Lockbox Agreement. Multistate Completion Guide. July 2009
|
|
- Gervais Carpenter
- 6 years ago
- Views:
Transcription
1 Lockbox Agreement Multistate Completion Guide July 2009
2 Table of Contents INTRODUCTION... 1 Warranties and Limitations... 2 Warranties and Limitations for this Guide... 2 Warranties and Limitations for the Form(s) That Are the Subject of this Guide... 3 Other Important Terms for the Use of this Guide... 3 Lockbox Agreement (Lockbox-Agre)... 7 Form PM-LOCKBOX 7/2009 ii
3 INTRODUCTION USE OF THIS GUIDE. Use of this guide will constitute an express acceptance of all the terms set forth in the "Introduction," "Warranties and Limitations" and "Other Important Terms for the Use of this Guide" sections of this guide. Forms and Purpose. This guide is intended to assist credit unions that have purchased the following copyrighted Wolters Kluwer Financial Services form: Lockbox Agreement [Lockbox-Agre] Usage. The form listed above should only be used for the purpose for which it is intended. Format. In this guide, we attempt to answer the most common questions and problems you might confront in completing this form. This guide is not intended to address state specific laws. The entire form is reproduced at the beginning of this guide. Each separate item of the form which receives separate discussion in the guide is numbered. The explanatory text begins with a simple statement of what should ordinarily be filled in on the line being discussed. In some cases, this simple explanation is followed by a more detailed explanation and cross-references to other portions of the form which need to be considered with the item under discussion. Form Specific. This guide is written solely for use with the above referenced form. The existence of varying state laws means that some of the terms discussed may not be applicable in your state. Additionally, there may be provisions in the form developed for your state which are not discussed in this guide. Feel free to call us at our toll-free number ( ) if you need information about specific sections. This guide is not intended to be used with any other forms. Private Attorneys. In developing this guide, the form to which it pertains, and all of our other technical forms, we have interpreted many statutes, cases and regulations. We strongly encourage you to seek the advice of your own attorney concerning the utility of this guide, the legal sufficiency of the form to which it pertains, and all of our other technical forms. Any legal references in this guide are merely to assist you and your counsel in your review of our form and this guide. If you or your counsel's interpretations are contrary to ours, you should, of course, follow your own interpretations in using and completing the form. Comments. We encourage you to comment on and criticize this guide, the form to which it pertains, and all of our other forms. We make every effort to keep up with statutes, case law and financial institution practices, but the industry is constantly evolving and our effort is often assisted by our customers. We especially appreciate copies of any statutes or cases which you might feel are pertinent. Please submit your comments in writing either to your Sales Representative or to: Compliance Services Wolters Kluwer Financial Services 6815 Saukview Drive P.O. Box 1457 St. Cloud, MN Form PM-LOCKBOX 7/2009 1
4 Warranties and Limitations Warranties and Limitations for this Guide WARRANTY DISCLAIMER. THIS GUIDE (INCLUDING ANY UPDATES TO IT), IS PROVIDED TO YOU AS IS AND WITH ALL FAULTS. WOLTERS KLUWER FINANCIAL SERVICES (WKFS) DOES NOT EXPRESSLY OR IMPLIEDLY WARRANT THE UTILITY OF THIS GUIDE OR THE INFORMATION THAT IT CONTAINS. THE USER OF THIS GUIDE MUST MAKE HIS/HER OWN INDEPENDENT JUDGMENT ON THESE ITEMS. WKFS MAKES NO WARRANTY, EXPRESS, IMPLIED, BY DESCRIPTION, BY SAMPLE OR OTHERWISE, AND IN PARTICULAR WITHOUT LIMITATION, MAKES NO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS OF PURPOSE REGARDING THIS GUIDE. WKFS employees, sales representatives, and other WKFS agents and representatives do not have authority to create any warranty obligations regarding this guide or to modify the above Warranty Disclaimer. Any such created warranty obligations or modifications will not be effective unless they are in writing and signed by the President or the Chief Financial Officer of WKFS. LIMITATION OF LIABILITY AND REMEDIES. WKFS's liability, whether in contract, warranty, in tort, or otherwise arising in any way in connection with the sale or licensing of this guide (including any updates to it) SHALL NOT INCLUDE LIABILITY FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS, LOSS OR EXPENSE. WKFS's liability for any damages based on the providing, selling, licensing or using of this guide (including any updates to it), regardless of the form of action, shall not be more than the amount you paid for it or ten dollars, whichever is less. TIME LIMIT. No action, regardless of form, arising out of the providing, selling, licensing or using of this guide, may be brought by either party more than one (1) year after the cause of action has occurred, except that this limitation will not apply to an action for non-payment brought by WKFS. NO SUBSTITUTE FOR LEGAL COUNSEL. Before using this guide, you are advised to have your attorney review it to determine its legal sufficiency for your purposes. You acknowledge that WKFS is not authorized to practice law, nor may any of WKFS's officers, employees or agents provide legal counsel or accounting advice to you or your institution. Thus, any questions requiring legal or accounting advice must be directed to your institution's attorney or accounting professional for whom WKFS has no obligation or liability. The following notice is required by law: WOLTERS KLUWER FINANCIAL SERVICES PRODUCTS AND SERVICES ARE NOT A SUBSTITUTE FOR THE ADVICE OF AN ATTORNEY Form PM-LOCKBOX 7/2009 2
