Private Banking & Wealth Management London: 6-8 October
|
|
- Shon Berry
- 6 years ago
- Views:
Transcription
1 Private Banking & Wealth Management London: 6-8 October Course Overview: The course provides for an ideal opportunity for private bankers and advisors to gain the skills and understanding to formulate client-driven and innovative strategies. It allows participants to build an enhanced understanding of your client relationship skills and effectiveness in managing wealth of UHNWI. Discussing and reviewing asset allocation, profiling and assessment tools and structuring portfolio s and turn it into risk-adjustment excess return programs. Attention will be paid to building effective client relationships, developing roadmaps for clients and winning new mandates. The full cycle will be considered starting from its biggest asset, i.e. the client and his views and expectations and rolling over into profiling and subsequent asset allocation programs. Agnostic of the asset class, we will review the process of product identification, estate planning facilities and the role of cross-border taxation and how to deal with specific non-recurring demands. Methodology: This is a highly interactive training combining presentations, group debates and group works for case studies to enhance the learning curve of the topics discussed. Participants are encouraged to bring to the table real life cases and issues they encounter in their workrelated environment, thereby hopefully being able to draw upon experiences in the different regions the clients will be coming from to explore difference and trends. Ultimate objective is to link the 3 critical aspects of a high performing private banker together being: Customer knowledge Product knowledge Relationship management skill & expertise This course is suitable for client relationship and asset managers including: Private banking executives Private wealth managers Fund managers Department heads Investment managers Legal, trust and admin staff Senior branch managers Corporate bankers Course Content: Day 1 Overview of the private banking industry Where are we and where are we going? Scrambling things together after What are the critical country items for building a strong Private Banking ( PB ) platform Offshore tax havens, banking secrecy and the future role of Singapore/Hong Kong as a PB hub The UHNWI in emerging markets- what is he looking for? Is it different than his Western peer? Growth of private wealth in this world: trends and dynamics
2 Profiling clients and needs analysis Know your client (KYC) methods and forms The customer life cycle The investor life cycle The client s balance sheet & sources of income Redefining and unlocking paradigms Current and future needs Private versus business needs Traditional versus new approaches to client profiling Psychological aspects of investments after the recent turmoil Diagnostic questionnaires and their usefulness Legal and regulatory environments that will shape the process Cultural differences Country/regional/global Religious aspects (i.e. impact of Islamic finance) Ethical dimension Prioritizing: returns, asset protection, tax minimization and confidentiality Case study: Diagnosing a number of client profiles Risk-Return or stress-testing your clients Relative versus absolute returns What kind of investor is your client? Overview of classifications Does risk profiling captures it all? Risk profiling & consequences: For this level of risk, get me the best returns you can get, or I m looking for this kind of returns/liquidity in my portfolio Case study: How good do you really know your client Can behavioral finance ( BF ) help? What is BF and what does it try to do? Our efficient market beliefs and BF: does it add up? Key takeaways: Over-confidence Over- and under reaction Loss aversion Cognitive dissonance What structural errors/biases do we make/apply in our investment decisions? How do these things show up in the market? Impact of BF on portfolio planning and construction Herding behavior of investors Interpretation of investment results: objective versus subjective paradigms Relevance of correlation
3 Day 2 Asset allocation & portfolio construction for private banking clients The process of asset allocation Why, what, how, where and when? Diversification in a portfolio Portfolio risk and return Standard deviation as a measure of risk Systemic risk versus specific risk Rewarding risk Measuring performance of a portfolio Portfolio construction & strategies The investment landscape & process Brief review of assets and product classes Role of emerging markets Turn the clients beliefs into a policy blending in natural or artificial constraints Consequences if you do not? Monitoring & evaluation Active versus (enhanced) passive portfolio management Sector rotation Top-down asset allocation versus tactical securities selection Linking profiling and the portfolio construction process Matching assets with key client indicators Market cycle analysis Investors satisfaction relative to market outcomes Factors impacting performance trends for clients Strategy choice & type-casting of profiles Rebalancing/reconstruction of portfolio s Principles When, why and how often Approaches Advantages and disadvantages Product choice, financial engineering and client satisfaction Absolute/total return versus relative return products Differences Why recommend them? To what extent does structured products/financial engineering adds to your performance as a private bankers Risk reduction strategies Return enhancement strategies Case studies: Number of portfolio construction exercises applying individual topics discussed Estate planning Fundamentals Objectives Constraints Transmission of wealth across generations Why does reality show this to be an issues, particularly in Asia? Tax aspects involved Retirement and inheritance planning Tools and vehicles Trusts & Family foundations: objectives and review Jurisdictions and types of vehicles Issues Documentations Offshore or onshore? Tax issues and impact of choice and product selection Alternatives for these vehicles? Offshore companies versus these vehicles? Group discussion: Debate around the location choice, vehicle choice and client profile
