Standard Producer. Standard Producer. Standard Producer
|
|
|
- Bartholomew Wiggins
- 6 years ago
- Views:
Transcription
1 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, American General Life Select A 10 yr 6 Select A 15 yr Select A 16 yr Select A 17 yr Select A 18 yr Select A 19 yr Select A yr AG ROP Select A yr ROP Secure Lifetime GUL 3 GUL 8 Value+ Protector IUL 8 Max Accumulator+ IUL Secure Survivor GUL II GUL Elite UL UL 8 AG Extend IUL IUL Elite Index II IUL 8 Elite Survivor Index II IUL 8 Assurity Life LifeScape Non Med yr LifeScape Non Med yr LifeScape Non Med & 30 yr LifeScape 350 Plus - 10 yr LifeScape 350 Plus - 15 yr LifeScape 350 Plus - 20 & 30 yr Banner OP OP 15 OP OP OP Life Step UL UL 5 6 Cincinnati Life Insurance Co.-Life Producer Compensation Worksite 10yr Life LifeHorizons LifeHorizons LifeHorizons Worksite 20yr Life LifeHorizons ROP ROP Worksite 20yr ROP ROP commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 1 of 6
2 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, Cincinnati Life Insurance Co.-Life Producer Compensation LifeHorizons WL 65 WL 7 Worksite WL 65 WL LifeHorizons WL Level Pay WL 9 LifeHorizons WL 10-Pay WL LifeHorizons WL Single-Pay WL 7.00 Worksite WL 100 WL LifeSetter UL UL LifeHorizons Simplicity UL UL LifeHorizons Simplicity UL Minor UL Equitrust Life WealthPay Life Ages UL 1 1 WealthPay Life Ages UL WealthSure Life Age SPWL WealthSure Life Age SPWL WealthSure Life Age SPWL WealthMax Bonus Life Age SPIUL WealthMax Bonus Life Age SPIUL WealthMax Bonus Life Age SPIUL Gerber Life Guaranteed Life WL 5 5 Guardian Life Insurance Company Level Term 10/ Level Term 20/ LifeSpan Gold 4 4 YRT Pay WL Pay to 65 WL Pay to 95 WL Pay to 99 WL Pay to 121 WL Pay WL Achiever Gold WL ESWL WL Estateguard WL CAUL UL GI UltraMax UL Survivorship UL commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 2 of 6
3 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, Lincoln Financial LifeElements 10 Year LifeElements 15 Year LifeElements 20 Year LifeElements 30 Year LifeCurrent UL UL LifeGuarantee UL 2013 UL LifeGuarantee SUL 2013 UL Minnesota Life Advantage Elite Select 5/10 yr Advantage Elite Select 15 yr Advantage Elite Select 20/30 yr Secure Protector WL Secure Accumulator WL CareShield UL Orion IUL UL Omega Builder IUL IUL Eclipse IUL IUL Eclipse Protector IUL IUL Eclipse Survivor Indexed Life SUL Legacy Protector SUL SUL Mutual of Omaha Life Express Life Express Life Express Life Answers Life Answers Life Answers Life Answers GUL UL GUL Express UL GUL Survivor UL Mutual of Omaha LTC Long Term Care Age 0-70 LTC Long Term Care Age LTC Long Term Care Age LTC commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 3 of 6
4 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, Nationwide Life Insurance YourLife Guaranteed Level Term YourLife Whole Life WL YourLife NL GUL GUL 8 8 North American Life ADDvantage 10 yr 8 ADDvantage 15 yr ADDvantage 20 yr ADDvantage 30 yr Custom Guarantee UL 9 Surivorship GIUL IUL Builder IUL IUL Guarantee Builder IUL IUL 9 Rapid Builder IUL IUL Protective Life Protective Classic Choice Term 10 6 Protective Classic Choice Term 15 Protective Classic Choice Term Protective Classic Choice Term Protective Classic Choice Term Protective Custom Choice UL 15 Year UL Protective Custom Choice UL 20 Year UL Protective Custom Choice UL 25 Year UL Protective Custom Choice UL 30 Year UL Protective Indexed Choice UL UL Protective Advantage Choice UL UL Protective Survivor UL UL Prudential Life Essential 10 Essential 15 Essential 20 Essential 30 Elite 10 Elite 15 Elite 20 Elite 30 PruTerm One ROP 15 ROP ROP 20 ROP commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 4 of 6
