Public Meeting Agenda Youngsville

Transcription

1 Public Meeting Agenda Youngsville AGENDA 12:30-2:00pm I. Welcome & Opening Remarks (12:30-12:40pm) II. Presentation of Action Plan (12:40-1:00pm) III.Comments & Questions (1:00-2:00pm)

2 Public Meeting Agenda AGENDA 5:30-7:00pm I. Welcome & Opening Remarks (5:30-5:40pm) II. Presentation of Action Plan (5:40-6:00pm) III.Comments & Questions (6:00-7:00pm)

3 Public Meeting Presentation of 2016 Severe Storms and Flooding CDBG-DR Action Plan & Amendment

4 Goals and Objectives Provide an overview of the timeline for receipt of recovery funding from HUD Provide understanding of the Community Development Block Grant Disaster Recovery (CDBG-DR) funding requirements Provide overview of the state s proposed recovery programs Offer the opportunity for comments, questions, and feedback

5 Impacted Parishes March Floods March

6 Impacted Parishes August Floods March

7 HUD-Identified Most Impacted and Distressed 1. Acadia 2. Ascension 3. East Baton Rouge 4. Lafayette March 5. Livingston 6. Ouachita 7. St. Tammany 8. Tangipahoa 9. Vermilion 10. Washington

8 HUD Requirements Geography Why are ten parishes the priority for this allocation of funding? HUD identified most impacted and distressed areas in the federal register notices, indicating where 80% of funds must be spent, with housing as the primary focus.

9 HUD Requirements Geography Most Impacted and Distressed How does HUD determine most impacted and distressed areas? HUD uses damage data based primarily on FEMA Individual Assistance and Public Assistance records, which indicates the number of households and applicants applying for assistance and the level of damage to infrastructure, such as roads, bridges, public buildings and utilities.

10 Youngsville Damages for Renter/Owner-Occupied Households

11 Lafayette Parish Owner-Occupied Major/Severe Damage

12 East Baton Rouge Parish Owner-Occupied Major/Severe Damage

13 Ruston & Surrounding Areas Owner-Occupied Major/Severe Damage

14 Washington Parish Owner-Occupied Major/Severe Damage

15 HUD Federal Register Notice Timeline: First Appropriation March

16 OCD-DRU Timeline: $437,800,000

17 HUD Federal Register Notice Timeline: Second Appropriation March

18 OCD-DRU APA 1 Timeline: $1,219,172,000

19 Program Allocations Restore Louisiana Homeowner Programs $1,323,693,120 Restore Louisiana Rental Housing Programs $100,000,000 Restore Louisiana Economic Recovery and Revitalization Programs $62,000,000 Infrastructure Program (PA Match) $105,000,000 Administration and Planning Costs $66,278,880 Total of both Appropriations $1,656,972,000

20 Total Resources Requested Program Area 2016 Severe Storms and Flooding - Both Appropriations Total Congressional Request Approximate Unmet Need Gap Homeowner Rehabilitation and Reconstruction $1,323,693,120 $2,667,800,000 $1,344,106,880 Rental Housing $100,000,000 $180,000,000 $80,000,000 Interim Mortgage Assistance $0 $40,000,000 $40,000,000 Business and Agriculture $62,000,000 $120,000,000 $58,000,000 FEMA Public Assistance Nonfederal Share Match $105,000,000 $130,000,000 $25,000,000 Resilient Infrastructure $0 $600,000,000 $600,000,000 Admin & Planning $66,278,880 Totals $1,656,972,000 $3,737,800,000 $2,080,828,000

21 HUD Requests Reduction from 70% LMI to 50% LMI overall expenditure One year reimbursement (Extension) Environmental Review (Legislative) SBA Approved Loans (Legislative and Budget)

22 Restore Louisiana Homeowner Programs Total Allocation: $1,323,693 million Three Solutions: Track 1: Restore Louisiana Rehabilitation and Reconstruction Program: Program Managed Track 2: Restore Louisiana Rehabilitation and Reconstruction Program: Homeowner Contracted Track 3: Restore Louisiana Reimbursement Program

23 Restore Louisiana Homeowner Programs Track 1: Program Managed State manages and completes the rehabilitation or reconstruction of damaged homes on behalf of homeowners Homeowners do not select their own contractors and do not enter into a contract with the construction contractor

24 Restore Louisiana Homeowner Programs Track 2: Homeowner Contracted Applicants choose to manage their own rehabilitation or reconstruction process. They select their own homebuilding contractors and enter into contracts directly with homebuilding contractors to rebuild Applicants will also enter into grant agreements with the state in order to receive funding from the program to pay for their eligible rehabilitation or reconstruction expenses Applicant is responsible for completion of repairs