4 Impact of recent affairs: OECD/G20 attack on tax havens/bank secrecy Taxation systems review for overseas income USA- Switzerland debacle over UBS client data transfers Rebalancing of attractiveness of locations Choice of domicile Product choice & recommendation: letting the genie out of the bottle Ethical aspects and pricing Group discussion: Future of Singapore/Hong Kong as a PB hub: the good, the bad and the ugly Day 3 Business development & client relationship management in private banking Where are the next opportunities? Changing of client profiles How much engineering do we really need? Emerging versus traditional Western profile of an UHNWI Wealth preservation over the generations What is needed to capture those opportunities? Client retention and satisfaction Case study: Wealth preservation in Asia across generations: still on shaky grounds Globalization of the private banking industry Implications of organizational implications Offshore or onshore PB Legal and regulatory implications Impact of product choice and range Customer relationship management for private bankers How to structure your thinking about PB clients and your relationship with them? How to mature those relationships over time? Types of client relationships and its life-cycle (staging) Impact on sales process Hierarchy of client needs How to develop a plan for managing the life-cycle of a client relationship and how to take them to the next level? The private banking client and its exposure to alternative investments Account development Negotiation skills Case study: In what kind of business do you want to be? And how does it affect your behaviors? Consultative selling behaviors & techniques Private banking as big ticket sales Dealing with objections & managing them Acquisitions of new clients The art of networking: strategic approach Establishing client relationships: From the ice-breaker to a serious dialogue The rule Structuring a conversation: uncovering needs Consolidating on a relationship: Uncovering needs and product opportunities The fee issue Capitalizing on an existing relationship and deepening a LT-relationship Changing in the outlook & views Pro-activeness in the client relationship Best practices Gaining effective commitments Maintaining momentum Case study: Throughout this session, short role plays and/or factual situations will be discussed to illustrate (in) effective behaviour relative to the items discussed
5 Product development for private banking Bank products Risk profiling process Principal guaranteed products Trends in private banking and change management Types of family offices and their distinct behaviors External & internal forces to change The way forward for private banking The PB landscape going forward Role of product development & engineering Impact of globalization on the industry & client needs The changing client profile Shifting paradigms on the regulatory level Changing nature of the client- private banker relationship Times Cost Solicitors Regulation Authority (SRA) CPD Hours Daily 1,975 + VAT ( 2,320.63) 18 Delivering this course in-house for you to a number of participants could be very cost effective. Please call us on to discuss this further.
R02 Portfolio Construction and Management
R02 Portfolio Construction and Management This section will consider the main strategies that can be used to construct the optimal portfolio for a client s needs together with how those needs can be identified.
More informationChapter 2: The Asset Allocation Decision
Chapter 2: The Asset Allocation Decision 1. With regard to direct and indirect investing, choose the INCORRECT statement. a. Direct investing refers to the purchase of securities directly in one s brokerage
More informationWelcome to the New Tax World
Wele to the New Tax World STEP Asia Conference 2014 Hong Kong, October 8, 2014 Philip Marcovici Transparency and tax pliance moving towards being the norm Positive development given financial challenges
More informationRunning Money. McGraw-Hill Irwin. Professional Portfolio Management. Scott D. Stewart, PhD, CFA. Christopher D. Piros, PhD, CFA
Running Money Professional Portfolio Management Scott D. Stewart, PhD, CFA Boston University Christopher D. Piros, PhD, CFA Boston University and Reykjavik University Jeffrey C. Heisler, PhD, CFA Venus
More informationCFA Level III - LOS Changes
CFA Level III - LOS Changes 2016-2017 Ethics Ethics Ethics Ethics Ethics Ethics Ethics Ethics Topic LOS Level III - 2016 (332 LOS) LOS Level III - 2017 (337 LOS) Compared 1.1.a 1.1.b 1.2.a 1.2.b 2.3.a
More informationInvestment Management Philosophy
Investment Management Philosophy Executive Overview The investment marketplace has grown increasingly complex and unpredictable for individual investors. This reality may make it difficult for many people
More informationRisk averse. Patient.