5 Warranties and Limitations for the Form(s) That Are the Subject of this Guide The form(s) that are the subject of this guide are covered by an express warranty as follows: Preprinted Form(s). If you received the form(s) in preprinted format, they are covered by the Compliance Warranty for Lending, Deposit, and Retirement Plan Documents, as it may be updated or amended from time to time. The current Compliance Warranty is located on WKFS's internet website: Refer to the website for terms of the warranty. WKFS Software. If you produce the form(s) using WKFS document generating software, they are covered by the express warranty contained in your WKFS software license agreement. Refer to your license agreement for terms of the warranty. Electronic Format. If you received the form(s) in an electronic format ("EForms" or other electronic images) through a license with WKFS or with a third party provider, they are covered by the express warranty contained in your license agreement with WKFS or the third party provider. Refer to your license agreement for terms of the warranty. Other Important Terms for the Use of this Guide APPLICABLE LAW. The terms under which this guide is provided, sold, licensed or used will be governed by the laws of the State of Minnesota without regard to its conflict of laws provisions or those of any other state. Any action relating in any way to this guide will be exclusively venued in a court of competent jurisdiction in the State of Minnesota. COPYRIGHT. No part of this guide or any of WKFS's copyrighted forms may be reproduced by any person, by any means, or for any reason, without WKFS's express written permission. WKFS vigorously enforces its copyright interests and you should be aware that there are criminal penalties as well as civil penalties for violation of copyright law. For additional information about reproducing, licensing, or purchasing this guide, please contact us at: Wolters Kluwer Financial Services North American Law Department 6815 Saukview Drive P.O. Box 1457 St. Cloud, Minnesota Telephone: Form PM-LOCKBOX 7/2009 3
6 This guide is to assist you in using our Lockbox Agreement (Lockbox-Agre). The back page of this guide is a copy of Form Lockbox-Agre with numbers or letters (e.g.1, A) used to designate paragraphs or blank lines. The numbers or letters heading the following paragraphs correspond to the section of the form on the back page to which the paragraph refers. 1 Type in the effective date of the Lockbox Agreement. 2 Type in your customer s (owner of the Lockbox Account and for whom you will be performing services relative to the Lockbox Agreement) name and address. Your customer will be referred to as Account Owner in this guide. 3 Type in your name and address here. (We can imprint this for you.) 4 Type in the account number that you designate for the Account Owner s lockbox account. 5 Type in the address(es) of the post office box(es) that the Account Owner will have the Account Owner s clientele mail payments to. Make sure to include the post office box number(s). Designate which mailings or types of payments will be sent to the post office box(es) and which post office box(es) should receive that mailing or type of payment. 6 Type in the schedule you will use to pick up the contents of the post office box(es) designated above. 7 Type in reasonable variations of the Account Owner s payee designation. This is the name that you would expect to find on the checks sent to the post office box(es) for the Account Owner. Get a list of possible variations of the Account Owner s payee designation from the Account Owner. Note that you can stamp in Account Owner s payee designation if that area of the check is left blank and you can determine from the accompanying papers that the Account Owner is the correct payee. Complies with U.C.C , Determine how often you will send Account Owner a lockbox report and check the corresponding box. 9 Determine what the lockbox report will include and check the appropriate box(es) and/or write in what the report will include. 10 Determine what fees you will charge the Account Owner. If you are using a fee schedule check the box next to see attached fee schedule and attach that schedule (e.g., see attached fee schedule). If you are charging per item processed check the box in front of per item processed and fill in how much per item you will charge in the blank provided. If you are charging a monthly fee then check the box in front of minimum monthly fee and fill in the amount of that fee in the space provided. 11 Determine any additional or miscellaneous fees or expenses that you will charge the Account Owner and type them into the space provided or type them on a separate schedule, attach that schedule and type see attached schedule in the space provided. 12 With this paragraph you may inspect the records held by the Account Owner relating to the Account Owner s debtors who are to make payments to the Lockbox. Form PM-LOCKBOX 7/2009 4
7 13 Determine if you want to be notified of any disputed amount owed the Account Owner from a debtor who was to make payments to the Lockbox and the threshold amount at which you want to be notified and type that amount into the blank provided. 14 Make and retain records of the lockbox contents that are collected by you. Provide the Account Owner with access to records made of the lockbox contents that you collect. 15 Type in the name of the Account Owner. 16 Have the Account Owner date and sign on the line. If there are additional Account Owners use the additional lines. 17 Type the name of your institution. (We can imprint this for you.) 18 You will need to date and sign on the line provided. A B This paragraph establishes the basic Lockbox Agreement and some of the rights and requirements of that Agreement. This paragraph outlines how lockbox deposits will be handled. Make sure to remind the Account Owner to have its clientele include their invoice with their payment. 1 Complies with U.C.C Complies with U.C.C Complies with U.C.C Complies with U.C.C and Complies with U.C.C , 3-204, 3-205, 3-401, 3-402, 3-403, The U.C.C. will allow you to deposit the check if you can determine from the check the amount it was written for, if you can t make that determination the check cannot be deposited. Note U.C.C states: If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. 7 The revised U.C.C allows for deposit of a check despite accord and satisfaction if the Account Owner has made it clear to its clientele that any disputes regarding payment in full be addressed to an address other than the post office box that is part of the Lockbox Agreement. Otherwise, the check with accord and satisfaction language on it should not be deposited. U.C.C was revised to facilitate the use of lockboxes and to protect from inadvertent accord and satisfaction. 8 Limits your liability for discrepancies that will result from cash payments. 9 Gives you the option to redeposit or return checks that have been returned unpaid. Form PM-LOCKBOX 7/2009 5
