Strategic Risk Management Policy Checklist Tab
|
|
- Loraine Malone
- 6 years ago
- Views:
Transcription
1 Desk & On Site Review Part A Mandatory By Laws Has the credit union passed the following by laws prescribed for the purpose of subsection 105 (2) of the Act as matters required to be governed by the by laws of every credit union, to the extent the matters are not provided for by the Act or the regulations or set out in the articles of the credit union? O. Reg. 237/09, s. 25 Admission to membership in the credit union and any fees for admission. Withdrawal, suspension or expulsion from membership in the credit union. The allotment of shares, including the maximum number that may be allotted to a member, the payment for shares, the redemption or transfer of shares and the recording of information about these matters. The procedure for deciding how to distribute the profits of the credit union. If the credit union is a member of a league and assesses its own members to pay for the cost of membership in the league, the procedure for assessing credit union members annual assessment to be paid to the league. The language or languages in which the credit union will carry on business. Mandatory procedures governing the operation of the credit union. The types of loans that the credit union is authorized to make. The time, place and notice to be given for a members meeting, the record date for determining who is entitled to vote at such a meeting, and the quorum for such a meeting. The time, place and notice to be given for a board meeting. The time for, and manner of, electing directors and committee members. The term of office of directors and of committee members, and the procedure for setting their remuneration. The appointment and removal of officers and employees of the credit union, any security that they are required to give the credit union and the procedures for establishing their remuneration. Page 1 of 7
2 Part B Directors Do all directors of the credit union meet the following qualifications of Section 91 of the Act? He or she is a member of the credit union He or she is at least eighteen years of age He or she is a Canadian citizen or a person lawfully admitted to Canada for permanent residency who is ordinarily resident in Canada Yes No Na Are any individuals disqualified as directors of the credit union in accordance with Section 92 (1) of the Act? Choose an item. If YES, please explain: (If YES, he or she is not disqualified solely because he or she provides, without remuneration, services to the credit union or league that are ordinarily provided by an employee. S. 92 (2) of the Act) If bullet 7 applies, choose one of the following: (S. 92 (3) of the Act) Choose an Item. If YES applies above, Has a resolution been passed to declare the director s position vacant? If NO, above, please explain: No directors have resigned from the credit union in the middle of their term of office? If No, please explain the circumstances around the resignation? Part C Board and Committee Conduct Does the Board conduct a self assessment annually? (Obtain a copy for records) Is there a succession plan for the board? Page 2 of 7
3 The board has not delegated any responsibility outlined in S. 109(2) of the Act? 1. Filling vacancies on the board or the audit committee. 2. Appointing or removing an officer or director of the credit union. 3. Appointing signing officers. 4. Adopting, amending or repealing by laws. 5. Issuing securities except in the manner and on the terms authorized by the board. 6. Authorizing the payment of a commission upon the sale of shares. 7. Purchasing, redeeming or otherwise acquiring shares issued by the credit union. 8. Approving the financial statements. 9. Authorizing the purchase, sale, lease, exchange or other disposition of material assets. 10. Declaring dividends or patronage returns. 11. Expelling a member. Do all committees conduct their responsibilities as established by the board and outlined in the terms of reference? Is there a process for the appointment of the CEO? Does the board evaluate the performance of the CEO at least annually against established criteria? Is there a succession plan for the senior management? Does the credit union have an ERM program? Do all directors participate in CUDA workshops or any participation in training that may be required by the credit union? Does any board, a committee of the board or a director directly manage, or be involved in, the day to day activities of the credit union? S. 104(2) Has the board established standards of business conduct and ethical behavior? (i.e. code of conduct, conflict of interest disclosure, ethical behavior) Page 3 of 7
