DEVICE AND SIM CARD INSURANCE POLICY
|
|
- Rhoda Stewart
- 6 years ago
- Views:
Transcription
1 CLIENT INFORMATION INSURED DETAILS Initials: DEVICE AND SIM CARD INSURANCE POLICY Insured name: Surname: Cellphone no: Make & Model of handset/modem/sim card: IMEI : Serial no: Please note that your cover is only in force whilst the SIM Card (MSISDN) and the Device (IMEI) issued at the commencement of your contract are used together. GENERAL POLICY TERMS Important Definitions INSURED EVENT shall mean theft or sudden and unforeseen physical loss or damage to the insured Device subject to the exclusions in clause 14 below. FIRST AMOUNT PAYABLE OR EXCESS shall mean an amount to be paid by The Insured in respect of each and every successful claim lodged. ADMINISTRATOR shall mean Worldwide Advisory Services (Pty) Ltd. THE INSURER shall mean Mutual and Federal Risk Financing Limited. THE COMPANY shall mean GloCell Service Provider (Pty) Ltd. DEVICE shall mean Cellular Phone, Tablet, Lap Top, SIM Card, Modem or any other data device as specified by the subscriber agreement received when the airtime contract was taken out, or the latest Cellular Phone, Tablet, Lap Top, SIM Card, Modem or any other data device specified by the subscriber agreement received with the last upgrade on the same contract number. DEVICE INSURANCE PRODUCT shall mean the tier or band selected by The Insured. THE INSURED shall mean the person/s and/or entities named as The Policy holder or those in whose name the Policy is issued. EXPIRY DATE Final date on which the policy is valid. CLARIFICATION OF POLICY TERMS This policy embodies the contract between The Insurer and The Insured. 1. You/Your/Yours/Yourself means The Insured as defined above. 2. We/Us/Ours means The Insurer, as defined above. 3. General Conditions and Exclusions: Are considered applicable to the whole Policy unless it is specifically stated otherwise. INSURANCE CLAUSE Provided the premium is received and accepted by us, we will, on the occurrence of an Insured Event defined in any insured section of the Policy, which occurs during the period of insurance, indemnify you at our option by repair or replacement, up to the Sum Insured or Limit of Indemnity less Any First Amount Payable or Excess stated for the Insured Event, subject to all the terms and conditions of the Policy relating to that section. If an Insured Event occurs to the Device within the Period of Insurance and before the Expiry Date of this Policy, provided the request premium to incept the Policy has been received by us, we will indemnify you at our option either by repair or replacement, up to the Sum Insured or the Limit of Indemnity as defined under Device Insurance Product and explained under section 13 less any First Amount Payable or Excess stated for the Insured Event, subject to all the terms and conditions of the Policy. GENERAL POLICY TERMS PERIOD OF INSURANCE The period of insurance is from the date that this insurance Policy is issued until written notification of cancellation is received from either party. PREVENTION OF LOSS You must take all reasonable precautions to prevent loss, damage or accidents.
2 1. CLAIMS PROCEDURE, REQUIREMENTS AND CONDITIONS 1.1 If an event giving rise to or likely to give rise to a claim comes to your knowledge, you must notify the Administrator within 30 (thirty) days and as soon as possible provide us with, at your own expense: Written details of the event on the standard claim form Such information and sworn declarations that we may require from time to time Details of any other insurance covering the same event Claims in respect of theft or loss must be reported to the Police within 48 (forty-eight) hours or as quickly as possible after discovery of theft or loss Claims in respect of theft or loss must also be reported to The Company immediately but no more than 24 Hours after the loss in order for The Company to blacklist the Device and provide you with an ITC reference number. This number must be presented to The Administrator in addition to any other requested information as part of the claims documentation SIM Cards that are Lost or Stolen must be suspended by the client within 24 (twenty-four) Hours of the loss In the case of damaged items, the insured item must be provided to The Administrator Pay the applicable excess If we reject liability for any claim made or contemplated under this Policy we will be relieved of liability unless summons is served on us within 90 (ninety) days of such rejection. 1.2 Should a damaged Device be rendered Beyond Economical Repair and the claim is honoured by replacement of the damaged Device, The Company reserves the right to keep possession of the damaged Device and may dispose of same in the manner of its own choosing. 1.3 Claims will only be entertained provided that premiums have been paid up to date of the time of loss. 1.4 The insurer or The Company can take over and conduct in the name of The Insured the settlement of any claim or prosecution of any criminal action in connection with the loss or damage of the insured item. 2. FRAUDULENT OR WILFULACTS All rights of indemnity under this Policy will be forfeited if: 2.1 A claim is in any respect fraudulent or if fraudulent means are used by you, or on your behalf, to obtain any benefit under this policy. 2.2 A claim in any way occurs due to a wilful act committed by you or with your connivance (involvement or knowledge). 2.3 Information in connection with a claim is not true. 3. OTHER INSURANCE If a claim payable under this Policy is also payable under any other policy, we will only pay our rateable proportional share of the claim. 4. OBSERVANCE OF POLICY TERMS Our liability is conditional on the observance of the Policy terms, conditions and endorsements by any person claiming indemnity or benefit. 6. LIMITATIONS AND AMENDMENTS Limitations and/or amendments to the Policy may be made by us after giving you 30 (thirty) days written notice thereof at your last known address or address. 7. JURISDICTION This Policy is subject to the jurisdiction of the courts of the Republic of South Africa. 