Public Disclosure QRTs

Transcription

1 Public Disclosure QRTs

2 CONTENTS PUBLIC DISCLOSURE QUANTITATIVE REPORTING TEMPLATES 1. Achmea B.V. (Achmea Group) 3 2. Achmea Pensioen- en Levensverzekeringen N.V Achmea Schadeverzekeringen N.V Achmea Zorgverzekeringen N.V. (Consolidated) Achmea Zorgverzekeringen N.V. (solo) Interpolis Zorgverzekeringen N.V Zilveren Kruis Zorgverzekeringen N.V. (former OZF Zorgverzekeringen N.V.) 5 8. Avéro Achmea Zorgverzekeringen N.V FBTO Zorgverzekeringen N.V De Friesland Zorgverzekeraar N.V N.V. Hagelunie Achmea Re Company N.V. 92 The Quantitative Reporting Templates are part of the Solvency and Financial Condition Report.

3 ACHMEA Public Disclosure QRT's 217

4 S Balance sheet 1. Assets Solvency II value Intangible assets 1.51 Deferred tax assets Pension benefit surplus Property, plant & equipment held for own use Investments (other than assets held for index-linked and unit-linked contracts) Property (other than for own use) Holdings in related undertakings, including participations Equities Equities - listed Equities - unlisted Bonds Government Bonds Corporate Bonds Structured notes Collateralised securities Collective Investments Undertakings Derivatives Deposits other than cash equivalents Other investments Assets held for index-linked and unit-linked contracts Loans and mortgages Loans on policies 19.8 Loans and mortgages to individuals Other loans and mortgages Re recoverables from: Non-life and health similar to non-life Non-life excluding health Health similar to non-life Life and health similar to life, excluding health and index-linked and unit-linked Health similar to life Life excluding health and index-linked and unit-linked Life index-linked and unit-linked Deposits to cedants Insurance and intermediaries receivables Re receivables Receivables (trade, not ) Own shares (held directly) Amounts due in respect of own fund items or initial fund called up but not yet paid in Cash and cash equivalents Any other assets, not elsewhere shown Total assets S Balance sheet 1. Liabilities Solvency II value TP calculated as a whole Best Estimate Risk margin Technical provisions - health (similar to non-life) TP calculated as a whole Best Estimate Risk margin Technical provisions - life (excluding index-linked and unit-linked) Technical provisions - health (similar to life) TP calculated as a whole Best Estimate Risk margin TP calculated as a whole Best Estimate Risk margin TP calculated as a whole Best Estimate Risk margin Contingent liabilities Provisions other than technical provisions Pension benefit obligations Deposits from reinsurers 1.51 Deferred tax liabilities Derivatives Debts owed to credit institutions Financial liabilities other than debts owed to credit institutions Insurance & intermediaries payables Re payables Payables (trade, not ) Subordinated liabilities Subordinated liabilities not in BOF Subordinated liabilities in BOF Any other liabilities, not elsewhere shown Total liabilities Excess of assets over liabilities Achmea 217

5 S Premiums, claims and expenses by line of business 1. Medical expense Income protection Line of Business for: non-life and re obligations (direct business and accepted proportional re) Workers' Motor vehicle liability Marine, aviation and Fire and other damage compensation Other motor transport to property General liability Credit and suretyship Premiums written Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Premiums earned Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Claims incurred Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred Other expenses Total expenses Line of Business for: non-life and re obligations (direct business and accepted proportional re) Line of business for: accepted non-proportional re Legal expenses Assistance Miscellaneous financial loss Health Casualty Marine, aviation, transport Premiums written Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Premiums earned Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Claims incurred Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred Other expenses Total expenses Health Insurance with profit participation Line of Business for: life obligations Index-linked and unitlinked Other life Annuities stemming from non-life contracts and relating to health obligations Annuities stemming from non-life contracts and relating to obligations other than health obligations Property Total Line of business for: life re obligations Health re Life re Total Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses Achmea 217

