Construction insurance with a human touch
|
|
- Shauna Copeland
- 5 years ago
- Views:
Transcription
1 Construction insurance with a human touch
2 Contents About Focus 2 The 110% Range 3 CL110% Contractor Liability 4 HR110% High Risk Liability 5 CAR110% Contractors All Risks 6 PH110% Plant Hirers 7 CC110% Commercial Combined 8 NS110% Non-standard Trade 9 HZ110% Hazardous Location Liability 10 XS110% Excess of Loss 11 LX110% Legal Expenses 12 Contact details 13 1
3 It s wonderful to be able to pick up the phone and talk to somebody Construction insurance with a human touch Since being established in 1998, we have become one of the UK s leading specialist construction underwriters. Our limited agency base gives our partner brokers a competitive edge when quoting and increases the chance that you will win the business. We don t sell direct. The Focus 110% range of unique schemes includes contractor liability, high risk liability, plant hire, excess layer, contract works and commercial combined which are all tailored to the needs of your clients. Our detailed knowledge of the construction market has helped ensure policy wordings are amongst the most extensive in the industry. Carefully selected insurer partners include Zurich, Novae, Liberty, MMA, Chartis and Abbey Legal Protection. We are described by brokers as accommodating, accurate, fast, flexible, friendly, helpful and reliable. Most importantly, our brokers regard Focus as, experts in construction and especially like the fact that they can talk to their dedicated underwriter. This obviously works, as one broker said, It s wonderful to be able to pick up the phone and talk to somebody. So, please call me, Toby Catlin, on , tobycatlin@focus-insurance.com or visit Focus Insurance is a part of BJP Insurance Brokers Ltd, authorised and regulated by the FSA. 2
4 The 110% Range We ve called our product range the 110% Range. This represents what we aspire to deliver to all our brokers and their clients in everything that we do. Before you read the details about our 110% range, there are some features that come as standard and apply to all our products: Fast quote turnaround We are prepared to discuss any risk Underwriters keen to help you to win the business Unique, tailored, extensive wording Our product range CL110% Contractor Liability HR110% High Risk Liability CAR110% Contractors All Risks PH110% Plant Hirers CC110% Commercial Combined NS110% Non-standard Trade HZ110% Hazardous Location Liability XS110% Excess of Loss LX110% Legal Expenses 3
5 You get good turnaround of quotes and everything that s in there is in plain English CL110% Contractor Liability Our Contractors Combined scheme, underwritten with Zurich, provides wide, bespoke contracting cover with very flexible wording and underwriters who are keen to help. No bona fide subcontractors warranty No end-of-year declarations Statement of fact basis no proposal form required Efficacy cover included Financial loss (tort) cover Flexible underwriting approach Turnover limit of 10m Minimum premiums as low as m EL and up to 5m PL/products Flexible excess layers up to 50m on both EL and PL Comprehensive legal expenses package option to extend cover to include contract disputes Target markets include Builders Carpenters and Joiners Double Glazing Installers Ductwork Contractors Fencing Contractors Groundworkers Guttering/Fascia Boarding Installers Kitchen Installers Painters and Decorators Plant Hirers specialist covers available Plumbers Shopfitters Construction insurance for selected brokers only 4
6 I like to be able to pick up the phone and make a decision HR110% High Risk Liability Underwritten by specially selected quality insurers, the HR110% caters for most high risk contracting trades. Primary public, products and employers liability, and excess covers. Statement of fact basis no proposal form required Flexible underwriting approach Wide wordings often no working height or depth limits as standard Most high risk contracting trades covered 1,000 minimum policy premium no section minimums Turnover limit of 5m Target markets Demolition Diamond Drillers Groundworkers Lift Engineers Rail Workers inc. Red Zone Roofers Rope Access Scaffolders Skip Hire Steeplejacks Waste Management Welding and Fabrication Specialist knowledge, specialist insurance, specialist service 5
7 They seem to be on the money with most of the quotes CAR110% Contractors All Risks Underwritten by Zurich, this offers excellent security, with extensive, uniquely tailored wording. This can be standalone or with liability. Single contract cover available Statement of fact basis no proposal form required Flexible underwriting approach Turnover limit of 10m Minimum premium of 500 Flexible excesses No end of year declaration Target markets Most trades including the more hazardous occupations. Construction underwriters since
