PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2017 and December 31, 2016 (In millions of Rupiah)

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1 No. ACCOUNTS PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2017 and December 31, 2016 CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2017 Dec 31, 2016 Mar 31, 2017 Dec 31, 2016 ASSETS 1. Cash 15,080,231 15,925,338 15,102,894 15,943, Placement to Bank Indonesia 53,449,761 67,018,647 54,566,267 67,557, Interbank placement 15,347,586 20,108,863 16,197,714 21,345, Spot and derivatives claims 161,975 60, ,975 60, Securities 137,535, ,581, ,724, ,646,318 a. Measured at fair value through profit and loss 4,830,486 4,588,175 4,998,298 4,591,246 b. Available for sale 104,953,104 81,466, ,394,884 81,834,498 c. Held to maturity 24,489,509 26,764,128 24,984,331 27,391,411 d. Loan and receivables 3,262,205 3,762,828 3,347,062 3,829, Securities sold under repurchase agreement (repo) , , Claims on securities bought under reverse repo 18,660,297 2,196,231 19,114,312 2,549, Acceptance claims 7,979,677 7,345,920 7,979,677 7,345, Loans 408,909, ,278, ,692, ,896,245 a. Measured at fair value through profit and loss b. Available for sale c. Held to maturity d. Loan and receivables 408,909, ,278, ,692, ,896, Sharia financing - - 3,489,065 3,462, Equity investment 2,473,159 2,273, , , Impairment on financial assets -/- (13,418,386) (13,455,492) (13,859,897) (13,915,465) a. Securities (917,951) (744,085) (980,400) (855,485) b. Loans (12,249,622) (12,504,607) (12,250,039) (12,505,024) c. Others (250,813) (206,800) (629,458) (554,956) 13. Intangible assets 651, , , ,526 Accumulated amortization on intangible asset -/- (476,370) (447,287) (544,185) (513,071) 14. Fixed assets and equipment 24,872,769 24,736,910 25,380,558 25,233,946 Accumulated depreciation on fixed assets and equipment -/- (8,379,869) (8,070,163) (8,560,541) (8,243,111) 15. Non productive Asset 276, , , ,250 a. Abandoned property 14,981 14,981 14,981 14,981 b. Foreclosed accounts 225, , , ,594 c. Suspense accounts 11,597 10,784 11,597 10,784 d. Interbranch assets 24,507 32,891 24,507 32,891 i. Conducting operational activities in Indonesia 24,507 32,891 24,507 32,891 ii. Conducting operational activities outside Indonesia Impairment of non financial assets -/ Consumer financing receivables and Net investments in finance leases - - 9,069,837 8,670, Deferred tax assets 3,054,874 3,349,886 3,259,880 3,548, Other assets 8,124,913 7,760,879 9,160,495 8,680,941 TOTAL ASSETS 674,303, ,594, ,596, ,738,753

2 PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2017 and December 31, 2016 No. ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2017 Dec 31, 2016 Mar 31, 2017 Dec 31, 2016 LIABILITIES AND EQUITIES LIABILITIES 1. Current account 137,155, ,880, ,125, ,852, Saving account 268,294, ,351, ,294, ,351, Time deposit 129,729, ,933, ,725, ,928, Revenue sharing investment - - 4,163,111 3,831, Liabilities to Bank Indonesia Interbank liabilities 4,375,714 4,903,061 4,373,247 4,900, Spot and derivatives liabilities 28, ,067 34, , Liabilities on securities sold under repurchase agreement , , Acceptance liabilities 4,902,050 4,187,148 4,902,050 4,187, Issued securities - - 1,808,965 2,332, Loans received 160, ,706 2,960,141 2,789, Margin deposit 135, , , , Interbranch liabilities a. Conducting operational activities in Indonesia b. Conducting operational activities outside Indonesia Deferred tax liabilities Other liabilities 15,057,471 13,212,106 