KEY INFORMATION MEMORANDUM. UTI-Dual Advantage Fixed Term Fund Series I II (1145 days) (A Close-Ended Hybrid Scheme)

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1 KEY INFORMATION MEMORANDUM UTI-Dual Advantage Fixed Term Fund Series I II (1145 days) (A Close-Ended Hybrid Scheme) The product is suitable for investors who are seeking*: v Income over long term investment horizon v Investments primarily in Debt instruments (65-95%) and Money Market Securities (0%-30%), with the balance exposure in Equity and Equity related securities (5%-35%) v Medium risk (Yellow) * Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk New Fund Offer Opens on : Tuesday, February 03, 2015 New Fund Offer Closes on : Monday, February 16, 2015 This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/mutual Fund, due diligence certificate by the AMC, Key Personnel, Investors rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the UTI Financial Centres or distributors or from the website The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. sponsors TRUSTEE INVESTMENT MANAGER State Bank of India, Punjab National Bank, Bank of Baroda and Life Insurance Corporation of India (Liability of sponsors limited to ` 10,000/-) UTI Trustee Co. (P) Ltd. (Incorporated under the Companies Act, 1956) UTI Asset Management Co. Ltd. (Incorporated under the Companies Act, 1956)

2 KEY INFORMATION MEMORANDUM UTI-Dual Advantage Fixed Term Fund Series I II (1145 days) (A Close-Ended Hybrid Scheme) Investment Objective Type of Plan Asset Allocation Pattern of the Plan Risk Profile of the Plan The investment objective of the Scheme is to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments. However there is no assurance that the investment objective of the Scheme will be achieved. UTI Dual Advantage Fixed Term Fund - Series I II (1145 days) is a close-ended hybrid scheme with tenure of 1145 days. If the maturity date falls on a non-business day, then the maturity date shall be the next Business Day. Asset Allocation (% to NAV): Under normal circumstances, the asset allocation under the Plan will be as below Types of Instruments Normal Allocation (% of Net Assets) Debt Minimum - 65% Maximum- 95% Money Market instruments Minimum - 0% Maximum- 30% Equity & Equity related instruments Minimum - 5% Maximum - 35% The Plan will invest in securitized debt up to 25% of the net assets of the plan. The plan shall not invest in ADR/GDR or foreign securities. Exposure to derivatives may be to the extent of 25% of the net assets of the plan. The Plan is proposed to make investments in debt & money market securities maturing on or before the maturity of the Plan. Investment in Equity Derivative instruments will not exceed 25% of the net assets of the Plan. The Plan will only invest in exchange traded options and futures. The Plan may use equity derivatives for such purposes as may be permitted by the Regulations, including for the purpose of hedging and portfolio balancing, based on the opportunities available and subject to guidelines issued by SEBI from time to time. The Plan shall not invest in credit default swaps. The Plan shall not engage in securities lending or repo in corporate debt. Total investments in debt, money market instruments, units of mutual fund scheme and gross exposure in derivatives shall not exceed 100% of the net assets of the plan, subject to SEBI circular No. Cir/ IMD/ DF/ 11/ 2010 dated August 18, For this purpose, the same security wise hedge positions shall not be considered in computing the gross exposure. The plan may review the pattern of investments based on views on the debt markets and asset-liability management needs. Pending deployment of funds of the Plan in securities and in terms of the investment objective, the AMC may park the funds of the Plan in short term deposits of Scheduled Commercial Banks, subject to the Guidelines issued by SEBI vide its circular dated April 16, 2007, as amended from time to time. UTI Dual Advantage Fixed Term Fund - Series I - I (1145 days) retains the option to alter the asset allocation for short-term periods on defensive considerations. The Plan shall not have exposure in fixed income securities in excess of 30% of the net assets in any sector as per sectoral classification as prescribed by AMFI. It will also ensure that total exposure of debt schemes of mutual funds in a particular sector (excluding investments in Bank CDs, STDs of scheduled commercial banks, CBLO, G-Secs, TBills and AAA rated securities issued by Public Financial Institutions and Public Sector Banks) shall not exceed 30% of the net assets of the Plan. An additional exposure to financial services sector (over and above the limit of 30%) not exceeding 10% of the net assets of the Plan shall be allowed by way of increase in exposure to Housing Finance Companies (HFCs) only. The additional exposure to such securities issued by HFCs are rated AA and above and these HFCs are registered with National Housing Bank (NHB) and the total investment/ exposure in HFCs shall not exceed 30% of the net assets of the Plan as per SEBI Guideline contained in Circular No CIR/IMD/DF/24/2012 dated November 19, The Plan based on views on debt markets and other market conditions may review the above pattern of investment and rebalance the portfolio of the Plan. However, at all times the portfolio will adhere to the overall investment objective of the Plan is not adversely affected. The equity component of the Plan will mainly focus those companies/stocks that have potential to appreciate in the medium to long run. The fundamental strengths of individual companies with medium to long term prospects will be key parameters in construction of Equity portfolio. OTHER DISCLOSURES FOR CLOSE ENDED DEBT ORIENTED PLAN (1) Credit Evaluation Policy : Fund house follows a Credit Evaluation Process based on the objective assessment of the business risk, industry risk, financial risk, liquidity & funding risk and a subjective assessment of management quality, corporate governance, auditor comments, banker s feedback, risk management systems & processes. The Fund House also takes into account the external rating of the company by accredited rating agencies. It is an ongoing process that includes continuous monitoring and surveillance of companies to adjust for the latest developments within the sector & corporate actions within the group / company. (2) Sectors in which the Plan shall not invest The