Risk averse. Patient. Opportunistic. For discretionary use by investment professionals. Litman Gregory Portfolio Strategies at a Glance We employ tactical asset allocation by identifying undervalued asset
More informationOperating and Endowment Fund
Operating and Endowment Fund Statement of Investment Objectives, Policies and Governance (MAPP 2.26) Revised November 2017 TABLE OF CONTENTS Section 1 Purpose and Background 1.1 Introduction... 1 1.2 Description
More informationInvestment Philosophy & Investment Management Process
Investment Philosophy & Investment Management Process Introduction If you are looking for a financial strategy and investment approach that is right and meaningful for you personally, it is imperative
More informationPrivate Banking Update
Private Banking Update Citigroup Swiss Private Banking Roundtable Zurich, September 9, 2008 Martin Mende, Private Banking Head of Business Development Cautionary statement Cautionary statement regarding
More informationBBC Pension Scheme STATEMENT OF INVESTMENT PRINCIPLES
BBC Pension Scheme STATEMENT OF INVESTMENT PRINCIPLES investment 1 1. Introduction This statement details the principles governing the investment policy of the BBC Pension Scheme (the Scheme). It has been
More informationMaster in Wealth Management Selected Course descriptions
Master in Wealth Management Selected Course descriptions Course: Private Equity Block: Global Investment Solutions This course gives an overview of the Private Equity market, and deepens the understanding
More informationCFA Level III - LOS Changes
CFA Level III - LOS Changes 2017-2018 Ethics Ethics Ethics Ethics Ethics Ethics Ethics Topic LOS Level III - 2017 (337 LOS) LOS Level III - 2018 (340 LOS) Compared 1.1.a 1.1.b 1.2.a 1.2.b 2.3.a 2.3.b 2.4.a
More informationCURRENCY MANAGEMENT SOLUTIONS
FOR PROFESSIONAL CLIENTS ONLY. NOT TO BE REPRODUCED WITHOUT PRIOR WRITTEN APPROVAL. PLEASE REFER TO ALL RISK DISCLOSURES AT THE BACK OF THIS DOCUMENT. CURRENCY MANAGEMENT SOLUTIONS AUGUST 2017 > Currency
More informationThe Executive Certificate in Private Banking and Wealth Management
Centre for Financial Learning XLRI Jamshedpur and ICICIdirect Centre for Financial Learning present The Executive Certificate in Private Banking and Wealth Management About Xavier School of Management
More informationINVESTMENT POLICY STATEMENT FOR. ABC Foundation
INVESTMENT POLICY STATEMENT FOR ABC Foundation PAGE 1 TABLE OF CONTENTS I. BACKGROUND... 3 II. PURPOSE OF INVESTMENT POLICY STATEMENT... 3 III. ROLES AND RESPONSIBILITIES...3 IV. INVESTMENT OBJECTIVES...
More informationMANAGER SELECT. Exclusive Strategies for Unique Goals
MANAGER SELECT Exclusive Strategies for Unique Goals 2 MANAGER SELECT YOUR FINANCIAL SITUATION IS UNIQUE TO YOU You may have a variety of investment goals that range from capital preservation to accumulation
More informationMerrill Lynch Banking & Insurance Conference Strategy 2010, Thoughts on the next 5 years London, October 5, 2005
Merrill Lynch Banking & Insurance Conference Strategy 2010, Thoughts on the next 5 years London, October 5, 2005 Oswald J. Gruebel Chief Executive Officer Credit Suisse Group DISCLAIMER Cautionary statement
More informationMulti-asset capability Connecting a global network of expertise
Multi-asset capability Connecting a global network of expertise For Professional Clients only Solutions aligned with investors' needs We have over 25 years of experience designing multi-asset solutions
More informationConsiderations and Best Practices for Your Trust
Considerations and Best Practices for Your Trust AFOA SASKATCHEWAN CHAPTER September 29, 2015 presented by Domenic Natale Vice President Aboriginal Trust Services Leanne Flett Kruger Regional Manager Western
More informationUBS Discretionary Portfolio Management Service Working to protect, conserve and maximise your wealth. You and us.
