BUILD WEALTH WITH PRIVATE COMPANIES
|
|
- Bernice Wilson
- 5 years ago
- Views:
Transcription
1 BUILD WEALTH WITH PRIVATE COMPANIES Private Company Investment Specialists
2 Private companies are a unique asset class correlated not to the market but to entrepreneurial drive. This is an arena where you can achieve better returns for the risk you take. You can also shape investments to deliver answers to other needs, such as preserving wealth over generations. This is why I believe that private companies should have a place in most balanced portfolios. Private company investing isn t just for the pension funds and the professionals. I founded Rockpool to ensure that many more investors could realise the benefits of this asset class. Our network of investors is growing and I do hope that you will join us too. Matt Taylor Managing Partner Contact details E team@rockpool.uk.com T W rockpool.uk.com
3 ENHANCE YOUR PORTFOLIO WITH PRIVATE COMPANIES Rockpool helps you invest confidently in ownermanaged companies that show great potential for growth. We call them transformers. OUR APPROACH We find businesses that are established and profitable but not accessible to private investors. We undertake thorough due diligence and support management to grow the business. The aim is to make the companies attractive to trade buyers or private equity funds and then sell in a competitive process to maximise returns. MAKE MORE OF YOUR MONEY The tax benefits of private company investing help build and protect wealth. No clever schemes involved, just HMRC-backed standard reliefs. Many of our investors save income tax, CGT and inheritance tax or invest through tax-efficient vehicles such as an IFISA, SIPP or a family investment company. REGISTER NOW Join our network of investors to access all our investment opportunities. There are no investor fees to pay and no obligation to invest. Just register now at rockpool.uk.com or contact us on to find out more. 3,000+ INVESTORS 350m 70 INVESTED COMPANIES Your capital is at risk and there is no guarantee of any investment return. This sort of investment does not provide a reliable source of income.
4 TRANSFORMER COMPANIES Our focus is on transformers. They offer great growth potential for investors without the risk levels of start-ups. WHAT IS A TRANSFORMER? Transformer companies are profitable and growing, typically with annual revenues of 5m- 30m. Small enough to be owner-managed, yet well past the risky start-up phase. Not yet large enough to attract traditional private equity funds or strategic buyers, but ready to embark on the journey to get there. They need patient capital and some help to professionalise. They have something unique to offer and are already generating profits of at least 500,000 a year, so we can be confident that the business model works. HOW DO TRANSFORMERS BUILD WEALTH? Our support, together with the incredible drive and commitment of the ownermanagers, helps the business to the next stage of growth. The focus is on making the business attractive to a trade or private equity buyer within 4-5 years. ADDING VALUE THROUGH OUR NETWORK Rockpool s investor network is a deep pool of successful people, many with experience uniquely tuned to the success of private companies. We identify the gaps in management teams and bring in expertise from our network to support the companies to the next level of growth. A TRANSFORMER S JOURNEY TO EXIT NCE provides a range of IT services to a global customer base. In 2015, Rockpool investors provided equity and loan finance to support the growth plan for the company and we identified the need to strengthen the management team with a Finance Director and Chairman. After two years of hard work and exceptional performance by the team, the company was successfully sold in 2017 providing the following returns for investors: Loan 1.43 per 1 invested. Equity multiple of 2.6 times after two years, providing an exit IRR of 67%. During our partnership with Rockpool we transformed the business to an integrated international organisation known for quality and delivery across borders. Andrew Genever, former CEO NCE Group
5 WHY CHOOSE ROCKPOOL? TRANSPARENCY We give you visibility on where and when your money is invested and provide regular reports on each company in your portfolio, giving you a more detailed understanding of your investment. You can access these reports together with a record of all your transactions via our platform. GOOD VALUE There are no fees for investors to pay. Each investee company pays Rockpool an arrangement fee at completion of the relevant investment and an ongoing monitoring fee thereafter. We participate in the success of each investment with an option to subscribe for shares in the relevant companies. FLEXIBLE We offer you flexible ways to invest. Once you have registered with us, you will receive details of all our investment opportunities. You can choose each investment individually or let us make an automatic allocation. SELFSELECT Build your own portfolio by choosing each investment individually. Minimum investment per company is 10,000. AUTOSELECT Use our automatic allocation service to build your portfolio. Minimum investment is 10,000 per strategy and can be spread across four investments. Investing in smaller unquoted companies may not be suitable for you. Your capital will be at risk and there is no guarantee of any return. You may not be able to sell your investment when you want. This sort of investment does not provide a reliable source of income.
6 INVESTMENT STRATEGIES We offer both lending and equity, giving you the choice to meet your different investment needs. To decide which is best for you, consider the return you re looking for, how much risk you re prepared to take and which tax savings are important to you. Building a portfolio to match your requirements is easy with Rockpool. EQUITY Invest in well-established businesses aiming to grow rapidly and deliver capital gains for investors of around 300% over a five year period. Our equity investments qualify for a range of tax reliefs depending on the age and size of the business. ENTERPRISE INVESTMENT SCHEME 30% income tax relief, CGT deferral and tax free gains if shares are held for three years. INVESTORS RELIEF Benefit from a reduced 10% rate of CGT on gains if the shares are held for at least three years. BUSINESS RELIEF 40% inheritance tax saving on shares in unquoted companies if held for two years. LOSS RELIEF If shares are sold for less than the net cost, you should be able to set your loss against taxable income and gains in the year of loss. Tax benefits of investing depend on your personal cirumstances or the circumstances of your company and on rules and regulations. All of these could change, removing tax benefits that you expected to enjoy.