6 S Premiums, claims and expenses by country 1. Home Country Top 5 countries (by amount of gross premiums written) - non-life obligations Total Top 5 and home country Premiums written Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Premiums earned Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Claims incurred Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred Other expenses Total expenses Premiums written Home Country IE GR Total Top 5 and home country Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Top 5 countries (by amount of gross premiums written) - life obligations Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses Achmea 217

7 S Impact of long term guarantees and transitional measures 1. Amount with LTG measures and transitionals Impact of transitional on technical provisions Impact of transitional on interest rate Impact of volatility adjustment set to zero Impact of matching adjustment set to zero Technical provisions Basic own funds Eligible own funds to meet SCR SCR Achmea 217

8 S Own funds 1. Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation (EU) 215/35 Total Tier 1 - unrestricted Tier 1 - restricted Tier 2 Tier 3 Ordinary share capital (gross of own shares) Non-available called but not paid in ordinary share capital at group level Share premium account related to ordinary share capital Initial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings Subordinated mutual member accounts Non-available subordinated mutual member accounts at group level Surplus funds Non-available surplus funds at group level Preference shares Non-available preference shares at group level Share premium account related to preference shares Non-available share premium account related to preference shares at group level Reconciliation reserve Subordinated liabilities Non-available subordinated liabilities at group level An amount equal to the value of net deferred tax assets The amount equal to the value of net deferred tax assets not available at the group level Other own fund items approved by the supervisory authority as basic own funds not specified above Non available own funds related to other own funds items approved by supervisory authority Minority interests (if not reported as part of a specific own fund item) Non-available minority interests at group level Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Deductions Deductions for participations in financial and credit institutions whereof deducted according to art 228 of the Directive 29/138/EC Deductions for participations where there is non-availability of information (Article 229) Deduction for participations included by using D&A when a combination of methods is used Total of non-available own fund items Total basic own funds after deductions Ancillary own funds Unpaid and uncalled ordinary share capital callable on demand Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand Unpaid and uncalled preference shares callable on demand A legally binding commitment to subscribe and pay for subordinated liabilities on demand Letters of credit and guarantees under Article 96(2) of the Directive 29/138/EC Letters of credit and guarantees other than under Article 96(2) of the Directive 29/138/EC Supplementary members calls under first subparagraph of Article 96(3) of the Directive 29/138/EC Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 29/138/EC Non available ancillary own funds at group level Other ancillary own funds Total ancillary own funds Own funds of other financial sectors Credit Institutions, investment firms, financial insitutions, alternative investment fund manager, financial institutions Institutions for occupational retirement provision Non regulated entities carrying out financial activities Total own funds of other financial sectors Own funds when using the D&A, exclusively or in combination of method 1 Own funds aggregated when using the D&A and combination of method Own funds aggregated when using the D&A and a combination of method net of IGT Available and eligible own funds Total available own funds to meet the consolidated group SCR (excluding own funds from other financial sector and from the undertakings included via D&A ) Total available own funds to meet the minimum consolidated group SCR Total eligible own funds to meet the consolidated group SCR (excluding own funds from other financial sector and from the undertakings included via D&A ) Total eligible own funds to meet the minimum consolidated group SCR Minimum consolidated Group SCR (Article 23) Ratio of Eligible own funds to Minimum Consolidated Group SCR 287% Total eligible own funds to meet the group SCR (including own funds from other financial sector and from the undertakings include Group SCR Ratio of Eligible own funds to group SCR including other financial sectors and the undertakings included via D&A 184% Reconciliation reserve Excess of assets over liabilities Own shares (held directly and indirectly) Foreseeable dividends, distributions and charges Other basic own fund items Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds Other non available own funds Reconciliation reserve Expected profits Expected profits included in future premiums (EPIFP) - Life business Expected profits included in future premiums (EPIFP) - Non- life business Total Expected profits included in future premiums (EPIFP) Achmea 217

