Private Super Fund. Adviser guide. The issuer of this service guide is Australian Executor Trustees Limited. ABN AFSL No
|
|
- Brittany Preston
- 6 years ago
- Views:
Transcription
1 Private Super Fund Adviser guide The issuer of this service guide is Australian Executor Trustees Limited. ABN AFSL No Dated June 2011 Part of the IOOF group
2 Our small APRA fund a truly unique offer Support for you to help you develop and grow your practice To help you expand the superannuation services you offer your clients and build a strong base of superannuation funds we have put together a dedicated team of Business Development Managers in each of our state offices, as well as a Technical Services Manager. So, if you have any general enquiries about SAFs or SMSFs, help for you and your clients is just a telephone call away. Why choose us As the trustee of more than 3,000 Private Super Funds, we have been offering this service for over a decade and providing superannuation administration for more than twenty years. Our experience and size makes us the largest provider of trustee services to the Australian superannuation market. About us We specialise in the technical expertise required for self-managed super and have been providing personal financial services to people and businesses throughout Australia for over 130 years. We are an authorised trustee company, hold an Australian Financial Services Licence and have offices in all States and Territories. Dedicated AET staff to support you Contact us We want to help you grow your business. To help you do this, we have a Technical Services Manager and a team of Business Development Managers to support you and your office staff. Our contact details are as follows: Freecall Web aetclientservices@aetlimited.com.au 2
3 What is the Private Super Fund? Like an SMSF, our small APRA fund (SAF) the Private Super Fund is a super solution that gives you and your clients freedom of investment choice but, unlike an SMSF, neither of you have to shoulder the burden of compliance a professional trustee, such as AET, does that for you. Why Choose a SAF? A SAF enables you to offer your clients a selfmanaged super solution without them having the burden of trustee responsibilities. SAFs are similar to SMSFs, however the fund members do not shoulder the often onerous responsibilities of being trustee we do that for them. A SAF is suited to clients who want to have a substantial input into their fund s operation and investment selection but do not want the responsibility of being trustee. A SAF may also be suitable for clients who want their own fund but will not, or cannot, be a trustee. What is the Private Super Fund? The Private Super Fund (PSF) is our comprehensive SAF offering for those of your clients who are looking to have their own fund but don t want the responsibilty of being trustee. Benefits of the Private Super Fund The PSF provides all the benefits of a super wrap service including: the simplicity of administering investments from one platform access to wholesale managed funds sophisticated online reporting.... And more the investment menu is broader than a super wrap tax planning is more efficient than super wraps because all tax credits are passed back to each SAF rather than pooled with all other SAFs your clients can move from the accumulation phase to the pension phase without triggering a CGT event and without having to restart their portfolio. Our PSF provides all-in-one trustee, investment and superannuation administration services; we look after the day to day administration as well as the annual reporting requirements so you and your clients can concentrate on the investment strategy and mix rather than the fund s compliance. 3
4 Financial Adviser Client Private Super Fund Trustee services Super administration Investment administration What are the advantages of PSF? 1. True investment flexibility The only requirement is that you use our cash account for the fund. Otherwise, subject to our approval, you re free to manage your clients investments in line with both your dealer group s approved list or approved investments and the investment strategy selected for the fund. We will ensure that the investments you select are suitable superannuation investments. We currently administer a wide range of investments including: cash domestic and international fi xed interest shares listed on any Australian exchange retail and wholesale managed funds direct property and business real property certain derivatives certain approved private assets. 2. Trustee services We have been providing superannuation administration services for over 20 years, superannuation fund solutions for over a decade and currently provide trustee and administrative services to more than 3,000 Private Super Funds. Using our PSF allows you to recommend a fund structure to your clients, without them (or you) having to take on the trustee responsibilities. 3. Effective tax minimisation and planning opportunities Some superannuation funds use tax credits and offsets to reduce the tax payable by the fund, however individual members may not always receive the full tax benefi t attributable to their investments. With our PSF, although tax remains payable at a fund level, the relevant credits are passed directly to your client s fund. 4
5 4. Estate planning certainty Unlike most other types of superannuation funds, our PSF allows your clients to provide direction to the trustee as to how their death benefits are to be paid, without having to update a binding death benefit nomination every three years. Simply by nominating a valid beneficiary, your clients have certainty and peace of mind about their death benefits. 