8 Their products and wordings are really good PH110% Plant Hirers This is a policy specifically created for plant hirers under CPA (or similar) conditions. Underwritten by Zurich, you can place plant hire contractors where hire of plant is their sole business, or just one element. We offer great discounts for claim free risks. Allows hire out with or without driver Own plant covered and cross hire Ongoing loss of hire charges Flexible excess Gap cover and alternative hire charges Cover may attach to the Contractors Combined scheme allowing EL, PL, CAR, and plant hire to be included on one policy Statement of fact basis no proposal form required Turnover limit of 10m Non adjustable policy Own plant limit Target markets Ideal for all plant hirers with turnover up to 10m. Where traders and trades matter 7
9 Because they are brilliant CC110% Commercial Combined Perhaps it s because we re known for our construction expertise that our other products can get overlooked! However, we do write a wide range of commercial combined business too. Underwritten by MMA, the CC110% should be considered when placing manufacturing, engineering, wholesale or warehousing risks. Our core business expertise also provides us with an understanding of the needs of your construction clients in relation to their stock in the open requirements. Statement of fact basis no proposal form required Premiums start at 350 Low policy excess from 250 BI extensions included as standard: Unspecified customers/suppliers Storage/contract sites Target markets Adopted across multiple business sectors, including: Manufacturing Engineering Wholesale Warehousing Construction Denial of access National Lottery syndicate wins Transit Public utilities Glass and money cover included as standard Goods in transit cover available Primary 10m EL and up to 5m PL/products Excess EL and PL available Extensive wording as a matter of policy 8
10 The service is very good NS110% Non-standard Trade Underwritten with Novae this caters for unusual and non-standard risks. Primary public, product and employers liability, and excess covers. Low minimum premiums Wide wordings Construction and non-construction clients Exports up to 20% of turnover to North America Most trades/professions covered Examples of unusual trades we will consider anything Construction of gorilla enclosures Installation of bio-digesters at farms Biofuel manufacture Taxi marshals Indoor children s play centre Cleaning contractors crime scene/post fatality Climbing wall manufacture Badger and water vole consultants Measurement of elongation of bolts when tightened under correct load by use of ultrasound and laptop Sheep farming, breeding, artificial breeding and associated activities Where traders and trades matter 9
11 Good on contractors good wording, good premiums, good service, good people HZ110% Hazardous Location Liability Underwritten with Novae the HZ110% is ideal if your client works at hazardous locations. Caters for nearly every profession, occupation or trade Low minimum premiums Wide wordings Construction and non-construction clients Most trades/professions covered Some of the hazardous locations we cover include Airside Bridges and Tunnels Dockside Target markets include Any trade working at hazardous locations which may be excluded under a standard liability policy. London Underground MoD Sites Nuclear Installations Quarries Red zone Rail Areas Extensive wordings as a matter of policy 10
12 If we need a quote within two hours then nine times out of ten we can get one XS110% Excess of Loss Underwritten by market-leading insurers including Novae, Chartis and ACE. It is available for construction and general businesses and there are very few excluded trades. We are prepared to discuss any risk. Excess layers up to 20m on EL and PL Low minimum premiums from 375 Target markets Construction and non-construction including hazardous locations. Construction underwriters since
13 Fast, reliable, friendly service, excellent levels of cover LX110% Legal Expenses We understand the value of specialists. That s why, for the past 10 years, we have partnered with Abbey Legal Protection specialists in their field. Abbey s product is honest, wide in coverage and written in plain English. You will find Abbey s cover (underwritten 100% by Brit) included as standard on many Focus products. You can also purchase stand alone cover. (it may be extended to include contract disputes) Statement of fact basis no proposal form required Criminal Prosecution (including Bribery Act) Employment Disputes Tax Protection Property Disputes Data Protection Statutory Licence Personal Injury Wrongful Arrest Defence Jury Service Allowance Pension Trustee Defence Target markets The LX110% is available for most trades Construction underwriters since
14 Want to know more? Our unique partnerships with leading insurers, such as Zurich, Novae, Liberty, MMA, Chartis and Abbey Legal Protection, combined with our strong service ethos means we can offer you the fast, comprehensive, flexible and cost effective insurance solutions that your clients seek. Our highly skilled, professional team are waiting to hear from you and to discuss your specific cover requirements in detail. For an exploratory discussion around any of our offerings, or for an immediate quotation, please contact: Toby Catlin Underwriting Manager Focus Southgate House Wokingham Berks RG40 2BJ UK Telephone For other departments, please contact: Main switchboard
Guide to our products & services
01902 714 000 Guide to our products & services Continually looking for reasons to write business rather than refuse it. Welcome to Thistle Underwriting We are renowned for our expertise in providing (and
