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1 Date: February 15, 2016 Subject: Notification of Revision of Investment Choice with effect from February 15, 2016 Please note that the risk level of the following investment choices under Manulife Investment Plus (MI Plus) and Manulife Investment Solutions* (MISo) will be revised with effect from February 15, 2016, following the regular review of the risk levels of the investment choices. * MISo is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. Investment Choice MI Plus / MISo Name of Investment Choice Previous Updated Manulife Inv China A Fund IQA You could refer to the Appendix Revision of Investment Choice for the list of the latest s and changes of the investment choice under our investment-linked assurance schemes. Please note that the s are for reference only. You should not rely on them as investment advice. Should you have any queries, please call (852) in relation to the investment choices under MISo and MI Plus. Issued by Manulife (International) Limited (Incorporated in Bermuda with limited liability) Manulife (International) Limited Incorporated in Bermuda with limited liability 22/F., Tower A, Manulife Financial Centre, Wai Yip Street, Kwun Tong, Kowloon, Hong Kong Tel: (852) Fax: (852)

2 Appendix "Revision of Investment Choice " Name of Investment Choice 1 Manulife Investment Plus / Manulife Investment Solutions* Manulife Inv Allianz Euroland Equity Growth Fund IAG No Manulife Inv Amundi Emerging Focus Fund IDD No Manulife Inv Amundi Global Luxury and Lifestyle Fund ILL No Manulife Inv Asia Pacific High Dividend Fund IPH No Manulife Inv Asia-Pacific Equity Income Fund IAE No Manulife Inv Asian Property Fund IAP No Manulife Inv Asian Small Cap Fund IAS No Manulife Inv Australia Equity Fund IAU No Manulife Inv Baring ASEAN Frontiers Fund IBA No Manulife Inv Baring Europe Select Fund IBE No Manulife Inv BlackRock Global SmallCap Fund IBS No Manulife Inv China A Fund IQA Manulife Inv China Value Fund ICV No Manulife Inv Citi China Select Fund ICC No Manulife Inv Emerging Eastern Europe Fund IEM No Manulife Inv European Equity Fund IEE No Manulife Inv Fidelity China Consumer Fund IFC No Manulife Inv Fidelity European Dynamic Growth Fund IED No Manulife Inv Fidelity International Fund IFI No Manulife Inv Franklin U.S. Opportunities Fund IFU No Manulife Inv Global Contrarian Fund ICN No Manulife Inv Global Property Fund IGP No Manulife Inv Global Resources Fund IRF No Manulife Inv Greater China Opportunities Fund IGO No Manulife Inv Healthcare Fund IHC No Manulife Inv Henderson Global Technology Fund IHT No Manulife Inv Henderson Japanese Smaller Companies Fund IHS No Manulife Inv Hong Kong Equity Fund IHE No Manulife Inv India Equity Fund IEQ No Manulife Inv Global Equity Fund IIE No Manulife Inv Invesco Asian Equity Fund IIA No Manulife Inv Invesco Japanese Equity Core Fund IIJ No Manulife Inv Investec Global Energy Fund IGE No Manulife Inv Investec Global Gold Fund IGG No Manulife Inv Investec Global Natural Resources Fund IDR No Manulife Inv Japan Equity Fund IJE No Manulife Inv JPMorgan ASEAN Fund IJA No Manulife Inv JPMorgan Emerging Markets Opportunities Fund IJO No Manulife Inv JPMorgan Korea Fund IMK No Manulife Inv Korean Equity Fund IKE No Manulife Inv Latin America Equity Fund ILA No Manulife Inv Macquarie IPO China Gateway Fund IMA No Manulife Inv Middle East and North Africa Equity Fund IMN No Manulife Inv North American Equity Fund INA No Manulife Inv Pacific Asia Equity Fund IPA No Manulife Inv RHB Resources Fund IOR No Manulife Inv Russia Equity Fund IRE No Manulife Inv Schroder Emerging Markets Fund ISM No Manulife Inv Schroder Hong Kong Equity Fund ISE No Manulife Inv Taiwan Equity Fund ITW No Manulife Inv Templeton Frontier Markets Fund IFM No Manulife Inv Thailand Equity Fund ITE No Manulife Inv Turkey Equity Fund ITF No

