MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Transcription

1 MARCH 2019 Making your journey great Less taxing! Tax benefit u/s 80c* Invest in This product is suitable for investors who are seeking*: To know more, please consult your Financial Advisor Call Toll Free OR Longterm capital growth. Investment in equity and equityrelated securities. RISKOMETER Investors understand that their principal will be at Moderately High Risk *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. * Subject to 1.5 lakh under Section 80 C of the Income Tax Act, 1961(As per prevailing tax laws in India). Connect with us: /LICMutual /LICMutual /company/licmutual MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

2 MARKET REVIEW We continue to believe that the Indian equity market will have to deal with a great deal of macro and political uncertainty over the next few months stemming from Mr. Sachin Relekar Fund Manager Equity (a) continued debate around global slowdown, (b) related monetary policy actions of global central banks, and (c) national elections in India. All the above, coupled with reasonably high valuations, make us stay cautious on the market. EQUITY Market Review Despite optimism in global markets on signs of progress in USChina trade negotiations and US Fed reaffirmation of dovish outlook on interest rates, however domestic sentiments were somber as optimism on rate cut by RBI was outweighed by increase in geopolitical tensions and rising crude prices. Thus, SENSEX was down 1% in month of January. Mr. Marzban Irani Fund Manager Fixed Income On the economy front, real GDP growth moderated to 6.6% in 3QFY19 compared to 7% in 2QFY19. IIP growth strengthened to 2.4% in December against 0.3% in November. CPI inflation moderated to 2.05% in January as against a 2.1% in December while WPI inflation in January moderated to 2.76% from 3.8% in December. DEBT Market Review The Month of February was eventful with two big events of Interim Budget and the MPC meeting. As far as Budget is concerned it was debt market negative. Sectorwise indices For month of February, and Oil and Gas sector indices outperformed and returned 1.7% and 1.4% respectively. Banking and sector indices underperformed the market during the month returning 2.3% and 2.8% respectively. Spending plans were grand but no clarity on revenue. This being a election year the budget was populist. Tax exemptions were announced along with minimum income support to farmers. However there was no concrete plan for receipts and disinvestment side. Capital flows: Fiscal deficit was current year was increased to 3.4% and next year also kept at 3.4%. this was bad for bond market in the medium term due to huge borrowing starting April FIIs were net buyers in the equity to the tune of Rs. 17,220 crores (US$2418mn) in February Cumulatively, FIIs sold equity worth Rs. 22,414 crores (US$ 3,002mn) in last twelve months i.e. from MarFeb19 and DII bought equity worth Rs. 1,00,887 crores (US$14.46bn) for the same period. (As on 28th February 2019, Source: SEBI) (February 2019 Avg. 1 USD = INR 71.20). After a tough budget announcement as far as fixed income market is concerned, where the gross borrowing number was above 7 trillion, the monetary policy announcement was a breather. MPC collectively decided to change the policy stance from calibrated tightening to neutral and four members in MPC voted for a 25 bps repo rate cut. Outlook CPI inflation was revised downwards to 2.80% in Q4, in first half 2020 and 3.9 in Q3 2019/20 mainly because of normal monsoon expectation, moderation in food and fuel prices to continue and inflation outlook of households moderating significantly. The recently published Q3FY19 GDP number showed growth moderation at 6.6% compared to a 7% in Q2FY19. According to Reserve bank of India (RBI) the slowdown in Q3FY19 GDP growth was due to a high base, moderation in both private and government consumption and sharp slowdown in agriculture growth. The positives were continued improvement in investment and export growth. The MFI industry saw strong growth in 3QFY19 (up 43% YoY but slower than 50% YoY in 2QFY19); however, NBFCs led the QoQ deceleration probably due to the recent tightness in liquidity conditions. projections maintained at 7.40% for Some of the Concerns Highlighted by MPC: The boiling tensions between the nucleararmed rivals India and Pakistan have the potential to hurt foreign investments and inturn sour business sentiments for the country. 3QFY19 earning season witnessed recovery in loan growth while asset quality improved further for most banks. Consumer staples companies reported volume growth despite a strong base, however gross margins declined on a YoY basis. There might be a mean revision in food prices in medium term. Oil prices can go volatile. Trade tensions and geopolitical uncertainty. Core inflation. Monsoon outlook. View going ahead : While passenger vehicles volumes were weak, commercial vehicles saw slowdown in volumes, after a string of strong quarters. Cement volumes were decent while profitability was again weak due to input cost pressure. Order booking for capital goods companies slowed down although revenues showed strong growth on a YoY basis. 2 With a stance change accompanied by rate cut, there is a possibility of further rate cuts going ahead. However the rate cutting cycle looks shallow at this point in time. There is not enough room to cut rates aggressively. Further rate actions will be data dependent. Bond yields have declined marginally after the MPC announcement. Expected to remain range bound.

3 RISKOMETER Name Of The The Product Is Suitable For Investors Who Are Seeking * LIC MF Large Cap Fund Long Term Capital A Fund that primarily invest in largecap stock LIC MF Multicap Fund Long Term Capital Appreciation and Current Income. Investing in Large, Mid & Smallcap stocks LIC MF Large & Mid Cap Fund LIC MF Tax Plan Long Term Capital Appreciation A Fund that primarily invest in large and midcap stocks Long Term Capital Investing in equity and equity related securities. LIC MF Index FundSensex Plan Riskometer Long Term Capital Investment in equity instrument of S&P BSE Sensex Index stocks subject to tracking error. RISKOMETER LIC MF Index FundNifty Plan LIC MF Exchange Traded Fund Nifty 50 LIC MF Exchange Traded Fund Sensex LIC MF Exchange Traded Fund Nifty 100 LIC MF Banking & Financial Services Fund LIC MF Infrastructure Fund LIC MF Arbitrage Fund Long Term Capital Investment in equity instrument of NIFTY 50 Index stocks subject to tracking errors. Investors understand that their principal will be at moderately high risk. Long Term Investment Investment in securities covered by NIFTY 50 Index, subject to tracking errors. Long Term Investment Investment in securities covered by S&P BSE SENSEX, subject to tracking errors. Long Term Investment Investment in equity and equity related securities and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors. Capital appreciation over long term Investment predominantly in a portfolio of equity and equity related securities of companies engaged in banking and financial services. Risk High Long Term Capital Investment in equity and equity related instruments of companies directly or indirectly engaged in infrastructure sector. Risk High RISKOMETER Investors understand that their principal will be at high risk. Income over a short term investment horizon. Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market. Risk Moderately Low RISKOMETER Investors understand that their principal will be at moderately low risk. LIC MF Liquid Fund Regular income for short term Investment in debt / money market instruments with maturity of upto 91 days. Risk Low RISKOMETER Investors understand that their principal will be at low risk. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. 4

4 RISKOMETER The Product Is Suitable For Investors Who Are Seeking * Name Of The LIC MF Equity Hybrid Fund LIC MF Unit Linked Insurance Riskometer Long term capital appreciation with current income. A fund that invests both in stocks and fixed income instruments. Long term capital appreciation and current income. Investment in equity and equity related securiries, fixed income securities (debt and money market securities). RISKOMETER Investors understand that their principal will be at moderately high risk. LIC MF Children s Gift Fund LIC MF Government Securities Fund LIC MF GSec Long Term Exchange Traded Fund LIC MF Debt Hybrid Fund LIC MF Bond Fund LIC MF Banking & PSU Debt Fund Long term capital appreciation and current income Investment in sovereign securities issued by Central State Government. Risk Moderate Medium to long term regular income Investment in securities in line with Nifty 813 yr GSec Index to generate comparable returns subject to tracking errors. Risk Moderate Medium term capital appreciation with current income A fund that invests predominantly in debt instruments with marginal equity exposure. Risk Moderate Regular Income for short term A fund that focuses on low duration securities. Risk Moderate Generation of reasonable returns over short to medium term. Investment in Debt securities and money market instruments. Risk Moderate LIC MF Short Term Debt Fund RISKOMETER Investors understand that their principal will be at moderate risk. Income over medium to long term To generate income/capital appreciation through investments in Debt and Money market instruments. Risk Moderate Regular income for medium term capital appreciation with current income An income fund that invests predominantly in debt and money market instruments issued by, PSU s, PFIs and Municipal Bonds. Risk Moderate LIC MF Savings Fund Long term capital appreciation and current income A fund that invests both in stocks and fixed income instruments. RISKOMETER Investors understand that their principal will be at moderate risk. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. 5

5 Type: An open ended equity scheme predominantly investing in Large Cap stocks. To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of equity and equity related securities of Large Cap companies including derivatives. However there can be no assurance that the investment objective of the scheme will be achieved. Date of allotment: September 01, 1994 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Benchmark: Nifty 100 Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Sachin Relekar; Experience: 13+ years Dividend Regular: 2.52% Direct: 1.45% % of % of Equity Holdings 8.30% Bajaj Finserv Ltd. 5.80% Maruti Suzuki India Ltd. 3.49% Housing Development Co Ltd. 5.68% Mahindra & Mahindra Ltd. 3.29% Bajaj Ltd. 4.95% L&T Holdings Ltd. 1.59% Non Ferrous Metals 1.61% Hindalco Industries Ltd. 1.61% 4.75% Reliance Industries Ltd. 4.75% 0.79% Piramal Enterprises Ltd. 0.79% Retailing 3.72% Ashok Leyland Ltd. 1.53% Ancillaries 0.73% Motherson Sumi Systems Ltd. 0.73% 21.65% 8.95% ICICI Bank Ltd. 6.48% Kotak Mahindra Bank Ltd. 6.22% Cement 1.94% Shree Cements Ltd. 1.94% 2.03% Larsen & Toubro Ltd. 2.03% Consumer Durables 2.30% Titan Ltd % Avenue Supermarts Ltd. 3.72% 12.26% Infosys Ltd. 6.39% Tata Consultancy Services Ltd. 5.87% Transportation 1.17% 2.30% InterGlobe Aviation Ltd. 1.17% 9.57% Equity Holdings Total 89.55% Hindustan Unilever Ltd. 3.94% Mutual Fund/Exchange Traded Funds Britannia Industries Ltd. 3.70% Mutual Fund Nestle India Ltd. 1.93% LIC MF Index FundSensex PlanDR PLNGR 0.04% Ferrous Metals 0.70% Mutual Fund Holding Total/ETF 0.04% Tata Steel Ltd. 0.69% Total 10.41% Tata Steel Ltd. Partly paid 0.00% Grand Total Annual Portfolio Turnover Ratio: 0.47 times 0.04% Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio % 18.02% 12.26% 9.57% 8.30% Retailing 4.75% 3.72% Nifty 50** Nifty 100 Index* Nifty 50** , ,257 16, ,767 19,050 18, ,546 1,03,639 Nifty 100 Index* SECTOR ALLOCATION (% of ) Value of lumpsum investment of 10,000/ invested on inception date 10,230 10,432 16,099 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(3). SIP PERFORMANCE 10 Years Total Amount Invested ( ) SIP Investments 1,20,000 3,60,000 6,00,000 12,00,000 1,17,440 3,86,293 6,99,899 19,43,773 * Consumer Durables 2.30% 2.03% Market Value as on February 28, 2019 ( ) Cement 1.94% Returns (CAGR) (%) Non Ferrous Metals 1.61% Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Transportation 1.17% 0.79% Above returns are as on 28 February, Past performance may or may not be sustained in the future. # Nifty 100 Index, ## Nifty 50 index. Assuming 10,000/ invested Ancillaries 0.73% Ferrous Metals 0.70% systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. th 6

6 Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: April 15, 1993 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Benchmark: Nifty 500 Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil Experience: 11+ years Dividend Regular: 1.92% Direct: 1.41% Annual Portfolio Turnover Ratio: 1.16 times Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio % of Equity Holdings Hero MotoCorp Ltd. Maruti Suzuki India Ltd. Ashok Leyland Ltd. Mahindra & Mahindra Ltd. Ancillaries MRF Ltd. Exide Industries Ltd. ICICI Bank Ltd. Kotak Mahindra Bank Ltd. Axis Bank Ltd. City Union Bank Ltd. The Federal Bank Ltd. State Bank of India Karur Vysya Bank Ltd. IndusInd Bank Ltd. Cement Ultratech Cement Ltd. Ambuja Cements Ltd. Grasim Industries Ltd. Chemicals Tata Chemicals Ltd. Navin Fluorine International Ltd. Construction Prestige Estates Projects Ltd. Ashoka Buildcon Ltd. Sadbhav Engineering Ltd. Nestle India Ltd. Britannia Industries Ltd. Hindustan Unilever Ltd. Marico Ltd. Asian Paints Ltd. Dabur India Ltd. 5.00% 1.73% 1.30% 1.10% 0.86% 2.34% 1.59% 0.75% 26.76% 8.22% 5.79% 4.02% 3.34% 1.53% 1.48% 1.14% 0.86% 0.38% 2.97% 1.18% 0.97% 0.81% 1.28% 0.86% 0.42% 0.19% 0.19% 2.02% 1.32% 0.70% 14.24% 3.73% 2.28% 1.93% 1.49% 1.48% 1.42% % of Kansai Nerolac Paints Ltd. ITC Ltd. Colgate Palmolive (India) Ltd. Fertilisers Coromandel International Ltd. Housing Development Co Ltd. SBI Life Insurance Co. Ltd. Equitas Holdings Ltd. Gas Petronet LNG Ltd. Indraprastha Gas Ltd. Industrial Products Bharat Forge Ltd. Non Ferrous Metals Hindalco Industries Ltd. Reliance Industries Ltd. Indian Oil Corporation Ltd. Sanofi India Ltd. Aurobindo Pharma Ltd. Cadila Healthcare Ltd. Grid Corporation of India Ltd. Tata Consultancy Services Ltd. Infosys Ltd. Larsen & Toubro Infotech Ltd. HCL Technologies Ltd. Tech Mahindra Ltd. Oracle Financial Services Ltd. Transportation Container Corporation Of India Ltd. Transport Corporation Of India Ltd. Equity Holdings Total Total Grand Total 0.89% 0.79% 0.22% 1.05% 1.05% 4.78% 3.26% 1.15% 0.37% 2.33% 1.53% 0.79% 0.67% 0.67% 0.41% 0.41% 4.08% 3.80% 0.28% 2.95% 1.61% 1.10% 0.24% 1.51% 1.51% 13.83% 5.22% 4.99% 1.39% 1.30% 0.47% 0.45% 4.05% 2.43% 1.62% 90.46% 9.54% Value of lumpsum investment of 10,000/ invested on inception date Nifty 500 Index* SECTOR ALLOCATION (% of ) 5.00% 4.78% 4.08% Transportation 4.05% 2.97% Cement 2.95% Ancillaries 2.34% Gas 2.33% 2.02% 1.51% Chemicals 1.28% Fertilisers 1.05% Industrial Products 0.67% Non Ferrous Metals 0.41% Construction 0.19% 26.76% Nifty 50** Nifty 500 Index* Nifty 50** ,631 9,792 10, ,816 15,965 16, ,414 19,576 18, ,707 2,12,411 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(2) % 13.83% SIP PERFORMANCE SIP Investments 10 Years * Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on February 28, 2019 ( ) 1,17,787 3,73,922 6,54,198 17,30,224 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28th February, Past performance may or may not be sustained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming 10,000/ invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 7