More informationA market leading MGA dedicated to making brokers lives easier. Your guide to our products & services
A market leading MGA dedicated to making brokers lives easier Your guide to our products & services From business as usual to unusual business - we can help. Thistle Underwriting We are here to help you
More informationSPECIALIST COVER FOR TRAVEL AND TOURISM BUSINESSES
SPECIALIST COVER FOR TRAVEL AND TOURISM BUSINESSES At Touchstone Underwriting we specialise in protecting travel business against the unexpected. We offer a full range of insurance cover designed to help
More informationContractors Plus Proposal Form
Contractors Plus Proposal Form GBUL Proposal Contractors Plus October 2013 GB Underwriting PROPOSAL FORM: CONTRACTORS PLUS Statement of Fact We have issued this quotation on the basis that the Risk Details
More informationFocus Underwriting. Policy Summary Commercial Legal Expenses Insurance A PARTNER YOU CAN TRUST
Focus Underwriting Policy Summary Commercial Legal Expenses Insurance A PARTNER YOU CAN TRUST The purpose of this Policy Summary is to help You understand the insurance by setting out the significant features,
More informationUK COMMERCIAL DIVISION RISK APPETITE
UK COMMERCIAL DIVISION RISK APPETITE Allied World s UK commercial division has been formed to provide commercial products to a wide range of UK businesses. The division provides one solution for all of
More informationSpecialists in recruitment insurance
Stackhouse Poland Ltd is authorised & regulated by the Financial Conduct Authority in respect of General Insurance business. Our firm s reference number is 309340. SP029/18 Specialists in recruitment insurance
More informationEMPLOYER S, PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM
EMPLOYER S, PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM Please complete all details in BLOCK LETTERS. Where applicable indicate YES or NO Insurance will not be in force until proposal form is accepted by
More informationInsurance Proposal Form (Please ensure that proposal is completed in full and is clear and legible)
Insurance Proposal Form (Please ensure that proposal is completed in full and is clear and legible) 1. Applicant Details Full Trading Name: (this should be name required in the policy) Address: Postal
More informationCommercial Combined Packaging risks together Q&A s
Commercial Combined Packaging risks together 1 New policy wording Q. What makes RSA and your new Commercial Combined product Best in Class? A. New policy and pricing, plus specialist traders and sound
More informationCONTENTS. WHY YOU NEED A WARRANTY Page 2. OUR WARRANTIES & OTHER SERVICES Page 6. INDICATIONS & QUOTATION Page 12. REGISTRATION & STANDARDS Page 18
GUIDE TO SERVICES CONTENTS WHY YOU NEED A WARRANTY Page 2 OUR WARRANTIES & OTHER SERVICES Page 6 INDICATIONS & QUOTATION Page 12 REGISTRATION & STANDARDS Page 18 ADDITIONAL INFORMATION Page 22 WARRANTY
More informationLiability Guide. Version commercialexpress.co.uk
Liability Guide. Version 1-2016 commercialexpress.co.uk Welcome to the Commercial Express Liability Guide. Covering small to large businesses, land owners, hobby enthusiasts, market traders, contract cleaners
More informationRecruitment Agencies & Employment Businesses. Proposal Form
Recruitment Agencies & Employment Businesses Proposal Form CONTENTS SECTION PAGE 1. IMPORTANT INFORMATION & DATA PROTECTION 3 2. CONTACT INFORMATION 5 3. PROPOSER DETAILS 6 4. POLICY INFORMATION 7 5. BUSINESS
More informationSME. Trading SME Business Electronically with Zurich
SME Trading SME Business Electronically with Zurich Trading SME Business Electronically with Zurich Print It s never been easier to place SME business with Zurich Helping SMEs and brokers grow together
More informationPROPOSAL FORM. Recruitment Agency and Employment Businesses Insurance. Underwriting Agent. Lloyd s Broker
PROPOSAL FORM Recruitment Agency and Employment Businesses Insurance Underwriting Agent. Lloyd s Broker Registered Office: 50 Fenchurch Street, London. EC3M 3JY. Registered No. 608819 in England and Wales
More informationRoofers and Scaffolders Enquiry Form
Broker: Address inc Pcode: Contact Name: Telephone No: Proposer Details Name of Client: Full Address: Post Code: Website: Current Insurer: Current Broker: Expiring Premium: + Insurance Premium Tax Work
More informationCOVERS. Standard Covers Available on Request. Build Exclusive Products for Your Niche. Plus, Extra Covers Included as Standard
COVERS Platinum Underwriting Covers & Trades Last Updated May 2016 Standard Covers Available on Request Material Damage Business Interruption Employers Liability No upper limit to sum insured No upper
More informationManufacturing Plus Insurance Scheme
Manufacturing Plus Insurance Scheme A bespoke insurance package developed for the needs of the manufacturing industry. www.crkinsurance.com sales@crkinsurance.com phone: 01455 557282 1 About Us A brief
More informationTouchstone Underwriting Policy Summary Commercial Legal Expenses Insurance
Touchstone Underwriting Policy Summary Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationBuilding a strong foundation in construction.
