summit Peer 5
7 VENDOR FEE COMPARISON Vendor Fee Comparison As of June 0, 06 Asset Based Fee by Vendor 0.5% 0.% 0.0% 0.9% 0.9% 0.5% 0.6% 0.0% 0.05% 0.00% Vendor Asset Based Fee MassMutual MetLife TIAA-CREF VALIC Unweighted Average Expense Ratio by Vendor 0.90% 0.80% 0.70% 0.60% 0.50% 0.5% 0.54% 0.40% 0.6% 0.0% 0.0% 0.7% 0.0% 0.00% Average Expense Ratio MassMutual MetLife TIAA-CREF VALIC 6 Notes: Each vendor's asset based fee was changed when the ORP moved to a zero revenue share fee structure. MassMutual's 6 bps charge was previously 9 bps; Metlife's bps charge was 4; VALIC's 9 bps was bps and TIAA-CREF's new 9 bps charge was formerly 7 bps. All vendor unweighted average expense ratios do not include fixed interest funds which do not have an explicit expense ratios.
South Carolina Optional Retirement Program (State ORP) PARTICIPANT SUMMARY. 4 th Quarter 2017
South Carolina Optional Retirement Program (State ORP) PARTICIPANT SUMMARY 4 th Quarter 2017 Copyright 2018 by The Segal Group, Inc. All rights reserved. South Carolina ORP Line-Up Comparison December
More informationSummit Strategies Group 8182 Maryland Avenue, 6th Floor St. Louis, Missouri
Summit Strategies 88 Maryland Avenue, 6th Floor St. Louis, Missouri 6305 34.77.7 Participant st Quarter 06 Performance Summary South Carolina Optional Retirement Program LINE-UP COMPARISON South Carolina
More informationDuquesne University Plans Available Investment Options Report For Periods Ending September 30, 2017
Large Cap Core Equity Fidelity Fidelity 500 Index Pr FUSVX 0.05% 4.5 14.2 18.6 10.8 14.2 14.3 7.4 Top 33% MATCHED Fidelity Neuberger Berman Socially Responsive Fund 3 NRSRX 0.60% 2.7 12.6 16.7 9.3 - -
More informationRe: Changes to the investment options in the Arizona University System (AUS) Retirement Plans
February 7, 2018 Re: Changes to the investment options in the Arizona University System (AUS) Retirement Plans To AUS Retirement Plan Participants: Last October the Arizona University System introduced
More informationThe road to retirement. Announcing updates to the Eastern Michigan University Retirement Plans
The road to retirement Announcing updates to the Eastern Michigan University Retirement Plans Table of contents A new chapter is about to start 1 Your new options 2 Your transition experience 3 Transfer
More informationAnnouncing new investments for the Barry University Retirement Plans
Announcing new investments for the Barry University Retirement Plans Contents Get ready.......................................................................................................... 1 New investment
More informationCity University of New York ORP and TDA Plan Investment Menus
City University of New York ORP and TDA Plan Investment Menus Effective January 1, 2017 CUNY Optional Retirement Program (ORP) and the Tax-Deferred Annuity (TDA) Plan CUNY Optional Retirement Program (ORP)
More informationLEGACY HEALTH SYSTEM. Investment Performance as of May 31, 2016 RETIREMENT PLAN SERVICES
RETIREMENT PLAN SERVICES LEGACY HEALTH SYSTEM Investment Performance as of May 31, 2016 Lincoln Alliance program LCN 1442711 031416 For plan sponsor use only. Not for use with plan participants. 2016 Lincoln
More informationsaving : investing : planning
saving : investing : planning Dear Valued Oregon Public Universities Retirement Program Participant, Enhancements are coming to the Oregon Public Universities Retirement Program (OPURP). Effective January
More informationNew opportunities for your retirement strategy. Announcing changes to the University of Dayton Retirement Plans
New opportunities for your retirement strategy Announcing changes to the University of Dayton Retirement Plans Table of contents A new chapter is about to start 1 Your new investment options 2-3 If you
More informationWilliams College Retirement Income Plan Transition Guide
Williams College Retirement Income Plan Transition Guide Fall 2012 Table of Contents 4 Introducing ENHANCEMENTS TO the WILLIAMS COLLEGE RETIREMENT INCOME PLAN 5 BUILDING YOUR RETIREMENT PORTFOLIO 6 Enhanced
More informationA new chapter for the Maryland Institute College of Art retirement plan
A new chapter for the Maryland Institute College of Art retirement plan Transition seminar topics Why we re here today Transition experience for all participants The new investment menu Retirement program
More informationThe road to retirement. Announcing enhancements to the Central Michigan University Retirement Program
The road to retirement Announcing enhancements to the Central Michigan University Retirement Program Table of contents A new chapter is about to start 1 Action plan for the enhancements 2 New 3-tiered
More informationLehigh University Retirement Plan. Important retirement plan updates
Lehigh University Retirement Plan Important retirement plan updates A new chapter for the retirement plan Key dates Week of March 20, 2017 You will be enrolled in new contracts within the plan and receive