4 Part D Audit Committee Conduct Does the Audit Committee meet the following requirements of the Act: Strategic Risk Management Policy S. 125 (1) & (2) Established audit committee with at least 3 members composed of members appointed by the board from among the directors S. 125 (4) Satisfy such training requirements or qualifications as established by the credit union S. 125 (5) & (7) Meet a minimum of quarterly and keep minutes of each meeting S. 125 (9) Present results of each meeting to the board within 60 days or by the next board meeting, whichever comes first Does the audit committee ensure that an effective and robust internal audit function is established and regularly reviews its work plans, findings, and recommendations? Do the Audit Committee and all Directors ensure that there is appropriate follow up on outstanding issues identified by the reports? Has the audit committee developed a work plan which addresses, at a minimum, all duties outlined in the Act and the Regulations? The committee adequately plans for and establishes the scope of the external audit engagement and ensures that external auditors have the necessary skills and background to conduct the audit engagement? The annual report to the members required under S. 125 (9) of the Act contains the information required in S. 27 (2) of the Regulations? 1. The number of meetings held by the committee during the year. 2. A summary of the significant activities undertaken by the committee during the year and a description of the actual and expected results. 3. Confirmation that the committee is conducting its affairs in accordance with the Act and the regulations. 4. Information on any failure of the credit union to implement or complete the implementation of any significant recommendation previously made by the audit committee. 5. Details of any other matter that is required to be disclosed pursuant to the Act or the regulations. Page 4 of 7
5 Part E Business Planning Does the credit union have an annual business plan including financial targets and supportive action plans? Does the plan address major concerns (i.e. layoffs, losses)? Is there, at minimum, an operational budget? Is there evidence that the business objectives are not consistent with cooperative principles? Part F Board Reports Does the board regularly monitor actual operating and financial results in relation to the business strategy and business plans? Does the board evaluate material operating and financial variances of actual results to plan? Does management prepare and submit reports to the board that: Provide sufficient and appropriate information to help determine whether the institution is adhering to its risk management policies? Confirm that the institution is in compliance with legislation and by laws? Identify how any material weaknesses or deficiencies in risk management practices are being addressed? Compare actual performance and business risk measurements relative to plan and previous year to date performance? Identify any material operating and financial variances of actual results to plan? Outline initiatives and plans to address any material weaknesses? Do all board reports contain the following: Signed minutes of the meeting Financial Statements Liquidity Management Report Membership Report Page 5 of 7
6 Interest Rate Risk Report (Results of monthly shock test) Credit Report Part G Capital Adequacy Has the credit union established capital policies for the credit union consistent with the regulations governing adequate capital and does the credit union adhere to those policies? The Act s. 85 (1) Does the capital policy of the credit union consist of policies, standards and procedures that a reasonable and prudent person would apply in order to ensure the financial soundness of the credit union avoid undue risk of loss and obtain a reasonable return? The Act s. 85 (2) Is the capital policy of the credit union subject to the approval of the board and does the board review the policies at least once each year? The Act s. 85 (3) Does the capital policy outline a minimum board level? Does the actual capital level meet policy? Does the credit union provide a report in a form approved by the Corporation concerning its compliance with section 84 to such persons and at such times as required by the Corporation? The Act s. 89 Part H Share Structure Does the credit union maintain a separate stated capital account for each class and series of shares it issues? The Act S. 68 (1) The credit union has not issued any classes of shares other than membership shares and patronage shares. If No complete the following questions. Did the credit union obtain approval to amend its articles of association? Has the credit union received a receipt of offering from the Superintendent? Has the credit union sold any shares to a non member of the credit union? Page 6 of 7
7 Part I Management Conduct Does the credit union file a Fidelity Bond Application (FBA) with Central 1 for every individual that is hired whether part time, temporary, contract, volunteer or permanent, and any directors who are involved in the day to day operations of the credit union? Is there an adequate amount of robbery, burglary, ATM, CRU insurance in place? Is there a Code of Conduct Policy (which encompasses conflict of interest, confidentiality and ethical conduct policies)? Are all senior managers required to take vacations so that one employee s control over any task is not continuous for long periods? (Verify Dates) Does the credit union cross train or rotate employees duties? Are all employees adequately screened? i.e. reference checks, criminal background cheques, credit bureaus (Check recent hire personnel file) Does the credit union have a discreet disclosure process, whereby employees many draw management and board attention to evidence of dishonesty, etc.? Page 7 of 7
REGULATION UNDER THE CREDIT UNIONS AND CAISSES POPULAIRES ACT, 1994