7 Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of large cap and midcap companies. Date of Allotment: February 25, 2015 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr % of Equity Holdings Ashok Leyland Ltd. Ancillaries Balkrishna Industries Ltd. Motherson Sumi Systems Ltd. Jamna Industries Ltd. Tube Investments Of India Ltd. City Union Bank Ltd. ICICI Bank Ltd. Tata Chemicals Ltd. Vinati Organics Ltd. Minimum Investment: 5,000/ Construction Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years Brigade Enterprises Ltd. Simplex Infrastructures Ltd Dividend Voltas Ltd Consumer Durables Bata India Ltd. VIP Industries Ltd. Regular: 2.64% Kansai Nerolac Paints Ltd. Direct: 1.42% 20.38% 5.78% 4.12% 0.99% Bajaj Finserv Ltd. 6.17% TI Financial Holdings Ltd. 3.29% 0.62% L&T Holdings Ltd. 0.50% Motilal Oswal Financial Services Ltd. 0.61% 2.43% 2.51% Max Financial Services Ltd. 2.43% 2.07% Cholamandalam Investment & Co Ltd. 1.48% Exide Industries Ltd. Chemicals Benchmark: Nifty LargeMidcap 250 Index % of 4.04% Bajaj Ltd. 3.05% Housing Development Co Ltd. Mahindra & Mahindra Ltd. Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 0.25% 0.47% Industrial Products 13.55% Supreme Industries Ltd. 2.57% 4.83% 4.48% Reliance Industries Ltd. 2.72% 4.24% 5.03% Sanofi India Ltd. 3.54% 3.16% Piramal Enterprises Ltd. 1.87% 1.26% 1.81% Tata Ltd. 1.64% Retailing 1.06% 0.17% Avenue Supermarts Ltd. 1.84% Aditya Birla Fashion and Retail Ltd. 2.76% 1.84% 3.46% Tata Consultancy Services Ltd. 8.34% 3.24% Infosys Ltd. 0.22% Info Edge (India) Ltd. 2.94% 5.05% Textile Products 2.63% K.P.R. Mill Ltd. 0.65% 2.57% 2.72% 2.28% 1.06% 5.48% 2.73% 3.36% 2.04% 0.65% Procter & Gamble Hygiene&HealthCare Ltd. 1.01% Equity Holdings Total Colgate Palmolive (India) Ltd. 0.82% Total Annual Portfolio Turnover Ratio: 0.91 times Bombay Burmah Trading Corp Ltd. 0.59% Grand Total 85.71% 14.29% Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio SECTOR ALLOCATION (% of ) 20.38% 13.55% Value of lumpsum investment of 10,000/invested on inception date Nifty LargeMidcap 250 Index* Nifty 50** Nifty LargeMidcap 250 Index* Nifty 50** ,253 9, ,325 16,299 10,432 16, ,832 13,825 12,974 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 10. Date of allotment is 25th Feb 2015, hence returns are available for 1yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. : Not Available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. 8.34% 6.17% Ancillaries Retailing 5.48% 5.05% Chemicals 5.03% 4.04% SIP PERFORMANCE SIP Investments 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 4,80,000 1,14,286 3,92,548 5,60, % Market Value as on February 28, 2019 ( ) Consumer Durables 3.46% Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## % Industrial Products 2.57% Construction Textile Products 1.84% 1.81% 1.06% 0.65% Above returns are as on 28th February, Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 Index, ## NIFTY 50 INDEX. Assuming 10,000/ invested systematically on the first Business Day of every month over a period of time.cagr returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index. 8

8 The investment objective of the scheme is to generate longterm capital appreciation for unit holders from a Type: An open ended equity scheme investing in banking & financial companies portfolio that in invested substantially in equity and equity related securities of companies engaged in Date of Allotment: March 27, 2015 the scheme will be achieved. banking and financial services sector. However there can be no assurance that the investment objective of AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Benchmark: Nifty Financial Services Index % of Equity Holdings 73.82% 22.04% Axis Bank Ltd % ICICI Bank Ltd % Kotak Mahindra Bank Ltd % City Union Bank Ltd. 7.48% The Federal Bank Ltd. 4.88% DCB Bank Ltd. 3.11% IndusInd Bank Ltd. 2.49% Karur Vysya Bank Ltd. 2.13% 23.20% Housing Development Corporation Ltd. 7.33% Cholamandalam Investment & Ltd. 3.42% ICICI Lombard General Insurance Co. Ltd. 3.35% Bajaj Ltd. 3.10% L&T Holdings Ltd. 2.23% Equitas Holdings Ltd. 1.82% SBI Life Insurance Co. Ltd. 1.04% Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil Experience: 11+ years Dividend Max Financial Services Ltd. 0.90% Equity Holdings Total Regular: 2.46% 97.02% Total Direct: 1.78% 2.98% Grand Total Annual Portfolio Turnover Ratio: 0.89 times Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio % 23.20% Nifty Financial Services Index* SECTOR ALLOCATION (% of ) Nifty 50** Value of lumpsum investment of 10,000/invested on inception date Nifty Financial Nifty 50** Services Index* ,981 10, ,227 19, ,956 10,432 16,099 15,689 13,612 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Date of allotment is 27th March'2015, hence returns are available only for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. SIP PERFORMANCE SIP Investments 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 4,70,000 Market Value as on February 28, 2019 ( ) 1,14,503 3,46,468 4,64,874 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28 February, Past performance may or may not be sustained in the future. # Nifty Financial Services Index, ## Nifty 50 Index. Assuming 10,000/ invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index. th 9

9 Type: An open ended equity scheme investing in infrastructure companies. The investment objective of the scheme is to generate longterm growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: March 24, 2008 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Equity Holdings 28.49% 1.96% City Union Bank Ltd. 6.38% Non Ferrous Metals 3.69% Hindalco Industries Ltd % 5.86% Reliance Industries Ltd. 3.20% Indian Oil Corporation Ltd. 2.42% 2.25% Tata Ltd. 6.68% Telecom Services 3.65% Bharti Airtel Ltd. 2.47% Transportation 0.56% InterGlobe Aviation Ltd. 5.69% State Bank of India Cement The Ramco Cements Ltd. Construction KNR Constructions Ltd Brigade Enterprises Ltd. Direct: 1.60% 5.49% 1.96% ACC Ltd. SKF India Ltd. 8.62% Coal India Ltd. Minimum Investment: 5,000/ Regular: 2.77% 5.49% ICICI Bank Ltd. Ultratech Cement Ltd Industrial Products 9.81% Minerals/Mining Benchmark: Nifty Infrastructure Index Dividend % of JK Lakshmi Cement Ltd. Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years % of Simplex Infrastructures Ltd. 3.50% 3.50% 7.88% 6.68% 1.20% 1.92% 1.92% 3.31% 3.31% 5.83% 3.29% Larsen & Toubro Ltd. 2.95% Container Corporation Of India Ltd. 2.54% Sadbhav Engineering Ltd. 2.74% Equity Holdings Total 87.68% 3.21% Total 12.32% Housing Development Co Ltd. 3.21% Grand Total Annual Portfolio Turnover Ratio: 0.74 times Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio Value of lumpsum investment of 10,000/invested on inception date Nifty Infrastructure Index* Nifty 50** Nifty Infrastructure Index* ,566 8,610 10, ,965 13,526 16, ,734 13,577 18, ,891 8,236 26,696 SECTOR ALLOCATION (% of ) 2.35 Nifty 50** Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar managing the above scheme from 1st March 2013 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index % Cement 13.73% SIP PERFORMANCE 7.88% SIP Investments 10 Years 5.83% Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 13,10, % Market Value as on February 28, 2019 ( ) 1,12,982 3,61,114 6,39,090 15,90,210 17,89,150 Industrial Products 5.49% Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # % Construction Transportation Non Ferrous Metals 3.50% Telecom Services 3.31% Additional Benchmark Returns (CAGR) (%) ## 3.21% Above returns are as on 28 February, Past performance may or may not be sustained in the future. # Nifty Infrastructure Index, ## Nifty 50 Index. Assuming 10,000/ Minerals/Mining 1.96% 1.92% th invested systematically on the first Business Day of every month over a period of time.cagr returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index. 10

10 Type: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit. To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: March 31,1997 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil (Subject to lockin period of 3 years) Benchmark: Nifty 500 Index Minimum Investment: /Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years Dividend Regular: 2.73% Direct: 1.62% Annual Portfolio Turnover Ratio: 0.52 times Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio SECTOR ALLOCATION (% of ) 19.75% 13.95% 11.05% 8.52% Chemicals Retailing Ancillaries Consumer Durables Construction Non Ferrous Metals Industrial Products Textile Products Ferrous Metals 4.91% 4.83% 4.11% 3.91% 3.80% 3.08% 2.07% 1.97% 1.58% 0.92% 0.87% 0.85% 0.73% 0.58% % of Equity Holdings 4.83% Mahindra & Mahindra Ltd. 2.11% Maruti Suzuki India Ltd. 1.73% Ashok Leyland Ltd. 0.99% Ancillaries 3.91% Exide Industries Ltd. 1.52% Balkrishna Industries Ltd. 1.28% Jamna Industries Ltd. 0.59% Tube Investments Of India Ltd. 0.53% 19.75% 7.86% ICICI Bank Ltd. 5.41% City Union Bank Ltd. 3.56% Kotak Mahindra Bank Ltd. 2.92% Chemicals 4.91% Tata Chemicals Ltd. 2.56% Vinati Organics Ltd. 2.36% Construction 2.07% Brigade Enterprises Ltd. 1.85% Simplex Infrastructures Ltd. 0.21% 0.92% Voltas Ltd. 0.92% Consumer Durables 3.08% Bata India Ltd. 2.73% VIP Industries Ltd. 0.36% 8.52% Hindustan Unilever Ltd. 3.00% Britannia Industries Ltd. 2.27% Kansai Nerolac Paints Ltd. 2.16% Procter & Gamble Hygiene&HealthCare Ltd. 0.93% Bombay Burmah Trading Corp Ltd. 0.16% % of Ferrous Metals Tata Steel Ltd. Tata Steel Ltd. Partly paid Bajaj Ltd. Bajaj Finserv Ltd. Housing Development Co Ltd. TI Financial Holdings Ltd. Max Financial Services Ltd. L&T Holdings Ltd. Industrial Products SKF India Ltd. Non Ferrous Metals Hindalco Industries Ltd. Reliance Industries Ltd. Piramal Enterprises Ltd. Sanofi India Ltd. Tata Ltd. Retailing Avenue Supermarts Ltd. Aditya Birla Fashion and Retail Ltd. Infosys Ltd. Tata Consultancy Services Ltd. Info Edge (India) Ltd. Textile Products K.P.R. Mill Ltd. Equity Holdings Total Total Grand Total 0.58% 0.58% 0.00% 13.95% 4.46% 3.86% 1.81% 1.64% 1.49% 0.69% 0.87% 0.87% 1.58% 1.58% 3.80% 3.80% 1.97% 1.00% 0.97% 0.73% 0.73% 4.11% 3.06% 1.06% 11.05% 5.29% 4.60% 1.16% 0.85% 0.85% 87.47% 12.53% Value of lumpsum investment of 10,000/invested on inception date Nifty 500 Index* Nifty 50** Nifty 500 Index* Nifty 50** ,558 9, ,461 15, ,088 19,576 18, ,895 1,94,883 1,46,243 10,432 16,099 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(6). SIP PERFORMANCE 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on February 28, 2019 ( ) 1,15,554 3,94,598 7,30,411 20,99,545 SIP Investments * Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28th February, Past performance may or may not be sustained in the future. # Nifty 500 Index, ## Nifty 50 Index. Assuming 10,000/ invested systematically on the first Business Day of every month over a period of time.cagr returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 11

11 The main investment objective of the fund is to generate returns commensurate with the performance of the Type: An open ended scheme replicating/tracking S&P BSE Sensex Index index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking errors. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: December 05, 2002 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Maruti Suzuki India Ltd. Mahindra & Mahindra Ltd. Bajaj Ltd. Tata Motors Ltd. Minimum Investment: 5,000/ Tata Motors Ltd (DVR) Fund Manager: Name: Mr. Yogesh Patil Experience: 11+ years ICICI Bank Ltd Dividend Kotak Mahindra Bank Ltd Axis Bank Ltd. State Bank of India IndusInd Bank Ltd. Regular: 1.55% Yes Bank Ltd. Direct: 1.05% Larsen & Toubro Ltd. Annual Portfolio Turnover Ratio: 0.41 times Risk Measures: Tracking Error Hindustan Unilever Ltd % 10.95% 10.39% 7.19% 4.31% 2.34% 1.31% Telecom Services 1.16% Oil 1.16% Ferrous Metals 1.09% 0.84% 0.84% 0.84% 1.16% 1.16% 10.95% 10.95% 1.31% 1.31% 2.34% 1.20% 1.15% 14.96% 7.65% 5.70% 1.16% Asian Paints Ltd. Ferrous Metals 1.09% Total Tata Steel Ltd. 1.09% Grand Total 1.16% 99.88% 0.12% Value of lumpsum investment of 10,000/invested on inception date 31.74% 14.96% 0.84% 1.69% 3.41% Bharti Airtel Ltd. 1.74% Equity Holdings Total 1.64% Minerals/Mining 1.07% Coal India Ltd. 1.60% SECTOR ALLOCATION (% of ) 8.70% 11.62% HCL Technologies Ltd. 6.47% Telecom Services ITC Ltd. 0.23% 10.39% 7.19% Housing Development Co Ltd. 2.52% Bajaj Ltd. 0.93% Non Ferrous Metals Vedanta Ltd. 0.91% Oil 0.11% Oil & Natural Gas Corporation Ltd % 12.29% Reliance Industries Ltd. 6.15% 3.91% Sun Pharmaceutical Ind Ltd. 3.45% 2.76% NTPC Ltd. 2.05% Grid Corporation of India Ltd. 1.14% 4.31% Infosys Ltd. 4.31% Tata Consultancy Services Ltd. Hero MotoCorp Ltd. Benchmark: S&P BSE Sensex % of Equity Holdings Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units % of S&P BSE Sensex* S&P BSE Sensex* Nifty 50** 10,480 10,625 10,432 Nifty 50** ,447 16,240 16, ,688 18,202 18, ,159 1,31,078 1,29,326 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(5). SIP PERFORMANCE Non Ferrous Metals 0.84% SIP Investments 10 Years Minerals/Mining 0.84% Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 19,40,000 Market Value as on February 28, 2019 ( ) 1,20,512 4,14,328 7,38,067 19,64,863 48,29,969 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28th February, Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming 10,000/invested systematically on the first Business Day of every month over a period of time.cagr returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index. : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is not available. 12

