Questionnaire. The information collected is intended to be used for pursue academic purposes.

Size: px
Start display at page:

Download "Questionnaire. The information collected is intended to be used for pursue academic purposes."

Transcription

1 For Consumers of Insurance Products Questionnaire The information collected is intended to be used for pursue academic purposes. I shall be grateful for your valuable inputs and active co-operation. Kindly respond to all questions. You need not disclose your identity Tick ( ) the appropriate answer where required 1. Which of these long-term savings you are aware of? (a) Life Insurance (b) (c) Fixed deposit Mutual Funds (d) Securities (Shares and Debentures) (e) (f) Post Office Savings Any other 2. Have you taken any life insurance policy 3. If From which source did you come to know about life insurance? News Papers and Magazines Television Agents/ Field sales representative Bank Radio Direct Sales Executive Friend Others (pl. Specify) Telemarketing Internet If Direct Mail 199

2 4. What are the reasons that may have held you back from investing in life insurance products? (Please rate them on extent of impact) Very low Very High (a) Lack of awareness (b) Returns not lucrative enough (c) Promotional measures not attractive (d) t approached by the intermediaries (e) Inclination to short term lump sum gain (f) t affordable (g) Any other ( ) If you are holding a life insurance policy, please mention the name of the policy that you taken and the name of the company? Name of the Policy : Name of the company : 6. What prompted you to buy the life insurance policy from the company named by you? (please rate them on scale of importance) Very low Very High (a) Brand image of the Company (b) Excellent past record of performance (c)my friend/acquaintances have bought from this company (c) Marketing people insisted me to buy (d) Impressed the company s Ads and promotion (e) Desire to try out a new company (e )Any other ( ) Are you able to recall any Ad about life insurance in general and / or life insurance product in particular 200

3 8. If What in the main message that you get from the Ad? Low High (a) Risk coverage (b) Protection for the family (c) Long term savings (d) Tax savings (e) Provision for old age (f) Any other (Please Specify ) do you think that advertises (the life insurance company) wants you to know belief or do? Low High (a) life insurance, a must for family protection (b) should go for compulsory long term savings (c) should express my love for family through life insurance (d) should have adequate risk coverage (e) can save tax through life insurance (f) can have peace and mental satisfaction (g)should have economic independence and dignity in old age (h) any other (Please specify ) How likely is it that the Ad will influence you to buy a life insurance product? (a) Ad is only a good source of information to me (b)too many Ads by different companies create confusion (c) The actual product I buy in usually the same as advertised (d) It in hard to make a buying decision because of all the products to choose from 201

4 (e) Ads sometimes make high promises than actually experienced later on (f) I get promoted to make further enquires about the idea /product particularly it s features and price. (g) The main reason a company comes out with Ads is to make more sales (h) Advertising tempts people to think seriously about their ourselves and their family (i) I like to buy products that have well known brand name (j) It seems wasteful for so many companies to produce the products with similar features. (k) Advertising and promotional costs unnecessarily raise the price which the consumer has to pay for a product (l) Even with so much advertising it is difficult to know which brand is best (m) The wide variety of competing products makes intelligent buying decisions more difficult (n) Advertising usually present correct and true picture of the product 11. How do you made your purchase decision for life insurance product? (a) Consult other people to help choose the best alternative available from a product class (b) Try to buy the same brand that my friends/ colleagues have bought (c) Consult an Agent / Advisor before making final decision to buy (d) Base my decision on the brand value of the company and the product. (e) Achieve a sense of belonging by purchasing the same brands and from the same company that other purchase 202

5 12. In selecting form many types and brands of the insurance products available in the market, would you so that I would not care at all as to which one by one buy I would care a great deal as to which 13. How important would it be to you to make a right choice of the brand? t at all important very much concerned 14. Do you tend to stick to the same brand and remain loyal to a particular insurance company and its product? (a) I would rather stick with a brand I usually buy than try something I am not sure of (b) If I like a brand, I really switch from it just to try something different. (c) I got bored with buying the same brands and even if they are good. (d) When I see a new brand some what different from the usual, I make enquires. (e) I rarely read Ads that just seen to contain a lot of information (f) I feel the urge to buy something really different from the brands I usually buy (g) I take chances in buying unfamiliar brands just to get some variety in my purchase 15. While purchasing a life insurance policy of a particular brand would you so that the commercial / Ads and other promotional campaigns used by the insurance company. (a) Remind you of the brand (b) I feel as though I were right there in the commercial expensing the same thing (c) I am compare the brand with other competing brands on matters that are important to me. (d) This commercial leaves me with a good feeling about using the brand that I have bought. 203