REGULATION UNDER THE CREDIT UNIONS AND CAISSES POPULAIRES ACT, 1994 This attachment highlights key sections of the Ontario Regulations 237/09 and 238/09. It should be noted that Ontario Regulation 76/95
More informationDEPOSIT INSURANCE CORPORATION OF ONTARIO BY-LAW NO. 5 STANDARDS OF SOUND BUSINESS AND FINANCIAL PRACTICES
DEPOSIT INSURANCE CORPORATION OF ONTARIO BY-LAW NO. 5 STANDARDS OF SOUND BUSINESS AND FINANCIAL PRACTICES A By-law made under paragraph (g) of subsection 264(1) of the Credit Unions and Caisses Populaires
More informationEVINE LIVE INC. AUDIT COMMITTEE CHARTER
EVINE LIVE INC. AUDIT COMMITTEE CHARTER I. PURPOSE, DUTIES, and RESPONSIBILITIES The audit committee (the Committee ) is established by the board of directors (the board ) of EVINE Live Inc. (the company
More informationAUDIT COMMITTEE MANDATE
SUPERIOR PLUS CORP. AUDIT COMMITTEE MANDATE A. Purpose The primary purpose of the Audit Committee (the Committee ) of the Board of Directors (the Board ) of Superior Plus Corp. (the Corporation ) is to
More information1. Purpose. 2. Membership and Organizations. Canadian Imperial Bank of Commerce Audit Committee Mandate
1 1. Purpose (1) The primary functions of the Audit Committee are to: fulfill its responsibilities for reviewing the integrity of CIBC's financial statements, related management's discussion and analysis
More informationDEPOSIT INSURANCE CORPORATION OF ONTARIO BY-LAW NO. 5 STANDARDS OF SOUND BUSINESS AND FINANCIAL PRACTICES
DEPOSIT INSURANCE CORPORATION OF ONTARIO BY-LAW NO. 5 STANDARDS OF SOUND BUSINESS AND FINANCIAL PRACTICES A by-law made under paragraph (g) of subsection 264(1) of the Credit Unions and Caisses Populaires
More informationBy-Laws (constitution)
TATALE COMMUNITY CO-OPERATIVE CREDIT UNION LTD (TTCCCU) ( THE HAPPY FAMILY) By-Laws (constitution) Operating Guidelines Prepared by Board of Directors JUNE 2010 Tatale Community Co-operative credit Union
More informationSRI LANKA RELATED SERVICES PRACTICE STATEMENT 4750
SRI LANKA RELATED SERVICES PRACTICE STATEMENT 4750 ENGAGEMENTS TO REPORT ON THE COMPLIANCE WITH THE CORPORATE GOVERNANCE DIRECTIVE ISSUED BY THE CENTRAL BANK OF SRI LANKA (Effective for engagements commencing
More informationTERMS OF REFERENCE FOR THE BOARD OF DIRECTORS
TERMS OF REFERENCE FOR THE BOARD OF DIRECTORS I. INTRODUCTION The primary responsibility of the (the Board ) is to maximize returns to shareholders of (the Corporation ) and to foster the long-term success
More informationAudit Committee Charter. Fly Leasing Limited
Audit Committee Charter Fly Leasing Limited As of: February 25, 2018 Fly Leasing Limited Audit Committee Charter 1. Background This Audit Committee Charter was originally adopted on November 6, 2007 and
More informationAUDIT AND FINANCE COMMITTEE OF THE BOARD OF DIRECTORS MANDATE
AUDIT AND FINANCE COMMITTEE OF THE BOARD OF DIRECTORS MANDATE PURPOSE The primary purpose of the audit and finance committee (the committee ) is to assist the board of directors ( board ) in fulfilling
More informationCHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF EL POLLO LOCO HOLDINGS, INC.
CHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF EL POLLO LOCO HOLDINGS, INC. I. PURPOSE OF THE COMMITTEE The purpose of the Audit Committee (the Committee ) of the Board of Directors (the Board
More informationLife Insurance Council Bylaws
Life Insurance Council Bylaws Effective January 1, 2007 Amended 05/2008 Bylaw 10, Section 2; Schedule A, Part II, Section 4 Amended 05/2009 Bylaw 5, Section 1, Section 5; Bylaw 7, Section 5 Amended 10/2009
More informationAUDIT COMMITTEE CHARTER. Purpose. Composition
AUDIT COMMITTEE CHARTER Purpose The Audit Committee (the Committee ) is established by the Board of Directors (the Board ) primarily for the purpose of overseeing the accounting and financial reporting
More informationAUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER
AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER ~ ~ Supervising the Quality and Integrity of the Bank's Financial Reporting ~ ~ Main Responsibilities: overseeing reliable,
More informationAUDIT COMMITTEE CHARTER
AUDIT COMMITTEE CHARTER Purpose The Audit Committee is appointed by the Board of Directors (the Board ) to assist the Board in monitoring (1) the integrity of the financial statements of the Company, (2)
More informationINDEPENDENT REVIEW COMMITTEE OF INVESTMENT FUNDS MANAGED BY CANADIAN IMPERIAL BANK OF COMMERCE AND CIBC ASSET MANAGEMENT INC.
INDEPENDENT REVIEW COMMITTEE OF INVESTMENT FUNDS MANAGED BY CANADIAN IMPERIAL BANK OF COMMERCE AND CIBC ASSET MANAGEMENT INC. CHARTER PURPOSE... 4 IRC Duty.... 4 CONSTITUTION OF THE INDEPENDENT REVIEW
More informationDIAMOND OFFSHORE DRILLING, INC. AUDIT COMMITTEE CHARTER
DIAMOND OFFSHORE DRILLING, INC. AUDIT COMMITTEE CHARTER (as amended and restated on February 2, 2018) Purpose The primary function of the Audit Committee (the Committee ) is to assist the Board of Directors
More informationCHARTER of the AUDIT COMMITTEE of the BOARD of DIRECTORS of TYSON FOODS, INC.
I. PURPOSE CHARTER of the AUDIT COMMITTEE of the BOARD of DIRECTORS of TYSON FOODS, INC. The primary function of the Audit Committee (the "Committee") is to assist the Board of Directors of Tyson Foods,
More informationBYLAWS OF AGFINITY, INC.