8 C D E F G H I J K L M Miscellaneous and rejected items will be returned to the Account Owner by the Financial Institution. If monies are received outside of the post office box that are subject to the Lockbox Agreement then they are to be forwarded to you no later than the first business day following receipt. This paragraph points out that the Lockbox Agreement will not make the deposit agreement between you and the Account Owner void. This paragraph limits your liability and obligates the Account Owner to obtain replacement payments if payments are lost, damaged or stolen. This paragraph warns the Account Owner to pay attention to any tax liability that could be incurred and to take responsibility for any tax obligations. This paragraph identifies law applicable to this Agreement to include the U.C.C. and the law of your State. Complies with U.C.C This paragraph acknowledges standard conventions. This paragraph allows you to object to any transfer of the Lockbox Agreement. This paragraph limits the effect of the Lockbox Agreement on any prior security agreement and provides standard language from the U.C.C. regarding contracts. In addition, the paragraph only allows amendments to the Agreement if made in writing. You must give the Account Owner at least 30 days notice before changing the terms of the Lockbox Agreement. The Account Owner can t change terms of the Lockbox Agreement without your consent. This paragraph outlines the procedures to be taken if the Lockbox Agreement is terminated. Form PM-LOCKBOX 7/2009 6
9 Lockbox Agreement (Lockbox-Agre) Form PM-LOCKBOX 7/2009 7
10 Form PM-LOCKBOX 7/2009 8
11 Form PM-LOCKBOX 7/ Wolters Kluwer Financial Services Form PM-LOCKBOX 7/2009
Positive Pay Agreement. Multistate Completion Guide for the POS-PAY-AGR Form Series
Positive Pay Agreement Multistate Completion Guide for the POS-PAY-AGR Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations for this Guide... 3 Warranties
More informationCredit Union Certificate of Deposit Account Agreement. Multistate Completion Guide for the CDAACU Form Series
Credit Union Certificate of Deposit Account Agreement Multistate Completion Guide for the CDAACU Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations
More informationConsumer Account Agreement. Multistate Completion Guide for the AA-C Form Series
Consumer Account Agreement Multistate Completion Guide for the AA-C Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations for this Guide... 3 Warranties
More informationCombination Term Share Certificate of Deposit/ Truth-in-Savings Paying Interest. Multistate Completion Guide
Combination Term Share Certificate of Deposit/ Truth-in-Savings Paying Interest Multistate Completion Guide July 2009 Table of Contents INTRODUCTION... 1 Warranties and Limitations... 2 Warranties and
More informationCredit Union Home Loan Note
Credit Union Home Loan Note Multistate Completion Guide April 2009 Table of Contents INTRODUCTION... 1 Warranties and Limitations... 2 Warranties and Limitations for this Guide... 2 Warranties and Limitations
More informationCredit Union Business Account Agreement. Multistate Completion Guide for the BMAC Form Series
Credit Union Business Account Agreement Multistate Completion Guide for the BMAC Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations for this Guide...
More informationMulti-Purpose/Multi-Party Consumer Account Agreement. Multistate Completion Guide for the MPMP-C Form Series
Multi-Purpose/Multi-Party Consumer Account Agreement Multistate Completion Guide for the MPMP-C Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations
More informationMulti-Purpose/Multi-Party Account Agreement. Multistate Completion Guide for the MPMP Form Series
Multi-Purpose/Multi-Party Account Agreement Multistate Completion Guide for the MPMP Form Series Table of Contents INTRODUCTION... 1 Warranties and Limitations... 3 Warranties and Limitations for this
More informationCredit Union Consumer Loan Variable/Simple Interest Note. Multistate Completion Guide
Credit Union Consumer Loan Variable/Simple Interest Note Multistate Completion Guide Table of Contents INTRODUCTION... 1 GLOSSARY... 2 Warranties and Limitations... 4 Warranties and Limitations for this
More informationPRECOMPUTED CONSUMER NOTES. Multistate Completion Guide
PRECOMPUTED CONSUMER NOTES Multistate Completion Guide Table of Contents INTRODUCTION... 1 GLOSSARY... 3 Warranties and Limitations... 5 Warranties and Limitations for this Guide... 5 Warranties and Limitations
More informationMultistate Manual Simple Interest Retail Installment Contracts for Manufactured Homes
Multistate Manual Simple Interest Retail Installment Contracts for Manufactured Homes INTRODUCTION USE OF THIS MANUAL: Use of this manual will constitute an express acceptance of all the terms set forth
More informationLANDMARK NATIONAL BANK MOBILE BANKING SERVICE AGREEMENT (Addendum to your Landmark National Bank Online Access Agreement)
LANDMARK NATIONAL BANK MOBILE BANKING SERVICE AGREEMENT (Addendum to your Landmark National Bank Online Access Agreement) This Mobile Banking Service Agreement (as amended from time to time, this Agreement
More information"Payment Account" is the checking account from which bill payments will be debited.