9 S Solvency Capital Requirement - for undertakings using the standard formula and partial internal model 1. Unique number of component Components description Calculation of the Solvency Capital Requirement 1 Market risk Counterparty default risk Amount modelled USP Simplifications 3 Life underwriting risk None Catastrofe risk 4 Health underwriting risk None 5 Non-life underwriting risk None 6 Intangible asset risk Operational risk Loss-absorbing capacity of technical provisions Loss-absorbing capacity of deferred taxes Loss-absorbing capacity of expected profits Calculation of Solvency Capital Requirement Total undiversified components Diversification Capital requirement for business operated in accordance with Art. 4 of Directive 23/41/EC Solvency capital requirement excluding capital add-on Capital add-ons already set Solvency capital requirement for undertakings under consolidated method Information on other entities Capital requirement for other financial sectors (Non- capital requirements) 16.6 Capital requirement for other financial sectors (Non- capital requirements) - Credit institutions, investment firms and financial institutions, alternative investment funds managers, UCITS management companies Capital requirement for other financial sectors (Non- capital requirements) - Institutions for occupational retirement provisions Capital requirement for other financial sectors (Non- capital requirements) - Capital requirement for non- regulated entities carrying out financial activities Capital requirement for non-controlled participation requirements Capital requirement for residual undertakings Overall SCR SCR for undertakings included via D and A Solvency capital requirement Other information on SCR Amount/estimate of the overall loss-absorbing capacity of technical provisions Amount/estimate of the overall loss-absorbing capacity ot deferred taxes Capital requirement for duration-based equity risk sub-module Total amount of Notional Solvency Capital Requirements for remaining part Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 23/41/EC (transitional)) Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios Diversification effects due to RFF nscr aggregation for article Minimum consolidated group solvency capital requirement Achmea 217

