HEAD OFFICE: MANIPAL ; KARNATAKA UNA'UDJTED :IREVIEWED) FINANCIA,L RESULTS FOR THE QUARTER J HALF YEAR ENDED 3o.THSEPTEMBER 20.

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.j HEAD OFFCE: MANPAL 57604 ; KARNATAKA UNA'UDJTED :REVEWED) FNANCAL RESULTS FOR THE QUARTER J HALF YEAR ENDED 3o.THSEPTEMBER 20.7.('f in Lakhs) Particulars nterest Earned {a + b + c + dl a) nterest J OiSGO.

1 .j HEAD OFFCE: MANPAL ; KARNATAKA UNA'UDJTED :REVEWED) FNANCAL RESULTS FOR THE QUARTER J HALF YEAR ENDED 3o.THSEPTEMBER 20.7.('f in Lakhs) Particulars nterest Earned {a + b + c + dl a) nterest J OiSGO.lntOil Advances J 'Bills b) ncome on nvestments c) nterest on balances willi Reserve Bank of ndia and other nter Bank Funds d) Olhers 2 Other ncome 3 TOTAL NCOME ( +.2} QuarteT 3Ul Ouarter S7a30G tl Half'lear Eflded 3{Lo.9..2o.6 M76S 'ear 3.G.3.2o.7 (Audited) ' ; B '8': 87828' Ge ' Q ' ' : nterest Exoended Operating Expenses {i} "" (in 5 i) Emplovees Cost ii) [Other Operating Expenses TOTAL EXPENDTURE {4 + 5) 6 (excluding Provisions and Contingencies) OPERATNG PROFT (3 6) (before Provisions and Con'tingencies) Provisions (other than 'tax) and connnoencies 8 (of \yhich Provisions for NonPeTforming Assets) Exceptional tems 9 Profit (+) J Loss {} from Ordinary Activities 0 before Tax 7 8 9) Tax Expenses j35368) 5240 {70} (90.49) {2639} 8242 {5795} (2639) (5795) : B H% 7.23%.97% 2.30% 745%.79%.35% 7.9%.23% 2.7% 7.23%.97%.35% 7.9%.23% 2.'03% 7.50%.76% (2.9).03 (.75) 2.02 Net Profit (+) J Loss H from 'Ordinary Activities After Tax '(0 ) 3 Extraordinary items (net of Tax Expense) 4 Net Profit {+) J Loss H for the period {23} 2 5 Paidup Equity Share Gapital '(Face value of'< 0/ oer share) 6 Reserves exgmfmgrevaluation Reserves as per BalanceSheetof PreviousAccountinoYear) Analytical Ratios i) Percentage of shares held by Government of rxflc\ Capital Adequacy Raiio' %) (Basel ): U} {a) GET Ratio {b} Additional Tier Ratio Earning per Share (in 'f ) Basic and diluted EPS before and after Hi) 7 Extraordinary items net of Tax Expense [notannuafisedl NPA Ratios:.a) Amounl of Gross Non Performing Assets. iv) i b) Amount of Net Non Performing Assets c) % of Gross NPA d) % of Net NPA v) Return on Assets (Annualised) % Public Sh'areholdlng 8 Number of Shams Percentage of Shareholdlng Promoters and Promoter Grou.p ShareholdlnQ Pledged J Encumbered Number of Shares ' (034) B {0. 0) " ' Percentage of Shares (as a % of the total shareholding of promoter and promoter {jfdup NL NL NL NL NL NL NL JJ8 NL NL NL NL NL NL NL ' Percentaqa of Shams (as a % of the 0al Share capital of the Bank) Non Encumbered Number of Shares bj Peroentage of Shares {as a % of the 0al aj sbareholding of promoter and promoter group) ) NL '