17,510,394 15,468, Profit sharing investment TOTAL LIABILITIES 559,840, ,520, ,184, ,023,694 EQUITIES 17. Paid in capital 1,540,938 1,540,938 1,540,938 1,540,938 a. Capital 5,500,000 5,500,000 5,500,000 5,500,000 b. Unpaid capital -/- (3,959,062) (3,959,062) (3,959,062) (3,959,062) c. Treasury stock -/ Additional paid in capital 5,711,368 5,711,368 5,564,552 5,564,552 a. Agio 5,711,368 5,711,368 5,711,368 5,711,368 b. Disagio -/ c. Donated capital d. Fund for paid up capital e. Others - - (146,816) (146,816) 19. Other comprehensive gain (loss) 4,840,930 4,120,938 5,185,934 4,478,069 a. Translation adjustment , ,923 b. Unrealized gain/loss on available for sale financial assets 789,835 (170,155) 791,859 (174,680) c. Effective portion of hedging against cashflow d. Reserves of fixed asset revaluation 6,591,827 6,591,827 6,591,827 6,591,827 e. Portion of other comprehensive income from associate entities f. Gain (loss) from actuary benefit program (3,124,364) (3,124,364) (3,129,292) (3,128,451) g. Income tax related to other comprehensive income 583, , , ,832 h. Others - - 1,385 10, Reserves of quasy reorganization Reserves of restructuring under common control Other Equity Reserves 1,257,895 1,257,895 1,257,895 1,257,895 a. General reserves 1,257,895 1,257,895 1,257,895 1,257,895 b. Appropriated reserves Gain/loss 101,111,687 96,443, ,580,921 99,591,623 a. Previous years 96,443,304 76,689,920 99,591,623 78,985,887 b. Current Year 4,668,383 19,753,384 4,989,298 20,605,736 TOTAL EQUITIES ATTRIBUTABLE TO OWNERS OF THE PARENT 114,462, ,074, ,130, ,433, Non-controlling interest 281, ,982 TOTAL EQUITIES 114,462, ,074, ,411, ,715,059 TOTAL LIABILITIES AND EQUITIES 674,303, ,594, ,596, ,738,753

3 - The above consolidated financial information was derived from the consolidated financial statements of PT Bank Central Asia Tbk and Subsidiaries as of and for the period ended March 31, 2017 that have been unaudited. As the above consolidated financial information was derived from the consolidated financial statements; therefore, the consolidated financial information do not represent a complete presentation of the consolidated financial statements. The consolidated financial information has been presented to meet the requirements of Financial Services Authority Regulation No. 32/POJK.03/2016 dated August 8, 2016 concerning amendment to the requirements of Financial Services Authority Regulation No. 6/POJK.03/2015 dated March 31, 2015 concerning the Transparency and Publication of Banks Reports, Regulation No. VIII.G.7 as included in attachment to the Decree of Chairman of Capital Market and Financial Institution Supervisory Board No. Kep-347/BL/2012 dated June 25, 2012 concerning the Presentation and Disclosures of Publicly Listed Companies Financial Statements. - The main exchange rates used were as follows: Rate as of March 31, 2017 : 1 USD = Rp 13, HKD = Rp 1, Rate as of December 31, 2016 : 1 USD = Rp 13, HKD = Rp 1,737.34

4 PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF COMPREHENSIVE INCOME For Periods Ended March 31, 2017 & 2016 (In millions of Rupiah, except earning per share) No. ACCOUNTS CONSOLIDATED Unaudited Unaudited Unaudited Unaudited Mar 31, 2017 Mar 31, 2016 Mar 31, 2017 Mar 31, 2016 OPERATIONAL INCOME AND EXPENSES A. Interest income & expenses 1. Interest income 12,063,221 11,603,447 12,937,071 12,358,599 a. Rupiah currency 11,702,828 11,298,280 12,569,764 12,046,741 b. Foreign currencies 360, , , , Interest expenses 2,720,057 2,439,662 2,865,320 