25 Restore Louisiana Homeowner Programs Track 3: Homeowner Reimbursement If a homeowner has fully or partially completed construction of their home before they applied to the program, they may be reimbursed for eligible expenses incurred prior to application and within one year of the storm event, less any duplication of benefits

26 Restore Louisiana Homeowner Program Eligibility Criteria Homeowners will be eligible for the program if they meet the following criteria Owner occupant at time of disaster event Damaged address was the applicant s primary residence at the time of disaster event Located in one of 51 disaster declared parishes Suffered major or severe damages (1+ feet of flooding or $8,000 FEMA Verified Loss) as a result of the 2016 Severe Storms and Flooding events Household did not have a structural NFIP (flood insurance) policy at time of the flood; Eligible structure as determined by program, including but not exclusive to, one or two family home structures, mobile/manufactured, and modular homes

27 Restore Louisiana Homeowner Program Prioritization Factors Due to limited funding available, the state will prioritize homeowners in 6 phases. Program Goal and Prioritization Rationale: Get as many people home as possible Challenge: Insufficient funds to fully assist everyone Who is considered to have Prioritized Eligibility? Experienced major to severe level of damages (1+ feet of flooding or $8,000 FVL) Did not have NFIP at the time of the respective floods Homeowners with demonstrated ability to fund a completed home with the applicable amount of CDBG-DR assistance available to them

28 Homeowner Programs Funding Distribution Who doesn t get assistance? Homeowners who experienced minor damages NFIP structure policy holders Households who did not have NFIP at the time of the respective floods, received federal assistance from a previous disaster and were required to maintain flood insurance but failed to do so Homeowners unable to complete construction of their homes because they cannot fund the gap between scope of work and CDBG-DR assistance available to them:

29 Dual-Tiered Approach % AMI Number of Households % of Population Award Tier 0-120% % 100% 120.1% % 50% Unknown % 100% TOTAL %

30 Restore Louisiana Homeowner Program Phase I The equally-weighted criteria for Phase One of the program include all of the requirements below: The home experienced Major/Severe damages (per HUD s definition); The applicant household meets federal Low-to-Moderate Income (LMI) requirements; The applicant or co-applicant is elderly (age 62 on the date of the disaster event) OR is a person with disabilities or has a person with disabilities in the household; The home is located outside the Special Flood Hazard Area (floodplain); and The household did not have flood insurance at the time of the flood.

31 Restore Louisiana Homeowner Program Phase II The equally-weighted criteria for Phase Two of the program include all of the requirements below: The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by the program; The applicant household meets federal Low- to Moderate-Income (LMI) requirements; The applicant or co-applicant is elderly (age 62 on the date of the disaster event) OR is a person with disabilities or has a person with disabilities in the household; The home is located inside the Special Flood Hazard Area (floodplain); The homeowner has remaining prospective work to complete at the time of application; and The household did not have a structural NFIP (flood insurance) policy at the time of the flood.

32 Restore Louisiana Homeowner Program Phase III The equally-weighted criteria for Phase Three of the program include all of the requirements below: The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; The impacted home is located within one of the ten most impacted and distressed (MID) parishes; The home is located outside the Special Flood Hazard Area (floodplain); The homeowner has remaining prospective work to complete at the time of application; and The household did not have a structural NFIP (flood insurance) policy at the time of the flood.

33 Restore Louisiana Homeowner Program Phase IV The equally-weighted criteria for Phase Four of the program include all of the requirements below: The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; The impacted home is located within one of the ten most impacted and distressed (MID) parishes; The home is located inside the Special Flood Hazard Area (floodplain); The homeowner has remaining prospective work to complete at the time of application; and The household did not have a structural NFIP (flood insurance) policy at the time of the flood

34 Restore Louisiana Homeowner Program Phase V The equally-weighted criteria for Phase Five of the program include all of the requirements below: The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; The impacted home is located within one of the 51 Presidentially declared parishes; The homeowner has remaining prospective work to complete at the time of application; and The household did not have a structural NFIP (flood insurance) policy at the time of the flood

35 Restore Louisiana Homeowner Program Phase VI The equally-weighted criteria for Phase Six of the program include all of the requirements below: The impacted home experienced Major/Severe Damages by either a FEMAdesignation or have damage which meets the major/severe damage standard, as defined by HUD; The impacted home is located within one of the 51 Presidentially declared parishes; The homeowner has completed rehabilitation or reconstruction of their home at the time of application; and The household did not have a structural NFIP (flood insurance) policy at the time of the flood.