6 16. Personal data (optional) i) Sex Male Female ii) Age group yrs yrs 36-45yrs yrs Above 55 iii) Occupation Government /Public sector employee Pvt. Sector employee Self employed Professional (Doctor / Lawyer etc) Agriculturist Urban Marginal (wage earners) NRI s Media Person Others (Please Specify ) iv) Annual Income Less than Rs. 3,00,000 Between Rs.3,00,000 to 5,00,000 Between Rs.5,00,000 to 8,00,000 Between Rs.8,00,000 to 10,00,000 Above 10,00,

Chapter VI. Summary of Findings, Suggestions

Chapter VI. Summary of Findings, Suggestions Chapter VI Summary of Findings, Suggestions 156 6.1. Introduction CHAPTER - VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION The objective of this chapter is to present the summary, findings and suggestions

More information

The Secret of the Lion

The Secret of the Lion The Secret of the Lion Pay yourself first, live off the rest THE SECRET OF THE LION The lion eats first, ahead of the pack. You too should eat first by arranging an automatic deduction from your salary

More information

Right direction 33% 34% Wrong track 57% 56% Neither 3% 2% Don t know / Refused 7% 7%

Right direction 33% 34% Wrong track 57% 56% Neither 3% 2% Don t know / Refused 7% 7% Heartland Monitor Poll XIII ALLSTATE/NATIONAL JOURNAL HEARTLAND MONITOR POLL XIII National Sample of 1000 ADULTS AGE 18+ (Margin of Error = +/-3.1% in 95 out of 100 cases) Conducted May 19-23, 2012 via

More information

Life Insurance Buyer s Guide

Life Insurance Buyer s Guide Contents What type of insurance should I buy? How much insurance should I buy? How long should my term life insurance last? How do I compare life insurance quotes? How do I compare quotes from difference

More information

Teachers On Call. Preliminary Results of the 2005 TOC Survey November BCTF Research, TOC 2005 Survey Preliminary Findings

Teachers On Call. Preliminary Results of the 2005 TOC Survey November BCTF Research, TOC 2005 Survey Preliminary Findings Teachers On Call Preliminary Results of the 2005 TOC Survey November 2005 Survey Objectives: To map transition and work patterns; To understand employment intentions and aspirations; To document financial

More information

Taking Control of Your Money. Using Credit Wisely

Taking Control of Your Money. Using Credit Wisely Taking Control of Your Money Using Credit Wisely Session 4: Using Credit Wisely To help you stay financially healthy you need to understand credit. Credit is access to money that belongs to lenders (e.g.

More information

Consumer Study HEARTS & MINDS. Understanding Long-Term Care Buyers. Mutual of Omaha Insurance Company M28080_0613

Consumer Study HEARTS & MINDS. Understanding Long-Term Care Buyers. Mutual of Omaha Insurance Company M28080_0613 Consumer Study Understanding Long-Term Care Buyers Mutual of Omaha Insurance Company HEARTS & MINDS M28080_0613 For producer use only. Not for use with the general public. Getting Into the Hearts and Minds

More information

CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire

CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire CALIFORNIA STATE UNIVERSITY SIA Civic Engagement Questionnaire Part A. Background 1. Gender: 2. Class level: 3. Age: O Female O Lower division (Fr/So) 4. Major: O Male O Upper division (Jr/Sr) 5. Campus:

More information

1. Introduction. M. Yasodha 1, Dr. G. Ravindran 2

1. Introduction. M. Yasodha 1, Dr. G. Ravindran 2 Savings and Investment Pattern of Teachers Working in Arts and Science Colleges in Coimbatore District M. Yasodha 1, Dr. G. Ravindran 2 1 Full Time Research scholar in Commerce, PG & Research Department

More information

APPENDIX - A QUESTIONNAIRE

APPENDIX - A QUESTIONNAIRE xiv APPENDIX - A QUESTIONNAIRE I. Personal Information 1.1 Name : 1.2 Amount of Investment : Up to Rs. 1,00,000 [ ] Rs.1,00,001-Rs.2,00,000[] Rs.2,00,001-Rs.5,00,000 [ ] Above Rs.5,00,000[ 1.3 Educational

More information

CHAPTER - V FINDINGS, SUGGESTIONS AND CONCLUSION OF THE STUDY

CHAPTER - V FINDINGS, SUGGESTIONS AND CONCLUSION OF THE STUDY CHAPTER - V FINDINGS, SUGGESTIONS AND CONCLUSION OF THE STUDY INTRODUCTION Life insurance, which is an important component of financial service sector, has witnessed significant growth during the last

More information

NEST s research into retirement decisions

NEST s research into retirement decisions 5 NEST s research into retirement decisions NEST Corporation NEST carries out a wide variety of research projects to better understand the decisions that members of our target group make, and the factors

More information

CALIFORNIA STATE UNIVERSITY Civic Engagement Questionnaire

CALIFORNIA STATE UNIVERSITY Civic Engagement Questionnaire CALIFORNIA STATE UNIVERSITY Civic Engagement Questionnaire Part A. Background 1. Gender: 2. Class level: 3. Age: O Female O Lower division (Fr/So) 4. Major: O Male O Upper division (Jr/Sr) 5. Campus: O

More information

Lifestyle Financial Planning

Lifestyle Financial Planning Lifestyle Financial Planning FINANCIAL PLANNING Our Lifestyle Financial Planning Service The Mathews Comfort Lifestyle Planning Service is available to clients seeking clarity and peace of mind about their

More information

The Policyholders Preference And Satisfaction Towards Life Insurance Corporation of India s Policies.

