Priority Banking Tariff

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1 Priority Banking Tariff Effective from May 1, 2018 ACCOUNT Account opening fee (in Vietnam) Account opening fee ( Standard Chartered in other countries) Minimum initial deposit amount Minimum monthly average balance Account Service Fee if not meeting the minimum criteria of Priority Banking 1 Dormant account fee Account closure prior to one year of opening Courier charges VND 1billion or FCY 50,000 VND 1billion or FCY 50,000 VND 600,000 or FCY 30 per month VND 150,000 or FCY 15 per month or FCY 10 CHANNEL Online Banking View account information Update personal information Transfer fund to own account / 3rd party account within Standard Chartered Transfer to other banks within Vietnam Transfer overseas If the overseas correspondent bank charge is borne by remitter, the Bank shall charge the fee in advance Standing orders establishment / Deletion (via call center) Download statement SMS Banking VND 500,000 per transaction Pull service View account balance View transaction history Internal fund transfer to own account within Standard Chartered Ad-hoc statement request Alert Service Daily Weekly Monthly Account balance Time deposit maturity Time deposit rollover Standing instruction failed Foreign exchange rate Issuance fee per card Delivery card Annual fee Card reissuance per card PIN reissuance per PIN Priority Platinum Debit Platinum Debit ATM Card Within HCM & HN: VND 20,000 Outside HCM & HN: VND 30,000 VND 2,100,000 VND 60,000 (VND 1,100,000 from second year)

2 Sales slip retrieval/ Charge back processing fee Wrong dispute per time Administration fee applied for foreign 4% of transaction amount 4% of transaction amount currency transaction Transaction fee at Standard Chartered - ATMs Cash withdrawal Balance enquiry Fund transfer (within Standard Chartered accounts) Mini statement PIN change Bill payment Additional bank statement request Transaction fee at other banks' ATMs (domestic and overseas) Every domestic transaction 2 Cash withdrawal at any ATMs having VND 3,300 logo Napas 3 Balance enquiry at any ATMs having VND 550 logo Napas 4 Change PIN (only applied at some VND 2,200 ATMs having logo Napas) 5 Every overseas transaction 6,7 3.40%(applied at Standard Chartered's ATM in some countries) 11 Fund transfer ( within Standard Chartered accounts) Mini statement PIN change Transaction fee at POS Surcharge on POS purchase (both domestic and overseas) POS Cash withdrawal domestic 8 POS Cash withdrawal overseas 7,9 Withdraw cash at ACB banks' ATMs within Vietnam VND 3,300 CASH TRANSACTION Cash Deposit in VND in USD or in other foreign currencies Cash Withdrawal in VND in USD in other FCY (foreign currencies) <50 FCY denomination. 0.1% min ( on total of small denomination). If withdrawal amount is equal or over VND2 billion and is less than 3 days from the date of deposit: 0.05% on withdrawn amount, min. VND 1,000, % min. 1 USD 0.4%, min. 5 FCY

3 Cash Pick- up Cash Pick- up NON-CASH TRANSACTION Cheque book issuance Cheque returned Stop cheque VND 170,000 Cheque Collection National collection Cheque drawn by other bank HCM & HN Other cities in Vietnam Cheque drawn on us HCM & HN Other cities in Vietnam per cheque per cheque + Postage fee VND 25,000 per cheque per cheque + Postage fee International collection Outward (Foreign cheque) 0.25%, (min. VND 170,000 - max. VND 1,700,000) + Postage fee REMITTANCE Outward Remittance Within Vietnam Transfer to third party in other banks Transfer to Standard Chartered account (except other banks' charges) To beneficiary in overseas If the overseas correspondent bank charge is delivered by remitter, the Bank shall charge the fee in advance In USD In EUR In GBP In SGD (except for other banks charges, cable, cable/ telex fee) VND 790,000 VND 1,030,000 VND 1,050,000 VND 650,000 Cancellation / Amendment fee transaction Domestic transaction + telex + oversea bank charges (if any) + corresponding bank charge (if any) Investigation fee transaction Domestic transaction VND 400,000 + telex + oversea bank charges (if any) Inward Remittance in FCY Receive in cash Pay to account 0.05%, (min. VND 40,000; max. VND 4,000,000) TIME DEPOSIT ACCOUNT Minimum initial deposit amount Withdrawal At maturity Pre-mature (less than 2 weeks from the date of deposit) VND 10 million or FCY 1,000

4 OTHER SERVICES Foreign Currency Exchange To VND To other currencies Draft Draft payable outside Vietnam Draft payable inside Vietnam Draft cancellation 0.3%, min. 0.3%, min. VND 170,000 + other bank charges (if any) Miscellaneous Statement Ad hoc Statement Additional Copies Certificate of Balance/ Audit report confirmation Additional copy of Certificate of Balance/ Audit report Certificate of Locking account Confirmation to bring FCY across border Standing orders establishment / Amendment / Deletion Account authorization service Enquiries Within 3 months from transaction date More than 3 months from transaction date Postages Courier VND 200,000 per request + postage (if any) VND 20,000 each copy VND 200,000 per request + postage (if any) per confirmation per account per instruction VND 150,000 per time VND 34,000 per mail VND 34,000 VND 20,000 + DHL scale of charges Telex Facsimile IDD call VND 190,000 VND 40,000 per page per page IDD rates min. Safe Deposit Locker Annual Rental Fee 12 Locker size Small VND 10,000,000 Locker size Medium VND 12,000,000 Locker size Large,000 Rental Deposit 12,13 VND 2,000,000 Lock replacement VND 2,000,000 Overdue Contract Fee 14 (per year) VND 5,000,000 per year

5 Terms and Conditions This personal banking tariff supersedes all previous issues is subject to change without prior notice Charges listed do not include those of correspondent banks and/ or other Standard Chartered offices Personal banking tariff for other services not listed herein will be provided upon request All bank charges are exclusive of 10%VAT except ITEM (2),(3),(4),(5),(6),(8),(9) 1 for the minimum crteria of Priority Banking, Please refer to Priority Banking Terms & Conditions (a) Priority AUM clients are subject to Account Service fee after frist 12 months onboarding (b) Priority Payroll clients are subject to Account Service fee after first 6 months onboarding 7 each overseas transaction attracts additional OIF ( Option Issuer Fee) as charged by Visa on transaction amount 10 every bank has their own charges which may be charged to the customer separately 11 Philippines, Malaysia, Hong Kong, China, Singapore, Bahrain, Pakistan; UAE 12 Rental Fee and Rental Deposit is charged in advance and in full amount regarding to the preferred tenure 13 Rental Deposit will be credited to Main Locker Holder s account upon complete termination of the Locker contract, unless the locker key is lost / not returned, or in the case of involuntary surrender, where it is required to break open the locker due to suspicion. 14 Overdue Contract Fee is applicable if Main Locker Holder does not collect the content of the Locker from the Bank after contract expiration date

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