Plan will not invest in the securities issued by the companies in the Aviation, Gems & Jewellery and Real Estate Sectors. (3) Type of instruments which the Plan propose to invest in Please refer to Section D - Where will the Plan invest? appearing in this Scheme Information Document (4) Intended Portfolio allocation: Credit Ratings Instruments A1 AAA AA A BBB Not Applicable CDs CPs NCDs 90%-95% 5%-10% Repo/CBLO/ T-Bills The Plan may temporarily invest in another scheme under the same AMC or any other AMC without charging any fees during the period of portfolio construction. Note: a) Securities with rating A and AA shall include A+ and A- & AA+ and AA- respectively. Similarly Securities with ratings A1 shall include A1+ and A1-. b) All investments shall be made based on rating prevalent at the time of investment. Where any paper is having dual rating (rated differently by more than one rating agency) then for the purpose of meeting intended range, the most conservative publicly available rating would be considered. c) There will not be any deviation between the intended allocation and actual allocation except the following. i. There can be positive variation in the range w.r.t. rating i.e., Plan may invest in papers of higher rating in the same instrument than indicated ii. In case of non availability of and taking into account the risk reward analysis of CPs, NCDs (including securitised debt); the Plan may invest in Bank CDs having highest ratings (i.e. A1+ or equivalent) or Government Securities, T-Bills, CBLOs. Such deviation may continue till maturity of the Plan, if suitable NCDs, CPs of desired credit quality are not available. iii. At the time of building the portfolio post NFO and towards the maturity of the plan, there may be a higher allocation to cash and cash equivalents. iv. Further, the above allocation may vary during the duration of the Plan. Some of these instances are (i) coupon inflow; (ii) the instrument is called or brought back by the issuer; (iii) in anticipation of any adverse credit event etc. In case of such deviations, the Plan may invest in Bank CDs having highest ratings (i.e., A1+ or equivalent, CBLOs, Government Securities, T-Bills. Deviation, if any, due to such instances may continue till maturity, if suitable NCDs, CPs of desired credit quality are not available. d) Change in Asset Allocation : Further in the event of any deviations below the minimum limits or beyond the maximum limits as specified in the above table and subject to the notes mentioned herein, the Fund Manager shall rebalance the portfolio within the period of 30 days. In case the same is not aligned to the above asset allocation pattern in the period specified, justification shall be provided to the Investment Committee of the AMC and reasons for the same shall be recorded in writing. The Investment committee shall then decide on the course of action. e) The Plan shall not invest in unrated debt instruments. For this purpose, unrated debt securities shall exclude instruments such as CBLO, Reverse Repo, Short Term Deposit and such similar instruments to which rating is not applicable. (5) Reporting After the closure of NFO, the AMC will report in the next meeting of AMC / Trustees, the publicized percentage allocation and the final portfolio. Mutual Fund investments are subject to market risks. Please read the SID carefully for details on risk factors before investment. Past performance of the Sponsors / AMC / Mutual Fund does not guarantee future performance of the plan. UTI-Dual Advantage Fixed Term Fund Series I II (1145 days) is only the name of the plan and does not in any manner indicate either the quality of the plan or its future prospects or returns. There may be instances where no dividend distribution could be made. 2

3 Risk factors & Risk Mitigation measures specific to the Plan a. The performance of the Plan may be affected by changes in Government policies, general levels of interest rates and risk associated with trading volumes, liquidity and settlement systems in equity and debt markets. b. Investments in debt instruments are subject to default risk and interest rate risk. Interest rate risk results from changes in demand and supply for money and other macroeconomic factors and creates price changes in the value of debt instruments. Consequently, the Net Asset Value of the Plan may be subject to fluctuation. c. Though it is the endeavor of fund manager to invest in debt securities maturing in line with the maturity of the Plan there could be instances of not finding debt instruments with appropriate maturity date and hence there may be reinvestment risk. Investments in debt instruments are subject to reinvestment risks as interest rates prevailing on interest or maturity due dates may differ from the original coupon of the bond, which might result in the proceeds being invested at a lower rate. d. Investors may note that AMC/Fund Manager s investment decisions may not always be profitable, even though it is intended to generate capital appreciation and maximize the returns by actively investing in equity/ equity related securities. e. The value of the Plan s investments, may be affected generally by factors affecting securities markets, such as price and volume volatility in the capital markets, interest rates, currency exchange rates, changes in policies of the Government, taxation laws or policies of any appropriate authority and other political and economic developments and closure of stock exchanges which may have an adverse bearing on individual securities, a specific sector or all sectors including equity and debt markets. Consequently, the NAV of the Units of the Plan may fluctuate and can go up or down. f. Trading volumes, settlement periods and transfer procedures may restrict the liquidity of the equity and equity related investments made by the Plan which could cause the Plan to miss certain investment opportunities. Different segments of the Indian financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances leading to delays in receipt of proceeds from sale of securities. The inability of the Plan to make intended securities purchases due to settlement problems could also cause the Plan to miss certain investment opportunities. By the same rationale, the inability to sell securities held in the Plan s portfolio due to the absence of a well developed and liquid secondary market for debt securities would result, at times, in potential losses to the Plan, in case of a subsequent decline in the value of securities held in the Plan s portfolio. g. Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges or offer other exit options to the investor, including a put option. Within the regulatory limits, the AMC may choose to invest in unlisted securities that offer attractive yields. This may however increase the risk of the portfolio. h. The Plan may use various equity derivative products as permitted by the Regulations. Use of derivatives requires an understanding of not only the underlying instrument but also of the derivative itself. Other risks include the risk of mispricing or improper valuation and the inability of derivatives to correlate perfectly with underlying assets, rates and indices. Usage of derivatives will expose the Plan to certain risks inherent to such derivatives. i. The Plan intends to deploy funds in money market instruments to maintain liquidity. To the extent that some assets/funds are deployed in money market instruments, the Plan will be subject to credit risk as well as settlement risk, which might affect the liquidity of the Plan. j. Different types of securities in which the Plan would invest as given in the Scheme Information Document carry different levels and types of risk. Accordingly the Plan s risk may increase or decrease depending upon its investment pattern. For e.g. corporate bonds carry a higher amount of risk than Government securities. Further even among corporate bonds, bonds which are AAA (SO) rated are comparatively less risky than bonds which are AA rated. k. Redemption will be done on the maturity date at the Net Asset Value on the date of maturity. As per SEBI guidelines, the AMC/ MF shall not redeem the units of the Plan before the date of maturity. Risk Mitigation Measures: As the said Plan is a close ended Plan investing in a diversified portfolio with no redemption till maturity, the risk factors mentioned above will be minimal. Interest Rate Risk / Reinvestment Risk: Plan would manage the interest rate risk & reinvestment risk by adequately matching the duration of assets in line with the duration of Plan. Credit Risk: Plan would predominantly invest in highly rated securities where there is an internal credit comfort which would reduce the probability of credit risk. Portfolio Quality Risk: A pre approved universe of stocks / issuers based on fundamental research is maintained to which helps to mitigate the risk of a poor portfolio quality. Concentration Risk: The Plan would have modest presence of issuers with reasonable limits to diversify the portfolio which would mitigate the credit concentration risk as well as sector /stock specific concentration risk. Liquidity Risk: Periodical review of the liquidity position of each scrip (Market capitalization, average volume in the market vis. a vis. Portfolio Holding) to minimize liquidity risk. Portfolio Risk: By monitoring the return deviation and adequately managing all the above risks namely interest rate risk, reinvestment risk & credit cum concentration risk the Plan would mitigate the overall portfolio risk. Diversification of portfolio will also help to minimize interest rate risk, liquidity risk, portfolio quality risk and overall risks associated with the portfolio. Sub Plan(s) and Option(s) Offered Eligible Investors The Plan offers the following Investment Options under Series I II (1145 days) : Name of the Plan Tenure of Plan Options UTI-Dual Advantage 1145 days The Plan offers Regular Sub Plan and Direct Sub Plan Fixed Term Fund Both Sub Plans offer Growth Option and Dividend Payout Option Series I II (1145 days) Direct Sub Plan: Direct Sub Plan is only for investors who purchase / subscribe Units in the Plan directly with UTI Mutual Fund and is not available for investors who route their investments through a Distributor (AMFI registered distributor / ARN Holder). Regular Sub Plan: Regular Sub Plan is for investors who purchase /subscribe Units in the Plan through a Distributor. The Direct Sub Plan shall have a lower expense ratio as compared to the Regular Sub Plan to the extent of distribution expenses, commission, etc and no commission or distribution expenses for distribution of Units will be paid / charged under the Direct Sub Plan. The Direct Sub Plan shall have a separate NAV. In cases where Distributor code is not mentioned in the application form and the investor mentions Regular Sub Plan against the Plan name or where Distributor code is not mentioned in the application form and the investor fails to mention a particular Plan against the Plan name in the application form at the time of investment, then the application will be deemed to be received under the Direct Sub Plan and the application shall be processed under the Direct Sub Plan. In cases where Distributor code is mentioned in the application form and the investor fails to mention a particular Sub Plan against the Plan name in the application form at the time of investment, then the application shall be deemed to be received under the Regular Sub Plan and the application shall be processed under the Regular Sub Plan. In cases where Distributor code is mentioned in the application form but the investor mentions Direct Sub Plan against the Plan name in the application form at the time of investment, then the distributor code will be ignored and the application shall be processed under the Direct Sub Plan. An application for issue of units may be made by any resident or non-resident Indian as well as non-individuals as indicated below: (a) a resident individual or a NRI or person of Indian origin residing abroad either singly or jointly with another or upto two other individuals on joint/anyone or survivor basis. An individual may make an application in his personal capacity or in his capacity as an officer of a Government or of a Court; (b) a parent, step-parent or other lawful guardian on behalf of a resident or a NRI minor. Units can be held on Joint or Anyone or Survivor basis. (c) an association of persons or body of individuals whether incorporated or not; (d) a Hindu Undivided Family both resident and non-resident; (e) a body corporate including a company formed under the Companies Act, 1956 [replaced by The Companies Act, 2013 (No.18 of 2013)] or established under State or Central Law for the time being in force; (f) a bank including a scheduled bank, a regional rural bank, a co-operative bank etc; (g) an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing; (h) a society as defined under the Plan; (i) a Financial Institution; (j) an Army/Navy/Air Force/Paramilitary Fund; (k) a partnership firm; (l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(h) of Securities and Exchange Board of India (Foreign Portfolio Investors) Regulations, 2014; (m) Mutual Funds registered with SEBI; (n) Scientific and Industrial Research Organisation 3