UBS Discretionary Portfolio Management Service Working to protect, conserve and maximise your wealth. You and us. Comprehensive, customised investment management For Private Clients, Companies and Trustees
More informationTHE LA RETIREMENT FUND (The Fund) INVESTMENT POLICY STATEMENT SUMMARY
THE LA RETIREMENT FUND (The Fund) INVESTMENT POLICY STATEMENT SUMMARY Last updated April 2017 1. INTRODUCTION This Investment Policy Statement ( IPS ) is a formal statement of the main principles underlying
More informationPortrait Portfolio Funds
Investment Solutions Standard Life Mutual Funds Portrait Portfolio Funds A solution in their image For advisor use only. This document is not intended for public distribution. Expertise of a truly global
More informationInvestment Policy and Guidelines for Trust and Endowment Funds. Assistant Vice-President, Finance and Human Resources
NIPISSING UNIVERSITY Policy Category: Policy Number: Policy Name: Responsible Department: Financial 2.7.2012.B Investment Policy and Guidelines for Trust and Endowment Funds Assistant Vice-President, Finance
More informationALFI 2020 Ambition: Serving the interests of investors and the economy
ALFI 2020 Ambition: Serving the interests of investors and the economy ALFI commits to further enhance Luxembourg s position as the international fund centre of reference, recognised as open, reliable
More informationThe multiplier effect
UBS Participant Voice 04/20/16 02:21 PM Employee attitudes and behaviors about equity plans / Issue 3 Presented by UBS Equity Plan Advisory Services The multiplier effect Why planning, advice and diversification
More informationCONTENTS. The MPL Wealth Management Ltd Financial Planning Service in detail...pages 4 & 5
CONTENTS MPL Wealth Management Ltd Financial Planning Service... page 3 About MPL Wealth Management Ltd... page 3 What should I expect from my MPL adviser?... page 3 The MPL Wealth Management Ltd Financial
More informationAssociate Wealth Manager AWM. Syllabus
Associate Wealth Manager AWM Syllabus Associate Wealth Manager Wealth Management... 2 Chapter 1: The management of wealth... 2 Chapter 2: Wealth accumulation, discovery and marketing... 2 Chapter 3: Understanding
More informationManaged Income Service wording for financial planners/advisers writing suitability reports to clients
Managed Income Service wording for financial planners/advisers writing suitability reports to clients About Thesis Asset Management Limited Thesis is a private limited company established in 1974 and has
More informationWhy Evolution Private Managed Accounts?
Advisor Guide Why Evolution Private Managed Accounts? Be empowered by an innovative solution tailor-made for your clients. Experience holistic wealth management customized to meet your clients needs today
More informationDiscretionary Fund Management
Discretionary Fund Management Our focus is, and will always remain, the continued prosperity and well being of your clients Andrew Ross, Chief Executive About Cazenove Capital Award winning service Cazenove
More informationApEx19 Managing Investments
ApEx19 Managing Investments Summary of Learning Outcomes SUMMARY OF LEARNING OUTCOMES APEX8 THE UK FINANCIAL SERVICES INDUSTRY ApEx8 THE UK FINANCIAL SERVICES INDUSTRY Level Candidates will be expected
More information29.2. Active Vs. Passive Portfolio Management Strategies
NPTEL Course Course Title: Security Analysis and Portfolio Management Course Coordinator: Dr. Jitendra Mahakud Module-15 Session-29 Equity Portfolio Management Strategies 29.1. Equity Portfolio Management
More informationSTRATEGIC PORTFOLIOS. Overview
STRATEGIC PORTFOLIOS Overview Strategic Overview Tower Square Management was created in 2015 to draw upon the internal talent and thought leadership of Cetera Financial Group and deliver expanded opportunities
More informationBusiness Sale Checklist
Business Sale Checklist This form is intended as a mechanism to heighten awareness of potential issues with your company and your personal finances as they pertain to the sale of your business. This form
More informationLGIM s investment solutions From one of the UK s largest asset managers
For Professional Advisers LGIM s investment solutions From one of the UK s largest asset managers Legal & General Investment Management (LGIM) offers investment services across a broad spectrum of asset
More informationMasterclass on Portfolio Construction and Optimisation
Masterclass on Portfolio Construction and Optimisation 5 Day programme Programme Objectives This Masterclass on Portfolio Construction and Optimisation will equip participants with the skillset required
More informationBoston University Undergraduate Finance & Investment Club Investment Policy Statement
Boston University Undergraduate Finance & Investment Club Investment Policy Statement [Adapted from Scott D. Stewart s Training Student Equity Analysts and Utilizing their Recommendations in Active Portfolio
More informationChina Wealth Management Forum 2012
China Wealth Management Forum 2012 Thursday 22nd November Grand Hyatt, Shanghai Lead sponsor Sponsors Who is Hubbis? Launched in March 2010, Hubbis is the leading provider of content and online learning
More informationBank am Bellevue Bellevue meets Management Seminar Zurich, January 13, Walter Berchtold Chief Executive Officer Credit Suisse
Bank am Bellevue Bellevue meets Management Seminar Zurich, January 13, 2005 Walter Berchtold Chief Executive Officer Credit Suisse DISCLAIMER Cautionary Statement regarding forward-looking information
More informationSpeech at the International tax symposium "Dynamics of International Tax Competition: Opportunity or Threat?"