5 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, Prudential Life ROP 30 ROP PruLife Universal Protector UL 8 8 PruLife Founders Plus 1 UL PruLife Index Advantage UL1 UL PruLife SUL Protector UL 8 8 PruLife Universal Plus UL 8 8 Sagicor Life Sage 10 Ages (Electronic) Sage 15 Ages (Electronic) Sage 20 Ages (Electronic) Sage 10 Ages (Paper) Sage 15 Ages (Paper) Sage 20 Ages (Paper) Sage Whole Life Ages 0-85 (Electronic) WL Sage No Lapse UL Ages 0-85 (Electronic) UL 9 10 Fixed Indexed UL Ages 0-85 UL Sage No Lapse UL Age 0-85 (Paper) UL Gold Series FISPWL Age (Electronic) SPWL Gold Series FISPWL Age (Electronic) SPWL Gold Series ISSPWL Age (Electronic) SPWL Gold Series ISSPWL Age (Electronic) SPWL SBLI 10 Year Level (T-10) 8 15 Year Level (T-15) 9 20 Year Level (T-20) Year Level (T-25) Year Level (T-30) Continuous Pay WL WL Paid up at 65 WL (L-65) Ages 0-45 WL Paid up at 65 WL (L-65) Ages WL Paid up at 65 WL (L-65) Age 50 WL Pay WL (L-20) WL Pay WL (L-15) WL Pay WL (L-10) WL Single Premium Whole Life WL Conversion UL UL State Life Asset-Care I LB commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 5 of 6
6 Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, State Life Asset-Care II/III LB Asset Care IV Single Life pay LB Asset Care IV Single Life pay LB Asset Care IV Single Life pay LB Asset Care IV Single Life WL LB Asset Care IV Joint Life pay LB Asset Care IV Joint Life pay LB Asset Care IV Joint Life pay LB Asset Care IV Joint Life WL LB Plus RID (Asset Care & Annuity Care) LB Asset-Care Inflation Protection RID LB TransAmerica Life Trendsetter Super 10 8 Trendsetter Super Trendsetter Super 20/25/30 9 Trendsetter LB 10/15/20/ Immediate Solution WL Pay Solution WL Easy Solution WL VOYA Life Voya UL-CV UL 7 8 Voya IUL-Accumulator IUL 8 9 Voya IUL-Global IUL Voya IUL-Global Choice IUL Voya IUL-Protector IUL 7 8 Voya Strategic Accum SUL-Mod.SH SUL commissions available to agents with higher production levels. sales@pipaclife.com for more information. Page 6 of 6
All Companies - All Products
Selected Features:, Accordia Life - Accordia Term Convertible to any permanent plan of insurance offered by the company without evidence of insurability, in the level term period or to age 75, if earlier.
2018 Carriers At-A-Glance
2018 Carriers At-A-Glance Insurance Marketing Since 1972 for Life, DI, CI, Annuity, LTC, Life Settlements & Accident Term Coverage Carrier Product E-App /Drop Ticket Lightning Issue Term Level Benefit
P A C E S P I TOP PICKS Technology Parkway, Ste 200 Cedar Falls, IA
P I P A C L I F E S TOP PICKS 2018 www.pipaclife.com 1304 Technology Parkway, Ste 200 Cedar Falls, IA 50613 866.452.3670 319.268.7300 Table of Contents Life Insurance Whole Life... 3 Index Universal Life...