7 LENDING Lend to well-established businesses with strong equity backing. This strategy aims to deliver high rates of cash interest over a 3-5 year period. Most loans also share in capital growth. Interest rates of 8 to 10% p.a. Fixed repayment date for your capital Target returns of around 2 for 1 invested over four years Lending offers a route to inheritance tax mitigation through our inheritance tax services. Loans can also be made through a number of tax-efficient wrappers such as an Innovative Finance ISA or SIPP and SSAS. INHERITANCE TAX MITIGATION To protect your wealth for the next generation, lending through a private company offers a simple low-cost route to inheritance tax mitigation by taking advantage of Business Relief. CORPORATE INHERITANCE TAX SERVICE Our service offers you a flow of loans so you can establish a trade of lending for Business Relief qualification in your company. The value of your shares can fall outside your estate immediately. If you don t already own a company, we can help you set one up and achieve the same result in two years. PERSONAL INHERITANCE TAX SERVICE Invest in shares in Rockpool s lending company for immediate diversity across a book of loans. The service has a target return of 4% p.a. and offers exemption from inheritance tax in two years with liquidity if required. ROCKPOOL INNOVATIVE FINANCE ISA Lend to private companies without paying tax on the interest. Use your annual allowance of 20,000 and any cash from your existing ISAs. There are no fees to pay. ROCKPOOL SIPP Get pension money working harder by transferring pension savings into a Rockpool SIPP for lending or investing in private companies. There are no fees to pay.
8 OUR APPROACH AND TEAM Our investment team members are private company investment specialists. They see hundreds of companies each year but proceed only with companies that fit our transformer model. Thousands of hours are spent getting to know the management, delving into every detail of the business and conducting thorough due diligence. It is this dedication, specialism and thorough approach that gives our growing number of investors the confidence to add private companies to their portfolio. MATT TAYLOR Managing Partner 20 years working with private companies at 3i, Morgan Stanley, IKB Deutsche Industriebank and 11 years as a senior partner of Foresight. ANDREW GREEN Head of Investment 24 years working in fund management and company finance, including roles with Aviva Investors and SG Asset Management. ANTHONY FRANCIS Investment Director Ten years in corporate finance and private equity with Lloyds Development Capital and Ernst & Young, followed by three years as finance director of a high growth business. DARRAN GREEN Investment Director Ten years in private equity, starting at Terra Firma Capital Partners, before managing a UK portfolio for a private investor. BEN HUTCHINSON Investment Manager Eight years in private equity and professional services, including roles at BDO, RSM and Deloitte. GUY ELLIS Investment Manager Five years in private equity with Goldman Sachs and Alcuin Capital Partners, as well as previous positions in management consulting. RICHARD MORRISON Investment Manager Two years in corporate finance with Lincoln International and three years at PwC in the Banking and Capital Markets audit practice. GUY NIEUWENHUYS Investment Executive Six years in private equity, transaction services and assurance roles, including a role at PwC. MARTIN VAN DIGGELEN Investment Executive Four years in transaction services and audit at KPMG in South Africa and London, as well as two years as Financial Manager of a tech business. TOM COEY Investment Executive Five years in banking and private equity at Lloyds Banking Group and LDC and experience in completing M&A transactions. TRISTAN EVANS Investment Executive Three years in private equity and banking, including RBS s corporate banking team.
9 OUR PORTFOLIO Our 70+ portfolio companies cover a diverse range of industries and, because we are not limited to any specific sector, we focus on the most attractive investment opportunities. REVOLVE PERFORMANCE Revolve Performance is an automotive engineering business which owns the leading performance parts brand, Mountune. Rockpool investors provided 3m of loan and equity investment to support the management s plan to drive Mountune s growth in the US. Returns after four years are targeted to be two times investment for loan investors and four times investment for equity investors. EXPOLINK Expolink provides outsourced whistleblowing and contact centre services to over 500 customers. Rockpool investors provided 4.8m of loan and equity investment to fund the management s expansion plan and implement efficiencies designed to attract a trade buyer in Returns after four years are targeted to be two times investment for loan investors and five times investment for equity investors. COTSWOLD COLLECTIONS Cotswold Collections markets quality clothing and accessories to affluent mature women via catalogue and web-based sales. Rockpool investors provided 5.9m in loan and equity investment to support the management buyout of this established clothing brand and the expansion of the brand through online marketing. Returns after four years are targeted to be two times investment for loan investors and five times for equity investors WEAR TO WORK Wear to Work designs and manufactures high quality technical workwear through its subsidiary, Wearwell. Rockpool investors provided 3.3m in loan and equity investment to support management s plans to grow the business by broadening the customer base and developing new product lines. Returns after four years are targeted to be two times investment for loan investors and four times investment for equity investors. FLOFUEL Flofuel designs, manufactures and sells specialist aircraft refuelling and chemical storage equipment internationally under the well-established Flightline brand. Rockpool investors provided 2.8m of equity and loan investment to support the management buyout and provide growth capital to develop the company s services and training businesses. Returns after four years are targeted to be two times investment for loan investors and four times for equity investors. GREAT BRITISH BOTANICAL Great British Botanical manufacturers premium aluminium-framed glasshouses, selling a wide range of Victorian-style, traditional and bespoke structures under the heritage brand, Hartley Botanic. Rockpool investors provided 8.4m in equity and loan investment to support a management buyout and the company s growth plan in the United States. Returns after four years are targeted to be two times investment for loan investors and three times for equity investors.