More information2017 Assessment of SUNY Retirement Plan Fees (sorted by fund category)
2017 Assessment of SUNY Retirement Plan Fees (sorted by fund category) Vendor* Fund Name Fund Category Total cost (%) Voya 403b Voya Fixed Account - Pre 09/01/2004 Cash/Cash Equivalent 0 Voya 403b Voya
More information2017 Assessment of SUNY Retirement Plan Fees (sorted by investment provider)
2017 Assessment of SUNY Retirement Plan Fees (sorted by investment provider) Vendor* Fund Name Fund Category Total cost (%) Fidelity Fidelity Money Market Trust Retirement Government Money Market II Portfolio
More information2017 Assessment of SUNY Retirement Plan Fees (sorted by fee)
2017 Assessment of SUNY Retirement Plan Fees (sorted by fee) Vendor* Fund Name Fund Category Total cost (%) Voya 403b Voya Fixed Account - Pre 09/01/2004 Cash/Cash Equivalent 0 Voya 403b Voya Fixed Account
More informationRe: Changes to the Arizona Board of Regents 403(b) Optional Retirement Plan (ORP)
February 7, 2018 Re: Changes to the Arizona Board of Regents 403(b) Optional Retirement Plan (ORP) To Arizona Board of Regents 403(b) ORP Participants: Arizona University System is committed to periodically
More informationNovember 30, Dear Bates College Participant,
November 30, 2017 Dear Bates College Participant, Bates College is making updates to the Bates College Money Purchase Pension Plan and the Bates College 403(b) Retirement Plan, beginning January 4, 2018.
More informationSolano County Deferred Compensation Plan. Enhancements guide. Making Deferred Compensation even better for you
Solano County Deferred Compensation Plan Enhancements guide Making Deferred Compensation even better for you Nationwide can help you prepare for and live in retirement After an extensive analysis, the
More informationFocused on the one future that matters. Yours.
Focused on the one future that matters. Yours. Your CUNY Retirement Plan Make a new connection for your future You recently received a flyer in the mail about changes to the voluntary City University of
More informationImportant notice about the Fairfax County Public Schools 403(b) Retirement Savings Plan
November 28, 2016 Important notice about the Fairfax County Public Schools 403(b) Retirement Savings Plan We are writing to you about your account in the Fairfax County Public Schools 403(b) Retirement
More informationFocused on the one future that matters. Yours.
Focused on the one future that matters. Yours. Your CUNY Retirement Plan Make a new connection for your future You recently received a flyer in the mail about changes to your voluntary City University
More informationReturns Analysis Performance as of 9/30/2018
Returns Analysis Performance as of 9/30/2018 Asset Allocation Conservative Asset Allocation QTR YTD Vanguard Target Retirement Income Inv VTINX 1.33 1.26 3.31 5.36 4.52 5.67 5.19 10/27/03 10/27/03 0.13
More informationCalifornia State University Tax Sheltered Annuity (TSA) Program. Putting Your Future To Work For You
California State University Tax Sheltered Annuity (TSA) Program Putting Your Future To Work For You Today s Agenda Overview of Changes TSA Program Overview Why the TSA Program is Changing? Managing Participant
More informationThe road to retirement. Announcing updates to the Arkansas State University (ASU) System Social Security Alternative Plan
The road to retirement Announcing updates to the Arkansas State University (ASU) System Social Security Alternative Plan Table of contents A new chapter is about to start 1 Your new options 2 Understanding
More informationYour retirement plan is taking a bold new path
Your retirement plan is taking a bold new path Your account is moving to Empower Retirement effective December 13, 2018 Empower named Retirement This change to your Elliot Health System 403(b) Plan's recordkeeping
More informationApril 12 th, Dear University of Houston System 403(b) Participant,
April 12 th, 2017 Dear University of Houston System 403(b) Participant, The University of Houston System Retirement Committee is pleased to announce an enhancement to the Tax Sheltered Annuity (TSA) 403(b)
More informationplan investment review performance summary
CASH AND EQUIVALENTS - MONEY MARKET Vanguard Federal Money Market Investor 0.54% 1.78% 0.81% 0.30% 0.04% 0.01% 0.02% 1.78% 0.96% 0.59% 0.34% ICE BofA ML US Treasury Bill 3 Mon USD 0.56% 1.87% 0.86% 0.33%
More informationWRITE YOUR OWN FINANCIAL STORY. Prepare for the future you imagine
WRITE YOUR OWN FINANCIAL STORY Prepare for the future you imagine Retirement Savings Plan January 2018 Table of Contents A new chapter is about to begin for savings and retirement investments 3 How to
More informationOffice of Human Resources
Office of Human Resources 413 Academy Street Newark, DE 19716-0631 Phone: 302-831-2171 Fax: 302-831-1482 Dear Participant, The University of Delaware is updating our Retirement Program, which includes
More informationGet a head start on your future.