Current Interest Rate. Guar. Interest Rate. Cash Value Test Used
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 A B C D E F G H I J Survivorship Universal Life Insurance Illustrated Values (on 05/01/12) Male
Term Conversion Quick Guide
AIG Select-a-Term 10, 15 through 30 year Earlier of level term period or attained age 70 Years 1-10 full portfolio (10yr: yrs 1-8); Years 11+ limited to AG Extend IUL & Elite WL (10yr: yrs 9-10) American
LONG-TERM CARE AND CHRONIC ILLNESS RIDER DETAILS
Carrier Name AIG AIG Allianz ANICO Rider Name Accelerated Access Rider Accelerated Access Rider Accelerated Benefit Rider Accelerated Benefit Rider Type of Rider Chronic Illness Chronic Illness Chronic
Life Product Portfolio Features For Cenco's Brokerage Partners Revised 1/29/2018
Life Product Portfolio Features For Cenco's Brokerage Partners Revised 1/29/2018 AIG Partners Group Quality of Life Insurance (QoL) - Living Benefits on all products QoL Flex Term QoL Value+ Protector
Life Crest Year % 65.00% 70.00% 75.00% Year 2-5 & Excess 1.00% 1.00% 1.00% 1.25%
Life Insurance ALLIANZ GenDex Survivor ` Ages 18-80 - Year 1 Target 57.14% 64.29% 71.43% 78.57% Year 1 Excess 0.80% 1.00% 1.00% 1.25% Years 2-10 (Target and Excess) 0.00% 0.00% 0.00% 0.00% Life Pro+ and
LTC/CHRONIC CARE RIDER
Company Allianz American General AXA Rider Name LTC Accelerated Rider Accelerated Access Solution LTC Services Rider. Impairments must be. Life Pro+ IUL AG Secure Lifetime GUL II Athena UL Athena IUL Incentive
LTC AND CHRONIC ILLNESS RIDER DETAILS
AIG AIG Allianz ANICO Assurity Life Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated Benefit Rider Accelerated DB - LTC/Home Care Option Chronic/Critical Chronic/Critical
LTC AND CHRONIC ILLNESS RIDER DETAILS
Carrier Name AIG AIG Allianz ANICO Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated Benefit Rider Chronic/Critical Chronic/Critical LTC Chronic / Critical Illness
Level DB Current Accum Value Year 5. Guaranteed Crediting Rate
Indexed Universal Life Policy Illustrated Values $250,000 Male Age 55/Standard NS Class^/; $6,500 Annual Premium As of July 1 2012; In Most States These illustrations were requested using indexing options
BENEFITACCESS RIDER (BAR) HIGHLIGHTS
Access Rider vs. Other Chronic Illness and/or Terminal Illness Riders CHARTS Click on number to jump to desired information. Many prominent carriers offer products that provide death benefit and chronic
Linked Benefits/Combo Products Key Differences UL & IUL Products
Carrier & Accordia Life Access Available on all permanent products $100,000 minimum face amount. The eligible amount is the cash value plus a percentage of the net amount at risk. The percentage increases
Ameritas Life. Preferred Non Tobacco Preferred Plus Preferred Nontobacco Preferred NT. Standard Tobacco Ages Ages 20-90
Product AG Secure Survivor GUL II Excel LifeValue SUL Athena SUL IV lassifications Preferred Plus NT Standard n Tobacco Standard Tobacco Ages 20-80 Ages 20-90 Preferred n Tobacco Preferred Plus Preferred
Ameritas Life. Preferred Non Tobacco Preferred Plus Preferred Nontobacco Preferred NT. Ages 0-85 Nontobacco Ages Standard 1.50% 1.
