Queensland Corporate Games

Transcription

1 Personal Accident Insurance FAQ Queensland Corporate Games April in Brisbane Personal Accident Insurance Cost: $35 per person Deadline: March A Personal Accident Insurance application and payment must be received by the Games no later than April 11, 2018 to be valid for the above Games. FAQ: What is the period of cover? Cover is effective from the time the insurance premium and application is received, provided that teams/individuals have entered and paid their Entry Fees to the Games. Includes training sessions leading up to, as well as the activities/events nominated for the 2018 Queensland Corporate Games as held in the State of Queensland. Does it cover travel to and from Games events? Direct travel to or from Games activities/events are covered. Does it cover training? Training is covered from the time the insurance premium and application is received, provided that teams/individuals have entered and paid their Entry Fees to the Games. Can I get a refund if I decide not, or am unable, to compete in the Games? No, once this Personal Accident Insurance cover has been purchased there is no refund. This is because it covers you for training as described above. Once purchased this Personal Accident Insurance cover is not transferable. For specific Insurance questions please contact: Kim Thomson from Arthur J. Gallagher on or kim.thomson@ajg.com.au How do I make a claim? A claim should be lodged/notified at the earliest opportunity Contact Kim Thomson from Arthur J. Gallagher on or kim.thomson@ajg.com.au to receive a Claims Form Download and read How to Make a Claim from the Games website Some of the information you will be asked to provide include Evidence that the accident was Games related (eg Injury Report and/or witness statement) Evidence of expenses incurred

2 Corporate Games Summary of Benefits Sport Injury Insurance

3 Sports Injury Insurance Cover We are pleased to present this quick guide to the 2017/18 Corporate Games sport injury insurance program. The purpose of this brochure is to provide a broad overview of the insurance cover provided as well as instructions on how to make a claim. For full details of cover please contact Gallagher on When is cover provided? Cover is effective from the time the insurance premium and application is received and accepted, provided that teams/individuals have entered and paid their Entry Fees to the Games. Coverage includes training sessions leading up to, as well as the activities/events nominated for the Corporate Games. What is the scope of insurance? As specified in the Policy Wording, for injuries sustained in activities/events at the Corporate Games. Including training and direct travel to or from Games activities/events. What Personal Accident Benefits are provided? Capital Benefits Maximum Sum Insured $75,000 Permanent Disability Applicable % of capital sum insured shown in the capital benefits schedule Modification Expenses Maximum sum insured $10,000 Funeral Benefit Maximum sum insured $5,000 In Memoriam Benefit Maximum sum insured $1,000 Loss of Earnings Maximum $500 per week Maximum benefit period 52 weeks Waiting period 7 days 85% of Non- Medicare Expenses to Maximum sum insured $2,500 for any one accident. Medical and Dental Costs Where a member is hospitalized more than 200km from normal residence for 3 days or more maximum $2,500 for costs of repatriation Excess if Private Health Insurance applies $Nil Excess if No Private Health Insurance applies $50 Home Nursing Care Maximum weekly sum insured $300 for a maximum period of 52 weeks Ancillary Non-Medical Expenses Maximum sum insured $1,500 any one accident Rehabilitation Benefits Maximum sum insured $3,000 for tuition or advice fees Maximum sum insured $500 for rehabilitation expenses

4 How to Make a Claim 1. Obtain a claim form from Corporate Games, Arthur J. Gallagher Insurance Brokers 2. Complete the claim form in its entirety, all sections are mandatory. Attach all supporting documents, including: - Evidence that the accident was Games related (eg. Injury report and/or Witness statement) - Evidence of expenses incurred 3. All Sport Injury claims are submitted to:- AJG Sport Claims Arthur J. Gallagher GPO Box 1113 BRISBANE QLD 4001 Important Notes This information is only a summary of the cover provided. This policy provides limited coverage and all participating members are encouraged to consider their own situations and organise additional cover as required e.g. Private Health insurance and income protection insurance. In accordance with our obligations under the Financial Services Act our policy statements relating to the Privacy Act, Product Disclosure Statement, Statement of Advice and Financial Services Guide are available from the Arthur J. Gallagher website If you wish to discuss this insurance program or any other insurance related matter, please contact Arthur J. Gallagher. Arthur J Gallagher Contacts For specific insurance questions please contact: Kim Thomson Account Manager Sport and Recreation P: M: E: kim.thomson@ajg.com.au All Claims Enquiries Carol van Veen Senior Claims Executive P: E: carol.vanveen@ajg.com.au

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