Get a head start on your future. A Guide to Your New Investment Options Northeastern University Basic Retirement Plan Northeastern University Supplemental Retirement Plan Retirement plan updates Northeastern
More informationTable of Contents. Get started. Call or visit TIAA.org/NSHE. 1
Power Up Your Your guide guide to to the the upcoming upcoming NSHE NSHE Retirement Retirement Plan Plan account account consolidation consolidation at TIAA Table of Contents Your accounts are consolidating...
More informationOPEN YOUR RETIREMENT ACCOUNT
INSTRUCTIONS OPEN YOUR RETIREMENT ACCOUNT NEED HELP? Call 800 842-2252 Monday to Friday from 8 a.m. to 10 p.m., and Saturday from 9 a.m. to 6 p.m. (ET) or visit tiaa.org. HABLA ESPAÑOL?* Llame al 800 842-2252
More informationVisionQuest. Retirement Plan Transition Meeting M-P / MFXXXXXXXXXX 1
VisionQuest Retirement Plan Transition Meeting M-P 21126 08/12-21126 MFXXXXXXXXXX 1 John Hancock Retirement Plan Services LLC and VisionQuest are not affiliated and neither are responsible for the liabilities
More informationYour guide for the road to retirement. Announcing changes to the Marquette University Retirement Plan
Your guide for the road to retirement Announcing changes to the Marquette University Retirement Plan Table of Contents A new chapter for your retirement plan is about to start 1 Your new investment options
More informationCITY UNIVERSITY OF NEW YORK TAX DEFERRED ANNUITY PLAN
Quarterly Investment Update CITY UNIVERSITY OF NEW YORK TAX DEFERRED ANNUITY PLAN Investment Performance as of 3/31/2018 The performance data quoted represents past performance, and is no guarantee of
More informationHow to Roll Your Money into Your Employer Sponsored Retirement Plan with Barnhart Crane & Rigging Company 401k Profit Sharing Plan
How to Roll Your Money into Your Employer Sponsored Retirement Plan with Barnhart Crane & Rigging Company 401k Profit Sharing Plan In this packet, you will find information and a form necessary to roll
More informationIMPORTANT ANNOUNCEMENT ABOUT YOUR RETIREMENT PLAN(S)
Duke HUMAN RESOURCES 705 BROAD STREET TELEPHONE (919) 684-5600 BOX 90502 FAX (919) 668-8620 DURHAM, NC 27708 March 23, 2017 IMPORTANT ANNOUNCEMENT ABOUT YOUR RETIREMENT PLAN(S) Dear Retirement Plan Participant,
More informationA Guide to Temple s New 401(a) and 403(b) Investment Options
A Guide to Temple s New 401(a) and 403(b) Investment Options Table of contents A new chapter is about to start 1 Action plan for the transition 2 Your new Temple University investment menu 3 Retirement
More informationColumbia University Retirement Plans. Important retirement plan updates
Columbia University Retirement Plans Important retirement plan updates A new chapter is about to begin Columbia University is pleased to announce several updates to its retirement plans. Key Dates September
More informationThe road to retirement. Announcing changes to the Wesleyan University Retirement Plans
The road to retirement Announcing changes to the Wesleyan University Retirement Plans Table of contents A new chapter is about to start 1 Action plan for the changes 2 Changes in detail 3 Transfer charts
More informationMake your tomorrow better