ompany Product AG Secure Survivor GUL II Excel LifeValue SUL Athena SUL IV lassifications Preferred Plus NT Standard n Tobacco Standard Tobacco Ages 20-80 Ages 20-90 Preferred n Tobacco Preferred Plus
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Lifetime Foundation IUL which provides lifetime guarantees (DB drops to 50% around LE) / Solid cash build on the non Guaranteed side and COIs drop off at age 95 which allow the DB on
Life with Long-Term Care and Chronic Illness Riders
Life with Long-Term Care and Chronic Illness Riders Given the recent modernization of long-term care coverage it is important that insurance professionals can distinguish and understand the multiple options
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Lifetime Foundation IUL which provides lifetime guarantees (DB drops to 50% around LE) / Solid cash build on the non Guaranteed side and COIs drop off at age 95 which allow the DB on
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Secure Lifetime GUL 3 Secure Survivor GULII Select-a-Term Value+ Protector IUL Lifestyle Income Solution / Asset Protector
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Secure Lifetime GUL 3 Secure Survivor GULII Select-a-Term Value+ Protector IUL Lifestyle Income Solution / Asset Protector
ACTUARIAL GUIDELINE (AG) 38 CARRIER SUMMARY
ACTUARIAL GUIDELINE (AG) 38 CARRIER SUMMARY AMERICAN GENERAL New rates were effective October 24, 2012. AVIVA If all of the following deadlines are met, NLG submissions will be issued with the current
LONG TERM CARE AND CHRONIC ILLNESS RIDER DETAILS
Accordia AIG Allianz Assurity Life AXA Equitable Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated DB - LTC/Home Care Option LTC Services Rider Chronic/Critical
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND AG Secure Lifetime GUL 3 AG Secure Survivor GULII Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Value+ Protector IUL Term s Extremely flexible NLG with 5 ways clients
BenefitAccess Rider vs. Other Chronic Illness and/or Terminal Illness Riders
comparison Access Rider vs. Other Chronic Illness and/or Terminal Illness Riders Comparison Charts Life insurance with an optional Chronic Illness, Long Term Care, and/or Terminal Illness Rider Hybrid
CARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND AG Secure Lifetime GUL 3 AG Secure Survivor GULII Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Value+ Protector IUL Term s Lifestyle Income Solution / Asset Protector
North Dakota. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
North Dakota Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Illinois. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Illinois Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Indiana. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Indiana Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
South Dakota. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
South Dakota Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Nebraska. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Nebraska Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Virginia. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Virginia Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Life Product Overview
The strength to withstand, the means to grow. Life Product Overview Whole Life Insurance Product Life Paid-Up at 95 (L95) Life Paid-Up at 99 (L99) Life Paid-Up at 121 (L121) Life Paid-Up at 65 (L65) 20
Carrier & Product Updates
As of 5/19/2014 Accordia Life Accordia Life Website and Microsite Available Accordia Life is exited to introduce Accordia Life s new public website, www.accordia.com, and our new product/brand microsite
Virginia. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Virginia Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
GUARANTEED ISSUE PRODUCTS SIMPLIFIED ISSUE/NON-MED PRODUCTS
Carrier Product Name Product Type GUARANTEED ISSUE PRODUCTS Americo Ultra Protector III 50-75 $2,000 - $10,000 Mutual of Omaha/United of Omaha Classes / Issue Ages Face Limits s Benefit Highlights Year
North Dakota. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
North Dakota Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Pennsylvania. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
Pennsylvania Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule
Score Some Tee Time With the Pros Allianz's annual contest to Play with the Pros at the Allianz Championship began May 1st. Learn more.
Accordia Life Accordia Life Launches New Underwriting Program On May 1st, Accordia Life launched a new underwriting program called Accordia Life Credits, which is a robust, personalized underwriting program
NFP Carriers Present: Hot Sales Ideas Part 2
NFP Carriers Present: Hot Sales Ideas Part 2 Moderated By: Stephanie Ahr Manager, Product Marketing NFP Prudential: Seven Sales Ideas in Seven Minutes Presented By: Rich Brugger VP, Individual Life Insurance,
Lincoln life insurance portfolio at-a-glance
FOR LIFE Lincoln life insurance portfolio at-a-glance Product Menu The Lincoln National Life Insurance Company Not a deposit Not FDIC-insured May go down in value Not insured by any federal government
Nationwide s EDBG VUL to GUL:
Solution Focus Nationwide s EDBG VUL to GUL: Due to low interest rates and increased reserve requirements with AG38, no-lapse guarantee (NLG) VUL has become competitively priced compared to GUL. BGAs and
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
At a Glance A Quick Overview of Our Complete Product Line 221NM FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 11-18 AT A GLANCE: THE QUICK WAY TO GET AN OVERVIEW OF NORTH AMERICAN
Opportunity Interview Independent Agent. For Recruiting Use Only. Not for Public Distribution.