BYLAWS OF AGFINITY, INC. JULY 1, 2012 AMENDED AND RESTATED AUGUST 20, 2013 AMENDED AND RESTATED APRIL 1, 2014 AMENDED AND RESTATED AUGUST 1, 2014 AMENDED AND RESTATED October 25, 2016 TABLE OF CONTENTS
More informationPDC ENERGY, INC. AUDIT COMMITTEE CHARTER. Amended and Restated September 18, 2015
PDC ENERGY, INC. AUDIT COMMITTEE CHARTER Amended and Restated September 18, 2015 1. Purpose. The Board of Directors (the Board ) of PDC Energy, Inc. (the Company ) has duly established the Audit Committee
More informationQuinte First Credit Union Board of Directors 2018 Application for Nomination
Quinte First Credit Union Board of Directors 2018 ELECTIONS Board of Directors Dear Prospective Board Candidate: At Quinte First Credit Union we value the dedication and commitment of our Members who choose
More informationAUDIT COMMITTEE CHARTER
Page 1 of 7 A. GENERAL 1. PURPOSE The purpose of the Audit Committee (the Committee ) of the Board of Directors (the Board ) of Teck Resources Limited ( the Corporation ) is to provide an open avenue of
More informationThis Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
CHAPTER 15 CORPORATE GOVERNANCE PART A GENERAL 15.01 Introduction This Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
More informationHYDRO ONE LIMITED AUDIT COMMITTEE MANDATE
HYDRO ONE LIMITED AUDIT COMMITTEE MANDATE Purpose The Audit Committee (the Committee ) is a committee appointed by the board of directors (the Board ) of Hydro One Limited (including its subsidiaries,
More informationCHARTER OF THE BOARD OF DIRECTORS I.C.C. INTERNATIONAL PUBLIC COMPANY LIMITED
CHARTER OF THE BOARD OF DIRECTORS I.C.C. INTERNATIONAL PUBLIC COMPANY LIMITED The Board of Directors fully recognize the importance of Corporate Governance Code and, in compliance with Chapter 3/1 of the
More informationBOARD CANDIDATE INFORMATION KIT AND NOMINATION FORM Election
BOARD CANDIDATE INFORMATION KIT AND NOMINATION FORM 2013 Election Tusket Branch: 648-2322 Wedgeport Branch: 663-2525 West Pubnico Branch: 762-2372 Yarmouth Branch: 742-2123 Email: sryan@coastalfinancial.ca
More informationPREVIEW. PLEASE DO NOT COPY 4. Difference between regular bylaws and professional association and corporation bylaws:
Professional corporation by laws 1. The shareholders of a professional corporation and the members of a professional association may adopt bylaws for the regulation of the affairs of the corporation or
More informationGeneral Insurance Council Bylaws Effective January 1, 2007
General Insurance Council Bylaws Effective January 1, 2007 Amended 05/2008 Bylaw 10, Section 2 Amended 07/2008 Schedule A, Part II, Section 6; Schedule A, Part III, Section 6; Schedule A, Part IV, Section
More informationVisa Inc. Audit and Risk Committee Charter
Visa Inc. Audit and Risk Committee Charter I. PURPOSE The Audit and Risk Committee (Committee) of the Board of Directors (Board) of Visa Inc. (Company) assists the Board in its oversight of the independent
More informationSUMMARY OF SHAREHOLDER RIGHTS AND IMPORTANT ASPECTS IN WHICH THE COMPANY S CONDUCT DEVIATES FROM THE SWEDISH CORPORATE GOVERNANCE CODE
SUMMARY OF SHAREHOLDER RIGHTS AND IMPORTANT ASPECTS IN WHICH THE COMPANY S CONDUCT DEVIATES FROM THE SWEDISH CORPORATE GOVERNANCE CODE The following is a summary of certain rights of shareholders in Lundin
More informationnot have participated in the preparation of the Company s or any of its subsidiaries financial statements at any time during the past three years;
SABRE CORPORATION AUDIT COMMITTEE CHARTER I. Statement of Purpose The Audit Committee (the Committee ) is a standing committee of the Board of Directors (the Board ). The purpose of the Committee is to
More information3. Review and Report At least annually, the Committee must review and report to the Board on:
REMUNERATION COMMITTEE CHARTER 1. Purpose The purpose of the Committee (the Committee ) is to assist the Board of Directors (the Board ) of NOVA Chemicals Corporation (the Corporation ) in fulfilling its
More informationEVERGY, INC. AUDIT COMMITTEE CHARTER Adopted June 4, 2018 A. Purpose There will be an Audit Committee (the Committee ) whose members will be
EVERGY, INC. AUDIT COMMITTEE CHARTER Adopted June 4, 2018 A. Purpose There will be an Audit Committee (the Committee ) whose members will be appointed by the Board of Directors (the Board ) of Evergy,
More informationSHAW COMMUNICATIONS INC. AUDIT COMMITTEE CHARTER
SHAW COMMUNICATIONS INC. AUDIT COMMITTEE CHARTER This Charter of the Audit Committee (the Committee ) of the Board of Directors (the Board ) of Shaw Communications Inc. (the Corporation ) was adopted and
More informationWAM Global Limited (ACN ) (Company) Corporate Governance Statement
WAM Global Limited (ACN 624 572 925) (Company) Corporate Governance Statement This Corporate Governance Statement sets out the Company s current compliance with the ASX Corporate Governance Council s 3
More informationBoard of Directors Candidate Nomination Package -2018
Board of Directors Candidate Nomination Package -2018 Nomination Period Opens: Closes: February 28, 2018 at 9:00 a.m. EST. April 25, 2018 at 5:00 p.m. EST. Questions? Please Contact: Dawn Stallard, Executive
More informationTerms of Reference of the Audit Committee. 2.1 The Committee shall consist of a Chairman and not fewer than two other members.