3 2 Manulife Inv UBS Asian Consumption Fund IUE No Manulife Inv UBS China Opportunity Fund IOE No Manulife Inv US Small Cap Fund IUS No Manulife Inv Zeal Voyage China Fund IVY No Manulife Inv Asia Total Return Fund ITR No Manulife Inv BlackRock Global Corporate Bond Fund IBG No Manulife Inv China Bond Fund IRM No Manulife Inv Fidelity Asian High Yield Fund IHY No Manulife Inv Global Emerging Markets Debt Fund IMD No Manulife Inv Global Strategic Income Fund ISI No Manulife Inv International Bond Fund IIB No Manulife Inv Invesco Global High Income Fund IGI No Manulife Inv Jupiter Global Convertibles Fund IJC No Manulife Inv PARVEST Bond Asia ex Japan Fund IPB No Manulife Inv Schroder Hong Kong Dollar Bond Fund ISB No Manulife Inv Templeton Global Total Return Fund ITG No Manulife Inv U.S. Bond Fund IUB No Manulife Inv U.S. Special Opportunities Fund ISU No Manulife Inv U.S. Treasury Inflation-Protected Securities Fund IUT No Manulife Inv UBS Euro High Yield Bond Fund IEY No Manulife Inv Allianz Asian Multi Income Plus Fund IAA No Manulife Inv Allianz Income and Growth Fund IAI No Manulife Inv Asia Pacific Income and Growth Fund IGS No Manulife Inv BlackRock Global Allocation Fund IGA No Manulife Inv Fidelity Global Multi Asset Income Fund IMI No Manulife Inv Invesco Asia Balanced Fund IAB No Manulife Inv JPMorgan Multi Income Fund IJM No Manulife Inv Schroder Global Multi-Asset Income Fund IGM No Manulife Inv Aggressive Portfolio IAF No Manulife Inv Balanced Portfolio IBP No Manulife Inv Amundi Cash Fund ICA No Manulife Inv Growth Portfolio IGR No Manulife Inv Stable Portfolio ISF No Manulife Secure IncomePus * MSIP Aggressive Portfolio SAP No MSIP Balanced Portfolio SBP No MSIP Growth Portfolio SGP No Strategic Portfolio SSP No Alpha Regular Investor / Alpha* / Matrix* MIL Allianz Euroland Equity Growth Fund UAG No MIL Amundi Emerging Focus Fund UDD No MIL Amundi Global Luxury and Lifestyle Fund ULL No MIL Asia Pacific Fund UAS No MIL Asia-Pacific Equity Income Fund UAE No MIL Asia Value Dividend Equity Fund UDE No MIL Asian Property Fund UAP No MIL Asian Small Cap Fund UAC No MIL Australia Fund UAU No MIL Baring ASEAN Frontiers Fund UBA No MIL Baring Europe Select Fund UBE No MIL BlackRock Global SmallCap Fund UBS No MIL China Fund UCV No MIL Citi China Select Fund UCC No MIL Eastern European Fund UEF No MIL European Fund UEU No MIL Fidelity China Consumer Fund UFC No

4 3 MIL Fidelity European Dynamic Growth Fund UED No MIL Fidelity International Fund UFI No MIL Franklin U.S. Opportunities Fund UFU No MIL Global Contrarian Fund UCN No MIL Global Equity Fund UIG No MIL Global Property Fund UGP No MIL Global Resources Fund URE No MIL Greater China Opportunities Fund UGO No MIL Healthcare Fund UHC No MIL Henderson Global Technology Fund UHT No MIL Henderson Japanese Smaller Companies Fund UHS No MIL Hong Kong Fund UHF No MIL India Fund UIF No MIL Invesco Asian Equity Fund UIA No MIL Invesco Japanese Equity Core Fund UIJ No MIL Investec Global Energy Fund UGE No MIL Investec Global Gold Fund UGG No MIL Investec Global Natural Resources Fund UDR No MIL Japan Fund UJF No MIL JPMorgan ASEAN Fund UJA No MIL JPMorgan Korea Fund UMK No MIL JPMorgan Emerging Markets Opportunities Fund UJO No MIL Korea Fund UKF No MIL Latin America Fund ULA No MIL Macquarie IPO China Gateway Fund UMA No MIL Middle East and North Africa Fund UMN No MIL North American Fund UNF No MIL RHB Resources Fund UOR No MIL Russia Fund URF No MIL Schroder Emerging Markets Fund USM No MIL Schroder Hong Kong Equity Fund USE No MIL Taiwan Fund UTW No MIL Templeton Frontier Markets Fund UFM No MIL Thailand Fund UTF No MIL Turkey Fund UTK No MIL UBS Asian Consumption Fund UUE No MIL UBS China Opportunity Fund UOE No MIL US Small Cap Fund UUC No MIL Zeal Voyage China Fund UVY No MIL Asia Total Return Fund UTR No MIL BlackRock Global Corporate Bond Fund UBG No MIL Fidelity Asian High Yield Fund UHY No MIL Global Emerging Markets Debt Fund UMD No MIL Global Strategic Income Fund USI No MIL International Bond Fund UIB No MIL Invesco Global High Income Fund UGI No MIL Jupiter Global Convertibles Fund UJC No MIL PARVEST Bond Asia ex Japan Fund UPB No MIL Schroder Hong Kong Dollar Bond Fund USB No MIL Templeton Global Total Return Fund UTG No MIL U.S. Bond Fund UUB No MIL U.S. Special Opportunities Fund USU No MIL UBS Euro High Yield Bond Fund UEY No MIL Allianz Asian Multi Income Plus Fund UAA No MIL Allianz Income and Growth Fund UAI No MIL Asia Pacific Income and Growth Fund UGS No