10 IMPORTANT INFORMATION RISKS Investing in private companies may not be right for you. Please think carefully about the risks involved. Unless you have an expert understanding of private company investing you should seek independent professional advice before investing. Rockpool is not able to provide advice. It is possible that you may not get back the money that you invest. There is no guarantee of capital or any return. Past performance is no guarantee of future performance. Unquoted investments are illiquid and you may not be able to sell them when you want to. FEES AND CHARGES SAFE CUSTODY Your money will be held in a custodian account pending investment. Your loan notes or shares will be registered in the name of a nominee selected by Rockpool and you will be the beneficial owner. CONFLICTS OF INTEREST We may act for investors lending to and owning shares in an investee company. We may also be granted options to subscribe for shares in an investee company. If a conflict of interest arises, we will seek to act in the best interests of all investors through Rockpool. Rockpool does not make any charges on investors. Instead we charge each company an arrangement fee at completion of the relevant investment and an annual monitoring fee thereafter. PAYMENTS Interest and capital repayments for your account that we collect on your behalf will be paid out to your nominated bank account. COMPLIANCE Our services are not funds, or Unregulated Collective Investment Schemes or discretionary services.
11 Private Company Investment Specialists
12 This document constitutes a financial promotion pursuant to Section 21 of the Financial Services and Markets Act 2000 and has been issued by Rockpool Investments LLP, which is authorised and regulated in the UK by the Financial Conduct Authority (FCA firm number ). Nothing in this document should be regarded as constituting legal, taxation, investment, or other advice and prospective investors should consult their own professional advisers before investing. If you invest through Rockpool, you will do so under the terms and conditions set out in the application form provided by us. This document does not constitute, and may not be used for the purposes of, an offer or invitation to treat by any person in any jurisdiction outside the United Kingdom. This document and the information contained in it are not for publication or distribution to persons outside the United Kingdom. It does not constitute a public offering in the United Kingdom. Rockpool has taken all reasonable care to ensure that all the facts stated in this document are true and accurate in all material respects. Contact details E team@rockpool.uk.com T W rockpool.uk.com A 10 Bressenden Place, London SW1E 5DH Rockpool Investments LLP is registered in the UK (OC369009) and is authorised and regulated by the Financial Conduct Authority.
THE INNOVATIVE FINANCE ISA FROM ROCKPOOL
THE INNOVATIVE FINANCE ISA FROM ROCKPOOL Lend to private companies with tax-free returns Private Company Investment Specialists Private companies are a unique asset class correlated not to the market but
More informationEQUITY PORTFOLIO SERVICE
EQUITY PORTFOLIO SERVICE Build a private company equity portfolio Private Company Investment Specialists Private companies are a unique asset class correlated not to the market but to entrepreneurial drive.
More informationTHE INNOVATIVE FINANCE ISA FROM ROCKPOOL
THE INNOVATIVE FINANCE ISA FROM ROCKPOOL Lend to private companies with tax-free returns Private Company Investment Specialists Private companies are a unique asset class correlated not to the market but
More informationPREMIUM INHERITANCE SERVICE. Inheritance tax mitigation with real returns
PREMIUM INHERITANCE SERVICE Inheritance tax mitigation with real returns Intelligent Private Company Investing ABOUT ROCKPOOL Thorough Our team of private company experts search for well-positioned businesses,
More informationEIS PORTFOLIO SERVICE. Build a portfolio of tax efficient private company investments
EIS PORTFOLIO SERVICE Build a portfolio of tax efficient private company investments Intelligent Private Company Investing Visit rockpool.uk.com Call 020 7015 2150 Email team@rockpool.uk.com Please read
More informationKEY FEATURES ROCKPOOL IFISA
KEY FEATURES ROCKPOOL IFISA The Financial Conduct Authority is the independent financial services regulator. It requires us, Rockpool, to give you this important information to help you to decide whether
More informationEVOLVE ASSET FOCUSED EIS PORTFOLIOS
EVOLVE ASSET FOCUSED EIS PORTFOLIOS CONTENTS WELCOME TO BLACKFINCH 3 WHAT IS AN ENTERPRISE INVESTMENT SCHEME? 4 HOW IT WORKS 6 KEY BENEFITS 8 RISKS 9 HOW TO CLAIM TAX RELIEF 10 TAX RELIEF ILLUSTRATED 11
More informationKEY FEATURES ROCKPOOL SIPP
KEY FEATURES ROCKPOOL SIPP The Financial Conduct Authority is the independent financial services regulator. It requires us, Rockpool, to give you this important information to help you to decide whether
More informationTIME:EIS. Targeting asset backed investments
Targeting asset backed investments Contents Welcome to TIME 3 The Enterprise Investment Scheme 4 Introducing TIME:EIS 5 Our EIS Team 6 Risks 7 About TIME Investments 8 Fees 9 Time for action 10 Important
More informationJUST LOANS GROUP INVESTMENT REPORT
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in
More informationA guide to Enterprise Investment Schemes
March 2013 Contents: 1. What are Enterprise Investment Schemes? page 02 more 2. How do Enterprise Investment Schemes work? page 03 more 3. What are the tax reliefs available for investors? page 04 more
More informationTHRIVE CORPORATE MANAGEMENT SERVICE
THRIVE CORPORATE MANAGEMENT SERVICE CONTENTS WELCOME TO BLACKFINCH 3 BLACKFINCH CORPORATE MANAGEMENT SERVICE 4 HOW IT WORKS 5 TRADING STRATEGY 6 LENDING 7 STARTING YOUR LENDING BUSINESS 9 TYPICAL DEALS
More informationCommittee. Fixed Income. Committee
A Fresh Approach A Fresh Approach LGT Vestra is a partnership set up by experienced industry professionals to provide an exceptional wealth management service to private clients, companies, charities,
More informationThe lowdown on EIS. Blick Rothenberg partner Nimesh Shah explains how companies and investors can benefit from the Enterprise Investment Scheme.