2,590,699 a. Rupiah currency 2,690,721 2,422,935 2,835,102 2,573,261 b. Foreign currencies 29,336 16,727 30,218 17,438 Net interest income (expenses) 9,343,164 9,163,785 10,071,751 9,767,900 B. Operational Income and Expenses Other than Interest 1. Operational Income Other than Interest 4,708,487 5,792,809 5,226,620 6,135,006 a. Positive mark to market on financial assets 260, , , ,079 i. Securities 30,216 22,673 30,471 23,031 ii. Loans iii. Spot and derivatives 230,381 92, ,381 92,048 iv. Other financial assets b. Negative mark to market on financial liabilities c. Gain on sale of financial assets 232,072 55, ,565 56,051 i. Securities 218,466 55, ,959 56,051 ii. Loans iii. Other financial assets 13,606-13,606 - d. Gain on spot and derivatives (realised) 229, , , ,482 e. Dividend f. Gain on investment under equity method g. Commission/provision/fee and administration 2,347,145 2,192,493 2,378,998 2,226,227 h. Recovery of impairment 1,443,071 2,647,165 1,505,721 2,672,157 i. Other income 196, , , , Operational Expenses Other than Interest 8,214,673 9,694,092 9,030,847 10,248,034 a. Negative mark to market on financial assets 248, , , ,005 i. Securities 62,146 2,853 62,146 2,853 ii. Loans iii. Spot and derivatives 175, , , ,152 iv. Other financial assets 10,696-10,696 - b. Positive mark to market on financial liabilities c. Loss on sale of financial assets 40,304 3,696 40,304 3,696 i. Securities 2,358 3,696 2,358 3,696 ii. Loans 37,946-37,946 - iii. Other financial asset d. Loss on spot and derivatives (realised) e. Impairment of financial assets 1,614,391 3,570,232 1,753,705 3,660,156 i. Securities 181, , ii. Loans 1,377,726 3,301,419 1,377,726 3,301,420 iii. Sharia financing ,833 31,685 iv. Other financial assets 54, , , ,386 f. Losses on operational risk 5,870 2,431 5,927 2,528 g. Losses on investment under equity method h. Commission/provision/fee and administration ,008 i. Impairment of other assets (non financial assets) j. Personnel expenses 3,754,813 3,444,495 4,034,198 3,714,285 k. Promotion expenses 121, , , ,665 l. Others expenses 2,428,626 2,158,589 2,796,580 2,354,704 Net Operational Income (Expenses) Other than Interest (3,506,186) (3,901,283) (3,804,227) (4,113,028) CURRENT PERIOD PROFIT (LOSS) BEFORE TAX 5,836,978 5,262,502 6,267,524 5,654,872 Income taxes 1,168,595 1,043,845 1,278,772 1,142,088 a. Estimated current period tax 1,113,581 1,162,243 1,233,026 1,268,174 b. Deferred tax income (expenses) (55,014) 118,398 (45,746) 126,086 NET PROFIT (LOSS) AFTER TAX 4,668,383 4,218,657 4,988,752 4,512,784 COMPREHENSIVE INCOME 1. Items that will not be reclassified subsequently to profit or loss a. Reserves of fixed asset revaluation - 6,475,854-6,475,854 b. Gain (loss) from actuary benefit program - - (841) - c. Portion of other comprehensive income from associate entities d. Others e. Income tax related to items that will not be reclassified subsequently to profit or loss Items that will be reclassified subsequently to profit or loss a. Translation adjustment - - (7,788) (18,628) b. Unrealized gain/loss on available for sale financial assets 959, , , ,244 c. Effective portion of hedging against cashflow d. Others - - (9,233) - e. Income tax related to items that will be reclassified subsequently to profit or loss (239,998) (140,838) (241,124) (140,988) NET COMPREHENSIVE INCOME FOR THE PERIOD 719,992 6,898, ,169 6,881,482 TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 5,388,375 11,117,026 5,696,921 11,394,266 Net Profit (Loss) Attributable