4 Applicable NAV Option to hold Units in dematerialised form Transfer of Units Minimum Application Amount Additional Mode of Payment during NFO Despatch of Redemption Proceeds Benchmark Index Dividend Policy Name of the Fund Manager Name of the Trustee Company Performance of the Plan Expenses of the Plan (i) Load Structure (ii) Recurring Expenses Tax Treatment for the Investors (Unitholders) Daily Net Asset Value (NAV) Publication For Investor Grievance please contact Unitholders Information Date: January 20, 2015 (o) Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India / Reserve Bank of India. (p) Other Schemes/Plans of UTI Mutual Fund subject to the conditions and limits prescribed by SEBI Regulations (q) Such other individuals / institutions / body corporate etc. as may be decided by the AMC from time to time, so long as wherever applicable they are in conformity with SEBI Regulations Subject to the Regulations, the sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units of the Scheme/Plan. The AMC shall not be entitled to charge any fees on its investments in the Plan. The fund reserves the right to include / exclude new/existing categories of investors to invest in the Plan from time to time, subject to SEBI Regulations, if any. Non-acceptance of subscriptions from Overseas Corporate Bodies (OCBs) and US Persons including Qualified Foreign Investors (QFIs) registered in USA and Canada and Residents of Canada in the Schemes of UTI MF. For detailed information please refer to SID and SAI. Units can be purchased only during the New Fund Offer (NFO) period. During the New Fund Offer period the units will be sold at face value i.e. ` 10/- per unit. Redemption: At Maturity Redemption will be done on maturity date at the applicable NAV. As per SEBI guidelines, the AMC / Mutual Fund shall not redeem the units of the plan before the date of maturity. The units of the Plan will be listed on the Bombay Stock Exchange after the closure of the New Fund Offer period. Investors will be able to enter and exit the fund through transactions in the secondary market within five business days of allotment. The listing fees shall be charged under Regulations 52(4). The listing fees during NFO may not be charged to the Plan, only subsequent listing fees may be charged to the Plan. UTI AMC reserves the right to roll over (extend the maturity) of the plan subject to the regulations. The Unit holders are given an Option to hold the units in Physical form (by way of an Account Statement) or Dematerialized ( Demat ) form. The Applicants intending to hold the Units in dematerialised mode will be required to have a beneficiary account with a DP of the NSDL/CDSL and will be required to mention the DP s Name, DP ID No. and Beneficiary Account No. with the DP in the application form at the time of subscription of the Units of the Plan/Sub Plan/Option. Further, investors also have an option to convert their physical holdings into the dematerialised mode at a later date. Each Option under each sub plan held in the dematerialised form shall be identified on the basis of an International Securities Identification Number (ISIN) allotted by National Securities Depositories Limited (NSDL) and Central Depository Services Limited (CDSL). The ISIN No. details of the respective option under the plan can be obtained from your Depository Participant (DP) or you can access the website link or The holding of units in the dematerialised mode would be subject to the guidelines/ procedural requirements as laid by the Depositories viz. NSDL/CDSL from time to time. For further details refer section III Units and Offer in the Scheme Information Document. Units held in Physical Form (by way of Account statement) cannot be transferred. The Units of the Plan held in the dematerialised form will be fully and freely transferable (subject to lock-in period 1145 days and subject to lien, if any marked on the units) in accordance with the provisions of SEBI (Depositories and Participants) Regulations, 1996 as amended from time to time and as stated in SEBI Circular No. CIR/IMD/DF/10/2010 dated August 18, Further, for the procedure of release of lien if any, the investors shall contact their respective DP. Purchase Minimum amount for purchase Minimum investment under Regular Sub Plan and Direct Sub Plan is ` 5,000/- and in multiples of ` 1/- thereafter without any upper limit. Redemption At Maturity The Plan will be listed on the Bombay Stock Exchange and hence withdrawal prior to maturity is not allowed. Investors may apply for the UTI-Dual Advantage Fixed Term Fund-Series I II (1145 days) through Applications Supported by Blocked Amount (ASBA) process during the NFO period by filling in the ASBA form and submitting the same to their respective banks, which in turn will block the subscription amount in the said account as per the authority contained in ASBA form and undertake other tasks as per the procedure specified therein. (The details of banks branches accepting ASBA form are available on the websites of BSE (www. bseindia.com), NSE ( and SEBI ( or at your nearest UTI Financial Centre). For applicants applying through ASBA, on the date of allotment, the amount will be unblocked in their respective bank accounts and account will be debited to the extent required to pay for allotment of Units applied in the application form. The redemption proceeds shall be despatched to the unitholders within 10 business days from the date of maturity of the plan. In case of funds received through Cash Payment, the redemption proceeds shall be remitted only to the designated bank account. CRISIL MIP Blended Fund Index is the benchmark. The unitholder shall have a choice to join either the Growth Option or the Dividend Option. (i) Growth Option: Ordinarily no dividend distribution will be made under this option. All income generated and profits booked will be ploughed back and returns shall be reflected through the NAV. (ii) Dividend Option: Subject to availability of distributable surplus under the Dividend option of the Plan, dividend will be distributed on the Maturity Date / Final Redemption Date of the Plan as computed in accordance with SEBI Regulations. Dividend declared will be paid out (subject to deduction of dividend distribution tax and statutory levy, if any) to those Unitholders, whose names appear in the Register of Unit holders on the notified record date. Under the Dividend Option only Payout facility is available. (iii) There is no assurance or guarantee to the Unit holders as to the rate of dividend distribution. Shri Sunil Patil (debt portfolio) & Shri V. Srivasta (equity portfolio) UTI Trustee Company Private Limited This scheme is a new scheme and does not have any performance track record. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the Plan to the investor. No Exit Load is applicable for the Plan. No redemption is permitted before maturity of the Plan, being a close ended Plan. (a) First ` 100 crores 2.25% (b) Next ` 300 crores % (c) Next ` 300 crores 1.75% (d) Balance 1.50% Investors are advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor. The NAVs will be declared by 9 p.m. on all business days and will be published in atleast two daily newspapers having nationwide circulation and will also be available on website of UTI Mutual Fund, by 9:00 p.m. on every business day and website of AMFI namely You can also call us at (toll free number) or (022) (non toll free number). Name and Address of Registrar M/s. Karvy Computershare Pvt. Ltd. Narayani Mansion, H. No /10/E, Vittalrao Nagar, Madhapur, Hyderabad Tel.: Fax: , uti@karvy.com All investors could refer their grievances giving full particulars of investment at the following address: Shri G S Arora Assistant Vice President Department of Operations, UTI Asset Management Company Ltd., UTI Tower, Gn Block, Bandra-Kurla Complex, Bandra (East), Mumbai Tel: , Fax: Investors may post their grievances at our website: com or us at service@uti.co.in Accounts statement and abridged annual financial results shall be provided to investors by post/any other mode. Half yearly scheme portfolio disclosure will be mailed to unitholders or published in the newspapers as permitted under SEBI (Mutual Funds) Regulations,

5 Ê APPLICATION FORM Offer of Units of ` 10/- per unit for cash during the New Fund Offer Period (OCBs & US persons including Qualified Foreign Investors registered in USA and Canada and residents of Canada are not allowed to invest in units of any of the schemes of UTI MF) Sr.No. 2014/ PLEASE fill in all columns in capital letters only Registrar Sr. No. (Please read instructions carefully to help us serve you better) [Fields Marked with (*) must be Mandatorily filled in] DISTRIBUTOR INFORMATION (only empanelled Distributors/Brokers will be permitted to distribute Units) (refer instruction h ) BDA / CA Code ARN Name of Financial Advisor Sub ARN Code Sub Code/ M O Code EUI UTI RM No. Bank Branch Code Upfront commission shall be paid directly by the investor to the AMFI / NISM certified UTI MF registered Distributors based on the investors assessment of various factors including the service rendered by the I/We confirm that the EUIN box is intentionally left blank by me/us as this is an execution-only transaction without any interaction or advice by the distributor personnel concerned or notwithstanding the advice of in-appropriateness, if any, provided by such distributor personnel and the distributor has not charged any advisory fees for this transaction. ( Please tick and sign below when EUIN box is left blank) (refer instruction v ). Ê Signature of 1st Applicant / Guardian Signature of 2nd Applicant Signature of 3rd Applicant TRANSACTION CHARGES TO BE PAID TO THE DISTRIBUTOR (Please tick any one of the below) (Refer Instruction i ) I AM A FIRST TIME INVESTOR IN MUTUAL FUNDS OR I AM AN EXISTING INVESTOR IN MUTUAL FUNDS ` 150 will be deducted as transaction charges per Subscription of ` 10,000 and above ` 100 will be deducted as transaction charges per Subscription of ` 10,000 and above Existing Unit Holder information Scheme Name: Folio Number: APPLICANT S PERSONAL DETAILS Mr. Ms. Mrs. * Denotes Mandatory Fields Name of First Applicant (as appearing in ID proof given for KYC) F I R S T M I D D L E L a s t Date of Birth d d m m y y y y Mandatory for minors First Applicant s Address (Do not repeat the name) Name & Address of resident relative in India (for NRIs) (P.O. Box No. is not sufficient) Village/Flat/Bldg./Plot* Street/Road/Area/Post City/Town* State Pin* *PAN of 1st Applicant/Father/Mother/Guardian (whose particulars are furnished in the form) AAdhar Card No. Enclosed PAN Card Copy Know Your Customer (KYC)* Acknowledgement Copy Please ( ) Overseas Address (Overseas address is mandatory for NRI / FPI applicants in addition to mailing address in India) City* State Country* Zip/Pin* Name in full of the Father (OR) Mother / Guardian (In case of minor)$ / Contact person for institutional applicants Mr. Ms. Mrs. F I R S T M I D D L E L A S T $ Proof of date of birth and proof of relationship with minor to be attached or else sign the declaration on the reverse (Refer instruction f ). Option for Despatch of Statement of Account for NRIs Applicant s address as mentioned above At my Overseas address as mentioned above / To be despatched to my resident relative s address in India as given above DETAILS OF OTHER APPLICANTS Name of 2nd Applicant Mr. Ms. Mrs. Date of Birth of 2nd Applicant d d m m y y y y F I R S T M I D D L E L A S T *PAN of 2nd Applicant AAdhar Card No. Enclosed PAN Card Copy Know Your Customer (KYC)* Acknowledgement Copy Please ( ) Date of Birth of 3rd Applicant d d m m y y y y Name of 3rd Applicant Mr. Ms. Mrs. F I R S T M I D D L E L A S T *PAN of 3rd Applicant AAdhar Card No. Enclosed PAN Card Copy Know Your Customer (KYC)* Acknowledgement Copy Please ( ) payment details (Refer Instruction x ) #Cheque/DD/ NEFT/ RTGS Ref. No. / Unique Serial No. (For Cash) Account No. Date Bank Branch Amt. in words Amt. of investment (i) DD Charges if any (ii) Net amount paid (i-ii) Cash Account type Savings Current NRE (please ) NRO DD issued from abroad # Please mention the application No. on the reverse of the cheque / DD, NEFT / RTGS advice. Cheque / DD must be drawn in favour of UTI-Dual Advantage Fixed Term Fund Series I & crossed A/c Payee Only Investment amount shall be ` 2 lacs and above in case of payments through RTGS.