10 S Undertakings in the scope of the group Inclusion in the scope of group supervision Group solvency calculation Country Identification code of the undertaking Type of code of the ID of the undertaking Legal name of the undertaking Type of undertaking Legal form Category (mutual/non mutual) Supervisory Authority % capital share % used for the establishment of accounting consolidated accounts % voting rights Other criteria Level of influence Proportional share used for group solvency calculation YES/NO Date of decision if art. 214 is applied Method used and under method 1, treatment of the undertaking NL 7245DD7JIRY93OK51 LEI Achmea Pensioen- en Levensverzekeringen N.V. Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL SU8C745IAV11 LEI Achmea Schadeverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245F454W7413KZ77 LEI Achmea Interne Diensten N.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL KCSNL122 Specific code Klant Contact Services B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 72457QUMI1FHIQV531 LEI Achmea B.V. Mixed financial holding company as defined in Art [h] of Directive 29/138/EC BV Non-mutual Included into scope of group supervision Method 1: Full consolidation NL EEEHNL145 Specific code Achmea Africa Holding B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL 7245CRDR8K9UWK5986 LEI N.V. Hagelunie Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL SARNL25 Specific code Stichting Achmea Rechtsbijstand Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 Foundation Non-mutual % 1% % Stichting Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL INSHHNL29 Specific code Inshared Holding B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL INSHNLNL291 Specific code Inshared Nederland B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL INSHSNL292 Specific code Inshared Services B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL HISERVNL293 Specific code H.I. Services B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL OCSNL294 Specific code Online Claims Services B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL LGLSHARNL295 Specific code Legal Shared B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245VJ4IH43GZTU336 LEI Syntrus Achmea Pensioenbeheer N.V. Other NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL AGCVNL35 Specific code Achmea Grond C.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 CV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AOCVNL351 Specific code Achmea Ontwikkeling C.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 CV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL WWCVNL352 Specific code Woonallliantie Woerden C.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 CV Non-mutual 98% 98% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL IPOGNL44 Specific code NV Interpolis Onroerend goed Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245AFVHXP1A9F194 LEI Syntrus Achmea Real Estate & Finance B.V. Credit institutions, investment firms and financial institutions BV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Sectoral rules NL AVBNL411 Specific code Achmea Vastgoed Beheer B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AP&LNL412 Specific code Achmea Woninghypotheken B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AP&LNL413 Specific code Achmea Woninghypotheken II B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AP&LNL414 Specific code Achmea Woninghypotheken III B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL RESBVNL42 Specific code Residex B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL ANLBNL46 Specific code Achmea Non-Life Beleggingen B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL WPLANNL465 Specific code Wagenplan B.V. Other BV Non-mutual 5% 5% 5% Significant 5% Included into scope of group supervision Method 1: Adjusted equity method NL AP&LBNL47 Specific code AP&L Beleggingen B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245LOB31IXX2AQ31 LEI Achmea Re Company N.V. Re undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245HXH752UHDNCV31 LEI Eureko Claims Centre B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245ZL4PEM4Q5XCL78 LEI Achmea Investment Management B.V. Credit institutions, investment firms and financial institutions BV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Sectoral rules NL PMNL6133 Specific code Pim Mulier B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL LTCNL6136 Specific code Leefstijl Trainingscentrum N.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual Head 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AVITNL6137 Specific code Achmea Vitaliteit B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL INDEPNL63 Specific code Independer.nl N.V. Other NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL INDDEPSNL631 Specific code Independer.nl Services B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL WAWAYNL6325 Specific code Workaway B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL FBAHNL64 Specific code Frexit Holding B.V. Other NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL FBASRTNL641 Specific code Frexit Assurantiën B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL FBASRDNL642 Specific code Frexit Assuradeuren B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL AHCNL71 Specific code Achmea Health Centers B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL 7245HIKX3QVUQF9G8 LEI Achmea Zorgverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245UF2OBJOKVS184 LEI Zilveren Kruis Zorgverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245NMBSMOP3HT48 LEI FBTO Zorgverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 72451VYUJA2RVMCC47 LEI Avéro Achmea Zorgverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245ILQZD1FCP82 LEI Interpolis Zorgverzekeringen N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AZKNL711 Specific code Zilveren Kruis Zorgkantoor N.V. Other NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL GNBB3S8BY88 LEI Eurocross Assistance Netherlands B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation CZ 31574FT6UT73GHU62 LEI Eurocross International Central Europe SRO Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SRO Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation BG EXIBNL7124 Specific code Eurocross International Bulgaria EOOD Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 EOOD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation SR EXICENL7125 Specific code Eurocross Assistance Suriname & Caribbean N.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation TR AGISTRNL7612 Specific code Eurocross Assistance Saglik Destek Hizmetleri Ticaret Limited Sirketi Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL ASERVNL713 Specific code Achmea Services N.