The Policyholders Preference And Satisfaction Towards Life Insurance Corporation of India s Policies. International Journal of Business and Management Invention ISSN (Online): 2319 8028, ISSN (Print): 2319 801X Volume 4 Issue 8 August. 2015 PP-09-14 The Policyholders Preference And Satisfaction Towards

More information

Understanding the positive investor

Understanding the positive investor Understanding the positive investor A research study revealing the level of interest in positive investment in the United Kingdom Understanding the positive investor 02 Contents About this report Executive

More information

Seattle Community Power Works

Seattle Community Power Works Home Program Non-Participant Survey Seattle Community Power Works WSU Energy Program Evaluation Team WSUEEP13-010 February 25, 2013 The Demographics of Owner and Renter-Occupied Households in Seattle Differ

More information

MONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending

MONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending CHAPTER 3 Managing Your Money MONEY Of course, going to college means attending classes, writing papers, and taking exams. But making money choices also is an important part of your college life. Good

More information

Income Protection Benefit. How would you cope without an income?

Income Protection Benefit. How would you cope without an income? Income Protection Benefit How would you cope without an income? Contents 3 Ensure you re ready 4 The plan - your questions answered 5 Being there for Michael when he needed us most 6 Income protection.

More information

SMART PLANNING FOR SMART PEOPLE. guide to investing

SMART PLANNING FOR SMART PEOPLE. guide to investing SMART PLANNING FOR SMART PEOPLE guide to investing 2 GUIDE TO INVESTING 3 INTRODUCTION Contents What does investing mean? 4 Understanding your needs and requirements 6 Understanding risk 8 Spreading the

More information

Independent Consultant Survey overall results including data cuts by geography, age and gender. December 2018

Independent Consultant Survey overall results including data cuts by geography, age and gender. December 2018 Independent Consultant Survey overall results including data cuts by geography, age and gender December 2018 Survey findings - Highlights Overall results Women vs. Men Millennials: Under vs over 40 years

More information

AIA Australia is the fastest growing life insurer in Australia.

AIA Australia is the fastest growing life insurer in Australia. AIA Australia is the fastest growing life insurer in Australia. To find out why more than 2.5 million customers already trust us with their life insurance needs, and why partnering with AIA Australia will

More information

Return on values. UBS Investor Watch. Most sustainable investors expect better performance, bigger impact

Return on values. UBS Investor Watch. Most sustainable investors expect better performance, bigger impact UBS Investor Watch Global insights: What s on investors minds / 2018 Volume 2 Return on values Most sustainable investors expect better performance, bigger impact Every day, wealthy investors make spending,

More information

Unit 13: Investing and Retirement

Unit 13: Investing and Retirement Investing and Retirement There is no more reading from the textbook or quizzes. The rest of the textbook is covered in the Advanced Family Finance class. However, there are a few things that I like to

More information

The Big Switch follow up survey. Preliminary results

The Big Switch follow up survey. Preliminary results The Big Switch follow up survey Preliminary results Background This research is carried out by the Centre for Competition Policy which is an independent, academic research centre funded by the Economic

More information

STUDY ON CONSUMER ATTITUDE TOWARDS FIXED DEPOSITS AS AN INVESTMENT OPTION IN LOW RATE ENVIRONMENT

STUDY ON CONSUMER ATTITUDE TOWARDS FIXED DEPOSITS AS AN INVESTMENT OPTION IN LOW RATE ENVIRONMENT STUDY ON CONSUMER ATTITUDE TOWARDS FIXED DEPOSITS AS AN INVESTMENT OPTION IN LOW RATE ENVIRONMENT Vikrant Patil & Rohan Parikh Abstract With the improvements in the technology and exposure of different

More information

Consultation Response

Consultation Response Consultation Response FCA cash savings market study report (Jan 2015) 13 February 2015 Ref 0415 All rights reserved. Third parties may only reproduce this paper or parts of it for academic, educational

More information

TOP 10 TIPS TO PROTECT YOUR

TOP 10 TIPS TO PROTECT YOUR TOP 10 TIPS TO PROTECT YOUR Life Savings from unethical financial advisors Choosing an investment advisor to manage your retirement portfolio is a big decision one that will directly affect how comfortably

More information

Module-5: Long term Savings and Investments

Module-5: Long term Savings and Investments Personal Finance and Money Management (Basics of Savings, Loans, Insurance and Investments) Module-5: Long term Savings and Investments Learning Objectives By the end of this module, the reader should

More information

HOME ABOUT US OUR MISSION TAKE ACTION SERVICES START HERE. Solutions for Students

HOME ABOUT US OUR MISSION TAKE ACTION SERVICES START HERE. Solutions for Students My College Loan Support For Students We help graduates consolidate their debts into one monthly payment. Whether you're in good standing or in default, let us help simplify your life. 1. For Students 2.