Speech at the International tax symposium "Dynamics of International Tax Competition: Opportunity or Threat?" Tax policy coordination for more growth and employment the EU agenda Introduction Ladies and
More informationBRICS Wealth Book. China The Future of HNWIs to 2016: Opportunities for Wealth Managers and Private Banks
BRICS Wealth Book 2012 China The Future of HNWIs to 2016: Opportunities for Wealth Managers and Private Banks Publication date: September 2012 Report WealthInsight. code: WI0063MR This report is a licensed
More informationCertification Examination Detailed Content Outline
Certification Examination Detailed Content Outline Certification Examination Detailed Content Outline Percentage of Exam I. FUNDAMENTALS 15% A. Statistics and Methods 5% 1. Basic statistical measures (e.g.,
More informationInternational Wealth Management. Philipp Wehle, Head Finance, International Wealth Management May 16, 2018
International Wealth Management Philipp Wehle, Head Finance, International Wealth Management May 16, 2018 Disclaimer This material does not purport to contain all of the information that you may wish to
More informationInsurance Asset Management
Insurance Asset Management September 2017 For professional investors only. Not suitable for retail clients Insurance Asset Management is a hub of expertise within Schroders, connecting insurance clients
More informationUNIT TITLE: INVESTMENT PRINCIPLES AND RISK
UNIT TITLE: INVESTMENT PRINCIPLES AND RISK Attainment Level Learning Outcome Indicative Content The characteristics, inherent Cash and cash equivalents: ability to analyse: risks, behaviour and correlation
More informationBE THE ONE Take on The Challenge Create Your Legacy
BE THE ONE Take on The Challenge Create Your Legacy Content Vision Key Facts No.1 Development Department Management Trainee Programme Graduate Programme Requirement Recruitment Process VISION Your Premier
More informationFor professional advisers. Valuing partnerships. Bespoke portfolios for your clients
For professional advisers Valuing partnerships Bespoke portfolios for your clients Our approach At Brooks Macdonald, we aim to enhance our clients wealth through the provision of our investment solutions.
More informationAre you thinking about international investments?
1 Are you thinking about international investments? FIND OUT MORE Navigate by Glacier International 2 Glacier International Glacier International offers you the opportunity to invest in a wide selection
More informationAdvisor Guide FOR ADVISOR USE ONLY NOT FOR DISTRIBUTION TO CLIENTS
Advisor Guide FOR ADVISOR USE ONLY NOT FOR DISTRIBUTION TO CLIENTS Managed solutions can provide many benefits to your practice. Their convenience allows you to shift your time from portfolio construction
More informationFinancial Planning
Financial Planning WWW.WRENSTERLING.COM Welcome to Wren Sterling When you re making important decisions about your finances, you want to know you re making the right decisions for your personal circumstances,
More informationA MANAGEMENT BUYOUT AN OPPORTUNITY OF A LIFETIME
A MANAGEMENT BUYOUT AN OPPORTUNITY OF A LIFETIME Management teams who desire to own the businesses they run often come to KLH Capital for our capital and strategic help when they see an opportunity to
More informationEUROPEAN FINANCIAL PLANNER (EFP) EFPA Level 4 40 days classroom equivalent EQF Level 6
EUROPEAN FINANCIAL PLANNER (EFP) EFPA Level 4 40 days classroom equivalent EQF Level 6 1 EUROPEAN FINANCIAL PLANNER (EFP) EFPA Level 4 40 days classroom equivalent EQF Level 6 2 Modules/Topics in red means
More informationCI MOSAIC ETF PORTFOLIOS
CI MOSAIC ETF PORTFOLIOS Greater access. Greater potential opportunity Successful investing comes down to many things, including access to a broad range of investment options. Historically, mutual funds
More informationRISK PARITY SOLUTION BRIEF
ReSolve s Global Risk Parity strategy is built on the philosophy that nobody knows what s going to happen next. As such, it is designed to thrive in all economic regimes. This is accomplished through three
More informationIPE Awards 2018 Category Guidance
IPE Awards 2018 Category Guidance COUNTRY/REGIONAL AWARDS For your country or regional award, you should present a general, detailed overview of your recent activity in the past 12-15 months, focusing
More informationLITMAN/GREGORY. Investment Strategies