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 72456NL5KFVXZN876 LEI De Friesland Zorgverzekeraar N.V. Non-Life undertakings NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL ZKFNL723 Specific code Zorgkantoor Friesland B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL DFZPZNL724 Specific code DFZ Partcipaties B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL DFZPERSNL725 Specific code DFZ Personeel B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245W371T1PQK6G51 LEI De Friesland Verzekeringen B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245AH42V5X8BCPE49 LEI Achmea Bank N.V. Credit institutions, investment firms and financial institutions NV Non-mutual De Nederlandsche Bank 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Sectoral rules NL AGISTNL76 Specific code Zilveren Kruis Health Services N.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245P5OBVGLX8Z138 LEI Achmea Zorgparticipaties B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL 7245BY1OTKM5E5X57 LEI Staal Beheer N.V. Other NV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL FBIZZNL774 Specific code FBI Zorg Zakelijke waarden Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 FBI Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL FBIZVNL775 Specific code FBI Zorg Vastrentende waarden Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 FBI Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation SK UNIONZSK831 Specific code Union Zdravotna Poist'ovna A.S. Institutions for occupational retirement provision AS Non-mutual National Bank of Slovakia 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Sectoral rules SK 979BFCN1981 LEI Union Poist'ovna A.S. Composite insurer AS Non-mutual National Bank of Slovakia 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation TR 789AH2PGZNAVJFX53 LEI Eureko Sigorta A.S. Non-Life undertakings AS Non-mutual Central Bank of the Republic of Turkey 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE FFHIRL88 Specific code Friends First Holdings DAC Insurance holding company as defined in Art. 212 [f] of Directive 29/138/EC DAC Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE FFHIRL881 Specific code Friends First Group Services Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE FFFIRL881 Specific code Friends First Finance Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE 6354YD7OOB4VLZJC2 LEI Friends First Life Assurance Company DAC Life undertakings DAC Non-mutual Central Bank of Ireland 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE 6354TZOCAUEXNLHT31 LEI Friends First Managed Pension Funds DAC Other DAC Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE LWMIRL886 Specific code Liberty Wealth Management Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method GR 2138SMTA431S515X4 LEI Interamerican Hellenic Life Insurance Company S.A. Life undertakings SA Non-mutual Bank of Greece 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR 21385C31VSKC4ZEP91 LEI Interamerican Assistance General Insurance Company S.A. Non-Life undertakings SA Non-mutual Bank of Greece 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR IACCATGR8912 Specific code Interassistance Commercial Company of Automobile and Tourism S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR MENTORGR8913 Specific code Mentor Assessors, Estimators, Engineers S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR 21383TXYKSI7QBRK66 LEI Interamerican Property & Casualty Insurance Company S.A. Non-Life undertakings SA Non-mutual Bank of Greece 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR IAHGIGR892 Specific code Interamerican Health S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR AGCGR895 Specific code Athinaiki General Clinic S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR MEDIFIRSTGR897 Specific code Modern Private Medical Group Practice Medical Company S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation GR IASSISTRAGR899 Specific code Interassistance Road Assistance Services S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL SPRINTNL9918 Specific code Sprint Invest B.V. Other BV Non-mutual 43% 43% 5% Significant 43% Included into scope of group supervision Method 1: Adjusted equity method CA ACHCA872 Specific code Achmea Canada Holding Inc. Other INC Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method CA ACMCA8721 Specific code Achmea Canada Management Inc. Other INC Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL OUTNL296 Specific code Outshared B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL KCDNL127 Specific code Klant Contact Diensten B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 6% 1% 6% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL ASERVNLA713 Specific code Achmea Indicia Iselect B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 5% 5% 5% Significant 5% Included into scope of group supervision Method 1: Proportional consolidation IE FFMPFIRLA8841 Specific code Ansaloni Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method NL DFZPZNLA724 Specific code Catventures Games B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 52% 1% 52% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL ASERVNLB713 Specific code Dispatch Nederland B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 63% 1% 63% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL RESBVNLA42 Specific code Energie Data Maatschappij B.V. Other BV Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE FFHIRLA88 Specific code Eureko Ireland Ltd Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation JE FFMPFIRLB8841 Specific code FF UK Select Limited Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE FFHIRLB88 Specific code Friends First (Cherrywood) Ltd Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE FFLAIRLA884 Specific code Friends First US Property Company Ltd Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation NL AP&LNLA31 Specific code Life Sciences Partners B.V. Other BV Non-mutual 8% 8% 8% Dominant 8% Included into scope of group supervision Method 1: Adjusted equity method IE FFMPFIRLAA8841 Specific code Tiziano Ltd. Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE LWMIRLA886 Specific code Allied Insurance Consultants Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE FFLAIRLB884 Specific code Ashtown Management Co. Ltd (5%) Other LTD Non-mutual 5% 5% 5% Significant 5% Included into scope of group supervision Method 1: Adjusted equity method IE FFLAIRLC884 Specific code Atrium Nominees Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method JE FFMPFIRLBA8841 Specific code Crieff Road Limited Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Full consolidation IE LWMIRLB886 Specific code Liberty Mortgage Corporation Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method IE LWMIRLC886 Specific code Liberty Nominees Ltd Other LTD Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method GR IAPCGRA8917 Specific code Money Market Insurance Brokers S.A. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 SA Non-mutual 48% 48% 48% Significant 48% Included into scope of group supervision Method 1: Proportional consolidation NL ASERVNLC713 Specific code Dispatch Systems B.V. Ancillary services undertaking as defined in Article 1 (53) of Delegated Regulation (EU) 215/35 BV Non-mutual 63% 1% 63% Dominant 1% Included into scope of group supervision Method 1: Full consolidation MA AGISMNL7611 Specific code Agis Maroc SARL Other SARL Non-mutual 1% 1% 1% Dominant 1% Included into scope of group supervision Method 1: Adjusted equity method Achmea 217