More information

Top 5 Bookkeeping Strategies That Will Save You Thousands!!

Top 5 Bookkeeping Strategies That Will Save You Thousands!! Top 5 Bookkeeping Strategies That Will Save You Thousands!! BY HITESH MOHANLAL The Experts in Tax Minimisation Tel 1300 440 316 info@crystalclearbookkeeping.com.au www.crystalclearbookkeeping.com.au Introduction

More information

2 GUIDE TO INVESTING

2 GUIDE TO INVESTING GUIDE TO INVESTING At Intrinsic our approach to investment advice is based on clearly understanding your financial situation, your goals, and how much risk you are prepared to take with your money. 2 GUIDE

More information

WORKPLACE SAVINGS GUIDE

WORKPLACE SAVINGS GUIDE WORKPLACE SAVINGS GUIDE START HERE. We understand that pensions can be confusing and difficult to understand. That s why we ve created this guide, to explain to you how they work and why they re so important

More information

Insurance Awareness Survey

Insurance Awareness Survey Insurance Awareness Survey Research Report March 2017 Background Several past studies show that insurance awareness levels are low To remedy this AKI 2016-2020 Strategy aims to grow insurance awareness

More information

Managing Financial Risks

Managing Financial Risks Managing Financial Risks Standard 5 The student will analyze the costs and benefits of saving and investing. Lesson Objectives Discuss the role of risk when saving and investing Personal Financial Literacy

More information

AN ASSESSMENT OF GAP BETWEEN EXPECTATIONS AND EXPERIENCES OF MUTUAL FUND INVESTORS

AN ASSESSMENT OF GAP BETWEEN EXPECTATIONS AND EXPERIENCES OF MUTUAL FUND INVESTORS 10 ABSTRACT AN ASSESSMENT OF GAP BETWEEN EXPECTATIONS AND EXPERIENCES OF MUTUAL FUND INVESTORS TARAK PAUL* *Assistant Professor, Royal School of Business, Betkuchi, Guwahati, Assam, India. Mutual funds

More information

The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Hong Kong Results

The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Hong Kong Results The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Hong Kong Results 1 Copyright 2015 Financial Planning Standards Board How was the global survey conducted?

More information

inside University of Newcastle upon Tyne Retirement Benefits Plan welcome help with retirement planning pension reforms pension people plan news

inside University of Newcastle upon Tyne Retirement Benefits Plan welcome help with retirement planning pension reforms pension people plan news inside welcome help with retirement planning pension reforms pension people plan news updates and reminders PENSION MATTERS University of Newcastle upon Tyne Retirement Benefits Plan December 2015 Caroline

More information

How investors select advisors

How investors select advisors How investors select advisors Advised investor insights Methodology Investable asset levels of surveyed investors Types of firms advising surveyed investors 83% Mass affluent ($100K < $1M) 16% High-net-worth

More information

Researcher extracted the following results after applying SPSS software. Frequency Tables from table 4.1 to 4.9 are shown as follows: Valid.

Researcher extracted the following results after applying SPSS software. Frequency Tables from table 4.1 to 4.9 are shown as follows: Valid. Objective 1: To understand various promotional mix strategies undertaken by life insurance companies in Iran and India Researcher extracted the following results after applying SPSS software. Company located

More information

IN RETIREMENT CUSTOMER SEGMENTATION

IN RETIREMENT CUSTOMER SEGMENTATION For financial intermediary use only. Not approved for use with customers. IN RETIREMENT CUSTOMER SEGMENTATION In 2016, we commissioned a major survey into the attitudes and behaviours of people as they

More information

Provident Financial Workplace Pension Scheme for CEM and CAM

Provident Financial Workplace Pension Scheme for CEM and CAM Provident Financial Workplace Pension Scheme for CEM and CAM Frequently Asked Questions This document answers some of the questions you may have about the company s workplace pension scheme with NEST.