To : OWNERS OF THE PARENT 4,668,383 4,218,657 4,989,298 4,507,316 NON-CONTROLLING INTEREST (546) 5,468 NET PROFIT (LOSS) 4,668,383 4,218,657 4,988,752 4,512,784 Net Comprehensive Income Attributable To : OWNERS OF THE PARENT 719,992 6,898, ,865 6,881,482 NON-CONTROLLING INTEREST TOTAL NET COMPREHENSIVE INCOME FOR THE PERIOD 719,992 6,898, ,169 6,881,482 Total Comprehensive Profit (Loss) Attributable To : OWNERS OF THE PARENT 5,388,375 11,117,026 5,697,163 11,388,798 NON-CONTROLLING INTEREST (242) 5,468 TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 5,388,375 11,117,026 5,696,921 11,394,266 DIVIDEND EARNINGS PER SHARE

5 No. PT BANK CENTRAL ASIA Tbk & Subsidiaries COMMITMENTS & CONTINGENCIES As of March 31, 2017 and December 31, 2016 ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2017 Dec 31, 2016 Mar 31, 2017 Dec 31, 2016 I. COMMITTED CLAIMS 9,945,038 4,861,083 14,017,762 8,569, Unused Borrowings - - 3,191,775 3,483,084 a. Rupiah currency - - 2,319,243 2,140,009 b. Foreign currencies ,532 1,343, Outstanding spot and derivatives (purchased) 9,945,038 4,861,083 10,825,987 5,086, Others II. COMMITTED LIABILITIES 200,367, ,220, ,797, ,688, Undisbursed loan facilities to debtors 168,368, ,492, ,798, ,961,200 a. BUMN 7,410,848 9,777,769 7,410,848 9,777,769 i. Committed 1,321,883 2,337,344 1,321,883 2,337,344 - Rupiah currency 1,321,883 2,337,344 1,321,883 2,337,344 - Foreign currencies ii. Uncommitted 6,088,965 7,440,425 6,088,965 7,440,425 - Rupiah currency 359, , , ,000 - Foreign currencies 5,729,965 7,140,425 5,729,965 7,140,425 b. Others 160,957, ,715, ,387, ,183,431 i. Committed 124,843, ,593, ,578, ,497,281 ii. Uncommitted 36,114,230 31,121,011 36,809,646 31,686, Undisbursed loan facilities to other banks 1,967,095 1,285,435 1,967,095 1,285,435 a. Committed 1,967,095 1,285,435 1,967,095 1,285,435 i. Rupiah currency 1,967,095 1,285,435 1,967,095 1,285,435 ii. Foreign currencies b. Uncommitted i. Rupiah currency ii. Foreign currencies Outstanding irrevocable letters of credit 7,232,020 5,778,889 7,232,020 5,778,889 a. Foreign L/C 5,762,763 4,371,461 5,762,763 4,371,461 b. Local L/C 1,469,257 1,407,428 1,469,257 1,407, Outstanding spot and derivatives (sold) 22,800,254 21,663,124 22,800,254 21,663, Others III. CONTINGENT CLAIMS 251, , , , Received guarantees 15,502 54, , ,392 a. Rupiah currency 10,306 38, , ,212 b. Foreign currencies 5,196 16,180 5,196 16, Accrued interest 235, , , ,828 a. Loan interest 235, , , ,236 b. Other interest ,311 14, Others IV. CONTINGENT LIABILITIES 11,584,692 11,339,637 11,584,732 11,345, Issued guarantees 11,584,692 11,339,637 11,584,732 11,345,249 a. Rupiah currency 9,415,255 9,139,743 9,415,295 9,145,355 b. Foreign currencies 2,169,437 2,199,894 2,169,437 2,199, Others

6 PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of March 31, 2017 & 2016 No. ACCOUNTS March 31, 2017 (Unaudited) March 31, 2016 (Unaudited) C SM S D L Total C SM S D L Total I. RELATED PARTIES 1. Interbank Placement a. Rupiah currency Spot and derivative claims a. Rupiah currency Securities a. Rupiah currency 236, , , , Securities sold under repurchase agreement (repo) a. Rupiah currency Claims on securities bought under reverse repo a. Rupiah currency Acceptance claims Loans a. Micro, small and medium enterprises (UMKM) 78, ,350 18, ,626 i. Rupiah currency 78, ,350 18, ,626 ii. Foreign currencies b. Non micro, small and medium enterprises 3,014,127 1, ,015,472 1,476,771 1, ,646 1,510,774 i. Rupiah currency 2,969,393 1, ,970,738 