Investment Strategies For Client Use Investment Strategies Litman/Gregory Portfolios at a Glance Litman/Gregory s tactical asset allocation expertise helps identify undervalued asset classes and weights
More informationVoya Life Companies Asset Allocation Solutions
Voya Life Companies Asset Allocation Solutions Voya Global Perspectives Portfolio Voya Retirement Portfolios Custom Allocation Models This material must be preceded or accompanied by the variable universal
More informationUpdate on RBC development in Hong Kong
Update on RBC development in Hong Kong Raymond Tam Executive Director, Policy & Development Insurance Authority 26 October 2018 Implementation Roadmap 2017 2018 2019 2020 2021 2022+ Legislative preparation
More informationSurvival of the Fittest
Survival of the Fittest The Evolution of Investment Strategies Chris Wood Pensions Investment Manager Michelin Tyre plc 17 May 2011 Evolution of Investment Strategies What has changed since 1990? Where
More informationINVESTMENT ADVISOR BROCHURE
Item 1 Cover Page INVESTMENT ADVISOR BROCHURE Auxin Group Wealth Management, LLC 2923 Smith Road, Suite 202 Akron, Ohio 44333 Tele: 330-237-1030 Fax: 855-710-6773 Brochure Issue Date: July 24, 2015 This
More informationWorld Wealth Report SDA Bocconi, Milan June 19, 2012
World Wealth Report 2012 SDA Bocconi, Milan June 19, 2012 Welcome Roberto Manini Vice President Financial Services 3 Today s Agenda High Net Worth Market Sizing and Impact of Key Drivers of Wealth Scalability
More informationInvestment Due Diligence Art and Science
N O R T H E R N T R U S T Investment Due Diligence Art and Science May 16, 2012 Andrew C Smith, CFA, CAIA CIO, Client Solutions Group Northern Trust Global Investments 2012 Northern Trust Corporation northerntrust.com
More informationCHAPTER 17 INVESTMENT MANAGEMENT. by Alistair Byrne, PhD, CFA
CHAPTER 17 INVESTMENT MANAGEMENT by Alistair Byrne, PhD, CFA LEARNING OUTCOMES After completing this chapter, you should be able to do the following: a Describe systematic risk and specific risk; b Describe
More informationUnilever SA Pension Fund
Unilever SA Pension Fund Getting Ready for Retirement Effective 1 March 2017 Practical Issues Introduction Your retirement is an important milestone in your life. The purpose of this guide is to assist
More informationDynamic Smart Beta Investing Relative Risk Control and Tactical Bets, Making the Most of Smart Betas
Dynamic Smart Beta Investing Relative Risk Control and Tactical Bets, Making the Most of Smart Betas Koris International June 2014 Emilien Audeguil Research & Development ORIAS n 13000579 (www.orias.fr).
More informationCOPYRIGHTED MATERIAL. Investment management is the process of managing money. Other terms. Overview of Investment Management CHAPTER 1
CHAPTER 1 Overview of Investment Management Investment management is the process of managing money. Other terms commonly used to describe this process are portfolio management, asset management, and money
More informationRBC Dominion Securities Inc. Client Risk Profile Questionnaire (CAD)
Client Risk Profile Questionnaire (CAD) Introduction Preamble To work with you effectively in identifying and implementing an appropriate investment strategy, it is essential that we clearly understand
More informationStatement of Investment Policies and Procedures. for the
Statement of Investment Policies and Procedures for the Canada Post Corporation Defined Contribution Component (DC) of the Registered Pension Plan and Group Retirement Savings Plan (GRSP) (Capital Accumulation
More informationAmbition AXA Investor Day June 1, US Life. Mark Pearson President & CEO of AXA in the US
Ambition AXA Investor Day June 1, 2011 US Life Mark Pearson President & CEO of AXA in the US Cautionary note concerning forward-looking statements Certain statements contained herein may constitute forward-looking
More informationPrivate Banking & Wealth Management
Private Banking & Wealth Management This course is presented to Alantra Madrid on: TBC The Banking and Corporate Finance Training Specialist Course Objectives Upon the completion of this training event
More informationInternational Wealth Management presenting at the Deutsche Bank Global Financial Services Conference
International Wealth Management presenting at the Deutsche Bank Global Financial Services Conference Iqbal Khan CEO International Wealth Management New York Disclaimer This material does not purport to
More informationFinancial Planning & Budget Control