Make your tomorrow better Helping you plan and invest for retirement Table of contents 3 Making it easier to plan and invest for retirement Information for: 5 TIAA-only participants 6 Vanguard-only participants
More informationNorth Carolina Supplemental Retirement Plans. Performance Review First Quarter 2017
North Carolina Supplemental Retirement Plans Performance Review First Quarter 2017 Asset Allocation Summary Current Asset Allocation As of March 31, 2017 Prior Period Asset Allocation As of December 31,
More informationDuquesne University Plans Available Investment Options Report For Periods Ending September 30, 2016
Large Cap Core Equity Fidelity Fidelity 500 Index Pr FUSVX 0.05% 3.8 7.8 15.4 11.1 16.3 13.1 7.2 Top 25% MATCHED Fidelity Neuberger Berman Socially Responsive Fund 4 NRSRX 0.60% 5.0 6.5 12.9 8.9 - - -
More informationVanguard Target Retirement Funds - Investor Share Class
Vanguard Funds - Investor Share Class Date AS OF 09/30/2017 Glidepath Strategy -date funds employ glidepaths, which are the planned progression of asset allocation changes (e.g., mix of equity and fixed-income
More informationIN LATE SUMMER, WE RE TRANSITIONING FROM
IN LATE SUMMER, WE RE TRANSITIONING FROM TO 2 nd LARGEST RECORDKEEPER Suite of retirement services, innovative financial ols, and more ways access 24/7 #1 in client satisfaction and 2016 Retirement Leader
More informationRETIREMENT PLANNING SIMPLIFIED
RETIREMENT PLANNING SIMPLIFIED Helping you invest in your financial future is important to the University of Virginia (UVA). As a result of our research and review, we are implementing changes to improve
More informationGeneral Amendment To Be Attached To and Read as. Part of the Group Annuity Contract. Issued By
General Amendment To Be Attached To and Read as Part of the Group Annuity Contract Issued By John Hancock Life Insurance Company (U.S.A.) (herein called the Company) In accordance with the provisions under
More informationYOUR RETIREMENT PLAN IS ON THE MOVE
YOUR RETIREMENT PLAN IS ON THE MOVE Your future is the only one you ve got and we want to help you make the most of it. That s why we re pleased to announce that the following plans are moving from The
More informationNaturally Nebraska Two plans working together to help you reach your goals.
A New Service Provider for the Nebraska Public Power District 401(k) and 457(b) Plans Naturally Nebraska Two plans working together to help you reach your goals. Effective April 5, 2019, Empower Retirement
More informationGreater confidence about retirement starts today. The New ASME Retirement Plan
Greater confidence about retirement starts today The New ASME Retirement Plan A new chapter is about to start What you need to know 1. New 401(k) Plan. Effective January 3, 2017, ASME will offer a new
More informationPlan and Investment Notice
Plan and Investment Notice CORNELL UNIVERSITY TAX DEFERRED ANNUITY PLAN Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of this
More informationRetirement Redesign Decision Guide SPRING 2018
Retirement Redesign Decision Guide SPRING 2018 Background In 2009, the IRS imposed new requirements on 403(b) plans. The new rules required elaborate coordination among a plan s various service providers
More informationThe University of Delaware Retirement Program CREATE YOUR OWN FUTURE.