12 The main investment objective of the fund is to generate returns commensurate with the performance of the Type: An open ended scheme replicating/tracking Nifty 50 Index index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: December 05, 2002 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units Benchmark: Nifty 50 Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil Experience: 11+ years Dividend Regular: 1.20% Direct: 0.65% Annual Portfolio Turnover Ratio: 0.35 times Risk Measures: Tracking Error 0.29% % of Equity Holdings 6.51% Maruti Suzuki India Ltd. 2.11% Mahindra & Mahindra Ltd. 1.38% Bajaj Ltd. 0.90% Hero MotoCorp Ltd. 0.79% Tata Motors Ltd. 0.75% Eicher Motors Ltd. 0.60% 27.27% 10.34% ICICI Bank Ltd. 5.22% Kotak Mahindra Bank Ltd. 3.75% Axis Bank Ltd. 2.93% State Bank of India 2.34% IndusInd Bank Ltd. 1.72% Yes Bank Ltd. 0.97% Cement 1.61% Ultratech Cement Ltd. 0.92% Grasim Industries Ltd. 0.69% 3.70% Larsen & Toubro Ltd. 3.70% Consumer Durables 0.97% Titan Ltd. 0.97% 9.79% ITC Ltd. 5.48% Hindustan Unilever Ltd. 2.86% Asian Paints Ltd. 1.45% Ferrous Metals 1.54% Tata Steel Ltd. 0.88% JSW Steel Ltd. 0.65% 9.83% Housing Development Corporation Ltd. 7.03% Bajaj Ltd. 1.44% Bajaj Finserv Ltd. 0.88% Indiabulls Housing Ltd. 0.48% Gas 0.68% GAIL (India) Ltd. 0.68% SECTOR ALLOCATION (% of ) Cement Ferrous Metals Non Ferrous Metals Oil Telecom Services Consumer Durables Minerals/Mining Pesticides Gas Media & Entertainment Transportation TeleEquipment & Accessories 27.27% Value of lumpsum investment of 10,000/invested on inception date NIFTY 50* 14.75% 11.54% 9.83% 9.79% 6.51% 3.70% 2.48% 2.04% 1.61% 1.54% 1.36% 1.06% 0.98% 0.97% 0.85% 0.71% 0.68% 0.58% 0.57% 0.55% 0.58% 0.58% 0.85% 0.85% 1.36% 0.72% 0.64% 1.06% 1.06% 0.71% 0.71% 11.54% 9.76% 0.81% 0.59% 0.38% 2.48% 1.13% 0.72% 0.64% 2.04% 1.10% 0.94% 14.75% 6.45% 4.81% 1.35% 1.19% 0.95% 0.55% 0.55% 0.98% 0.98% 0.57% 0.57% 99.38% 0.62% % of Media & Entertainment Zee Entertainment Enterprises Ltd. Minerals/Mining Coal India Ltd. Non Ferrous Metals Vedanta Ltd. Hindalco Industries Ltd. Oil Oil & Natural Gas Corporation Ltd. Pesticides UPL Ltd. Reliance Industries Ltd. Indian Oil Corporation Ltd. Bharat Petroleum Corporation Ltd. Hindustan Petroleum Corporation Ltd. Sun Pharmaceutical Ind Ltd. Dr. Reddy's Laboratories Ltd. Cipla Ltd. NTPC Ltd. Grid Corporation of India Ltd. Infosys Ltd. Tata Consultancy Services Ltd. HCL Technologies Ltd. Tech Mahindra Ltd. Wipro Ltd. Telecom Equipment & Accessories Bharti Infratel Ltd. Telecom Services Bharti Airtel Ltd. Transportation Adani Ports & Special Economic Zone Ltd. Equity Holdings Total Total Grand Total S&P BSE Sensex** NIFTY 50* S&P BSE Sensex** ,270 10, ,302 16,099 16, ,004 18,317 18, ,349 1,29,326 1,31,078 10,625 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 27(4). SIP PERFORMANCE SIP Investments 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 19,40,000 Market Value as on February 28, 2019 ( ) 1,19,874 4,06,403 7,31,235 19,60,979 46,42,337 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28 February, Past performance may or may not be sustained in the future. # NIFTY 50 INDEX, ## S&P BSE SENSEX. Assuming 10,000/th invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.. : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is 13

13 The investment objective of the scheme is to provide returns that closely correspond to the total returns of Type: An open ended scheme replicating/tracking Nifty 50 Index securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that the objective of the scheme will be achieved. Date of Allotment: November 20, 2015 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr % of Media & Entertainment 0.60% Zee Entertainment Enterprises Ltd. 0.60% 2.11% Minerals/Mining 0.86% 1.40% Coal India Ltd. 0.86% Bajaj Ltd. 0.93% Non Ferrous Metals 1.42% Hero MotoCorp Ltd. 0.79% Vedanta Ltd. 0.74% 0.76% Hindalco Industries Ltd. 0.67% 0.63% Oil 1.02% Oil & Natural Gas Corporation Ltd. 1.02% Pesticides 0.75% Exit Load: Nil Maruti Suzuki India Ltd. Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE). Eicher Motors Ltd. Minimum Investment: For Subscription / Redemption of units directly with Mutual Fund : 50,000 units. For Purchase through Stock Exchange: 1 unit Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years Regular: 0.10% Annual Portfolio Turnover Ratio: 0.05 times Risk Measures: Tracking Error Mahindra & Mahindra Ltd. Tata Motors Ltd. Benchmark: Nifty 50 Index 0.11% SECTOR ALLOCATION (% of ) 27.27% 14.81% 11.52% % of 6.62% Equity Holdings Entry Load: Nil 27.27% 10.32% ICICI Bank Ltd. 5.23% UPL Ltd. 0.75% 11.52% Kotak Mahindra Bank Ltd. 3.76% Axis Bank Ltd. 2.87% State Bank of India 2.35% IndusInd Bank Ltd. 1.75% Yes Bank Ltd. 0.99% Cement 1.66% Ultratech Cement Ltd. 0.94% Grasim Industries Ltd. 0.71% 3.70% Larsen & Toubro Ltd. 3.70% Consumer Durables 1.00% Titan Ltd. 1.00% 9.87% Infosys Ltd. 6.46% ITC Ltd. 5.50% Tata Consultancy Services Ltd. 4.81% Hindustan Unilever Ltd. 2.87% HCL Technologies Ltd. 1.36% Asian Paints Ltd. 1.50% Tech Mahindra Ltd. 1.21% Ferrous Metals 1.55% Wipro Ltd. 0.97% Tata Steel Ltd. 0.90% Telecom Equipment & Accessories 0.58% JSW Steel Ltd. 0.65% Bharti Infratel Ltd. 0.58% 9.85% Telecom Services 0.99% Housing Development Co Ltd. 7.01% Bharti Airtel Ltd. 0.99% Bajaj Ltd. 1.43% Transportation 0.56% Bajaj Finserv Ltd. 0.91% Adani Ports & Special Eco Zone Ltd. 0.50% Equity Holdings Total Reliance Industries Ltd. 9.75% Indian Oil Corporation Ltd. 0.77% Bharat Petroleum Corporation Ltd. 0.62% Hindustan Petroleum Corporation Ltd. 0.38% 2.56% Sun Pharmaceutical Ind Ltd. 1.14% Dr. Reddy's Laboratories Ltd. 0.75% Cipla Ltd. 0.66% 2.02% NTPC Ltd. 1.07% Grid Corporation of India Ltd % 9.87% Indiabulls Housing Ltd. 9.85% Gas 0.70% Total GAIL (India) Ltd. 0.70% Grand Total 6.62% 3.70% 0.95% 0.56% 99.91% 0.09% 2.56% 2.02% Cement 1.66% Ferrous Metals 1.55% Non Ferrous Metals 1.42% Oil Consumer Durables 1.02% 1.00% Telecom Services 0.99% Minerals/Mining 0.86% NIFTY 50* S&P BSE Sensex** NIFTY 50* S&P BSE Sensex** ,420 10,432 10, ,025 16,099 16, ,216 14,326 14,447 Pesticides 0.75% Gas 0.70% Media & Entertainment 0.60% TeleEquipment 0.58% & Accessories Transportation 0.56% Value of lumpsum investment of 10,000/invested on inception date Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 20th November 2015 and total no. of schemes managed by him is 10. Date of allotment is 20th Nov'2015, hence returns are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. 14

14 The investment objective of the scheme is to provide returns that, closely correspond to the total returns of Type: An open ended scheme replicating/tracking Sensex Index the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be Date of Allotment: November 30, 2015 achieved. AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE). Benchmark: S&P BSE Sensex % of Equity Holdings 10.39% 7.19% Housing Development Co Ltd. 8.69% Maruti Suzuki India Ltd. 2.49% Bajaj Ltd. 1.71% Mahindra & Mahindra Ltd. 0.85% Minimum Investment: For Subscription / Redemption of units directly with Mutual Fund : 2,000 units. For Purchase through Stock Exchange: 1 unit Bajaj Ltd. 1.65% Minerals/Mining 1.08% Coal India Ltd. Hero MotoCorp Ltd. 0.94% Tata Motors Ltd. 0.91% Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years Tata Motors Ltd (DVR) 0.11% % 12.24% ICICI Bank Ltd. 6.14% Kotak Mahindra Bank Ltd. 3.92% Axis Bank Ltd. 3.44% State Bank of India 2.80% Annual Portfolio Turnover Ratio: 0.06 times IndusInd Bank Ltd. 2.06% Yes Bank Ltd. 1.16% Risk Measures: Tracking Error Regular: 0.10% Larsen & Toubro Ltd % 14.99% 11.61% 10.89% 10.39% 0.85% Non Ferrous Metals 0.87% Vedanta Ltd. 0.87% Oil 1.15% Oil & Natural Gas Co Ltd. 1.15% 10.89% Reliance Industries Ltd % 1.32% Sun Pharmaceutical Ind Ltd. 1.32% 2.33% NTPC Ltd. 1.20% Grid Co of India Ltd. 1.13% 4.33% Infosys Ltd. 4.33% Tata Consultancy Services Ltd. 0.10% SECTOR ALLOCATION (% of ) % of 11.61% HCL Technologies Ltd % 7.66% 5.73% 1.60% ITC Ltd. 6.48% Telecom Services 1.14% Hindustan Unilever Ltd. 3.40% Bharti Airtel Ltd. 1.14% Asian Paints Ltd. 1.74% Equity Holdings Total Ferrous Metals 1.08% Total Tata Steel Ltd. 1.08% Grand Total 99.90% 0.10% 7.19% 4.33% 2.33% 1.32% Oil 1.15% Telecom Services 1.14% Ferrous Metals 1.08% Non Ferrous Metals 0.87% Value of lumpsum investment of 10,000/invested on inception date Minerals/Mining 0.85% S&P BSE Sensex* Nifty 50** S&P BSE Sensex* Nifty 50** ,632 10,625 10, ,216 16,240 16, ,282 14,294 14,184 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 30th November 2015 and total no. of schemes managed by him is 10. Date of allotment is 30th Nov'2015, hence returns are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. 15

15 The investment objective of the scheme is to provide returns that closely correspond to the total returns of Type: An open ended scheme replicating/tracking Nifty 100 Index securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that the objective of the scheme will be achieved. Date of Allotment: March 17, 2016 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE). Benchmark: Nifty 100 Index Minimum Investment: For Subscription / Redemption of units directly with Mutual Fund : 2,00,000 units. For Purchase through Stock Exchange: 1 unit Fund Manager: Name: Mr. Sachin Relekar Experience: 13+ years Regular: 0.25% Annual Portfolio Turnover Ratio: 0.04 times Risk Measures: Tracking Error 0.09% SECTOR ALLOCATION (% of ) 24.12% Cement Ferrous Metals Non Ferrous Metals Consumer Durables Ancillaries Oil Transportation Telecom Services Gas Minerals/Mining Pesticides Media & Entertainment Industrial Capital Goods TeleEquipment & Accessories Chemicals 13.09% 11.59% 10.51% 10.05% 6.17% 3.83% 3.21% 2.39% 1.88% 1.47% 1.36% 1.25% 0.99% 0.98% 0.97% 0.96% 0.91% 0.91% 0.66% 0.66% 0.61% 0.51% 0.34% Retailing 0.30% Construction 0.15% % of Equity Holdings Maruti Suzuki India Ltd. Mahindra & Mahindra Ltd. Bajaj Ltd. Hero MotoCorp Ltd. Tata Motors Ltd. Eicher Motors Ltd. Ashok Leyland Ltd. Tata Motors Ltd (DVR) Ancillaries Motherson Sumi Systems Ltd. Bosch Ltd. MRF Ltd. ICICI Bank Ltd. Kotak Mahindra Bank Ltd. Axis Bank Ltd. State Bank of India IndusInd Bank Ltd. Yes Bank Ltd. Bank of Baroda Bandhan Bank Ltd. Cement Ultratech Cement Ltd. Grasim Industries Ltd. Shree Cements Ltd. Ambuja Cements Ltd. ACC Ltd. Chemicals Pidilite Industries Ltd. Construction DLF Ltd. Larsen & Toubro Ltd. Consumer Durables Titan Ltd. Havells India Ltd. ITC Ltd. Hindustan Unilever Ltd. Asian Paints Ltd. Britannia Industries Ltd. Godrej Consumer Products Ltd. Dabur India Ltd. Marico Ltd. Colgate Palmolive (India) Ltd. United Spirits Ltd. Procter & Gamble Hygiene&HealthCare Ltd. Ferrous Metals Tata Steel Ltd. JSW Steel Ltd. Steel Authority of India Ltd. Housing Development Corporation Ltd. Bajaj Ltd. Bajaj Finserv Ltd. Indiabulls Housing Ltd. Shriram Transport Ltd. LIC Housing Ltd. ICICI Lombard General Insurance Co. Ltd. HDFC Life Insurance Co Ltd. ICICI Prudential Life Insurance Co Ltd. SBI Life Insurance Co. Ltd. 6.17% 1.84% 1.24% 0.82% 0.69% 0.68% 0.56% 0.26% 0.07% 0.99% 0.39% 0.36% 0.24% 24.12% 9.00% 4.58% 3.29% 2.51% 2.04% 1.54% 0.87% 0.20% 0.09% 2.39% 0.81% 0.62% 0.38% 0.32% 0.25% 0.34% 0.34% 0.15% 0.15% 3.21% 3.21% 1.25% 0.90% 0.36% 11.59% 4.78% 2.52% 1.30% 0.75% 0.53% 0.52% 0.37% 0.35% 0.30% 0.17% 1.47% 0.77% 0.60% 0.10% 10.51% 6.10% 1.27% 0.80% 0.44% 0.35% 0.30% 0.27% 0.20% 0.20% 0.16% % of L&T Holdings Ltd. General Insurance Corporation of India Aditya Birla Capital Ltd. The New India Assurance Co. Ltd. Gas GAIL (India) Ltd. Petronet LNG Ltd. Industrial Capital Goods Siemens Ltd. Bharat Heavy Electricals Ltd. Bharat Electronics Ltd. ABB India Ltd. Media & Entertainment Zee Entertainment Enterprises Ltd. Sun TV Network Ltd. Minerals/Mining Coal India Ltd. NMDC Ltd. Non Ferrous Metals Vedanta Ltd. Hindalco Industries Ltd. Hindustan Zinc Ltd. Oil Oil & Natural Gas Corporation Ltd. Oil India Ltd. Pesticides UPL Ltd. Reliance Industries Ltd. Indian Oil Corporation Ltd. Bharat Petroleum Corporation Ltd. Hindustan Petroleum Corporation Ltd. Sun Pharmaceutical Ind Ltd. Dr. Reddy's Laboratories Ltd. Cipla Ltd. Aurobindo Pharma Ltd. Piramal Enterprises Ltd. Lupin Ltd. Biocon Ltd. Cadila Healthcare Ltd. NTPC Ltd. Grid Corporation of India Ltd. NHPC Ltd. Retailing Avenue Supermarts Ltd. Infosys Ltd. Tata Consultancy Services Ltd. HCL Technologies Ltd. Tech Mahindra Ltd. Wipro Ltd. Oracle Financial Services Ltd. Telecom Equipment & Accessories Bharti Infratel Ltd. Telecom Services Bharti Airtel Ltd. Vodafone Idea Ltd. Transportation Adani Ports & Special Economic Zone Ltd. Container Corporation Of India Ltd. InterGlobe Aviation Ltd. Equity Holdings Total Total Grand Total 0.16% 0.11% 0.09% 0.06% 0.91% 0.60% 0.31% 0.61% 0.18% 0.18% 0.13% 0.11% 0.66% 0.53% 0.12% 0.91% 0.74% 0.17% 1.36% 0.64% 0.59% 0.13% 0.98% 0.88% 0.10% 0.66% 0.66% 10.05% 8.48% 0.66% 0.55% 0.35% 3.83% 1.01% 0.66% 0.59% 0.40% 0.39% 0.38% 0.24% 0.17% 1.88% 0.92% 0.84% 0.11% 0.30% 0.30% 13.09% 5.67% 4.20% 1.19% 1.02% 0.85% 0.16% 0.51% 0.51% 0.96% 0.85% 0.11% 0.97% 0.49% 0.26% 0.21% 99.87% 0.13% Value of lumpsum investment of 10,000/invested on inception date NIFTY 100* NIFTY 50** NIFTY 100* NIFTY 50** ,208 10,230 10, ,860 15,012 14,948 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Sachin Relekar is managing the above scheme from 17th March, 2016 and total no. of schemes managed by him is 10. Date of allotment is 17th Mar'2016, hence returns are available only for 1 year & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. 16

