Table of Contents. Company Overview

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2 Table of Contents Company Overview Investing Philosophy Client Services Investment Process & Essential Elements Equity Strategies - Overview Opportunistic Composite Science & Technology Composite Client Relationship Biographies Disclaimers Corrigan-Jones 1

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6 PDQ Investment Process The PDQ Process Of the 7,000 publicly traded companies, we have narrowed our list down to what we consider are the 250 best companies in the world. We determine what we believe is the true value of each equity and what we believe is correct purchasing and selling prices. Each stock is grouped according to its investment profile and overall characteristics and placed within our essential elements chart. We purchase equities to fit the client's plan at prices we believe are below their central value with room to grow. We are willing to hold each stock for enough time for it to achieve its full potential. Markets may fluctuate but quality wins in the long run. Changes at a company or market conditions may alter our investment time horizon and change portfolio asset allocations. Corrigan-Jones 5

7 Thematic Investing Corrigan-Jones investments are always oriented towards the future. When selecting companies in which to invest, we start with a broad perspective and narrow it down to our essential elements. Corrigan-Jones 6

8 Essential Elements of Investing Seeking Description We analyze our universe of equities according to business performance, growth potential & risk then classify them in our own equity spectrum. From there, we allocate these equities in our managed portfolios according to the individual parameters of each client & present market conditions. This classification system provides clarity to both us and the client about the equities themselves as well as the client's portfolio composition. Discovery Growth Value Stability Speculative Concept Speculative Aggressive Growth Club 45 Turn-Around Total Return Blue Chip Foundation Holding Long-Term, potentially disruptive innovators Innovators on the cusp of profitability Companies with above average growth Sustained & exceptionally well-managed growth Former Blue-Chips fallen upon hard times Growth and dividend performance Consistent performers, near and long term The best companies in the world Our ultimate goal is to create portfolios which adhere to the client's objectives comprised of equities bought at attractive prices with the potential for future growth. Fh Bc Tr Ta C45 Ag S Sc Lower Risk Higher Risk Risk Spectrum Corrigan-Jones 7

9 Virtuous Investment Cycle Speculative Concept Speculative Aggressive Growth Our virtuous investment cycle is utilized to maintain portfolio balance and strategically invest portfolio growth. The dividends derived from the bottom of the pyramid are used to fund investments in the top of the pyramid. Club 45 Turn-Around Total Return Blue Chip Foundation Holding Capital gains from the top of the pyramid are harvested as they grow in value. These gains are used to invest in the more conservative equities, completing our virtuous investment cycle. This strategy is built upon our PDQ process where we identify outstanding companies which provide opportunities for both growth and value. Corrigan-Jones 8

10 Equity Strategies We build portfolios for our clients using two proprietary strategies as well as individually tailored separately managed accounts. An all cap account which seeks investment opportunities in all business sectors. A science and technology, all cap strategy which seeks those companies which are shaping the future. Corrigan-Jones A potentially all cap and all sector account which seeks gains according to the individual client parameters. All strategies invested according to the PDQ process with an dual emphasis on growth and value. 9

11 Equity Strategies - Opportunistic This strategy seeks both a growth of capital and income. The account invests in a non-diversified all-cap portfolio of common stocks. In selecting investments, we seek to create a portfolio of companies from our quality universe that combines both growth and value characteristics. We seek to balance growth and value investing by adhering to our 80/20 portfolio allocation approach, with 80% of the portfolio in large to mid cap companies and the remaining 20% in smaller, aggressive equities. In the absence of attractive valuations, or perceived market extremes, we will raise or hold cash. The portfolio will seek to invest in a concentrated portfolio of companies. No position can represent more than 10% of the total portfolio at time of purchase and no industry more than 30%. The portfolio may sell covered calls against established positions. The portfolio may experience a moderate rate of turnover and is not inherently managed to be tax-efficient. In order to protect against dramatic losses, stop-loss orders may be utilized. Basic Materials Communications Consumer - Cyclical Consumer - Non-Cyclical Diversified Energy Financial Industrial Other (un-categorized + bonds + cash) Technology Utilities - Positions as of 12/31/ Performance data reflected includes the reinvestment of all dividends and capital gains. - The Corrigan-Jones Opportunistic composite contains discretionary, fee-based accounts managed by Meredith Jones. Client asset allocations are adjusted to clients' risk tolerance and investment parameters. Corrigan-Jones % 7.75% 7.30% 28.08% 0.00% 6.10% 0.66% 10.11% 11.93% 24.75% 0.37%