The University of Delaware Retirement Program CREATE YOUR OWN FUTURE. Table of contents A message from the University of Delaware... 3 Making it easier to plan and invest for retirement...4 Changes beginning
More informationAmerican Funds Target Date Retirement Funds - R6 Share Class
American Funds Retirement Funds - R6 Share Class AS OF 12/31/2017 Glidepath Strategy Target-date funds employ glidepaths, which are the planned progression of asset allocation changes (e.g., mix of equity
More informationWELLESLEY COLLEGE 403(B) RET. PLAN (ELECTIVE DEFERRAL)
Quarterly Investment Update WELLESLEY COLLEGE 403(B) RET. PLAN (ELECTIVE DEFERRAL) Investment Performance as of 12/31/2018 The performance data quoted represents past performance, and is no guarantee of
More informationOPEN YOUR RETIREMENT ACCOUNT
INSTRUCTIONS OPEN YOUR RETIREMENT ACCOUNT NEED HELP? Call 800 842-2252 Monday to Friday from 8 a.m. to 10 p.m., and Saturday from 9 a.m. to 6 p.m. (ET) or visit tiaa.org. HABLA ESPAÑOL?* Llame al 800 842-2252
More informationOPEN YOUR RETIREMENT ACCOUNT
INSTRUCTIONS OPEN YOUR RETIREMENT ACCOUNT NEED HELP? Call 800 842-2252 Monday to Friday from 8 a.m. to 10 p.m., and Saturday from 9 a.m. to 6 p.m. (ET) or visit tiaa.org. HABLA ESPAÑOL?* Llame al 800 842-2252
More informationOPEN YOUR RETIREMENT ACCOUNT
ENROLLMENT INSTRUCTIONS OPEN YOUR RETIREMENT ACCOUNT NEED HELP? Call 800 842-2252 Monday to Friday from 8 a.m. to 10 p.m., and Saturday from 9 a.m. to 6 p.m. (ET) or visit tiaa.org HABLA ESPAÑOL?* Llame
More informationContinuing a great thing Making the City of Memphis Deferred Compensation Plan even better for you
Continuing a great thing Making the City of Memphis Deferred Compensation Plan even better for you Together, the City of Memphis and Nationwide Solutions bring employees: Enhanced technology New options
More informationImportant notice about the Livingstone College Retirement Plan and Livingston College TDA Plan
October 6, 2016 Important notice about the Livingstone College Retirement Plan and Livingston College TDA Plan Livingstone College will make several changes to their Retirement Plan effective November
More informationAnnouncing Changes to Wesleyan University s 403(b)(7) Retirement Plan
Announcing Changes to Wesleyan University s 403(b)(7) Retirement Plan Fidelity Investments and TIAA Calendar of Events 21 Whether your retirement is right around the corner or years away, continue to closely
More informationRCN Cable Retirement Savings Plan Plan Code: RCNG-001 Product Name: Lincoln Alliance program
RCN Cable Retirement Savings Plan Plan Code: RCNG-001 Product Name: Lincoln Alliance program The purpose of this document is to provide you with important information regarding the RCN Cable Retirement
More informationVanguard Target Retirement Funds - Investor Share Class
Funds - Investor Share Class Glidepath Strategy -date funds employ glidepaths, which are the planned progression of asset allocation changes (e.g., mix of equity and fixed-income investments) along specific
More informationGet a head start on your future. A step-by-step guide to the coming City and County of Denver 457(b) Deferred Compensation Plan changes
Get a head start on your future. A step-by-step guide to the coming City and County of Denver 457(b) Deferred Compensation Plan changes Upcoming changes to the City and County of Denver 457(b) Deferred
More informationPlan and Investment Notice
Plan and Investment Notice JOHNS HOPKINS UNIVERSITY 403(B) PLAN Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of this Plan
More informationAnnual Participant Fee Disclosure
Annual Participant Fee Disclosure For Currently Available and Legacy Investment Options WELLMONT HEALTH SYSTEM WELLMONT HEALTH SYSTEM 403(B) RETIREMENT SAVINGS PLAN This disclosure contains important information
More informationNew options for your retirement future
delaware retirement savings plan DEFER For a brighter tomorrow New options for your retirement future Important information about the State of Delaware 403(b) TSA Plan August 2016 Get ready The Plan is
More informationPlan and Investment Notice
Plan and Investment Notice DEPAUL UNIVERSITY 403(B) RETIREMENT PLAN Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of this Plan
More informationImportant update on recordkeeping and investment management fees for The Pennsylvania State University retirement program
Important update on recordkeeping and investment management fees for The Pennsylvania State University retirement program May 18, 2018 The Pennsylvania State University is always looking for ways to improve