5. Our administration solution is purpose built Services to funds can be very fragmented. For example, for one SMSF you may need the services of an accountant, actuary, solicitor, financial adviser and an administrator. Our administration solution has been purpose built to provide financial advisers with all-in-one trustee, investment and superannuation administration services from one platform. On behalf of the fund you only need to liaise with one service provider, us. 6. Transfer SMSF clients without realising capital gains If your SMSF clients circumstances change and they no longer wish to be trustees, an effective strategy to release them from this responsibility, without subjecting the SMSF to capital gains tax, is to transfer the trusteeship to us, using PSF. This way, the fund continues to exist and hold title to the investments while the SMSF members resign as trustees and we are appointed in their place. Importantly, before we accept trusteeship of an existing SMSF or SAF, we need to be certain that the transferring investments are suitable superannuation investments. For further information about changing trustees and the transfer of assets, please refer to the PSF Product Disclosure Statement or your BDM. We enable financial advisers to: participate in corporate actions at a fund level or with one click you can provide a response for all your funds recommend direct property and business real property solutions to funds while we liaise with your chosen property manager on all day-to-day property matters access a comprehensive menu of wholesale managed funds. How to set up a PSF Simply complete the application form that is available from the PSF Product Disclosure Statement. You don t have to worry about fund set up, tailoring trust deeds, or registering the new entity with any government body; our establishment process takes care of every aspect of fund set up. The minimum investment is $200,000. We ll notifiy you when the fund is set up and ready to trade, and you ll be able to view all the fund and client details online at our website: 5
6 A complete suite of services is provided to your PSF clients On establishment we will: apply for the fund s ABN and TFN from the ATO apply for the fund s Registrable Superannuation Entity Licence from APRA prepare the fund s trust deed and organise for the deed to be stamped register the fund for GST set up segregated accounts for each fund member. The trustee services we will provide to the fund include: monitoring your clients investments to ensure they remain within the elected investment strategy ensuring the investments selected for, or traded by, the fund are suitable superannuation investments maintaining each fund s trust deed to ensure it is up-to-date with all superannuation legislative requirements maintaining the complying status of each fund to ensure that each fund meets its legal obligations. The day-to-day administration services we will provide to the fund include: mail handling. We take care of all fund correspondence (eg with government agencies, brokers and fund managers) purchase and disposal of all unlisted assets through the AET cash account held with us settlement of listed investment purchases or disposals through the AET cash account held with us (you will need to place the trade with your preferred broker) collection of fund income and payment of fund expenses reconciliation of member contributions for accumulation accounts payment of pension income. The year-end administration services we will provide include: preparation of member superannuation statements preparation of fund operating and financial statements completion and lodgement of tax and regulatory returns completion and lodgement of Business Activity Statements actuarial certificates facilitation of compliance and financial audit by an independent auditor. 6
7 AET My Portfolio AET My Portfolio is our secure online tool for you and your clients. You can access extensive information about your practice and your clients, while your clients can access information and reports about their investments. Navigation is simple and the design is contemporary. Information about investment prices and superannuation is refreshed daily and you have access to a complete suite of customised reports, including: itemised report of practice FUM, cash balance and investment strategies operating cash statements portfolio valuation reports performance reports realised and unrealised CGT reporting. SAMPLE 7
8 Australian Executor Trustees Limited ABN AFSL No Australian Executor Trustees Limited (AET) provides a range of professional estate planning, superannuation, trustee and investment services to clients across Australia. This document provides general advice only and you should seek professional advice before relying on its contents. AET believes the information to be reliable as at the date of issue but excludes all liability to the extent the law allows. AET is part of the IOOF group. PLA-2582
Profile February 2009
Profile February 2009 Like an SMSF, the Private Super Fund is a DIY super solution; it gives you freedom of investment choice but, unlike an SMSF, you don t have to shoulder the burden of compliance a
More informationSelf Managed Super Funds
Your future, your way accounting & financial planning Self Managed Super Funds What is a Self Managed Super Fund (SMSF)? A SMSF is a small superannuation trust that has the primary purpose of providing
More informationEstate planning for advisers a practical course
Estate planning for advisers a practical course About the course Presented by our Australian Executor Trustees (AET) estate planning specialists, this one-day course focuses on the practical issues of
More informationIntroducing Evolution Super a self managed superannuation fund administration service
Introducing Evolution Super a self managed superannuation fund administration service Managing superannuation can be rewarding, both financially and personally. The potential tax benefits of superannuation,
More informationMLC Wrap Self Managed Super. Service Guide. MLC Wrap. Preparation date: 17 January 2011
MLC Wrap MLC Wrap Self Managed Super Service Guide Preparation date: 17 January 2011 Issued by: Navigator Australia Limited (NAL) ABN 45 006 302 987 AFSL 236466 MLC Wrap MLC Wrap Self Managed Super Supplementary
More informationAET small APRA fund Product Disclosure Statement
Dated: 1 July 2018 AET small APRA fund Product Disclosure Statement What is inside? 1 About the AET small APRA fund 1 2 How superannuation works 2 3 Benefits of investing with the AET small APRA fund 4
More informationYour super, your service
Issued 1 July 2015 Your super, your service Administration Services Guide AMP SMSF Solutions AMP offers a competitively priced professional administration and compliance service that gives you peace of
More informationTestamentary charitable trusts
Testamentary charitable trusts Your vision Your contribution Your legacy Create a meaningful, philanthropic legacy by establishing an AET testamentary charitable trust. Do you want to create a significant
More informationThe trustees have the power to make the funds investments decisions to benefits to members.