TERMS AND CONDITIONS OF BILL PAYER SERVICE SERVICE DEFINITIONS "Service" means the Bill Payment Service offered by Wings Financial Credit Union ( we, our, us ), through CheckFree Services Corporation.
More informationRESIDENTIAL TERMS & CONDITIONS ( Agreement )
RESIDENTIAL TERMS & CONDITIONS ( Agreement ) TERM GENERATION SERVICE CHARGES CANCELLATION FEE CONTRACT RENEWAL OTHER 12 N/A monthly billing cycles ("Term"). 5.10 cents per kwh for Generation Service. Price
More informationOur Community Credit Union Remote Deposit Capture User Agreement
Our Community Credit Union Remote Deposit Capture User Agreement This Remote Deposit Capture User Agreement ( agreement ) contains the terms and conditions for the use of the Our Community Credit Union
More informationU.S. Eagle Federal Credit Union Mobile Banking Agreement
U.S. Eagle Federal Credit Union Mobile Banking Agreement Please read these Agreements carefully before accessing or using this service. By accessing or using the service, you agree to be bound by the terms
More informationTERMS AND CONDITIONS OF SALE (REV. 11/16)
TERMS AND CONDITIONS OF SALE (REV. 11/16) 1. Definitions. The term Arconic means Aerospace & Automotive Products, a business unit of Arconic Inc. The term Buyer means the individual, corporation or other
More informationTERMS AND CONDITIONS
TERMS AND CONDITIONS 1. Agreement; Modification of Terms. These terms and conditions (the Terms ) apply to all orders for, and all sales and rentals of, all equipment ( Equipment ) described in the quotation,
More informationThe following STANDARD TERMS AND CONDITIONS shall apply to all sales of Products by Bailey.
The following STANDARD TERMS AND CONDITIONS shall apply to all sales of Products by Bailey. 1. DEFINITIONS. (a) "Bailey" includes Bailey International LLC, Bailey Manufacturing, LP, Maxim Hydraulics Private
More informationMobile Check Deposit Additional Terms and Conditions
Mobile Check Deposit Additional Terms and Conditions This Mobile Check Deposit Services Agreement ("Agreement") sets forth the terms and conditions for use of VyStar Credit Union's Mobile Banking Application
More informationCENTURYLINK ELECTRONIC AND ONLINE PAYMENT TERMS AND CONDITIONS
CENTURYLINK ELECTRONIC AND ONLINE PAYMENT TERMS AND CONDITIONS Effective June 1, 2014 The following terms and conditions apply to electronic and online delivery and presentation of your invoices by CenturyLink
More informationFARM CREDIT EMPLOYEES FEDERAL CREDIT UNION Remote/mobile deposit capture
FARM CREDIT EMPLOYEES FEDERAL CREDIT UNION Remote/mobile deposit capture Effective May 9, 2017 As used in this Disclosure and Agreement the words "we," "our," and "us" mean Farm Credit Employees Federal
More informationDOWNEY FEDERAL CREDIT UNION MOBILE CHECK DEPOSIT/REMOTE DEPOSIT CAPTURE AGREEMENT
DOWNEY FEDERAL CREDIT UNION MOBILE CHECK DEPOSIT/REMOTE DEPOSIT CAPTURE AGREEMENT This Mobile Remote Deposit Capture Agreement ( Agreement ) contains the terms and conditions for the mobile remote deposit
More informationCONSUMER MOBILE CHECK DEPOSIT AGREEMENT
CONSUMER MOBILE CHECK DEPOSIT AGREEMENT Mobile Check Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the
More information1ST NORTHERN CALIFORNIA CREDIT UNION MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT
1ST NORTHERN CALIFORNIA CREDIT UNION MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT This Mobile Remote Deposit Capture Agreement ( Agreement ) contains the terms and conditions for the mobile remote deposit capture
More informationTyco Electronics Singapore Pte. Ltd. ( the Company ) Standard Terms and Conditions of Sale
Tyco Electronics Singapore Pte. Ltd. ( the Company ) Standard Terms and Conditions of Sale Definition Where the context permits: Contract means the contract for the sale and purchase of the Goods as provided
More informationMECHANICS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MECHANICS BANK MOBILE REMOTE DEPOSIT SERVICES AGREEMENT This Agreement supplements and supersedes where inconsistent your existing Account Agreement and our Schedule of Fees and Charges. Mobile Deposit
More informationAdilyfe Pty Ltd 1046A Dandenong Road Carnegie VIC 3163 Australia TERMS AND CONDITIONS OF SALE
Adilyfe Pty Ltd TERMS AND CONDITIONS OF SALE ACCEPTANCE These Terms and Conditions of Sale (this Contract ) shall govern all orders for the purchase of products from ADILYFE Pty Ltd. or its affiliates
More informationAir Academy Federal Credit Union. Remote Deposit Capture Services Terms and Conditions
Air Academy Federal Credit Union Remote Deposit Capture Services Terms and Conditions The following provisions constitute an addendum to the Agreements and Disclosures of Air Academy Federal Credit Union
