INFORMATION ON INTEREST RATES
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1 INFORMATION ON INTEREST RATES The information below shows you the details of current interest rates (and previous rates) that we have paid on our variable rate interest bearing accounts. Accounts available to open Access Saver 14 December September September 2014 Annual or Monthly interest Gross 1 AER 2 Gross 1 AER 2 Gross 1 AER 2 1 and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% Branch Notice Saver 14 December August August July and over 0.85% 0.85% 0.60% 0.60% 0.95% 0.95% 1.20% 1.20% 1 and over 0.85% 0.85% 0.60% 0.60% 0.95% 0.95% 1.19% 1.20% Family Young Saver 14 December February September January and over 1.40% 1.40% 1.15% 1.15% 1.50% 1.50% 1.75% 1.75% Notes: 1 Interest is paid gross i.e. without tax being taken off on all our savings accounts - ISA accounts pay interest tax-free. 2 AER stands for Annual Equivalent Interest rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. 3 While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account as varied from time to time (please ask staff for details). We also reserve the right to close the account if the minimum investment is not maintained. 4 Tax Free means interest that is not subject to income tax. Norwich & Peterborough Building Society and N&P are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is Principal office of Yorkshire Building Society: Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ. Page 1 of 8
2 Accounts available to open (continued) Help to Buy: ISA 14 December October 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 2.25% 2.25% 2.00% 2.00% Instant ISA (Issue 3) 14 December August 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 0.50% 0.50% 0.25% 0.25% Monthly Regular Saver 14 December September March and over 2.00% 2.00% 1.75% 1.75% 2.00% 2.00% Offset Savings Account 1 January 2013 Annual interest Gross 1 AER 2 1 and over 0.00% 0.00% Page 2 of 8
3 Holding Accounts e-holding Account 14 December September July January and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% Monthly Regular Saver Holding Account 14 December September March and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% Accounts no longer available to open 50 Plus Savings Account 14 December February February September to 4, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.75% 0.75% 5,000 and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.75% 0.75% 90 Day Postal Notice Account 14 December September September January to % 0.75% 0.50% 0.50% 0.75% 0.75% 0.05% 0.05% 1,000 and over 0.75% 0.75% 0.50% 0.50% 0.75% 0.75% 0.75% 0.75% 120 Day Postal Notice Account 14 December September January 2013 Annual or Monthly interest Gross 1 AER 2 Gross 1 AER 2 Gross 1 AER 2 1 and over 0.85% 0.85% 0.60% 0.60% 0.85% 0.85% Access Saver (Anniversary & Deposit) 14 December September March 2016 Annual or Monthly interest Gross 1 AER 2 Gross 1 AER 2 Gross 1 AER 2 1 and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% Page 3 of 8
4 Branch Notice Saver (Issue 2) 14 December September August August and over 0.85% 0.85% 0.95% 0.95% 0.60% 0.60% 1.20% 1.20% 1 and over 0.85% 0.85% 0.95% 0.95% 0.60% 0.60% 1.19% 1.20% Branch Notice Saver (Issue 3) 14 December September August July and over 0.85% 0.85% 0.95% 0.95% 0.60% 0.60% 1.20% 1.20% 1 and over 0.85% 0.85% 0.95% 0.95% 0.60% 0.60% 1.19% 1.20% Branch Notice Saver (Issue 4) 14 December September August May and over 0.85% 0.85% 0.85% 0.85% 0.60% 0.60% 1.10% 1.10% 1 and over 0.85% 0.85% 0.85% 0.85% 0.60% 0.60% 1.09% 1.10% Branch Notice Saver (Issue 5) 14 December August 2016 Annual interest Gross 1 AER 2 Gross 1 AER 2 1 and over 0.85% 0.85% 0.60% 0.60% Monthly interest Gross 1 AER 2 Gross 1 AER 2 1 and over 0.85% 0.85% 0.60% 0.60% Branch Notice Saver ISA 14 December June December September 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 1 and over 0.90% 0.90% 0.65% 0.65% 0.75% 0.75% 1.10% 1.10% Branch Saver 14 December September September January and over 0.50% 0.50% 0.25% 0.25% 0.75% 0.75% 1.00% 1.00% Business Extra3 Annual interest Gross 1 AER 2 Gross 1 AER 2 Gross 1 % AER 2 % Gross 1 % AER 2 % Cambridge Easy Access Account 14 December September September September to % 0.50% 0.25% 0.25% 0.75% 0.75% 1.00% 1.00% 1,000 and over 0.50% 0.50% 0.25% 0.25% 0.75% 0.75% 1.00% 1.00% Page 4 of 8