Terms of Reference of the Audit Committee 1. Function 1.1 The Audit Committee ( the Committee ) is appointed by the Board to ensure that the Company maintains the highest standards of integrity, financial
More informationShort-term Insurance Act 4 of 1998 (GG 1832) brought into force on 1 July 1998 by GN 142/1998 (GG 1887) ACT
(GG 1832) brought into force on 1 July 1998 by GN 142/1998 (GG 1887) as amended by Namibia Financial Institutions Supervisory Authority Act 3 of 2001 (GG 2521) brought into force on 14 May 2001 by GN 85/2001
More informationAudit, Finance & Risk Committee TERMS OF REFERENCE FOR THE AUDIT, FINANCE & RISK COMMITTEE
TERMS OF REFERENCE FOR THE AUDIT, FINANCE & RISK COMMITTEE I. CONSTITUTION There shall be a committee, to be known as the (the Committee ), of the Board of Directors (the Board ) of Enbridge Inc. (the
More informationNOMINATION FORM FOR ELECTION TO THE BOARD OF DIRECTORS AND THE SUPERVISORY COMMITTEE
NOMINATION FORM FOR ELECTION TO THE BOARD OF DIRECTORS AND THE SUPERVISORY COMMITTEE Nominee Name Telephone Contact Email Organization Designation/Position Position interested in Board of Directors Supervisory
More informationCHARTER OF THE. HUMAN RESOURCES AND COMPENSATION COMMITTEE (the Committee ) OF THE BOARD OF DIRECTORS. OF AIR CANADA (the Corporation )
CHARTER OF THE HUMAN RESOURCES AND COMPENSATION COMMITTEE (the Committee ) OF THE BOARD OF DIRECTORS OF AIR CANADA (the Corporation ) 1. General Purpose The purpose of the Committee is as follows: To assist
More informationCHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF TOPBUILD CORP. I. MISSION II. MEMBERSHIP
CHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF TOPBUILD CORP. I. MISSION The Audit Committee (the Committee ) of the Board of Directors (the Board ) of TopBuild Corp., a Delaware corporation
More informationUNITEDHEALTH GROUP BOARD OF DIRECTORS AUDIT COMMITTEE CHARTER (November 8, 2016)
UNITEDHEALTH GROUP BOARD OF DIRECTORS AUDIT COMMITTEE CHARTER (November 8, 2016) INTRODUCTION AND PURPOSE UnitedHealth Group Incorporated (the "Company") is a publicly-held company and operates in a complex,
More informationAVERY DENNISON CORPORATION AUDIT AND FINANCE COMMITTEE CHARTER *
AVERY DENNISON CORPORATION AUDIT AND FINANCE COMMITTEE CHARTER * Purpose The Audit & Finance Committee ( Committee ) is appointed by the Board to assist the Board with its oversight responsibilities in
More informationFINANCE POLICY PEGUIS FIRST NATION. Addopted: BCR 09/04/29
FINANCE POLICY PEGUIS FIRST NATION Addopted: BCR 09/04/29 Revised: BCR August 13, 2009 PEGUIS FIRST NATION FINANCE POLICY PREAMBLE Being a Policy to regulate the receipt, management, and expenditure of
More informationCHARTERED PROFESSIONAL ACCOUNTANTS AND PUBLIC ACCOUNTING ACT
c t CHARTERED PROFESSIONAL ACCOUNTANTS AND PUBLIC ACCOUNTING ACT PLEASE NOTE This document, prepared by the Legislative Counsel Office, is an office consolidation of this Act, current to December 23, 2017.
More informationCHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF MINERALS TECHNOLOGIES INC.
I. PURPOSE The primary purposes of the Audit Committee (the Committee ) are to: 1. Assist the Board of Directors (the Board ) in its oversight of (i) the integrity of the Company s financial statements,
More informationAUDIT AND FINANCE COMMITTEE TERMS OF REFERENCE
December 2017 AUDIT AND FINANCE COMMITTEE TERMS OF REFERENCE 1. CREATION There shall be a committee, to be known as the Audit and Finance Committee (the Committee ), of the Board of Directors of the Bank
More informationThis Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
CHAPTER 15 CORPORATE GOVERNANCE PART A GENERAL 15.01 Introduction This Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
More informationTHE FINANCIAL REPORTING ACT 2004
THE FINANCIAL REPORTING ACT 2004 Act No. 43 of 2004 I assent 10th December, 2004 SIR ANEROOD JUGNAUTH President of the Republic Date in Force: Not Proclaimed ARRANGEMENT OF SECTIONS Section PART I-PRELIMINARY
More informationThe DFSA Rulebook. Auditor Module (AUD) AUD/VER3/02-17
The DFSA Rulebook Auditor Module (AUD) Contents The contents of this module are divided into the following chapters, sections and appendices: PART 1 INTRODUCTION... 1 1 APPLICATION AND DEFINITIONS... 1
More informationGuidelines for the Board
Tab No. D-2 Guidelines for the Board February 14, 2013 1.0 INTRODUCTION... 1 2.0 DUTIES AND RESPONSIBILITIES... 1 2.1 Best Interests of the CPP Investment Board... 1 2.2 Integrity... 1 2.3 Board Timetable...
More informationZebra Technologies Corporation Audit Committee Charter (November 3, 2017)
Zebra Technologies Corporation Audit Committee Charter (November 3, 2017) A. Authority The Audit Committee (the Committee ) of the Board of Directors (the Board ) of Zebra Technologies Corporation ( Zebra
More informationCONSTITUTION Lifeline Tasmania Inc.
