SAVE 10% ON RATES! Travelling soon? Don t forget to pack travel insurance! Plans underwritten by THE MANUFACTURERS LIFE INSURANCE COMPANY

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1 SAVE 10% ON RATES! Travelling soon? Don t forget to pack travel insurance! Plans underwritten by THE MANUFACTURERS LIFE INSURANCE COMPANY and FIRST NORTH AMERICAN INSURANCE COMPANY.

2 Travel Insurance for Canadians Travelling Out-of-Province Are you going to the USA for business for a day or two? Perhaps you re exploring Canada s coast, heading to the Caribbean or travelling overseas? Lawyers Financial Travel Insurance for Canadians travelling out-of-province can help protect against the cost of unexpected emergencies that may occur during your trip. Choose the plan that best suits your needs: Single-Trip Insurance Plans provide coverage for one trip for the number of days you have purchased. No age limit. Emergency Medical Plan: Provides coverage for unforeseen medical emergencies. All-Inclusive Plan: Provides several benefits all in one plan. It covers Emergency Medical, Trip Cancellation & Interruption, Baggage Loss, Damage & Delay, Flight Accident and Travel Accident. Travel Canada Plan: Provides Emergency Medical Insurance if all your travel is within Canada at 50% off the regular Single-Trip Emergency Medical Plan rates. Trip Cancellation/Interruption Plan: May be purchased as part of an All-Inclusive Plan or separately.

3 Multi-Trip Plans provide the same coverage as a Single-Trip Plan, but help protect you for all of your trips within a 12-month period often more affordable than two Single-Trip Plans. No age limit. Emergency Medical Plan: Provides Emergency Medical Insurance with coverage options of 4, 10, 18, 30 and 60-day plans. All-Inclusive Plan: Provides several benefits all in one plan with coverage options of 4, 10, 18 and 30-day plans. The benefits* available to you include: Emergency Medical Insurance: Covers you up to $10,000,000 for expenses as a result of an unforeseen medical emergency during your trip. Trip Cancellation & Interruption Insurance: Available as a separate plan or as part of a Single- Trip All-Inclusive or Multi-Trip All-Inclusive Plan, providing coverage if you are unable to travel or your trip is interrupted due to a covered event. Baggage Loss, Damage & Delay: ** Covers you for loss or damage to your baggage, or for baggage delay. Flight Accident: ** Covers you for $100,000 for death or double dismemberment, or $50,000 for single dismemberment. Travel Accident: ** Covers you for $50,000 for death or double dismemberment, or $25,000 for single dismemberment. And there are ways to save * 15%-50% Deductible Savings 50% Travel Canada Savings Family Coverage (includes parents and grandparents and their children or grandchildren; up to age 59) 5% Travel Companion Savings

4 Travel Insurance for Students Medical expenses can be pricey if you re a student, whether you re a Canadian studying away from home, or an international student studying in Canada. But with Travel Insurance for Students, you can help protect yourself from many health care costs. Student Plan Emergency Medical & Non-Emergency Medical Benefits: * Covers you up to a maximum aggregate of $2,000,000 for covered risks. Emergency Medical Benefits include: Hospital expenses Physician services Ambulance transportation up to $5,000 Emergency dental treatment Tuition reimbursement up to $5,000, and more Non-Emergency Medical Benefits include: Maternity Benefit Covers you up to $8,000 Eye Examination Covers you for one examination per year Annual Medical Examination Covers you for one examination per year, up to $100 Accidental Death & Dismemberment: Covers you for $10,000 for death or dismemberment

5 Travel Insurance for Visitors to Canada Family or friends are coming to stay? Do your guests have insurance to protect them while they re here? Visitors to Canada Travel Insurance can be purchased prior to their departure or when they first arrive. Plan and benefit * options offer choice. Single-Trip Plan: Provides Emergency Medical Insurance for one trip for the number of days purchased. Travel Accident Coverage: Included with the purchase of Emergency Medical Insurance, covers up to $50,000 for an accidental bodily injury or death. Optional Trip Interruption Insurance: An optional benefit which covers the prepaid non-refundable and non-transferable portion of the trip, should it be interrupted due to a covered event and a return to the home country be required. * Conditions, limitations and exclusions apply. Please see the policy for more details. **Available with the Single-Trip or Multi-Trip All-Inclusive Plans.

6 For a free quote or for more information, contact or apply online The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under licence The Manufacturers Life Insurance Company. All rights reserved. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8. Accessible formats and communication supports are available upon request. Visit Manulife.com/accessibility for more information. AT0194E 07/

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