16 The investment objective of the scheme is to provide returns that closely correspond to the total returns of Type: An open ended scheme replicating/tracking Nifty 813 Yr GSec Index securities as represented by Nifty 813 yr GSec Index, subject to tracking errors. However there is no assurance that the objective of the scheme will be achieved. Date of Allotment: December 24, 2014 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Rating % of Government Bond And Treasury Bill Exit Load: Nil Government Bond Benchmark: Nifty 813 yr GSec Index Minimum Investment: For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units. Fund Manager: Name: Mr. Marzban Irani Experience: 17+ years % Govt of India Red % 6.68% Govt of India Red % 7.88% Govt of India Red % 8.60% Govt of India Red % 7.26% Govt of India Red % Government Bond Total 98.19% Government Bond And Treasury Bill Total 98.19% 1.81% Grand Total Regular: 0.25% MATURITY PROFILE (% of ) Risk Measures: Tracking Error: 1.14 % Portfolio Metrics: Average Maturity Macaulay Duration YTM >365 days 9.48 years 6.83 years 7.63 % RATING PROFILE (% of ) 98.19% Sovereign 1.81% 98.19% 1.81% Value of lumpsum investment of 10,000/invested on inception date Nifty 813 yr GSec* Crisil 10 year Gilt Index** Nifty 813 yr GSec* Crisil 10 year Gilt Index** ,934 10,976 10, ,300 12,423 11, ,428 13,603 13,165 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 12. Date of allotment is 24th Dec'2014, hence returns are available for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. : Not Available. 17

17 Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments. % of Date of Allotment: January 01, 1991 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Benchmark: Crisil Hybrid Aggressive Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil (Equity) & Mr. Marzban Irani (Debt) Experience: 11+ years & 17+ years respectively Dividend An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the s will be realized Equity Holdings Maruti Suzuki India Ltd. Ashok Leyland Ltd. Mahindra & Mahindra Ltd. Hero MotoCorp Ltd. Ancillaries Exide Industries Ltd. MRF Ltd. ICICI Bank Ltd. Axis Bank Ltd. Kotak Mahindra Bank Ltd. The Federal Bank Ltd. State Bank of India City Union Bank Ltd. Karur Vysya Bank Ltd. IndusInd Bank Ltd. Cement Ultratech Cement Ltd. Grasim Industries Ltd. Ambuja Cements Ltd. Chemicals Tata Chemicals Ltd. Navin Fluorine International Ltd. Construction Prestige Estates Projects Ltd. Ashoka Buildcon Ltd. Nestle India Ltd. Hindustan Unilever Ltd. Britannia Industries Ltd. Asian Paints Ltd. Dabur India Ltd. Marico Ltd. Kansai Nerolac Paints Ltd. Colgate Palmolive (India) Ltd. Housing Development Corporation Ltd. SBI Life Insurance Co. Ltd. ICICI Lombard General Insurance Co. Ltd. Equitas Holdings Ltd. Gas Petronet LNG Ltd. Reliance Industries Ltd. Indian Oil Corporation Ltd. Aurobindo Pharma Ltd. 3.42% 1.32% 0.90% 0.78% 0.42% 1.02% 0.56% 0.47% 24.82% 7.36% 5.67% 3.02% 2.97% 2.16% 1.55% 1.29% 0.42% 0.37% 3.76% 2.24% 1.23% 0.28% 1.36% 0.80% 0.57% 0.29% 0.29% 0.90% 0.90% 8.71% 2.68% 1.41% 1.31% 1.07% 1.02% 0.61% 0.43% 0.17% 6.03% 3.01% 1.16% 1.08% 0.79% 1.36% 1.36% 3.09% 2.48% 0.61% 2.99% 1.19% % of Sanofi India Ltd. Cadila Healthcare Ltd. Grid Corporation of India Ltd. Tata Consultancy Services Ltd. Infosys Ltd. Larsen & Toubro Infotech Ltd. Tech Mahindra Ltd. Oracle Financial Services Ltd. Transportation Container Corporation Of India Ltd. Transport Corporation Of India Ltd. Equity Holdings Total Corporate Debt NonConvertible Debentures State Bank of India Export Import Bank of India NTPC Ltd. National Bank for Agriculture & Rural Development Grid Corporation of India Ltd. NonConvertible Debentures Total Corporate Debt Total Money Market Instruments Certificate of Deposit Certificate of Deposit Total Money Market Instruments Total Government Bond And Treasury Bill Government Bond 6.79% Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red Government Bond Total Treasury Bill 91 days TBill Red Treasury Bill Total Government Bond & Treasury Bill Total Total Grand Total 1.09% 0.71% 1.00% 1.00% 10.76% 4.58% 4.57% 0.88% 0.37% 0.36% 2.69% 2.02% 0.67% 72.19% 4.43% 1.53% 1.48% 1.47% 0.26% 9.18% 9.18% 2.38% 2.38% 2.38% 3.35% 1.57% 1.51% 1.20% 0.59% 0.45% 0.26% 0.20% 0.14% 0.07% 0.07% 0.01% 0.00% 9.42% 3.87% 3.87% 13.29% 2.96% Regular: 2.39%; Direct: 1.49% Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio 18.59% 6.25% 2.96% SECTOR ALLOCATION (% of ) Cement Transportation Chemicals Gas Ancillaries Construction CRISIL Hybrid Aggressive Index* ,825 10,312 10,432 13,792 14,810 16,099 Nifty 50** ,769 18,185 18, ,395 4,27,994 SIP PERFORMANCE 72.19% >365 days Nifty 50** th Equity Instruments CRISIL Hybrid Aggressive Index* Above returns as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, Total no. of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 27(1) MATURITY PROFILE (% of ) Up to 365 days Annual Portfolio Turnover Ratio: 0.85 times Value of lumpsum investment of 10,000/ invested on inception date 24.82% 10.76% 8.71% 6.03% 3.76% 3.42% 3.09% 2.99% 2.69% 1.36% 1.36% 1.02% 1.00% 0.90% 0.29% SIP Investments * 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on February 28, 2019 ( ) 1,19,631 3,78,958 6,67,295 17,23,175 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # Additional Benchmark Returns (CAGR) (%) ## Above returns are as on 28th February, Past performance may or may not be sustained in the future. # Crisil Hybrid Aggressive Index, ## Nifty 50 Index. Assuming 10,000/ invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. DIVIDEND HISTORY Face Value ( ) Frequency Ex Date Regular Dividend December 27, January 31, February 26, December 27, January 31, February 26, Direct Dividend Ex ( ) Gross Dividend ( ) / Unit After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 18

18 Type: An open ended fund for investment for children having a lockin for at least 5 years or till the child attains age of majority (whichever is earlier) The primary investment objective of the scheme is to seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be achieved. Date of Allotment: November 12, 2001 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil Lockin : Lockinperiod for at least 5 years or till the child attains age of majority whichever is earlier on every Business Day. Benchmark: Crisil Hybrid Aggressive Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil (Equity) & Mr. Marzban Irani (Debt) Experience: 11+ years & 17+ years respectively Regular: 2.61%; Gas Transportation 1.12% 6.92% 4.13% Hero MotoCorp Ltd. 2.65% SBI Life Insurance Co. Ltd. 2.51% Mahindra & Mahindra Ltd. 1.98% ICICI Lombard General Insurance Co. Ltd.1.62% Ashok Leyland Ltd. 1.26% Gas 2.78% Maruti Suzuki India Ltd. 1.01% Petronet LNG Ltd. 1.63% Ancillaries 0.91% Indraprastha Gas Ltd. 1.15% Exide Industries Ltd. 0.91% 5.43% 2.58% Kotak Mahindra Bank Ltd. 4.95% 1.22% ICICI Bank Ltd. 4.76% Aurobindo Pharma Ltd. 1.22% The Federal Bank Ltd. 4.14% 2.04% Axis Bank Ltd. 3.32% Grid Corporation of India Ltd. 2.04% IndusInd Bank Ltd. 2.19% City Union Bank Ltd. 1.59% Infosys Ltd. 4.79% Karur Vysya Bank Ltd. 0.92% Tata Consultancy Services Ltd. 4.59% Cement 1.14% Tech Mahindra Ltd. 2.88% Ultratech Cement Ltd. 1.14% HCL Technologies Ltd. 2.43% Construction 0.85% Larsen & Toubro Infotech Ltd. 2.08% Prestige Estates Projects Ltd. 0.85% Transportation 2.09% Container Corporation Of India Ltd. 2.09% 30.40% 30.40% Coromandel International Ltd. 2.86% SECTOR ALLOCATION (% of ) 16.77% 13.56% 6.92% Equity Holdings Reliance Industries Ltd. Risk Measures (Equity portion): Standard Deviation 3.19 Portfolio Beta 1.13 Sharpe Ratio % of Indian Oil Corporation Ltd. Annual Portfolio Turnover Ratio: 0.88 times 8.53% Direct: 1.62% % of 13.56% 16.77% Dabur India Ltd. 2.99% Equity Holdings Total Nestle India Ltd. 2.92% Mutual Fund / ETF Britannia Industries Ltd. 2.36% Mutual Fund 2.17% Hindustan Unilever Ltd. 2.19% LIC MF Savings FundDR PLNGR 2.17% ITC Ltd. 1.76% Mutual Fund Holding Total / ETF 2.17% Kansai Nerolac Paints Ltd. 1.34% Total Fertilisers 1.12% Grand Total 89.34% 8.49% 5.43% 4.13% 2.78% 2.09% 2.04% Value of lumpsum investment of 10,000/invested on inception date CRISIL Hybrid Aggressive Index* Nifty 50** 9,494 10,312 10,432 12,106 14,810 16, ,490 18,185 18, ,063 1,36,427 CRISIL Hybrid Aggressive Index* 1.22% Cement 1.14% Fertilisers 1.12% Ancillaries 0.91% Construction 0.85% Nifty 50** Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, Total no. of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. 19

19 LIC MF RBITRAGE FUND An open ended scheme investing in arbitrage opportunities Type: An open ended scheme investing in arbitrage opportunities. The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no Date of Allotment: January 25, 2019 assurance that the investment objective of the scheme will be realized. AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load *: For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable. For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable. For redemption/switch out of units after 1 month from the date of allotment: Nil *w.e.f. 4th February, Benchmark: Nifty 50 Arbitrage TRI Minimum Investment: 5,000/Fund Manager: Name: Mr. Yogesh Patil (Equity) & Mr. Marzban Irani (Debt) Experience: 11+ years & 17+ years respectively Weekly Dividend Monthly Dividend Regular: 1.02%; Direct: 0.37% % of % of (hedged) Equity Holdings SECTOR ALLOCATION (% of ) 9.68% 9.66% 9.60% 8.04% 8.09% Bajaj Finserv Ltd. 0.09% 0.09% Mahindra & Mahindra Ltd. 3.04% 3.06% Gas 0.11% 0.11% Maruti Suzuki India Ltd. 2.08% 2.09% Petronet LNG Ltd. 0.11% 0.11% Ashok Leyland Ltd. 1.61% 1.62% Industrial Products 0.53% 0.53% Hero MotoCorp Ltd. 1.31% 1.32% Bharat Forge Ltd. 0.53% 0.53% Ancillaries 1.21% 1.22% 9.66% 9.73% Exide Industries Ltd. 1.21% 1.22% Reliance Industries Ltd. 9.66% 9.73% 5.13% 5.16% 9.60% 9.65% ICICI Bank Ltd. 4.01% 4.03% Lupin Ltd. 2.98% 3.00% Bank of Baroda 0.55% 0.55% Divi's Laboratories Ltd. 2.40% 2.41% State Bank of India 0.48% 0.48% Sun Pharmaceutical Ind Ltd. 2.23% 2.23% The Federal Bank Ltd. 0.10% 0.10% Biocon Ltd. 1.85% 1.86% Cement 1.42% 1.43% Strides Pharma Science Ltd. 0.15% 0.15% Grasim Industries Ltd. 0.98% 0.98% 9.28% 9.35% Century Textiles & Industries Ltd. 0.44% 0.44% Tata Consultancy Services Ltd. 5.85% 5.89% 0.59% 0.60% Infosys Ltd. 3.43% 3.46% NCC Ltd. 0.59% 0.60% Telecom Services 0.20% 0.21% 7.36% 7.41% Bharti Airtel Ltd. 0.20% 0.21% Asian Paints Ltd. 3.19% 3.22% Hindustan Unilever Ltd. 2.31% 2.32% Britannia Industries Ltd. 1.49% 1.50% Dabur India Ltd. 0.24% 0.24% Godrej Consumer Products Ltd. 0.13% 0.13% Ferrous Metals 4.63% 4.65% Tata Steel Ltd. 4.63% 4.65% 9.68% 9.72% HDFC Ltd. 7.87% 7.90% Cement Equity Holdings Total 67.45% 67.85% Fixed Deposits Margin Fixed Deposit 10.61% RBL Bank Ltd. 5.41% Margin Fixed Deposit Total 16.02% Fixed Deposits Total 16.02% Total 16.53% Grand Total 7.36% 5.13% Ferrous Metals Ancillaries 1.72% 1.73% 8.04% 9.28% Bajaj Ltd. Annual Portfolio Turnover Ratio: 0.44 times % of % of (hedged) 4.63% 1.42% 1.21% 0.59% Industrial Products 0.53% Telecom Services 0.20% Gas 0.11% 20