CONSTITUTION Lifeline Tasmania Inc. Amended 27 th October 2014 Level 5, 31 Cambridge Road, Bellerive TASMANIA 7018. Telephone: (03) 6282 1500 Facsimile: (03) 6282 1501 Email: admin.south@lifelinetasmania.org.au
More informationFIFTH CONSOLIDATED AMENDMENT TO THE CONTRACT AND BY-LAWS INTERGOVERNMENTAL PERSONNEL BENEFIT COOPERATIVE
FIFTH CONSOLIDATED AMENDMENT TO THE CONTRACT AND BY-LAWS INTERGOVERNMENTAL PERSONNEL BENEFIT COOPERATIVE ARTICLE I. Definitions and Purpose. DEFINITIONS: As used in this agreement, the following terms
More informationTHE FINANCIAL REPORTING ACT 2004
THE FINANCIAL REPORTING ACT 2004 Act No. 45 of 2004 I assent SIR ANEROOD JUGNAUTH 10 th December 2004 President of the Republic Section 1. Short title 2. Interpretation PART I-PRELIMINARY ARRANGEMENT OF
More informationNATIONAL DEVELOPMENT AGENCY ACT No. 108 of 1998
EnviroLeg cc NATIONAL DEVELOPMENT AGENCY Act p 1 NATIONAL DEVELOPMENT AGENCY ACT No. 108 of 1998 Assented to 19 November 1998 Date of commencement: 8 March 2000 ACT To establish a National Development
More informationEXICURE, INC. CHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS
EXICURE, INC. CHARTER OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS This Charter governs the operations of the Audit Committee (the Committee ) of the Board of Directors of Exicure, Inc., a Delaware
More informationGuidance Note. Securitization. March Ce document est aussi disponible en français. Revised in October 2018
Guidance Note Securitization March 2018 Revised in October 2018 Ce document est aussi disponible en français. Applicability The Guidance Note: Securitization (Guidance Note) is for use by all credit unions
More informationAPOGEE ENTERPRISES, INC. AUDIT COMMITTEE CHARTER
APOGEE ENTERPRISES, INC. AUDIT COMMITTEE CHARTER PURPOSE The purposes of the Audit Committee ( Committee ) of Apogee Enterprises, Inc. ( Apogee ) are to assist Apogee s Board of Directors ( Board ) in
More informationArticles of Association of Bangkok Bank Public Company Limited. Chapter 1 General Provision
Articles of Association of Bangkok Bank Public Company Limited Chapter 1 General Provision Article 1. In these Articles of Association, Company means Bangkok Bank Public Company Limited. Acts means the
More informationSempra Energy. Audit Committee Charter
Sempra Energy Audit Committee Charter The Audit Committee is a committee of the Board of Directors (the Board ) of Sempra Energy. The charter below was adopted by the Board on December 2, 2003 and appears
More informationACCENTURE PLC AUDIT COMMITTEE CHARTER
ACCENTURE PLC AUDIT COMMITTEE CHARTER I. PURPOSE The Audit Committee (the Committee ) of the Board of Directors (the Board ) of Accenture plc (the Company ) shall discharge the Board s responsibilities
More informationThis Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
CHAPTER 15 CORPORATE GOVERNANCE PART A GENERAL 15.01 Introduction This Chapter sets out the requirements that must be complied with by a listed issuer and its directors with regard to corporate governance.
More informationBAHAMAS CO-OPERATIVE CREDIT UNIONS BILL, 2013
PROPERTY OF THE CENTRAL BANK OF THE BAHAMAS BAHAMAS CO-OPERATIVE CREDIT UNIONS BILL, 2013 Arrangement of Sections Section PART I - PRELIMINARY 6 1. Short title and commencement.... 6 2. Interpretation....
More informationAUDIT COMMITTEE CHARTER OF KBR, INC. (as of December 7, 2016)
AUDIT COMMITTEE CHARTER OF KBR, INC. (as of December 7, 2016) Article I. Purpose The Audit Committee (the Committee ) of KBR, Inc. (the Corporation ) is appointed by the Board of Directors of the Corporation
More informationCERTIFICATE ON COMPLIANCE OF CONDITIONS OF CORPORATE GOVERNANCE GUIDELINES TO THE SHAREHOLDERS OF ONE BANK LIMITED
CERTIFICATE ON COMPLIANCE OF CONDITIONS OF CORPORATE GOVERNANCE GUIDELINES TO THE SHAREHOLDERS OF ONE BANK LIMITED We have examined the status of compliance to the BSEC guidelines on Corporate Governance
More information(UNOFFICIAL TRANSLATION)
Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Thailand Clearing House Company Limited cannot undertake any responsibility
More informationCHARTER OF THE. PENSION COMMITTEE (the Committee ) OF THE BOARD OF DIRECTORS. OF AIR CANADA (the Corporation )
CHARTER OF THE PENSION COMMITTEE (the Committee ) OF THE BOARD OF DIRECTORS OF AIR CANADA (the Corporation ) 1. Purpose The primary purpose of the Committee is to assist the Board of Directors (the Board
More informationGUIDELINES FOR THE CORPORATE GOVERNANCE OF CREDIT UNIONS
SUPERVISORY AND REGULATORY GUIDELINES Guidelines Issued: 22 December 2015 GUIDELINES FOR THE CORPORATE GOVERNANCE OF CREDIT UNIONS 1. INTRODUCTION 1.1 The Central Bank of The Bahamas ( the Central Bank
More informationENERGY FUELS INC. CORPORATE GOVERNANCE MANUAL
As Approved by the Board on January 27, 2016 ENERGY FUELS INC. CORPORATE GOVERNANCE MANUAL This Corporate Governance Manual is in force pursuant to a resolution adopted by the Board of Directors of Energy
More informationThe following shall be the principal recurring duties of the Committee in carrying out its oversight responsibility.