The lowdown on EIS Blick Rothenberg partner Nimesh Shah explains how companies and investors can benefit from the Enterprise Investment Scheme. The Enterprise Investment Scheme ( EIS ), and now the Seed
More informationHelping you manage your wealth. For Financial Adviser use with clients
Helping you manage your wealth For Financial Adviser use with clients Contents Page The simplicity of Wrap 03 How does Wrap work? 04 What is Standard Life Wrap? 05 Why Standard Life? 06 Why choose Standard
More informationEIS Portfolio Service INFORMATION MEMORANDUM
EIS Portfolio Service INFORMATION MEMORANDUM FOR UK INVESTORS ONLY bamboocapital.co.uk October 2016 BAMBOO EIS PORTFOLIO SERVICE bamboocapital.co.uk October 2016 FOR UK INVESTORS ONLY Bamboo EIS Portfolio
More informationThompson Taraz. Enterprise Investment Scheme (EIS) Consultancy. Management and administration. Tax and compliance
Thompson Taraz Enterprise Investment Scheme (EIS) Consultancy Management and administration Tax and compliance EIS Consultancy We have access to a wide range of experienced, multi-disciplinary consultants
More informationWealth creation is achieved by steering you in the right direction, delivered through our expertise and trusted Management
Wealth creation is achieved by steering you in the right direction, delivered through our expertise and trusted Management Wealth management Creating and preserving wealth. About Mattioli Woods plc What
More informationJUST CASHFLOW PLC INVESTMENT REPORT
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in
More informationThompson Taraz. Enterprise Investment Scheme (EIS) Consultancy. Management and administration. Tax and compliance
Thompson Taraz Enterprise Investment Scheme (EIS) Consultancy Management and administration Tax and compliance EIS Consultancy We have access to a wide range of experienced, multi-disciplinary consultants
More informationOUR PRODUCTS. ABACUS SIPP Low-cost SIPP that allows you to invest your pension into one investment platform
DUE DILIGENCE PACK OUR PRODUCTS Hartley Pensions aims to provide clients with a range of financial products that can meet current and future investments needs. We can make that claim by offering you: A
More informationSEED ADVANTAGE EIS FUND INVESTING IN START-UP AND EARLY STAGE COMPANIES
SEED ADVANTAGE EIS FUND INVESTING IN START-UP AND EARLY STAGE COMPANIES CAPITALISE ON THE UK ECONOMIC RECOVERY With bank lending still restricted, in the view of many now is the time to invest in start-up
More informationADAPT INHERITANCE TAX PORTFOLIOS
ADAPT INHERITANCE TAX PORTFOLIOS CONTENTS WELCOME TO BLACKFINCH 3 THE INHERITANCE TAX CHALLENGE 4 BLACKFINCH IHT PORTFOLIOS 6 HOW IT WORKS 7 INVESTMENT STRATEGY 9 UNDERLYING ASSETS 10 INVESTMENT TEAM 12
More informationCHIP CHIP HOLDINGS LTD
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in
More informationOld Burlington Investments AIM Growth Fund. Trusted Alternatives
Old Burlington Investments AIM Growth Fund Trusted Alternatives January 2013 Why Old Burlington Investments? Old Burlington Investments is a new alternative investment boutique Led by Brett Williams, former
More informationLENDER AND ISA GUIDE
LENDER AND ISA GUIDE Great investments. Brilliant feeling. Huge impact. As well as earning a great interest rate, your FOLK2FOLK investment will be doing great things. Why invest with FOLK2FOLK? Earn up
More informationA guide to Enterprise Investment Schemes
A guide to Enterprise Investment Schemes 2013/14 Edition Contents What are Enterprise Investment Schemes? 3 How do Enterprise Investment Schemes work? 4 What tax reliefs are available for investors? 5
More informationWealthselect. Managed portfolio service. We ll help you get there. For financial advisers only
Wealthselect Managed portfolio service For financial advisers only pensions investment PROTECTION We ll help you get there A high quality solution to meet your clients investment goals Contents A high
More informationSpecialist Tax Portfolio Service
Specialist Tax Portfolio Service Investment strategies for tax planning This document should be read in conjunction with a qualified professional adviser. Specialist Tax Portfolio Service Investment strategies
More informationInvested in your Ambition. Discretionary Managed Services
Invested in your Ambition Discretionary Managed Services For who you are today and where you ll go tomorrow Managed services that put your needs first With our Discretionary Managed Services, you can relax,