20 Type: An openended insurance linked tax saving scheme An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover. Date of Allotment: June 19, 1989 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil Liquidity: Repurchase after lockin period of 3 years from the date of Investment. Benchmark: Crisil Hybrid Aggressive Index Minimum Investment: 10,000/ under Single Premium Option, 10,000/under Regular PremiumYearly Option, 3,000/under Regular PremiumQuarterly Option 1,000/under Regular PremiumMonthly Option Fund Manager: Name: Mr. Sachin Relekar (Equity) & Mr. Marzban Irani (Debt) Experience: 13+ years & 17+ years respectively Dividend Regular: 2.54%; Direct: 1.49% Annual Portfolio Turnover Ratio: 0.44 times Risk Measures: Standard Deviation Portfolio Beta Sharpe Ratio % of Equity Holdings 5.37% Mahindra & Mahindra Ltd. 2.48% Maruti Suzuki India Ltd. 1.89% Ashok Leyland Ltd. 1.00% Ancillaries 3.43% Exide Industries Ltd. 1.42% Balkrishna Industries Ltd. 1.38% Jamna Industries Ltd. 0.63% 19.57% 9.25% ICICI Bank Ltd. 4.87% Kotak Mahindra Bank Ltd. 3.02% City Union Bank Ltd. 2.43% Chemicals 4.77% Vinati Organics Ltd. 2.91% Tata Chemicals Ltd. 1.86% Construction 1.55% Brigade Enterprises Ltd. 1.55% Consumer Durables 0.95% Bajaj Electricals Ltd. 0.95% 4.58% Britannia Industries Ltd. 1.72% Hindustan Unilever Ltd. 1.70% Procter & Gamble Hygiene&HealthCare Ltd. 1.16% Ferrous Metals 0.00% Tata Steel Ltd. Partly paid 0.00% 14.67% Bajaj Ltd. 4.53% Bajaj Finserv Ltd. 3.72% Housing Development Corporation Ltd. 3.67% TI Financial Holdings Ltd. 1.32% L&T Holdings Ltd. 0.86% Max Financial Services Ltd. 0.55% Motilal Oswal Financial Services Ltd. 0.02% % of Industrial Products 0.76% Supreme Industries Ltd. 0.76% Non Ferrous Metals 1.31% Hindalco Industries Ltd. 1.31% 5.20% Reliance Industries Ltd. 5.20% 1.48% Piramal Enterprises Ltd. 1.26% Sanofi India Ltd. 0.21% 0.69% Tata Ltd. 0.69% Retailing 1.82% Avenue Supermarts Ltd. 1.82% 4.80% Tata Consultancy Services Ltd. 3.25% Infosys Ltd. 1.55% Telecom Services 0.00% Bharti Airtel Ltd. 0.00% Textile Products 0.16% K.P.R. Mill Ltd. 0.16% Equity Holdings Total 71.09% Corporate Debt NonConvertible Debentures Grid Corporation of India Ltd. 3.13% Blue Dart Express Ltd. 0.00% NonConvertible Debentures Total 3.13% Corporate Debt Total 3.13% Government Bond And Treasury Bill Treasury Bill 364 days Tbill Red % 91 days Tbill Red % Treasury Bill Total 17.95% Government Bond & Treasury Bill Total 17.95% Total 7.83% Grand Total MATURITY PROFILE (% of ) Equity Instruments Up to 365 days >365 days 71.09% 17.95% 7.83% 3.13% 19.57% 14.67% 5.37% 5.20% 4.80% Chemicals 4.77% 4.58% Ancillaries Retailing 3.43% 1.82% Construction 1.55% 1.48% Non Ferrous Metals CRISIL Hybrid Aggressive Index* Nifty 50** SECTOR ALLOCATION (% of ) 1.31% Value of lumpsum investment of 10,000/invested on inception date 9.28 CRISIL Hybrid Aggressive Index* Nifty 50** 9,776 10,312 10,432 13,592 14,810 16,099 15,723 18,185 18,317 1,39,794 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan Dividend Reinvestment option. Mr. Sachin Relekar (equity portfolio) is managing the above scheme from 5th March 2015 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August, Total no. of schemes managed by Mr. Sachin Relekar is 10 and by Mr. Marzban Irani is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. SIP PERFORMANCE * 10 Years Total Amount Invested ( ) 1,20,000 3,60,000 6,00,000 12,00,000 Market Value as on February 28, 2019 ( ) 1,16,753 3,85,582 6,91,607 17,76,650 Returns (CAGR) (%) Benchmark Returns (CAGR) (%) # SIP Investments Consumer Durables 0.95% Additional Benchmark Returns (CAGR) (%) ## Industrial Products 0.76% Above returns are as on 28 February, Past performance may or may not be sustained in the future. # Crisil Hybrid Aggressive Index, ## Nifty 50 Index. 0.69% Textile Products 0.16% Ferrous Metals 0.00% Telecom Services 0.00% th Assuming 10,000/ invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Dividend reinvestment Option. Load is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing. The above investment simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * data & TRI value of the Index are not available for since inception, hence performance for such period is not available. 21

21 Type: An open ended debt scheme investing in government securities across maturity. The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and/or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that Date of Allotment: December 10, 1999 the investment objective of the s will be realized. AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: 0.25% if exit within 30 days from date of allotment of units Rating % of Government Bond And Treasury Bill Government Bond Benchmark: ISec Composite Index Minimum Investment: 10,000/Fund Manager: Name: Mr. Marzban Irani Experience: 17+ years 7.37% Govt of India Red % Govt of India Red % 7.69% Government Bond Total 92.42% Government Bond and Treasury Bill Total 92.42% 7.58% Grand Total PF Dividend Value of lumpsum investment of 10,000/invested on inception date Regular: 1.35%; Direct: 0.45% Portfolio Metrics: Average Maturity Macaulay Duration YTM 3.83 years 3.33 years 6.77 % MATURITY PROFILE (% of ) ISec Composite Crisil 10 yr Gilt Index* Index** 8.77 ISec Composite Index* Crisil 10 yr Gilt Index** 11,061 10,963 10, ,521 12,780 11, ,113 15,889 14, , Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available % >365 days 7.58% DIVIDEND HISTORY Frequency RATING PROFILE (% of ) Quarterly (Regular) 92.42% Sovereign Quarterly (Direct) Ex Date Face Value ( ) Ex ( ) June 29, September 29, December 28, September 29, December 28, March 27, December 27, March 28, June 26, % Quarterly (PF) Gross Dividend ( ) / Unit After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 22

22 Type: An open ended hybrid scheme investing predominantly In debt instruments Date of Allotment: June 01, 1998 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Benchmark: Crisil Hybrid Conservative Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 17+ years & 11+ years respectively The investment objective of the is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However, there is no assurance that the investment objective of the s will be realized. The Dhanvarsha 12 has been converted into an openended monthly income plan w.e.f. 1/6/03. % of Equity Holdings Mahindra & Mahindra Ltd. Ashok Leyland Ltd. ICICI Bank Ltd. IndusInd Bank Ltd. ITC Ltd. Gas Petronet LNG Ltd. Reliance Industries Ltd. Aurobindo Pharma Ltd. Divi's Laboratories Ltd. Sanofi India Ltd. Grid Corporation of India Ltd. Infosys Ltd. Tech Mahindra Ltd. Equity Holdings Total Corporate Debt NonConvertible Debentures National Housing Bank 1.31% 0.77% 0.54% 4.49% 2.53% 1.01% 0.94% 0.90% 0.90% 1.02% 1.02% 1.07% 1.07% 2.95% 1.32% 0.92% 0.71% 0.53% 0.53% 5.01% 3.08% 1.93% 17.28% 5.94% % of Housing & Urban Development Corp Ltd. BARD State Bank of India Reliance Industries Ltd. NTPC Ltd. NonConvertible Debentures Total Corporate Debt Total Money Market Instruments Certificate of Deposit Certificate of Deposit Total Money Market Instruments Total Government Bond And Treasury Bill Government Bond 7.37% Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red Government Bond Total Treasury Bill 91 days Treasury Bill Red days Tbill Red Treasury Bill Total Government Bond & Treasury Bill Total Total Grand Total 5.88% 5.84% 5.79% 5.71% 1.22% 30.37% 30.37% 8.28% 8.28% 8.28% 1.20% 0.75% 0.15% 0.08% 2.17% 29.51% 8.28% 37.80% 39.97% 4.10% Monthly Dividend Quarterly Dividend Yearly Dividend Regular: 1.95%; Direct: 1.64% Portfolio Metrics: Average Maturity Macaulay Duration YTM 1 85 years 1.16 years 7.05 % CRISIL Hybrid Conservative Index* ,274 10,627 10, ,227 12,999 11, ,742 16,073 14, ,108 Equity Instruments 46.08% Yearly Yearly Direct 17.28% Monthly 4.10% RATING PROFILE (% of ) Quarterly Equity Instruments 39.97% 38.66% 17.28% 4.10% Ex Date Quarterly Direct Face Value ( ) March 24, 2015 April 28, 2017 March 27, 2018 March 24, 2015 April 28, 2017 March 27, 2018 May 28, 2018 CRISIL Hybrid Conservative Index* Ex ( ) Gross Dividend ( ) / Unit September 4, 2018 November 29, 2018 December 28, 2018 February 25, July 30, 2018 Monthly Direct AAA/A1+ and Equivalent Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August, Total no. of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index % Sovereign CRISIL 10 year Gilt Index** DIVIDEND HISTORY MATURITY PROFILE (% of ) >365 days CRISIL 10 year Gilt Index** Frequency Up to 365 days Value of lumpsum investment of 10,000/invested on inception date Dec 28, March 27, 2018 June 28, Dec 28, 2017 March 27, 2018 June 28, After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 23

23 LIC MF Bond fund is an openended debt scheme which will endeavor to generate an attractive return for its Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 25 of SID) investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: June 23,1999 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of Benchmark: Crisil Composite Bond Fund Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Marzban Irani Experience: 17+ years Dividend Regular: 1.14%; Direct: 0.64% Portfolio Metrics: Average Maturity Macaulay Duration YTM 5.31 years 4.11 years 7.57 % 32.96% 6.73% 3.53% 2.76% 1.74% 1.45% 0.98% 0.36% 0.13% 0.01% 0.01% 0.00% 50.67% 8.48% 0.19% 8.67% 59.34% 9.01% Value of lumpsum investment of 10,000/ invested on inception date CRISIL Composite Bond Fund Index* Up to 365 days 5.30% 5.26% 5.26% 5.25% 3.57% 3.56% 1.74% 1.71% 31.65% 31.65% >365 days % of ICRA AAA ICRA AAA Government Bond And Treasury Bill Government Bond 7.37% Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red % Govt of India Red Government Bond Total State Government Bond 7.51% Maharashtra SDL Red % Gujarat SD Red State Government Bond Total Government Bond & Treasury Bill Total Grand Total MATURITY PROFILE (% of ) 87.43% Rating Corporate Debt NonConvertible Debentures L&T Infra Debt Fund Ltd. NTPC Ltd. India Infradebt Ltd. BARD State Bank of India HDFC Ltd. State Bank of India Reliance Industries Ltd. NonConvertible Debentures Total Corporate Debt Total CRISIL 10 year Gilt Index** CRISIL Composite Bond Fund Index* CRISIL 10 year Gilt Index** 9.01% 3.57% ,643 10,713 10, ,133 12,470 11, ,253 15,420 14, ,155 th RATING PROFILE (% of ) Sovereign 59.34% 31.65% AAA / A1+ and Equivalent Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. 9.01% DIVIDEND HISTORY Frequency Regular Direct Face Value ( ) Ex ( ) September 29, December 28, March 27, June 29, September 28, January 3, Ex Date Gross Dividend ( ) / Unit After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 24

24 Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds. AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Exit Load: Nil Benchmark: CRISIL Short Term Bond Fund Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Marzban Irani Experience: 17+ years Daily Dividend Weekly Dividend Monthly Dividend Regular: 0.83%; Date of Allotment: May 31, 2007 Entry Load: Nil The primary investment objective of the is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the will be realized Rating Corporate Debt NonConvertible Debentures NTPC Ltd. Indian Railway Corporation Ltd. Export Import Bank of India State Bank of India National Housing Bank ONGC Mangalore Petrochemicals Ltd. NHPC Ltd. Bharat Petroleum Corporation Ltd. National Highways Authority of India Housing & Urban Development Corp Ltd. Indiabulls Housing Ltd. Grid Corporation of India Ltd. Tata Capital Housing Ltd. NonConvertible Debentures Total Corporate Debt Total Money Market Instruments Certificate of Deposit Small Industries Development Bank of India Certificate of Deposit Total Commercial Paper National Bank for Agriculture & Rural Development Commercial Paper Total Money Market Instruments Total Grand Total % of CARE AAA FITCH AAA ICRA AAA ICRA AAA CARE AAA 8.82% 7.73% 6.06% 5.92% 5.91% 5.90% 5.87% 5.85% 5.79% 3.91% 3.85% 0.80% 0.04% 66.46% 66.46% CARE A % 3.86% 11.71% 9.82% 9.82% 21.53% 12.01% Direct: 0.28% Value of lumpsum investment of 10,000/invested on inception date Portfolio Metrics: Average Maturity Macaulay Duration YTM CRISIL Short Term Bond Fund Index* 1.49 years 1.33 years 7.57 % CRISIL 1 year TBill Index** CRISIL Short Term Bond Fund Index* CRISIL 1 year TBill Index** 10, ,793 10, ,351 12,446 12, ,063 14,895 14, ,290 24,714 20,925 th MATURITY PROFILE (% of ) 48.72% > 365 Days > 91 days up to 365 Days Up to 91 days Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 12. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. DIVIDEND HISTORY Frequency 21.56% Daily * 17.71% 12.01% Daily Direct * RATING PROFILE (% of ) Weekly * 87.99% AAA/ A1+ and Equivalent Weekly Direct * 12.01% Ex Date Face Value ( ) Ex ( ) January, February, November, December, January,2019 December, January, February, December,2018 January, February,2019 Monthly Monthly Direct Gross Dividend ( ) / Unit December, December 28, January 31, February 25, December 28, January 31, February 25, * Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 25

25 Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 33 of SID) The primary investment objective of the scheme is to generate returns commensurate with risk from a portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Date of Allotment: February 4, 2019 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Rating % of Corporate Debt NonConvertible Debentures Housing Development Corporation Ltd. 8.67% Reliance Industries Ltd. 8.33% Export Import Bank of India 5.93% Benchmark: CRISIL Short Term Bond Fund Index L&T Infra Debt Fund Ltd. 5.73% State Bank of India CRISIL AA+ 5.72% Minimum Investment: 5,000/ Bharat Petroleum Corporation Ltd. 5.71% ICRA AAA 5.68% National Highways Authority of India 5.66% NTPC Ltd. 3.36% National Housing Bank CARE AAA 2.89% Indian Railway Corporation Ltd. 2.83% Entry Load: Nil Exit Load: Nil India Infradebt Ltd. Fund Manager: Name: Mr. Marzban Irani Experience: 17+ years Dividend Regular: 1.43%; % Corporate Debt Total 60.51% Money Market Instruments Direct: 0.38% Portfolio Metrics: Average Maturity Macaulay Duration YTM NonConvertible Debentures Total Certificate of Deposit 1.76 years 1.45 years 7.58 % CARE A % Certificate of Deposit Total 8.64% Money Market Instruments Total 8.64% Government Bond & Treasury Bill MATURITY PROFILE (% of ) Treasury Bill 91 days TBill Red % > 365 Days Up to 365 Days 27.07% 12.42% 18.43% Treasury Bill Total 18.43% Government Bond & Treasury Bill Total 18.43% Total 12.42% Grand Total RATING PROFILE (% of ) 63.43% AAA/A1+ and Equivalent Sovereign AA+/AA 18.43% 12.42% 5.72% 25

26 Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 24 of SID) The investment objective of the is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the s will be realized. Date of Allotment: June 09, 2003 AUM as on 28/02/2019: Cr Average AUM for February 2019: Cr Entry Load: Nil Exit Load: Nil Benchmark: CRISIL Low Duration Debt Index Minimum Investment: 5,000/Fund Manager: Name: Mr. Rahul Singh Experience: 12+ years Daily Dividend Weekly Dividend Monthly Dividend Regular: 0.83%; Direct: 0.29% Rating Corporate Debt NonConvertible Debentures Cholamandalam Investment & Ltd. Piramal Enterprises Ltd. Dewan Housing Corporation Ltd. L&T Infrastructure Co. Ltd. L&T Housing Ltd. National Housing Bank Reliance Jio Infocomm Ltd. Grid Corporation of India Ltd. State Bank of India Sundaram BNP Paribas Home Ltd. Indiabulls Housing Ltd. Sundaram Ltd. Housing & Urban Development Corp Ltd. NonConvertible Debentures Total Corporate Debt Total Money Market Instruments Certificate of Deposit National Bank for Agriculture & Rural Development IndusInd Bank Ltd. Bank of Baroda Small Industries Development Bank of India Export Import Bank of India Export Import Bank of India Axis Bank Ltd. Certificate of Deposit Total Commercial Paper IDFC First Bank Ltd. Muthoot Ltd. Dewan Housing Corporation Ltd. Housing Development Corporation Ltd. CESC Ltd. Reliance Jio Infocomm Ltd. Commercial Paper Total Money Market Instruments Total Total Grand Total ICRA AA+ ICRA AA CARE AA+ CARE AAA ICRA AAA CARE AAA CRISIL AA+ CARE AA+ CARE AAA ICRA AAA CARE AAA CRISIL AA+ ICRA A1+ CARE A1+ ICRA A1+ ICRA A2+ ICRA A % 8.85% 3.66% 3.58% 3.49% 0.37% 0.37% 20.31% 62.16% 6.05% Value of lumpsum investment of 10,000/invested on inception date CRISIL Low CRISIL Duration Debt Index* TBill Index** MATURITY PROFILE (% of ) 8.77% 8.75% 7.31% 7.16% 3.52% 3.47% 1.76% 1.11% 41.84% 281 days 245 days 8.37 % 7.36% 5.19% 4.03% 3.65% 2.55% 1.86% 1.85% 1.84% 1.47% 0.74% 0.73% 0.37% 0.08% 0.07% 31.79% 31.79% Portfolio Metrics: Average Maturity Macaulay Duration YTM % of CRISIL Low Duration Debt Index* CRISIL TBill Index** ,753 10, ,384 12,578 12, ,446 15,017 14, ,303 30,312 25,058 10,748 th Above returns are as on 28 February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark. > 91 days up to 365 Days Up to 91 days DIVIDEND HISTORY 19.80% Frequency > 365 Days 12.24% February, February, December,2018 January, % AAA/A1+ and Equivalent A2+ Gross Dividend ( ) / Unit December,2018 January,2019 Weekly * Ex ( ) Daily Direct * RATING PROFILE (% of ) 18.87% Face Value ( ) December,2018 January, % AA+/AA Ex Date Daily * February, Weekly Direct * December,2018 January, Monthly December 28, 2018 January 31, 2019 February 25, 2019 July 24, 2013 February, % 3.58% Monthly Direct August 27, September 1, * Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 26