Opportunity Interview Independent Agent Opportunity Overview During this presentation, I will share with you information about: The Transamerica Agency Network Strategy Map Our Company Industry Opportunity
PROTECTION. Everything you need to sell Protection UL & Protection SUL SELLER S GUIDE
SELLER S GUIDE PROTECTION Everything you need to sell Protection UL & Protection SUL LIFE-5256 8/16 THIS MATERIAL IS FOR AGENT USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC. Table of Contents Meet
Turn on... The new Zurich Protection Index UL TM. Offered by Zurich American Life Insurance Company
Turn on... The new Zurich Protection Index UL TM Offered by Zurich American Life Insurance Company For agent and broker information only. Not for use with clients or the public. Zurich Protection Index
Lincoln life insurance
Lincoln life insurance Term, universal life and variable universal life product portfolio LIFE SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency
Lincoln life insurance
Lincoln life insurance Term, universal life and variable universal life product portfolio LIFE SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency
Product Portfolio CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND COMMONLY USED STRATEGIES
CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS Product Portfolio CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND LY USED STRATEGIES 4 TERM ESSENTIAL 4 TERM ELITE 4 PRUTERM WORKLIFE 65 S M 4 PRULIFE RETURN
Product Portfolio CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND COMMONLY USED STRATEGIES
CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS Product Portfolio CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND LY USED STRATEGIES 4 TERM ESSENTIAL 4 TERM ELITE 4 PRUTERM WORKLIFE 65 S M 4 PRULIFE RETURN
Opportunity Interview Career Change. For Agent Use Only. Not for Public Distribution.
Opportunity Interview Career Change Opportunity Interview Overview During this presentation, I will share with you information about: Transamerica Agency Network Strategy Map Our Company Support Industry
Market Intelligence & Guaranteed Universal Life Review
Actuaries Club of the Southwest Market Intelligence & Guaranteed Universal Life Review Tim Cook Marketing Intelligence Director/Actuarial 11.6.14 Agenda Intro Market Intelligence Proposition Guaranteed
Extended Maturity Option Last Updated March 24, 2003
American General Elite G Coverage will automatically extend past the maturity age 100 with no policy Banner Life Canada Life Clarica CNA Platinum G Continuity UL Advantra Survivor Life UL UltraProUL UltraTermUL
Lincoln life insurance
Lincoln life insurance Term, universal life and variable universal life product portfolio LIFE SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency
Basics of Life Insurance
Basics of Life Insurance Understanding the World of Life Insurance Presented by. Policies issued by American General Life Insurance Company ("AGL ) What is Life Insurance at it s Core? A contract where,
The following commission chart does not include any bonus commission you may have earned based on your monthly sales volume.
The following commission chart does not include any bonus commission you may have earned based on your monthly sales volume. Scroll down for commission chart Effective April 2010 ACCIDENT & HEALTH PORTFOLIO
PRULIFE FOUNDERS PLUS UL
CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS PRULIFE FOUNDERS PLUS UL PROTECTION AND FLEXIBILITY THAT CAN LAST A LIFETIME NOT FOR CONSUMER USE. 0254988-00002-00 Ed. 12/2013 Exp. 06/12/2015 ONE WAY TO
Opportunity Interview Experienced Representative. For Agent Use Only. Not for Public Distribution.
Opportunity Interview Experienced Representative Opportunity Interview Overview During this presentation, I will share with you information about: Transamerica Agency Network Strategy Map Our Company Support
Upcoming Life Product Updates. Index LIFE INSURANCE. January 17, 2017 Vol. 15, Issue 01
January 17, 2017 Vol. 15, Issue 01 LIFE INSURANCE Upcoming Life Product Updates Our industry is operating in a challenging and changing environment. We continue to face nearly a decade of persistently
Term Conversion. To help avoid delays and ensure cases are processed as quickly as possible, please keep this information in mind.