AGENT MATERIAL Hanover Marine Building a strong foundation in construction. HANOVER MARINE All the tools you need to win in construction. With an improving economy, the construction industry is on a fast
More informationPolicy reference Type of schedule Date of issue. MABI740931XB New business 09 September 2016
This document is a summary of the insurance you ve bought. It includes information you or anyone acting on your behalf provided before we agreed to insure you. This includes details of the cover given,
More informationNational Governing Bodies. Specialist sport insurance and risk management
National Governing Bodies Specialist sport insurance and risk management Understanding your risks Insuring the unexpected By its very nature, sport is unpredictable. Anything can happen - that s why we
More informationSite Insurance and Structural Warranty Protection and peace of mind guaranteed
BuildCare Site Insurance and Structural Warranty Protection and peace of mind guaranteed or email enquiries@buildstore.co.uk or visit www.buildstore.co.uk BUILDCARE // SITE INSURANCE AND STRUCTURAL WARRANTY
More informationA UNIQUE AND COMPREHENSIVE INSURANCE SCHEME FOR THE ELECTRICAL INDUSTRY
.. A UNIQUE AND COMPREHENSIVE INSURANCE SCHEME FOR THE ELECTRICAL INDUSTRY PROPOSAL FORM Camberford Law plc Innovative Insurance solutions Since 1958 Insurance Brokers Underwriting Agents Authorised and
More informationnmu.co.uk Belfast Birmingham Dublin Glasgow Leeds Letchworth Liverpool London Maidstone Manchester
nmu.co.uk Belfast Birmingham Dublin Glasgow Leeds Letchworth Liverpool London Maidstone Manchester NMU is an award-winning provider of insurance solutions across a range of product lines. We are the first
More informationMotor Trade Submission Form
Motor Trade Submission Form Broker Details Broker: Telephone No: Contact Name: Email Address: Client Details Insured(s) full trading name (include names of all subsidiary companies to be insured): Postal
More informationLiability Proposal Form Pest Control. Underwritten by QBE Insurance (Europe) Limited
Liability Proposal Form Pest Control Underwritten by QBE Insurance (Europe) Limited Liability Proposal Form for the Pest Control Industry Underwritten by QBE Insurance (Europe) Limited PLEASE COMPLETE
More informationENVIRONMENTAL 360 THINKING. aspen-insurance.com
ENVIRONMENTAL 360 THINKING aspen-insurance.com ENVIRONMENTAL At Aspen, we are passionate about delivering innovative products and outstanding customer service to our broker partners and customers. Our
More informationTHEBUYER S GUIDE Everything you need to know about insuring your van or pickup truck! Why choose us? / 5 Insurance products / 6-7 FAQ / 10-11
THE Everything you need to know about insuring your van or pickup truck! Take a look inside... Why choose us? / 5 Insurance products / 6-7 FAQ / 10-11 {Exclusive!} {Multi-year} {insurance} See pages 8-9
More informationInsight a closer look at Field trips and excursions
Insight a closer look at Field trips and excursions Field trips and excursions contents Responsibilities 2 Risk Assessment 3 Parental Consent 3 Supervisory Arrangements 3 School Transport 4 If an accident
More informationLift Engineers. Proposal Form
Lift Engineers Proposal Form CONTENTS SECTION PAGE 1. IMPORTANT INFORMATION & DATA PROTECTION 3 2. CONTACT INFORMATION 5 3. PROPOSER DETAILS 6 4. BUSINESS ACTIVITIES 7 5. GENERAL QUESTIONS 8 6. PREMISES
More informationExceptional protection for the road transportation industry
Exceptional protection for the road transportation industry Understanding the transportation industry The haulage, transportation and logistics industry presents its own set of risks and challenges. As
More informationPROPOSAL FORM. Electrical Contractors, Heating Contractors, Plumbers, and Air Conditioning Contractors Insurance. Underwriting Agent.
