Finasta EURO STOXX Banks 2 3. Issue currency: EUR EUR LTL 4. Distribution period: From 13 September 2010 to 12 October 2010 (inclusive)

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1 FINAL TERMS OF AB BANK FINASTA FINASTA EURO STOXX BANKS 1, FINASTA EURO STOXX BANKS 2 AND FINASTA EURO STOXX BANKS 3 BONDS LINKED TO THE EURO ZONE BANK EQUITY INDEX ISSUED UNDER THE LTL 300,000,000 NON-EQUITY SECURITIES PROGRAMME The present document in connection to the LTL 300,000,000 non-equity securities Base Prospectus approved on 12 August 2010 by the Lithuanian Securities Commission as well as other documents incorporated by reference constitute the Issue Prospectus drawn up in accordance with the Rules on the Drawing up and Approval of Securities Prospectus and the Disclosure of Information approved by Resolution No. 1K-21 of 15 July 2005 of the Lithuanian Securities Commission, and Commission Regulation (EC) No. 809/2004 of 29 April 2004 implementing Directive 2003/71/EC of the European Parliament and the Council as regards information contained in prospectuses, incorporation by reference and publication of such prospectuses and dissemination of advertisements. The present Final Terms shall be read in connection with the Base Prospectus that is available for familiarization on the internet website of AB bank Finasta (hereinafter the Issuer) and the Central Storage Facility at and the registered office of the Issuer at Maironis St. 11, Vilnius. Key data on the issue(s): 1. Issuer AB bank FINASTA 2. Name of the issue Finasta EURO 1 Finasta EURO 2 3. Issue currency: EUR EUR LTL 4. Distribution period: From 13 September 2010 to 12 October 2010 (inclusive) Finasta EURO 3 5. Nominal value of a security EUR 100 EUR 100 LTL Total issue nominal value Minimal total nominal issue value is not less than EUR 1,000,000/ LTL 3,500,000 (total nominal values of all issues of AB bank Finasta bonds linked to EURO index and distributed in the period from 13 September 2010 to 12 October 2010). Maximum total nominal issue value is not more than EUR 86,886,000/LTL 300,000,00 (total value of all issues distributed and currently offered by AB bank Finasta according to the Base Prospectus approved on 12 August 2010). 7. Acquisition price The bond price in the course of offering differs and the price of each distribution day shall be calculated in accordance with the formula under Item Primary offering discount rate Annual interest rate: 0.75 % 0.75 % 0.8 % 7.2. Risk premium Non applicable EUR 15 Non applicable 7.3. Calculation of the acquisition price P 1 = ( N + R) P non-equity i d 1+ securities acquisition price i- discount rate during offering (Item 7.1) N nominal bond value; R risk premium (if applicable)

2 d number of days to the end of offering. 8. Acquisition fee: No acquisition fee for investors acquiring bonds of the Finasta EURO 3 as part of the balanced investment basket of AB bank SNORAS. 9. Bond effective date 13 October Bond redemption date 17 October 2010 All investors shall be charged the acquisition fee of 1 percent of the bond acquisition price. 11. Issue duration 1,110 days (3 years and 4 days) 12. Bond type Linked bonds 13. Redemption price or the procedure for the calculation thereof 14. Terms of the linked bonds: Nominal bond value + premium for the appreciation in the index value K = N (1 + IK*FPP), where: K bond redemption price; N bond nominal value; FPP change in the value of the financial instrument. K = N (1 + IK*FPP*K/3,4528), where: K bond redemption price; N bond nominal value; K official LTL/EUR exchange rate as of FPP change in the value of the financial instrument. The premium for the index value appreciation shall be calculated with reference to the change in the index value. FPP = MAX K 0; K K GAL PRAD PRAD, where: K GAL final value of the financial instrument; K PRAD initial value of the financial instrument. Where the index value does not change or decreases, on the redemption date investor shall be paid the nominal value of the bond. Within the bond validity at any time prior to the established bond redemption date investors shall be entitled to sell part or all of their bonds to other investors or bank Finasta. Indicative bond prices shall be regularly published on the website Financial instrument The euro zone bank equity index EURO STOXX Banks. The index invests into three major banks of the euro zone. The country distribution of the investment as of 31 August 2010: Spain 33 %;