8. CANCELLATION/PREMIUM PAYMENT 8.1 CANCELLATION This policy may be cancelled; by you at any time and must be given to The Company in writing and we will be entitled to retain the customary short term premium or minimum premium paid; This Policy or any section of this Policy may be cancelled: by us upon 30 (thirty) days written notice to you at your last known or nominated address or address Notice shall be deemed to have been received by you after 10 (ten) days of the dispatch of the notice unless proven by you to the contrary. 8.2 If you do not pay your premium on time as stipulated in your policy, your policy will lapse and you will not have any cover for losses suffered. We will not reject a claim because a premium is not paid on the due date; if payment is made during the following period of grace: The Company will allow that a grace period of 15 (fifteen) days is provided in order for you to make payment of the premium Should the premium still remain unpaid, The Company will attempt to debit your nominated account for the outstanding premium on the next applicable bill run; this will be in addition to the current month s premium which is applicable Should the two premiums now still not be paid; the Company will allow for another grace period of 15 (fifteen) days to pay all the outstanding premiums Should the outstanding premiums still not be paid after this grace period, the policy will be cancelled by way of 30 (thirty) days written notice to your last known postal or address Should you suffer a loss during the grace periods, all claims will only be submitted once proof of premium payment has been received All losses that occur after the Policy has been cancelled will not be entertained. 9. SELECTION OF PRODUCT The Insured shall be responsible for the selection of the correct Device Insurance Product to adequately insure the correct value of the Device or any replacement or upgrade Device as supplied by The Company. If at any time you are uncertain as to what value your device should be insured at, please contact the Administrator, Worldwide Advisory Services (Pty) Ltd on NO RIGHTS TO OTHER PERSONS Unless otherwise provided, nothing in this Policy shall give any rights to any person other than the Insured. The receipt of The Insured shall, in every case, be of full discharge to The Company. In the event of The Insured is doing a name change on any contract or SIM card, the onus of cancellation of this Policy shall be on The Insured. 5. NOTICE AND STATEMENTS All notices and statements, if requested by us, are given in writing in connection with the loss or damage of The Insured Item.
3 10. GEOGRAPHICAL LIMITS The Insured shall arrange for The Company to activate the International Roaming Facility for use of the handset outside the Republic of South Africa. In the event that the International Roaming Facility is not activated, no compensation will be payable for any loss or damage occurring outside the Republic of South Africa. 11. USE OF DEVICE WITH CONTRACT SIM CARD/MSISDN (CELLPHONE NUMBER) The indemnity provided by the insurance in terms of this Policy shall only be applicable when the insured Device (issued Device IMEI Number) is used in conjunction with the Contract SIM Card (MSISDN). Cover shall not be operative whilst the insured device is being used in conjunction with any prepaid and/or contract SIM card whatsoever. 12. SECTION 1: DEFINED EVENTS/MATERIAL DAMAGE Theft or sudden unforeseen physical loss or damage to The Device excluding mechanical breakdown but including corrosion during the period of insurance from any cause or event unless such event is excluded below. 13. DEVICE INSURANCE PRODUCT AND BASIS OF INDEMNITY (Please take special note of section 9) Please note that a claim is paid based on the value of the Device at the time of the loss and not the tier or band that has been chosen, however, the basis of indemnity is subject to the limit of indemnity selected below: New tiers or Price Bands Limit of indemnity Monthly premium (INCLUSIVE OF VAT) Device Insurance 1000 R1 R1000 R35.00 Device Insurance 1500 R1 001 R1 500 R43.00 Device Insurance 3000 R1 501 R3 000 R55.00 Device Insurance 5000 R3 001 R5 000 R85.00 Device Insurance 7500 R5 001 R7 500 R Device Insurance R7 501 R R Device Insurance R R R Device Insurance R R R Device Insurance R R R Device Insurance R R R EXCLUSIONS TO SECTION 1 ABOVE 14.1 The company will not indemnify The Insured against: Loss, damage or failure for which the manufacturer or supplier is liable or which is covered by a maintenance contract. Any cost of replacing, reinstating or making good wear and tear, gradual deterioration, scratching or any other superficial damage to outer castings, aerials or keypads Unexplained or mysterious disappearance, gross negligence and/or any unattended device. Losses from your place of work where the Device is left unattended, unless the Device is out of view and secured in a drawer, cabinet or the like Loss or damage to the Device resulting from or caused by theft, loss or damage or attempted theft of a Device left in any unattended vehicle, unless such device is in the locked boot of a vehicle (Saloon cars), or concealed under the rear parcel shelf (hatchback cars) or spare wheel compartment (estate cars) or concealed in a locked glove compartment in an LDV or any vehicle, whereby forcible entry is made into the vehicle, necessitating repairs to such vehicle and the original of the repairer s account for such damage is supplied upon submission of claim. Furthermore, theft, loss or damage of the Device from the side pockets or any other interior space of the vehicle, other than specified (above) will not be covered. It is a condition precedent for any loss/theft of the Device emanating from a vehicle, that there must be visible signs of forced entry into the vehicle. Therefore, an occasion of Car Jamming whereby it is asserted that a perpetrator used a mechanism to jam the remote locking signal for your car is expressly excluded.