AEVI GENOMIC MEDICINE, INC. AUDIT COMMITTEE CHARTER 1. PURPOSE The Audit Committee (the Committee ) of the Board of Directors (the Board ) of Aevi Genomic Medicine, Inc. (the Company ) has the oversight
More informationAppendix 6. In this annex underlining indicates new text and striking through indicates deleted text. The DFSA Rulebook. Markets Rules (MKT)
Appendix 6 In this annex underlining indicates new text and striking through indicates deleted text. The DFSA Rulebook Markets Rules (MKT) 5 ACCOUNTING PERIODS, AND FINANCIAL REPORTS AND AUDITING 1. Article
More informationTERMS OF REFERENCE OF THE BOARD RISK COMMITTEE OF THE BOARD OF DIRECTORS
TERMS OF REFERENCE OF THE BOARD RISK COMMITTEE OF THE BOARD OF DIRECTORS 1. Purpose A Board Risk Committee ( Committee or BRC ), of the Board of Directors ( Board ) of the Business Development Bank of
More informationGUIDELINES ON BANKS AUDIT COMMITTEES, ANNUAL INDEPENDENT EXTERNAL AUDIT AND PUBLICATION OF AUDITED FINANCIAL STATEMENTS TABLE OF CONTENTS
GUIDELINES ON BANKS AUDIT COMMITTEES, ANNUAL INDEPENDENT EXTERNAL AUDIT AND PUBLICATION OF AUDITED FINANCIAL STATEMENTS TABLE OF CONTENTS 1. AUTHORITY, PURPOSE AND SCOPE... 2 (a) Authority... 2 (b) Purpose...
More informationH&R REAL ESTATE INVESTMENT TRUST TRUSTEES MANDATE
H&R REAL ESTATE INVESTMENT TRUST TRUSTEES MANDATE 1. Purpose The Declaration of Trust for H&R Real Estate Investment Trust (the Trust or REIT ) stipulates that the trustees (the Trustees ) of the REIT
More informationCorporate Governance Requirements for Investment Firms and Market Operators 2018
Corporate Governance Requirements for Investment Firms and Market Operators 2018 Corporate Governance Requirements for Investment Firms and Market Operators Central Bank of Ireland Page 2 Contents Introduction...
More informationNATIONAL INSTRUMENT INDEPENDENT REVIEW COMMITTEE FOR INVESTMENT FUNDS TABLE OF CONTENTS
NATIONAL INSTRUMENT 81-107 INDEPENDENT REVIEW COMMITTEE FOR INVESTMENT FUNDS TABLE OF CONTENTS Part 1 Definitions and application 1.1 Investment funds subject to Instrument 1.2 Definition of a conflict
More information1. Differential Premium Score Determination
DICO Differential Premium Score Determination Published, The Ontario Gazette, Date April 12, 2014 This document is issued by the Deposit Insurance Corporation of Ontario ( Corporation ) under subsection
More informationCompany Number Charity Number
Company Number 1218334 Charity Number 290927 MEMORANDUM AND ARTICLES OF ASSOCIATION of ASSOCIATION FOR PROJECT MANAGEMENT ADOPTED BY SPECIAL RESOLUTION ON 25 SEPTEMBER 2006 CONTENTS Memorandum of Association
More informationGROUP RISK COMMITTEE MANDATE
GROUP RISK COMMITTEE MANDATE Mandate submitted for approval by the Committee Level Approving committee Liberty Holdings Limited Group Risk Committee Date 20 November 2017 Final approval Directors Affairs
More information5.1 Manager to refer conflict of interest matters to independent review committee
National Instrument 81-107 Independent Review Committee for Investment Funds PART 1 DEFINITIONS AND APPLICATION 1.1 Investment funds subject to Instrument 1.2 Definition of a conflict of interest matter
More informationAdvanced Chemical Industries Limited
Annexure-V Advanced Chemical Industries Limited Status of Compliance with the Corporate Governance Guidelines (CGG) Status of the compliance with the conditions imposed by the Notification SEC/CMRRCD/2006-158/134/Admin/44
More informationCHAPTER 53:03 BOTSWANA UNIFIED REVENUE SERVICE
CHAPTER 53:03 BOTSWANA UNIFIED REVENUE SERVICE ARRANGEMENT OF SECTIONS SECTION PART I Preliminary 1. Short title 2. Interpretation PART II Botswana Unified Revenue Service 3. Establishment of the Revenue
More informationFor Preview Only - Please Do Not Copy
Company Agreement, Operating agreement of a limited liability company. 1. The affairs of a limited liability company are governed by its Company Agreement or operating agreement. The term regulations has
More informationAMENDED AND RESTATED BYLAWS OF THE COOPERATIVE FINANCE ASSOCIATION, INC.