6 Bank Particulars of 1st applicant (Mandatory as per SEBI Guidelines) Bank Name Address Branch MICR Code (this is a 9-digit number next to your cheque number) City Pin* IFS Code (this is a 11-digit number) Account type (please ) Savings Current NRO NRE Account No. INVESTMENT DETAILS (Please 3) (* Please check the opening and closing date of the Plan before selecting your choice) Scheme Name: UTI-Dual Advantage Fixed Term Fund Series I SUB PLAN (Please 3) Regular Sub Plan Direct Sub Plan (Refer Instruction j ) OPTIONS (Please 3) Growth Option Dividend Payout Option (Default Growth option) For above sub plan Details of Beneficial Ownership (Please tick applicable category). Ownership details to be provided if the Ownership percentage/interest in the trust of any Beneficiary is as per the threshold limit provided below. Details to be provided for each such beneficiary. (Refer instruction q) Category Unlisted company Partnership Firm Unincorporated Association/Body of Individuals Trust Foreign Investor $$$ Ownership per >25% >15% >15% Ownership percentage of shares/capital/profits/property of juridical person/interest in the Trust as on the date of the application shall be furnished by the investor. $$$ In the case of Foreign investors, the beneficial ownership will be determined as per SEBI guidelines. For details refer to SAI/relevant Addendum. In case of any change in the beneficial ownership, the investor will be responsible to intimate UTI AMC / its Registrar / KRA as may be applicable immediately about such change. Details of Beneficial Ownership (Please attach a separate sheet with this format if the space provided is insufficient) Sr. No. Name Address Details of Identity such as PAN / Passport % of ownership [Please attach self attested copy of PAN/Passport (proof of photo identity) along with application form] Unitholding Option Demat Mode Physical Mode (if Demat account details are provided below, units will be allotted, by default, in Electronic Mode only) DEMAT ACCOUNT DETAILS - Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with any one of the Depository Participant. Demat Account details are compulsory if demat mode is opted above National Securities Depository Limited Depository Name DP ID No. Beneficiary Account No. Central Depository Services (India) Limited Depository Name Target ID No. Enclosures : Client Master List (CML) Transaction cum Holding Statement Delivery Instruction Slip (DIS)

7 Friend in need details (refer instruction - k) In case UTI MF is unable to communicate with me/us at my / our registered address, I / we authorize UTI MF to correspond with the following person to ascertain my/our updated contact details. Name Address: F I R S T M I D D L E L A S T Relationship with the applicant (optional) Mobile GENERAL INFORMATION - Please ( ) wherever applicable STATUS: Resident Individual Minor through guardian HUF Partnership Trust Sole Proprietorship Society Body Corporate AOP BOI FPI NRI Foreign Nationals ## Listed Company Unlisted Not for Profit ^^ Company Other Unlisted Company Others (Please specify) ## OCBs & US persons including Qualified Foreign Investors registered in USA and Canada and residents of Canada are not allowed to invest in units of any of the schemes of UTI MF. ^^ Not for Profit Company as defined under Companies Act (Act of 1956/2013). Occupation: Business Student Agriculture Self-employed Professional Housewife Retired Private Sector Service Public Sector Service Government Service Forex Dealer Others (Please specify) mode of holding: Single Anyone or survivor Joint Marital Status: Unmarried Married Wedding Anniversary D D M M Other Details (MANDATORY) For Individuals Only 1 st Applicant: (A) Gross Annual Income Details Please tick ( ) Below 1 Lac 1-5 lacs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth should not be older than 1 year) as on (date) D D M M Y Y Y Y (B) Please tick if applicable: Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP) (For definition of PEP, please refer instruction w ). (C) Any other information: 2 nd Applicant: (A) Gross Annual Income Details Below 1 Lac 1-5 lacs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth should not be older than 1 year) as on (date) D D M M Y Y Y Y (B) Please tick if applicable: Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP) (C) Any other information: 3 rd Applicant: (A) Gross Annual Income Details Below 1 Lac 1-5 lacs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth should not be older than 1 year) as on (date) D D M M Y Y Y Y (B) Please tick if applicable: Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP) (C) Any other information: For non-individuals Only (A) Gross Annual Income Details Below 1 Lac 1-5 lacs 5-10 Lacs Lacs >25 Lacs - 1 Crore >1 Crore [OR] Net-worth in ` (Net worth should not be older than 1 year) as on (date) D D M M Y Y Y Y (B) Is the entity involved in / providing any or the following services foreign Exchange / Money Changer Services YES NO Gaming / Gambling/Lottery Services (e.g. casinos, betting syndicates) YES NO Money Lending / Pawning YES NO (C) Any other information: Received from Mr / Ms / M/s along with Cheque $ /DD $ /NEFT/RTGS Ref. No./Unique Serial No. (For Cash) Drawn on (Bank) for ` (in figures) $ Cheques and drafts are subject to realisation. ACKNOWLEDGEMENT (To be filled in by the Applicant) UTI-Dual Advantage Fixed Term Fund Series I dated Sr. No. 2014/ Stamp of UTI AMC Office/ Authorised Collection Centre

8 DETAILS UNDER FATCA/FOREIGN TAX LAWS (Refer Instruction y ) (Information to be provided for all Individual Applicants in the same sequence of names as given in the Application Form. For Non-Individuals, please use separate prescribed form along with Annexures specified therein) Are you a tax resident of any country other than India? If no, please tick here (First Applicant) (Second Applicant) (Third Applicant) If yes, please indicate all the countries in which you are resident for tax purposes and the associated Tax Reference Number(s) below:- Category First Applicant (including Minor) Second Applicant/Guardian Third Applicant Country of Birth Country of Citizenship # Country of Tax Residency 1 Tax Reference No.1 # Country of Tax Residency 2 Tax Reference No.2 # Country of Tax Residency 3 Tax Reference No.3 # to include USA, where investor is a citizen / greencard holder of USA NOMINATION DETAILS (Please ) (please sign if you do not wish to nominate) I/We hereby nominate the undermentioned Nominee to receive the amounts to my / our credit in the event of my / our death. I/We also understand that all payments and settlements made to such Nominee and signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustee. Name and Address of Nominee To be