More informationMobile Deposit (Remote Deposit Capture) Services Agreement and Disclosure
Mobile Deposit (Remote Deposit Capture) Services Agreement and Disclosure P.O. Box 2231 Aston, PA 19014-0231 877-5-SUNEAST www.suneast.org This Agreement and Disclosure contains the terms and conditions
More informationFNB NEW MEXICO POCKET DEPOSIT-MOBILE DEPOSIT SERVICE AGREEMENT
FNB NEW MEXICO POCKET DEPOSIT-MOBILE DEPOSIT SERVICE AGREEMENT This Pocket Deposit-Mobile Deposit Service Agreement ("Agreement") provides the general terms and conditions that apply to Customer's (referred
More informatione-deposit Agreement and Disclosure
e-deposit Agreement and Disclosure e-deposit is available as an additional service of First Florida Credit Union. This e-deposit Agreement and Disclosure governs your use of the e-deposit service (the
More informationTERMS AND CONDITIONS OF THE BILL PAYMENT SERVICE
TERMS AND CONDITIONS OF THE BILL PAYMENT SERVICE Revised Date: November 2016 These Terms and Conditions of the Bill Payment Service are in addition to the CentralNET Consumer and Small Business Terms and
More informationDESERT COMMUNITY COLLEGE DISTRICT General Terms and Conditions
DESERT COMMUNITY COLLEGE DISTRICT www.collegeofthedesert.edu General Terms and Conditions 1. PURCHASE ORDER DEFINED: The term purchase order as used in these terms conditions means the document entitled
More informationRemote Deposit Anywhere Service Agreement
Remote Deposit Anywhere Service Agreement This Mobile Check Deposit User Agreement contains the terms and conditions for the use of Winona National Bank Remote Deposit Anywhere services that Winona National
More informationWeb-1 Hosting Service Agreement
Web-1 Hosting Service Agreement This Web Hosting Agreement (this Agreement ) is between WEB-1 HOSTING, LP, a Limit Partnership formed under the laws of the State of Texas with its principal office at P.O.
More informationDIRECT CONNECT SERVICE AGREEMENT with optional bill payment service (ver. November 2017)
DIRECT CONNECT SERVICE AGREEMENT with optional bill payment service (ver. November 2017) This Direct Connect Service Agreement ( Agreement ) governs the Direct Connect Service (the Service ) provided by
More informationInternet Services and Central Link Broadband Agreement
Central Link Broadband 155 N League Ranch RD Waco, TX 76705-4917 Internet Services and Central Link Broadband Agreement This Internet Services and Central Link Broadband Agreement (the Agreement ) is between
More informationNorthway Bank. Mobile Deposit Addendum. Addendum to the Online Banking Agreement
Northway Bank Mobile Deposit Addendum Addendum to the Online Banking Agreement This Mobile Deposit Addendum (the Addendum ) to the Northway Bank Online Banking Agreement (the Agreement ) contains the terms
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts from home or other remote locations by scanning the original
More informationCONTRACT PARTICULARS & CONDITIONS OF CONTRACT
PROJECT TITLE... The Legal Bit CONTRACT PARTICULARS & CONDITIONS OF CONTRACT 1 2 CONDITIONS OF CONTRACT PROJECT TITLE. INDEX OF CONTENT CONTRACT PARTICULARS 1. The Parties & Undertakings of the Parties
More informationGUARDIAN FINANCIAL SERVICE AFFILIATE CONTRACT
GUARDIAN FINANCIAL SERVICE AFFILIATE CONTRACT TO BECOME A GUARDIAN FINANCIAL SERVICES AFFILIATE, ALL APPLICANTS MUST AGREE TO THE FOLLOWING TERMS & CONDITIONS, WHICH SHALL CONSTITUTE A LEGAL AGREEMENT
More informationzspace PROGRAMS MASTER TERMS & CONDITIONS
zspace PROGRAMS MASTER TERMS & CONDITIONS Effective February 2013 These zspace Programs Master Terms and Conditions apply to programs you enroll in with zspace. Various programs offered by zspace may include
More informationALLIANCE BANK & TRUST MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT
ALLIANCE BANK & TRUST MOBILE REMOTE DEPOSIT CAPTURE AGREEMENT I. Introduction This is a legal agreement between you (the undersigned) and Alliance Bank & Trust that governs your use of the Bank s Mobile
More informationMay 2, 2018 Page 1 of 8
ALBERTA BLUE CROSS ONLINE SERVICES BILLING AGREEMENT Terms of Use ABC Benefits Corporation ( Alberta Blue Cross ) makes the Alberta Blue Cross Provider Online Services Web Site available solely for the
More informationRESTRICTIONS ON USE OF INFORMATION AND CONTENT
Bicksdrive.com Terms of Use Agreement Bicksdrive.com (the Website ) is owned and operated by Bick s Driving School of Eastern Cincinnati ( Bick s, we, or us ). Bick s values your interest in its goods
More informationTERMS OF USE. Unless otherwise noted, all tickets, goods, and services sold on the TicketBiscuit platform adhere to a NO REFUNDS, NO EXCHANGES policy.