AMENDED AND RESTATED BYLAWS OF THE COOPERATIVE FINANCE ASSOCIATION, INC. ARTICLE I - COOPERATIVE OPERATION Section 1. Nature of Operation. The Association operates on a cooperative basis, as provided herein,
More informationWellCare Health Plans, Inc. Audit, Finance and Regulatory Compliance Committee Charter
I. Purposes WellCare Health Plans, Inc. Audit, Finance and Regulatory Compliance Committee Charter The principal purposes of the Audit, Finance and Regulatory Compliance Committee (the Committee ) of the
More informationBOARD OF TRUSTEES OF THE VILLAGE OF TEQUESTA GENERAL EMPLOYEES PENSION TRUST FUND ADMINISTRATIVE RULES
BOARD OF TRUSTEES OF THE VILLAGE OF TEQUESTA GENERAL EMPLOYEES PENSION TRUST FUND ADMINISTRATIVE RULES August 2015 TABLE OF CONTENTS PART 1 - GENERAL PROVISIONS... 1 1.1 Purpose... 1 1.2 Definitions...
More informationAudit and Risk Committee Charter
Original effective date: 07/14/2014 Date of last approval: 03/24/2016 Approved by: Board of Directors Business unit: HealthEquity, Inc. TABLE OF CONTENTS 1 RESPONSIBILITIES AND DUTIES... 2 2 MEMBERSHIP...
More informationThousand Oaks Flyers Youth Track Club Bylaws Modified
Thousand Oaks Flyers Youth Track Club Bylaws Modified - 11-1-2017 BYLAWS OF THE THOUSAND OAKS FLYERS YOUTH TRACK CLUB, A CALIFORNIA NONPROFIT PUBLIC BENEFIT CORPORATION ARTICLE 1 NAME The name of this
More informationGWYNEDD ARCHAEOLOGICAL TRUST LIMITED
Company number: 01180515 Charity number: 508849 The Companies Act 2006 COMPANY LIMITED BY GUARANTEE AND NOT HAVING A SHARE CAPITAL Memorandum and Articles of Association of GWYNEDD ARCHAEOLOGICAL TRUST
More informationRISK COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER. ~ ~ Supervising the Management of Risk of the Bank ~ ~
Main Responsibilities: RISK COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER ~ ~ Supervising the Management of Risk of the Bank ~ ~ Approving the Enterprise Risk Framework (ERF)
More informationAnnexure-V. Status of Compliance with the Corporate Governance Guidelines (CGG)
Annexure-V Status of with the Corporate Governance Guidelines (CGG) Status of the compliance with the conditions imposed by the tification. SEC/CMRRCD/2006-158/134/Admin/44 dated 07 August 2012 of the
More informationNamibia National Reinsurance Corporation Act 22 of 1998 (GG 1949) brought into force on 1 July 1999 by GN 108/1999 (GG 2129) ACT
Namibia National Reinsurance Corporation Act 22 of 1998 (GG 1949) brought into force on 1 July 1999 by GN 108/1999 (GG 2129) ACT To provide for the establishment of the Namibia National Reinsurance Corporation
More informationTranslation. Page 1 of 10. Articles of Association of Delta Electronics (Thailand) Public Company Limited. Chapter 1 General Provisions
Page 1 of 10 Articles of Association of Delta Electronics (Thailand) Public Company Limited Chapter 1 General Provisions Article 1 Company as used herein means Delta Electronics (Thailand) Public Company
More informationAudit Committee Charter
Audit Committee Charter Updated February 23, 2017 Membership and Meetings Membership The Committee shall be comprised of no fewer than three members as appointed by the Board of Directors upon recommendation
More informationOF THE RHODE ISLAND INTERLOCAL RISK MANAGEMENT TRUST, INC.
OF THE RHODE ISLAND INTERLOCAL RISK MANAGEMENT TRUST, INC. 501 Wampanoag Trail, Suite 301, East Providence, RI 02915 (401) 438-6511 / (800) 511-5975 / (401) 438-6990 Fax www.ritrust.com as of October 13,
More informationGENESIS ENERGY, LLC BOARD OF DIRECTORS AUDIT COMMITTEE CHARTER
GENESIS ENERGY, LLC BOARD OF DIRECTORS AUDIT COMMITTEE CHARTER I. PURPOSE The Audit Committee (the Committee ) is appointed by the board of managers (the Board, and each member of the Board, a director
More informationGROUP AUDIT AND RISK COMMITTEE CHARTER 1. CONSTITUTION AND COMPOSITION 2. PURPOSE AND OBJECTIVES
GROUP AUDIT AND RISK COMMITTEE CHARTER The Coronation Group includes Coronation Fund Managers Limited ( Coronation Fund Managers ) and all companies that from time to time are directly or indirectly subsidiaries
More information