More information

A CONSUMER GUIDE TO LIFE INSURANCE INSURANCE ADMINISTRATION

A CONSUMER GUIDE TO LIFE INSURANCE INSURANCE ADMINISTRATION A CONSUMER GUIDE TO LIFE INSURANCE INSURANCE ADMINISTRATION TABLE OF CONTENTS Who We Are...1 How We Help Consumers....1 Resources for Consumers...2 Life Insurance Basics...2 The Need for Life Insurance...2

More information

Victims Guide to the Defense Base Act: Your Next Steps

Victims Guide to the Defense Base Act: Your Next Steps Introduction In many labor intensive industries, injuries on the job can be common and most often are handled with worker s compensation. However, working outside of the United States on a United States

More information

Tailor made investment approach

Tailor made investment approach WHAT DOES INVESTING MEAN? 03 GUIDE TO INVESTING - Tailor made investment approach 02 GUIDE TO INVESTING Contents WHAT DOES INVESTING MEAN? 3 UNDERSTANDING YOUR NEEDS AND REQUIREMENTS 5 UNDERSTANDING RISK

More information

Socially Responsible Investing. A Spectrem Group White Paper

Socially Responsible Investing. A Spectrem Group White Paper 1 This report provides a summary of respondents views of new investment opportunities to assist financial institutions in developing these products as well as assisting existing financial advisors in retaining

More information

MoneyMinded in the Philippines Impact Report 2013 PUBLISHED AUGUST 2014

MoneyMinded in the Philippines Impact Report 2013 PUBLISHED AUGUST 2014 in the Philippines Impact Report 2013 PUBLISHED AUGUST 2014 1 Foreword We are pleased to present the Philippines Impact Report 2013. Since 2003, ANZ's flagship adult financial education program, has reached

More information

BECOME THE KEY TO YOUR CLIENTS WEALTH PRESERVATION

BECOME THE KEY TO YOUR CLIENTS WEALTH PRESERVATION COVER STORY BECOME THE KEY TO YOUR CLIENTS WEALTH PRESERVATION HOW TO USE LPL S HELP TO LEAVE NO OPPORTUNITY BEHIND PLAN 32 LPL Magazine Winter 2016 Only 18% of affluent investors are receiving estate

More information

AY2018 Senior Survey: College of Business Administration Report Introduction

AY2018 Senior Survey: College of Business Administration Report Introduction Introduction Survey Information The Senior Survey is designed to give undergraduate students the opportunity to reflect upon their K-State experiences. This information is used to improve the college experience

More information

Understanding pensions. A guide for people living with a terminal illness and their families

Understanding pensions. A guide for people living with a terminal illness and their families Understanding pensions A guide for people living with a terminal illness and their families 2015-16 Introduction Some people find that they want to access their pension savings early when they re ill.

More information

Seniors Opinions About Medicare Prescription Drug Coverage 9 th Year Update

Seniors Opinions About Medicare Prescription Drug Coverage 9 th Year Update Seniors Opinions About Medicare Prescription Drug Coverage 9 th Year Update July 2014 Table of Contents Method 3 Executive Summary 7 Detailed Findings 10 Satisfaction with Medicare 11 Satisfaction with

More information

HOW YOUNG NEW ZEALANDERS PERCEIVE POLITICAL & FINANCIAL WELLBEING: A LONGITUDINAL STUDY ELECTION YEAR UPDATE

HOW YOUNG NEW ZEALANDERS PERCEIVE POLITICAL & FINANCIAL WELLBEING: A LONGITUDINAL STUDY ELECTION YEAR UPDATE HOW YOUNG NEW ZEALANDERS PERCEIVE POLITICAL & FINANCIAL WELLBEING: A LONGITUDINAL STUDY ELECTION YEAR UPDATE FIN ED.MASSEY.AC.NZ ABOUT THE FIN-ED CENTRE Westpac New Zealand and Massey University founded

More information

The 'Dynamic Balance Sheet'

The 'Dynamic Balance Sheet' Enterprise Development Training Course DAY TWO - SESSION SEVEN The 'Dynamic Balance Sheet' Objective: Time: to enable participants to apply, expand and test what they have learned so far about simple accounts,

More information

Starting a New Career

Starting a New Career SECURITY FINANCIAL MANAGEMENT Offices Located in Orlando & Viera, Florida 407-740-6553 321-383-8815 SFM@SFMadvisorgroup.com www.sfmadvisorgroup.com Starting a New Career Page 1 of 5, see disclaimer on

More information

Job Seeker Salary Report

Job Seeker Salary Report Job Seeker Salary Report - 2018 - Introduction To capture the current recruitment trends, jobsdb has compiled a salary report based on the most updated information of job seeker members. The report aims

More information

Your Guide to Life Insurance for Families

Your Guide to Life Insurance for Families Your Guide to Life Insurance for Families (800) 827-9990 HealthMarkets.com Your Guide to Life Insurance for Families Contents Does My Family Need Life Insurance? 4 Types of Life Insurance for Families

More information

A STUDY ON PERCEPTION OF INVESTOR S IN AN ASSET MANAGEMENT ORGANISATION

A STUDY ON PERCEPTION OF INVESTOR S IN AN ASSET MANAGEMENT ORGANISATION A STUDY ON PERCEPTION OF INVESTOR S IN AN ASSET MANAGEMENT ORGANISATION KRITHIKA.BALAJI 1, Mr.P.WILLAM ROBERT 2, Dr.CH.BALA NAGESWARAROA 3 1. MBA Student, Saveetha School Of Management, India 2. Asst.Professor,

More information

When You Can t. Manage. Your Affairs... Who Will?

