Why Gold? The need to own precious metals is as relevant and essential today as it has been throughout history.

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2 The Rhombus Gold model offers a unique opportunity to hold physical gold as part of a balanced portfolio whilst simultaneously providing a yield on investment. Offering flexibility and security, which enables purchasers to opt for sale of the gold to Rhombus Gold at a profit or alternatively the option of physical delivery of the gold. We offer the opportunity to buy gold at below market prices with a guaranteed exit should you choose to sell the gold and take the profit or delivery to your address by secured courier. 02

3 Why Gold? The need to own precious metals is as relevant and essential today as it has been throughout history. Gold has always been the ultimate safe haven asset, providing the protection your finances need in today s unstable world. Savvy investors are shifting their wealth into alternative asset classes such as gold, silver, commercial property and renewable energy, in order to diversify and balance their portfolio. Diversification in this way provides security against economic, social and political uncertainty. If anything, the economic and political climate we find ourselves in today is more unstable than at any point during our lifetime. Several European economies are struggling to repay their vast debts, posing a huge threat to the future of the Euro currency, in a situation that looks set to continue for some time. Gold bullion also qualifies for UK pensions, where you can receive up to 45% discount through tax relief. Gold investments can be made as a oneoff purchase, a regular savings opportunity or as part of a sophisticated portfolio. They re suitable for both seasoned portfolio builders and those with little or no investment experience. 03

4 WHY USE RHOMBUS GOLD? In these turbulent times, even the most sophisticated investors are seeking simplicity, safety and transparency. At Rhombus we believe in these key values, so our gold products and the investment process are straightforward and accessible to everyone We provide a bespoke service, w i t h a d e d i c a t e d g o l d consultant and tailored client e x p e r i e n c e f o r a m o r e personal involvement with your wealth and your future We provide innovative gold solutions suitable for novice and seasoned investors alike Significant buying power enabling us to pass on bulk savings and maintain lower prices We offer a buyback guarantee future proofing your investment and removing the worry of investing We offer significant discounts o n t h e p r e v a i l i n g s p o t price(market rate) for gold 04

5 PRICING $1,000 - $5,000 Gold is offered at a 5% discount against the spot price on the day your funds arrive. $5,001 - $ Unlimited Guaranteed Buy Back Gold is offered at a 15% discount against the spot price on the day your funds arrive. 05

6 GOLD AS AN ASSET Gold gave rise to the concept of money itself: portable, private and permanent. Gold s unique properties of scarcity & beauty, coupled with the ease in which it can be melted, formed and measured, have made it a tradeable store of wealth since the very earliest civilisations. Today, investors recognise that gold is not only a means for capital appreciation, but also a way to secure their long term savings and retirement. 06

7 GOLD In the last ten years, the price of gold has risen by nearly 300%, even after including the AS AN ASSET price corrections of 2013 and This has been driven by factors such as a continually weakening US Dollar and British Pound, the global credit crunch, terror attacks, political unrest and soaring demand from Central Banks and institutional investors. Any event that causes uncertainty in the economy and the wider world, drives the gold price higher. The average annual return for UK holders of gold over the last decade (2005/2014) has been 15% outperforming every other asset class in the same period. Gold was the best performing asset in 4 of those 10 years, yielding higher returns than shares, bonds and even housing. More importantly, as a store of wealth, it has outperformed inflation in all but 2 of those 10 years again, the best of any asset class. 07

8 GOLD PRICE FORECAST As well as yielding impressive returns in the past, the fundamental reasons for gold s performance are still in place. These include: Increased demand for gold from investors looking for a safe haven, as the Euro continues to weaken and is close to collapse. Investors seeking protection from a potential rise in inflation driven by spiralling demand for limited fossil fuels and commodities coupled with economies which simply recover too quickly and overheat. Increased demand from the BRIC countries (Brazil, Russia, India & China) as their economies strengthen and they increase their wealth. The Chinese Central Bank still only holds around 1% of its reserves in gold, compared to over 50% for many other countries. Global political instability and terror threats on the West. An international conflict or terror attack will send equity, property and bond markets tumbling and consequently strengthen the gold market. No new supply since precious metals supply is finite and there have been no new major discoveries since

9 TYPICAL AVERAGE ANNUAL RETURN OVER THE PAST 10 YEARS 09

10 GOLD SAFETY IN ANY LANGUAGE Investors are adding gold to their i n v e s t m e n t p o r t f o l i o s a s a diversification strategy, due to the fragile nature of paper investments and currencies. The expert consensus is that 5% to 30% of your total portfolio should be in gold, for long term preservation and growth. Most people s wealth is stored in a mixture of property (their homes, cash, their savings accounts and stocks and bonds, their pensions). The risk, when holding these assets alone, is that when one performs badly they all perform similarly, as we experienced in the aftermath of the market collapse and recession of