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2 ;!r i ].rt'=;'i=f'fsqc_='' t i.2t... "if S"flH.Ht.;:.atBank p _! J t j;j.. _..."... _ in lakhs)! SEGMENT WSE REPORTNG PARTCULARS Part A: Business Bankino Operations Bankina Onerations nter Net Sales.l Segment Se!'jment Year {) (R<evlewed) : (Revewed) (Audited) i : '67\079 ncome from Revenue 6492 operation ; (B890) (0902) (5407) {263365) 2553 OO54D 4576'6 Results a Treasurv Operations b Corporate Wholesale Part B:Geographic f7467 Bankino Ooerations c Retail BankilQ Operations d. Other Bankino Onerations TOTAL Less: ) nterest ) Other Un Allocated Expenditure Add: Other Un Allocable ncome Profit Before Tax: ncome TaxlNeB Extraordinary Profit (Loss) Net Profit Capitalemploved: (Segment AssetsSegment Uabilities) a Treasurv Operations b Corporate J Wholesale Bankino Ooerations 'c RetaiJ Bankino Operations d Other Bankinq Operations e Unalloeated Assets {94O {2646 ' (49O97} "27500) ) l ) 3729 {35368 (9049 : (5795) ; ' '596[ 2930 (2639) ' > ' Segment Revenue: Domestic Operations Foreinn Ooerations Assets: Domestic 207 YEAR ENDED 30TH SEPTEMBER d) Other Bankina Operations Less: J HALf Seament Se:crment Revenue a) Treasurv Ooerations b) Corporate J Wholesale C) Retail for THE QUARTER Oeerations Forelqn Operations > fi '94B SUMMAR!SEO BAlANCE SHEET. in lakhs \; CAPTAL AND UABUTES: Capital Reserves and Surplus Deposits Borrowinns Other Liabilities and Provisions TOTAL ASSETS; Cash and Balances with Reserve Bank of ndia Balances with Banks and Monev at Gall and Short Notice nvestments Advanoes Fxed Assets _v. OJBef"i'\s"tl:. ' (:t.rc.. \r. \7 " (t!v '.\!... \ iff;; ; ; "' Cel! 'if:; (! F;. "::. :;;... >:;:'!{:\;f.pf?fo \cl"o\s' t:.y.... 3Hl Reviewed Audited Reviewed t A59Rf <J e '» edacco';;: :.(Dll «... #;t:!.co J: 'p i ! nn. 3OG 9rll :n PUNE < Y D ACCr:fJ...=.. ft A.\ 6'{:;if;') y' ; oil <l * /l. ' " r;:;../'* (/CJ<NO' = o /l Bhu Q> v.z!/jl flv war! :'.Qred AcCO" \(Ji

3 ....r:"':::"'r::t "'.:<;. rttscz:..... { SVud(;aielaai'lk."._ ;'P.i'J7jf"P.n._J;:>s.jo "..t""2:':'''hr..=.:'$ NOTES:. The above financial results were reviewed by the Audit Committee of the Bank and approved by the Board of Directors of the Bank at the meetings held on October The results have been subjected to "Limited Review" by Statutory Central Auditors of the Bank. 2. There is no change in the Accounting Policies adopted during the six months ended September as compared to those followed in the annual financial statements for the year ended March Financial results for the six months September have been arrived at after considering provisions for Standard Assets Sustainable Structuring of Stressed assets Strategic Debt Restructuring Non Performing Advances and Depreciation j Provision on nvestments as per Reserve Bank of ndia guidelines. Provision for ncome Tax including Deferred Tax Depreciation on Fixed Assets and other necessary and usual provisions have been made on estimated basis and are subject to adjustment if any at the year end. The necessary provisions of borrowers under scheme for sustainable structunna of stressed assets are reckoned upon implementation of the scheme. 4. n terms of RB circular DBOD.No.BP.BC./ !2056 dated July banks are required to make Pillar 3 disclosures under Basel Capital requirements. These disclosures are being made available on the Bank's website. These disclosures have not been sui)jected to Limited review. 5. During June'7 quarter RB advised banks to initiate insolvency resolution process in respect of 2 accounts under the provisions of nsolvency and Bankruptcy Code206 (me) and required Banks to make higher provisions for these accounts starting from current quarter which are to be spread over three quarters. Accordingly Bank has made pro rata provisions of RS.7260 lakhs durinq current quarter. 6. The Provision Coverage Ratio as on September stood at 56.2%. 7. Number of nvestors complaints pending at the beginning of the quarter were NL complaints received during the quarter were 227 resolved during the quarter are 227 and the complaints pending at the end of the quarter are.