More informationAIM Inheritance Tax Portfolio
AIM Inheritance Tax Portfolio Aiming to reduce your inheritance tax bill For those investors prepared to accept the additional risks of investing in AIM, there are tax benefits. AIM stocks are free of
More informationTIME:CTC. Corporate Trading Companies. Information Memorandum
Corporate Trading Companies Information Memorandum Corporate Trading Companies This document is for Authorised Financial Advisers only and for existing Shareholders for information only. Issued in the
More information[ Private Investors ] Achieve Your investment goals
[ Private Investors ] Achieve Your investment goals About Us Cornhill Capital is a leading independent investment company based in the heart of the city of London. As a client of Cornhill you will gain
More informationADAPT INHERITANCE TAX PORTFOLIOS
ADAPT INHERITANCE TAX PORTFOLIOS CONTENTS WELCOME TO BLACKFINCH 3 THE INHERITANCE TAX CHALLENGE 4 ADAPT IHT PORTFOLIOS 6 HOW IT WORKS 7 INVESTMENT STRATEGY 9 UNDERLYING ASSETS 10 INVESTMENT TEAM 12 KEY
More informationIn expert hands Discretionary investment solutions
In expert hands Discretionary investment solutions 2/ Our approach We specialise in building and managing diversified individual portfolios At Brooks Macdonald, our aim is to enhance our clients wealth
More informationThe Alternative Investment Platform Guide to investing in SEIS
The Alternative Investment Platform Guide to investing in SEIS be From the beginning to the end of the process, we offer investors and professional advisers complete financial transparency. For professional
More informationYour guide to understanding ISAs
Your guide to understanding ISAs Your money. Our expertise. This guide is for information purposes only. It should not be seen as advice. Investments in the stock market may fall as well as rise, and it
More informationENTERPRISE INVESTMENT SCHEME
ENTERPRISE INVESTMENT SCHEME THE DEEPBRIDGE GUIDE I N V E S T I N G F O R T H E F U T U R E IMPORTANT INFORMATION This guide provides general information about Enterprise Investment Scheme (EIS) investments
More informationTHE FORESIGHT GUIDE: BUSINESS PROPERTY RELIEF
THE FORESIGHT GUIDE: BUSINESS PROPERTY RELIEF January 2018 WHAT IS BUSINESS PROPERTY RELIEF? Business Property Relief (BPR) was introduced as part of the 1976 Finance Act in order to allow small businesses
More informationThe Bigger Picture. Personalised Investment Management
The Bigger Picture Personalised Investment Management For who you are today and where you ll go tomorrow Wealth is the ability to fully experience life In 1990, we started with a simple idea: to create
More informationLENDER AND ISA GUIDE
LENDER AND ISA GUIDE Great investments. Brilliant feeling. Huge impact. We believe in a fair deal for both Borrowers and Lenders, so as well as a great interest rate your FOLK2FOLK investment will be doing
More informationGuinness AIM EIS 2014
Effective from December 2013 Guinness AIM EIS 2014 Information Memorandum with Application Form Investing in AIM-listed companies Investing in new and secondary share issues from growth companies Liquidity
More informationuk-us tax desk PEOPLE WHO KNOW, KNOW BDO sharing language, culture and approach
uk-us tax desk PEOPLE WHO KNOW, KNOW BDO sharing language, culture and approach september 2015 the benefits of working with bdo global reach trusted advisory practical advice full scope services us and
More informationBUSINESS PROPERTY RELIEF
THE FORESIGHT GUIDE: BUSINESS PROPERTY RELIEF 2018/19 What is Business Property Relief? Business Property Relief (BPR) was introduced as part of the 1976 Finance Act in order to allow small businesses
More informationPORTILLION CAPITAL SHARIAH COMPLIANT SEIS FUND
PORTILLION CAPITAL SHARIAH COMPLIANT SEIS FUND PLEASE NOTE THAT AN INVESTMENT IN THE PORTILLION CAPITAL SHARIAH COMPLIANT SEIS FUND CAN ONLY BE MADE AFTER AN INVESTOR HAS RECEIVED THE FULL INFORMATION
More informationRenewable Energy Fund
For discussion purposes only not suitable for retail clients Renewable Energy Fund Trusted Alternatives Summary Document March 2013 Under The Enterprise Investment Scheme Summary Document The following
More informationFTSE Early Bonus Plan III
HSBC GLOBAL MARKETS FTSE Early Bonus Plan III Growth linked to the FTSE 100 Index with early exit feature Capital is not guaranteed Plan series: 528 Plan/ISA Manager: Hedge provider: Who is the Plan provider?