5 Cash ISA (all versions) Annual or Monthly interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 1 to 9, % 1.00% 0.75% 0.75% 1.00% 1.00% 0.30% 0.30% 10,000 to 24, % 1.00% 0.75% 0.75% 1.00% 1.00% 0.35% 0.35% 25,000 and over 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% 0.50% 0.50% Clients Reserve3 E-Family Regular Saver 1 and over - exc. conditional 3% bonus 0.50% 0.50% 0.25% 0.25% 0.35% 0.35% 1 and over - inc. conditional 3% bonus 3.50% 3.50% 3.25% 3.25% 3.35% 3.35% E-Regular Saver 1 and over - exc. conditional 1.5% bonus 0.50% 0.50% 0.25% 0.25% 0.35% 0.35% 1 and over - inc. conditional 1.5% bonus 2.00% 2.00% 1.75% 1.75% 1.85% 1.85% E-Saver 14 December March November September and over 0.75% 0.75% 0.50% 0.50% 0.60% 0.60% 0.25% 0.25% Easy Plus 1 and over - exc. conditional 1% bonus 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% 1 and over - inc. conditional 1% bonus 1.50% 1.50% 1.25% 1.25% 1.50% 1.50% 1.10% 1.10% Family Easy Access Account 1 and over 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% Family Regular Saver 1 and over - exc. conditional 3% bonus 0.50% 0.50% 0.25% 0.25% 0.35% 0.35% 1 and over - exc. conditional 3% bonus 3.50% 3.50% 3.25% 3.25% 3.35% 3.35% Gold Cash ISA Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% 0.30% 0.30% Page 5 of 8
6 Gold Cash ISA (Issue 3) 14 December September September May 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 0.85% 0.85% 0.60% 0.60% 0.70% 0.70% 0.95% 0.95% Gold Cash ISA (Issue 4) 14 December September August 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 0.50% 0.50% 0.25% 0.25% 0.35% 0.35% Gold Classic Saver 1 and over 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% Gold Classic Saver (Issue 2) 14 December August 2016 Annual interest Gross 1 AER 2 Gross 1 AER 2 1 and over 0.75% 0.75% 0.50% 0.50% Headstart 25 and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.35% 0.35% High Rise3 Instant ISA (Issue 2) 14 December September May 2016 Annual interest Tax Free 4 AER 2 Tax Free 4 AER 2 Tax Free 4 AER 2 10 and over 0.85% 0.85% 0.60% 0.60% 0.85% 0.85% Investment Share up to % 0.50% 0.25% 0.25% 0.50% 0.50% 0.05% 0.05% Monthly Income3 1,000 and over - exc. conditional 0.5% bonus 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% 1,000 and over - inc. conditional 0.5% bonus 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% 0.60% 0.60% Page 6 of 8
7 Netmaster Business 1 to 100, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% Netmaster Saver 14 December September July January to 20, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.35% 0.35% NetmasterGold Saver II 14 December September July January 2013 Annual interest Gross 1 AER 2 Gross 1 % AER 2 % Gross 1 % AER 2 % Gross 1 % AER 2 % 1-20, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.35% 0.35% NetmasterGold Business 1 to 100, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% NetmasterGold Children s Account 1 to 20, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.35% 0.35% NetmasterGold Saver 14 December September July January to 20, % 0.50% 0.25% 0.25% 0.50% 0.50% 0.35% 0.35% Offset Business Savings Account 1 January 2013 Annual or Monthly interest Gross 1 AER 2 1 to 20, % 0.00% Personal Account 14 December September September January 2013 Postal 90 1 to 9, % 1.00% 0.75% 0.75% 1.00% 1.00% 0.05% 0.05% 100,00 and over 1.00% 1.00% 0.75% 0.75% 1.00% 1.00% 1.00% 1.00% Page 7 of 8
8 PostMaster 3 1,000 and over 0.50% 0.50% 0.25% 0.25% 0.50% 0.50% 0.10% 0.10% Regular Saver 1 and over - exc. conditional 1.5% bonus 0.50% 0.50% 0.25% 0.25% 0.35% 0.35% 1 and over - inc. conditional 1.5% bonus 2.00% 2.00% 1.75% 1.75% 1.85% 1.85% Special December September September January ,000 and over 0.50% 0.50% 0.25% 0.25% 0.75% 0.75% 1.00% 1.00% Super Saver 14 December January 2013 Annual interest Gross 1 AER 2 Gross 1 AER 2 20 to exc. conditional 1.5% bonus 0.35% 0.35% 0.10% 0.10% 20 to inc. conditional 1.5% bonus 1..85% 1.85% 1.60% 1.60% Super Saver II 14 December January 2013 Annual interest Gross 1 AER 2 Gross 1 AER 2 20 and over - exc. conditional 1.5% bonus 0.35% 0.35% 0.10% 0.10% 20 and over - inc. conditional 1.5% bonus 1..85% 1..85% 1.60% 1.60% Two Cities 14 December September September January and over 0.50% 0.50% 0.25% 0.25% 0.75% 0.75% 1.00% 1.00% Our printed material is available in alternative formats e.g. large print, Braille or audio. Please visit us in branch or call us on Norwich & Peterborough Building Society and N&P are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is Principal office of Yorkshire Building Society: Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ. nandp.co.uk Page 8 of 8 NPM
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