furnished in case nominee is a minor Sign. here Ê Name Date of Birth d d m m y y y y (in case of nominee is a minor) Name of the guardian Address of guardian Address with pin code Signature of Nominee / guardian (for minor) Investors who wish to nominate two or three persons may fill in the separate form prescribed for the same and attach it with this application form. I/We do not wish to nominate Signature of 1st Applicant / Guardian Signature of 2nd Applicant Signature of 3rd Applicant declaration and signature of applicant/s I/We have read and understood the contents of the Scheme Information Document, statement of additional information and Key Information Memorandum, addenda issued till date and apply to the Trustee of UTI Mutual Fund as indicated above. I/We agree to abide by the terms and conditions, rules and regulations of the scheme as on the date of investment. I/We undertake to confirm that this investment has been duly authorised by appropriate authorities in terms of all relevant documents and procedural requirements. I/We have not received nor been induced by any rebate or gifts, directly or indirectly in making investments. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby authorize UTI MF/UTI AMC to share my data furnished in the Form to my distributor and other service providers of the UTI MF for the purpose of servicing, issue of account statement/consolidated statement of account etc and cross selling of products/schemes of the UTI MF. I/We confirm that we are Non-Residents of Indian Nationality/Origin and that the funds are remitted from abroad through approved banking channels or from my / our NRE / NRO Account. I/We undertake to provide further details of source of funds and any such other relevant documents, if called for by UTI Mutual Fund (Applicable to NRI s). I hereby solemnly declare that I am the father/mother/guardian of the minor child in whose name the application is made. The date of birth stated by me is true and correct. I do not have any documents in support of the date of birth and relationship with minor child. (Strike out if this declaration is not applicable). Ê * Please send the Account Statement, Abridged Annual Report, Transaction confirmation, communication of change of address, change of bank details etc. through only at the below ID. (If you wish to receive in physical form please tick ) Sign. here Ê First Applicant Details Mobile No. Tel. (R) STD CODE Tel. (O) STD CODE * Alternate Signature of 1st Applicant / Guardian Name of 1st Authorised Signatory Designation Signature of 2nd Applicant Name of 2nd Authorised Signatory Designation Notes : 1. If the application is incomplete and any other requirement is not fulfilled, the application is liable to be rejected. Signature of 3rd Applicant Name of 3rd Authorised Signatory Designation 2. In case the applicant does not receive the Statement of Account within 10 days from the date of acceptance of the application, he/she may please write to the Registrar quoting serial number, date of acknowledgement and the name of the accepting authority to the Registrar. 3. Please ensure that all PAN details / copy of KYC Acknowledgement provided by service provider are given, failing which your application will be rejected. 4. All communication relating to issue of Statement of Account, Change in name, Address or Bank particulars, Nomination, Redemption, Death Claims etc., may please be addressed to the Registrar : M/s. Karvy Computershare Private Limited, Narayani Mansion, H.No /10/E, Vittalrao Nagar, Madhapur, Hyderabad Tel , Fax: , uti@karvy.com

9 Ê INSTRUCTIONS The Application Form is filled in Capital letters only [Fields Marked with (*) must be Mandatorily filled in] (a) Please read the terms of the Key Information Memorandum, Scheme Information Document and Statement of Additional Information carefully before filling the Application Form. Investors should also apprise themselves of the prevailing Load structure on the date of submitting the Application Form. Investors are deemed to have accepted the terms subject to which this offer is being made and bind themselves to the terms upon signing the Application Form and tendering payment. (b) Before submission of application form at UTI Financial Centres and other authorised collection centres investors may please ensure that the form has been filled in completely and signed by all the applicants properly as incomplete application is liable to be rejected. (c) NRI applicants should preferably submit the application at NRI Branch, Mumbai, Dubai Representative Office or any Financial Centre of UTI AMC along with NR(E) / NR(O) cheque or a rupee draft payable at the place where the application is submitted. (d) Please write the application serial number on the reverse of the cheque / draft. (e) Please fill in the names of the applicant(s) / institution / parent or lawful guardian / minor / alternate applicant / nominee etc. at the appropriate places in the application form. PIN code no. must be given with address to avoid delay / loss in transit. (f) Attach any one of the documents as proof of date of birth and relationship with minor viz., birth certificate, School leaving certificate/mark sheet issued by Higher Secondary Board of respective states, ICSE, CBSE etc., Passport of the minor or any other suitable proof evidencing the date of birth and relationship with the minor. (g) It is mandatory for an applicant to furnish full and correct particulars of bank account such as nature and number of the account, name and address of the bank, name of the branch, MICR code of the branch (where applicable) etc. at the appropriate place in the application form. Application without such bank particulars is liable to be rejected. If the credit of dividend distribution is delayed or not effected at all for reason of incomplete or incorrect information furnished by the applicant, UTI AMC cannot be held responsible. (h) If you have invested through a distributor, kindly specify the Name and ARN Code, Sub ARN Code of the distributor, else for Direct Investment, please mention Direct in the Column Name & Broker Code/ARN / Sub ARN Code. In case nothing is specified, then by default, the Broker Code will be treated as Direct and the application form will be treated as Direct Application. (i) Transaction Charges Pursuant to SEBI circular no. CIR/IMD/DF/13/2011 dated August 22, 2011, a transaction charge of ` 100/- for existing investors and ` 150/- in the case of first time investor in Mutual Funds, per subscription of ` 10,000/- and above, respectively, is to be paid to the distributors of UTI Mutual Fund products. However, there shall be no transaction charges on direct investment/s not made through the distributor/financial advisor etc. There shall be no transaction charge on subscription below ` 10,000/-. If the investor has not ticked in the Application form whether he/ she is an existing/new investor, then by default, the investor will be treated as an existing investor and transaction charges of ` 100/- will be deducted for investments of ` 10,000/- and above and paid to distributor/financial advisor etc., whose information is provided by the investor in the Application form. However, where the investor has mentioned Direct Sub Plan against the plan name, the Distributor code will be ignored and the Application will be processed under Direct Sub Plan in which case no transaction charges will be paid to the distributor. The transaction charge, if any, shall be deducted by UTI AMC from the subscription amount and paid to the distributor and the balance shall be invested. Allocation of Units under the Plan will be Net of Transaction Charges. The Statement of Account (SOA) would also reflect the same. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment of various factors including the service rendered by the distributor. For details on opting in/out by distributors for charging transaction charges etc., refer to SAI/SID. (j) Direct Sub Plan Direct Sub Plan is for all category of eligible investors (whether existing or new Unitholders) who purchase/subscribe Units directly with the Fund and is not available for investors who route their investments through a Distributor. The Direct Sub Plan will be a separate plan under the Fund/Scheme and shall have a lower expense ratio excluding distribution expenses, commission etc and will have a separate NAV. No commission shall be paid from Direct Sub Plan. Portfolio of the plan under the Regular Sub Plan and Direct Sub Plan will be common. For further details refer to SAI. (k) Friend In Need details will be used by UTI MF only for ascertaining the present address of the unit holder (without disclosing investment details of the investor) if no response is received from the unit holder on sending communication in any form to his/ her registered address or ID, if available, atleast for two occasions. For further details, please refer to SAI. (l) SEBI has made it mandatory for all applicants, irrespective of amount of investment, to furnish Income Tax PAN (PAN not applicable to Micro SIP). An application without PAN will be rejected. Investors are required to provide the photocopy (self attested by the investor) of the PAN card along with the application form. If the investment is in the name of minor the PAN of the minor or his father / mother / guardian whose particulars are provided in the application form is to be provided. Investment & Payment Details (m) The cheque/draft accompanying an application should be made payable in favour of UTI-Dual Advantage Fixed Term Fund Series I -. In the case of Direct Sub Plan, the cheque/draft shall be payable in favour of UTI-Dual Advantage Fixed Term Fund Series I - II - Direct Sub Plan. (n) Outstation cheques are not accepted. In case the payment is made by demand draft, the draft commission will have to be borne by the applicants. However for investment made from areas where there are no UTI Financial Centres or authorised collection centres (where local cheques are accepted), UTI AMC may, if it so decides, bear draft charges to the extent of ` 250/- per application or the actual as is prescribed by banks, whichever is lower or such amount as may be decided by UTI AMC from time to time. The investors have to attach proof of the DD charges paid to a bank (i.e. acknowledgement issued by the bank where DD is purchased). The reimbursement/adjustment of DD charges is solely at the discretion of UTI AMC and in case if it is found that such charges are unreasonably higher than normal market rates, such charges may not be admissible. For further details, refer to SAI/SID of the plan. (o) UTI AMC/MF shall not accept application for subscription of units accompanied with Third Party Payment except in certain exceptional cases as may be permitted. For details please refer to SAI. Payment Modes (p) No money orders, outstation cheques, post-dated cheques and postal orders will be accepted. However, cash payment to the extent of ` 50,000/- per investor, per Mutual Fund, per financial year through designated branches of Axis Bank will be accepted subject to the following procedure:- i. Investors who desire to invest upto ` 50,000/- per financial year shall contact any of our UTI UFCs and obtain a Form for Deposit of Cash and fill-up the same. ii. Investors shall then approach the designated branch of Axis Bank along with the duly filled-in Form for Deposit of Cash and deposit the cash. iii. Axis Bank will provide an Acknowledgement slip containing the details of Date & Time of deposit, Unique serial number, Plan Name, Name of the Investor and Cash amount deposited. The Investors shall attach the Acknowledgement slip with the duly filled-in application form and submit them at the UFCs for time stamping. iv. Applicability of NAV will be based on depositing of cash at the designated bank branch before the cut-off time and time-stamping of the valid application together with the acknowledgment slip at the UTI Financial Centre (UFC)/Official Point of Acceptance (OPA). For further details please refer to SAI. (q) Know Your Customer (KYC): Common Standard KYC through CDSL Ventures Ltd (CVL) is applicable for all categories of investors and for any amount of investment. KYC done once with a SEBI registered intermediary will be valid with another intermediary. Intermediaries shall carry out In-Person Verification (IPV) of their clients. For further details related to KYC, please refer to SAI/SID of the plan. PAN-Exemption for micro financial products Only individual Investors (including NRIs, Minors & Sole proprietary firms) who do not have a PAN, and who wish to invest upto ` 50000/- in a financial year under any Scheme including investments, if any, under SIPs shall be exempted from the requirement of PAN on submission of duly filled in purchase application forms, payment amount/instrument and KYC application form with other prescribed documents towards proof of identity as specified by SEBI. For all other categories of investors, this exemption is not applicable. Please refer to the SAI for further details on KYC. Details of Beneficial Ownership In terms of SEBI Master Circular on AML/CFT dated December 31, 2010, Beneficial Owner has been defined as a natural person/s who ultimately own, control or influence a client and / or persons on whose behalf a transaction is being conducted, which includes persons who exercise ultimate effective control over a legal person or arrangement 9