What is an SMSF? A Self Managed Superannuation Fund (SMSF) is a special type of trust designed for the sole purpose of providing a greater degree of control and flexibility. This is especially important
More informationSelf Managed Super Funds
Self Managed Super Funds Take control of your future macquarie.com 1 Contents SMSFs: take control of your future 1 About SMSFs 2 Compliance Considerations 4 Is an SMSF right for you? 5 SMSF Legal Structure
More informationIOOF Pursuit. Go further with a versatile platform that adapts to suit your business and your clients
IOOF Pursuit Go further with a versatile platform that adapts to suit your business and your clients IOOF Pursuit is purpose built to give you the freedom and flexibility you need to make the delivery
More informationManaged Account. Product Disclosure Statement. 3 July Part 1 of the Managed Account
Product Disclosure Statement 3 July 2017 Part 1 of the Product Disclosure Statement Netwealth Investments Limited ABN 85 090 569 109 AFSL 230975. Responsible Entity of the Netwealth ARSN 604 930 252. This
More informationTestamentary charitable trusts
Testamentary charitable trusts Your vision Your contribution Your legacy Create a meaningful, philanthropic legacy by establishing an AET testamentary charitable trust. Do you want to create a significant
More informationSMSF Solutions for Advisers & Accountants.
SMSF Solutions for Advisers & Accountants. 10 June 2017 www.multiport.com.au Multiport Pty Ltd ABN 76 097 695 988 AFS LICENCE NO: 291195 Contents Taking the hassle out of SMSF administration and compliance
More informationTotal SMSF. SMSF Pinnacle. Service Guide. Service Guide. March March 2018
Total SMSF Service Guide SMSF Pinnacle March 2018 Service Guide March 2018 Issued by OneVue Wealth Services Limited ABN 70 120 380 627. To read in conjunction with the brightday Direct Investing Guide.
More informationSMSF Advice in 2020 the new reality of superannuation. Presented By: Neil Sparks National Manager SMSF Strategy, BT Financial Group October 2018
SMSF Advice in 2020 the new reality of superannuation Presented By: Neil Sparks National Manager SMSF Strategy, BT Financial Group October 2018 Licensing review Its all Advice Reasonable Investigation
More information6/02/2018. SMSF exit strategies and alternatives. General advice warning. Agenda. Julie Steed
SMSF exit strategies and alternatives Julie Steed Senior Technical Services Manager, Australian Executor Trustees 1 General advice warning This is for financial adviser use only it is not to be distributed
More informationSMSF exit strategies and alternatives
SMSF exit strategies and alternatives Julie Steed Senior Technical Services Manager, Australian Executor Trustees 1 General advice warning This is for financial adviser use only it is not to be distributed
More informationPanorama SMSF Administration Service. Panorama SMSF Administration Service Guide and Terms and Conditions Dated 14 October 2017
Panorama SMSF Administration Service Panorama SMSF Administration Service Guide and Terms and Conditions Dated 14 October 2017 Purpose of this Guide This Guide provides you with information about the Panorama
More informationOur guide to SMSF (Self Managed Super Funds)
Our guide to SMSF (Self Managed Super Funds) The what, how and why of SMSF Wealth planning for retirement is more important than ever. Securing and growing the proverbial retirement nest egg can be achieved
More informationWhy do people have SMSFs?