4 Erasure/corruption of data or defects in design or manufacture or failure of batteries Loss, damage or theft of accessories (including car kits) Loss, damage caused by; the intentional act or wilful neglect, of The Insured; the intentional overloading of the Device; experiments involving imposition of any abnormal conditions on the Device The intentional submersion of the Device even if the Device is designed for such activity Penalties of delay or detention or in connection with guarantees of performance or efficiency Cover automatically ceases if the Device is barred or disconnected by The Company. 15. SPECIFIC CONDITIONS 15.1 The liability of the insurer is limited to the cost of repair or replacement (at the option of The Insurer) the device as follows: PARTIAL DAMAGE Where the Device can be economically repaired, The Insurer will pay the costs reasonably incurred to restore it to the same state of serviceability existing immediately before the occurrence of the damage. The Company will replace The Device with the same or a similar device with similar features and value of the damaged device, should such costs exceed 50% (fifty percent) of the value of the damaged Device TOTAL LOSS The device will be replaced within 30 (thirty) days of the loss being reported to The Administrator and The Insurer will pay the reasonable cost of replacement with a device of the same or similar type in features and value and condition as the Device. 16. MALICIOUS DAMAGE 16.1 Malicious damage (theft). This section covers loss or damage to The Device by the deliberate or wilful or wanton act of any person other than The Insured, in the course of theft or any attempted theft Malicious damage: The deliberate or wilful or wanton act of any person, other than the insured, which action causes damage to The Device. A case of destruction of property must be opened against the perpetrator at a police station within 24 hours of the occurrence and a case number must be provided. 17. FIRST AMOUNT PAYABLE OR EXCESS The insured agrees to bear the following First Amount Payable; Insurance Tier/Band 1st Claim 2nd Claim 3rd Claim Additional first amount payable or excess First 30 days for repair or Loss Device Insurance 1000 R300 R500 R500 R0 R0 Device Insurance 1500 R300 R500 R500 R0 R0 Device Insurance 3000 R350 R750 R750 R300 R300 Device Insurance 5000 R450 R750 R1 000 R300 R500 Device Insurance 7500 R600 R750 R1 200 R300 R500 Device Insurance R750 R1 000 R1 200 R300 R500 Device Insurance R1 050 R1 200 R1 500 R300 R750 Device Insurance R1 260 R1 440 R1 800 R300 R900 Device Insurance R1 400 R1 600 R2 000 R300 R1 000 Device Insurance R1 610 R1 840 R2 300 R300 R1 150 Additional excess for Liquid Damage 18. GENERAL EXCEPTIONS 18.1 CONSEQUENTIAL LOSS OR DAMAGE This Policy does not cover consequential loss or damage of any kind whatsoever except as specifically provided POLITICAL OR NON-POLITICAL RISKS Loss or damage resulting from political or non-political riot, strike or civil commotion, public disorder, war, invasion, terrorism or public violence or which is insurable by SASRIA (South African Special Risks Insurance Association) is excluded from this cover DATE RELATED LOSS Loss or damage to property or the Device insured caused by or related to its inability or failure to treat any date as the correct date or true calendar date is excluded.
5 19. FRAUDULENT/UNLAWFUL USE OF SIM CARD In the event of loss or theft of the SIM Card belonging to The Insured, The Insurer will pay for any airtime costs due to the use of the card by any person not authorised to do so by The Insured, for a period not exceeding 24 (twenty-four) hours from the time of loss or theft, provided that the liability of The Insurer does not exceed the following amounts for any one claim: Product Amount Device Insurance 1000 R1 000 Device Insurance 1500 R1 000 Device Insurance 3000 R2 000 Device Insurance 5000 R2 000 Device Insurance 7500 R2 000 Device Insurance R2 000 Device Insurance R2 000 Device Insurance R2 000 Device Insurance R2 000 Device Insurance R SPECIAL CLAUSE TO UNLAWFUL USE OF SIM CARD 20.1 It is a condition precedent to cover under this Section that The Insured take all reasonable steps to safeguard the SIM card at all times The Insured must report all losses to The Administrator at the very earliest opportunity and not more than 24 (twenty-four) hours after becoming aware of such loss. The PIN (Personal Identity Number) code must be active and selected, must be other than zeros and must not be kept with the Device.
Vodacom Insurance Application
Vodacom Insurance Application Underwriter: Vodacom Insurance Company (RF) Limited Administrator/financial services provider: Cellsure (Pty) Ltd. FSP NO: 16950 Complete this application form and email it
More informationWe are pleased to inform you that 24 Hour Mobility has launched the first build your own mobile device insurance product.
Dear Valued customer, We would like to take this opportunity to thank you for your continued confidence in 24 Hour Mobility and we trust that we continue to meet your expectations in terms of product and
More informationSASRIA LIMITED Reg. No. 1979/000287/06
SASRIA LIMITED Reg. No. 1979/000287/06 ANNEXURE 15 MOTOR POLICY OF INSURANCE FOR SPECIAL RISKS in respect of property as defined --------------------------------- THE POLICY DEFINITIONS 1. Wherever the
More informationDevice Protect insurance
Device Protect insurance 1 Peace of mind for your new mobile or tablet Policy summary (Please see policy terms for full details) Your premium and what it covers Life is good with a new mobile phone or
More informationDevice Protect insurance
Device Protect insurance 1 Peace of mind for your new mobile or tablet Life is good with a new mobile phone or tablet. Device Protect gives you peace of mind by getting you back on track with a replacement
More informationCommercial Insurance General exceptions, conditions and provisions
Commercial Insurance Subject to the terms, exceptions and conditions (precedent or otherwise) and in consideration of, and conditional upon, the prior payment of the premium by or on behalf of the insured
More informationImportant things you need to know. Device Protect Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide
Important things you need to know Device Protect Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide 1 Combined product disclosure statement, policy terms and
More informationSECTION GENERAL EXCEPTIONS, CONDITIONS and PROVISIONS
SECTION GENERAL EXCEPTIONS, CONDITIONS and PROVISIONS Subject to the terms, exceptions and conditions (precedent or otherwise) and in consideration of, and conditional upon, the prior payment of the premium
More informationThe Gadget(s) covered by this insurance policy is / are as per the attached continuation schedule, in accordance with the details lodged with us.