36 Lafayette Parish Damage Data The below values represent the estimates of potential prioritized applicants for Lafayette Parish: Owner-Occupied Homes with FEMA Verified Loss Total with major/severe damages Total with major/severe damages, no Flood Insurance Total with major/severe damages, No Flood Insurance, LMI Total with major/severe damages, No Flood Insurance, outside SFHA, LMI Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance Elderly (Over 62) Access and Functional Needs Lafayette 3,106 1, Statewide 57,345 36,326 19,183 9,677 3,

37 East Baton Rouge Parish Damage Data The below values represent the estimates of potential prioritized applicants for East Baton Rouge Parish: Total with major/severe damages Owner-Occupied Homes with FEMA Verified Loss Total with major/severe damages, no Flood Insurance Total with major/severe damages, No Flood Insurance, LMI Total with major/severe damages, No Flood Insurance, outside SFHA, LMI Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance Elderly (Over 62) Access and Functional Needs East Baton Rouge 20,550 12,477 5,889 3,599 1, Statewide 57,345 36,326 19,183 9,677 3,

38 Lincoln Parish Damage Data The below values represent the estimates of potential prioritized applicants for Lincoln Parish: Total with major/severe damages Owner-Occupied Homes with FEMA Verified Loss Total with major/severe damages, no Flood Insurance Total with major/severe damages, No Flood Insurance, LMI Total with major/severe damages, No Flood Insurance, outside SFHA, LMI Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance Elderly (Over 62) Access and Functional Needs Lincoln Parish Statewide 57,345 36,326 19,183 9,677 3,

39 Washington Parish Damage Data The below values represent the estimates of potential prioritized applicants for Washington Parish: Total with major/severe damages Owner-Occupied Homes with FEMA Verified Loss Total with major/severe damages, no Flood Insurance Total with major/severe damages, No Flood Insurance, LMI Total with major/severe damages, No Flood Insurance, outside SFHA, LMI Owner-Occupied Homes with FEMA Verified Loss, Low and Moderate Income, No SFHA, No Flood Insurance Elderly (Over 62) Access and Functional Needs Washington Parish Statewide 57,345 36,326 19,183 9,677 3,

40 Low and Moderate Income What is an LMI household? Households whose total annual gross income does not exceed 80% of Area Median Income (AMI), adjusted for family size. This number varies by parish and/or Metropolitan Statistical Area (MSA), depending on the actual median income of a parish or MSA.

41 Low to Moderate Income Lafayette Parish LAFAYETTE PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Category Extremely Low (30%) Persons in Household ,950 16,020 20,160 24,300 28,440 32,580 36,730 40,890 Very Low (50%) 23,250 26,600 29,900 33,200 35,900 38,550 41,200 43,850 Low/Moderate (80%) 37,200 42,500 47,800 53,100 57,350 61,600 65,850 70,100 40

42 Low to Moderate Income East Baton Rouge Parish EAST BATON ROUGE PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Category Extremely Low (30%) Persons in Household ,650 16,020 20,160 24,300 28,440 32,580 36,730 40,890 Very Low (50%) 22,750 26,000 29,250 32,450 35,050 37,650 40,250 42,850 Low/Moderate (80%) 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550 41

43 Low to Moderate Income Lincoln Parish LINCOLN PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Category Extremely Low (30%) Persons in Household ,880 16,020 20,160 24,300 28,440 30,550 32,650 34,750 Very Low (50%) 18,450 21,050 23,700 26,300 28,450 30,550 32,650 34,750 Low/Moderate (80%) 29,500 33,700 37,900 42,100 45,500 48,850 52,250 55,600 42

44 Low to Moderate Income Washington Parish WASHINGTON PARISH HOUSEHOLD INCOME LIMITS REFERENCE (effective for FY2016) Category Extremely Low (30%) Persons in Household ,880 16,020 20,160 23,450 25,350 27,250 29,100 31,000 Very Low (50%) 16,450 18,800 21,150 23,450 25,350 27,250 29,100 31,000 Low/Moderate (80%) 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500 43

45 Restore Louisiana Rental Housing Programs Total Allocation : $100 million The state is proposing five programs to address the recovery of rental housing: Infill Disaster Housing Program: $25 million Multi-Family and PHA Gap Program: $30 million Piggyback Program: $30 million Rapid Rehousing Program: $12.5 million Permanent Supportive Housing Support Services Program: $2.5m In this Action Plan Amendment, the state removed the Rental Incentive Program due to regulatory restrictions.