Introduction Depending on what you read, views on self managed superannuation funds range from them being either the greatest invention of the modern age or the most likely cause of the next great financial
More informationSMSF Trustee Services Guide. An explanatory document for SMSF Trustees
SMSF Trustee Services Guide An explanatory document for SMSF Trustees 1 Contents Table of Contents Introduction...1 About Us...1 Our People...1 SMSF Overview...2 What is a Self Managed Superannuation Fund
More informationHUB24 Super Fund Annual Report
HUB24 Super Fund Annual Report for the year ended 30 June 2015 This is the Annual Report for the HUB24 Super Fund RSE registration number R1074659, ABN 60 910 190 523 ( Fund ) and should be read in conjunction
More informationAustralian Executor Trustees Registered office Postal address
Cash Deposit Fund Product Disclosure Statement Dated 14 August 2017 This Product Disclosure Statement (PDS) is issued by Australian Executor Trustees Limited ABN 84 007 869 794 AFSL 240023, as the Responsible
More informationStep 3 Completing Documentation
Congratulations on deciding to take control of your superannuation. Running an SMSF can be very rewarding and is a relatively straight forward process. Step 1 Decide on your Trustee Structure Individual
More informationPrivate ancillary funds
Private ancillary funds Your vision Your contribution Your legacy Create a meaningful, philanthropic legacy with an AET private ancillary fund. Do you want to create a personalised, effective and everlasting
More informationEMPLOYER SUPER IOOF. Product Disclosure Statement. 1. About IOOF Employer Super. Contents. Who is the IOOF group? Dated: 1 July 2018
IOOF EMPLOYER SUPER Product Disclosure Statement This Product Disclosure Statement (PDS) has been prepared and issued by IOOF Investment Management Limited (IIML) ABN 53 006 695 021, AFS Licence No. 230524.
More informationSupporting accountants to grow and manage their business. Powered by
Supporting accountants to grow and manage their business Get started Home Welcome Our SMSF Solution s solution One place to can collaborate help you build capacity in your business, and streamline administration,
More informationMLC Wrap Super. (including super service and pension service) Product Guide. MLC Wrap. Preparation date: 17 January 2011
MLC Wrap MLC Wrap Super (including super service and pension service) Product Guide Preparation date: 17 January 2011 Issued by: NULIS Nominees (Australia) Limited (Trustee) ABN 80 008 515 633 AFSL 236465
More informationSMSF Investment Opportunities
For adviser use only SMSF Investment Opportunities Presenter: Sam Rubin, Head of Adviser Services General Advice Warning This presentation has been prepared by IOOF Investment Management Limited (IIML),
More informationAbout us and our services
SUPERANNUATION ACCOUNTING SERVICES About us and our services S SUPERANNUATION ACCOUNTING A We designed our services with one objective in mind to take the stress and worry out of SMSF. Superannuation Accounting
More informationAET small APRA fund 2017/18 Annual Trustee report. Australian Executor Trustees Limited ABN AFSL
AET small APRA fund 2017/18 Annual Trustee report Australian Executor Trustees Limited ABN 84 007 869 794 AFSL 240023 Contents Message from the Trustee 2 Government reforms in superannuation 3 General
More informationCorporate Trust Services
Corporate Trust Services Table of contents About us 2 About our parent 2 Benefits of working with us 3 Our legal advisers 3 Our partners 3 Our services 4 Our team 6 Contact us 9 About us At Australian
More informationThe structure of an SMSF is represented as follows: Structure of an SMSF An SMSF is composed of a number of key elements.
Self-managed superannuation funds (SMSFs) are a popular option for investors seeking greater control over their retirement savings. However, the decision to establish an SMSF should not be taken lightly.
More informationNational SMSF Conference 2013
National SMSF Conference 2013 16 17 September 2013, Melbourne M11 When SMSFs aren t the right solution Using a small APRA fund to optimise and protect your client s position Presented by: Julie Steed Technical
More informationCOMMONWEALTH SMSF. Set-up and administration service Member Dashboard Guide.