GADGET INSURANCE POLICY Arranged by Police Mutual which is a trading name of PMGI Ltd who are authorised and regulated by the Financial Conduct Authority (FCA Registration number 114942). Schedule Policy
More informationSmart Phone Protection Policy Handbook What you need to know
Smart Phone Protection Policy Handbook What you need to know Page 1 of 8 Contents Sections Page Number Introduction 3 Product Specifics 1. Cover 4 2. Exclusions 4 3. Conditions 6 How to notify a claim
More informationALL TRAILERS - TERMS & CONDITIONS OF HIRE
ALL TRAILERS - TERMS & CONDITIONS OF HIRE GENERAL CONDITIONS FOR HIRE AND SALE OF PRODUCTS 1 INTERPRETATION 1.1 In these conditions the following words have the following meanings: "Contract" means a contract
More informationGold Cover Mobile Device Insurance Provided by A1Comms trading as Affordable Mobiles
Gold Cover Mobile Device Insurance Provided by A1Comms trading as Affordable Mobiles Accidental Damage Cover Breakdown Cover Theft Cover Loss Cover Below is a list of what information this document includes:
More informationTRACK & TOW POLICY WORDING
TRACK & TOW POLICY WORDING Underwritten by Guardrisk Insurance Company Ltd, an Authorised Financial Services Provider, FSP license number 75. Tracker Agility Pty Ltd is an Authorised Financial Services
More informationGENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS
GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS Subject to the terms, exceptions and conditions (precedent or otherwise) and in consideration of, and conditional upon, the prior payment of the premium by
More informationCell C SIM Card Insurance Policy Wording
Cell C is a Juristic Representative of Worldwide Advisory Services (Pty) Ltd, an authorised Financial Services Provider Cell C SIM Card Insurance Policy Wording Underwritten by The Hollard Insurance Company
More informationCOMMERCIAL VEHICLE INSURANCE POLICY
COMMERCIAL VEHICLE INSURANCE POLICY WHEREAS the Insured by a proposal and declaration, which shall be the basis of this contract and is deemed to be incorporated herein has applied to the Company for the
More informationCarProtect Insurance Policy
CarProtect Insurance Policy Please check this Policy carefully to ensure it meets your requirements 1. Insuring Clause The Insured and the Company agree: (a) the Proposal and Declaration is incorporated
More informationMONEY INSURANCE POLICY WORDINGS
MONEY INSURANCE POLICY WORDINGS MONEY INSURANCE POLICY This Policy is evidence of the Contract between you and us. The proposal along with any written statement(s), declaration(s) of yours for purpose
More informationGADGET POLICY OF INSURANCE. Accidental Damage, Theft, Breakdown & Loss
GADGET Accidental Damage, Theft, Breakdown & Loss FEBRUARY 2017 DEFINITIONS INTRODUCTION This insurance is arranged by Summit Insurance Services Limited with UK General Insurance Ltd on behalf of Great
More informationANNEXURE 4. Any attempt to perform any act referred to in clause (i), (ii) or (iii) above;
Sasria SOC Limited P.O. Box 653367, BENMORE, 2010 36 Fricker Road, Illovo, Sandton, 2196 Tel: +2711 214 0800 or 086 172 7742 (Switchboard) Fax: +27 11 447 8630 Reg. No. 1979/000287/06 VAT Reg. 4140119340
More informationPlatinum Cover - Mobile Device Insurance
Platinum Cover - Mobile Device Insurance Provided by A1Comms trading as Gomobile.co.uk Accidental Damage Cover Breakdown Cover Theft Cover Loss Cover Yes Yes Yes Yes Below is a list of what information
More informationPLANT ALL RISKS INSURANCE POLICY
PLANT ALL RISKS INSURANCE POLICY WHEREAS the insured by a proposal and declaration, which shall be the basis of this policy and is deemed to be incorporated herein has applied to the company for the insurance
More informationCoverCloud. Smartphone, Gadget and Laptop Insurance. Policy of Insurance CCUKG-PW
CoverCloud Smartphone, Gadget and Laptop Insurance Policy of Insurance CCUKG-PW-1516.4 INTRODUCTION This Smartphone, Gadget & Laptop Insurance is arranged by CoverCloud a trading style of Acumen Insurance
More informationABA Film Services Ltd. Terms and Conditions of Hire
ABA Film Services Ltd Terms and Conditions of Hire 1 INTERPRETATION 1.1 In these conditions the following words have the following meanings: Contract means a contract which incorporates these conditions
More informationNext Extended Warranty and Next Portable Items Policy Document
Introduction to the insurance This is your Next Extended Warranty and Next Portable Items policy document for your insured product, purchased from Next, and should be read in conjunction with your certificate
More informationSmart Phone Protection Policy Handbook What you need to know
Smart Phone Protection Policy Handbook What you need to know Page 1 of 9 Contents Sections Page Number Introduction 3 Product Specifics 1. Cover 4 2. Exclusions 4 3. Conditions 6 How to notify a claim
More informationWarranty only Protection Plan
Warranty only Protection Plan The schedule shall form part of this Protection Plan and the term Protection Plan whenever used shall be read as including the Schedule and complete terms and conditions.