27 Type: An openended liquid scheme Date of Allotment: March 18, 2002 AUM as on 28/02/2019: 9, Cr Average AUM for February 2019: 9, Cr Entry Load: Nil Exit Load: Nil Tata Capital Housing Ltd. Aditya Birla Capital Ltd Direct: 0.11% 2.15% 2.15% 2.14% ICRA A % ICRA A % 1.61% 1.36% National Fertilizers Ltd. ICRA A % Network 18 Media & Investments Ltd. ICRA A % Birla TMT Holdings Pvt Ltd. 1.08% Bajaj Housing 1.08% Axis Ltd. 1.03% L&T Housing Ltd. ICRA A % Repco Home Ltd. ICRA A % TV18 Broadcast Ltd. ICRA A % UPL Ltd. 0.16% Steel Authority of India Ltd. FITCH A % Sundaram Ltd. Corporate Debt Total 0.65% TVS Credit Services Ltd. Chennai Petroleum Corporation Ltd. Axis Bank Ltd. 4.97% Vijaya Bank CARE A % RBL Bank Ltd. ICRA A % IDFC First Bank Ltd. ICRA A % CARE A % Canara Bank 1.14% Indian Bank FITCH A % Kotak Mahindra Bank Ltd. 0.54% IndusInd Bank Ltd. 0.54% Certificate of Deposit Total 17.87% 29 days 27 days 6.81 % 0.05% Commercial Paper Total 74.83% Money Market Instruments Total 92.70% BARD 7.83% Reliance Jio Infocomm Ltd. 7.13% Bajaj Ltd. Reliance Retail Ltd. 6.69% Government Bond & Treasury Bill 6.25% Treasury Bill 5.56% 91 Days Treasury Bill Red % Indian Railway Corporation Ltd. 5.37% 91 Days Treasury Bill Red % Corporation Ltd. % Treasury Bill Total Reliance Industries Ltd. Portfolio Metrics: Average Maturity Macaulay Duration YTM 2.15% ICRA A1+ NonConvertible Debentures Total Commercial Paper Regular: 0.25%; 0.11% Shriram City Union Ltd. 0.65% Trapti Trading & Investment Pvt Ltd. Certificate of Deposit ICRA AA Money Market Instruments Fund Manager: Name: Mr. Rahul Singh Experience: 12+ years Rating % of NonConvertible Debentures Piramal Enterprises Ltd. Minimum Investment: 5,000/ Dividend Rating % of Corporate Debt Small Industries Development Bank of India CARE AAA 0.27% Muthoot Ltd. Corporation Ltd. 0.27% HDFC Ltd. Benchmark: Crisil Liquid Fund Index An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the s will be realized. NTPC Ltd. ICRA A % 3.58% Government Bond & Treasury Bill Total 2.39% 3.20% Hindustan Zinc Ltd. TGS Investment & Trade Pvt Ltd. ICRA A % 2.16% Grand Total MATURITY PROFILE (% of ) CRISIL Liquid Fund Index* Up to 60 days 84.97% > 60 Days 10.77% 4.25% RATING PROFILE (% of ) 93.25% AAA/A1+ and Equivalent Sovereign 4.25% invested on inception date 6.88 CRISIL TBill Index** CRISIL Liquid Fund Index* CRISIL TBill Index** ,013 10,013 10,006 7 Days Days ,028 10,027 10,021 1 Month ,053 10,053 10, ,740 10,768 10, ,298 12,338 12, ,502 14,550 14, ,457 27,052 Above returns are as on 28th February, Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. : Not Available. DIVIDEND HISTORY 2.39% Frequency AA+/AA 0.11% Daily * Daily Direct * Ex Date Face Value ( ) Ex ( ) Gross Dividend ( ) / Unit December, January, February, December, January, February, * Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit 27

28 Comparative Performance Of Open Ended s (as on 28th February, 2019) Date of Inception managed by the current Fund Manager since Funds managed by Mr. Yogesh Patil LIC MF Multi Cap Fund Nifty 500 Index # NIFTY 50 ## LIC MF Banking & Financial Services Fund Nifty Financial Services Index # NIFTY 50 ## LIC MF Index Fund Sensex Plan S&P BSE Sensex # NIFTY 50 ## LIC MF Index Fund Nifty Plan NIFTY 50 Index # S&P BSE Sensex ## LIC MF Equity Hybrid Fund CRISIL Hybrid Aggressive Index # NIFTY 50 ## LIC MF Debt Hybrid Fund CRISIL Hybrid Conservative Index # CRISIL 10 year Gilt Index ## LIC MF Children's Gift Fund CRISIL Hybrid Aggressive Index # NIFTY 50 ## April 15, 1993 October 4, 2018 March 27,2015 October 4, 2018 December 5, 2002 October 4, 2018 December 5, 2002 October 4, 2018 January 1, 1991 October 4, 2018 June 1, 1998 October 4, 2018 November 12, 2001 October 4, 2018 December 24, 2014 August 10, 2016 January 1, 1991 August 10, 2016 June 19, 1989 August 10, 2016 December 10, 1999 August 10, 2016 June 1, 1998 August 10, 2016 June 23, 1999 August 10, 2016 November 12, 2001 August 10, 2016 May 31, 2007 August 10, 2016 September 1, 1994 March 5, 2015 February 25, 2015 March 5, 2015 March 24, 2008 March 1, 2013 March 31, 1997 March 5, 2015 November 20, 2015 November 20, 2015 November 30, 2015 November 30, 2015 March 17, 2016 March 17, 2016 June 19, 1989 August 10, 2016 June 9, 2003 September 7, 2015 March 18, 2002 October 5, Funds managed by Mr. Marzban Irani LIC MF GSec Long Term Exchange Traded Fund Nifty 813 yr GSec Index # CRISIL 10 year Gilt Index ## LIC MF Equity Hybrid Fund 1.75 CRISIL Hybrid Aggressive Index # 3.12 NIFTY 50 ## LIC MF Unit Linked Insurance 2.24 CRISIL Hybrid Aggressive Index # NIFTY 50 ## LIC MF Government Securities Fund ISec Composite Index # CRISIL 10 year Gilt Index ## LIC MF Debt Hybrid Fund CRISIL Hybrid Conservative Index # CRISIL 10 year Gilt Index ## LIC MF Bond Fund CRISIL Composite Bond Fund Index # CRISIL 10 year Gilt Index ## LIC MF Children's Gift Fund CRISIL Hybrid Aggressive Index # NIFTY 50 ## LIC MF Banking & PSU Debt Fund CRISIL Short Term Bond Fund Index # CRISIL TBill Index ## Funds managed by Mr. Sachin Relekar LIC MF Large Cap Fund Nifty 100 Index # NIFTY 50 ## LIC MF Large & Mid Cap Fund Nifty LargeMidcap 250 Index # NIFTY 50 ## 6.71 LIC MF Infrastructure Fund Nifty Infrastructure Index # NIFTY 50 ## LIC MF Tax Plan Nifty 500 Index # NIFTY 50 ## LIC MF Exchange Traded Fund Nifty NIFTY 50 Index # S&P BSE Sensex ## LIC MF Exchange Traded Fund Sensex S&P BSE Sensex # NIFTY 50 ## LIC MF Exchange Traded Fund Nifty NIFTY 100 Index # NIFTY 50 ## LIC MF Unit Linked Insurance 2.24 Crisil Hybrid Aggressive Index # NIFTY 50 ## Funds managed by Mr. Rahul Singh LIC MF Savings Fund CRISIL Low Duration Debt Index # CRISIL TBill Index ## LIC MF Liquid Fund Crisil Liquid Fund Index # CRISIL TBill Index ## Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan Dividend Reinvestment option for LIC MF ULIS & option for others schemes. Since respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned period is a nonbusiness date, the of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. Since the LIC MF Arbitrage Fund & LIC MF Short Term Debt Fund are in existence for less than 1 year, as per SEBI regulation performance of the scheme cannot be shown. : Not Available. # Benchmark. ## Additional Benchmark. 28

29 Comparative Performance Of Close Ended s LIC MF Dual Advantage Fixed Term PlanSeries CRISIL Hybrid Conservative Index # CRISIL TBill Index ## LIC MF Dual Advantage Fixed Term PlanSeries CRISIL Hybrid Conservative Index # CRISIL TBill Index ## (as on 28th February, 2019) Date of Inception managed by the current Fund Manager since October 5, 2015 August 10, 2016 November 19, 2015 August 10, 2016 October 5, 2015 August 10, 2016 November 19, 2015 August 10, 2016 Funds managed by Mr. Sachin Relekar LIC MF Dual Advantage Fixed Term PlanSeries 2 CRISIL Hybrid Conservative Index # CRISIL Hybrid Conservative Index # CRISIL TBill Index ## CRISIL TBill Index ## LIC MF Dual Advantage Fixed Term PlanSeries 3 Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. : Not Available. # Benchmark. ## Additional Benchmark. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan option. Since respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned period is a nonbusiness date, the of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. Disclaimer for Index TRI (1) LIC MF Equity Hybrid Fund As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1Jan1991 to date 30Jun1999 and TRI values since date 30Jun1999 (2) LIC MF Multi Cap Fund As TRI data is not available since inception of LIC MF Multicap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15Apr1993 to date 30Jun1999 and TRI values since date 30Jun1999 (3) LIC MF Large Cap Fund As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01Sep1994 to date 30Jun1999 and TRI values since date 30Jun1999 (4) LIC MF Index Fund Nifty As TRI data is not available since inception of LIC MF Index Fund Nifty Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05Dec2002 to date 31May2007 and TRI values since date 31May2007 (5) LIC MF Index Fund Sensex As TRI data is not available since inception of LIC MF Index Fund Sensex Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05Dec2002 to date 31May2007 and TRI values since date 31May2007 (6) LIC MF Tax Plan As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31Mar1997 to date 30Jun1999 and TRI values since date 30Jun1999 As TRI data is not available since Inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 500 PRI values from date 31Mar1997 to date 26Nov1998 and TRI values since date 26Nov1998 The benchmark of LIC MF Large Cap Fund, LIC MF Multi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, For further details, please visit 29

30 Summary : Key Features of the s (as on 28th February, 2019) Name LIC MF Multi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap Fund LIC MF Banking & Financial Services Fund Type An Open Ended Equity Investing Across Large Cap, Mid Cap, Small Cap Stocks An Open Ended Equity Predominantly Investing In Large Cap Stocks An Open Ended Equity Investing In Both Large Cap And Mid Cap Stocks An Open Ended Equity Investing In Banking & Financial Companies Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015 Ideal Investment Horizon Plus Plus Plus Plus Plan Available Option Available /Dividend /Dividend /Dividend /Dividend Benchmark Nifty 500 Index Nifty 100 Index Nifty LargeMidcap 250 Index Nifty Financial Services Index Min Investment Amt Min Additional Amt Min Redemption Amt SIP dates Any day# Any day# Any day# Any day# SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Min SIP Amount 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. Fund Manager Mr. Yogesh Patil Mr. Sachin Relekar Mr. Sachin Relekar Mr. Yogesh Patil Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of Riskometer Risk High Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund Nifty Plan LIC MF Index Fund Sensex Plan Type An Open Ended Equity Investing In Infrastructure Companies An Open Ended Equity Linked Saving With A Statutory Lock In Of And Tax Benefit An Open Ended Replicating/Tracking Nifty 50 Index An Open Ended Replicating/Tracking S & P Bse Sense x Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002 Ideal Investment Horizon Plus Plus Plus Plus Plan Available Option Available /Dividend /Dividend /Dividend /Dividend Benchmark Nifty Infrastructure Index Nifty 500 Index Nifty 50 Index S&P BSE Sensex Min Investment Amt Min Additional Amt Min Redemption Amt SIP dates Any day# Any day# Any day# Any day# SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Min SIP Amount 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 1) Daily / & in multiples of /thereafter, 2) Monthly / & in multiples of / thereafter, 3) Quarterly 1500/ & in multiples of / thereafter. 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Yogesh Patil Mr. Yogesh Patil Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 1% if redeemed or switched out on or (subject to lockin period of 3 years) before completion of 1 month from the date of allotments of units 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units Riskometer Risk High Facility Available SIP/STP/SWP SIP SIP/STP/SWP SIP/STP/SWP RP:, DP:, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the s, Investors are requested to visit is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance. 30

31 Summary : Key Features of the s (as on 28th February, 2019) Name LIC MF Exchange Traded Fund Nifty 100 LIC MF Exchange Traded Fund Nifty 50 LIC MF Exchange Traded Fund Sensex LIC MF Government Securities Fund LIC MF GSec Long Term Exchange Traded Fund Type An Open Ended Replicating/Tracking Nifty 100 Index An Open Ended Replicating/Tracking Nifty 50 Index An Open Ended Replicating/Tracking Sensex Index An Open Ended Debt Investing in Government Securities Across Maturity An Open Ended Replicating / Tracking Nifty 813 Yr GSec Index Allotment Date March 17, 2016 November 20, 2015 November 30, 2015 December 10, 1999 December 24, 2014 Ideal Investment Horizon Plus Plus Plus Plus Plus Plan Available RP RP RP RP Option Available /Dividend/PF Benchmark Nifty 100 Index Nifty 50 Index S&P BSE Sensex ISec Composite Index Nifty 813 yr GSec Index Min Investment Amt For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit Min Additional Amt Min Redemption Amt SIP dates Any day# SIP Frequency Monthly / Quarterly For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit Min SIP Amount 1) Monthly 1000/ & in multiples of 1/ thereafter, 2) Quarterly 3000/& in multiples of 1/ thereafter Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Sachin Relekar Mr. Marzban Irani Mr. Marzban Irani Entry Load Exit Load 0.25% if exit within 30 days from the date of allotment of units Riskometer Risk Moderate Risk Moderate Facility Available SIP/STP Name LIC MF Equity Hybrid Fund Type An Open Ended Hybrid Investing Predominantly In Equity And Equity Related Instruments An Open Ended Hybrid Investing Predominantly In Debt Instruments An OpenEnded Insurance Linked Tax Saving Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001 Ideal Investment Horizon Plus Plus Plus Plus Plan Available Option Available /Dividend /Dividend Dividend Reinvestment Benchmark Crisil Hybrid Aggressive Index Crisil Hybrid Conservative Index Crisil Hybrid Aggressive Index Min Investment Amt 0 0 Min Additional Amt Min Redemption Amt 1000 SIP dates Any day# Any day# 15th Any day# SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly Min SIP Amount 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. Fund Manager Mr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity) Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity) Entry Load Exit Load 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of LIC MF Debt Hybrid Fund LIC MF Unit Linked Insurance LIC MF Children's Gift Fund An Open Ended Fund For Investment For Children Having A LockIn for at least Or Till The Child Attains Age Of Majority (Whichever Is Earlier) Crisil Hybrid Aggressive Index 10,000/ under Single Premium Option, 10,000/ under Regular Premium 0 Yearly option, 1,000/ under Regular Premium Monthly Option 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of Nil, if redeemed or switched out after completion of 12 months from the date of 1) Monthly 1000/2) Quarterly 3000/ 1) Daily 300/ & in multiples of 1/thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly 3000/ & in multiples of 1/ thereafter. (subject to lockin period of 3 years) * Riskometer Risk Moderate Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP RP:, DP:, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the s, Investors are requested to visit is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at for further details. *Lockin : at least 5 years or till the child attains age of majority whichever is earlier on every Business Day. ). #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance. 31