Financial Planning & Budget Control RRR R ME Madriid Reiina Viicttoriia Hottell,, Spaiin 08th 18th September 2014 This program will be specially customized to meet the identified personal training needs
More informationCore Topic and Exam Weighting Overview
Candidate Body of Knowledge (CBoK) Core Topic and Exam Weighting Overview Exam Weighting Part I: Human Dynamics 15% Section 1: Ethics 5% Section 2: Applied Behavioral Finance 5% Section 3: Family Dynamics
More informationDivestments in the turmoil
Divestments in the turmoil 1 Divestments in the turmoil Credit restrictions, the economic slowdown and turbulences in the main markets have shaped a complex environment within the past few years for companies
More informationEuropean and Luxembourg markets
Why Luxembourg Contents 1. European and Luxembourg markets Page 3 2. HSBC Group Page 7 3. HSBC in Luxembourg Page 9 4. Asset Management at HSBC in Luxembourg Page 12 5. Corporate Banking at HSBC in Luxembourg
More informationROYAL BANK OF CANADA SCOTIA CAPITAL FINANCIALS SUMMIT 2013 SPEECH WEDNESDAY, SEPTEMBER 4, 2013
ROYAL BANK OF CANADA SCOTIA CAPITAL FINANCIALS SUMMIT 2013 SPEECH WEDNESDAY, SEPTEMBER 4, 2013 DISCLAIMER THE FOLLOWING SPEAKERS NOTES, IN ADDITION TO THE WEBCAST AND THE ACCOMPANYING PRESENTATION MATERIALS,
More informationINTERNATIONAL CORPORATE SERVICES
BEYOND BORDERS ILS World is a global provider of independent fiduciary services to professional advisors, international corporate groups and private clients. We keep you moving forward. We put the right
More informationOur tax advisory principles A distinctive approach. Blue heading Green heading
Our tax advisory principles A distinctive approach Blue heading Green heading Introduction Our vision at Deloitte is to be the distinctive firm; defined by the impact we have on the success and reputation
More informationKEYNOTE SPEECH BUILDING A COMMON SUPERVISORY CULTURE. 2 nd IVASS CONFERENCE SOLVENCY II AND SMALL AND MEDIUM-SIZED INSURERS
KEYNOTE SPEECH Gabriel Bernardino Chairman European Insurance and Occupational Pensions Authority (EIOPA) BUILDING A COMMON SUPERVISORY CULTURE 2 nd IVASS CONFERENCE SOLVENCY II AND SMALL AND MEDIUM-SIZED
More informationPERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies
PERSONAL WEALTH PORTFOLIOS simplify your life With Investment Strategies The Personal Wealth Portfolios: Meeting Sophisticated Needs in a Single Account As an investor, your financial portfolio is more
More informationIncorporating Alternatives in an LDI Growth Portfolio
INSIGHTS Incorporating Alternatives in an LDI Growth Portfolio June 2015 203.621.1700 2015, Rocaton Investment Advisors, LLC EXECUTIVE SUMMARY * The primary objective of a liability driven investing growth
More informationSquare Mile Managed Portfolio Service Investment Process
For professional advisers only Square Mile Managed Portfolio Service Investment Process www.squaremileresearch.com Follow us: @SquareMileICR Square Mile Investment Consulting & Research Limited INVESTMENT
More informationWhat You Need. Pilotage Private Wealth AG
What You Need to Know About Independent Asset Managers in Switzerland Dr. Gregg S. Robins Pilotage Private Wealth AG November 2015 1. Swiss IAMs in Brief: People and Offering Decades ago, individual private
More informationSEC File Number Form ADV Part 2A
SEC File Number 801-28445 Form ADV Part 2A August 31, 2015 Form ADV, Part 2A is our Disclosure Brochure or Brochure as required by the Investment Advisers Act of 1940 and is a very important document to
More informationCbus In this Policy 01 Purpose and objectives of the Policy 02 Application 03 Accountability 04 Key Legislative Obligations and Trustee Powers
Cbus Policy Investment Governance Framework Policy Date of this Policy: October 2017 Cbus Trustee: United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 Cbus ABN 75 493 363 262 MySuper authorisation 75 493
More informationRegarding MUFG Basic Policy for Fiduciary Duties in the Area of Asset Management
Mitsubishi UFJ Financial Group, Inc. Regarding MUFG Basic Policy for Fiduciary Duties in the Area of Asset Management Tokyo, May 16, 2016 --- Mitsubishi UFJ Financial Group, Inc. (MUFG) has established
More informationInsurance Asset Management
Insurance Asset Management January 2018 For Financial Intermediaries, Institutional and Consultant use only. Not for redistribution under any circumstances. Introducing Schroders: Delivering dedicated
More informationSimplify, preserve and enhance.