4 8. Figures of previous period! year have been reclassified! regrouped! recast wherever considered necessary to make them comparable with the period under review. DEEPESH DEVCHAND DEDHA ASST. GENERAL MANAGER GMAO GENEAAGER n.. f CH SS MALLlKA.RJUNA RAO EXECUTVE DRECTOR fa ;r MELWYNREGO MANAGNG DRECTOR AND CEO y EXECUTVE DRECTOR JAY VPN NANAVATJ CHA.RMAN PLACE:BENGALURU DATE:

5 Limited Review Report on the unaudited Financial Results for the Six months ended The Board of Directors Syndicate Bank Bengaluru We have reviewed the accompanying statement of unaudited financial results of Syndicate Bank for the Six months ended September The disclosures relating to "Pillor 3 under Basel Capital Regulations" "Leverage ratio" and "Liquidity Coverage ratio" as have been disclosed in Bank's website have not been reviewed by us. These financial results are the responsibility of the Bank's Management and have been approved by the Board of Directors. OUT responsibility is to issuea report on these financial statements based on our review. 2. We conducted our review in accordance with the Standard on Review Engagement (SRE) 240 "Review of nterim Financial tniotmaticr: Performed by the lndependent Auditor of the Entity" issued by thelnstjtute of Chartered Accountants of ndia. Thisstandard requires that we plan and perform the review to obtain moderate assurance as to whether the financial statements are tree of material misstatement. A review is lmited primarily to inquiries of the Bank personnel and analytical procedures applied to financial data and thus provides less ossuronce than an audit. We have not performed an audit and accordingly we do not express an audit opinion. The financial results includes the relevant returns of 20 branches reviewed by us. We have relied on the review reports in respect of nonperforming assets received from concurrent auditors of 25 branches and returns of foreign branch reviewed by audit firm specifically appointed for this purpose. These review reports cover per cent of the advances portfolio of the bank. The financial resultsalso include unreviewed returns in respect of 392 branches Based on our review conducted as above nothing has come to our attention that causes us to believe that the accompanying statement of unaudited financial results prepared in accordance with Accounting Standards and other recognized accounting practices and policies has notdisclosed the information required to be disclosed in terms of Regulation 33 of the SEB(lisling ObJigafions and Disclosure RequirementsjRegulations 205 induding the manner in which it is to be disclosed or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudenfiol norms issued by the Reserve Bonk of ndia in respect of the income recognition asset classification provisioninq and other related matters. FO GANESAN AND COMPANY For Mis P G BHAGWAT Chartered Accountants C r d Accountants FRN : S W rz'.c:f o v... 0 \ \\ CHENNA.; t SANKA ANARAYANAiN 'ler (J;' ) \ " No.2468 For S N KAPUR & ASSOCATES l.f CRherf. c dad' V\?' "en : AVCHAl. Partner Membershi No Place : BengaJuru Date : ]7 No

(a) Interest/discount on advances/bills (o) Income on investments

(a) Interest/discount on advances/bills (o) Income on investments 1. ~~ ALLAHABAD BANK REVIEWED FINANCIAL RESULTS for the quarter ended 30 1 h June, 2018 (t In lakh Quarter Ended Quarter Ended Quarter Ended Year Ended PARTICULARS (Reviewed) (Audited) (Reviewed) (Audited)