More informationBOND. 6% pa. Quarterly Returns. Your Bond and Innovative Finance ISA Information Brochure
BOND Your Bond and Innovative Finance ISA Information Brochure 6% pa Quarterly Returns Three ways To Start Your Application Online By Phone By Email www.fluidisa.com 0800 088 4548 bonds@fluidisa.com This
More informationinvesting with Old Mutual Wealth
investing with Old Mutual Wealth YOUR FINANCIAL JOURNEY CASH BONDS PROPERTY E Q U I T Y investments pensions PROTECTION We ll help you get there Old Mutual Wealth is the leading wealth management business
More informationWhy Lumin? What Makes Lumin Different From Another Financial Adviser Firm? Service. Trustworthy. Qualified. Cost
Why Lumin? What Makes Lumin Different From Another Financial Adviser Firm? Most Financial advisers will charge you for their advice and then outsource the investment decisions to a third party, such as
More informationAF4 Investment Products Part 2: EIS, SEIS, VCT
AF4 Investment Products Part 2: EIS, SEIS, VCT The milestones for this part are to understand: Why the government offers tax reliefs for these schemes. The main tax reliefs for investors in them. The qualifications
More informationWhy the Novia Global Retirement Plan? Novia Global Wealth Management Service
Why the Novia Global Retirement Plan? Novia Global Wealth Management Service Effective June 2016 The Novia Global Retirement Plan (the Novia GRA ) combines the benefits of a Maltese QROPS with the capability
More informationAIM portfolio service. Inheritance tax planning through a bespoke portfolio invested in AIM shares
AIM portfolio service Inheritance tax planning through a bespoke portfolio invested in AIM shares Introducing our AIM portfolio service Smith & Williamson s AIM portfolio service is designed to provide
More informationTIME:Advance. An innovative approach to inheritance tax
TIME:Advance An innovative approach to inheritance tax TIME:Advance Inheritance Tax Solution Contents Welcome to TIME 3 A taxing problem 4 The simple solution 5 About TIME Investments 6 Key benefits 7
More informationFor financial advisers. Bespoke discretionary service / FINANCIAL ADVISERS
Bespoke discretionary service For financial advisers For authorised individuals only and should not be distributed in whole or in part to retail clients / FINANCIAL ADVISERS Welcome 3 Deciding to outsource
More informationPlatform Key Information Document
SELF-DIRECTED Explicit Pricing Model Platform Key Information Document Including the ISA and Investment Funds Key Features documents The information that follows is accurate to the best of our knowledge
More informationMaster Portfolio Service (MPS) Why Investec Wealth & Investment?
Master Portfolio Service (MPS) Why Investec Wealth & Investment? Contents Introduction to the Company 2 Investment Process 3 Service Description 4 Portfolio Management 5 High Standards of Service 6 Introduction
More informationA I M P O RT FO LI O S
AIM PORTFOLIOS 2 CONTENTS PAGE WELCOME TO BLACKFINCH 5 WHAT IS THE ALTERNATIVE INVESTMENT MARKET? 6 HOW CAN WE HELP? 7 WHAT ARE THE BENEFITS? 8 WHAT ARE THE RISKS? 9 WORKING FOR YOU 10 CHELVERTON ASSET
More informationIMPORTANT INFORMATION 1 WELCOME TO INGENIOUS 2 MANAGING YOUR INVESTMENT 6 THE INVESTMENT PROCESS 7 CHARGES 9 THE FINE PRINT 10 RISK FACTORS 12
BROCHURE abc ESTATE PLANNING - IEP CLASSIC BROCHURE CONTENTS IMPORTANT INFORMATION 1 WELCOME TO INGENIOUS 2 INTRODUCTION 4 MANAGING YOUR INVESTMENT 6 THE INVESTMENT PROCESS 7 CHARGES 9 THE FINE PRINT
More informationKNOW MORE ABOUT: TAX EFFICIENT INVESTMENTS CLIENTS INTERESTS UNDERPIN ALL THAT WE DO - SITR - SOCIAL
As of 1 st December 2017 CLIENTS INTERESTS UNDERPIN ALL THAT WE DO KNOW MORE ABOUT: TAX EFFICIENT INVESTMENTS - EIS - ENTERPRISE INVESTMENT SCHEME - SEIS - SEED ENTERPRISE INVESTMENT SCHEME - SITR - SOCIAL
More informationInheritance Tax Portfolio service
FOCUSING ON Inheritance Tax Portfolio service This document is intended for professional financial advisers and is not suitable for retail investors. FOCUSING ON INHERITANCE TAX PORTFOLIOS Why choose Charles
More informationPeer To Peer Borrowing
Peer To Peer Borrowing For Income Producing Commercial Property Retail Industrial Office October 2017 Peer To Peer Borrowing Proplend is a Peer To Peer (P2P) Lending platform for borrowers who own income
More informationPlatform Key Information Document
SELF-DIRECTED Platform Key Information Document Including the ISA and Investment Funds Key Features documents The information that follows is accurate to the best of our knowledge and belief as at 06 April
More informationInheritance Tax Portfolio Service