More informationGadget Protect. Certificate of Insurance
Gadget Protect Certificate of Insurance Thank you for choosing Gadget Protect insurance. The information in this policy wording contains important information and we have made it as easy as possible to
More informationi-guard PHONE & TABLET REPAIR PLAN TERMS AND CONDITIONS
i-guard PHONE & TABLET REPAIR PLAN TERMS AND CONDITIONS You should read these Terms and Conditions carefully. Any reimbursement made by You will be subject to these Terms and Conditions and the HKT Privacy
More informationIMPORTANT THINGS YOU NEED TO KNOW YES COVER
IMPORTANT THINGS YOU NEED TO KNOW YES COVER Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide COMBINED PRODUCT DISCLOSURE STATEMENT, POLICY TERMS AND CONDITIONS
More informationALL RISK INSURANCE WHEREAS the Insured described in the Schedule hereto (hereinafter called the Insured ) by a proposal and declaration which shall
ALL RISK INSURANCE WHEREAS the Insured described in the Schedule hereto (hereinafter called the Insured ) by a proposal and declaration which shall be the basis of this contract and is deemed to be incorporated
More informationGADGET INSURANCE. Policy Terms & Conditions
GADGET INSURANCE Policy Terms & Conditions LETMEPROTECT-GADGET INSURANCE INTRODUCTION This insurance is arranged by LetMeProtect, a trading name of Digital Experts UK Limited and is underwritten by UK
More informationSouth China Insurance Erection All Risks Policy (B)
South China Insurance Erection All Risks Policy (B) 102.08.20 (102) 華產企字第 247 號函備查 Whereas the Insured named in the Schedule hereto has made to the South China Insurance Co., Ltd (hereinafter called the
More informationREFRIGERATION/FREEZER TRAILERS - TERMS & CONDITIONS OF HIRE
REFRIGERATION/FREEZER TRAILERS - TERMS & CONDITIONS OF HIRE 1. The rates of hire, delivery and collection will be specified in writing in the form of a quotation. Verbal estimates may be given as a guide
More informationImportant things you need to know. Device Protect Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide
Important things you need to know Device Protect Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide 1 COMBINED PRODUCT DISCLOSURE STATEMENT, POLICY TERMS AND
More informationBidvest Car Rental t/a Budget Car and Van Rental : Terms and Conditions
Bidvest Car Rental t/a Budget Car and Van Rental : Terms and Conditions 1. Definitions In this agreement, unless the context indicates otherwise, the following expressions shall bear the following meanings:
More informationALL RISK INSURANCE POLICY
ALL RISK INSURANCE POLICY Whereas the insured described in the schedule hereto has made a proposal to Bajaj Allianz General Insurance Company Limited (hereinafter called the Company) containing certain
More informationBURGLARY & HOUSEBREAKING INSURANCE POLICY (Business Premises)
BURGLARY & HOUSEBREAKING INSURANCE POLICY (Business Premises) Preamble WHEREAS the Insured described in the Schedule hereto (hereinafter called the Insured ) by a proposal and declaration which shall be
More informationTERMS AND CONDITIONS OF SALE AND/OR HIRE OF PRODUCTS
TERMS AND CONDITIONS OF SALE AND/OR HIRE OF PRODUCTS 1 1.1 2 2.1 2.2 2.3 3 3.1 INTERPRETATION In these conditions the following words have the following meanings: Contract means a contract which incorporates
More informationGeneral Provisions for the All Risks Orange Insurance Policy
General Provisions for the All Risks Orange Insurance Policy June 2018 Edition 2 General Provisions 1. LAW APPLICABLE TO THE CONTRACT This agreement is governed by Luxembourg legislation on insurance contracts.
More informationMobile Phone Insurance Policy Number FD070104M
Mobile Phone Insurance Policy Number FD070104M Cover is for First Directory holder(s) Maximum 2 claims per First Directory holder in a policy year 1000 limit per claim less a 50 excess you will need to
More informationNEW ACCOUNT APPLICATION FORM
NEW ACCOUNT APPLICATION FORM How Did You Hear About Us? CUSTOMER INFORMATION Full Trading Title Company Type (eg. Production Company) Trading Address Website Address Office Home Name of Person Booking
More informationGadget Insurance Summary of Cover
Gadget Insurance Summary of Cover Contents Policy Summary Gadget Insurance... 2 Your responsibility to review... 2 Who provides this policy?... 2 What is Gadget Insurance?... 2 Am I eligible for cover?...
More informationBusiness Mobile Device Insurance Full Cover Policy Wording
Business Mobile Device Insurance Full Cover Policy Wording INTRODUCTION This policy is sold by Square Pound Limited and administered by Burnett & Associates Ltd. It is underwritten by UK General Insurance
More informationV1.BBI.Feb2016_AKW MOBILE PHONE INSURANCE INTRODUCTION IMPORTANT INFORMATION DEFINITIONS
MOBILE PHONE INSURANCE This insurance is arranged by Square Pound Ltd t/a Better Buy Insurance, administered by Supercover Insurance Ltd and underwritten by UK General Insurance Limited on behalf of: Ageas
More informationMobile Phone Insurance
Mobile Phone Insurance Policy Number FD070104M Cover is for First Directory holder(s) Maximum 2 claims per First Directory holder in a policy year 1000 limit per claim less a 50 excess you will need to
More informationTHE ALL RISKS INSURANCE POLICY
THE ALL RISKS INSURANCE POLICY 1 KENINDIA Kenindia Assurance Company Limited (Incorporated in Kenya) Registered Office: Kenindia House, Loita Street Post Office Box No: 44372-00100 Nairobi Telephone No.