5 4 MIL BlackRock Global Allocation Fund UGA No MIL Fidelity Global Multi Asset Income Fund UMI No MIL Invesco Asia Balanced Fund UAB No MIL JPMorgan Multi Income Fund UJM No MIL Schroder Global Multi-Asset Income Fund UGM No MIL Achiever Fund UAF No MIL Amundi Cash Fund UCA No MIL Global Fund UGF No MIL Growth Fund UGR No MIL Stable Fund USF No ManuSelect Investment Protector* ManuSelect Achiever Fund MAF No ManuSelect Asia Pacific Fund MAS No ManuSelect Asian Property Fund MAP No ManuSelect Asian Small Cap Fund MAC No ManuSelect Australia Fund MAU No ManuSelect Balanced Fund MBF No ManuSelect China Fund MCF No ManuSelect Eastern European Fund MEF No ManuSelect European Fund MEU No ManuSelect Global Fund MGF No ManuSelect Global Resources Fund MRE No ManuSelect Growth Fund MGR No ManuSelect Healthcare Fund MHC No ManuSelect Hong Kong Fund MHF No ManuSelect India Fund MIF No ManuSelect International Bond Fund MIB No ManuSelect Japan Fund MJF No ManuSelect Korea Fund MKF No ManuSelect Latin America Fund MLA No ManuSelect North American Fund MNF No ManuSelect Russia Fund MRF No ManuSelect Stable Fund MSF No ManuSelect Thailand Fund MTF No ManuSelect Turkey Fund MTK No ManuSelect US Small Cap Fund MUC No Cash Fund MCA No Flexible Investment Protector* China Value Fund CV No Emerging Eastern European Fund EE No European Growth Fund EU No Dragon Growth Fund HK No India Equity Fund IF No International Bond Fund (Series II) IB No Global Equity Fund IN No Japanese Growth Fund JA No Korea Equity Fund KF No American Growth Fund NA No Asian Equity Fund PA No Thailand Equity Fund TF No Cash Fund CA No VIP+ */ MANUGIFT* Investment Fund (Series II) UDF No Deposit Fund (Series I) IGF No Deposit Fund (Series II) SDF No Skyline

6 Manulife Global Fund - Dragon Growth Fund - Class AA (HKD) CSA No Allianz Global Investors Fund - Allianz Hong Kong Equity CSB No BOCHK China Equity Fund CSG No Macquarie IPO China Gateway Fund - Class A3 CSE No Schroder International Selection Fund - Hong Kong Equity CSC No ZEAL Voyage China Fund CSF No BOCHK Hong Kong Dollar Income Fund CSH No Schroder International Selection Fund - Hong Kong Dollar Bond CSD No * This plan is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. # : 1 - Low; 2 - Low to Medium; 3 - Medium; 4 - Medium to High; 5 - High. Note:The above s are for reference only. You should not rely on them as investment advice. Investment choice prices may go down as well as up. Past performance information presented are not indicative of future performance. Issued by Manulife (International) Limited (Incorporated in Bermuda with limited liability). 5

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