Inheritance Tax Portfolio Service CONTENTS How AIM shares can reduce IHT 5 Business Property Relief and other taxes 6 Example of IHT savings 7 Portfolio construction and strategy 8 Investment criteria
More informationA RETURN WITHOUT VOLATILITY? Guy Myles Octopus Investments
A RETURN WITHOUT VOLATILITY? Guy Myles Octopus Investments Important Information. Please note that past performance is no guide to future performance. The value of an investment may go down as well as
More informationTHE RESORT GROUP PLC
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in
More informationABOUT OLD MUTUAL WEALTH
Investments pensions PROTECTION ABOUT OLD MUTUAL WEALTH AND OLD MUTUAL Old Mutual Wealth Limited is a leading wealth management business in the UK and internationally. We provide platform-based investments
More informationUsers Guide for SA expats Saving and investing in the UK
Users Guide for SA expats Saving and investing in the UK The decision to move to the UK is not an easy one, and as we explained in our previous Users Guide for SA expats expat money matters sorted, the
More informationTIME:Advance. An innovative approach to Inheritance Tax
TIME:Advance An innovative approach to Inheritance Tax TIME:Advance Inheritance Tax Solution Contents Welcome to TIME 3 A taxing problem 4 The simple solution 5 About TIME Investments 6 Key benefits 7
More informationInvestment Focus: Enterprise Investment Schemes in tax planning strategies
Investment Focus: Enterprise Investment Schemes in tax planning strategies EIS now is recognised as a mainstream investment that is being routinely adopted to fulfil client s financial planning needs.
More informationCOLLECTIVE INVESTMENT ACCOUNT
Key features of the COLLECTIVE INVESTMENT ACCOUNT The Financial Conduct Authority is a financial services regulator. It requires us, Old Mutual Wealth, to give you this important information to help you
More informationDowning AIM ISA. Brochure
Downing AIM ISA Brochure Important notice The Downing AIM ISA (Service) is a tax wrapper for the Downing AIM Estate Planning Service, which has its own product literature that you should read before investing.
More informationSeismic Foundry SEIS Fund 2017/8. Information Memorandum
Seismic Foundry SEIS Fund 2017/8 Information Memorandum Issue Date: 21 November 2017 Risk Warning Seismic Foundry Ltd and the five co-founders have been approved as Appointed Representatives by SFC Capital
More informationAMP Personalised Portfolio
Issued ₇ November ₂₀₁₇ AMP Personalised Portfolio Product disclosure statement Part ₁ AMP Personalised Portfolio Supplementary product disclosure statement This is a Supplementary product disclosure statement
More informationS T E L L A R S T E L L A R S T E L L A R S T E L L A R
S T E L L A R TA X P L A N N I N G wind energy EIS fund Typical investors are those with income taxable at the highest rate, those looking to shelter capital gains and for some elderly investors with a
More informationKNOW MORE ABOUT: TAX EFFICIENT INVESTMENTS - SITR - SOCIAL - EIS - ENTERPRISE INVESTMENT SCHEME - SEIS - SEED ENTERPRISE INVESTMENT TAX RELIEF
KNOW MORE ABOUT: TAX EFFICIENT INVESTMENTS - EIS - ENTERPRISE INVESTMENT SCHEME - SEIS - SEED ENTERPRISE INVESTMENT SCHEME - SITR - SOCIAL INVESTMENT TAX RELIEF PUTTING INVESTORS INTERESTS FIRST SINCE
More informationSTATEMENT OF INVESTMENT PRINCIPLES Feb 2017
1. Introduction 1.1 Local Government Pension Scheme (LGPS) Funds are required to publish a Statement of Investment Principles (SIP) 1 which must include the Fund's policy on the following: The types of
More information5.6bn. 3bn A COMMON PROBLEM. 2.3bn THE INGENIOUS SOLUTION
abc ESTATE PLANNING THE OVERVIEW WE ARE WELCOME TO INGENIOUS ESTATE PLANNING At Ingenious, we believe that preparing for changing circumstances is a cornerstone of sound financial planning especially when
More informationCalculus Capital. The Benefits of EIS Investing: Case Studies
Calculus Capital The Benefits of EIS Investing: Case Studies info@calculuscapital.com www.calculuscapital.com 020 7518 8058 Important Notes:! The following examples are for illustrative purposes only and
More informationWhy Standard Life for SIPP? For adviser use only
Why Standard Life for SIPP? For adviser use only Why Standard Life for SIPP? When considering which Self Invested Personal Pension provider to choose, there are different factors to think about. It s an
More informationFor professional advisers. Valuing partnerships. Bespoke portfolios for your clients
For professional advisers Valuing partnerships Bespoke portfolios for your clients Our approach At Brooks Macdonald, we aim to enhance our clients wealth through the provision of our investment solutions.