Term Conversion TERM TO PERMANENT CONVERSIONS Term life insurance can provide level premium protection for a client s loved ones over a specified period of time. However, it may not be the best permanent
A Quarterly Newsletter for the Agents of
A Quarterly Newsletter for the Agents of IN THIS ISSUE: Phoenix Personal Income Annuity NEW LibertyMark 7 Plus and SE 7 Plus Two HOT Index Annuities w/10% or 12% BONUS! The Annuity Solution to America
Effective January 2013 FIRST-YEAR COMMISSIONS. LEVEL TERM PRODUCTS American General Life (1)(2) FIRST-YEAR COMMISSIONS UNIVERSAL LIFE PRODUCTS
Effective January 2013 LIFE PORTFOLIO FIRST YEAR COMMISSIONS SCHEDULE A This schedule of commissions is a supplement to the Agency Agreement and its terms and conditions. This schedule is subject to change
Sales Vice President for North American Company since 2014 Specializes in broker-dealer market Dedicated to helping independent agencies grow their
Sales Vice President for North American Company since 2014 Specializes in broker-dealer market Dedicated to helping independent agencies grow their business North American Company for Life & Health Insurance
Universal Life Insurance source list
Allianz Life 800-950-7372 www.allianzlife.com Allianz Life Pro+ except MD, MA, NJ,, OR, PA, TX, VT, VA, WA Annual, semi-annual, quarterly, monthly, 10 years if minimum funding requirement has been met
MYGA Top Products. Billy 5 Year MYGA Rates. Years Rate GTD Rate Guaranteed 5-Years
Billy 5 Year MYGA s List filtered for Louisiana 5 years Guaranteed 5- Base 73 Annuities, 28 Companies Fidelity & Guaranty Life FG Guarantee-Platinum 5 5 yrs 3.70 3.70 3.70 up to 2.00 Atlantic Coast Life
All Product training must be completed prior to the application signature date.
Allianz Go to: https://www.allianzlife.com/ Log in or Register, Knowledge Center Training Tracker Select a State. Under the Products column select the course(s) to be completed. Then under the Additional
Life Insurance as a Legacy Asset
Life Insurance as a Legacy Asset This material was prepared to educate participants on the attributes of life insurance products. Lincoln Financial Group affiliates, their distributors, and their perspective
COMMISSION SCHEDULE. Commission 04016E (16-08)
Commission Schedule 04016E (16-08) Life Insurance Pace COMMISSION SCHEDULE Excess Commissionable Premium* 1 st Year - betweeen 0% and 200% 5% 1 st Year - above 200% 1.5% Premium Deposit 2 nd - 5 th Year
Long-Term Care and Chronic Illness Products AT-A-GLANCE
Long-Term Care and Chronic Illness Individual Life Insurance Insurance products issued by: Minnesota Life Insurance Company Long-Term Care and Chronic Illness Products AT-A-GLANCE LONG-TERM CARE CHRONIC
New York. Our Mission. Our Contact. Carrier List. Commission Schedule. Direct Appointment Guidelines
York Our Mission To provide agents with the very best opportunity to own and operate an independent insurance agency, so that they can achieve financial freedom. List Our Contact Commission Schedule Company
AT-A-GLANCE. Products. Life Insurance. Approved for Independent Distribution Group use only. Financial Professional
Approved for Independent Distribution Group use only Life Insurance Financial Professional Products AT-A-GLANCE Insurance products are issued by Minnesota Life Insurance Company in all states except New
All Product training must be completed prior to the application signature date.