COMMONWEALTH SMSF Set-up and administration service Member Dashboard Guide. 2 Commonwealth SMSF Member Dashboard Guide COMMONWEALTH SMSF Your online Member Dashboard provides tools to help you manage your
More informationSymetry Foundation I Super and Pension Service. Product Disclosure Statement. Issue No 2018/1, dated 11 July 2018
Symetry Foundation I Super and Pension Service Product Disclosure Statement Issue No 2018/1, dated 11 July 2018 Symetry Foundation Super and Pension Service Service Issued by: Avanteos Investments Limited
More informationSuperStream ready in 4 steps. Take your business to the next level
SuperStream ready in 4 steps Take your business to the next level 2 Quick reference guide Small businesses with employees have obligations to make super contributions. This guide provides an overview of
More informationQi Super Self Managed Superannuation Information Guide
Prepared by Qi Financial Pty Ltd ABN 83 304 796 118 AFSL 313217 Qi Super Self Managed Superannuation Information Guide This Information Guide is dated January 2018. Advice Taxation Accounting Corporate
More informationFinancial Services Guide
Financial Services Guide Prepared June 2017 Introduction This Financial Services Guide (FSG) is a document that is designed to answer questions you may have prior to us providing you with any SMSF administration
More informationSupplementary Product Disclosure Statement
The Portfolio Service Super Essentials The Portfolio Service 1 July 2014 Supplementary Product Disclosure Statement Issuer: Questor Financial Services Limited ABN 33 078 662 718 AFS Licence No. 240829
More informationReference guide Additional explanation of fees and costs
Reference guide Additional explanation of fees and costs Issued on 6 November 2017 The information in this guide forms part of the Product Disclosure Statement (PDS) for smartmonday DIRECT dated 6 November
More informationZurich Investments Equity Income Fund
Zurich Investments Equity Income Fund Product Disclosure Statement Zurich Investments Equity Income Fund APIR ZUR0538AU Product Disclosure Statement (PDS) Strategic investment partner: Denning Pryce Pty
More informationWealth Manager SuperWrap
Wealth Manager SuperWrap Supplementary Product Disclosure Statement This Supplementary Product Disclosure Statement ( SPDS ) is dated 30 September 2017 and supplements the Product Disclosure Statement
More informationPrivilege Superannuation Solutions Product Disclosure Statement
Privilege Superannuation Solutions Product Disclosure Statement 1 July 2014 This Product Disclosure Statement (PDS) issued by The Trust Company (Superannuation) Limited (ABN 49 006 421 638, AFSL 235153)
More informationAssetChoice SuperWrap
AssetChoice SuperWrap Supplementary Product Disclosure Statement This Supplementary Product Disclosure Statement ( SPDS ) is dated 30 September 2017 and supplements the Product Disclosure Statement ( PDS
More informationNetwealth Superannuation Master Fund Annual Trustee's Report For the financial year ended 30 June 2017
Netwealth Superannuation Master Fund Annual Trustee's Report For the financial year ended 30 June 2017 Personal Super Standard Income Stream Employer Sponsored Super TTR Income Stream Term Allocated Pension
More informationZurich Investments Equity Income Fund
Zurich Investments Equity Income Fund APIR ZUR0538AU Product Disclosure Statement (PDS) Issue date 1 July 2015 Strategic investment partner: Denning Pryce Pty Ltd 1. About Zurich Investments Zurich Investment
More informationSelect Wrap SELECT SUPERWRAP PRODUCT DISCLOSURE STATEMENT. Select SuperWrap Personal Super Plan Select SuperWrap Pension Plan
SELECT SUPERWRAP PRODUCT DISCLOSURE STATEMENT SELECT SUPERWRAP PRODUCT DISCLOSURE STATEMENT Select SuperWrap Personal Super Plan Select SuperWrap Pension Plan Select Wrap The distributor of Select SuperWrap
More informationSuper Accelerator. Product Disclosure Statement 20 July Issuer/trustee details: Netwealth Investments Limited ABN AFSL
Super Accelerator Product Disclosure Statement 20 July 2017 Issuer/trustee details: Netwealth Investments Limited ABN 85 090 569 109 AFSL 230975 Fund details: Netwealth Superannuation Master Fund ABN 94
More informationCorporate Profile 2015 WINNER 2015 WINNER #58. Investors Choice Financial Adviser. BRW Fast Starters
Corporate Profile Investors Choice Financial Adviser 2015 WINNER BRW Fast Starters 2015 WINNER #58 CONTENTS 4 Managing Director s Message 6 About Us 8 Our Directors 14 Our Client Approach 16 Our Services
More informationASX INVESTMENT TALKS
ASX INVESTMENT TALKS What is a Self-Managed Superannuation Fund and is it right for you? SPEAKER: Nerida Cole, Dixon Advisory LOCATION: Melbourne DATE: December 2012 DISCLAIMER: The views, opinions or
More informationUpdating the information in the SuperWrap Product Disclosure Statement
Super Insurance Investment Advice Updating the information in the SuperWrap Product Disclosure Statement 1 November 2018 This update, dated 1 November 2018, relates to the SuperWrap Product Disclosure