More informationEmployee Share Incentives - An Overview
Employee Share Incentives - An Overview Employee Share Incentives Employee share schemes are used to reward employees in a tax effective way. They can be targeted at a particular group or offered to all
More informationGUIDE TO LISTING ON THE CAYMAN ISLANDS STOCK EXCHANGE
GUIDE TO LISTING ON THE CAYMAN ISLANDS STOCK EXCHANGE CONTENTS PREFACE 1 1. The Cayman Islands Stock Exchange 2 2. Advantages of a Listing on the CSX for International Issuers 3 3. Key Listing Requirements
More informationEnterprise Investment Scheme. A Private Investing Guide
Enterprise Investment Scheme A Private Investing Guide Contents Introducing EIS 4 New Rules. New opportunities. 6 Knowledge Intensive Businesses 8 How EIS works 10 Investment risks 18 Managing risk 20
More informationLondon Capital & Finance Plc. LCF. 1-year 3.9% Income Bonds. (Non-Transferable Securities) Series 3
1-year 3.9% Income Bonds (Non-Transferable Securities) Series 3 Head Office & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent TN3 9JS Helpline Hours 10am until 4pm info ?
More informationGUIDE TO RUNNING A LIMITED COMPANY. Year-end tax planning checklist
GUIDE TO RUNNING A LIMITED COMPANY Year-end tax planning checklist Year-end tax planning checklist With the current tax year ending on 5 April 2016, it is important to utilise all the tax reliefs and
More informationSmall Self Administered Scheme (SSAS)
Small Self Administered Scheme (SSAS) A guide for employers. Capability. On every level. We re self invested pension specialists. We use our 37 years of experience to give you control of your retirement
More informationDiscretionary Fund Management
Discretionary Fund Management Our focus is, and will always remain, the continued prosperity and well being of your clients Andrew Ross, Chief Executive About Cazenove Capital Award winning service Cazenove
More informationPatient Capital Review Initial comments
Patient Capital Review Initial comments Investment companies are an ideal mechanism to channel long-term development capital directly to small and unquoted business as well as infrastructure projects.
More informationLIFE CYCLE OF A BUSINESS NUMBER 7 TAX HEALTH CHECK
TAX HEALTH CHECK 8 SELLING YOUR BUSINESS 1 WHEN SHAREHOLDERS JOIN OR LEAVE 6 7 SHARE OPTIONS LIFE CYCLE OF A BUSINESS 2 VENTURE 3 NEW BUSINESS BANK FUNDING 5 INVESTOR 4 SEEKING AN BUYING A BUSINESS NUMBER
More informationLondon Capital & Finance Plc. LCF. 8.0% Income Bonds. Series 10
LCF London Capital & Finance Plc. 8.0% Income Bonds Series 10 LCF London Capital & Finance Plc. Head Office London Capital & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent
More informationTatton Managed Portfolio Service A more efficient way to invest
Tatton Managed Portfolio Service A more efficient way to invest Tatton s discretionary portfolio management service combines our investment expertise with platform technology and your adviser s in-depth
More informationPension Portfolio J26372_LF10207_0318.indd 1 05/03/18 6:39 am
Pension Portfolio could be the perfect home for your pension. It allows you to take full advantage of the pension freedoms. Pension Portfolio has two options - Core and Choice - which are designed to meet
More informationThe Shard and Tower of London INHERITANCE TAX PORTFOLIO SERVICE
The Shard and Tower of London INHERITANCE TAX PORTFOLIO SERVICE INHERITANCE TAX PORTFOLIO HARGREAVE HALE INDIVIDUAL. INTELLIGENT. INVESTMENT ABOUT HARGREAVE HALE The roots of Hargreave Hale date back to
More informationThe wait is over! Your Aviva Save As You Earn plan is reaching maturity.
The wait is over! Your Aviva Save As You Earn plan is reaching maturity. Find out more about your exciting options enclosed. Remember you have 6 months from your maturity date to place an instruction.
More informationCollective Retirement Account
Key features of the Collective Retirement Account The Financial Conduct Authority is a financial services regulator. It requires us, Old Mutual Wealth, to give you this important information to help you
More informationPrivate Office. A well-run company has a clear view of the road ahead. Shouldn t a family have the same?
Private Office A well-run company has a clear view of the road ahead. Shouldn t a family have the same? A look inside the Princely Collections For more than 400 years, the Princes of Liechtenstein have
More informationCollECtIVE INVEstMENt ACCouNt selfselect WEAltHsElECt AIMs the CollECtIVE INVEstMENt ACCouNt ANd Its benefits About us
Key Features of the Collective Investment Account The Financial Conduct Authority is a financial services regulator. It requires us, Old Mutual Wealth, to give you this important information to help you
More informationM E D I A E I S P O RT FO LI O S
MEDIA EIS PORTFOLIOS 2 CONTENTS PAGE AN INTRODUCTION TO BLACKFINCH 5 THE EIS OPPORTUNITY 6 INVESTMENT STRATEGY 7 MUSIC PUBLISHING 8 TELEVISION DISTRIBUTION 9 INVESTMENT TEAM 10 THE BLACKFINCH MEDIA EIS
More informationWE ARE LDC.
WE ARE LDC LDC is the most active mid-market private equity investor, having completed over 25 per cent more buyouts and expansion deals than any other player in the last ten years. We back ambitious management
More information