More informationThis policy is subject to the terms and conditions of this policy wording. Table of Contents
C SURANCE Mobile Equipment and Subscriber Agreement Insurance Policy Wording underwritten by The Hollard Insurance Company Limited and The Hollard Life Assurance Company Limited 1 This policy is subject
More informationMOTOR VEHICLES POLICY
A I G American Home Assurance Company (incorporated in the USA) 26 Esperidon street 2001 Strovolos Introduction MOTOR VEHICLES POLICY The Insured is requested to read the Policy wording, the Schedule,
More informationDECODER INSURANCE POLICY. Issued by NMS INSURANCE SERVICES (SA) LIMITED DECODER INSURANCE POLICY
DECODER INSURANCE POLICY Issued by NMS INSURANCE SERVICES (SA) LIMITED DECODER INSURANCE POLICY This policy sets out the terms and conditions under which your decoder is insured. 1. Definitions In this
More informationBurglary Insurance Policy Wordings
Burglary Insurance Policy Wordings 1 of 7 Burglary Insurance Policy In consideration of Your having paid the premium for the policy period stated in the Schedule or for any further period of insurance
More informationCard Purchase Protection Cover
Card Purchase Protection Cover Brought to you by The National Bank of Ras Al Khaimah (P.S.C) a Public Joint Stock Company Offered By Ras Al Khaimah National Insurance Company (P.S.C.) We welcome you as
More informationPHOTOGRAPHIC GOODS RENTAL/HIRE SERVICE TERMS AND CONDITIONS
PHOTOGRAPHIC GOODS RENTAL/HIRE SERVICE TERMS AND CONDITIONS These terms and conditions ( Terms ) set out the legal terms and conditions upon which Jessops Europe Limited (England and Wales company number
More informationVodacom Device Cover. Vodacom Power to you. Protect your device against loss, damage or theft from as little as R20 per month.
Vodacom Device Cover Protect your device against loss, damage or theft from as little as R20 per month. Vodacom Power to you 51397- Device Cover Brochure A5.indd 1 2016/02/09 2:38 PM Contents 1. The products
More informationMONEY INSURANCE POLICY
MONEY INSURANCE POLICY RECITAL CLAUSE WHEREAS the Insured carrying on the Business described in the Schedule and no other for the purposes of this insurance by a proposal and declaration which shall be
More informationCommercial Public Service Vehicle (PSV) Insurance Policy
Commercial Public Service Vehicle (PSV) Insurance Policy 1 Welcome to your Commercial Vehicle (PSV) Insurance Policy Dear Thank you for choosing us as your insurer. This is your policy document. It is
More informationINTRODUCTION. The Medical Screening Company Ltd and UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority.
INTRODUCTION This insurance is arranged by The Medical Screening Company Ltd & underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance
More informationHSBC Insurance Aspects: Mobile Phone Insurance
HSBC Insurance Aspects: Mobile Phone Insurance Policy Terms and Conditions Effective from 1 July 2018 Please read this policy document and keep it for reference This document is available in large print,
More informationJewson Limited Terms and Conditions of Hire and Repair
Jewson Limited Terms and Conditions of Hire and Repair 1. INTERPRETATION 1.1. In these conditions the following words have the following meanings: Contract means a contract which incorporates these conditions
More informationGADGET INSURANCE IMPORTANT INFORMATION DEFINITIONS INTRODUCTION. Page 1 of 9
GADGET INSURANCE This insurance is arranged and administered by Bastion Insurance Services Ltd T/A Tinhat, and underwritten by UK General Insurance Limited on behalf of Great Lakes Insurance SE. Great
More informationOptional Gadget Travel Insurance
Optional Gadget Travel Insurance This section of cover will only apply if you have paid the required additional premium and it is shown on your Validation Certificate. This insurance is arranged by Supercover
More informationHSBC Insurance Aspects: Mobile Phone Insurance
HSBC Insurance Aspects: Mobile Phone Insurance Policy Terms and Conditions Effective from 1 May 2016 Please read this policy document and keep it for reference This document is available in large print,
More informationSilver Cover - Mobile Device Insurance
Silver Cover - Mobile Device Insurance Provided by A1Comms trading as Affordablemobiles.co.uk Accidental Damage Cover Breakdown Cover Theft Cover Loss Cover Yes Yes No No Below is a list of what information
More informationCOMBINED FINANCIAL SERVICES GUIDE AND PRODUCT DISCLOSURE STATEMENT TELSTRA PREMIUM CARE MOBILE INSURANCE
COMBINED FINANCIAL SERVICES GUIDE AND PRODUCT DISCLOSURE STATEMENT TELSTRA PREMIUM CARE MOBILE INSURANCE TELSTRA PREMIUM CARE MOBILE INSURANCE IS ISSUED BY CGU INSURANCE LIMITED ABN 27 004 478 371 AFSL
More informationWhat is this type of insurance? This is a travel insurance policy. What is not insured? What is insured? Are there any restrictions on cover?