More informationAccounting Solutions Administration Services Guide
Accounting Solutions Accounting Solutions Administration Services Guide Administration Services Guide Issued by Super Concepts Pty Ltd Super Concepts Pty Ltd ABN 67 007 437 907 is wholly owned by SuperIQ
More informationO N L I N E S E L F M A N A G E D S U P E R A N N U A T I O N I S S U E D 1 N O V E M B E R
ONLINE SELF MANAGED SUPERANNUATION ISSUED 1 NOVEMBER 2015 SPECIALISTS IN SELF MANAGED SUPERANNUATION CAVENDISH IS ONE OF THE LARGEST SPECIALIST SMSF ADMINISTRATORS IN AUSTRALIA. CAVENDISH Cavendish Superannuation
More informationPraemium SuperSMA. Product Disclosure Statement. Contents. 4 February 2019
Product Disclosure Statement 4 February 2019 Contents 1. About the Praemium 2 SuperSMA 2. How super works 2 3. Benefits of investing in the 3 4. Risks of super 3 5. How we invest your money 4 6. Fees and
More informationJANUS HENDERSON FUNDS Issue Date: 12 October 2018
Janus Henderson JANUS HENDERSON FUNDS Issue Date: 12 October 2018 Reference Guide Investment Manager Janus Capital Management LLC Administrator and Custodian State Street Australia Limited Unit Registry
More informationFisher Investments Australasia Global Small Cap Equity Fund Reference Guide
Fisher Investments Australasia Global Small Cap Equity Fund Reference Guide Issue Date 01 February 2019 FISHER INVESTMENTS AUSTRALASIA About this Reference Guide This Reference Guide ( RG ) dated 01 February
More informationPraemium SuperSMA. Product Disclosure Statement 3 April 2018
Praemium SuperSMA Product Disclosure Statement 3 April 2018 This PDS is issued by Diversa Trustees Limited ( the Trustee ) ABN 49 006 421 638, AFSL 235153, RSE Licence No. L0000635, in its capacity as
More informationBNP Paribas Environmental Equity Trust Reference Guide
BNP Paribas Environmental Equity Trust Reference Guide Issue Date 21 November 2018 About this Reference Guide This Reference Guide ( RG ) has been prepared and issued by Equity Trustees Limited ( Equity
More informationGuide to using the SMSF Reporting Tool
Adviser use only Guide to using the SMSF Reporting Tool Information for advisers and support staff Preparation date: August 203 Contents Here s what you ll find within this guide Online access to 3 MLC
More informationPursuit Core Personal Superannuation Supplementary Product Disclosure Statement
Pursuit Core Pursuit Core Personal Superannuation Supplementary Product Disclosure Statement Dated: 31 March 2011 Issuer: IOOF Investment Management Limited ABN 53 006 695 021, AFSL 230524, as Trustee
More informationTribeca Australian Smaller Companies Fund Class A Reference Guide
Tribeca Australian Smaller Companies Fund Class A Reference Guide Issue Date 05 October 2018 About this Reference Guide This Reference Guide ( RG ) has been prepared and issued by Equity Trustees Limited
More informationCustomer Identification Form Joint accounts, Company, SMSF, Trust, Estate, Partnership. PremiumChoice Investment Service.
Customer Identification Form Joint accounts, Company, SMSF, Trust, Estate, Partnership PremiumChoice Investment Service 2 October 2010 Please complete this form in BLACK INK using BLOCK letters. Australian
More informationZurich Investments Small Companies Fund
Zurich Investments Small Companies Fund Product Disclosure Statement Zurich Investments Small Companies Fund APIR ZUR0583AU Product Disclosure Statement (PDS) Strategic investment partner: Sigma Funds
More informationWealth Accelerator. IDPS Guide 21 September Issuer/operator details: Netwealth Investments Limited ABN AFSL
Wealth Accelerator IDPS Guide 21 September 2017 Issuer/operator details: Netwealth Investments Limited ABN 85 090 569 109 AFSL 230975 This IDPS Guide has been prepared and issued by Netwealth Investments
More informationNetwealth Investments Limited Financial Services Guide
Netwealth Investments Limited Financial Services Guide 20 November 2017 This Financial Services Guide ( FSG ) has been prepared and issued by Netwealth Investments Limited (ABN 85 090 569 109, AFS Licence
More information[ HUB24 SUPER FUND [ ABN
[ HUB24 SUPER FUND [ ABN 60 910 190 523 FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2016 CONTENTS Statement of Financial Position 3 Operating Statement 4 Statement of Cash Flows 5 6 Statement by the
More informationAMP Personalised Portfolio
Issued ₇ November ₂₀₁₇ AMP Personalised Portfolio Product disclosure statement Part ₁ AMP Personalised Portfolio Supplementary product disclosure statement This is a Supplementary product disclosure statement
More informationThe Portfolio Service SMSF
The Portfolio Service SMSF The Portfolio Service Pension application form Please use this form if you would like to start a pension. Part A: The fund/member details Member s account number Fund name Member
More informationWe provide CLEAR, CREDIBLE ADVICE for your financial and investment needs.
