PLAN FOR TOMORROW THEN LIVE FOR TODAY.

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1 THE DIGNITY PREPAID FUNERAL PLAN PLAN FOR TOMORROW THEN LIVE FOR TODAY. The Prepaid Funeral Plan is a way to plan and pay for a funeral in advance. Once the plan has been paid for, there will be no more to pay for the services included. Not only does it protect your loved ones from having to pay for the services included, it has the potential to bring significant savings because the cost of the funeral will be fixed at today s prices. Legal & General working in association with:

2 REASSURANCE. For you and your loved ones. It s important to ensure your financial affairs are in order, in these times of financial uncertainty. One area that you may not have considered, however, is funeral planning, and this is where the Dignity Prepaid Funeral Plan can help. The Dignity Prepaid Funeral Plan guarantees to cover the funeral director costs for arranging and conducting a cremation or burial funeral, no matter how far in the future it may be needed and how much funeral costs may rise in that time. In addition, if a cremation is chosen the plan covers the crematorium fee and Minister or Officiant s fee. Or where a burial is requested provide a contribution towards burial costs which rises in line with inflation. A burial cannot be guaranteed in the same way as a cremation as burial costs vary across the UK. The contribution amount increases with Retail Price Index. ABOUT DIGNITY Dignity is one of the UK s leading providers of funeral plans and funeral-related services. They introduced the UK s first funeral plan in 1985 and since then have helped more than 740,000 people plan their funeral in advance. Dignity has a rich history of delivering funeral services with distinction, continually striving to set the highest standards possible for funeral services, facilities and care. Their oldest funeral home was established in 1812, with many of their funeral directors having served their communities for generations. They now have a network of more than 1,200 owned or approved funeral directors with their owned directors conducting 70,700 funerals in 2016.

3 WHY YOU SHOULD CONSIDER THE DIGNITY PREPAID FUNERAL PLAN: Guarantees to cover the funeral director costs for arranging and conducting the funeral For a cremation, the Crematorium and Minister or Officiant s fee, or A contribution of 1,220 towards a burial funeral (rising with RPI inflation) Helps to protect you and your family against rising funeral costs Leaves your family free to focus on their own personal tributes Once paid, ensures your loved ones won t be left with an unexpected bill for the services in the plan Your money is held securely in an independent Trust Fund Gives your family the support of a trusted Dignity approved funeral director It is a fixed cost plan once it s paid for, it s paid for Flexible payment options to suit your budget Guaranteed acceptance if you are aged 50 or over, with no medical or health questions

4 SUPPORT FOR YOUR FAMILY. The Dignity Prepaid Funeral Plan helps both you and your family. It allows you to plan and pay for a funeral in advance. It also guarantees the support of one of Dignity s 1,200 owned or approved funeral directors to cover the services in the plan when the time comes. Once paid in full, it will save your family from having to pay for the cost of the services included in the plan. That s because all the money you pay for your plan is paid into an independent Trust Fund. Once the service has taken place, the funeral director will be paid the money required for the funeral directly from the Trust Fund for the services provided within the plan, no matter how far in the future that is. Your relatives will have access to all the help and support they need from the Dignity Nominated Funeral Director. Additionally when the time comes they can call one of Dignity s specially trained Client Service Advisers who are available to answer any questions 24 hours a day, 7 days a week, 365 days a year. ENSURE ALL YOUR FUNERAL NEEDS ARE IN ORDER As you may be making financial plans, considering funeral costs can also be a sensible thing to do. By doing this you can ease some of the stress for your loved ones, helping them through a difficult time. The Dignity Prepaid Funeral Plan gives you the reassurance of knowing that you have secured the services within your plan and once paid for, you can simply forget about it and get on with enjoying life to the full.

5 PROTECTION AGAINST RISING FUNERAL COSTS. Funeral costs have been continually rising in recent years and, as the graph below shows, it s predicted that they will continue to do so. By 2024 a funeral could cost 5,925**. Any money already set aside in savings accounts or assurance plans may not be adequate to cover these costs in the future. With the Dignity Prepaid Funeral Plan this will not happen. The cost of the plan is fixed at today s prices, meaning that once it s paid, neither you nor your family will need to pay a penny more for the services included in the plan. What s more, you can pay as a one-off, over 12 months, or more flexible terms such as 5 and even 10 years. If you chose to pay over a term beyond 12 months, all payments will need to be completed by the 85th birthday of the eldest person named on the plan. FUNERAL COSTS CONTINUE TO RISE 6,000 Average funeral cost Projected average funeral cost 5,000 5,925 Average funeral costs 4,000 3,000 2,000 2,971 4,086 1, * 2017* 2024** Source: * : Matter Communications independent research. ** 2024: Forecast based on average annual compounded growth rate of 5.45% each year between 2011 and Plans purchased over a period greater than 12 months will incur an additional fee.

6 INTERESTED? HERE S WHAT TO DO NEXT. Anyone aged 50 and over will be accepted for the Dignity Prepaid Funeral Plan and there are no health questions. To find out more, talk to your Financial Adviser today. Or visit to find a list of advisers in your local area. The Prepaid Funeral Plan is provided by Dignity Pre Arrangement Limited. A company registered in England No VAT registered No Registered Office: 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Telephone No Fax No Part of Dignity plc. A British company. Dignity Pre Arrangement Limited is regulated by the Funeral Planning Authority. Legal & General Assurance Society Limited Registered in England and Wales No Registered office: One Coleman Street, London EC2R 5AA. CW /17