TERMS OF USE Hello & welcome, ticket purchasers! The following Terms of Use govern the use of this site, www.ticketbiscuit.com, www.tututix.com, www.whistletix.com, www.statechamps.com, and www.battlepass.com,
More informationPermitted Mobile Banking Transfers Mobile Deposit Capture
TERMS AND CONSENT APPLICABLE TO ONLINE BANKING, ELECTRONIC SIGNATURES, EMAIL, FACSIMILE, AND OTHER ELECTRONIC SERVICES, COMMUNICATIONS, AND TRANSACTIONS Introduction The use of Patriot Federal Credit Union
More informationTerms and Conditions of BECU Online Deposits
AGREEMENT AND DISCLOSURES This agreement contains the terms and conditions pertaining to the online deposit capture service ("Online Deposits") offered by Boeing Employees' Credit Union ("BECU") ("Agreement").
More informationFANDIS NORTH AMERICA CORP
FANDIS NORTH AMERICA CORP TERMS AND CONDITIONS OF SALE February 4, 2017 1. INTRODUCTION 1.1. The terms and conditions contained herein (the Agreement ) apply to, are incorporated in, and form an integral
More informationMEMBERS FIRST CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MEMBERS FIRST CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations
More informationRemote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement This Remote Deposit Capture Services Agreement ("Agreement") contains the terms and conditions for the use of Remote Deposit Services that Elevations Credit Union
More informationBusiness Online Enrollment Form
Business Online Enrollment Form By signing below the Company represents and warrants that: 1. The Company has read the Business Online Banking Agreement. 2. Company agrees to the terms and conditions of
More informationBank of the Pacific Mobile Deposit End User Terms and Conditions
Bank of the Pacific Mobile Deposit End User Terms and Conditions ("Service"). This service utilizes the Mobile Banking App to transmit check images for deposit to your Bank of the Pacific Deposit Account.
More informationMobile Deposit User Agreement
1701 E. Saint Andrew Place Santa Ana, CA 92705 888-354-6228 www.orangecountyscu.org Mobile Deposit User Agreement This Mobile Deposit User Agreement ( Agreement ) contains the terms and conditions for
More informationMobiliti Mobile Deposit Agreement
Page 1 of 9 Mobiliti Mobile Deposit Agreement 1. Services and Service Terms. The following terms and conditions apply to the Services for Mobiliti Mobile Deposit ( MMD ) that United Community Bank ( Bank
More informationMobile Deposit Addendum to the Online Access Agreement
Mobile Deposit Addendum to the Online Access Agreement Please read this entire addendum prior to using this Service. By using the Service, you acknowledge your receipt and understanding of and agree to
More informationIMPLAN LICENSE AGREEMENT IMPLAN SYSTEM LICENSE AGREEMENT
IMPLAN LICENSE AGREEMENT IMPLAN SYSTEM LICENSE AGREEMENT PLEASE READ THE TERMS AND CONDITIONS OF THIS AGREEMENT CAREFULLY. USE OF THE IMPLAN ECONOMIC MODELING SYSTEM (THE IMPLAN SYSTEM" ) IS SUBJECT TO
More informationTERMS AND CONDITIONS FOR EQUIPMENT RENTAL Page 1 of 6
TERMS AND CONDITIONS FOR EQUIPMENT RENTAL Page 1 of 6 General Terms for Sales, Rentals, and Service The following are the terms and conditions applicable to rental, sales, and service of equipment from
More informationMOBILE DEPOSIT SERVICES AGREEMENT
MOBILE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ("original checks") to your accounts from home or other remote locations by scanning the original checks
More informationWilson Bank & Trust Mobile Deposit Terms and Conditions
Wilson Bank & Trust Mobile Deposit Terms and Conditions This Addendum ( Addendum ) to the Wilson Bank & Trust Online Banking and Bill Payment Agreement and Wilson Bank & Trust Mobile Banking Agreement
More informationCheck 21 FAQ. Frequently Asked Questions
Check 21 FAQ Frequently Asked Questions Below is a list of frequently asked questions based upon: Check Clearing for the 21st Century Act Signed by President Bush on October 28, 2003 Regulation CC (12
More informationCUSTOMER IDENTIFICATION CUSTOMER NAME: STREET ADDRESS: CITY: STATE: ZIP: TELEPHONE: FAX: TYPE OF BUSINESS:
CUSTOMER IDENTIFICATION AGREEMENT FOR SERVICES & CREDIT CUSTOMER CORPORATION PARTNERSHIP SOLE PROPRIETORSHIP LIMITED LIABILITY CO STATE OF ORIGIN STREET P.O. BOX: CITY: STATE: ZIP: TELE FAX: TYPE OF BUSINESS:
More informationDISCLAIMER: CANADA S ANTI-SPAM LEGISLATION (CASL)
DISCLAIMER: CANADA S ANTI-SPAM LEGISLATION (CASL) By clicking on the Accept and Continue button, I agree to be bound by the following disclaimer and Cogeco s Terms and Conditions related to the Online
More informationNTT Electronics AMERICA, INC. GENERAL TERMS AND CONDITIONS OF SALE
NTT Electronics AMERICA, INC. GENERAL TERMS AND CONDITIONS OF SALE The following terms and conditions (hereinafter Terms and Conditions ) apply to all quotations, purchase orders, order acknowledgements