We provide CLEAR, CREDIBLE ADVICE for your financial and investment needs. Welcome to Moneywise Moneywise is a privately owned boutique financial services firm which was established over 30 years ago.
More informationAET small APRA fund 2012/13 Annual Trustee report. Australian Executor Trustees Limited ABN AFS Licence No
AET small APRA fund 2012/13 Annual Trustee report Australian Executor Trustees Limited ABN 84 007 869 794 AFS Licence No. 240023 Contents About your annual Trustee report 2 Message from the Trustee 3 Legislative
More informationIOOF. Supporting financial independence since 1846
IOOF Supporting financial independence since 1846 At IOOF, we have been helping Australians secure their financial future since 1846 COMPANY STATISTICS ASX LISTED TOP 100 COMPANY MARKET CAP $3.8 B NO.
More informationWe re writing to provide you with your copy of the 2017 Annual Report for the AvWrap Retirement Service (the Fund).
«Cust_Acct_Name» «Address_Line1» «Address_Line2» «Address_Line3» «Suburb» «State» «Postcode» «Country» Date Dear Member, AvWrap Retirement Service Annual Report year ended 30 June 2017 We re writing to
More informationFinancial Services Guide
FINANCIAL CHOICE Financial Services Guide 1 Desember 2017 Version 3.0 Think It Plan It Do It Review It The Financial Services referred to in this guide are offered by: Financial Choice Pty Limited (Financial
More informationSELF MANAGED SUPERANNUATION FUNDS IS AN SMSF RIGHT FOR YOU?
SELF MANAGED SUPERANNUATION FUNDS IS AN SMSF RIGHT FOR YOU? Is an SMSF right for you? Introduction Self-managed superannuation funds (or SMSFs) are a way of saving for your retirement. The difference between
More informationDISCOVER THE BENEFITS ADVISER USE ONLY NOT FOR DISTRIBUTION TO RETAIL CLIENTS
DISCOVER THE BENEFITS ADVISER USE ONLY NOT FOR DISTRIBUTION TO RETAIL CLIENTS DISCOVER THE BENEFITS s award winning platform combines ease of use technology, with choice, flexibility and competitive administration
More informationSMSF considerations. Risks & Costs. Target Clients. Risk
SMSF considerations Risks & Costs Current as at 31 st August 2015 This factsheet is designed to provide an overview of the risks and costs of establishing and operating an SMSF. The factsheet should not
More informationANZ SMART CHOICE SUPER AND PENSION
ANZ SMART CHOICE SUPER AND PENSION FEES GUIDE ISSUED 13 APRIL 2019 ENTITY DETAILS IN THIS ANZ SMART CHOICE SUPER AND PENSION FEES GUIDE (FEES GUIDE) Name of legal entity Registered numbers Abbreviated
More informationSuper Accelerator. Product Disclosure Statement. 31 January 2014
Super Accelerator Product Disclosure Statement 31 January 2014 Personal Super, Transition to Retirement Income Stream, Standard Income Stream & Term Allocated Pension Gold rating Standard Income Stream
More informationFinancial Services Guide
SUPERCONCEPTS PLATINUM Financial Services Guide SMSF Administration Solutions Pty Ltd ABN 76 097 695 988 AFSL 291195 trading as SuperConcepts is responsible for the services as set out in this document.