Simplify, preserve and enhance. Your wealth is the cumulative result of your hard work, discipline, and astute management. Yet the opportunities it affords may also come with unique responsibilities,
More informationRisk Managed Global Multi-Asset Portfolios Client Guide
Risk Managed Global Multi-Asset Portfolios Client Guide Invest for More Consistent Returns Over Time ANNUITIES VARIABLE Not for use in the state of New York. All guarantees are subject to the claims-paying
More informationTest Objectives for NISM-Series-X-A: Investment Adviser (Level 1) Certification Examination
Test Objectives for NISM-Series-X-A: Investment Adviser (Level 1) Certification Examination Chapter 1: Introduction to Indian Financial Market 8 marks 1.1. Discuss the macro-economic parameters of Indian
More informationKush Bottles, Inc. A Nevada corporation (the Company )
Kush Bottles, Inc. A Nevada corporation (the Company ) Audit Committee Charter The Audit Committee (the Committee ) is created by the Board of Directors of the Company (the Board ) to: assist the Board
More informationMULTILATERAL STRATEGIC PLAN ON MUTUAL AGREEMENT PROCEDURES: A VISION FOR CONTINUOUS MAP IMPROVEMENT. Preamble
MULTILATERAL STRATEGIC PLAN ON MUTUAL AGREEMENT PROCEDURES: A VISION FOR CONTINUOUS MAP IMPROVEMENT Preamble 1. A convergence of global developments is creating elevated levels of tax risk and uncertainty
More informationCERTIFIED INVESTMENT MANAGEMENT ANALYST (CIMA ) CORE BODY OF KNOWLEDGE
The CIMA Core Body of Knowledge spans five Knowledge Domains, each of which is divided into a number of Sections covering a range of Topics (shown on subsequent pages). KNOWLEDGE DOMAIN 1: FUNDAMENTALS
More informationline of Sight Holistic Risk Management Building and Monitoring a Risk-Controlled Portfolio
line of Sight Holistic Risk Management Building and Monitoring a Risk-Controlled Portfolio We hope you enjoy the latest presentation from Northern Trust s Line of Sight. By providing research, findings,
More informationOntario Arts Foundation Investment policy statement
Ontario Ontario Arts Foundation Investment policy statement Building a Foundation for the Arts October, 2018 I N V E S T M E N T P O L I C Y S T A T E M E N T I. OVERVIEW The Ontario Arts Foundation (OAF)
More informationsample Advisor letterhead June 30, 2004 John Doe 1234 Yonge Street Toronto, Ontario M4T 3R5 RE: CI Portfolio Series Investment Policy Statement
Advisor letterhead June 30, 2004 John Doe 1234 Yonge Street Toronto, Ontario M4T 3R5 RE: CI Portfolio Series Investment Policy Statement Dear John, I am pleased to provide you with your CI Global Balanced
More informationSTATEMENT OF INVESTMENT PRINCIPLES (SIP) IN RESPECT OF EDS RETIREMENT PLAN and EDS 1994 PENSION SCHEME (Plans)
INTRODUCTION STATEMENT OF INVESTMENT PRINCIPLES (SIP) IN RESPECT OF EDS RETIREMENT PLAN and EDS 1994 PENSION SCHEME (Plans) 1.1 EDS Trustee Limited and EDS 1994 Trustee Limited (Trustees) have each prepared
More informationFINANCE Updated 16 October 2018
CORE FINANCE COURSES 1. FNCE101 2. FNCE102 Financial Instruments, Institutions and Markets 3. FNCE103 For Law 4. FNCE201 Corporate FINANCE ELECTIVES 5. FNCE203 Analysis of Equity Investments 6. FNCE204
More informationManaged Portfolio Disclosure Document. AZ Sestante Super
Managed Portfolio Disclosure Document AZ Sestante Super 1. Logiro Managed Portfolio Disclosure Document ISSUER AND TRUSTEE AZ Sestante Super is a product issued out of Mason Stevens Super. When you become
More information