12 Equity Strategies - Science & Technology This strategy seeks long-term growth of principal. The account invests in a non-diversified all-cap portfolio of common stocks. In selecting investments, we seek to create a portfolio of companies that possess a culture of innovation and a strong commitment to research and development. In managing the account, we employ our 80/20 portfolio allocation approach, with 20% of the portfolio in large and mid cap companies and the remaining 80% in smaller, more aggressive names. In the absence of attractive valuations, or perceived market extremes, we will raise or hold cash. The portfolio will seek to invest in a concentrated portfolio of companies. No position can represent more than 10% of the total portfolio at time of purchase and no industry more than 30%. The portfolio may sell covered calls against established positions. The portfolio may experience a high rate of turnover and is not inherently managed to be tax-efficient. In order to protect against dramatic losses, stop-loss orders may be utilized. Biotechnology Computer Hardward Computer Services Electronic Components Farming & Fishing Industrial Machinery Internet Software & Services Other (un-categorized + cash) Pharmaceuticals Semiconductors Specialty Retail Telecommunications Equipment - Positions as of 12/31/ Performance data reflected includes the reinvestment of all dividends and capital gains. - The Corrigan-Jones Science & Tech composite contains one discretionary, fee-based account managed by Meredith Jones 24.99% 3.54% 12.82% 12.84% 4.34% 4.39% 6.25% 2.09% 6.05% 4.73% 7.7% 10.26% Corrigan-Jones 11

13 Equity Strategies - Separately Managed This strategy seeks client defined growth of principal & income. The account invests in a diversified portfolio of all-cap common stocks, bonds and other financial products, based upon the specific risk-tolerance, objectives and time horion as defined by the client. In selecting investments, we seek to create a portfolio of securities and derivatives that combines both growth & value characteristics appropriate to the client. We will also accommodate the client's present holdings in the portfolio structure. In the absence of attractive valuations, or perceived market extremes, we will raise or hold cash. Industry diversification will be dictated by the objectives and wishess of the individual clients. Portfolios will be built according to our process based upon our essential elements of portfolio construction. Financial success is neither a straight road nor a maze, but rather a pathway which changes in accord with the individual client. We seek to find the most prudent and achievable course for our Separately Managed accounts. The portfolio will seek to invest in a concentrated portfolio of companies. The number of companies and the percentage they occupy in the portfolio as well as the percentage of sector concentration will vary according to the client. Accounts will utilize the discipline & standards of the proprietary accounts. The portfolio may experience a high rate of turnover and is not inherently managed to be tax-efficient. In order to protect against dramatic losses, stop-loss orders may be utilized. Our objective, as with our other strategies, is to meet and exceed a clients objectives, with a minimal risk to capital. Portfolio performance may differ from other Separeately Managed accounts due to time invested and financial resources deployed. Corrigan-Jones 12

14 Client Relationship Corrigan-Jones offers both fee-based and commission-based compensation structures to our clients. We work with our clients to determine which structure makes the most financial sense for them. We provide financial planning for all our clients as an integral part of our relationship as well as access to the financial products offered through Moloney Securities and RBC. Fee Based - Financial Planning & Asset Management - Opportunistic Managed Account - Science & Technology Managed Account - Personalized Client Accounts Commission Based - Financial Planning - Client or Advisor Directed Investing $150,000 - $500,000 $500,000 and above 1.25% $1.00% $32 $32 Typically, commissions range between 1-2% of the transaction amount for fixed income, equity and option transactions, subject to a $65 minimum fee. Commission fees may vary with the size of the transaction and security type. Contact Corrigan-Jones for pricing. Corrigan-Jones 13

15 Corrigan-Jones - Biographies - BA (University of Vermont), MBA (Washington University - St. Louis) - 25 years of experience as a portfolio review analyst, investment analyst / executive and portfolio manager with MFS Investment Managers, Stifel Financial, AG Edwards and Sons, Raymond James and Hancock Securities - Series 7, 63 & 65 (FINRA) licensed As a third generation of his family in investing, Meredith possesses a wealth of experience working with clients in both portfolio management and financial planning. R - BS (University of Kansas) - 14 years of portfolio management, investment analyst and wealth advisor with TD Waterhouse and Hancock Securities - Series 7, 63 & 65 (FINRA) licensed, Life-Insurance License (MO & IL) - Certified Financial Planner R Brian works with individuals, companies and trusts to ensure that each client is placed on an achievable path to financial success. - BA (Truman State University), MA (University of Toronto) - 2 years of portfolio management, investment analyst and wealth advisor with Moloney Securities - Series 7 & 66 (FINRA) licensed Joseph works to ensure proper execution of services, researches securities and works with clients in portfolio management and financial planning. Corrigan-Jones 14

16 Disclaimers The material contained herein has been prepared from sources we believe to be reliable, but is provided without any third party verification for accuracy or completeness. This material does not purport to be a complete analysis of the securities, companies or industries involved. This material is published solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or investment product. All opinions and estimates included with the material are our own unless otherwise stated and are subject to change without notice. All investments can fluctuate in price, value and/or income. Past performance is not necessarily a guide to future performance. This material has no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. and/or its affiliates, managers and employees may have or have had an interest or position in the securities described herein. The Equity Strategies performance data are net of all brokerage and management fees. The data is believed to be true and accurate, but is unaudited. All figures include the reinvestment of dividends and other earnings. The Science and Technology Account began on June 2, The Opportunistic Account began on July 2, 2007 and was run under Hancock Investment Advisors, LLC until moving to Moloney Securities at April 1, The is the most widely accepted barometer of the market. It includes 500 blue chip, large cap stocks, which together represent approximately 75% of the total equities market. Companies eligible for addition to the S&P have a market capitalization of at least $4 billion. ( Corrigan-Jones 15