46 Restore Louisiana Rental Housing Programs Infill Rental Development The state-run program will offer eligible applicants CDBG-DR funding to restore or create affordable units in structures that contain seven or fewer housing units Upon approval, applicants obtain a construction loan from private lenders and once construction is complete, the state will pay down the construction loan, securing a first mortgage lien on the property

47 Restore Louisiana Rental Housing Programs Multifamily Rental Gap Program This program will provide loans to meet the gap of funding needed to repair large rental properties (20 units or more) The program will target: Properties in a Special Flood Hazard Area (floodplain) with the required flood insurance; or Properties not located in a Special Flood Hazard Area (floodplain) For-profit and non-profit public and private property owners; Public Housing Authorities

48 Restore Louisiana Rental Housing Programs Piggyback Program This program will provide loans for gap financing for mixed-income, additional affordability, and PSH developments. The Piggyback Program funds will be awarded to specific developments in accordance with a competitive funding process. The program will facilitate the development of rental housing utilizing similar project types established by the state for previous Piggyback funding rounds, specifically Workforce housing units, affordable housing units, or Permanent Supportive Housing (PSH) units.

49 Restore Louisiana Rental Housing Programs Rapid Rehousing This program will provide rental assistance and support services to renters displaced by the floods who are at risk of becoming homeless. The Program may provide funding for up to 24 months of rental assistance, security and utility deposits, rental and utility arrearages, application and background check fees charged when applying for housing.

50 Restore Louisiana Rental Housing Programs Permanent Supportive Housing Permanent Supportive Housing program provides permanent affordable housing linked to services (health, mental health, employment) required to help individuals rebuild their lives after homelessness, institutional care or other disruptions. The support services provided through this program will assist individuals whose household income is below 50% AMI in transitioning to Permanent Supportive Housing and maintaining successful, long-term tenancies.

51 Restore Louisiana Economic Revitalization Programs Total Allocation: $62 million Funding will be used for three small business support program to address a spectrum of recovery needs: Small Business Loan and Grant Program: $51.2 million Technical Assistance Program: $800,000 Louisiana Farm Recovery Grant Program: $10 million

52 Restore Louisiana Economic Revitalization Programs Small Business Loan and Grant Program This program will work with local community partners to provide low-interest loan and partial grant awards for nonconstruction related expenses to disaster-impacted small businesses Businesses must meet the following eligibility criteria: Located in one of the 51 federally declared disaster impacted parishes; Operating prior to the respective flood events (March or August); Employ 1 to 50 full time equivalent employees; Generate a minimum of $25,000 annual gross revenue; and Directly impacted by the floods, as a documented physical or financial loss.

53 Restore Louisiana Economic Revitalization Programs Small Business Technical Assistance Program The program will provide business technical assistance services as part of loan underwriting and loan servicing processes. Grants will be awarded either to separate technical assistance providers or to the entities implementing the loan and grant program.. Technical assistance activities may include the development of business plans, financial management guidance, long-term recovery and sustainability plans, and specialized training.

54 Restore Louisiana Economic Revitalization Programs Louisiana Farm Recovery Grant Program The LFRGP will provide direct grants to impacted farms in all of Louisiana s disaster declared parishes. Farms must be able to provide a plan detailing an acceptable use of funds including showing how they would use the grant, specifically what they intend to plant, anticipated acreage, and proposed timeline for their goal. Farmers may use the proceeds from the grant program to pay off existing crop production loans that were originated to initiate production damaged or destroyed by the 2016 floods. Funds may not be used for construction-related expenses.

55 Restore Louisiana Infrastructure Program PA Match Total Allocation: $105 million Funding will be provided as payment to state or local entities to cover the non-federal share of FEMA Public Assistance projects for eligible activities within approved Project Worksheets. The match funding will lessen the financial burden placed on the entities and assist them to continue normal operations and address recovery needs.

56 Comments Deadline for the state to receive public comments on the Action Plan is February 15, 2017, at 5:00pm. Comments on the state s Action Plan Amendment can be submitted via the following ways: Fill out a comment card and provide your comments verbally this evening Fill out a comment and leave it with an OCD-DRU staff member Phone: or (toll free) Fax: Mail: State of Louisiana Office of Community Development Disaster Recovery Unit Attn: Janice Lovett P.O. Box 94095, Baton Rouge, LA ocd@la.gov Online:

57 Further Information For further information regarding 2016 Flood Recovery Programs please visit: OCD-DRU Restore Louisiana Task Force 56