3 France 25 % Italy 22 %; Germany 10 %; Greece 3 %; other States 6 %. More information on the index, the historic and most updated information on index values at and ol=sx7e Minimum investment rate value 30 % 95 % 30 % Actual investment rate value publication date 14 October Interest (if provided) payment dates Not provided Financial instrument initial valuation date 13 October Financial instrument interim valuation dates , , , , , , , , , , Where an index unit valuation date is not a Stock Exchange business day, the index value shall be established on the next index valuation business day Financial instrument final valuation date The final value of the index shall be equal to the arithmetic mean of interim index values Risk factors - Other terms, where: I n- index value at a specific date of the month n of the index value recording year. 15. Time and venue for signing bond subscription agreements Bond subscription agreements can be signed at customer service divisions of AB bank Finasta and AB bank Snoras during business hours as indicated below: Addresses of the customer service divisions of AB bank Finasta: Maironio St. 11, Vilnius Vytauto pr. 3, Kaunas, S.Šimkaus St. 8, Klaipėda Branches of AB bank SNORAS: Vivulskio St. 7, Vilnius, K. Donelaičio St. 76, Kaunas, Liepų St. 50, Klaipėda, Tilžės St. 170, Šiauliai, Smėlynės St. 2C, Panevėžys, J. Basanavičiaus Sq. 15, Marijampolė, Pulko St. 14/1, Alytus, Laisvės St. 13, Mažeikiai, Vytauto St. 60, Tauragė, Maironio St. 12, Utena Addresses of branches of AB bank SNORAS offering bonds of the Finasta EURO 3 issue only: Gedimino Av. 2, Vilnius

4 Gedimino Av. 26, Vilnius A. Goštauto St. 4, Vilnius Ukmergės St. 369 (TC BIG ), Vilnius Taikos Av. 88a (Business centre 1000 ), Kaunas H. Manto St. 9, Klaipėda Tilžės St. 170, Šiauliai, Vilniaus all. 13 (Water Park), Druskininkai Gedimino St. 27, Kupiškis Maironio St. 2, Raseiniai Vilniaus St. 3/2, Švenčionys Kęstučio St. 1a, Telšiai Visagino St. 8, Visaginas 16. Distributor(s) AB bank Finasta (Maironio St. 11, Vilnius, tel. 1813) and AB bank SNORAS (Vivulskio St. 7, Vilnius, tel. 8~ ). Customer service division addresses indicated in Item Offering territory (scope) Republic of Lithuania 18. Minimum number of bonds offered to one investor Not applicable 19. Maximum number of bonds offered to one investor Not applicable 20. Listing Not listed 21. Securities trustee AB Šiaulių bankas 22. Calculation agent AB bank FINASTA 23. Clearing intermediary AB bank SNORAS 24. Depository intermediary AB bank FINASTA 25. Additional information STOXX and its licensors (the Licensors ) have no relationship to AB bank Finasta, other than the licensing of the trade name EURO for the use in connection of provision of information about the linked bonds: STOXX and its Licensors do not: sponsor, endorse, sell or promote the linked bonds issued by AB bank Finasta; recommend that any person invest in the linked bonds issued by AB bank Finasta, or any other securities; have any responsibility or liability for the timing, amount or pricing of the linked bonds, or make any decisions in this respect; have any responsibility or liability for the administration, management or marketing of the linked bonds; consider the needs of the linked bonds or the owners of the linked bonds in determining, composing or calculating the EURO STOXX Banks values or have any obligation to do so. STOXX and its Licensors will not have any liability in connection with the linked bonds issued by AB bank Finasta: STOXX and its Licensors do not make any warranty, express or implied and disclaim any and all warranty about: the results to be obtained by the linked bonds, the owners of the linked

5 bonds or any other person in connection with the use of the EURO and the data included in the EURO index; the accuracy and completeness of EURO and its data; the merchantability and the fitness for a particular purpose or use of the EURO index and its data; STOXX and its Licensors will have no liability for any errors, omissions or interruptions in the EURO index or its data; Under no circumstances will STOXX or its Licensors be liable for any lost profits or indirect, punitive, special or consequential damages or losses, even if STOXX or its Licensors knows that they might occur. The licensing agreement between AB bank Finasta and STOXX is solely for their benefit and not for the benefit of owners of the linked bonds or any other third parties. The Issuer shall be responsible for the accuracy and truthfullness of the data contained in the present Final Terms. 3 September 2010 General Manager Andrius Barštys