PROPOSAL FORM Electrical Contractors, Heating Contractors, Plumbers, and Air Conditioning Contractors Insurance Underwriting Agent. Lloyd s Broker Registered Office: 50 Fenchurch Street, London. EC3M 3JY.
More informationBroadform General & Products Liability 2017/06 Proposal. about Broadform General and Products Liability 2016/05 Proposal
About Broadform General & Products Liability 2017/06 Proposal about Broadform General and Products Liability 2016/05 Proposal Page 1 of 12 IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE
More informationTradesmen Policy This is a summary of your policy, giving important information about the cover provided so you can check that it is right for you.
POLICY SUMMARY Tradesmen Policy This is a summary of your policy, giving important information about the cover provided so you can check that it is right for you. Arista Insurance Tradesmen Policy Summary
More informationChubb Technical lines
Chubb Technical lines Companies today are looking for an insurer who can cater for their whole range of technical or engineering insurance requirements. These broad and varied needs include everything
More informationFINCH GROUP INDEPENDENT INSURANCE BROKERS CORPORATE INTRODUCTION
FINCH GROUP INDEPENDENT INSURANCE BROKERS CORPORATE INTRODUCTION 1 CONTENTS INTRODUCTION OUR CORE VALUES UNDERPIN OUR BUSINESS! Introduction 3 About Us 4 Market Capability 5 Finch Group Commercial 6 Finch
More informationPolicy reference Type of schedule Date of issue. MQBI585915XB New business 10 April 2016
This document is a summary of the insurance you ve bought. It includes information you or anyone acting on your behalf provided before we agreed to insure you. This includes details of the cover given,
More informationFour Services. For All Members. ChamberHR ChamberHealth & Safety ChamberTax ChamberLegal
Four Services For All Members ChamberHR ChamberHealth & Safety ChamberTax ChamberLegal Welcome to Four Services One phone number 01455 852037 For access to HR, health & safety, legal and tax advice One
More informationA GUIDE TO CONTRACTOR INSURANCE
A GUIDE TO CONTRACTOR INSURANCE kingsbridge.co.uk 01242 808 740 info@kingsbridge.co.uk G576 (1.0-09/16) BUSINESS INSURANCE CAN BE UNNECESSARILY COMPLICATED. THERE ARE OFTEN TOO MANY OPTIONS AND NOT ENOUGH
More informationProfessional Indemnity Insurance Architects & Engineers Proposal
NOTES 1. This form does not apply to Practices which also undertake construction, installation or fabrication. These Practices should complete the Design and Construct Proposal. 2. Please answer all questions
More informationBLINK IN A BLINK CONNECTING BROKERS TO A DIVERSE PANEL OF INSURERS
IN A CONNECTING BROKERS TO A DIVERSE PANEL OF INSURERS IN A COMMERCIAL CLASSES Commercial Motor Innovative products, intuitive systems and flexible underwriting for the following commercial motor classes:-
More informationmyclubinsurance For amateur and semi-professional sports clubs
myclubinsurance For amateur and semi-professional sports clubs Sport insurance specialists We arrange insurance for some of the UK s most prestigious sporting venues. So it only comes naturally that we
More informationSmart Thinking For Introducers
Smart Thinking For Introducers The Smart Money Approach... Paul Crewe, Managing Director Think you know what to expect - well, we re a little different... We are a specialist finance broker and work exclusively
More informationKeeping transportation on the move.
AGENT MATERIAL Hanover Marine Keeping transportation on the move. HANOVER MARINE Flexible protection for trucking, warehousing, shipping, and logistical operations. Customers that have goods in transit,
More informationSPECIALIST UNDERWRITERS
SPECIALIST UNDERWRITERS Insurance solutions for Charities and Social Enterprises Faith-based Organisations Recruitment Agencies 0333 800 9858 www.aqmenunderwriting.co.uk enquiries@aqmenunderwriting.co.uk
More informationPROPOSAL FORM. Arboricultural Contractors Insurance. Underwriting Agent. Lloyd s Broker
PROPOSAL FORM Arboricultural Contractors Insurance Underwriting Agent. Lloyd s Broker Registered Office: 50 Fenchurch Street, London. EC3M 3JY. Registered No. 608819 in England and Wales Authorised and
More informationAXA Africa Specialty Risks
AXA AFRICA SPECIALTY RISKS Political Risk and Trade Credit Growing a business in an emerging market can come with a wide range of issues. That s why offers tailor-made coverage that s designed to help
More informationMatrix Underwriting Management POLICY SUMMARY Commercial Legal Expenses Insurance
Matrix Underwriting Management POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationGeneral Liability Proposal
General Liability Proposal Agent: Agents reference: Reference: About You Proposers Name (as it should appear in the insurance schedule including any trading names): Business Address (including postcode):
More informationWelcome to. Friendly Impartial Respected
Welcome to Friendly Impartial Respected We are expert Financial Planners, specialising in pensions, investments, mortgages, life, health and critical illness insurances. Since 1980, our experience has
More informationContents. This is no ordinary contents page - simply select any of the headers to read more in that section.