11 Achmea Pensioen- en Levensverzekeringen N.V. Public Disclosure QRT's 217

12 S Balance sheet 1. Assets Solvency II value Intangible assets Deferred tax assets Pension benefit surplus Property, plant & equipment held for own use 776 Investments (other than assets held for index-linked and unit-linked contracts) Property (other than for own use) Holdings in related undertakings, including participations Equities Equities - listed Equities - unlisted Bonds Government Bonds Corporate Bonds Structured notes Collateralised securities Collective Investments Undertakings Derivatives Deposits other than cash equivalents Other investments Assets held for index-linked and unit-linked contracts Loans and mortgages Loans on policies 95 Loans and mortgages to individuals Other loans and mortgages Re recoverables from: Non-life and health similar to non-life Non-life excluding health Health similar to non-life Life and health similar to life, excluding health and index-linked and unit-linked Health similar to life Life excluding health and index-linked and unit-linked Life index-linked and unit-linked Deposits to cedants Insurance and intermediaries receivables 9.38 Re receivables 935 Receivables (trade, not ) Own shares (held directly) Amounts due in respect of own fund items or initial fund called up but not yet paid in Cash and cash equivalents Any other assets, not elsewhere shown Total assets S Balance sheet 1. Liabilities Solvency II value TP calculated as a whole Best Estimate Risk margin Technical provisions - health (similar to non-life) TP calculated as a whole Best Estimate Risk margin Technical provisions - life (excluding index-linked and unit-linked) Technical provisions - health (similar to life) TP calculated as a whole Best Estimate Risk margin TP calculated as a whole Best Estimate Risk margin TP calculated as a whole Best Estimate Risk margin Contingent liabilities Provisions other than technical provisions Pension benefit obligations Deposits from reinsurers Deferred tax liabilities Derivatives Debts owed to credit institutions Financial liabilities other than debts owed to credit institutions Insurance & intermediaries payables Re payables 453 Payables (trade, not ) Subordinated liabilities Subordinated liabilities not in BOF Subordinated liabilities in BOF Any other liabilities, not elsewhere shown Total liabilities Excess of assets over liabilities Achmea Pensioen- en Levensverzekeringen N.V 217

13 S Premiums, claims and expenses by line of business 1. Medical expense Income protection Line of Business for: non-life and re obligations (direct business and accepted proportional re) Workers' Motor vehicle liability Marine, aviation and Fire and other damage compensation Other motor transport to property General liability Credit and suretyship Premiums written Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Premiums earned Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Claims incurred Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred Other expenses Total expenses Line of Business for: non-life and re obligations (direct business and accepted proportional re) Line of business for: accepted non-proportional re Legal expenses Assistance Miscellaneous financial loss Health Casualty Marine, aviation, transport Premiums written Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Premiums earned Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Claims incurred Gross - Direct Business Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share Net Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred Other expenses Total expenses Health Insurance with profit participation Line of Business for: life obligations Index-linked and unitlinked Other life Annuities stemming from non-life contracts and relating to health obligations Annuities stemming from non-life contracts and relating to obligations other than health obligations Property Total Line of business for: life re obligations Health re Life re Total Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses Achmea Pensioen- en Levensverzekeringen N.V 217

14 S Life and Health SLT Technical Provisions 1. Index-linked and unit-linked Other life Insurance with profit participation Contracts without options and guarantees Contracts with options or guarantees Contracts without options and guarantees Contracts with options or guarantees Annuities stemming from non-life contracts and relating to obligation other than health obligations Accepted re Total (Life other than health, incl. Unit-Linked) Technical provisions calculated as a whole Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole Technical provisions calculated as a sum of BE and RM Best Estimate Gross Best Estimate Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default Best estimate minus recoverables from re/spv and Finite Re - total Risk Margin Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole Best estimate Risk margin Technical provisions - total Health (direct business) Contracts without options and guarantees Contracts with options or guarantees Annuities stemming from non-life contracts and relating to health obligations Health re (re accepted) Total (Health similar to life ) Technical provisions calculated as a whole Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole Technical provisions calculated as a sum of BE and RM Best Estimate Gross Best Estimate Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default Best estimate minus recoverables from re/spv and Finite Re - total Risk Margin Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole Best estimate Risk margin Technical provisions - total Achmea Pensioen- en Levensverzekeringen N.V 217