More informationInvesting with UMB HSA Saver
Investing with UMB HSA Saver Invest Your Way Invest Simply Invest from Anywhere Invest in Real Benefits Invest with Confidence Description Investment Purchase Investment Purchase Dividend Reinvestment
More informationDear CU Retirement Plan participant,
1800 Grant St. Suite 400 Denver, Colorado 80203 303-860-4200 855-216-7740 (toll-free) 303-860-4299 (fax) benefits@cu.edu Dear CU Retirement Plan participant, We are pleased to share detailed information
More informationHESS CORPORATION EMPLOYEES SAVINGS PLAN
HESS CORPORATION EMPLOYEES SAVINGS PLAN TRANSITION GUIDE JANUARY 2017 Guiding you through the exciting changes ahead The Hess Corporation Employees Savings Plan is a 401(k) plan that helps provide retirement
More informationOptional Retirement Program Performance Report As of June 30, 2014 Maryland State Retirement and Pension System
Money Market Ratio FDRXX Fidelity Cash Reserves NA 0.37% 0.37% 0.01 0.01 0.01 0.02 0.05 N/A TIAA-CREF Money Market Account 0.005% 0.390% 0.395% 0.00 0.00 0.00 0.00 0.00 Citigroup 3-month Treasury Bill
More informationFUTURE. to work for YOU
Your Guide for the Transition to Fidelity Putting your FUTURE to work for YOU California State University Tax Sheltered Annuity (TSA) Program Important notice regarding your transition to Fidelity: Participant
More informationStatement of Investment Policies and Objectives. University of Rochester Retirement Plan. February 2017
Statement of Investment Policies and Objectives University of Rochester Retirement Plan February 2017 Contents Purpose 1 Philosophy 2 Delegation of Responsibilities 3 Investment Structure and Investment
More informationCharles Schwab Focus List TM
Charles Schwab Focus List TM Table of contents Selection Criteria... 2 Large Cap... 3 Mid Cap... 4 Small Cap... 5 Foreign Large Cap... 6 Emerging Markets... 6 Target Date... 7-11 Intermediate-Term Bond...
More informationYou can access the notice, as well as up-to-date investment performance, at TIAA.org. Simply log in to your TIAA account and follow these steps:
DUQUESNE UNIVERSITY Office of Human Resources 600 Forbes Avenue PITTSBURGH, PA 152822220 January 31, 2017 SECTION1 Re: Important information about your retirement plan The enclosed information is being
More informationAuburn University Summary of Plan Services and Costs
Auburn University Summary of Plan Services and Costs Purpose The purpose of this summary is to provide you with general information regarding your participation in the Auburn University supplemental retirement
More informationWe re transitioning your Deferred Compensation Plans.
City of Scottsdale 457(b) and Retirement Health Savings Plans Transition guide We re transitioning your Deferred Compensation Plans. NOTE: This represents the second mailing of our important transition
More informationSWBC Professional Employer Services 401(k) Plan Fund List
SWBC Professional Employer Services 1(k) Plan Fund List TRAILING PERIOD RETURNS FOR THE PERIOD ENDING JULY 1, 218 Morningstar Fund Name SYMBOL Category YTD 1 Year Year 5 Year 1 Year Gross * Net DFA Emerging
More informationGannon University Defined Contribution Plans
Gannon University Defined Contribution Plans Mapping Recommendations February 4, 2014 Presented by Tom Coughlin (412) 394-3294 Introduction The Pension Protection Act established mapping guidelines for
More informationGeneral Amendment To Be Attached To and Read as. Part of the Group Annuity Contract. Issued By
General Amendment To Be Attached To and Read as Part of the Group Annuity Contract Issued By John Hancock Life Insurance Company (U.S.A.) (herein called the Company) In accordance with the provisions under
More informationplan investment review performance summary
CASH AND EQUIVALENTS - MONEY MARKET CREF Money Market R2 0.28% 0.49% 0.44% 0.06% 0.00% 0.00% 0.00% 0.79% 0.33% 0.20% 0.22% Vanguard Federal Money Market 0.42% 0.75% 0.81% 0.30% 0.04% 0.01% 0.02% 1.26%
More informationNORTHEASTERN UNIVERSITY NORTHEASTERN UNIVERSITY BASIC RETIREMENT PLAN
NORTHEASTERN UNIVERSITY NORTHEASTERN UNIVERSITY BASIC RETIREMENT PLAN OPEN YOUR RETIREMENT ACCOUNT ENROLLMENT INSTRUCTIONS NEED HELP? Call 800 TIAA-CREF (800 842-2273) Monday to Friday from 8 a.m. to
More informationThis notice outlines a series of changes regarding the investment options under the DePaul University 403(b) Retirement Plan (the "Plan").
