Atlas PRIVATE WEALTH MANAGEMENT

Transcription

1 Atlas PRIVATE WEALTH MANAGEMENT PORTFOLIO STRESS TESTING ATLAS CAN MEASURE THE POTENTIAL IMPACT OF MACRO-ECONOMIC RISK FACTORS ON YOUR ASSETS

2 WHAT IS PORTFOLIO STRESS TESTING? Stress testing is about tackling macro-economic risks head-on, and assessing their potential impact on a wide range of investments. In a portfolio stress test, we construct what-if scenarios based on real life macro-economic uncertainties, and measure their potential impact on your portfolio. Risk Profile: John Doe - Hedged Portfolio stress testing is not about predicting the future, but about identifying and adjusting for downside risks.

3 UNCOVER THE CONNECTIONS Our portfolio analysis platform (Hidden Levers) uses economic exploration, historical records, statistical data, and quantitative analysis to measure relationships between the economy and investments.

4 KEY ELEMENTS OF A PORTFOLIO STRESS TEST SCENARIOS A scenario is a representation of a macro-economic or geopolitical event that has the potential to impact investment returns. We can design custom scenarios that reflect individual investor concerns, or apply our broad catalog of risk scenarios to a portfolio to identify potential risk factors. FACTOR ANALYSIS Our platform tracks over 90 different economic factors including GDP growth and CPI, market data like commodities and currency prices, and industry-specific factors such as shipping rates and housing starts. Then, based on statistical correlations, it analyzes the effect of these factors on assets in your portfolio. INDUSTRIES We take advantage of a proprietary industry list that adds new industries where needed to capture the intricacies of the modern economy. ASSETS (MUTUAL FUNDS, STOCKS, ETC.) Stress test scenarios can be used with a wide range of asset classes including stocks, bonds, ETFs, mutual funds, closed-end funds, and options. Real-time stress test results can illustrate how your investment portfolio might perform in various economic environments.

5 MEASURE RISKS AND OPPORTUNITIES BASED ON REAL DATA We can apply a quantitative approach to test economic and market scenarios that may help you make more prudent investment and financial decisions. LIVING IN RETIREMENT Do I have enough money to live comfortably in retirement? PAYING FOR COLLEGE What are the options to help children or grandchildren heading off to college in the next 18 to 24 months? PREPARING TO RETIRE Do I have enough money to retire in the next 5 to 10 years? SAVING FOR COLLEGE How do I get started and how much do I need to save? MAXIMIZING AN INHERITANCE What are the options available to make the most out of an inheritance?

6 UNCOVER THE HIDDEN RISK FACTORS IN YOUR PORTFOLIO Assess your portfolio risks against variety of economic and market scenario outcomes covering a range of possible events such as: U.S. Demographic Shifts China Slowdown Debt Cliff Deflation Return of Global Growth Healthcare Costs Unstable Dictators Future of USD Dysfunctional Europe Oil Crash Rate Hike Changing Monetary Policy Housing Rebound Actual Historical Market Events We have identified nearly 90 different scenarios, or we can build a scenario based on your circumstances.

7 Atlas PRIVATE WEALTH MANAGEMENT To request a portfolio stress test or to set up an appointment with an Atlas Wealth Management Advisor, please contact us. (800) Union Street North Adams, MA Atrium Drive, Suite 265 Albany, N.Y Richville Road Manchester Center, VT Atlas Private Wealth Management, LLC ( Atlas ) is an SEC-registered investment advisory firm established under the Investment Advisers Act of SEC registration does not constitute an endorsement of Atlas by the SEC, nor does it indicate that the Advisor has attained a particular level of skill or ability. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. ALL INVESTMENTS INVOLVE RISK, INCLUDING THE LOSS OF PRINCIPAL. Different investments involve varying degrees of risk, and there can be no assurance that any specific investment or investment strategy (including those recommended by Atlas) will be profitable for an investment portfolio. Prior to investing, clients should consider carefully the information provided in the mutual fund prospectus, including investment objectives, risks, charges, and expenses. Atlas utilizes Hidden Levers in conducting portfolio stress testing. Hidden Levers is a non-proprietary software platform designed to perform portfolio analysis. Hidden Levers uses historical information to generate reports that quantify the potential impact of various economic and market risks on an investment portfolio. Hidden Levers and Atlas do not guarantee that any particular scenario will occur as modeled in the report. Reports are to be used for informational purposes only, and should not be construed as investment advice. Clients should consider the reports only as a single factor in the making of investment decisions. Neither Hidden Levers nor Atlas provides warranty nor guarantee regarding the completeness or accuracy of the information, and will not be liable for any losses sustained.