1,476,771 1, ,646 1,510,774 ii. Foreign currencies 44, , c. Restructured loans ,646 32,646 i. Rupiah currency ,646 32,646 ii. Foreign currencies d. Loan on property 75,804 1, , ,617 1, , Equity investment 2,287, ,287,336 2,087, ,087, Temporary equity investment Other receivables 24, ,124 14, , Commitments and contingencies a. Rupiah currency 2,189, ,189,132 1,471, ,471,461 b. Foreign currencies 100, ,597 79, , Foreclosed assets II. OTHER PARTIES 1. Interbank Placement a. Rupiah currency 5,323, ,323,486 4,608, ,608,963 b. Foreign currencies 10,024, ,024,000 8,128, ,128, Spot and derivative claims a. Rupiah currency 161, , , ,719 b. Foreign currencies , , Securities a. Rupiah currency 120,354, , , ,020,565 82,890, ,557 83,302,411 b. Foreign currencies 15,958, ,804 16,278,358 14,951, ,007 15,272, Securities sold under repurchase agreement (repo) a. Rupiah currency Claims on securities bought under reverse repo a. Rupiah currency 18,660, ,660,297 15,862, ,862, Acceptance claims 7,973,806 5, ,979,677 6,643,797 21, ,665,039

7 PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of March 31, 2017 & 2016 No. ACCOUNTS March 31, 2017 (Unaudited) March 31, 2016 (Unaudited) C SM S D L Total C SM S D L Total 7. Loans a. Micro, small and medium enterprises (UMKM) 44,851, ,784 35, , ,073 46,354,718 43,897, , ,818 92, ,618 45,247,801 i. Rupiah currency 44,296, ,890 35, , ,625 45,782,168 43,122, , ,818 91, ,618 44,469,760 ii. Foreign currencies 555,208 6, , , ,735 2, ,041 b. Non micro, small and medium enterprises 346,706,035 7,421,165 1,246, ,424 3,571, ,461, ,978,453 5,567, , ,133 1,739, ,999,226 i. Rupiah currency 321,586,309 7,329,871 1,082, ,424 3,383, ,897, ,426,867 5,516, , ,360 1,524, ,011,188 ii. Foreign currencies 25,119,726 91, , ,064 25,563,645 15,551,586 51, , ,872 15,988,038 c. Restructured loans 2,389,356 2,164, , , ,437 6,172,879 2,031, ,112 53,536 22, ,573 2,909,092 i. Rupiah currency 2,263,333 2,157, , , ,052 5,839,254 1,983, ,112 53,536 22, ,203 2,817,000 ii. Foreign currencies 126,023 6, ,561-36, ,625 48, ,370 92,092 d. Loan on property 53,808,983 1,703,305 71, , ,467 56,292,410 52,904, ,514 45, , ,300 54,269, Equity investment 185, , , , Temporary equity investment Other receivables 48, ,307 32, , Commitments and contingencies a. Rupiah currency 163,028, , , ,478, ,547, ,132-51, ,046,871 b. Foreign currencies 23,301,481 82, ,383,771 24,938,780 23, ,961, Foreclosed assets , , , ,501 III. OTHER INFORMATION 1. Value of bank's assets pledge as collateral : a. To Bank Indonesia - - b. To Other Parties Total Allowance for impairment of financial asset to earning assets 13,418,386 10,648, Total Allowance for productive assets required to be provided 8,415,318 6,735, Percentage small to medium scale loan (UMKM) to total loans 11.36% 12.11% 5. Percentage small scale loan to total loans 1.42% 1.23% 6. Percentage total small to medium scale loan debtors to total loans debtors 7.94% 5.41% 7. Percentage total small scale loan debtors to total loans debtors 2.81% 2.53% 8. Others a. Chanelling of loans b. Mudharabah Muqayyadah Funding - - c. Write-off on earning assets 88, ,614 d. Recovery of write-off on earning assets 37,095 28,124 e. Write-off on earning assets with elimination of right to collect 102, ,278