When You Can t. Manage. Your Affairs... Who Will? Manage When You Can t Your Affairs... Who Will? Public Legal Education and Information Service of New Brunswick (PLEIS-NB) is a non-profit charitable organization. Its goal is to provide the public with

More information

Community Services Fund of Nebraska

Community Services Fund of Nebraska To Require an Audit or Not Require an Audit? That is the question! Data Collected by Community Services Fund of Nebraska Spring/Summer 2011 Purpose and collection of the data Community Services Fund of

More information

Activity: Blockbusters

Activity: Blockbusters 2. Classroom Activities Activity: Blockbusters 67 Activity: Blockbusters Academic level: This activity is suitable for all levels. Time needed: 30-45 minutes Aim: The aim of this exercise is to find out

More information

SAVINGS & INVESTMENT MONITOR

SAVINGS & INVESTMENT MONITOR OLD MUTUAL SAVINGS & INVESTMENT EDITION 2 2016 2 Objectives To determine the kind of savings and investment vehicles being used by metro working Namibians; To understand their levels of property ownership

More information

CHAPTER 6 CONCLUSION AND SUGGESTIONS

CHAPTER 6 CONCLUSION AND SUGGESTIONS CHAPTER 6 CONCLUSION AND SUGGESTIONS 6.1 CONCLUSION A Structured Questionnaire was given to 300 respondents of Surat, Ahmedabad, and Vadodara cities to know their perceptions regarding Mutual Fund Investment.

More information

2009 National Consumer Survey on Personal Finance

2009 National Consumer Survey on Personal Finance 2009 National Consumer Survey on Personal Finance 2009 Mission Statement The mission of Certified Financial Planner Board of Standards, Inc. is to benefit the public by granting the CFP certification and

More information

MILLENNIALS AND BRANDS. Prepared by: QNA May, 2016

MILLENNIALS AND BRANDS. Prepared by: QNA May, 2016 MILLENNIALS AND BRANDS Prepared by: QNA May, 2016 CONTENTS Background and Objectives Methodology Respondent Profile Generational Characteristics Brand Values Self-Expression Through Brand Choices Brand

More information

Why Tax Opinions Are Valuable

Why Tax Opinions Are Valuable Page 1 of 10 / Taxes Why Tax Opinions Are Valuable JAN 18, 2011 @ 09:12 AM 12,092 VIEWS Robert W. Wood CONTRIBUTOR I focus on taxes and litigation. FOLLOW ON FORBES (1078) Opinions expressed by Forbes

More information

I can skip the starter home Truth = skipping the starter home can seriously impact your finances over a long period of time.

I can skip the starter home Truth = skipping the starter home can seriously impact your finances over a long period of time. Money and Life (the inseparable pair) Money is intertwined with life and how we manage it changes through the course of Life. This defines the financial seasons that occur through Life. We defined this

More information

Fidelity Podcast: Eric Dowley, Health Savings Accounts

Fidelity Podcast: Eric Dowley, Health Savings Accounts Fidelity Podcast: Eric Dowley, Health Savings Accounts MIKE SHAMRELL: Welcome, everyone. Thanks for joining. This is the Fidelity Podcast Series. I m your host, Mike Shamrell. Today we are joined by Eric

More information

Managing Your Money NET WORTH CASH FLOW CREATING A BUDGET

Managing Your Money NET WORTH CASH FLOW CREATING A BUDGET MONEY What You Should Know About... Managing Your Money NET WORTH CASH FLOW CREATING A BUDGET YourMoneyCounts You probably realize that managing your money is a good idea, but you might also figure if

More information

Wilhelm Molterer Federal Minister of Finance

Wilhelm Molterer Federal Minister of Finance Federal Minister of Finance Kamingespräch Evening Discussion Ladies and Gentlemen, it is a pleasure to be here. Thank you, Mr. Governor, for this introduction. In order to simulate the fireside chat, I

More information

APPENDIX A INVESTORS ATTITUDE TOWARDS STOCK MARKET: A STUDY WITH REFERENCE TO MADURAI CITY QUESTIONNAIRE. a) Male b) Female