Why choose Aviva? Contents This is no ordinary contents page - simply select any of the headers to read more in that section. A business you can trust At Aviva, it s our aim to be on your side in times
More informationINLAND MARINE WHOLESALE. aspen-insurance.com
INLAND MARINE WHOLESALE aspen-insurance.com WHY ASPEN Expertise: We are proud of the expertise and deep knowledge of our underwriters and claims teams. We empower our Business Line leaders, who are also
More informationWhy arrange your insurance with Hiscox Private Client?
Why arrange your insurance with Hiscox Private Client? Insurance from experts who understand your lifestyle and can tailor a product and service to meet your exact needs no matter how complex. We specialise
More informationIndustryEdge for technology companies OUR KNOWLEDGE IS YOUR EDGE
IndustryEdge for technology companies OUR KNOWLEDGE IS YOUR EDGE OUR KNOWLEDGE IS YOUR EDGE IndustryEdge At Travelers, we recognise that no two industries are the same and that dealing with the complexities
More informationMaking insurance simple. Insight guide for non-profit organisations
Making insurance simple Insight guide for non-profit organisations Contents 04 Introduction. 05 Compulsory insurance. 06 What types of insurance do you need? 07 Do you have employees? 08 Do you have volunteers?
More informationLiabilities THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY. Fleet Protector NEXT
Liabilities THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Fleet Protector 1 Why AIG? Innovative and targeted products to help you grow your business Easy access
More informationEducation insurance SUMMARY OF COVER.
Education insurance SUMMARY OF COVER www.ecclesiastical.com 2 SUMMARY OF COVER EDUCATION INSURANCE Policy ref: ME794 What is a policy summary? This document provides key information about the Education
More informationThe Essential Guide to Directors Liability Insurance.
The Essential Guide to Introduction This guide has been designed to provide an overview of and to help you make an informed decision about the potential risks you personally face as a director and your
More informationPer Capita Referral Guide
Per Capita Referral Guide Contents Overview and General Information... 2 Acturis Users... 3 Will it fit Per Capita?... 4 Security... 4 Electrical... 4 Cleaning... 4 Pest Control... 5 Employee Numbers...
More informationTouchstone Underwriting POLICY SUMMARY Commercial Legal Expenses Insurance
Touchstone Underwriting POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationAllianz Insurance plc. Motor Fleet. Information including Policy Summary (pages 2-4)
Allianz Insurance plc Motor Fleet Information including Policy Summary (pages 2-4) Introduction Thank you for choosing Allianz Insurance plc. We are one of the largest general insurers in the UK and part
More informationUK cargo insurance using Duet
Allianz Global Corporate & Specialty UK UK cargo insurance using Duet Comprehensive cargo services delivered instantly online Instant access with personal service making cargo insurance accessible to UK
More informationSchedule to the Policy
Schedule to the Policy 1 Policy Number: SALSALIA/M74221/0330/15 2 Form Number: SJC2010SAUA 3 Insured Name: Ultimate Training Days Ltd & Ultimate TDX Ltd 4 Insured Address: 103 Cranbourne Road, Ashton-under-Lyme,
More informationOwner Controlled Insurance Program (OCIP) Administrator Services
Owner Controlled Insurance Program (OCIP) Administrator Services Committee-of-the-Whole July 10, 2018 Nery Armbruster Risk Management 0 What is an Owner Controlled Insurance Program? An insurance program
More information7 LITTLE KNOWN SECRETS TO GETTING THE BEST CAR LOAN DEAL INTRODUTION
7 LITTLE KNOWN SECRETS TO GETTING THE BEST CAR LOAN DEAL INTRODUTION Getting any old car loan is easy, but getting one that s absolutely right for you, requires a little more effort. This e-book tells
More informationINTELLIGENCE IS OUR BUSINESS
INTELLIGENCE IS OUR BUSINESS 360 THINKING aspen-insurance.com ASPEN GROUP Founded in 2002, Aspen is a leading provider of insurance and reinsurance to clients. We operate through wholly-owned subsidiaries
More informationFUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY
FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY Fund Protect Key Benefits Premium Market appraisal
More informationPAINTING AND DECORATING ASSOCIATION POLICY SUMMARY Commercial Legal Expenses Insurance
PAINTING AND DECORATING ASSOCIATION POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help members of the Painting and Decorating Association understand the insurance
More informationCommercial legal policy
Commercial legal policy Policy summary Matrix Underwriting SME/ Commercial A Partner You Can Trust The purpose of this summary is to help you understand your insurance policy. It sets out the significant
More informationProfessional Indemnity Insurance Design & Construct Proposal
NOTES 1. This form should be completed by Practices which, in addition to the provision of engineering consultancy, undertake construction, installation or fabrication. Practices whose services do not
More information10 Common Mistakes Every Insured Makes. Joseph W. Watkins. Attorney at Law
10 Common Mistakes Every Insured Makes Joseph W. Watkins Attorney at Law You have an insurance claim. Times are bad. Something valuable in your life has been damaged or destroyed. Stress is high and it
More informationMotor Trade Submission Form
Motor Trade Submission Form Broker Details Broker: Telephone No: Contact Name: Email Address: Client Details Insured(s) full trading name (include names of all subsidiary companies to be insured): Postal
More informationWe believe in better
We believe in better We believe that we should all expect more from the pensions market We are actuaries, consultants and administrators working to protect and enhance the benefits of hundreds of thousands
More informationComparative SME Business Insurance Online for Brokers at fastforward your business
Comparative SME Business Insurance Online for Brokers at www.ipua.co.uk fastforward your business IPRISM UNDERWRITING AGENCY YOUR ONE STOP SOLUTION FOR ONLINE TRADING Making life easier for brokers to
More informationTHE ORIGINAL INDEPENDENT MORTGAGE BROKER
THE ORIGINAL INDEPENDENT MORTGAGE BROKER JOHN CHARCOL, A NAME THAT CARRIES GRAVITAS IN THE MORTGAGE INDUSTRY. With offices in the City of London, Birmingham and Southampton and a network of advisers across
More informationFundraising Event Notification Form
Fundraising Event Notification Form How to obtain Public Liability Insurance cover Public Liability Insurance cover Conditions and Exceptions Thank you for organising a fundraising event in aid of The
More informationThe County Insurance SME POLICY SUMMARY Commercial Legal Expenses Insurance
The County Insurance SME POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationSport. Classic Golf prospectus. Specialist insurance and risk management for golf clubs. Underwritten by
Sport Classic Golf prospectus Specialist insurance and risk management for golf clubs Underwritten by Golf club insurance with a difference We have for many years specialised in arranging insurance solutions
More informationA UNIQUE AND COMPREHENSIVE INSURANCE SCHEME FOR TREE SURGEONS, LANDSCAPERS AND ALL ARBORICULTURAL AND FORESTRY CONTRACTORS AND ALLIED ACTIVITIES
A UNIQUE AND COMPREHENSIVE INSURANCE SCHEME FOR TREE SURGEONS, LANDSCAPERS AND ALL ARBORICULTURAL AND FORESTRY CONTRACTORS AND ALLIED ACTIVITIES PROPOSAL FORM Camberford Law Group Innovative Insurance
More informationHow to start a limited company
How to start a limited company 020 8582 0076 www.pearlaccountants.com How to start a limited company Working as a freelancer, contractor, or small business owner can be incredibly rewarding, but starting
More informationDirectors and Officers or Trustees Liability Section
MANAGEMENT LIABILITY Summary of March 2014 Edition The Management Liability Policy is available to any UK registered private limited company, charity, club or association excluding those in the legal sector,
More informationFirstBenefits. You don t have to wait until retirement enjoy the fruits of your super now!
FirstBenefits You don t have to wait until retirement enjoy the fruits of your super now! What is FirstBenefits? We all know that we can t access our super until we retire. For many of us this won t be
More informationCARGO REINSURANCE DELIVERING A SUPERIOR SERVICE WITH A COMPREHENSIVE RANGE OF PRODUCTS INDEPENDENT CONNECTED COMMITTED.
