Information Package: Description of Services
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1 Information Package: Description of Services
2 Who is Community Sector Banking The first and only NFP banking service in Australia Provide expertise and understanding Specialised team of experienced Business Managers Innovating the sector: providing real solutions and options for not-for-profit organisation Strengthening communities: A real partner: CSB and Bendigo & Adelaide bank not simply another bank
3 Our story launched as joint venture of Bendigo Bank & Community 21 consortium of 20 not-for-profit organisations ,000 not-for-profit customers ranging from small local community groups to national charities
4 Investing for good - projects founding partner and investor in Social Enterprise Finance Australia In-roads - microcredit program for financially excluded Australians provided finance for more than 1,200 affordable and social homes Social Investment Deposit Account giving 50% of account profits to financial inclusion projects
5 The CSB Shareholders CSB is the result of an innovative joint venture between Bendigo and Adelaide Bank and Community 21; 20 leading not-for-profit organisations. 50% + 50%
6 Community 21 Shareholders
7 What it means for you Banking with the not-for-profit specialist gives you: a Business Manager assigned to your organisation access to an experienced lending solutions team a customer service team available by phone to support our not-for-profits and their employees 1300 CSBANK ( )
8 Investing for good - projects founding partner and investor in Social Enterprise Finance Australia In-roads - microcredit program for financially excluded Australians provided finance for more than 1,200 affordable and social homes Social Investment Deposit Account giving 50% of account profits to financial inclusion projects
9 Products built for not-for-profits Transacting: Cash Management Trading Accounts EftPos and bulk payments Merchant Facilities Salary packaging Investing: Social Investment Deposit Account Capacity Builder Online Gift fund account Term Deposits
10 Social Investment Deposit Account At first glance the Social Investment Deposit Account is a simple deposit account. The difference is that Community Sector Banking gives away 50% of the profits for these accounts to social projects and community organisations. Aimed at community minded individuals and organisations looking for an account that contributes to social change, the Social Investment Deposit Account is convenient and safe, and means your savings are making a difference and a real impact.
11 Social Investment Deposit Account Current rate as at October 2014 from $1. = 2.40% Access to funds Customised fees. Internet banking access, Alternative business hours
12 The Cash Management Trading Account Interest bearing cheque account Competitive interest rates Current as at October 2014 Balances from $1 to $249, % pa Balances from $250,000 to $499, % pa Balances of $500, % pa Interest calculated daily and paid monthly Customised fees. Internet banking access, Alternative business hours
13 Gift Fund Account & Cash Management Trading Account fees $0.70 per cheque withdrawal $0.70 per cheque deposit $0.40 per internet banking withdrawal transaction $1.75 per branch withdrawal Other fees and charges may apply. Please refer to the Fees and Charges disclosure document. Minimum $4 per month rebate. Further rebates after a full comparison of current bank statements
14 Term Deposits For high value deposit enquiries please contact our office for the daily cash rate available.
15 Salary Packaging Available to organisations with PBI status
16 Lending At Community Sector Banking we pride ourselves on our lending solutions. Our specialised lending team has extensive knowledge of the sector, hands on experience and intimate understanding of our customers funding requirements. Our lending solutions experts can work with you to explore potential options including modelling cash flow, customising commercial loans, overdrafts, leasing and/or business credit cards.
17 Social Lending We understand many organisations are looking to create additional income streams to boost their impact in communities. A sustainable social enterprise can be a creative way to do this. Social Enterprise Finance Australia can offer innovative lending solutions to help you grow your business from a light bulb moment to a thriving venture
18 some helpful extras community sector insurance website packages telecommunications finding grants Community Eftpos event terminals Loan of marquees Staff volunteering
19 Best of both worlds As we are the not-for-profit specialists within Bendigo Bank, you also have access to more than 590 retail outlets and 2,000 ATMs, when you bank with us.
20 Connecting digitally /communitysectorbanking /csbanking /csbanking keep in the loop by visiting us at www.
21 John Goodwin ph: call us: 1300 CSBANK ( ) visit our website: community sector banking real solutions. real impact
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