8 PT BANK CENTRAL ASIA Tbk ALLOWANCE FOR LOSSES As of March 31, 2017 & 2016 March 31, 2017 (Unaudited) March 31, 2016 (Unaudited) No. ACCOUNTS Allowance for Impairment Allowance required to be provided Allowance for Impairment Allowance required to be provided Individual Collective General Special Individual Collective General Special 1. Placements to Bank Indonesia , , Spot and derivative claims - - 1, , Securities 909,590 8, , , ,682 8, , , Securities sold under repurchase agreement (repo) Claims on securities bought under reverse repo Acceptance claims - 222,963 79, ,581 66,438 1, Loans 3,551,466 8,698,156 3,846,755 2,810,315 2,268,389 7,201,087 3,530,965 1,585, Equity investment - 25,335 24, ,229 22, Temporary equity investment Other receivables - 2, , Commitments and Contingencies ,916 67, ,395 39,964

9 PT BANK CENTRAL ASIA Tbk & Subsidiaries CALCULATION OF CAPITAL ADEQUACY RATIO / CAR As of March 31, 2017 & 2016 Individual Consolidated Individual Consolidated I. Tier 1 Capital 111,049, ,063,005 92,265,620 96,454,050 1 Common Equity Tier 1 111,049, ,063,005 92,265,620 96,454, Pain-in Capital (After the deduction of treasury stock) 1,540,938 1,540, Disclosed Reserves 115,025, ,783, Addition Factor 115,265, ,023, Other comprehensive income 7,184,203 7,531, Translation adjustment - 346, Unrealized gain on available for sale financial assets 592, , Reserves of fixed asset revaluation 6,591,827 6,591, Other disclosed reserves 108,080, ,491, Agio 5,711,368 5,711, General Reserves 1,257,895 1,257, Previous year's profit 96,443,304 99,529, Current year's profit 4,668,383 4,993, Fund for paid-in capital Others Deduction Factor (240,007) (240,007) Other comprehensive income Translation adjustment Unrealized loss on available for sale financial assets Other disclosed reserves (240,007) (240,007) Disagio Previous year's losses Current year's losses Difference between allowance for possible losses and allowance for impairment losses on earning assets Difference on the total of fair value adjustment from financial instruments in trading book Allowance for losses on non productive assets required to be provided (240,007) (240,007) Others Non-controlling interest Deduction Factor of Common Equity Tier 1 (5,516,465) (4,261,228) Deferred tax (3,054,874) (3,204,370) Goodwill - (93,885) Other intangible assets (175,255) (189,669) Investments in shares of stock (2,286,336) (773,304) Shortage of capital on insurance subsidiary company Securitisation Exposure Other deduction factor of common equity tier Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest Additional Tier 1 Capital Instruments issued by the bank that meet the criteria for inclusion in additional tier 1 capital Agio / Disagio Deduction factor Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest - - II. Tier 2 Capital 4,530,013 4,654,932 4,048,583 4,154,402 1 Instruments issued by the bank that meet the criteria for inclusion in tier 2 capital Agio / disagio General allowance for losses on earning assets (max. 1.25% from risk-weighted assets) 4,530,013 4,654,932 4 Deduction Factor of Tier 2 Capital Sinking Fund Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest - - Total Capital 115,579, ,717,937 96,314, ,608,452 RISK-WEIGHTED ASSETS (RWAs) Unaudited Unaudited Unaudited Unaudited Mar 31, 2017 Mar 31, 2016 DESCRIPTION Mar 31, 2017 Mar 31, 2016 Individual Consolidated Individual Consolidated Individual Consolidated Individual Consolidated CAR RATIO Unaudited Unaudited Mar 31, 2017 Mar 31, 2016 RWAs CONSIDERING CREDIT RISK 416,313, ,110, ,123, ,662,275 CET 1 Ratio (%) 22.19% 22.45% 19.19% 19.51% RWAs CONSIDERING MARKET RISK 972,295 2,387,200 1,792,947 2,295,713 Tier 1 Ratio (%) 22.19% 22.45% 19.19% 19.51% RWAs CONSIDERING OPERATIONAL RISK 83,104,965 