32 Summary : Key Features of the s Name LIC MF Liquid Fund LIC MF Savings Fund Type An OpenEnded Liquid Allotment Date March 18, 2002 June 09, 2003 May 31, 2007 June 23, 1999 Ideal Investment Horizon 1 Day Plus 6 Months Plus Plus Plus Plan Available Option Available /Dividend /Dividend /Dividend /Dividend Benchmark Crisil Liquid Fund Index CRISIL Low Duration Debt Index CRISIL Short Term Bond Fund Index Crisil Composite Bond Fund Index Min Investment Amt Min Additional Amt Min Redemption Amt SIP dates Any day# Any day# Any day# Any day# SIP Frequency Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly Min SIP Amount 1) Monthly 1000/ & in multiples of 1/ thereafter, 2) Quarterly & 3000/ & in multiples of 1/ thereafter 1) Monthly 1000/ & in multiples of 1/ thereafter, 2) Quarterly 3000/ & in multiples of 1/ thereafter 1) Monthly 1000/ & in multiples of 1/ thereafter, 2) Quarterly 3000/ & in multiples of 1/ thereafter 1) Monthly 1000/ & in multiples of 1/ thereafter, 2) Quarterly 3000/ & in multiples of 1/ thereafter Fund Manager Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani Mr. Marzban Irani Entry Load Exit Load 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units Riskometer Risk Low Risk Moderate Risk Moderate Risk Moderate Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP An Open Ended Low Duration Debt Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months LIC MF Banking & PSU Debt Fund An Open Ended Debt Predominantly Investing In Debt Instruments Of, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds LIC MF Bond Fund An Open Ended Medium Term Debt Investing in Instruments With Macaulay Duration Of The Portfolio is Between 4 Years And 7 Years Name LIC MF Arbitrage Fund LIC MF Short Term Debt Fund Type An open ended scheme investing in arbitrage opportunities An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 33 of SID) Allotment Date January 25, 2019 February 04, 2019 Ideal Investment Horizon Plus Plus Plan Available Option Available /Dividend /Dividend Benchmark Nifty 50 Arbitrage TRI Crisil Short Term Bond Fund Index Min Investment Amt 0 0 Min Additional Amt Min Redemption Amt SIP dates Any day# Any day# SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly 1) Daily 300/ & in multiples of 1/ thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly & 3000/ & in multiples of 1/ thereafter 1) Daily 300/ & in multiples of 1/ thereafter, 2) Monthly 1000/ & in multiples of 1/ thereafter, 3) Quarterly & 3000/ & in multiples of 1/ thereafter Mr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani Entry Load Exit Load * Min SIP Amount Fund Manager For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable. For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable. For redemption/switch out of units after 1 month from the date of allotment: Nil Riskometer Risk Moderately Low Risk Moderate Facility Available SIP/STP/SWP SIP/STP/SWP RP:, DP:, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the s, Investors are requested to visit is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance. * w.e.f. 4th February,

33 Total Expense Ratios (as on 31st January, 2019) Name Additional Additional Base TER expense as per expense as per (%)1 Regulation Regulation 52(6A)(b) (%)2 52(6A) (%)3 GST (%)4 Total TER (%) Additional Additional Base TER expense as per expense as per (%)1 Regulation Regulation 52(6A)(b) (%)2 52(6A) (%)3 GST (%)4 Total TER (%) LIC MF Banking & Financial Services Fund LIC MF Equity Hybrid Fund LIC MF Infrastructure Fund LIC MF Large & Mid Cap Fund LIC MF Large Cap Fund LIC MF Multicap Fund LIC MF Tax Plan LIC MF Index Fund Sensex Plan LIC MF Index FundNifty Plan LIC MF Children's Gift Fund LIC MF ETFNifty LIC MF Unit Linked Insurance LIC MF ETFNifty LIC MF ETFSensex LIC MF GSec Long Term ETF LIC MF Banking & PSU Debt Fund LIC MF Bond Fund 1.07 LIC MF Debt Hybrid Fund 2.25 LIC MF Govt. Securities Fund LIC MF Liquid Fund 0.24 LIC MF Savings Fund 0.80 LIC MF Arbitrage Fund LIC MF Short Term Debt Fund Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of SEBI (Mutual Funds) Regulations, Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses, commission, etc., and no commission shall be paid from such plans. GLOSSARY OF TERMS Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc.. Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification. AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10year Gsec. Beta: Beta is a measure of an investment s volatility visavis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security s price will be more volatile than the market. Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing at the time of investment. For instance, if the is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing at the time of redemption. The investor will receive redemption proceed at net value of less Exit Load. For instance if the is Rs 100 and the exit load is 1%, the investor will receive Rs 99. Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses. 33

34 GLOSSARY OF TERMS Holdings: The holdings or the portfolio is a mutual fund s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities. Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme. Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Nature of : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories. : The or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets. Portfolio Yield: Disclosure only required for Debt Funds. Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA ( for last day of the month. Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy. Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of riskadjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years. SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc. Standard Deviation: Standard deviation is a statistical measure of the range of an investment s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk. Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond s current market price, par value, coupon interest rate and time to maturity. BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad Tel.: / Bangalore: No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Rd, Bangalore Tel.: / Bhubaneswar: Plot no2b&2c, Ground floor, Behind Ram Mandir, Unit3, Kharavel Nagar, Bhubaneswar , Odisha. Tel.: Chandigarh: S.C.O.2030, Jeevan Prakash Building, Ground Floor, LIC Divisional Office, Sector17B, Chandigarh Tel.: Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai Tel.: / Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore Tel.: Ernakulam: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, Kochi Tel.: Ghatkopar: LIC Mutual Fund Asset Management Limited, Office No. 19, Ground Floor, Zest Business Centre, MG Road, Near Doshi Nursing Home, Ghatkopar East, Mumbai, Maharashtra Guwahati: LIC Mutual Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S. Road, Fancy Bazar, Guwahati Hyderabad: House No. 5957, 4th Floor, Jeevan Jyoti Building, Basheerbagh, Hyderabad Tel.: / Indore: U.V. House, 1st Floor, Snehil 9/1A South Tukoganj, Indore Tel.: Jaipur: LIC Divisional Office1 Campus, Ground Floor, Jeevan NidhiII (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur Tel.: Kanpur: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, Kanpur Tel.: / Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata Tel.: Lucknow: 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow Tel.: / Mangalore: LIC Mutual Fund Asset Management Limited, No. 6, Ground Floor, Popular Building, K S Rao Road, Mangalore Tel. No.: Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai Tel.: / / 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane Tel.: Nagpur: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur Tel.: Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik Tel.: New Delhi: 7th Floor, Jeevan Prakash, 25 K.G. Marg, New Delhi Tel.: / Patna: LIC Mutual Fund Asset Management Limited, Office No. 4A, 4th Floor, Anand Towers, Exhibition Road, P.S. Gandhi Maidan, Dist. Patna Pune: LIC of India, Pune D.O.I, 6/7, Shivaji Nagar, University Road, Pune Tel.: Raipur: C29/A, Sector 1, Besides City Centre Mall, Devendra Nagar, Raipur C.G. Tel.: / Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot Tel.:

35 KARVY OFFICES Agartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura (West), Agartala, Tripura Agra: 1st Floor, Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra, Uttar Pradesh Ahmedabad: 201/202 Shail Complex, Opp Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad, Gujarat Ajmer: S.no.1&2, 2nd Floor, Ajmer Tower, Kutchery Road, Ajmer, Rajasthan Akola: Yamuna Tarang Complex, Shop No 30, Ground Floor, N.H. No 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra Aligarh: 1st Floor, Kumar Plaza, Aligarh, Uttar Pradesh Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad, Uttar Pradesh Alleppy: X1v 172, JP Towers, Mullackal, KSRTC Bus Stand, Alleppy, Kerala Alwar: 101,Saurabh Tower, Opp. UIT, Near Bhagat Singh Circle, Road No.2, Alwar, Rajasthan Amaravathi: Shop No. 21, 2nd Floor, Gulshan Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra Ambala: 6349, Nicholson Road, Adjacent KOS HospitalambalaCant, Ambala, Haryana Amritsar: 72A, Taylor s Road, Opp Aga Heritage Club, Amritsar, Punjab Anand: B42 Vaibhav Commercial Center, Nr TVS Down Town Shrow Room, Grid Char Rasta, Anand, Gujarat Ananthapur: #15/149, 1st Floor, S R Towers, Subash Road, Opp. To Lalitha Kala Parishad, Anantapur, Andhra Pradesh Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar, Gujarat Asansol: 114/71 G T Road, Near Sony Centre, Bhanga Pachil, Asansol, West Bengal Aurangabad: Ramkunj Niwas, Railway Station Road, Near Osmanpura Circle, Aurangabad, Maharashthra Azamgarh: 1st Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh, Uttar Pradesh Malleshwaram, Bangalore: No.337, GF3, Karuna Complex, Sampige Road, Opp New Vegetable Market, Malleshwaram, Bangalore ; Koramangala, Bangalore: No. 408, Cita Bldg, I Floor, Next To Vodafone Office, Koramangala, Bangalore ; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka Balasore: M.S Das Street, Gopalgaon, Balasore, Orissa, Balasore, Orissa Bankura: Ambika Market Complex (Ground Floor), Nutanganj, Post & Dist Bankura, Bankura, West Bengal Bareilly: 1st Floor, 165, Civil Lines, Opp.Hotel Bareilly Palace, Near Railway Station, Bareilly, Uttar Pradesh Barhampore (WB): Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (WB), West Bengal Baroda: SB5, Mangaldeep Complex, Opp. Masonic Hall, Productivity Road, Alkapuri, Baroda, Gujarat Begusarai: Near Hotel Diamond Surbhi Complex, O.C Township Gate, Kapasiya Chowk, Begusarai, Bihar Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha Appliances, Club Road, Belgaum, Karnataka Bellary: No. 1, KHB Colony, Gandhi Nagar, Bellary, Karnataka Berhampur (OR): Opp Divya Nandan Kalyan Mandap, 3rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (OR), Orissa Betul: 107, 1st Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur, Bihar Bharuch: Shop No , Aditya Complex, Near Kasak Circle, Bharuch, Gujarat Bhatinda: #2047A, 2nd Floor, The Mall Road, Above Max New York Life Insurance, New Delhi, Punjab Bhavnagar: Krushna Darshan Complex, Parimal Chowk, Office No , 3rd Floor, Above Jed Blue Show Room, Bhavnagar, Gujarat Bhilai: Shop No1, First Floor, Plot No1, Commercial Complex, Nehru NagarEast, Bhilai, Chatisgarh Bhilwara: Shop No. 2728, 1st Floor, Heera Panna Market, Pur Road, Bhilwara, Rajasthan Bhopal: Kay Kay Business Centre, 133, Zone I, MP Nagar, Above City Bank, Bhopal, Madhya Pradesh Bhubaneswar: A/181, Back Side Of Shivam Honda Show Room, Saheed Nagar, Bhubaneswar, Orissa Bikaner: 7071, 2nd Floor, Dr. Chahar Building, Panchsati Circle, Sadul Ganj, Bikaner, Rajasthan Bilaspur: Shop No201 & 202, 1st Floor, V R Plaza, Link Road, Bilaspur, C.G., Bilaspur, Chatisgarh (Bhishm) Bokaro: B1, 1st Floor, City Centre, Sector4, Near Sona Chandi Jwellars, Bokaro, Jharkhand Burdwan: 63 GT Road, Halder Complex, 1st Floor, Burdwan, West Bengal Calicut: 2nd Floor, Soubhagya Shopping Complex, Arayidathpalam, Mavoor Road, Calicut, Kerala Chandigarh: SCO , 1st Floor, Sector 22C, Chandigarh, Union Territory Chandrapur: Rauts Raghuvanshi Complex, Shop No1, Office No2, 1st Floor, Beside Azad Garden Main Road, Chandrapur, Maharashtra Chennai: F11, Akshaya Plaza, 1st Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu T Nagar, Chennai: G1, Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai ; Adayar, Chennai: New No 51, Gandhi Nagar, First Main Road, Adyar, Chennai ; Annanagar, Chennai: T 92, Ground Floor, 3rd Avenue Main Road, Annanagar, Chennai ; Chinsura: J C Ghosh Saranu, Bhanga Gara, Chinsurah, Hooghly, Chinsurah, West Bengal Cochin: Ali Arcade, 1st Floor, Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm, Kerala Coimbatore: 3rd Floor, Jaya Enclave, 1057 Avinashi Road, Coimbatore, Tamil Nadu Cuttack: POBuxi Bazar, Cuttack, Opp Dargha Bazar Police Station, Dargha Bazar, Cuttack, Orissa Darbhanga: Jaya Complex, 2nd Floor, Above Furniture Planet, Donar Chowk, Darbhanga, Bihar Davangere: #15/9, 1st Floor, Sobagu Complex, 2nd Main Road (AVK College Road) P J Extension, Davangere, Karnataka Dehradun: Kaulagarh Road, Near Sirmaur Margabove, Reliance Webworld, Dehradun, Uttaranchal Deoria: 1st Floor, 1st Floor, Opp. Zila Panchayat, Civil Lines, Deoria, Uttar Pradesh Dewas: 27 RMO House, Station Road, Above Maa Chamunda Gaes Agency, Dewas, Madhya Pradesh Dhanbad: 208 New Market, 2nd Floor, Bank More, Dhanbad, Jharkhand Dharwad: G, 7&8 Banashankari Avenue, Opp NTTF, P B Road, Dharwad, Karnatka Dhule: Ground Floor, Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot, Opp Bhavasar General Store, Dhule, Maharashthra Dindigul: No 9 Old No 4/B, New Agraharam, Palani Road, Dindigul, Tamil Nadu Durgapur: MWAV16 Bengal Ambuja, 2nd Floor City Centre, 16 Dt Burdwan, Durgapur, West Bengal Eluru: D.No 23B593/1, Savithri Complex, Edaravari Street, Near Dr. Prabhavathi Hospital, R.R. Pet, Eluru, Andhra Pradesh Erode: No. 4, Veerappan Traders Complex, KMY Salai, Sathy Road, Opp. Erode Bus Stand, Erode, Tamil Nadu Faridabad: A2B, 1st Floor, Nehru Groundnit, Faridabad, Haryana Ferozpur: The Mall Road, Chawla Bulding, 1st Floor, Opp. Centrail Jail, Near Hanuman Mandir, Ferozepur, Punjab Gandhidham: 204, 2nd Floor, Bhagwati Chamber, Kutchkala Road, Gandhidham, Gujarat Gandhinagar: Plot No 945/2, Sector 7/C, Opp Pathika, Gandhinagar, Gujarat Gaya: 1st Floor, Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya, Bihar Ghaziabad: 1st Floorc7, Lohia Nagar, Ghaziabad, Uttar Pradesh Ghazipur: 2nd Floor, Shubhra Hotel Complex, Mahaubagh, Ghazipur, Uttar Pradesh Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh Gorakhpur: Above V.I.P. House Ajdacent, A.d. Girls College, Bank Road, Gorakpur, Uttar Pradesh Gulbarga: CTS No 2913, 1st Floor, Asian Towers, Jagath Station, Main Road, Next To Adithya Hotel, Gulbarga, Karnataka Guntur: D No 61027, Srinilayam, Arundelpet, 10/1, Guntur, Andhra Pradesh Gurgaon: Shop No.18, Ground Floor, Sector14, Opp. AKD Tower, Near Huda Office, Gurgaon, Haryana Guwahati: 54 Sagarika Bhawan, 2nd Floor, R G Barooah Road, Aidc, Near Baskin Robbins, Guwahati, Assam Gwalior: 2nd Floor, Rajeev Plaza, Jayendra Ganj, Lashkar, Gwalior, Madhya Pradesh Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Haldwani, Uttaranchal Haridwar: 8, Govind Puri, Opp. LIC2, Above Vijay Bank, Main Road, Ranipur More, Haridwar, Uttaranchal Hassan: St Anthony s Complex, Ground Floor, H.N. Pura Road, Hassan, Karnataka Hissar: SCO71, 1st Floor, Red Square Market, Hissar, Haryana Hoshiarpur: 1st Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab Hubli: 22nd & 23rd, 3rd Floor, Eureka Junction, Travellers Bunglow, Hubli, Karnataka Hyderabad: 82596, Avenue 4, Karvy Plaza, Street No 1, Banjara Hills, Hyderabad, Andhra Pradesh Indore: 2nd Floor, Balaji Corporates, Above ICICI Bank, 19/1 New Palasia, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk, Opp Shyam Market, Jabalpur, Madhya Pradesh Jaipur: S16/A 3rd Floor, Land Mark Building, Opp Jai Club, Mahaver Marg, C, Jaipur, Rajasthan Jalandhar: Arora Prime Tower, Lowe Ground Floor, Office No 3, Plot No 28, Jalandhar, Punjab Jalgaon: 113, Navi Peth, B/H Mahalaxmi Dairy, Jalgaon, Maharashthra Jalpaiguri: D B C Road, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal Jammu: 5 A/D Extension 2, Near Panama Chowk Petrol Pump, Panama Chowk, Jammu, Jammu & Kashmir Jamnagar: Madhav Palaza, Opp SBI Bank, Nr Lal Bunglow, Jamnagar, Gujarat Jamshedpur: 2nd Floor, R R Square, SB Shop Area, Near Reliance Foot Print & HotelBS Park Plaza, Main Road, Jamshedpur, Jharkhand Jaunpur: R N Complex, 119G, In Front Of Pathak Honda, Ummarpur, Jaunpur, Uttar Pradesh Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi, Uttar Pradesh Jodhpur: 203, Modi Arcade, Chopasni Road, Jodhpur, Rajasthan Junagadh: Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat Kannur: 2nd Floor, Prabhath Complex, Fort Road, Nr. ICICI Bank, Kannur, Kerala Kanpur: 15/46, B, Ground Floor, Opp Muir Mills, Civil Lines, Kanpur, Uttar Pradesh Karaikudi: No. 2, Gopi Arcade, 100 Feet Road, Karaikudi, Tamil Nadu Karimnagar: H.No.42130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar, Andhra Pradesh Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana Karur: No.6, Old No.1304, ThiruVika Road, Near G.R. Kalyan Mahal, Karur, Tamil Nadu Kharagpur: 180 Malancha Road, Beside Axis Bank Ltd, Kharagpur, West Bengal Kolhapur: 605/1/4 E Ward, Shahupuri, 2nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashtra Kolkata: 166 A Rashbihari Avenue, 2nd Floor, Opp Fortish Hospital, Kolkata, West Bengal Kollam: Sree Vigneswara Bhavan, Shastri Junction, Kadapakada, Kollam, Kerala Korba: 1st Floor, City Centre, 97 IRCC, Transport Nagar, Korba, Chatisgarh Kota: 29, Ist Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota, Rajasthan Kottayam: 1st Floor, Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Near SBI Main Branch, Kurnool, Andhra Pradesh Lucknow: 24, Prem Nagar, Ashok Marg, Lucknow, Uttar Pradesh Ludhiana: SCO136, 1st Floor, Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab Madurai: Rakesh Towers, 30C, 1st Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu Malappuram: First Floor, Cholakkal Building, Near U P School, UP Hil, Malappuram, Kerala Malda: Sahis Tuli, Under Ward No.6, No.1 Govt Colony, English Bazar Municipality, Malda, West Bengal Mandi: 149/11, School Bazaar, Mandi, Uttar Pradesh Mangalore: Mahendra Arcade, Opp Court Road, Karangal Padi, Mangalore, Karnataka Margoa: 2nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa Mathura: Ambey Crown, 2nd Floor, In Front Of BSA College, Gaushala Road, Mathura, Uttar Pradesh Meerut: 1st Floor, Medi Centreopp ICICI Bank, Hapur Road, Near Bachha Park, Meerut, Uttar Pradesh Mehsana: Ul/47, Apollo Enclave, Opp Simandhar Temple, Modhera Cross Road, Mehsana, Gujarat Mirzapur: Above HDFC Bank, Dankeenganj, UP, Mirzapur, Uttar Pradesh Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Chowk Tari Khana, Moradabad, Uttar Pradesh Morena: Moti Palace, Near Ramjanki Mandir, Near Ramjanki Mandir, Morena, Madhya Pradesh Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind BSE Bldg, Fort, Maharashtra Andheri: 6 & 7, Andheri Industrial Estate, Veera Desai Road, Andheri (West), Mumbai Borivali: Gomati Smuti, Ground Floor, Jambli Gully, Near Railway Station, Borivali (West), Mumbai Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg., N G Acharya Marg, Chembur, Mumbai Muzaffarpur: 1st Floor, Uma Market, Thana Gumtimoti Jheel, Muzaffarpur, Bihar Mysore: L350, Silver Tower, Ashoka Road, Opp. Clock Tower, Mysore, Karnataka Nadiad: 104/105, Near Paras Cinema, City Point Nadiad, Nadiad, Gujarat Nagerkoil: 3A, South Car Street, Parsans Complex, Nagercoil, Tamil Nadu Nagpur: Plot No 2/1, House No 102/1, Mata Mandir Road, Mangaldeep Appartment, Opp Khandelwal Jewelers, Dharampeth, Nagpur, Maharashtra Namakkal: 105/2, Arun Towers, Paramathi Street, Namakkal, Tamil Nadu Nanded: Shop No.4, Santakripa Market, G G Road, Opp. Bank Of India, Nanded, Maharashtra Nasik: F1, Suyojit Sankul, Sharanpur Road, Nasik, Maharashtra Navsari: 1/1 Chinmay Aracade, Opp Sattapir Rd, Tower Rd, Navsari, Gujarat Nellore: , Room No 27, 2nd Floor, Keizen Heights, Gandhi Nagar, Pogathota, Nellore, Andhra Pradesh New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New Delhi Nizamabad: H No 56430, Above Bank Of Baroda, First Floor, Beside HDFC Bank, Hyderabad Road, Nizamabad, Andhra Pradesh Noida: 307 Jaipuria Plazad, 68 A, 2nd Floor, Opp Delhi Public School, Sector 26, Noida, Uttar Pradesh Palghat: No 20&21, Metro Complex H.P.O. Road Palakkad, Kerala Panipat: 1st Floor, Krishna Tower, Above Amertex, G.T. Road, Panipat, Haryana Panjim: City Business Centre, Coelho Pereira Building, Room No 18, 19 & 20, Dada Vaidya Road, Panjim, Goa Pathankot: 1st Floor, 9 A, Improvement Trust Building, Patel Chowk, Pathankot, Punjab Patiala: SCO 27 D, Chotti Baradari, Near Car Bazaar, Patiala, Punjab Patna: 3A, 3rd Floor Anand Tower, Exhibition Road, Opp ICICI Bank, Patna, Bihar Pollachi: 146/4, Ramanathan Building, 1st Floor, New Road, Pollachi, Tamil Nadu Pondicherry: No 7, Thiayagaraja Street, Pondicherry, Pondicherry Proddatur: Shop No 4, Araveti Complex, Mydukur Road, Beside Syndicate Bank, Proddatur, Andhra Pradesh Pudukottai: Sundaram Masilamani Towers, TS No , PM Road, Old Tirumayam Salai, Near Anna Statue, Jublie Arts, Pudukottai,Tamil Nadu Pune: Office #16, Ground Floor, Shrinath Plaza, Near Dyaneshwar Paduka Chowk, F C Road, Pune, Maharashtra Raipur: Shop No. 31, Third Floor, Millenium Plaza, Above Indian House, Behind Indian Coffee House, Raipur, Chatisgarh Rajahmundry: D.No.614, Rangachary Street, T. Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh Rajapalayam: Sri Ganapathy Complex, 14B/5/18, T P Mills Road, Virudhungar Dist, Rajapalayam, Tamil Nadu Rajkot: 104, Siddhi Vinyak Com., Opp Ramkrishna Ashram, Dr Yagnik Road, Rajkot, Rajkot, Gujarat Ranchi: Room No 307, 3rd Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand Ratlam: 1 Nagpal Bhawan, Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh Renukoot: Shop No. 18, Near Complex Birla Market, Renukoot, Uttar Pradesh Rewa: 1st Floor, Angoori Building, Besides Allahabad Bank, Trans University Road, Civil Lines, Rewa, Madhya Pradesh Rohtak: 1st Floor, Ashoka Plaza, Delhi Road, Rohtak, Haryana Roorkee: Shree Ashadeep Complex, 16, Civil Lines, Near Income Tax Office, Roorkee, Uttaranchal Rourkela: 1st Floor, Sandhu Complex, Kachery Road, Uditnagar, Rourekla, Orissa Sagar: Above Poshak Garments, 5 Civil Lines, Infront Of Income Tax Office, Sagar, Madhya Pradesh Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh Salem: No 40, Brindavan Road, Fairlands, Near Perumal Koil, Salem, Tamil Nadu Sambalpur: Ground Floor, Quality Massion, Infront Of Bazaar Kolkata, Nayapara, Sambalpur, Orissa Secunderabad: 1st Floor, Thirumala Complex, Paradise Circle, S.D Road, Opp. Hotel Kamat, Secunderabad Satna: 1st Floor, Gopal Complex, Near Bus Stand, Rewa Road, Satna, Madhya Pradesh Shaktinagar: 1st/A375, V V Colony, Dist Sonebhadra, Shaktinagar, Uttar Pradesh Shillong: Annex Mani Bhawan, Lower Thana Road, Near R K M L P School, Shillong, Meghalaya Shimla: Triveni Building, By Pas Chowk Khallini, Shimla, Himachal Pradesh Shimoga: Sri Matra Naika Complex, 1st Floor, Above Shimoga Diagnostic Centre, LLR Road, Durgigudi, Shimoga, Karnataka Shivpuri: 1st Floor, M.P.R.P. Building, Near Bank Of India, Shivpuri, Madhya Pradesh Sikar: First Floor, Super Tower, Behind Ram Mandir, Near Taparya Bagichi, Sikar, Rajasthan Silchar: N.N. Dutta Road, Chowchakra Complex, Premtala, Silchar, Assam Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal Sitapur: 12/12A, Sura Complex, Arya Nagar, Opp Mal Godam, Sitapur, Uttar Pradesh Sivakasi: 363, Thiruthangal Road, Opp TNEB, Sivakasi, Tamil Nadu Solan: Sahni Bhawan, Adjacent Anand Cinema Complex, The Mall, Solan, Himachal Pradesh Solapur: Block No 06, Vaman Nagar, Opp DMart, Jule Solapur, Solapur, Maharashtra Sonepat: 205 R Model Town, Above Central Bank Of India, Sonepat, Haryana Sri Ganganagar: 35E Block, Opp Sheetla Mata Vaateka, Sri Ganganagar, Rajasthan Srikakulam: D.No4128/1, Venkateswara Colony, Near Income Tax Office, Srikakulam, Andhra Pradesh Sultanpur: Rama Shankar Complex, Civil Lines, Faizabad Road, Sultanpur, Uttar Pradesh Surat: G5 Empire State Buliding, Nr Udhna Darwaja, Ring Road, Surat, Gujarat Thanjavur: No. 70, Nalliah Complex, Srinivasam Pillai Road, Tanjore, Tamil Nadu Thodupuzha: First Floor, Pulimoottil Pioneer, Pala Road, Thodupuzha, Kerala Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu Tirupathi: D No 203, 2nd Floor, Padmavathi Nilayam, Nokia Care Upstairs, Tilak Road, Tirupathi, Andhra Pradesh Tirupur: First Floor, 244 A, Kamaraj Road, Opp To Cotton Market Complex, Tirupur, Tamil Nadu Tiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala Trichur: 2nd Floor, Brothers Complex, Naikkanal Junction, Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala Trichy: 60, Sri Krishna Arcade, Thennur High Road, Trichy, Tamil Nadu Trivandrum: 2nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala Tuticorin: 4B, A34A37, Mangalmal Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin, Tamil Nadu Udaipur: , Madhav Chambers, Opp G P O, Chetak Circle, Udaipur, Rajasthan Ujjain: 101 Aashta Tower, 13/1 Dhanwantri Marg, Freeganj, Ujjain, Madhya Pradesh Valsad: Shop No 2, Phiroza Corner, Opp Next Show Room, Tithal Road, Valsad, Gujarat Vapi: Shop No12, Ground Floor, Sheetal Appatment, Near K P Tower, Vapi, Gujarat Varanasi: D64/132, 1st Floor, Anant Complex, Sigra, Varanashi, Uttar Pradesh Vellore: 1, M N R Arcade, Officers Line, Krishna Nagar, Vellore, Tamil Nadu Vijayanagaram: Soubhagya, 1961/3, 2nd Floor, Near Fort Branch, Opp Three Temples, Vizianagaram, Andhra Pradesh Vijayawada: 39107, Opp Municipal Water Tank, Labbipet, Vijayawada, Andhra Pradesh Visakhapatnam: Door No 4887, Dwaraka Diamond, Ground Floor, Srinagar, Visakhapatnam, Andhra Pradesh Warangal: 5695, 1st Floor, Opp B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal, Andhra Pradesh Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near D.A.V. Girls College, Yamuna Nagar, Haryana Investment Manager: LIC MUTUAL FUND ASSET MAGEMENT LIMITED 4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai Board : Fax : service@licmf.com Connect with us: /LICMutual /LICMutual /company/licmutual MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

36 Life comes with Many reasons to smile Tax benefit u/s 80c* Invest in Investment Objective Terms of Investment An openended scheme which seeks to generate longterm capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover. A) Single Premium B) Regular Contribution 1) 2) 10 Years 1) 10 Years 2) 1 Load Structure Minimum Investment Entry Load Exit Load (Subject to LockIn of 3 years) (i) ` 10,000 under Single Premium Option (ii) ` 10,000 under Regular Premium Yearly Option (iii) ` 1,000 under Regular Premium Monthly Option (iv) ` 3,000 under Regular Premium Quarterly Option Benchmark Index Flexibility CRISIL Hybrid Aggressive Index The offers the flexibility to switch among the various other schemes and options offered by LIC Mutual Fund, keeping in mind the changing investment needs. To know more, please consult your Financial Advisor Call Toll Free OR RISKOMETER Investors understand that their principal will be at Moderately High Risk This product is suitable for investors who are seeking*: Long term capital appreciation and current income. Investment in Equity and equity related securities, fixed income securities (debt and money market securities). *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. * Subject to 1.5 lakh under Section 80 C of the Income Tax Act, 1961(As per prevailing tax laws in India). Connect with us: /LICMutual /LICMutual /company/licmutual MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.