Travel Insurance Insurance Product Information Document Go Walkabout Travel Insurance is arranged and Underwritten by Travel Insurance Facilities Plc, which is authorised and regulated by the Financial
More informationTAX RISK INSURANCE CLASSIC POLICY WORDING
Policy Wording TAX RISK INSURANCE CLASSIC POLICY WORDING June 2016 Administered by Tax Risk Underwriting Managers (Pty) Ltd 22 Oxford Road Parktown Johannesburg 2041 Tel: 0861 473 738 Registration Number:
More informationYou should print a copy of these Terms and the network provider s terms or save them to your computer for future reference.
Website Terms and Conditions of Supply This page (together with our Privacy Policy) tells you about us and the legal terms and conditions (Terms) on which we sell any of the mobile phones and mobile phone
More informationeflow Customer Agreement Terms and Conditions Cape House, Westend Office Park, Blanchardstown, Dublin 15.
eflow Customer Terms and Conditions www.eflow.ie @eflow_freeflow Cape House, Westend Office Park, Blanchardstown, Dublin 15. Introduction A. TERMS AND CONDITIONS These terms and conditions, together with
More informationToptrans Inner Excess or First amount payable due by you in terms of this policy;
Toptrans Inner Excess or First amount payable due by you in terms of this policy; Section 1 Motor Theft and Hijack Excess Reducer Basic Inner - Nil If the vehicle is stolen and recovered with damages and
More informationTERRORISM INSURANCE. PD Wording T3 (Amended) Insuring Clause
TERRORISM INSURANCE PD Wording T3 (Amended) Insuring Clause Subject to the exclusions, limits and conditions hereinafter contained, this Insurance insures buildings and contents against physical loss or
More informationMobile Device ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE
Mobile Device ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE Policy Wording: 20 April 2016 1 MOBILE DEVICE ACCIDENTAL DAMAGE AND THEFT PROTECTION INSURANCE Prepared 20 April 2016 WHO IS THE INSURER?
More informationTRADING TERMS AND CONDITIONS OF SALE. CEMTEQ BUILDING SOLUTIONS (PROPRIETARY) LIMITED (Registration No. 2017/437927/07)
TRADING TERMS AND CONDITIONS OF SALE of CEMTEQ BUILDING SOLUTIONS (PROPRIETARY) LIMITED (Registration No. 2017/437927/07) TABLE OF CONTENTS 1. DEFINITIONS 3 2. CONTRACT 3 3. QUOTATIONS 3 4. RECORDING OF
More informationPolicy Document. Definitions IRL
IRL This is your Gadgetinsurance.ie gadget cover policy (the Policy ). Your Policy is made up of this Policy and schedule, which also comprises the information you gave us when you registered your covered
More informationWebsite Terms and Conditions of Supply
Website Terms and Conditions of Supply This page (together with our Privacy Policy) tells you about us and the legal terms and conditions (Terms) on which we sell any of the mobile phones and mobile phone
More informationB. The Principal Cardholder has requested that such payment cards be issued to it for the purchase of motor vehicle items; and
REPUBLIC OF TRINIDAD AND TOBAGO THIS AGREEMENT is made the day of 200, BETWEEN SCOTIABANK TRINIDAD AND TOBAGO LIMITED, a company duly incorporated under the Companies Ordinance Ch. 31 No. 1 of the laws
More informationPolicy Wording Perkbox/Mobiru NOV 2017
Policy Wording Perkbox/Mobiru NOV 2017 MOBILE PHONE INSURANCE Below is a list of what information this document includes: Important Information Policy Wording Definitions What is covered What is not covered
More informationINTRODUCING CLONE PHONE FULLY LOADED
INTRODUCING CLONE PHONE FULLY LOADED Whether Your Mobile Device has been Lost, Stolen or Damaged, or it simply decides to stop working, with Clone Phone Fully Loaded You can have the reassurance that we
More informationMotor Traders Insurance External section
Motor Traders Insurance Sub-section Loss or Damage Defined events Loss of or damage to any vehicle and its accessories and spare parts whilst thereon occurring whilst the vehicle is 1. on the road; 2.
More informationGADGET INSURANCE POLICY WORDING
GADGET INSURANCE POLICY WORDING This Evidence of Insurance is to confirm that those persons who have paid the appropriate premium are insured Insurancefair is a trading name of Travel Insurance Facilities
More informationLondon House Thames Road Crayford Kent DA1 4LS Paragon is authorised and regulated by the Financial Conduct Authority
London House Thames Road Crayford Kent DA1 4LS Paragon is authorised and regulated by the Financial Conduct Authority Contents Introduction... 3 Definitions... 4 Am I eligible for cover?... 5 What am I
More informationStair Lift Warranty & Accidental Damage
Stair Lift Warranty & Accidental Damage Policy Wording Ver 007_001 04/18 Policy definitions Wherever the following words and phrases appear in this policy they will always have these meanings. Breakdown
More informationWelcome to Your Vavista Motor Key Protection Insurance Policy IMPORTANT PLEASE READ
Welcome to Your Vavista Motor Key Protection Insurance Policy IMPORTANT PLEASE READ To make a claim under this policy, please telephone 01904 238 277 when you will be asked to provide us with your name
More informationCERTIFICATE OF INSURANCE YOUR GADGET INSURANCE Policy Wording (Scheme Reference Number 06532B)
CERTIFICATE OF INSURANCE YOUR GADGET INSURANCE Policy Wording (Scheme Reference Number 06532B) INTRODUCTION This insurance is arranged by Rock Insurance Services Limited and underwritten by UK General
More information1.2 The insurance covers liability that results from act or omission during the period the insurance is in force.