87,544,008 72,767,308 76,347,337 Tier 2 Ratio (%) 0.91% 0.90% 0.84% 0.84% TOTAL RISK-WEIGHTED ASSETS 500,390, ,041, ,683, ,305,325 CAR Ratio (%) 23.10% 23.35% 20.04% 20.35% Min. capital requirements based on risk profile 9.99% 9.99% 9.99% 9.99% CET 1 FOR BUFFER (%) 13.11% 13.36% 10.05% 10.05% REGULATORY MINIMUM CAPITAL REQUIREMENT ALLOCATION REGULATORY BUFFER PERCENTAGE REQUIRED BY BANK From CET 1 (%) 9.08% 9.09% 9.15% 9.15% Capital Conservation Buffer (%) 1.250% 1.250% 0.625% 0.625% From AT 1 (%) 0.00% 0.00% 0.00% 0.00% Countercyclical Buffer (%) 0.000% 0.000% 0.000% 0.000% From Tier 2 (%) 0.91% 0.90% 0.84% 0.84% Capital Surcharge untuk Bank Sistemik (%) 1.000% 1.000% 0.500% 0.500%

10 PT BANK CENTRAL ASIA Tbk FINANCIAL RATIOS CALCULATION TABLE As of March 31, 2017 & 2016 Ratio (%) Unaudited Unaudited Mar 31, 2017 Mar 31, 2016 Performance Ratio 1. Capital Adequacy Ratio 23.10% 20.04% 2. Non performing earning assets and non earning assets to total earning assets and non earning assets 0.92% 0.73% 3. Non perfoming earning assets to total earning assets 1.16% 0.90% 4. Impairment provision on earning assets to total earning assets 2.22% 2.01% 5. Gross NPL 1.47% 1.08% 6. Net NPL 0.38% 0.28% 7. Return on Asset (ROA) 3.48% 3.57% 8. Return on Equity (ROE) 17.07% 19.30% 9. Net Interest Margin (NIM) 6.32% 7.04% 10. Operating Expenses to Operating Revenues 65.20% 69.75% 11. Loan to Funding Ratio (LFR) 75.05% 78.92% Compliance 1. a. Percentage Violation of Legal Lending Limit i. Related parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% b. Percentage Lending in excess of Legal Lending Limit i. Related Parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% 2. Reserve Requirement a. Primary Reserve Requirement (Rupiah) 7.20% 6.52% b. Reserve Requirement (Foreign currency) 8.76% 8.64% 3. Net Open Position 0.19% 0.44%

11 BOARD OF COMMISSIONERS & DIRECTORS 1) BANK'S OWNERS BOARD OF COMMISSIONERS - President Commissioner : Djohan Emir Setijoso PT Dwimuria Investama Andalan *) : 47.15% - Commissioner : Tonny Kusnadi Anthoni Salim : 1.76% - Independent Commissioner : Cyrillus Harinowo Public **) : 51.09% - Independent Commissioner : Raden Pardede - Independent Commissioner : Sumantri Slamet Total % BOARD OF DIRECTORS - President Director : Jahja Setiaatmadja - Deputy President Director : Eugene Keith Galbraith - Deputy President Director : Armand Wahyudi Hartono - Director : Suwignyo Budiman **) - Director / Compliance Director : Subur Tan - Director : Henry Koenaifi - Independent Director : Erwan Yuris Ang Note : - Director : Rudy Susanto - Director : Lianawaty Suwono - Director : Santoso - Director : Inawaty Handoyo *) Shareholder of PT Dwimuria Investama Andalan are Mr. Robert Budi Hartono and Mr. Bambang Hartono, therefore ultimate shareholder of BCA are Mr. Robert Budi Hartono and Mr. Bambang Hartono. In the composition of Shares held by the public, 11.02% of the shares are owned by parties affiliated with PT Dwimuria Investama Andalan. As of April 12, 2017, PT Dwimuria Investama Andalan s share ownership of BCA increased to 54.94%, while the total of shares held by the public became 43.30% and shares held by parties affiliated with PT Dwimuria Investama Andalan, as mentioned on **), became 3.23%. 1) Composition of the Board of Commissioners & Board of Directors as evident in the Statement of Resolutions of Shareholders' Meeting of PT Bank Central Asia Tbk No. 216 dated 26 August 2016, drawn up before Dr. Irawan Soerodjo, S.H., MSi., Notary Public in Jakarta.

