Superior. Protection at Sea
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1 Superior Protection at Sea
2 Sand and surf... sunsets at sea Perhaps you are a sailor at heart, drawn by the thrill of it all. Aboard your yacht, you determine the ports of call as you escape to coveted destinations for relaxation or sport. So why worry about insurance protection while you are living your dream? Masterpiece Yacht Preference from Chubb offers you peace of mind, so you can sail the open seas with some of the broadest coverages and unparalleled service that you and your precious investment deserve.
3 Watertight Protection Physical Damage Deductible Waiver (for losses caused by another vessel) Charter Coverage/Loss of Charter Hire Uninsured Boaters Protection Broad Medical Payments (up to $25,000) Firearms Additional Living Expenses Electronic Navigational Equipment Removal of Wreck Search and Rescue Personal Watercraft (jet skis, waverunners, etc.) Fishing Tackle Other Protection at Sea Unlike other insurers, Chubb does not exclude losses due to the following: Mysterious Disappearance Manufacturer s Defects Coverages That Matter Most Chubb understands what you expect when it comes to insurance. We support your seafaring lifestyle with coverages that are most important to you. Broad Navigational Limits. Chubb provides some of the broadest navigational areas in the industry. We can also offer custom tailored navigational limits. Bottom Inspection. Chubb will pay the reasonable cost to inspect the bottom of your yacht after stranding. No deductible applies. Precautionary Measures. If your yacht is in danger due to a marina fire or a hurricane or other covered peril at sea, Chubb will cover the reasonable costs, up to $5,000, you incur to move her out of harm s way. Emergency Towing and Service. While at sea, anything can happen. If an emergency other than a covered loss occurs, such as the need for delivery of necessary fuel or towing to the nearest marina or service station, Chubb automatically covers the reasonable costs for towing and service for your yacht and trailer, with no deductible. Marine Environmental Damage. Unintentionally, you may cause harm to marine habitat through physical contact with your yacht. Chubb will cover the damages that you may be legally required to pay, up to $50,000. Added Protection for You, Your Guests and Crew Chubb provides liability coverage for all full-time paid crew members, including the captain. In addition, Chubb provides crucial maritime coverage under the Jones Act, which helps protect your liability to your full-time paid captain and crew. The onboard personal effects of you, your guests and crew are automatically covered up to $25,000, with no deductible. Chubb will also help pay for reasonable administrative expenses, up to $1,000, to replace essential documents needed to continue the voyage or visit ashore. Mechanical Breakdown/ Faulty Repair
4 Coverage for Other Yachts Unlike many other policies, Masterpiece Yacht Preference protects you while you are operating other watercraft and includes physical damage caused by a covered person. If you purchase additional watercraft, Chubb provides newly acquired coverage with no size limitation and allows you 30 days to report the purchase. We also automatically cover tenders that are carried on board and used to service your yacht, with no deductible. Other insurers charge a separate premium and apply a deductible for tenders. Coverage That Suits Your Lifestyle Perhaps you adorn your yacht with precious fine art. We automatically include limits up to $25,000, with a $5,000 per fine art limit and no deductible. You might also keep a PC or laptop on board for your personal use, and we ll cover that hardware too. The Masterpiece Difference Chubb offers a total insurance program to complement your Masterpiece yacht policy, including Masterpiece home, valuable articles and auto policies that can meet your unique needs, from broad navigational limits to high limits for your valuable possessions to coverage for automobiles carried on board and/or used in conjunction with your watercraft.
5 Seaworthy Service As a leading insurer of watercraft, Chubb has been helping to protect boat owners from maritime risks since its founding on the docks of New York City in If you need to report a claim, you can reach Chubb 24 hours a day, 365 days a year. Chubb strives to issue a check within 48 hours of settling a covered loss. Chubb also receives consistently high ratings for financial stability from A.M. Best and for claimpaying ability from Moody s and Standard and Poor s. Welcome Aboard For steadiness and reliability, you can t always count on the sea, but you can count on Chubb. For more information about Masterpiece Yacht Preference, contact your independent agent or broker. You intend to spend your summer vacation at sea, until a mechanical breakdown aboard your motoryacht puts a halt to your plans. Chubb will pay up to $10,000 for you to charter a comparable substitute watercraft if your own yacht is unavailable for more than 10 days due to a covered loss. " " " " " " " " " " " " " " " " " When Mother Nature strikes, the damage can be devastating. Rest easy that you re covered up to $5,000 for the precautionary measures you take to move your yacht if it is in danger from the hurricane.
6 Chubb Group of Insurance Companies Box 1615, Warren, New Jersey Form (Rev. 11/03) Chubb refers to the insurers of the Chubb Group of Insurance Companies: Federal Insurance Company, Great Northern Insurance Company and Vigilant Insurance Company. Not all insurers do business in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the actual coverage of the policy as issued. Cover photo and interior yacht photos on pages 3 and 4 are courtesy of Lazzara Yachts.
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