CARGO REINSURANCE DELIVERING A SUPERIOR SERVICE WITH A COMPREHENSIVE RANGE OF PRODUCTS www.priceforbes.com INDEPENDENT CONNECTED COMMITTED INDEPENDENT CONNECTED COMMITTED BETTER FOR YOU We are an independent
More informationCOMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE. rsabroker.ca
COMPREHENSIVE COMMERCIAL PACKAGE SMALL AND MEDIUM ENTERPRISE THE RSA ADVANTAGE With best-in-class ambitions, the RSA Advantage represents how, together, we win. Access to the deep technical expertise of
More informationCharity and Community Insurance
Charity and Community Insurance SUMMARY OF COVER www.ecclesiastical.com 2 SUMMARY OF COVER CHARITY AND COMMUNITY INSURANCE Policy ref: ME805 What is a policy summary? This document provides key information
More informationTaxi, Minibus and Coach
SUMMARY OF COVER Taxi, Minibus and Coach Liability Taxi, Minibus & Coach Liability Insurance Max 10/10 Policy Summary of Cover We are keen to work in partnership with You and avoid any misunderstandings.
More informationSINGAPORE. aspen-insurance.com
SINGAPORE aspen-insurance.com ASPEN GROUP Founded in 2002, and listed on the New York Stock Exchange in 2003, Aspen is a leading provider of insurance and reinsurance to clients. We operate through whollyowned
More informationCharity and Community insurance How has your policy changed?
Charity and Community insurance How has your policy changed? Effective for all Charity and Community insurance policies renewing on or after 1 November 2017. We have updated your Charity and Community
More informationGlobal Risk Consulting
Allianz Global Corporate & Specialty Global Risk Consulting Tailored worldwide risk management services from Allianz Risk Consulting 1 What we do? Allianz Risk Consulting (ARC) applies a consultative approach
More informationUK cargo insurance using Duet
UK cargo insurance using Duet Comprehensive cargo services delivered instantly online Allianz Global Corporate & Specialty: UK cargo insurance using Duet Instant access with personal service making cargo
More informationCovers we can provide under our Tradesman s' Combined Policy but please note these are only in force if do indicated in your policy schedule:
Policy summary Tradesman s Combined Policy The following summary does not contain the full terms and conditions of the contract which can be found in the policy document. The summary does not form part
More informationmyclubinsurance For amateur and semi-professional sports clubs
myclubinsurance For amateur and semi-professional sports clubs Sport insurance specialists We arrange insurance for some of the UK s most prestigious sporting venues. So it only comes naturally that we
More informationMOTOR TRADE ROAD RISKS ANNUAL DECLARATION COVER ENGINEERED FOR THE MOTOR TRADE
MOTOR TRADE ROAD RISKS ANNUAL DECLARATION COVER ENGINEERED FOR THE MOTOR TRADE Motor Trade Road Risks Important Note You are under a duty to make a fair presentation of the risk to us before the inception,
More informationSTEP BY STEP GUIDE TO BECOMING A CONTRACTOR
STEP BY STEP GUIDE TO BECOMING A CONTRACTOR EVERYTHING YOU NEED TO KNOW ABOUT BECOMING A CONTRACTOR BROKEN INTO SIMPLE STEPS CONTENTS 1. Who are we?... 3 2. What exactly is a contractor?... 4 3. Deciding
More informationCOMMERCIAL GENERAL LIABILITY APPLICATION
COMMERCIAL GENERAL LIABILITY APPLICATION IF SPACE IS INSUFFICIENT FOR ANSWER, PLEASE USE SEPARATE SHEETS INSURANCE COMPANY NEW POLICY EXISTING POLICY NO OF LOCATIONS NO OF ATTACHMENTS 1. APPLICANT S NAME
More informationCombined Liability Proposal Form
Combined Liability Proposal Form 1. Full name of the Insured (including the name of all subsidiary companies): 2. Date Business established: 3. Period of Insurance 4. Business Address (if more than one
More informationOur Service Promise. northgatevehiclehire.ie e:
Our Service Promise Thank you for choosing Northgate, the hassle free light commercial vehicle hire provider. We take a fair, honest and open approach to supporting your business and vehicle needs. Read
More informationThe natural choice for friendly, expert advice on insurance and financial services
The natural choice for friendly, expert advice on insurance and financial services Welcome As an independent insurance broker with more than 35 years experience, our longevity and reputation are the result
More informationWorking in Your World Golf Club Insurance From Experts who Understand You
Working in Your World Golf Club Insurance From Experts who Understand You Working in Your World When arranging your golf club insurance, you are probably looking for comprehensive cover, at the right price
More information