More informationSAMSUNG SMARTTHINGS BUNDLE OFFER (THE OFFER ) TERMS AND CONDITIONS
SAMSUNG SMARTTHINGS BUNDLE OFFER (THE OFFER ) TERMS AND CONDITIONS Offer description. Purchase a qualifying Samsung 2018 QLED television ( Qualifying Purchase ) from a participating retailer and follow
More informationRemote Deposit Capture Services Disclosure and Agreement
Remote Deposit Capture Services Disclosure and Agreement Effective: April 1, 2013 In this Disclosure and Agreement, the words I, me, my, us and our mean the (member) that applied for and/or uses any of
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to make deposits of checks ( original checks ) to your accounts from home or other remote locations by scanning the original
More informationTERMS AND CONDITIONS OF SERVICE
(Please Read Carefully) All shipping services for any exporter, importer, sender, receiver, owner, consignor, consignee, transferor or transferee (herein called the Customer ) provided by Transpak, Inc.
More informationBUSINESS MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
BUSINESS MOBILE REMOTE DEPOSIT SERVICES AGREEMENT This Business Mobile Remote Deposit Services Agreement (this "Agreement") governs your use of our "Business Mobile Deposit" service. Business Mobile Deposit
More informationCool School Cafe TERMS AND CONDITIONS
Cool School Cafe TERMS AND CONDITIONS PLEASE READ CAREFULLY. By reviewing these Terms and Conditions and clicking I agree, you agree to the following rules governing the Cool School Cafe Program. Overview
More informationInternet Banking Agreement Muenster State Bank
Internet Banking Agreement Muenster State Bank This Internet Banking Agreement (this "Agreement") states the terms and conditions for Internet Banking offered by Muenster State Bank (the "Bank"). When
More informationTelco Plus Credit Union Mobile Deposit Agreement
These terms (Mobile Deposit Terms) will govern your use of Telco Plus Credit Union Mobile Deposit (Mobile Deposit), and are incorporated by reference in and made a part of your Agreement if you use Mobile
More information1. EXPLANATION OF PRODUCTS
Terms and Conditions These terms and conditions (these Terms ) are applicable to, and incorporated by reference into, any order form for, or customer agreement concerning, the rental or sale of any products
More informationMobile Deposit Capture Agreement and Disclosure Mobile Deposit Capture ("Mobile Deposit") Georgia s Own Credit Union ( Georgia s Own )
Mobile Deposit Capture Agreement and Disclosure Mobile Deposit Capture ("Mobile Deposit") Georgia s Own Credit Union ( Georgia s Own ) A. Mobile Deposit Services Mobile Deposit Capture ("Mobile Deposit")
More informationTerms and Conditions
The purpose of this document is to deliver information about the payment system offered to you on behalf of your financial institution or other billing entity. These terms and conditions set forth a legally
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to take a picture of your check ( original checks ) with a mobile device and upload it for deposit to your Community State
More informationFirst National Bank of Middle Tennessee Mobile Deposit Terms and Conditions
First National Bank of Middle Tennessee Mobile Deposit Terms and Conditions This Addendum ( Addendum ) to the First National Bank of Middle Tennessee Online Banking and Bill Payment Agreement between you
More informationTHE PARTNERSHIP FCU MOBILE CHECK DEPOSIT SERVICES AGREEMENT
THE PARTNERSHIP FCU MOBILE CHECK DEPOSIT SERVICES AGREEMENT The Partnership FCU Mobile Check Deposit ( Service ) is designed to allow you to make deposits of checks to your accounts from remote locations
More informationMOBILE REMOTE DEPOSIT SERVICES AGREEMENT
MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit allows you to remotely deposit checks ("original checks") to your account(s) by photographing original checks and delivering digital images and associated
More informationAmerican Express Connect to QuickBooks Program Terms and Conditions
Last Modified: November 02, 2017 American Express Connect to QuickBooks Program Terms and Conditions PLEASE CAREFULLY REVIEW THE FOLLOWING TERMS AND CONDITIONS (this "Agreement") BEFORE REGISTERING FOR
More informationSAFE Visa Business Credit Card
SAFE Visa Business Credit Card PRICING INFORMATION Variable rates are based on the Prime Rate as of March 28, 2018. Annual Percentage Rate (APR) for Purchases Rates based on the Prime Rate Annual Percentage
More informationTERMS AND CONDITIONS OF PURCHASE
TERMS AND CONDITIONS OF PURCHASE 1. GENERAL: For purposes of these Terms and Conditions of Purchase, the term Talbots shall mean The Talbots, Inc. The term Order shall mean, collectively: (i) a written