APPENDIX A INVESTORS ATTITUDE TOWARDS STOCK MARKET: A STUDY WITH REFERENCE TO MADURAI CITY QUESTIONNAIRE. a) Male b) Female APPENDIX A INVESTORS ATTITUDE TOWARDS STOCK MARKET: A STUDY WITH REFERENCE TO MADURAI CITY I. Personal Profile QUESTIONNAIRE 1. Name : 2. Gender a) Male b) Female 3. Age a) Below 2 years b) 26 3 years

More information

The American College Defined Contribution Rollover Survey

The American College Defined Contribution Rollover Survey The American College Defined Contribution Rollover Survey January 2016 Table of Contents Methodology 3 Key Findings 5 The Rollover Decision 14 Retirement Financial Planning 33 Investment Management 52

More information

The Listening Project 3 Partnerships and Community Service

The Listening Project 3 Partnerships and Community Service 4300 Brookpark Road Cleveland, OH 44134-1191 Phone 216-398-2800 Fax 216-749-2560 www.wviz.org The Listening Project 3 Partnerships and Community Service Introduction For the past three years an annual

More information

KEY GUIDE. The key stages of financial planning

KEY GUIDE. The key stages of financial planning KEY GUIDE The key stages of financial planning What can financial planning do for you? Financial planning has witnessed significant change, so it is not surprising that most people are unclear about what

More information

High Net Worth Men Vs. Women. A Spectrem Group White Paper

High Net Worth Men Vs. Women. A Spectrem Group White Paper High Net Worth Vs. 1 High Net Worth Vs. In examining the mindsets of HNW* investors, women self-report a more cautious, conservative and less confident attitude toward investing and maintaining their current

More information

Help your clients prepare for their retirement.

Help your clients prepare for their retirement. Help your clients prepare for their retirement. Start the conversation now with this guide This is just for UK advisers it s not for use with clients. People look forward to their retirement years, picturing

More information

How to Prepare a Last Will and Testament

How to Prepare a Last Will and Testament How to Prepare a Last Will and Testament The Simplest Way The simplest way to ensure that your funds, property and personal effects will be distributed after your death according to your wishes is to prepare

More information

Enjoy Your Retirement Our 5 step guide

Enjoy Your Retirement Our 5 step guide Enjoy Your Retirement Our 5 step guide www.chadwickfinancial.uk.com About Us With offices in Dartmouth since 1983, we deal with all the things you would expect - pensions, investments, life assurance,

More information

Coaching within the Forex industry. By Michael Staudacher

Coaching within the Forex industry. By Michael Staudacher By Michael Staudacher Changes in the Forex industry: Within the last 10 years the image and the picture of the forex market changed dramatically. Based on factors like: the development of the internet,

More information

10 Sure Fire Ways to Trade Penny Stocks

10 Sure Fire Ways to Trade Penny Stocks 10 Sure Fire Ways to Trade Penny Stocks Even with these clear dangers, some people insist on trading the pennies. So, if you find yourself on the receiving end of a telephone call from a penny-stock promoter,

More information

The purpose of this communication is solicitation of insurance; an insurance agent or producer may contact you. S TX (9/10)

The purpose of this communication is solicitation of insurance; an insurance agent or producer may contact you. S TX (9/10) The purpose of this communication is solicitation of insurance; an insurance agent or producer may contact you. S2-374-410-TX (9/10) W H Y M E D A M E R I C A About MedAmerica Vision When MedAmerica Insurance

More information

Globalization is real and is just as real for

Globalization is real and is just as real for Closing Panel: Improving Rural Capital Markets Gary Warren Globalization is real and is just as real for the banking industry, if not more so, than most industries. Information technology advancements

More information

Property crowdfunding

Property crowdfunding Property crowdfunding AUSTRALIAN INVESTOR PERSPECTIVES 2016/17 Braam Lowies Christa Viljoen Stanley McGreal 5 July 2017 DOI: 10.4226/78/595c6dd890f25 Property Crowdfunding: Australian Investor Perspectives

More information

Draft Enfield Transport Policy Adult Social Care

Draft Enfield Transport Policy Adult Social Care Draft Enfield Transport Policy Adult Social Care Easy Read www.enfield.gov.uk 2 What s in this document: Why we need a policy Page 4 Policy Summary Page 6 Questionnaire Page 9 3 Why we need a policy The

More information

HuffPost: Tuesday news August 21-22, US Adults

HuffPost: Tuesday news August 21-22, US Adults 1. Feel about the news Which better describes how you feel about news and current events? News and current events matter a lot in my daily life 50% 61% 53% 48% 44% 36% 54% 67% 55% 41% 32% 48% News and

More information

Client Presentations

Client Presentations Best Practices Series Client Presentations Overcoming Objections and Closing the Sale A Transamerica Company The key to successfully helping a family depends on the strength of your needs-based presentation

More information

Commissioned by: A National Survey

Commissioned by: A National Survey Commissioned by: Conducted by: Precision Research Services A National Survey Random (non biased) sample N = 1500 respondents The make up of sample closely resembles the population Multi-stage, stratified

More information

The Easy Picture Guide to Insurance for People Living Independently. Your Money Your Insurance

The Easy Picture Guide to Insurance for People Living Independently. Your Money Your Insurance for People Living Independently Your Money Your Insurance 2 This guide is all about insurance. Insurance is something you buy to make sure if something goes wrong, you will get money to put things right.