March 31, 2017 RE: Changes to the DePaul University 403(b) Investment Options Dear Eligible Plan Participant: This notice outlines a series of changes regarding the investment options under the DePaul
More informationPlease Answer the Following Questions Circle your choice for each question
3(b) 1 1 Asset Allocation Questionnaire How you allocate your assets can significantly impact your portfolio s performance. No matter how far away you are from retirement, it is important to think about
More informationUNIVERSITY OF ARKANSAS FOR MEDICAL SCIENCES UNIVERSITY OF ARKANSAS OPTIONAL RETIREMENT 403(B) PLAN
UNIVERSITY OF ARKANSAS FOR MEDICAL SCIENCES UNIVERSITY OF ARKANSAS OPTIONAL RETIREMENT 403(B) PLAN OPEN YOUR RETIREMENT ACCOUNT ENROLLMENT INSTRUCTIONS NEED HELP? Call 800 TIAA-CREF (800 842-2273) Monday
More informationPennsylvania s State System (State System) of Higher Education Changes to the Alternative Retirement Plan (ARP)
May 1, 2018 Pennsylvania s State System (State System) of Higher Education Changes to the Alternative Retirement Plan (ARP) Dear TIAA Participant: The State System routinely reviews the ARP group retirement
More informationParticipant Enrollment Governmental 457(b) Plan Milwaukee County Deferred Compensation Plan
Participant Enrollment Governmental 457(b) Plan Milwaukee County Deferred Compensation Plan 98442-01 Participant Information Last Name First Name MI Social Security Number Address - Number & Street E-Mail
More informationArmy Contribution: The Army contribution to the Employee Pension Plan will be 3% of pay at the end of each quarter for all eligible employees.
Plan Transition February 23, 2018 Dear Salvation Army Southern Territory Employee, As previously announced, The Salvation Army Southern Territory Employee Retirement Program will transition to VALIC effective
More informationCounty of San Luis Obispo Deferred Compensation Plans. Transition guide. We re transitioning your Deferred Compensation Plans.
County of San Luis Obispo Deferred Compensation Plans Transition guide We re transitioning your Deferred Compensation Plans. The County of San Luis Obispo Plans are transitioning to Nationwide. Following
More informationOptional Retirement Program & Tax Sheltered Annuity Plan Overview Guide
Optional Retirement Program & Tax Sheltered Annuity Plan Overview Guide GET READY FOR THE CHANGES AHEAD Starting this fall, new investment options will be available through Fidelity Investments, TIAA,
More informationGeneral Amendment To Be Attached To and Read as. Part of the Group Annuity Contract. Issued By
General Amendment To Be Attached To and Read as Part of the Group Annuity Contract Issued By John Hancock Life Insurance Company (U.S.A.) (herein called the Company) In accordance with the provisions under
More informationPLAN HIGHLIGHTS. Effective January VITAS Healthcare Corporation 401(k) Plan
PLAN HIGHLIGHTS Effective January 2017 VITAS Healthcare Corporation 401(k) Plan VITAS is proud to offer a retirement savings plan to help you focus on your future. Eligibility The VITAS Healthcare Corporation
More informationIn accordance with federal regulations, the Employee Retirement Income Security Act (ERISA), we have enclosed the following notices:
Human Resources Department Michelle Jaross Director, Benefits and Compensation In accordance with federal regulations, the Employee Retirement Income
More informationOPEN YOUR RETIREMENT ACCOUNT
ENROLLMENT INSTRUCTIONS OPEN YOUR RETIREMENT ACCOUNT NEED HELP? Call 800 842-2252 Monday to Friday from 8 a.m. to 10 p.m., and Saturday from 9 a.m. to 6 p.m. (ET) or visit tiaa.org. HABLA ESPAÑOL?* Llame
More informationING Fees Ticker Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 Dec Mar
Quarterly Investment Fund Review Sheet Explanation This document is used by the Bureau of Deferred Compensation Office to evaluate the suitability, stability, and performance of all mutual funds in the
More informationUNIVERSITY OF VIRGINIA OPTIONAL RETIREMENT PLAN (ORP)
UNIVERSITY OF VIRGINIA OPTIONAL RETIREMENT PLAN (ORP) OPEN YOUR RETIREMENT ACCOUNT ENROLLMENT INSTRUCTIONS NEED HELP? Call 800 TIAA-CREF (800 842-2273) Monday to Friday from 8 a.m. to 10 p.m., and Saturday
More information