11 In contrast, gold is not tied to the economy, nor does it correlate with these more commonly held assets. When the above mentioned assets perform badly, gold can perform well. In this way, gold can yield returns when you need them the most when your other assets are losing value. This is why gold is referred to as portfolio insurance. Gold is the ultimate safe havens in a crisis. Inflation, political strife, ongoing wars and the threat of terrorism are affecting investors worldwide. Whilst these events cause turmoil and uncertainty in the markets, the gold price can spike as investors look for a secure store for their wealth. Finally, physical gold is a directly owned, tangible possession with intrinsic value. There are none of the risks associated with derivatives and paper assets. 11

12 What we do Advanced Gold Acquisition Advanced Gold acquisition is an innovative way of taking advantage of matching the demand of the market for the procurement of Gold (Sales Price). GOLD ACQUSITION PROCESS 12

13 Rhombus Gold has secured a position with a number of Gold producers whereby it is able to order large volumes of Gold which has not yet been mined. The producer will then mine the Gold which, when extracted from the mine will have an approximate purity value of approximately 7080%. This Gold is then shipped to a processing Refinery, that is internationally recognised and a member of the London Bullion Market Association (LBMA), which then extracts the impurities from the Gold and provides the finished Gold to a minimum of 999.9% purity. All the Gold processed in this manner is provided with an international Assay stamp, from the Refinery, and is then delivered by secured courier or sold at the then prevailing spot price of Gold. Example Rhombus Gold places an order for gold. The Gold Mine require a 2 month lead time plus 1 month to effect first delivery. Month 1 Rhombus places an order for 100,000 of gold. Rhombus issues a Standby Letter of Credit as cash security to the mine against first delivery. Month 3 delivery of gold and onward delivery to the individual purchasers or sale of the Gold for the spot price that day at the purchaser s request. Rhombus has negotiated significant discounts on the purchase price payable to the Gold Mine enabling discounts to be passed on to the purchasers. 13

14 CASH PROTECTION The number one priority is to protect the purchaser s funds at all times and purchasers will benefit from the following protection; Funds are deposited and held in an Emirates NBD Bank Account. Once the SBLC is established the funds will be charged in favour of Bank Account of the Gold Mine. Capital will remain in the Custodian Bank Account. The capital is used to guarantee the forward purchase of the Gold ordered by the Default Payment Standby Letter of Credit ( SBLC ) Under the terms agreed with the Gold mine and as stipulated in the SBLC the SBLC can only be called upon if Rhombus has taken ownership of the Gold worth 110% of the value of the SBLC. WHAT IS A STANDBY LETTER OF CREDIT (SBLC)? A Standby Letter of Credit (SBLC) is a standby payment guarantee issued on behalf of Rhombus and is used as payment of last resort if Rhombus fails to fulfil its contractual commitment with the Gold Mine. An SBLC is created as a sign of good faith and is proof of credit quality and repayment ability to complete the contract. The funds are held on deposit charged in favour of the Gold Mines Bank as collateral against the SBLC. SBLC s are often used in international trade transactions, such as the purchase of goods from another country. Sellers will ask for an SBLC, rather than cash in advance. The Seller can only call upon the SBLC, to be cashed, if the Seller has satisfied their contractual duties and the Buyer has failed to pay for the goods received within the specified time. The SBLC cannot be cashed by a third party and only acts as the payment of last resort between the two contracted parties. 14

15 PARTNERS The SBLC cannot be cashed by a third party and only acts as the payment of last resort between the two contracted parties. Brahmin holds concessions for the extraction of gold and maintains all licensing requirements of the relevant jurisdiction Precious Metals All unrefined gold is delivered to Kaloti precious metals for refining, authentication and certification All shipments are managed by Brinks to provide secure and insured transportation throughout the world 15

16 GETTING STARTED SIMPLE STEPS TO GOLD OWNERSHIP STEP ONE Discuss your purchase choice and budget with our gold consultant or order online at STEP TWO Complete the relevant purchase order for your choice. STEP THREE Follow the instructions on the invoice to make payment. STEP FOUR Take delivery of your Gold or take advantage of our guaranteed buy back at the % growth agreed at the purchase date. 16

17 3 MONTHS 6% 17

18 THE NEXT STEPS TO A BALANCED PORTFOLIO IT S NEVER TOO LATE TO SECURE YOUR WEALTH AND FUTURE WE WORK WITH INVESTORS OF ALL TYPES; FROM THOSE JUST STARTING THEIR PORTFOLIO OR SAVINGS, TO MORE EXPERIENCED INDIVIDUALS LOOKING FOR GOLD DIVERSIFICATION. YOU CAN TAKE THE NEXT STEP TO A HARDER WORKING PORTFOLIO TODAY, BY CONTACTING RHOMBUS GOLD THROUGH ANY OF THE CHANNELS BELOW: CONTACT A CONSULTANT TODAY Please note that Rhombus is not authorised or regulated by the Financial Conduct Authority and we do not offer any financial advice. Dependant upon the nature of business you wish to transact and also at your request you will be referred to a relevant professional who is authorised and regulated by the UK Financial Conduct Authority. These products are not covered by the Financial Ombudsman Service. 18

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