More informationSTANDARD TERMS AND CONDITIONS OF SALE. Everight Position Technologies Corporation
STANDARD TERMS AND CONDITIONS OF SALE Everight Position Technologies Corporation These Standard Terms and Conditions of Sale (these Terms ) govern the sale of all products (the Products ) by Everight Position
More informationColorado Courts E-Filing User Agreement - Terms and Conditions of Use Last Updated: 11/1/2017
Colorado Courts E-Filing User Agreement - Terms and Conditions of Use Last Updated: 11/1/2017 The use of Colorado Courts E-Filing is subject to the following terms and conditions. All of these may be changed,
More informationMobile Banking Agreement
Mobile Banking Agreement This Agreement contains the terms and conditions governing the use of the Florida Community Bank Mobile Banking Services, including Mobile Deposit ("Service"). Other agreements
More informationTerms and Conditions of Identity Theft, Privacy Protection and Monitoring Services
Terms and Conditions of Identity Theft, Privacy Protection and Monitoring Services Agreement to Terms and Conditions for Services This document Agreement sets forth the Terms and Conditions under which
More informationSAFE Visa Business Credit Card
SAFE Visa Business Credit Card PRICING INFORMATION Variable rates are based on the Prime Rate as of October 1, 2018. Annual Percentage Rate (APR) for Purchases Rates based on the Prime Rate Annual Percentage
More informationCBC FEDERAL CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT
CBC FEDERAL CREDIT UNION MOBILE REMOTE DEPOSIT SERVICES AGREEMENT Mobile Deposit is designed to allow you to take a picture of your check ( original checks ) with a mobile device and upload it for deposit
More informationTERMS FOR MOBILE BANKING
TERMS FOR MOBILE BANKING This Terms for Mobile Banking (this "Mobile Agreement") is to be agreed to by Fidelity Bank ("Bank," "we," "us," or "our") and the customer of Fidelity Bank desiring to utilize
More informationNEBBIOLO STANDARD TERMS & CONDITIONS OF SALE
NEBBIOLO STANDARD TERMS & CONDITIONS OF SALE 1. GENERAL These Terms and Conditions of Sale ("Terms and Conditions") and any attached exhibits [together with those terms and conditions appearing on the
More informationAdventure Credit Union Mobile Remote Check Deposit Agreement
Adventure Credit Union Mobile Remote Check Deposit Agreement This Mobile Remote Deposit User Agreement ( Agreement ) contains the terms and conditions for the use of Mobile Remote Deposit that Adventure
More informationClarke County State Bank Mobile Deposit Services Disclosure and Agreement
Clarke County State Bank Mobile Deposit Services Disclosure and Agreement In this Disclosure and Agreement, the words I, me, my, us, and our mean the (consumer or business) that applied for and/or uses
More informationOracle America, Inc. NetSuite US Payroll Service Terms of Service
NetSuite US Payroll Service Terms of Service IMPORTANT! THESE TERMS OF SERVICE ("PAYROLL TERMS OF SERVICE") ARE THE ONLY TERMS THAT GOVERN YOUR USE OF THE NETSUITE PAYROLL SERVICES DESCRIBED IN THIS PAYROLL
More informationMobile Check Deposit Service Agreement
Mobile Check Deposit Service Agreement This Mobile Check Deposit Service Agreement ("Agreement") contains the terms and conditions for the use of Mobile Check Deposit that Kauai Community Federal Credit
More informatione. Customer Service Hours are on Business Days between the hours of 8:00 a.m. and 6:00 p.m. Central.
BILL PAYMENT SERVICES TERMS AND CONDITIONS You ( Customer, you or your ), request that PlainsCapital Bank, a Texas state banking association, together with its successors and assigns, ( Bank, we, us, or
More informationSTANDARD TERMS AND CONDITIONS OF SERVICE (rev 2013)
STANDARD TERMS AND CONDITIONS OF SERVICE (rev 2013) These terms and conditions of service constitute a legally binding contract between the Company and the Customer. In the event the Company renders services
More informationMarshall E. Campbell Co. s Standard Terms and Conditions
Marshall E. Campbell Co. s Standard Terms and Conditions A. Sales Policy 1. Marshall E. Campbell Co. (MEC) sells primarily to businesses. We do, however, sell to individuals through the use of credit card
More informationOnline Bill Pay Agreement TERMS AND CONDITIONS OF THE BILL PAYMENT SERVICE
Online Bill Pay Agreement TERMS AND CONDITIONS OF THE BILL PAYMENT SERVICE SERVICE DEFINITIONS "Service" means the Bill Payment Service offered by BankFinancial, NA. "Agreement" means these Terms and Conditions
More informationVisa Platinum Credit Card Agreement
This is a card member agreement and disclosure statement ( Agreement ) between you and Hills Bank and Trust Company containing the terms that will apply to your Hills Bank Visa Platinum ( Account ). In
More information