12 PT BANK CENTRAL ASIA Tbk SPOT AND DERIVATIVE TRANSACTIONS As of March 31, 2017 No. TRANSACTION Notional Objectives Derivative Receivables and Payables Amount Trading Hedging Receivables Payables A. Related to Exchange Rate 32,745,291 32,745, ,975 28, Spot 3,072,246 3,072, , Forward 7,877,452 7,877,452-13,100 17, Option a. Put b. Call Future Swap 21,795,593 21,795, ,039 9, Others B. Related to Interest Rate Forward Option a. Put b. Call Future Swap Others C. Others TOTAL 161,975 28,919

13 PT BANK CENTRAL ASIA Tbk & Subsidiaries CONSOLIDATED STATEMENTS OF CASH FLOWS For Periods Ended March 31, 2017 & 2016 No. ACCOUNTS CONSOLIDATED Unaudited Unaudited Mar 31, 2017 Mar 31, 2016 I. CASH FLOWS FROM OPERATING ACTIVITIES 1. Receipts of interest and sharia, fees and commissions 15,901,385 14,374, Other operating income 617, , Payments of interest and sharia, fees and commissions (2,835,140) (2,581,037) 4. (Loss) gain from foreign exchange transactions - net 125,669 (331,646) 5. Other operating expenses (6,826,728) (5,918,718) 6. Payment of tantiem to Board of Commissioners and Directors Other increase/decrease affecting cash : a. Placements with Bank Indonesia and other banks -mature more than 3 months from the date of acquisition (369,000) 4,300 b. Financial assets held for trading 146,492 (2,888,853) c. Acceptance receivables (633,757) 1,135,689 d. Bills receivable 464,826 (184,001) e. Securities purchased under agreements to resell (16,564,715) (15,347,111) f. Loans receivable 6,983,648 12,756,000 g. Consumer financing receivables (457,132) 169,674 h. Investments in finance leases - net 7,960 (7,026) i. Assets related to sharia transactions (43,898) (87,895) j. Other assets (1,072,468) (61,668) k. Deposits from customers 5,011,919 (1,683,856) l. Sharia deposits (37,380) 142,606 m. Deposits from other banks (527,695) (628,780) n. Acceptance payables 714,902 (842,585) o. Accruals and other liabilities 1,876,840 2,088,123 p. Temporary syirkah deposits 368,729 (58,817) Net cash provided by (used in) operating activities before income tax 2,852, , Payment of income tax (1,146,355) (1,158,834) Net cash provided by (used in) operating activities 1,705,865 (727,639) II. CASH FLOWS FROM INVESTING ACTIVITIES 1. Sale of investment securities Acquisition of investment securities (34,672,272) (45,665,734) 3. Proceeds from investment securities that had matured during the period 14,426,179 5,437, Cash dividends received from investment in shares Acquisition of certificate of deposit (495,957) (329,909) 6. Proceeds from certificate of deposit that had matured during the period 1,100, , Acquisition of a subsidiary, net of cash and cash equivalents acquired Acquisitions of fixed assets (224,932) (454,777) 9. Proceeds from sale of fixed assets 1,479 61,841 Net cash provided by (used in) investing activities (19,865,503) (40,576,280) III. CASH FLOWS FROM FINANCING ACTIVITIES 1. Increase (decrease) in debt securities issued (523,205) (430,624) 2. Increase (decrease) in borrowings - net 170, , Additional share capital payment of a subsidiary by non-controlling interest Payments of cash dividens Increase (decrease) in liabilities on securities sold under repurchase agreement 15,243 94,006 Net cash provided by (used in) financing activities (337,198) 76,124 NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (18,496,836) (41,227,795) CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 100,319, ,661,241 EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS 145, ,620 CASH AND CASH EQUIVALENTS, END OF PERIOD 81,968,961 77,545,066 IV. CASH AND CASH EQUIVALENTS CONSIST OF : 1. Cash 15,102,894 12,988, Current accounts with Bank Indonesia 40,989,670 33,208, Current accounts with other banks 9,515,187 7,906, Placements with Bank Indonesia and other banks - mature within 3 months or less from the date of acquisition 16,361,210 23,441,392 Total cash and cash equivalents 81,968,961 77,545,066