More informationFixed Income Fund Information Memorandum
IM FIF Fixed Income Fund Information Memorandum Table of Contents 1.0 About Us 4 2.0 How the Fixed Income Fund works 5 3.0 Benefits of investing in the Mitchell Asset Management Fixed Income Fund 6 4.0
More informationUnderstanding Self Superannuation Funds
Self Managed Version 4.2 This document provides some additional information to help you understand the financial planning concepts discussed in the SOA in relation to. Important information This document
More informationJBWere Multi Asset Platform
JBWere Multi Asset Platform Service Guide Part 1 JBWere Multi Asset Platform Guide 30 September 2017 This Guide is issued by: JBWere Limited (JBWere) ABN 68 137 978 360, AFSL 341162 jbwere.com.au Contents
More informationInvestor1st Super Service Product Disclosure Statement
Investor1st Super Service Product Disclosure Statement 20 June 2016 This Product Disclosure Statement (PDS) issued by The Trust Company (Superannuation) Limited (ABN 49 006 421 638, AFSL 235153, RSE Licence
More informationIntegra Wealth, Tax & Accounting. Your Guide to Buying Property with your SMSF Money
Integra Wealth, Tax & Accounting Your Guide to Buying Property with your SMSF Money Contents Page What is a SMSF... Page 3 How is a SMSF set up... Page 4 What does a SMSF look like... Page 6 Who should
More informationZurich Investments Global Thematic Share Fund
Zurich Investments Global Thematic Share Fund Product Disclosure Statement Zurich Investments Global Thematic Share Fund APIR ZUR0061AU Product Disclosure Statement (PDS) Issue date 1 October 2015 Strategic
More informationSterling Managed Investments SuperSMA Product Disclosure Statement 3 April 2018
Sterling Managed Investments SuperSMA Product Disclosure Statement 3 April 2018 This PDS is issued by Diversa Trustees Limited ( the Trustee ) ABN 49 006 421 638, AFSL 235153, RSE Licence No. L0000635,
More informationSuburb State Postcode Mailing address (if different from above) Suburb State Postcode
Medical & Associated Professions Superannuation Fund Before you sign this application form, the Trustee or AMA Financial Services is obliged to give you a PDS, which is a summary of important information.
More informationAssemble. SuperWrap. Assemble. Product Disclosure Statement. Dated 1 July Easy, convenient and flexible Assembled to suit changing needs
Dated 1 July 2014 Assemble SuperWrap Easy, convenient and flexible Assembled to suit changing needs Product Disclosure Statement Assemble SuperWrap Personal Super Plan Assemble SuperWrap Pension Plan The
More informationFor personal use only
Merlon Wholesale Australian Share Income Fund ARSN 090 578 171 APIR HBC0011AU ASX Code MLO02 Product Disclosure Statement Dated 25 May 2015 Contents 1. About Fidante Partners 2 2. How the Merlon Wholesale
More informationZurich Investments Managed Growth Fund
Zurich Investments Managed Growth Fund Product Disclosure Statement Zurich Investments Managed Growth Fund APIR ZUR0059AU Product Disclosure Statement (PDS) Contents 1. About Zurich Investments 2. 3. How
More informationUnderstanding Self Managed Superannuation Funds Version 5.1
Understanding Self Managed Superannuation Funds Version 5.1 This document provides some additional information to help you understand the financial planning concepts discussed in the SOA in relation to
More informationHUB24 Super. Disclosure Statement
HUB24 Super Product Disclosure Statement 17 February 2014 This Product Disclosure Statement (PDS) is issued by The Trust Company (Superannuation) Limited (ABN 49 006 421 638, AFSL 235153) as Trustee of
More informationpeace of mind with an income you can count on
Guaranteed Income Product Disclosure Statement Guaranteed Lifetime Income Guaranteed Fixed Term Income peace of mind with an income you can count on Issued on 1 July 2017 CARE Super Pty Ltd (Trustee) ABN
More informationOperational requirements for transferring clients into Macquarie Wrap. Macquarie Adviser Services
Operational requirements for transferring clients into Macquarie Wrap Macquarie Adviser Services Contents 01 What are the benefits of transferring your clients accounts to Macquarie Wrap? 01 How does Wrap
More informationImportant changes to SuperWrap Essentials
Important changes to SuperWrap Essentials This notification dated 19 May 2014 provides information on changes that will be made to SuperWrap Essentials and relates to the following plans: SuperWrap Essentials
More informationFamily Member Application Personal Division
Staff Superannuation Plan a sub-plan of IOOF Employer Super 1 July 2017 Family Member Application Personal Division This form is to be completed by you, an existing member of the Employer Division, and
More informationAustralianSuper s tax transparency report. Contribution to Australia s tax system
AustralianSuper s tax transparency report Contribution to Australia s tax system Introduction AustralianSuper invests over $130 billion on behalf of more than 2 million Australians with the aim of helping
More informationProduct Disclosure Statements
Product Disclosure Statements Asgard Infinity ewrap Super/Pension Page Asgard Infinity ewrap Super/Pension. Supplementary Product Disclosure Statement (SPDS) Issue Date: 1 July 2016 2 Asgard Infinity ewrap
More information