Allianz Go to: https://www.allianzlife.com/ Log in or Register, Knowledge Center Training Tracker Select a State. Under the Products column select the course(s) to be completed. Then under the Additional
ACCUMULATION UL... 5 SOLUTION SERIES... 9 GUARANTEED WHOLE LIFE & FINAL EXPENSE...10
CONTENTS TRENDSETTER SERIES... 3 ACCUMULATION UL... 5 TRANSACE CV... 6 TRANSNAVIGATOR IUL... 7 SOLUTION SERIES... 9 GUARANTEED WHOLE LIFE & FINAL EXPENSE...10 TRANSAMERICA JOURNEY...11 Permanent life insurance
Will Your Clients Outlive Their Life Insurance?
keeping trusts on track Will Your Clients Outlive Their Life Insurance? A Session Specifically Designed for The Estate Planning Council of Montgomery County, Maryland Presented By: MICHAEL BROHAWN, CFP,
Voya Financial Compensation Schedule Producer Commissions Voya Life Sales Distribution
Voya Financial Compensation Schedule Producer Commissions Voya Life Sales Distribution General Account Life Products Schedule Date: July 13, 2015 Security Life of Denver Insurance Company ("Company") c/o
(800) Dallas Financial Wholesalers Top Picks August
Genworth AM Best A Assets $24.2 Billion Jackson National AM Best A+ Assets $164 Billion Athene Sagicor Forethought EquiTrust EquiTrust Assets $11.8 Billion Assets $1.2 Billion Secure Living AscenderPlus
UPDATES TO LIFE CAP & PARTICIPATION RATES (INDEXED AND VARIABLE)
Page 1 of 5 SECURIAN // Financial professionals News and announcements LIFE INSURANCE UPDATES TO LIFE CAP & PARTICIPATION RATES (INDEXED AND VARIABLE) March 29, 2018 Due to changes in market conditions,
ASSET MARKETING SYSTEMS
Driving Advisor Performance Annuities Life Retirement ASSET MARKETING SYSTEMS LEADING FORWARD TOGETHER INVESTMENTS GUARANTEED INCOME ASSET PROTECTION ASSET MARKETING SOLUTIONS WWW.ASSETISMARKETING.COM
Sales Ideas from AIG American General. Presented by: Michael Brandenburg, CLU, ChFC RVP Midwest Life Insurance AIG Financial Distributors
Sales Ideas from AIG American General Presented by: Michael Brandenburg, CLU, ChFC RVP Midwest Life Insurance AIG Financial Distributors MEC RESCUE Policies issued by American General Life Insurance Company,
Financial Services An Independent Insurance Marketing Company
Darholy Financial Services An Independent Insurance Marketing Company Who We Are Darholy Financial Services is an independent insurance marketing company affiliated with the best insurance companies available
Carriers Available By Product
Carriers Available By Product Products subject to suitability and state availability. Products and carriers subject to change. Annuity Products Allianz Life Insurance Company of North America Allianz Life
Long-Term Care and Chronic Illness Products AT-A-GLANCE
Long-Term Care and Chronic Illness Individual Life Insurance Insurance products issued by: Minnesota Life Insurance Company Long-Term Care and Chronic Illness Products AT-A-GLANCE LONG-TERM CARE CHRONIC
Institutional Investment Advisors and Consultants Forum Developing Expertise and Insights
Institutional Investment Advisors and Consultants Forum Developing Expertise and Insights OPTIMIZING OUTCOMES WITH AVAILABLE SOLUTIONS: INSURED Jeff Eng, CFA Director, Russell Investments June 9, 2015
CARRIER/ PRODUCT NAME AND SPECIAL FEATURES. New Product:
Featured Products CARRIER/ PRODUCT NAME AND SPECIAL FEATURES North American Elite CapitalElite 10 New Product: Guaranteed Lifetime Withdrawal Benefit value stacking roll-up with 200% of dollar amount of
Riders and Options Guide
Riders and Options Guide Riders and Options Available for Our Product Line 500NM FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 4/18 Riders and Options Guide Unfortunate events
RASBERRY AGENCY, LTD. (800)