GENERAL CONDITIONS FOR INSURANCE OF FREIGHT FORWARDER'S LIABILITY IN CONNECTION WITH THE GENERAL CONDITIONS OF THE NORDIC ASSOCIATION OF FREIGHT FORWARDERS, EFFECTIVE AS OF JUNE 1, 1998 (NSAB 2000) These
More informationInsulin Pump Insurance. Policy Wording
Insulin Pump Insurance Policy Wording CONTENTS Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 INTRODUCTION IMPORTANT INFORMATION COOLING OFF PERIOD CANCELLATION CLAUSE COMPLAINTS PROCEDURE
More informationPT AMTRUST MOBILE SOLUTIONS INDONESIA TecProtec Membership. Is personal service marketed by PT AMTRUST MOBILE SOLUTIONS INDONESIA
ProCLASSIC Guide when making a claim Original proof of purchase of the device is required at time of claim Mobile Device up to 6 months old are subject to excess fee of 5% of Device RRP Mobile Device of
More informationPOLICY SCHEDULE WALLET PROTECTION INSURANCE POLICY
POLICY SCHEDULE WALLET PROTECTION INSURANCE POLICY The insured have made to the insurer hereon a written proposal form and declaration bearing the date specified in the schedule below, which is it agreed
More informationKey Facts Gadget Cover
Key Facts Gadget Cover CONTENTS Policy Summary - Gadget Insurance... 2 Your responsibility to review... 2 Who provides this policy?... 2 What is Gadget Insurance?...2 Am I eligible for cover?... 3 What
More informationCONTRACTORS PLANT & EQUIPMENT SECTION
CONTRACTORS PLANT & EQUIPMENT SECTION Only applicable if this Section is shown as operative in the Schedule Definitions DAMAGE The word DAMAGE in capital letters shall mean physical loss destruction or
More informationCAR REPLACEMENT COVERAGE CLAUSE
CAR REPLACEMENT COVERAGE CLAUSE The Insured understands and agrees that the service shall be administered by the appointed Gulf Assist B.S.C. (hereinafter referred to as the Assistance Company ) which
More informationSOUTHERN COMMUNICATIONS LIMITED TELEPHONE SYSTEMS - TERMS AND CONDITIONS OF SALE
SOUTHERN COMMUNICATIONS LIMITED TELEPHONE SYSTEMS - TERMS AND CONDITIONS OF SALE Please read these Terms in conjunction with our Privacy Notice 1. INTERPRETATION 1.1 In these terms and conditions (Terms),
More informationGadget Insurance Policy
Gadget Insurance Policy Contents Introduction Page 1 Definitions Page 1-3 Am I eligible for cover? Page 3 What am I covered for? Page 3-4 What am I not covered for? Page 4-5 General Exclusions Page 5 How
More informationMACHINERY BREAKDOWN BUSINESS INTERRUPTION
MACHINERY BREAKDOWN BUSINESS INTERRUPTION Defined events If during the period of insurance any of the machinery and plant used by the insured at the premises for the purpose of the business be affected
More informationCONTRACTOR'S PLANT & MACHINERY INSURANCE POLICY
Bajaj Allianz General Insurance Company Limited Issuing office : CONTRACTOR'S PLANT & MACHINERY INSURANCE POLICY Downloaded from www.insureatclick.com - IMD Code : 10000006 WHEREAS the insured named in
More informationPUERTO RICO TELEPHONE COMPANY, INC. Third Revision - Page F-17-1 Canceling Second Revision - page F ADDITIONAL SERVICES TARIFF SCHEDULE (Cont.
Third Revision - Page F-17-1 Canceling Second Revision - page F-17-1 17.1 Tariff Application SECTION 17 - MOBILE RADIO TELECOMMUNICATIONS SERVICE 17.1.1 This tariff applies to the provision of Mobile Radio
More informationAccidental Damage & Theft Insurance. Policy Wording. Lloyds_AD&T_PolicyWording_v1_19/11/13
Accidental Damage & Theft Insurance Policy Wording Page 0 THIS IS TO CERTIFY that in accordance with the authorisation granted under the contract number B0500H106 to the undersigned by certain Underwriters
More informationElectronic Device Protection
Name and Address of Authorized Representative Worth Ave. Group, LLC Karen Gallagher dba 1337 S. Western Road Stillwater, Oklahoma 74074 Phone (800) 620-2885 Electronic Device Protection Underwritten by:
More informationFuture Secure Motor Insurance for PRIVATE CAR -POLICY WORDINGS
Future Secure Motor Insurance for PRIVATE CAR -POLICY WORDINGS Future Generali India Insurance Company Limited, Corporate & Registered Office : 6th Floor, Tower - 3, Indiabulls Finance Center, Senapati
More informationT&C & 01 TERMS AND CONDITIONS FOR MOBILE TELEPHONE SERVICE
Terms & Conditions: T&C 01 TERMS AND CONDITIONS FOR MOBILE TELEPHONE SERVICE It is hereby agreed between the Customer and SmarTone Mobile Communications Limited ("the Company") as follows: SALE OF EQUIPMENT/
More informationLeyburn Nominees Pty Ltd T/A Joyce Krane Terms & Conditions of Hire Definitions Acceptance Price and Payment Hire Period Delivery of Equipment
1 Definitions 1.1 Supplier shall mean Leyburn Nominees Pty Ltd T/A Joyce Krane, its successors and assigns or any person acting on behalf of and with the authority of Leyburn Nominees Pty Ltd T/A Joyce
More information