More information

INSURANCE PLANNING. protect. your family. Protecting what s Important

INSURANCE PLANNING. protect. your family. Protecting what s Important INSURANCE PLANNING protect your family Protecting what s Important protecting what s important When something is important to you, you pledge to protect and secure it to make certain it is sustained when

More information

Appendix B: Messages. The (5,7)-game

Appendix B: Messages. The (5,7)-game Appendix B: Messages The (5,7)-game In the tables below: R = Roll, D = Don't. We classify messages as HR = Promise High & Roll, IHR = Implicit promise High & Roll, LD = Promise Low, then Don t, ILD = Implicit

More information

If you are over age 50, you get another $5,500 in catch-up contributions. Are you taking advantage of that additional amount?

If you are over age 50, you get another $5,500 in catch-up contributions. Are you taking advantage of that additional amount? Let s start this off with the obvious. I am not a certified financial planner. I am not a certified investment counselor. Anything I know about investing, I ve learned by making mistakes, not by taking

More information

Chapter 18: The Correlational Procedures

Chapter 18: The Correlational Procedures Introduction: In this chapter we are going to tackle about two kinds of relationship, positive relationship and negative relationship. Positive Relationship Let's say we have two values, votes and campaign

More information

Let Diversification Do Its Job

Let Diversification Do Its Job Let Diversification Do Its Job By CARL RICHARDS Sunday, January 13, 2013 The New York Times Investors typically set up a diversified investment portfolio to reduce their risk. Just hold a good mix of different

More information

Insurance Inside Super. A detailed report into members awareness, attitudes and engagement with Insurance Inside Super.

Insurance Inside Super. A detailed report into members awareness, attitudes and engagement with Insurance Inside Super. Insurance Inside Super A detailed report into members awareness, attitudes and engagement with Insurance Inside Super. Insurance Inside Super Research Report A word from our CEO I am very pleased to present

More information

2015 Performance Report

2015 Performance Report 2015 Performance Report Signals Site -> http://www.forexinvestinglive.com

More information

Altarum Institute Survey of Consumer Health Care Opinions Fall 2014

Altarum Institute Survey of Consumer Health Care Opinions Fall 2014 Altarum Institute Survey of Consumer Health Care Opinions Fall 2014 Wendy Lynch, PhD Kristen Perosino, MPH Michael Slover, MS Table of Contents Executive Summary... 1 I. Introduction... 3 II. Decisions...

More information

Secondary Insurance Information: Name of Insured: Relationship to Insured: Self Spouse Child Other

Secondary Insurance Information: Name of Insured: Relationship to Insured: Self Spouse Child Other PATIENT REGISTRATION First Name: Last Name: Middle: Preferred Name: Patient is: Responsible Party Policy Holder Responsible Party: ( if someone other than the patient ) First Name: Last Name: Middle Initial:

More information

Seniors Opinions About Medicare Rx

Seniors Opinions About Medicare Rx **EMBARGOED UNTIL OCT. 3 AT 10AM EDT** Seniors Opinions About Medicare Rx October 2012 www.krcresearch.com Table of Contents Method 3 Executive Summary 7 Detailed Findings 9 Satisfaction 10 How Medicare

More information

2014 Insurance Barometer Study

2014 Insurance Barometer Study Full Report 2014 Insurance Barometer Study Ashley Durham Senior Research Analyst, Insurance Research (860) 285-7761 adurham@limra.com 2014 Insurance Barometer Study Ashley Durham Senior Research Analyst

More information

HuffPost: Nunes memo February 2-4, US Adults

HuffPost: Nunes memo February 2-4, US Adults 1. Trust FBI How much do you trust the Federal Bureau of Investigation, or FBI? A great deal 17% 18% 16% 10% 14% 20% 23% 17% 16% 18% 25% A fair amount 29% 26% 32% 23% 29% 29% 36% 32% 24% 24% 20% Not very

More information

2015 Performance Report Forex End Of Day Signals Set & Forget Forex Signals

2015 Performance Report Forex End Of Day Signals Set & Forget Forex Signals 2015 Performance Report Forex End Of Day Signals Set & Forget Forex Signals Main Site -> http://www.forexinvestinglive.com

More information