10 -YEAR ( Product Power 10 Protector Plus Income Royal Select Index Annuity II Power Select Builder 7/3/2017 7/15/2017 8/1/2017 PROPRIETARY PRODUCT 8-7-2017 Bonus 0% 8% N/A N/A Minimum Premium $25,000
FINANCIAL MARKETING GROUP, INC. FEATURED SOLUTIONS. November (888)
FINANCIAL MARKETING GROUP, INC. FEATURED SOLUTIONS November 2018 (888) 364-1944 www.fmgannuities.com National Fixed Annuities Company Name Rating Years Yr 1 Rate Avg Rtn Issue Age Free WD Commission* Notes
Take Care of 2 issues with 1 Strategy
TBA works with Advisors to help find opportunities for their clients and deliver solutions that protect their future. We do this by: Delivering marketing support and education that will help advisors uncover
SOA 2013 Life & Annuity Symposium May 6-7, Session 78 IF, Life Product Update - Accumulation Market. Moderator: Joseph Kordovi, FSA
SOA 2013 Life & Annuity Symposium May 6-7, 2013 Session 78 IF, Life Product Update - Accumulation Market Moderator: Joseph Kordovi, FSA Presenters: David R. Beasley, FSA, CERA, MAAA Robert Bhatia, FSA,
Contracting with pinnacle
You ve Got the Talent. We ve Got the Tools. Contracting with pinnacle Welcome to Pinnacle Financial Services! To get started, please fill out the forms included with this cover page and fax or send using
Principal Universal Life Provider Edge SM SALES GUIDE
Principal Universal Life Provider Edge SM SALES GUIDE LOW-COST PROTECTION AND MORE SEE INSIDE FOR: XX Product features & highlights XX Sales applications XX Competitive insights XX Product positioning
A Special Publication for CENCO Related Agents. Beneficiary Reviews May Help Increase Sales
A Special Publication for CENCO Related Agents CENCO STREET JOURNAL Check Out The Cenco Website: www.cencoinsurance.com You will have access to: Quotes Forms Introduc on Kits for Our Core Carriers Archived
Premier Life Flexible Premium Adjustable Life Insurance Security. Stability. Simplicity.
Premier Life Flexible Premium Adjustable Life Insurance Security. Stability. Simplicity. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in
Making Sense Of Indexed Universal Life Insurance
Making Sense Of Indexed Universal Life Insurance Stephan Mitchell Competition Analyst, Strategic Marketing Pacific Life Insurance Company MKTG-1081 For Producer Use Only. Not For Use With The Public. This
Thanks for Contracting Through Davis Life & Annuity!
Thanks for Contracting Through Davis Life & Annuity! To ensure a timely and smooth process, please include the following: Completed and signed contract / SureLC packet Copy of all resident and non-resident
Crowe and Associates Contracting Kit
Crowe and Associates Contracting Kit Welcome to Crowe and Associates! To get started, please fill out the forms included with this cover page and fax back to us with these additional documents: Copy of
THE TWH UPDATE CARRIER UPDATES
THE TWH UPDATE June 2015 President s Message Did you know? According to LIMRA close to half of those that purchased annuities did so in order to plan for future income? Last year a record $235 billion
THE TWH UPDATE. Tip Huffman
THE TWH UPDATE March 2016 Raises in Commission, Rollup, & from F&G Fidelity & Guaranty Life has just announced increases on their Safe Income Plus index annuity: 1. increasing to 8% 2. Lifetime Income
Pinnacle Financial Services Contracting Kit
Pinnacle Financial Services Contracting Kit Welcome to Pinnacle Financial Services! To get started, please fill out the forms included with this cover page and fax or send using Secure Email back to us
10 10 Year Surrender A PERFECT. Annuity Product Reference Guide EQUITY INDEXED. March. OPEN HERE! Your potential annuity sales await!
Last Updated 03/01/17 EQUIT Annuity Product Reference Guide A PERFECT 10 10 ear with EquiTrust Life s Market Value EIA Compounding 6.00% Roll-up Rate for up to 10 years 4 Index Strategies and a Fixed Account